Business Insurance in Melton

... pay  $ 79.55 ** a month for  their business insurance package . Business  insurance is one of the most popular types of insurance for small businesses in Melton . In fact, it is arguably important ...

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Business Insurance in Toowoomba

... $60.97 ** per month for  t heir business insurance packages . Business  insurance is one of the most popular types of insurance for small businesses in Toowoomba . In fact, it is arguably important ...

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Business Insurance in Townsville

... Townsville pay $91.55 * * per month for their business insurance package. Business insurance is one of the most popular types of insurance for small businesses in Wollongong. In fact, it is arguably important for ...

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Business Insurance in Wollongong

... pay  $ 70.12 ** per month for  their business insurance package . Business  insurance is one of the most popular types of insurance for sm all businesses in Wollongong . In fact, it is  arguably ...

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Business Insurance in Launceston

... in Launceston pay  $ 52.8 **for  their business insurance packs . Business  insurance is one of the most popular types of insurance for businesses in Launceston . In fact, it is arguably important ...

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Business Insurance on the Gold Coast

... Retail trade, which employs 11.3% of the population. The sector with the largest amount of registered businesses ... business insurance , which is one of the most common types of insurance for small businesses on ...

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Business Insurance in Geelong

... tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to ...

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Business Insurance on the Central Coast

... accidental damage). A Business Insurance package can also ... Retail Trade, which employs 11.1% of the population. The sector with the largest amount of registered businesses is Construction, with 5 , 562 businesses ...

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Business Insurance in Cairns

... pay around $73.93 * * a month for a Business insurance package . Business insurance is one of the most popular types of insurance for small businesses in Cairns. In fact, it is arguably important for ...

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Business Insurance in Bundaberg

... pay around $60.51 * * a month for a Business insurance policy . Business insurance is one of the most popular types of insurance for small businesses in Bundaberg. In fact, it is arguably important for ...

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Business Insurance in Bunbury

... in Bunbury pay around $54 * * a month for a Business insurance policy. Business insurance is one of the most popular types of insurance for small businesses in Bunbury. In fact, it is arguably important for almost ...

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Business Insurance in Newcastle

... around  $ 71.06 ** per month for  their business insurance  p ackage . Business insurance is one of the most popular types of insurance for small businesses in Newcastle . In fact, it is arguably ...

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How much does Business Insurance cost?

... Get a hassle-free quote for your business here. How much do retailers pay for their Business Insurance Pack? The average cost of a Business Insurance package for retail business is $96.43 per month , with ...

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Business Insurance in Parramatta

... pay $71.30 * * a month for  their business insurance package . Business  insurance is one of the most popular types of insurance for small businesses in Newcastle . In fact, it is arguably important ...

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Business Insurance in Mackay

... around  $ 68.55 ** per month for  their bu siness insurance package . Business  insurance is one of the most popular types of insurance for businesses in Mackay . In fact, it is arguably important for ...

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Business Insurance

... ’s included & what’s not? Get the right cover The business of Business Insurance* Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and ...

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Common Small Business Insurance Claims and How to Prevent them.

If you are a small business owner you know that things ... your business and your bottom line. Whilst you've got the insurance ... ... limited resources it's hard to plan for everything. Here are some of the most common BizCover Business Insurance customer claims, and tips on how to prevent them. Theft Theft is unfortunately common for small ...

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What is Business Insurance?

... ) or you have stock items, then you need to protect these with the right Business Insurance cover: Businesses that own stock &/or fixtures and fittings and contents Consultants that use portable valuables like ...

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Business Insurance FAQs

... ! Check out our library of FAQ's designed to make insurance easy to understand. Get Free Quotes Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover ...

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Business Insurance the Smart Way

... compare and buy cover that suits all kinds of start-ups and small businesses - over 6,000 occupations. BizCover instantly provides multiple insurance quotes online and you can select and purchase the right cover, at the ...

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Business Interruption

What’s covered & what’s not Things to consider Back to Business Insurance Business Interruption Cover* Most small business owners like to prepare for unexpected events by insuring their premises, contents or ...

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Professional Attire Insurance

... hat better than a member of the Village People? There's now a revolutionary solution; Professional Attire Insurance, that covers you for any damage to your professional uniform, offering a rapid replacement service for ...

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Machinery Breakdown

What’s covered & what’s not Things to consider Back to Business Insurance Machinery Breakdown* This insurance covers the cost to repair or replace specified machinery following a breakdown. Did you know? ' ...

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Portable Equipment

... ’s covered & what’s not Things to consider Back to Business Insurance Portable Equipment* Portal Equipment insurance (also known as General Property insurance) covers you for loss and damage to items of portable ...

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Theft

What’s covered & what’s not Things to consider Back to Business Insurance Theft Cover* This option can cover your contents and stock from theft, attempted theft or armed hold up. It is not uncommon for theft ...

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Money

What’s covered & what’s not Things to consider Back to Business Insurance Money Cover* Money insurance protects your business money (which will include not only cash and cheques, but also items such as lottery ...

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Employment Practices Liability

... covered & what’s not Things to consider Back to Business Insurance Employment Practices Liability Cover* Employment Practices Liability (EPL) Insurance is designed to help employers minimise the risk and potential ...

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Statutory Liability

... What’s covered & what’s not Things to consider Back to Business Insurance Statutory Liability* Statutory Liability insurance covers the company, senior management and employees for allegations of wrongful breaches ...

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Goods in Transit

What’s covered & what’s not Things to consider Back to Business Insurance Goods in Transit* Goods in Transit covers (subject to a specified limit) loss or damage to goods owned by you which are damaged in ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases! Despite a ... Quarterly BizCover Small Business Insurance Price Index has shown insurance ... latest Quarterly BizCover Small Business Insurance Price Index has shown insurance rates dropping back two points ... increases from last quarter in the retail sector. Insurance pricing to the professional sector saw ...

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Small Business Insurance Index

... strong price increases in the business insurance market, SMEs are continuing to ... in the cost of business insurance, the BizCover SME Insurance ... business insurance , the BizCover SME Insurance Price Index shows that overall pricing for SME insurance ... Retail & Hospitality. Whilst all three groups saw have seen no increases in the overall prices for their insurance ...

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Business Insurance Guide for the Self-Employed - Part 4

... final piece of our Business Insurance for the self-employed ... Accident and Illness insurance and Cyber Liability insurance. We share .. ... data Use an EFTPOS machine for retail transactions Want to know more? Give us a call or jump online to discover a variety of business insurance options to help protect your business. At BizCover we're all about ...

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase ... seems the hardest hit occupation was the retail trade sector including restaurants, cafes, stores ... It is a great time to be a buyer of insurance and if businesses are willing to obtain multiple quotes it is likely they ...

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5 Reasons To Review Your Business Insurance This Christmas

... stressful!) time for many small businesses. Come December the big Christmas ... ... Next there's seasonal risk. If you're in retail or manufacturing, chances are at this time of year you are carrying increased stock levels. Do you have Business Insurance to cover your stock and contents from theft or ...

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A Mumpreneurs Guide to Understanding Business Insurance

... parenthood while running your own business is anything but an easy ... ... . Contents and stock* A common misconception is that your home contents insurance policy will cover items such as retail stock and any business assets you may have within your home. Unfortunately, this is often ...

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Understanding Insurance for Retailers

... your staff, the world of retail is one of countless moving ... so much going on, the retail industry is one which is ... wrong, and that's where ... . Whether you're selling the finest frocks in town or an emporium of gifts, no retail business is immune from the risk of a n insurance claim occurring. We know how busy you are, so we've created this easy, go ...

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Insurance Premiums for Retailers Continue to Climb

... Climb The latest BizCover Small Business Insurance Price Index has been released ... showing an increase in small business insurance rates, with ... , the index is showing an increase in small business insurance rates, with the index rising 3 points over ... Liability and Business Packs increased 4 points. This was predominantly being driven by the retail sector which ...

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Steady as she goes - still no increases in Insurance Premiums!

... that the market for small business insurance continues to benefit from stability ... in insurance prices, with little movement in ... . The Retail ... is indicating that the market for small business insurance continues to benefit from stability in insurance prices, with little movement in the index over the last 9 quarters. The Retail Sector is one of the few ...

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Small Business Continues to Win on Insurance Prices!

... , prices remain flat for small business. Recent financial results from the ... increase; however the BizCover Small Business Insurance Price Index ... a price increase; however the BizCover Small Business Insurance Price Index for the first quarter of ... insurance classes were stable across the quarter, and this was reflected across most industries as well. The retail ...

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Insurance for Retailers

... need it? While you help take your customers' worries away with a bit of retail therapy, we'll take your worries away with business insurance. Whether you sell the best gifts in town, the latest fashion, or the most ...

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BizCover SME Insurance Price Index Q2 FY20

... businesses with simple insurance needs are using BizCover for their insurance, while smaller businesses ... this quarter. The BizCover ... industries. The Full Report can be viewed here: SME Insurance Price Index Only the Retail industry saw an overall increase, with the price of business insurance for retailers increasing by 2% on the prior quarter ...

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BizCover SME Insurance Price Index Q1 FY20

... reductions on their Public Liability insurance, while prices have remained steady ... ... 5% (Retail) and 13% decrease (Professionals) in the price of their Public Liability insurance for the ... changes for SMEs when it comes to their business insurance, commenting “While costs may be rising for Australian ...

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Protecting your Business from Cyber Risks - Part 1

... client information or run a retail store with EFTPOS machines, hackers ... and infiltrate most types of businesses. In Part 1 of our ... ... today through BizCover. We offer a range of business insurance options to suit your business needs, including Cyber Liability insurance * . Cyber Liability insurance *   is designed to help protect you ...

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The bricks and mortar of building insurance cover- what you need to know

Your business property is like your home ... . Whether you're in the business of providing expert advice to ... ... retail or hospitality business. What your building is made of: The materials used to construct your business ... the foundations (pun intended!) to your small business insurance plan. It provides peace of mind, protecting ...

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Tax Audit Insurance

... to your business and costs incurred in responding. Tax Audit Insurance* covers a business for specified costs ... fees. Back to back BAS audit A retail business with turnover of around $2 million was required ...

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Insurance for Bakers

... retail bakery or from your home kitchen, there are risks that you should consider protecting your baking business from ... were to be stolen. This is where business insurance comes into play and provid es the ...

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Insurance for IT Professionals

... any of these questions is yes, you might want to consider Business Insurance for coverage of one or more of building, contents, machinery breakdown ... Specialist Computer Software Retailing Software and Application ...

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Bizcover and National Retail Association

... and Tax Audit . Your Exclusive Discount National Retail Association members receive up to 15% off on Business Insurance Packs and Public Liability insurance with BizCover. Simply use the Promo Code NRA ...

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Preparing your store for the holiday season ahead

... is an important time for retail businesses. It can provide a much ... to protect your customers, your business, and your assets. Take safety ... ... risks and exposures associated with running your own retail store, such as OH&S dramas, unfair ... best way to protect your business, which includes having sufficient Business Insurance coverage to provide financial ...

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5 insurances every convenience store owner needs to know about

You're a retail lifesaver, helping customers at all ... consider the needs of your business and the best way to ... ... how insurance can help safeguard it from potential disasters. Dealing with the public In retail, ... business, there's a lot to think about like your banking, marketing and importantly your Public Liability insurance. ...

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Public Liability WA

... Service pay for Public Liability Insurance in WA? On average, a small business operating in the Trades & ... business type has its own level of risk, meaning premiums will vary from retail business to retail business ...

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BizCover SME Insurance Price Index Q1 FY21

... trend of insurance price hikes. Whilst the Australian Small Business and Family ... the availability and pricing of insurance for SMEs, BizCover ... Public Liability insurance is an essential cover for SME's and one that most can't afford to operate without. Trades businesses insured through BizCover saw no changes in pricing whilst the Retail sector benefitted ...

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STABLE INSURANCE RATES A REASSURANCE FOR SMEs

BizCover's SME Insurance Price Index has unveiled a ... the COVID-19 pandemic with insurance rates remaining flat for a ... acquired from BizCover's ... “Prices in the retail sector have been decreasing since the second quarter of last financial year and fell a further seven per cent this quarter,” he said. “Key sections of business pack insurance that are frequently ...

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Public Liability Insurance in Mandurah

... , employing 11.8% of the working population and retail Trade, employing 11.7% of the working population. ... could pose a financial burden to a small business. Public liability Insurance gives you peace of mind by picking up ...

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Public Liability QLD

... pay for Public Liability Insurance? The typical amount a small business operating in the Trades & ... , meaning premiums will vary from retail business to retail business . To get a better understanding ...

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5 Ways Digital Marketing Can Help Your Small Business During COVID

... is one thing that small business owners have learnt during 2020 ... retail store, embracing the power of digital marketing can help your business ... to contemporary digital strategies. Whether you're an accountant or run a retail store, embracing the power of digital marketing can help your business stay in the game. We've found some of the top ...

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Life after lockdown - How to re-open your small business

... are beginning to ease and businesses are slowly starting to head ... right direction for Aussie small businesses and the economy. If you ... preparing ... business, what the next steps are and what regulations are in place. If your in hospitality or retail ... the virus. Small businesses are not immune from cyber-crime and Cyber Liability insurance ca n be ...

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Despite Insurers Talk, Premiums Won't Walk

... , Premiums Won't Walk SME Insurance Premiums Stay Flat Over the ... 5 quarters the BizCover Small Business Insurance Price Index (Graph 1) has .. ... expected. Looking further into the index, Business Packs in the retail sector have risen over 17 points over ... for property related insurance which is more commonly bought by those businesses with stock. Another ...

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Prevention & Protection - The Big Burglary Buffers

... despair that follows. Having your business burgled or robbed is a ... ... event. Businesses are also about four times more likely to be broken into than homes, with retail outlets ... to consider when purchasing Theft cover is 'Business Interruption' insurance, which doesn't cover the items stolen ...

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Public Liability Insurance in Rockhampton

... that the legal costs of a public liability claim could pose a financial burden to a small business. Public liability Insurance gives you peace of mind by picking up the reasonable legal and defence costs associated with ...

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Public Liability Insurance in Port Macquarie

... that the legal costs of a public liability claim could pose a financial burden to a small business. Public liability Insurance gives you peace of mind by picking up the reasonable legal and defence costs associated with ...

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Public Liability NSW

... Service pay for Public Liability Insurance? The average amount a small business operating in the Trades & ... provided analysis of 10 of the most common Retail occupations in New South Wales and their individual ...

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How much does Public Liability Insurance Cost?

... of your business Your business turnover and size The amount of insurance cover your business needs Other ... see from our data, businesses that operate in the wholesale, pharmacies and retail industry have the highest ...

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Small Businesses Combating Coronavirus: Pinot & Picasso

... a range of local small businesses we all know and love ... . We reached out to various businesses in Australia's SME community ... have introduced ... amidst the disruption of the current pandemic. How has the business been coping in past few weeks? Being your classic shop front retail experience, our studios initially struggled with the COVID-19 outbreak ...

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The Other Virus - Making Your Small Business Cybersafe When Working From Home

... s another virus plaguing small business owners working remotely cyber ... -crime. Small business owners and staff need to ... that can damage their ... Liability insurance. The current climate for small businesses is already disrupted enough, how could it cope with the stress and impact of a cyber – attack? Whether you're running a n online retail store ...

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Top trends in the furniture industry

The rise of telecommuting is driving the demand for home office furniture. The need for home offices increased during the financial crisis in 2008-2009 and the European ... Many companies are putting more efforts towards their online retail stores, by adding benefits for consumers who shop ... furniture manufacturing business, you should consider buying business insurance . Eco- ...

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What's in it for S(Me)?: Customer loyalty marketing for small businesses

... on a recurring basis. A business may give points, like the ... Qantas Business Rewards program, or other incentives ... ... , here are several ideas that you can easily implement within any size business. Create a Loyalty Card (virtual or physical) If you run a retail business, restaurant, or coffee shop, handing out a punch card is a ...

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7 Surprising ways business insurance can help your company

Operating your own business often means wearing many hats ... making important decisions about your business every day. From managing the ... thought ... your staff and everything else in between there is a lot to think about. While the thought of sorting out your business insurance may feel like an overwhelming task , it is a one of the vital areas of your ...

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Dishing up the facts on food business insurance

... whether you have the right business insurance. When it comes to insuring ... your small food business, sometimes it can feel like ... ... theft. It can also provide cover against any financial loss resulting from an insured interruption to the business. Business Insurance offers a range of cover options to choose from, allowing you to tailor a policy to ...

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Business Insurance Guide for the Self-Employed - Part 3

... print in the world of business insurance, it can feel like you ... , comprehensive guide on all things Business Insurance for the self-employed. In ... Austral ian Tax Office (ATO) requesting an audit is enough to make you panic. Tax Audit Insurance covers a business for specified costs if the ATO selects it for auditing. The policy covers the costs of ...

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iSelect partners with BizCover to launch business insurance comparison

... has expanded their general insurance offering to include business insurance, through a partnership ... BizCover, Australia's leading small business ... company was thrilled to be partnering with BizCover to assist it in focusing on the SME business market. “Business insurance, like many of iSelect's other verticals, is a very complicated but important product. We know ...

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Business Insurance Guide for the Self-Employed - Part 2

Navigating the world of business insurance can be confusing which is ... 've created a guide to business insurance for the self-employed that ... and ... we've made it our mission to make it a bit easier . We've created a guide to business insurance for the self-employed that profil es the main types of cover to consider and how it can protect ...

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Business Insurance Guide for the Self-Employed - Part 1

... plans for success. Any solid business plan should have a focus ... strategies and protection for your business for the long haul. From ... , there ... incurred to defend the insured if the matter became litigated could exceed $25,000. If you need to sort out your business insurance or find out more, get in touch with the friendly BizCover team to experience ...

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Finding the Right Business Insurance Can Be Hard but BizCover Makes it Easy

... minutes. If you run a business, it is absolutely essential that ... yourself and your assets with business insurance. However, figuring out exactly ... want to waste money on coverage you don't need.  In the past, the best way to find business insurance was to talk to people in your industry and ask for a recommendation of a broker familiar with ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically worry about covering ... most risks that a small business faces? Have ... to make themselves welcome. Glass cover is often an option that can be taken out as part of your Business Insurance policy. In some cases may even be a requirement by your landlord. It not only covers repair or ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... A small price to pay even if it is unlikely you will have a million dollar claim. However your business insurance may cover personal items If you have cover for theft and there is a break in to your office ...

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Home Based Business Insurance

... was compromised. The impact could be devastating to your business. Cyber liability insurance is a type of business insurance product, which protects your business against both the legal costs and expenses (including ...

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6 Areas You May Not Have Thought Business Insurance Covers

... 's vital to protect your business assets and revenue against potential ... risks that may impact your business, such as fire, storms, theft ... accidental ... , but your payout could be less than you think. As with all the other cover options offered through Business Insurance if you make a claim on an underinsured building, (perhaps you were hoping to saving on some premium ...

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The Easter Bunny's Guide to Business Insurance

... denying that Easter is big business. In the Easter game, the ... ... 's factory broke down or the refrigerators that the eggs are stored in stop working? Within a Business Insurance pack the Easter Bunny would have cover for machinery breakdown and the deterioration of stock, covering ...

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Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... plan for you we can help you with tips on getting the best value on your business insurance . Cover yourself up! Check your insurance cover levels to see whether you have the right levels of cover. First let's ...

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The business of Business Insurance*

Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don’t risk wasting all this effort by not protecting your business assets from unexpected events. No matter how much you plan and prepare for things, sometimes there are circumstances that are out of your control – you need to ensure you have a plan to protect your business today to ensure you’ll be in business tomorrow.

Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business. The type of cover and amount will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.

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Independent feedback from our customers rated our service at excellent.

What is included?

A) Material damage loss for your physical assets

B) Financial loss due to Business Interruption

Choose cover options below!

What is typically NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Flood damage is generally excluded from standard policies
  • Known claims and circumstances

Download Business Insurance Fact Sheet

Link to Business Insurance Factsheet

Get the cover that is right for you

Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses.  Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.

*As with any insurance, cover is subject to the terms, conditions and exclusions contained in your policy document.  The information contained on this webpage is general only and should not be relied upon as advice.