Insurance for Lawn Mowing Services

  • Trusted by over 220,000 small businesses
  • Public Liability and Tool cover
  • Pay by the month and policy documents emailed instantly

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Why do Lawn Mowing Services need insurance?

Your clients rely on you to keep their gardens looking immaculate and with your lawn mowing magic you never leave a blade out of place. While lawn mowing may be considered as a low risk profession, it still brings its fair share of risks that you can protect your business from.

Let BizCover, the small business insurance specialists look after your insurance needs, providing multiple quotes from some of Australia’s leading insurers in minutes, no weeds attached.

Did you know?

Most lawn mowing services are mobile and work at various sites without a physical location for their business this can affect the type of insurance that’s right for your business.

Insurance for Lawn Mowing Services

Public Liability*

You spend the majority of your day out and about working at your client’s property providing maintenance and care for their lawns. While you take all the precautions and care when getting the job done, accidents can still happen, even on the smallest jobs.

That’s where Public Liability insurance comes into play, an essential insurance to protect your business for the legal fees and compensation costs if a customer, member of the public, or a supplier sues you for injury or damage to their property as a result of your alleged negligent business activity*

It doesn’t take much for an unwanted accident to occur, like a client tripping over one of your pieces of equipment or you accidentally causing damage to the neighbouring property for a claim to happen.

Your Public Liability insurance policy provides financial protection by covering the legal and defence costs, court attendance costs and compensation if awarded.

Business Insurance* 

Portable Equipment Cover*

A mower, edge and hedge trimmers, a leaf blower and that box of bits and bobs– your equipment and tools are what make the magic happen. It makes sense to protect the things that your business depends on, and thankfully there’s an insurance to cover that.

Portable equipment or general property insurance can cover specified items such as tools, business equipment or electronic items. You can choose between comprehensive cover which will include accidental damage cover or insured events cover (for events such as fire, theft by forcible entry, explosion or storm).

Personal Accident and Illness Insurance*

Lawn mowing is an energetic profession, requiring your physical wellbeing to get the job done. If you were to unexpectedly fall ill or suffer an injury, how would you keep the cash flowing?

Personal Accident and Illness insurance provides a safe guard when disaster strikes at work and will also cover you when you’ve downed the gardening tools.

Accidents can happen on even the most professional and organised working conditions. Should the unexpected happen, this product can cover your income* if you’re unable to work due to illness or injury.

Claim Examples

An insured lawn mowing professional was unlucky to have their tools stolen from their vehicle. The insured fortunately had Portable Equipment cover. Their claim was approved and the insured received a finalised payment of $2000.  

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*The information provided is general only and should not be relied upon as advice. No guarantees are provided as to pricing for individual risks.
*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

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