The business of Business Insurance
Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don’t risk wasting all this effort by not protecting your business assets from unexpected events. No matter how much you plan and prepare for things sometimes there are circumstances that are out of your control (hello tsunami, we haven’t met before?!) and you need to ensure you have a plan to protect your business today to ensure you’ll be in business tomorrow.
Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business. The type of cover and amount will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.
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What is included?
A) Material damage loss
- Damage or theft of office contents or stock
- Damaged buildings
- Portable valuables
- Machinery Breakdown
B) Financial Loss
- Business interruption
What is typically NOT covered?
- Negligence/breach of duty arising from an act, error or omission as a result of your professional services
- Flood damage is generally excluded from standard policies
- Known claims and circumstances
Get the cover that is right for you
Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses. Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.
Excellent very easy to apply, if only other companies provided an easy application service like you do
No problems easy to deal with
What a very smooth experience… great work and a great price on the quote!
Simple, efficient and speedy
The process was so quick, easy and the quote provided was HALF that of my previous insurer.
Absolutely amazing! I recommend Bizcover to everyone! Thank you.
loved the service. Everything was so simple and easy to follow plus got the best quote. 5 STAR, Highly Recommended
Allied Health Professional
Excellent and fast service
Easy site navigation easy to set up and a great price. After shopping around via phone and internet I still saved $300!