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Why do Architects need it?

Don’t let a potential mistake that falls through the cracks become a permanent problem. Instead, let BizCover erase your worries away with architects insurance. With just a few clicks or a single phone call you can get covered instantly, so the only thing that needs to stand the test of time is your grand design.

As Frank Loyd Wright once said “You can use an eraser on the drafting table or a sledge hammer on the construction site”…. or you can use BizCover!

Did you Know?

The architecture industry in Australia is regulated by eight States and Territories, with each one having their own Architects Act, Architects Regulations and Professional Indemnity insurance requirements.

For information regarding the requirements for each jurisdiction check on the Architects Accreditation Council of Australia website.

Insurance for Architects

Professional Indemnity

As an architect or draftsperson, you understand the challenges of designing and delivering complex and demanding projects. Your work involves a high degree of risk, and you are responsible if something goes, well, not according to plan. A simple error or omission can lead to an eye wateringly high claim.

Thankfully, Professional Indemnity insurance will ensure your business has a solid plan should the worst happen. It protects you against financial losses if you end up facing a claim for negligence, in or out of court by covering your legal and defence costs, court costs, compensation awarded to your client, and PR costs (if those pesky finger-pointing people won’t go away).

Tip: it can take many years for architectural problems to emerge, so if you’ve shut up shop or are spending your golden years sipping cocktails on a tropical beach, run-off cover is essential to protect you against claims arising from your past work.

Public Liability

Do you need it? The short answer is yes. Chances are you’ll have regular contact with clients, contractors and the general public. Public Liability insurance is an essential form of cover to protect you from financial losses arising from a claim of accidental injury or property damage as a result of you going about your business.

Business Insurance

Your clients bring in your income, but where would you be without your business assets? Without the right cover, you could be hit with a few unwanted challenges that could leave you reaching deep into your pockets. Consider cover for your contents, stock and premises to protect against fire, storm, theft, vandalism and accidental damage.
Business Interruption cover will ensure you get back on your feet in no time by covering the increased costs of running your business, as well as lost revenue while it’s of action due to an insurable event.

Management Liability

If you’re a company director or senior manager, we’re sure you don’t want any unwanted surprises that may leave you personally liable. Management Liability insurance will protect your company and your personal assets against legal costs and some statutory fines and penalties in relation to mismanagement, misconduct or statutory breach of duty.

Could this happen to your business?

An architect prepared a town planning application for a self-storage facility using computer-assisted design. While preparing the drawings there was an error inputting data into the system which resulted in the development being built three metres shorter than planned. The property was then subsequently sold to a development company.

During construction of the self-storage facility, it was discovered that only 198 self-storage units would be constructed and not 235 as was expected. The property developer claimed over $500,000 in damages due to loss of income that would be incurred by having fewer storage units and for the decrease in value of the business.

This is fabulous!! In the past applying for PI Insurance has been a slow painful exercise

Yammie Owusu
Architecture & Surveying

This service is amazing, I won a client on Friday and now I am fully insured ready to start design work on Monday. Unbelievable!

Tessa Roulston
Architecture & Surveying

Very easy and truly online service. Simple web interface layout as well.

Gajendra Srinivasan
Architecture & Surveying

Simple easy to follow process, I liked that you could go back and change options and not have to refill options you had chosen already if you re-chose them

Nick Buzza
Architecture & Surveying

So easy to do. I normally find this kind of thing daunting and confusing but this made it so much easier and quicker.

Casey Abrey Caville
Architecture & Surveying