Why do Allied Health Professionals need it?

As an allied health professional, small mistakes can have big consequences. So while you’re busy looking after your clients, we will assist you with looking after your risks . With just a few clicks or a single phone call, you’ll get multiple competitive quotes from some of Australia’s leading insurers. Select your preferred policy and you’ll be covered instantly, so you can continue running your business without any worries.

Did you Know?

BizCover is the preferred insurance partner of the Naturopaths and Herbalists Association of Australia. If you’re a NHAA member you’ll save on your Professional Indemnity & Public Liability cover with our exclusive member’s rate.

Insurance for Allied Health Professionals

Professional Indemnity*

Whether you’re a naturopath, podiatrist, speech pathologist or your clients trust and rely upon your expertise and knowledge. All Allied Health providers are human, making it possible for treatment errors or incorrect advice to be provided which may result in a Professional Indemnity claim.   .

A Professional Indemnity claim has the potential to cripple your business, and ruin your reputation. Professional Indemnity insurance is designed to protect you against losses claimed by a third party due to alleged or actual negligence in your professional services or advice.  Your Professional Indemnity insurance will meet the associated compensation payable to the third party together with your defence costs (which can include legal costs, investigator costs and expert fees).

Allied Health covers a broad range of modalities, including:

  • Aged and/or Disability Care Worker
  • Beautician / Beauty Therapy
  • Dietitian (Nutritionist)
  • First Aid Worker
  • Hairdressing
  • Kinesiology
  • Massage Therapists
  • Meditation
  • Occupational Therapists
  • Podiatry
  • Psychotherapy
  • Pilates
  • Social Workers
  • Acupuncture
  • Counsellor
  • Exercise Physiology
  • First Aid Trainer
  • Hypnotherapy
  • Life Coach
  • Martial Arts
  • Natural Therapists
  • Personal/Fitness Trainer
  • Psychology
  • Physiotherapy
  • Speech Therapy
  • Yoga Instructors

Public Liability Insurance*

Whether you work from your own practice, make home visits or attend to your clients in hospital, you are always in close contact with them, making Public Liability insurance important for allied health professionals.

Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

Slips, trips, or other mishaps caused by your negligent business activities means there is a risk of personal injury or property damage claims being made against your business.

If you have a home-based practice, the Public Liability insurance provided under your Home and Contents insurance may exclude claims relating to your business activities.

Business Insurance*

Your clients are important, but so are your business assets. Without the right cover, you could be hit with a few unwanted challenges that could leave you severely out of pocket. Consider cover for your contents, stock and buildings to protect against damage as a result of fire, storm, theft, vandalism or another defined event listed in the policy.

Business Interruption cover will ensure you get back on your feet in no time by covering the increased costs of running your business, as well as lost revenue while it is of action due to an insurance event.

Cyber Liability*

Chances are you handle sensitive information about your clients, whether its details about their personal health or billing information, which puts you at risk of cyber attacks and data breaches. Cyber Liability covers against the expense and legal costs, including fines and penalties, following a data breach from being hacked or from the theft or loss of client information.

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

A treatment gone wrong

An experienced laser therapist, performed IPL laser treatment on a regular client to remove pigmentation on her face. Despite carrying out a patch test prior to the treatment with no side effects, the client ended up suffering a severe reaction which left burns and scarring to her forehead. Unfortunately her client lodged a claim, claiming that she was unable to lead a normal life due to suffering severe psychological trauma as a result of the scarring. The matter was settled for a whopping $76,000, including defence costs which were paid under her Professional Indemnity policy.

Always easy to use the website and any contact has been fantastic and very positive. Thanks for making things so simple and affordable

Nathan O
Allied Health

So easy I am IMPRESSED it took 5mins SERIOUSLY

Cheree M
Allied Health

I have been unsure of what and how to go about purchasing my insurance. Came across biz cover and I felt relieved. Thank you so much guys, I will now wait for my insurance documents to be emailed

Dionne E
Allied Health

Thanks so much this was so simple, and saved me $200 from previous insurance company. Thankful for my friend’s recommendation.

Amanda F
Allied Health

Thanks guys for such a quick and easy transaction… Awesome…5 Star all the way!

Tracy V
Allied Health

This was the most easy and clear process for getting insurance, with choices and options, and most importantly offering the exact insurance I required with an option to add on later. Thank you.

Cooper P
Allied Health

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