Insurance for Allied Health Professionals
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What is allied health insurance?
Allied health insurance (the various kinds of business insurance designed for allied health professionals) helps your business manage the cost of everyday risks, like negligence claims, third party injuries, and cyberattacks.
For allied health professionals, small mistakes can have big consequences. Everyday risks—like unhappy clients, damaged records, or cyberattacks—could impact your business’ financial health.
That’s why many allied health pros choose business insurance to help keep their businesses healthy and strong!
Why do allied health professionals need insurance?
Allied health professionals may need business insurance to join industry associations and meet contractual obligations.
Join a professional association
Work as a contractor or sub-contractor
Pay legal costs if you face a liability claim
Let’s cover your small business on the go
Start a quote to see how much you can save and buy online in minutes.
Who needs allied health business insurance?
Many allied health professionals consider insurance to protect their businesses, from physiotherapists and chiropractors to coaches and counsellors.
Naturopaths
Podiatrists
Speech Pathologists
Counsellors
Nutritionists
Coaches & Trainers
What types of insurance do allied health professionals need?
We offer a range of cover options designed to protect your professional reputation, business, and equipment. Create an insurance package that fits your needs and buy online in minutes.
Popular cover types for allied health professionals:
Allied health professionals may also consider:
How much does allied health insurance cost?
The average cost of a business insurance for allied health professionals is $58 per month* with BizCover, but the price you pay may vary. Insurance premiums are based on several factors, like the services you provide and the size of your business.
Factors influencing cost
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory Profession Requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
The prices are real, get that new policy feel
Factors influencing cost
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory professional requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
How it works – buying online
5 easy steps to get instant cover online today
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5 Steps to get your biz insured:
- Enter Occupation
Search & select your occupation
- Choose Cover(s)
Select the cover you need
- Business Details
Tell us about your business
- Compare Quotes
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- Get Cover Today
Instant policy docs to your inbox.
How to make a claim online
We’ll assist you through the claims process & manage the claim directly with the insurer.
Let us know Fill out our
claims form and provide info
to support the claim
Receive extra support We
will assist you with your claim
Claim results We will notify
you of the claim outcome.
3 Steps to get your biz insured:
- Let us know
Fill out our claims form and provide info to support the claim.
- Receive Extra Support
We’ll assist you with your claim.
- Claims Results
We’ll notify you of the claim outcome.
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We’re not ones to blow our own trumpet, but we are pretty proud of our innovative insurance platform, outstanding team, and stellar workplace.
See how much others have saved while purchasing policy through BizCover
Colette
Disability Care Worker from
NSW
Saved
$1,200
on
Public Liability and Professional Indemnity insurance
Andrea
Beautician from
VIC
Saved
$1,500
on
Business insurance Pack and,
Public Liability and Professional Indemnity insurance
Deborah
Cleaner from
VIC
Saved
$3,600
on
Public Liability insurance
Lance
Electrician from
ACT
Saved
$800
on
Public Liability insurance
Stephen
IT Professional from
VIC
Saved
$1,500
on
Information Technology Liability insurance
Linda
Restaurant owner from
NSW
Saved
$1,000
on
Business Insurance Pack and
Public Liability insurance
^ Savings made from January 2024 to April 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Frequently asked questions
If you have a home-based practice, the Public Liability insurance provided under your Home and Contents insurance may exclude claims relating to your business activities. A separate Public Liability policy may be needed to manage third-party injury or property damage claims for your allied health business.
Whether you work from your own practice, make home visits or attend to your clients in hospital, Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.
Business Insurance* is an insurance package designed to provide cover for your business, contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). It can be customised to fit the needs of your allied health business, such as Building, Contents, Business Interruption cover and much more.
Hear from our customers
Real-life customer reviews verified by Feefo
Always easy to use the website and any contact has been fantastic and very positive. Thanks for making things so simple and affordable
Nathan O
So easy I am IMPRESSED it took 5mins SERIOUSLY
Cheree M
I have been unsure of what and how to go about purchasing my insurance. Came across biz cover and I felt relieved. Thank you so much guys, I will now wait for my insurance documents to be emailed
Dionne E
Thanks so much this was so simple, and saved me $200 from previous insurance company. Thankful for my friend’s recommendation.
Amanda F
Thanks guys for such a quick and easy transaction…Awesome…5 Star all the way!
Tracy V
This was the most easy and clear process for getting insurance, with choices and options, and most importantly offering the exact insurance I required with an option to add on later. Thank you.
Cooper P
Real-life customer reviews verified by Feefo