Why do Professionals need Insurance? 

While you’re in the business of providing expert advice to your clients, we’re in the business of providing insurance options to keep you protected. 

Whether you’re an expert at balancing the books or the creator of the next big marketing campaign, as a professional there are a variety of insurance policies you may want to consider for your business.  

We provide insurance for a broad range of professionals, including: 

  • Accountants 
  • Architects 
  • Bookkeepers & BAS Agents 
  • Consultants 
  • Engineers 
  • Finance & Mortgage Brokers 
  • IT Professionals 
  • Marketing 
  • Psychologist 
  • Real Estate Agents 
  • Recruitment Consultants 
  • Registered Migration Agents 
  • Tax Agents 
  • Travel Agents 
  • Multimedia Professionals 

Did you Know?

As a professional, it is vital to eliminate any element of doubt about the work that you are going to deliver, so make sure you sign a contract specifying exactly what your client can expect as a result of your professional services.

Insurance for Professionals

Professional Indemnity* 

There are many different occupations under the ‘professionals’ umbrella, yet they all tend to share one mutual factor – all are held to high expectations to deliver a specialist service or advice. But what would you do if your advice contained an error or there was a miscalculation which caused financial loss?   

Luckily there is an insurance policy for that and it’s called Professional Indemnity insurance. Professional Indemnity insurance protects you against losses claimed by a third party due to alleged or actual negligence in your professional services or advice.  Your Professional Indemnity insurance will meet the associated compensation payable to a third party together with your defence costs (which can include legal costs, investigator costs and expert fees). 

 Public Liability Insurance* 

Public Liability insurance can be an important form of cover for all types of professionals. It is designed to provide protection for you and your business in the event a client, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities. 

When you meet with your clients, at your office, at your client’s home or at the coffee shop, there is always the potential for mishaps and accidents. 

Business Insurance* 

Your clients are your bread and butter, but would you be able to go about your business without your assets? Without having any protection in place, you could be hit with a few unwelcome challenges that could leave your bank account a little worse for wear.  

Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks. 

Cyber Liability* 

Cyber liability insurance is a type of business insurance product which protects your business against both the legal costs and expenses (including compensation payments) related to cybercrime incidents. Your coverage may generally include cover for expenses and legal costs relating to the following: 

  • Data breaches 
  • Theft or loss of client information  
  • Business interruption costs 
  • Forensic investigation  
  • Data recovery 
  • Extortion  
  • Fines and penalties 
  • Crisis management costs (to restore your businesses reputation after an attack or data breach) 
  • Legal costs from any ensuing civil action taken against you or your company  


*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Simple, easy to navigate. Great Value!

Robbie D
Real Estate

Really easy and no long forms or wait times like other providers of PI.

Phillip B

Brilliant. It was so easy to get this done and it was the lowest quote. I spent a whole day getting multiple quotes but bizcover found the best one for me!

Merill F
Information Technology

Purchasing through bizcover.com.au on line was easy. Follow up phone calls to them were professional. I found a Professional Indemnity quote that saved me 40% over my previous insurer. The bonus was being able to get Business Insurance as well at the same time which saved me 10% again over a previous insurer. So far so good.

S Jackson
Real Estate

So quick and easy to create my personalised business cover, I would definitely recommend Bizcover to anyone looking for insurance. Thank you!

S Macabulos

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