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Just because you’re busy programming, coding, testing, debugging or doing other techy stuff doesn’t mean you can’t get the right insurance. Being the IT person that you are, we don’t need to convince you that getting multiple quotes online, in minutes, is the quickest and most efficient way to secure the right cover for you.
For some IT professional claims there can be a grey area as to whether the claim falls under a Professional Indemnity or Public Liability policy so it’s wise to consider a liability package with combined Professional Indemnity and Public Liability cover from the same insurer. That way there will be no dispute between insurers as to which cover should respond to the claim.
The IT world is a fast changing environment, and whether you’re involved in project management, development, testing or analyzing systems this kind of work can be risky business. Has the software, product or project you were involved in failed to deliver? Have you breached intellectual property or confidentiality? Was there a loss of documents or data? As the saying goes, the problem with troubleshooting is that trouble shoots back.
Professional Indemnity insurance provides essential financial protection for IT professionals, securing them against potential losses arising out of acts, errors and omissions over a wide variety of IT services. Also, more and more companies require independent contractors to hold Professional Indemnity insurance before being considered for a contract.
Chances are you spend most of your time visiting your client’s offices. Public Liability insurance is designed to provide protection for you and your IT business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.
If any of the following circumstances relating to your business then you should consider Business Insurance to ensure you are adequately protected:
Consider the client information and data you are storing. If there was a breach of confidentiality by being hacked what would that do to your career and your reputation?
|*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.|
An IT contractor was engaged to recommend and provide a management system for professional services client.
There were a number of problems with the system including crashes and loss of company and customer data. The client lodged a claim against the IT contractor for breach of contract and compensation for damages due to the lost data and loss of revenue whilst the client was unable to service his customers.
Pretty damn good UI and process, actually. Good work.
Brilliant. It was so easy to get this done and it was the lowest quote. I spent a whole day getting multiple quotes but bizcover found the best one for me!
Great service. Beats the rigmarole I’ve had to go through previously. Business Insurance used to be hard to find.
Excellent service and price. It took me 10 minutes to finalise my PIPL insurance policy. The lowest price in the market. Very happy :)
Hard to believe how easy it was to get a quote and even purchase the policy. The cost was less than half of the best price my previous broker could provide for the same cover.