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Insurance for IT Professionals

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Just because you’re busy programming, coding, testing, debugging or doing other techy stuff doesn’t mean you can’t get the right insurance. Being the IT person that you are, we don’t need to convince you that getting multiple quotes online, in minutes, is the quickest and most efficient way to secure the right cover for you.

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Insurance forIT Professionals

Professional Indemnity
The IT world is a fast changing environment, and whether you’re involved in project management, development, testing or analysing systems this kind of work can be risky business. Has the software, product or project you were involved in failed to deliver? Have you breached intellectual property or confidentiality? Was there a loss of documents or data? As the saying goes, the problem with troubleshooting is that trouble shoots back.
Professional Indemnity insurance provides essential financial protection for IT professionals, securing them against potential losses arising out of acts, errors and omissions over a wide variety of IT services. Also, more and more companies require independent contractors to hold Professional Indemnity insurance before being considered for a contract.

Public Liability
Chances are you spend most of your time visiting your client’s onsite. Public Liability insurance will protect you from financial losses arising from a claim of 3rd party accidental damage or injury resulting from you going about your business – like that hot cup of coffee you accidentally knocked over damaging your client’s laptop.

Business Insurance

If any of the following circumstances relate to your business then you should consider Business Insurance to ensure you are adequately protected:

Cyber Insurance
Consider the client information and data you are storing. If there was a breach of confidentiality by being hacked what would that do to your career and your reputation?

The wrong advice

An IT contractor was engaged to recommend and provide a management system for professional services client.

There were a number of problems with the system including crashes and loss of company and customer data. The client lodged a claim against the IT contractor for breach of contract and compensation for damages due to the lost data and loss of revenue whist the client was unable to service his customers.

IT professionals covers a broad range of modalities, including:
    • Information Technology (IT) Consultant
    • Computer Consultant
    • Computer Programmer
    • Telecommunication Specialist
    • Computer Software Retailing


  • Software and Application Developer
  • Internet Service Provider
  • Data Processing Service
  • Website Developer
  • Computer Software Developer and Designers

3 things to ask yourself when buying insurance: 

  1. Does your insurance meet the requirements specified in client contracts?
  2. Is the policy inclusive of costs or exclusive of costs? With a ‘costs inclusive’ policy, legal costs and damages are insured as one sum insured – ‘costs exclusive’ means that the two are insured separately
  3. How much is your equipment worth? Could you afford to replace it if it was to breakdown or was subjected to theft or damage?


Our IT Professionals Reviews

P Clay 2014-03-28 A very efficient service. We received your quote which was at a very competitive rate and were covered even before other companies had responded to our enquiry. 5
I Slater 2014-03-21 Greta website - easy to navigate and prompt receipt of documents by client. 5
b austin 2014-03-21 So easy....... 5
B Samms 2014-03-21 Easy transaction and reasonable value. 4
H Yuen 2014-03-21 NO fuss 5
N Dixon 2014-02-25 I think the service is great, all policies I need in one place with the flexibility I needed. 5
R Diestel 2014-02-25 Simple and effective to apply and renew insurances. Good use of technology to issue and remind of pending renewals, all which are quick and easy to navigate. 5
D Maynard 2014-02-10 Very efficient and easy to use. 5
M Dutch 2014-02-09 THe transaction was quick, painless, and very easy to complete. I would recommend Bizcover to associates. 5
L Clark 2014-01-31 Happy with the reminder mails - that helped and the easy way to renew on line. Very happy with your services... 5
B Wood 2014-01-28 Their products satisfy my customers insurance requirements perfectly. 5
L Evans 2014-01-28 No issues 5
M Porter 2014-01-28 Very straightforward and good prices. 5
Guest 2014-01-27 just excellent one stop for insurance shop. please remain maintain your reasonable quotation and i will recommend to others, indeed. 27-Jan-2014 i thought this survey takes only 15seconds as you said!!!! 5
R Young 2014-01-27 Price is OK and really like the simple online re-up process. 5
M Jericho 2014-01-27 By far the easiest way for small businesses to obtain PI/PL insurance 5
M Rieder 2014-01-27 The reminder email was fantastic. The link worked great. It was a very easy process. Wish it was a bit less expensive. 4
G Factor 2014-01-27 East to use system , 5
K Jenneke 2013-11-05 User friendly interface - much easier than dealing with a Broker 5
M Sheridan 2013-10-25 Very happy 5
M Thomson 2013-10-25 Excellent service , easy to find and transact, best price by miles 5
M Kellett 2013-10-24 Easy renewal process with regular but not annoying reminders, 5
A Barvaliya 2013-10-24 Great and hassle free service provided by the staff which is what every customer wants. That is the reason I am with bizcover for last 2 years. I'll definitely recommend bizcover to my friends. 5
R Albanese 2013-10-24 Have not needed to avail myself of their insurance cover as yet. So far it has been a positive experience. 4
I Nixon 2013-10-24 The only way to tell if the cover is worth the money is when a claim is made. Hope this doesn't happen 4
N Maria 2013-10-24 Good, site was easy to use. 4
B Wettstein 2013-10-24 quick and easy 4
G Georgiou 2013-10-24 Easy, convenient and quick. No issues. Had to increase cover for a job and it done in 2 minutes. Excellent. 5
S Rajanna 2013-10-24 wonderful experience 4
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