Insurance for IT Professionals
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Just because you’re busy programming, coding, testing, debugging or doing other techy stuff doesn’t mean you can’t get the right insurance. Being the IT person that you are, we don’t need to convince you that getting multiple quotes online, in minutes, is the quickest and most efficient way to secure the right cover for you.
The IT world is a fast changing environment, and whether you’re involved in project management, development, testing or analysing systems this kind of work can be risky business. Has the software, product or project you were involved in failed to deliver? Have you breached intellectual property or confidentiality? Was there a loss of documents or data? As the saying goes, the problem with troubleshooting is that trouble shoots back.
Professional Indemnity insurance provides essential financial protection for IT professionals, securing them against potential losses arising out of acts, errors and omissions over a wide variety of IT services. Also, more and more companies require independent contractors to hold Professional Indemnity insurance before being considered for a contract.
Chances are you spend most of your time visiting your client’s onsite. Public Liability insurance will protect you from financial losses arising from a claim of 3rd party accidental damage or injury resulting from you going about your business – like that hot cup of coffee you accidentally knocked over damaging your client’s laptop.
If any of the following circumstances relate to your business then you should consider Business Insurance to ensure you are adequately protected:
Consider the client information and data you are storing. If there was a breach of confidentiality by being hacked what would that do to your career and your reputation?
The wrong advice
An IT contractor was engaged to recommend and provide a management system for professional services client.
There were a number of problems with the system including crashes and loss of company and customer data. The client lodged a claim against the IT contractor for breach of contract and compensation for damages due to the lost data and loss of revenue whist the client was unable to service his customers.
|P Clay||2014-03-28||A very efficient service. We received your quote which was at a very competitive rate and were covered even before other companies had responded to our enquiry.|
|I Slater||2014-03-21||Greta website - easy to navigate and prompt receipt of documents by client.|
|b austin||2014-03-21||So easy.......|
|B Samms||2014-03-21||Easy transaction and reasonable value.|
|H Yuen||2014-03-21||NO fuss|
|N Dixon||2014-02-25||I think the service is great, all policies I need in one place with the flexibility I needed.|
|R Diestel||2014-02-25||Simple and effective to apply and renew insurances. Good use of technology to issue and remind of pending renewals, all which are quick and easy to navigate.|
|D Maynard||2014-02-10||Very efficient and easy to use.|
|M Dutch||2014-02-09||THe transaction was quick, painless, and very easy to complete. I would recommend Bizcover to associates.|
|L Clark||2014-01-31||Happy with the reminder mails - that helped and the easy way to renew on line. Very happy with your services...|
|B Wood||2014-01-28||Their products satisfy my customers insurance requirements perfectly.|
|L Evans||2014-01-28||No issues|
|M Porter||2014-01-28||Very straightforward and good prices.|
|Guest||2014-01-27||just excellent one stop for insurance shop. please remain maintain your reasonable quotation and i will recommend to others, indeed. 27-Jan-2014 i thought this survey takes only 15seconds as you said!!!!|
|R Young||2014-01-27||Price is OK and really like the simple online re-up process.|
|M Jericho||2014-01-27||By far the easiest way for small businesses to obtain PI/PL insurance|
|M Rieder||2014-01-27||The reminder email was fantastic. The link worked great. It was a very easy process. Wish it was a bit less expensive.|
|G Factor||2014-01-27||East to use system ,|
|K Jenneke||2013-11-05||User friendly interface - much easier than dealing with a Broker|
|M Sheridan||2013-10-25||Very happy|
|M Thomson||2013-10-25||Excellent service , easy to find and transact, best price by miles|
|M Kellett||2013-10-24||Easy renewal process with regular but not annoying reminders,|
|A Barvaliya||2013-10-24||Great and hassle free service provided by the staff which is what every customer wants. That is the reason I am with bizcover for last 2 years. I'll definitely recommend bizcover to my friends.|
|R Albanese||2013-10-24||Have not needed to avail myself of their insurance cover as yet. So far it has been a positive experience.|
|I Nixon||2013-10-24||The only way to tell if the cover is worth the money is when a claim is made. Hope this doesn't happen|
|N Maria||2013-10-24||Good, site was easy to use.|
|B Wettstein||2013-10-24||quick and easy|
|G Georgiou||2013-10-24||Easy, convenient and quick. No issues. Had to increase cover for a job and it done in 2 minutes. Excellent.|
|S Rajanna||2013-10-24||wonderful experience|
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BizCover™ Pty Ltd (ABN 68 127 707 975; AR 338440) is a corporate authorised representative of Mega Capital Pty Ltd (ABN 37 098 080 418; AFSL 238549). Please note that BizCover™ acts as the agents of the insurer in respect of the insurance products offered on this website and not as your agent. Any advice does not consider your individual needs. You should consider if the insurance is suitable for you and read the Product Disclosure Statement or policy wording before buying the insurance.