Insurance for Hair & Beauty Services
Free $10m Public Liability with your Professional Indemnity policy
- Trusted by 35,000 professionals
- Compare quotes instantly from multiple leading insurers
- Best price guaranteed for combined cover
Whilst you’re busy keeping heads turning, BizCover can ensure your insurance is a cut above the rest. With just a few clicks or a single phone call, you’ll get multiple competitive quotes from leading insurers. Select your preferred policy and you’ll be covered instantly, so you can continue letting the beauty of what you love be what you do.
Your goal is to make your clients look and feel great – from treatments and advice, to creating a whole new look and style, they expect the very best. But you’re a beautician, not a magician right? And sometimes things can go wrong, which can be a very emotional and traumatic time. A compensation claim against you could potentially cripple your business, not to mention ruin your reputation. Professional Indemnity insurance will protect your business from financial losses by covering legal fees, settlements and court costs associated with any legal action made against you for negligence or allegations of providing a poor quality service.
Whether you work from your own salon or you provide a mobile service, you’re always in close contact with your clients, making Public Liability insurance an essential cover for hairdressers and beauty therapists. Slips, trips, or other mishaps caused by chemicals, hot wax, scissors, razors or electrical equipment – your business is vulnerable to an array of accidents.
Public Liability insurance will ensure you’re protected should you need to go head-to-head against a claim of 3rd party accidental damage or injury resulting from your business activities.
Your customers are important, but so is stock, equipment, salon contents and building. Without the right cover, you could be hit with a few unwanted challenges that could leave you with a not so positive lasting impression. Business Insurance cover includes:
A treatment gone wrong
An experienced laser therapist, performed IPL laser treatment on a regular client to remove pigmentation on her face. Despite carrying out a patch test prior to the treatment with no side effects, the client ended up suffering a severe reaction which left burns and scarring to her forehead. Unfortunately her client lodged a claim, and it was deemed that she was unable to lead a normal life due to suffering severe psychological trauma as a result of the scarring. The matter was settled for a whopping $76,000, including defence costs which were paid under her Professional Indemnity policy.
|E Gu||2014-03-25||BizCover , it found a right insurance for me as quick and cheap as they can. Thank you, Biz. I will request another time.|
|K Gibson||2014-03-21||Great service and quick response getting urgent quotes|
|G Nagy||2014-03-21||Very good. thank you.|
|J Maljevac||2014-02-25||A representative contacted me in a timely manner and I was happy with the service.|
|A Vaughan||2014-02-10||I have already sent some positive feedback. yes, I found the service really efficient and easy to use. Thanks|
|M Allen||2014-01-28||Thanks for making our renewal so easy and efficient.|
|T Hall||2014-01-28||Very convenient|
|R Mcintyre||2013-10-25||The service was as expected. There was initial follow up via phone and email. Ultimately I got what i needed from the service|
|E Jenkins||2013-10-24||Easy to navigate site made experience a possitive one great prices icing on the top.|
Copyright 2017 BizCover Pty Limited.
BizCover™ Pty Ltd (ABN 68 127 707 975; AR 338440) is a corporate authorised representative of Mega Capital Pty Ltd (ABN 37 098 080 418; AFSL 238549). Please note that BizCover™ acts as the agents of the insurer in respect of the insurance products offered on this website and not as your agent. Any advice does not consider your individual needs. You should consider if the insurance is suitable for you and read the Product Disclosure Statement or policy wording before buying the insurance.