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    What’s covered & what’s notThings to considerBack to Business Insurance

    Building

    Building insurance covers the cost of repairing or rebuilding the business premises (that you own) as a result of fire, storm and other perils specified in the policy.

    Did you know?

    You are still required to take reasonable precautions for the care, safety, protection and maintenance of your property. If you do not, the insurer may reduce the amount that they pay in relation to a claim.

    What’s typically covered?

    • Business owned premises
    • Fixtures and fittings
    • Services to the building
    • Structural Improvements including fencing, gates, roadways and paths

    What’s typically NOT covered?

    • Machinery
    • Land
    • Dams
    • Bridges
    • Canals
    • Tunnels
    • Railway tracks
    • Wharves
    • Docks and piers

    Things to consider

    Building insurance is generally applicable if you are the owner of the business premises, in which case an assessor may be brought in to conduct a valuation of the property. If you are a tenanted business owner, it may not be appropriate or make sense to choose this cover as an option.

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    © Copyright 2019 BizCover Pty Limited.

    BizCover™ Pty Ltd (ABN 68 127 707 975; AFSL 501769). Please note that BizCover™ acts as the agents of the insurer in respect of the insurance products offered on this website and not as your agent. Any advice does not consider your individual needs. You should consider if the insurance is suitable for you and read the Product Disclosure Statement or policy wording before buying the insurance.