Employment Practices Liability

Provides protection from the financial cost of employment related claims made against you by your employees.

Did you know?

Insurers will generally only cover you for conduct or wrongful acts that were committed whilst coverage was in place with the insurer, and not retroactively.

What’s typically covered?

Losses stemming from allegations of:

Unfair dismissal
Defamation
Bullying and harassment
Discrimination
Sexual harassment

What’s typically NOT covered?

Losses arising from claims against you that are attributable to or in consequence of:

Benefits (ie not meeting compensation or superannuation obligations or paying annual or long service leave)
Bodily injury
Building modifications
Continuity of employment costs
Criminal proceedings
Fraud and dishonesty
Non-pecuniary relief
Prior or pending
Property damage
Territorial limits
Unfair contract
Unrelated proceedings

Things to consider

Does your business employ people other than yourself?
If so, does the business have the required cash-flow to fund a legal defence if an employment related claim was levelled against you as an employer?

Get instant quotes

← Back to Business Insurance

Helpful Information

Get in Touch

1300 249 268
hello@bizcover.com.au
Mon-Fri 8.30am-7.00pm
Sat 9.00am-5.00pm

BizCover™ Pty Ltd (ABN 68 127 707 975; AFSL 501769). Please note that BizCover™ acts as the agents of the insurer in respect of the insurance products offered on this website and not as your agent. Any advice does not consider your individual needs. You should consider if the insurance is suitable for you and read the Product Disclosure Statement or policy wording before buying the insurance.