Insurance for Nurses
- Available for employees and businesses
- Prices start from $277.75 per annum*
- Meets the requirements of Nursing and Midwifery Board of Australia (NMBA)
- Tailored for nurses requiring insurance with AHPRA
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Why do Nurses need insurance?
Looking after your patients is, of course, your number one priority, but who’s looking after you? Ensuring you have the right insurance is an important part of protecting yourself from damaging allegations of medical malpractice or even a Public Liability claim for compensation. With just a few clicks or a single phone call you can get covered instantly, so the only thing you need to worry about is taking good care of your patients.
Nurses type we cover:
Mental Health Nurses
Did you Know?
The Nursing and Midwifery Board of Australia has set minimum requirements for Professional Indemnity Insurance (PI) for all enrolled nurses, registered nurses and midwives. You are required to have your Professional Indemnity insurance with an adequate level of cover for your practice, and which includes the following:
- Civil liability cover
- Appropriate retroactive cover for otherwise uncovered matters arising from prior practice
- Automatic reinstatement
For more information about your insurance requirements visit the Nursing and Midwifery Board of Australia website.
Get the cover that’s right for your nursing business
The joy of qualifying as a nurse and being able to help people recover from sickness and injury is a satisfying and rewarding career. However nurses, as with any healthcare professional, operate in an environment that is exposed to the risk of professional liability. It only takes one thing to go wrong to disrupt your career or possibly drain your assets.
Thankfully, Professional Indemnity insurance is there to give you peace of mind if you do face legal action as a result of actual or alleged negligent acts or omissions in the provision of your professional nursing service or advice. It is equally as important if you perform full-time, part-time, independent or contract work. It may also be required for voluntary work, such as assisting at sporting events or offering your services to a charity group. Professional Indemnity Insurance can assist with the payment of compensation to a third party and the reasonable costs associated with responding to and managing claims covered by your policy.
Another benefit of Professional Indemnity insurance is that it can assist you if you are subject to disciplinary action as a result of your nursing activities.
Public Liability Insurance*
Considering how closely you have with your patients; Public Liability insurance is an easy choice for nurses. It is designed to provide protection for you and your business in the event a patient, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities. Just think of the slip and trip hazards that could be created in the course of your work.
If you collect and store information about your patient consider the consequences if it were to be compromised. Protect yourself against the expense and legal costs associated if your network is hacked or your laptop is lost or stolen and your patient’s sensitive information is stolen.
- Misconduct or being accused of misconduct, either in an administrative and/or clinical role
- Making an incorrect diagnosis
- Administering the incorrect medication, dosage, or treatment to a patient
- Failure to accurately carry out instructions for care of a patient
- Malpractice resulting in injury, damages, or even death to a patient
- Accidentally causing damage to a patient’s property
Rated 4.6/5 for Customer Experience
Easy to sign up online, offered a few options to choose from. Seems to be comparable for value compared to other companies. I have my cover for my Nursing business for both PI and PL.
Very patient, professional and knowledgeable consultant
Representative took his time to explain the details of the policy and was very knowledgeable
It’s better to purchase insurance for registered nurse through online than other insurance companies.
All my questions were answered. I was also a bit unsure what I wanted, but that was worked through with me.
|* Price of $277.75 is for $1M Professional Indemnity and $10M Public Liability cover for a self-employed Nurse in NSW earning $75,000 as of 24th May 2023. This price is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
**The information provided is general only and should not be relied upon as advice. No guarantees are provided as to pricing for individual risks. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.
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