Insurance for Yoga Teachers

  • Combined Public Liability and Professional Indemnity cover
  • Coverage for training clients anywhere in Australia
  • Flexible payment options – monthly or annually

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Why do yoga teachers need insurance?

Namaste! As a yoga teacher, you help others find their inner balance and calm. Business insurance can help you achieve the same should everyday mishaps threaten your finances and peace of mind.

Depending on the cover you choose, you could be covered for student injuries, accidental property damage claims, cyberattacks that disrupt your online classes and more.

What insurance do yoga instructors need?

Professional Indemnity insurance

Professional Indemnity insurance* is essential for many yoga instructors. No matter how carefully you may plan your classes, implement certain sequences, or offer modification props, accidents can still happen. A student could easily become injured and it could be you as the teacher who will be held liable.

Public Liability insurance

Public Liability insurance* is a common policy for yoga instructors. You may be required to have this cover if you hold classes in public spaces (like a council park) or work as a freelance instructor at a gym or studio.

Cyber Liability insurance

Yoga is an unconnected activity, but chances are you use technology to run your yoga business! Everyday things like using email, having business social media accounts, and accepting online or EFTPOS payments can leave you open to a cyberattack. Cyber Liability insurance* can help you cover costs related to a cyber incident if hackers hack your yoga oasis.

Business Insurance

Want to protect your studio and everything in it? You can customise your Business Insurance* policy to include only cover that meets your studio’s needs, like Contents* cover for damaged retail stock, Glass* cover for broken mirrors, and much more.

How much insurance does cost for yoga teachers and studios?

Yoga teachers pay an average monthly premium of $28.43, based on over 1,000 yoga instructors covered by BizCover in 2023.

However, insurers consider many factors when calculating your insurance premiums, such as where you hold classes, the types of cover you choose, and more.

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*The information provided is general only and should not be relied upon as advice. No guarantees are provided as to pricing for individual risks.
*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.
†Customer Average Monthly Payment Report is based on FY2023 and presented as a guide only. It may not reflect pricing for your particular business, as individual underwriting criteria will apply.

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