Insurance for Butcher Shops
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Why do Butcher Shops need insurance?
While you’re busy bringing home the bacon and serving up the best cuts in town, let us look after your Business Insurance. Competitive quotes from leading insurers are only a few clicks or a quick phone call away. Select your preferred policy and receive coverage instantly, without the bull.
Did you know?
If you are a tenant it is usually a requirement to hold Public Liability insurance and Glass cover before signing a lease. Your landlord may also need to be noted as an interested party on the insurance policy.
Insurance for Butcher Shops
Public Liability Insurance*
When you’re dealing with customers and suppliers daily, Public Liability insurance is an important consideration for your business. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities. For covered claims, your Public Liability policy will cover your defence costs together with any award of compensation payable to a third party.
Public Liability insurance usually includes Product Liability cover, to protect against personal injury or property damage caused by the products you sell. The last thing you want on your plate is a sick customer.
Your customers keep the tills flowing, but your business assets keep your business going. Without the right cover you could be left forking out the big bucks if an unexpected challenge strikes. Don’t get snagged, get covered.
Business Insurance can be tailored to suit your business needs and can provide cover for:
Contents and stock* – without your produce, refrigerators and tools of trade you’re without your meal ticket. Protect your contents and stock from unexpected events including fire, storm, vandalism, and accidental damage.
Glass* – covers the costs of replacing internal or external glass including display cabinets, mirrors and shopfront windows that are accidentally damaged or broken.
Theft* – covers you for loss or damage to your contents and stock through theft or attempted theft after violent or forced entry at your butcher shop.
Money* – cover money belonging to your business in the case it is stolen, lost or damaged whilst on your premises, in transit or in your personal custody.
Machinery Breakdown* – essential cover for butchers to help cover the cost of repairing or replacing insured machinery, such as cool rooms and refrigerators, following a breakdown. An optional cover for Deterioration of Stock can also be selected, providing protection for the loss of any perishable stock due to the breakdown of a refrigerator.
Business Interruption* –could your business survive without trading for days, weeks or even months on end if you had to shut up shop due interruption caused by an insured event? Business Interruption provides cover for loss of turnover due to damage to your own premises, as well as assisting with the payment of ongoing operating expenses. It can also help cover business relocation costs and the training costs for operators of replacement machinery.
Personal Accident & Illness*
No matter how much care you take when you’re slicing and dicing, accidents happen, both on and off the job.
Personal Accident and Illness insurance can provide levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness (even if it occurs outside of your employment).
So, no matter where the accident occurs, Personal Accident and Illness Insurance delivers peace of mind knowing you can still pay the bills and put dinner on the table, even when your knives are down and you’re out of action.
*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy document. The information contained on this webpage is general only and should not be relied upon as advice.