Insurance for Butcher Shops

... for Butcher Shops Public Liability Insurance* When you're dealing with customers and suppliers daily, Public Liability insurance is an important consideration for your business. Public Liability insurance is ...

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5 Tips for getting the best Public Liability insurance for your business

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What Tradies Need to Know About Public Liability Insurance

... the most common types of insurances for tradies, but do you ... the ins and outs of Public Liability insurance and what you need to ... bits. So ... and broke the plaster. The pl a sterer ‘ s insurer settled the claim paying just under $1 , 000 for the damage. Getting cover Sorting out your Public Liability insurance shouldn ‘ t be a ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... business' activities. Failure in obtaining public liability insurance policy can expose ... your business and as such is advisable to have public liability insurance. Legal Requirement for Public Liability Insurance Although public liability insurance is not a statutory requirement, most small to ...

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5 Things to Consider When Buying Public Liability Insurance

Public Liability insurance. It's one of those ... for your business? Not all Public Liability policies are the same and ... ... T erritory ha s its own set of laws when it comes to legal requirements for holding Public Liability insurance. For some trade professions, it may be mandatory to have a policy in place before you can ...

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Public Liability Insurance for Cabinet Makers

... the right kind of business insurances in place. Regardless [] ... ... it not only gives you peace of mind knowing that there is protection in place for when disaster strikes, Public Liability insurance may also be a requirement if you are working under a contract or as a condition of entry ...

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What is Public Liability Insurance?

... , showroom, shop or any premises A ll businesses that interact with customers or the public ^Examples of business source from Know Risk article  Public liability insurance for small ...

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Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... online. What Janine needed was public liability insurance or insurance that protects you and your ... business would go to one broker who in theory should be shopping it around for them, but the reality is they didn' ...

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How much does Public Liability Insurance Cost?

... owners can expect to pay around $63.53 per month^ for Public Liability insurance. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is important for almost every kind ...

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Public Liability Insurance in Perth

... businesses in Perth pay $33.80 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...

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Public Liability Insurance in Rockhampton

... , small businesses in Rockhampton pay $35.40 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very ...

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Public Liability Insurance in Mandurah

... , small businesses in Mandurah pay $28 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very ...

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Public Liability Insurance in Hobart

... , small businesses in Hobart around $29.30 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very ...

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Public Liability Insurance in Darwin

... in Darwin pay around $30.80 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...

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Public Liability Insurance in Brisbane

... small businesses in Brisbane pay around $55 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very ...

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Public Liability Insurance in Adelaide

... businesses in Adelaide pay around $37.50 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very ...

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Public Liability Insurance in Port Macquarie

... businesses in Port Macquarie pay $26.30 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very ...

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Do I need Public Liability insurance?

... client contract, or as part of a lease agreement for renting a commercial property. Do I need Public Liability Insurance if I have a home-based business? Running your business from home can bring a whole host of ...

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Public Liability

What’s included & what’s not? Get the right cover Public Liability Insurance cost Here's the lowdown on Public Liability insurance* As a small business owner you already have lots to worry about. From paying ...

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What is Product Liability Insurance?

... relating to property damage or personal injury caused by your products. Product Liability insurance usually forms part of a Public Liability policy and the word 'product' will be a defined term in the ...

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Public Liability NSW

What’s included & what’s not? Get the right cover Public Liability Insurance cost Here's the lowdown on NSW public liability insurance* As a small business owner in New South Wales you already have a lot to ...

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Public Liability QLD

What’s included & what’s not? Get the right cover Public Liability Insurance cost Here's the lowdown on QLD public liability insurance* As a small business owner in Queensland you already have a lot to worry ...

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Public Liability WA

... didn't put away or you r employee damage d a client's antique property ? A Public Liability insurance policy will help give you peace of mind . We know, sometimes you just want a quick ...

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Public Liability PPC

... But you can protect your business against claims that are made for personal injury or property damage. Public Liability Insurance does just that. It covers the expense of legal and defence costs; court attendance costs ...

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Don't be a pork chop - insure your butcher shop

... have put into creating your butcher shop business starting with the early ... ... halt. It's important to consider the different types of risks your butcher shop may be exposed to and how business insurance can help prevent an unexpected event from destroying your business. Holiday time ...

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Cyber Liability Insurance: the safety net small businesses need

... to hit, but the wider public is now starting to realise ... ... some time for the reality to hit, but the wider public is now starting to realise that hackers aren't just fictional ... costs that are associated with breaches. Cyber Liability insurance won't prevent an attack, but it ...

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Management Liability Insurance

... What’s included & what’s not? Get the right cover Could this happen to you? What is Management Liability Insurance?* Everyone loves a surprise, except when you are a company director. If you own or are involved in ...

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Business Insurance Guide for the Self-Employed - Part 1

... are a variety of business insurance [] ... of the main types of business insurances on the market . Starting with Public Liability insurance. What is Public Liability Insurance? Public Liability insurance  provides protection* for  you and ...

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Cyber Liability Insurance

... get the right cover for your business. i Cyber Liability insurance * is designed to help protect you from claims and ... the data breach. The cost of hiring a Public Relations firm to assist the insured with re- ...

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Insurance for Architects

... PI insurance to be in place when the claim is made against you. So, even if you have shut up shop, retired ... have closed. Public Liability Insurance* Do you need Public Liability insurance? The short ...

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Insurance for Convenience Stores

... shop front windows, glass cover is an important form of insurance and is also often required as part of a commercial lease agreement. Insurance for Convenience Stores Public Liability Insurance* Public Liability ...

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Insurance for Furniture Manufacturers

... wrong. This is where business insurance comes into play and should ... . The process of arranging your insurance can feel overwhelming at times . ... you want is a liability claim. Public and Product Liability (often sold together) are two types of business insurance to think about when protecting your business. Public Liability  insurance is  intended to ...

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BizCover SME Insurance Price Index Q1 FY20

... material price reductions on their Public Liability insurance, while prices have remained steady ... ... all products, driven by both a 5% (Retail) and 13% decrease (Professionals) in the price of their Public Liability insurance for the most recent quarter. This contradicts the steady industry increases we have seen for ...

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Insurance for Tradesmen

... shop! Did you Know? Your Public Liability policy covers you anywhere in Australia, so you can work your trade magic anywhere from Brisbane to Balmain! Insurance for Tradies Public Liability Insurance* Even ...

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Insurance for Landscapers

... , there is always a chance for things to go belly up. That's where Public Liability insurance comes into play . Public Liability protect s you and your business in the event a customer, supplier or a ...

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Insurance for Carpenters

... charged by you to complete the job. Insurance for Carpenters Public Liability One of the basic types of insurance carpenters need to consider is Public Liability insurance*. It provides cover for legal fees and ...

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Insurance for Hair & Beauty Services

... with the legal costs associated with responding to or managing claims which are covered by your policy. Public Liability Insurance* Whether you work from your own salon or you provide a mobile service, you're always ...

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Insurance for Handymen

... or two; you knock over your client's expensive antique vase - the list of potential mishaps can go on! Public Liability insurance is designed to cover legal fees and compensation costs if a customer, member of the ...

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Insurance for Electricians

... the pipe, and the occupants of the house were unable to stay there. Fortunately, the electrician had Public Liability insurance and was able to make a claim to cover the cost of the plumber, replacement of the flooring ...

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Insurance for Car Wash and Auto Detailers

... piece of your equipment to trigger a claim . T hat’s where Public Liability insurance comes into play. Public Liability insurance is designed to protect your business in the event a customer, supplier or ...

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Insurance for Plumber

... on the Victorian Building Authority website . Insurance for Plumbers Public Liability One of the first types of business insurance to consider is Public Liability insurance*. It is designed to provide protection ...

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Insurance for martial art teachers

... a lot of time with your clients - whether in a dojo or somewhere else. Either way, Public Liability insurance is important for martial arts trainers by providing protection for you and your business in the event a ...

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Insurance for Cleaners

... to affect your personal assets if things go wrong. Public Liability Insurance* Do you need it? The short answer is yes. Thankfully, Public Liability insurance is there to provide protection for you and your ...

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Insurance for Gift Shops

... of a commercial lease agreement Insurance for Gift Shops Public Liability Insurance* If you operate through a shop, you want customers in your store. Public Liability insurance is designed to provide protection ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... and risks, to say, a real estate agent, coffee shop, or an engineering firm. Just as a mobile or home ... liabilities. Public Liability Insurance Every business should consider Public Liability Insurance ...

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Insurance for Restaurants & Cafes

... don't need to shop around to find the best cover solutions. With BizCover, you'll get multiple competitive quotes from leading insurers within minutes. Did you Know? Public Liability Insurance: The average level of ...

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Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... ... restaurant, coffees in a café or tacos in a take-away shop or food van, the reality is there are certain risks ... more than a few boxes of groceries! Public Liability insurance is designed to protect your business against ...

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Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... , for example, falling over a piece of yoga equipment that's been left on your studio floor, Public Liability insurance can cover the related costs to defend such claims. Any compensation awarded to the claimant may also ...

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Insurance for Civil Engineers- what you need to know

... about what kinds of business insurance coverage you may need to ... ... offer protection for different types of risks. Public Liability insurance Civil Engineers should also consider Public Liability insurance. Public Liability insurance is designed to provide protection* for you ...

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A guide to Plasterer's insurance that won't leave you, board

... by not having the right insurance in place? Read on to ... ... to the victim and still be able to survive financially? Many contracts will require you to have your own Public Liability insurance before you even step foot on site. Make you sure you arrange your cover with the right ...

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Business Insurance

... the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party ...

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Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... both sectors saw no changes to the cost of their Public Liability insurance. SME Professionals have been seeing increases in their Public Liability insurance over the last few years, however this year the increases ...

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BizCover SME Insurance Price Index Q1 FY21

... clients buck the trend of insurance price hikes. Whilst the Australian ... the availability and pricing of insurance for SMEs, BizCover can report ... there were some clear winners and some losers. The Full Report can be viewed here: SME Insurance Price Index Public Liability insurance is an essential cover for SME's and one that most can't afford to operate without ...

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Insurance for Retailers

... on the insurance policy. Insurance for Retailers Public Liability Insurance* Public Liability insurance is an important type of insurance cover for retail shop owners. Public Liability insurance is designed ...

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Insurance for Professionals

... expert fees). Public Liability Insurance* Public Liability insurance can be ... at the coffee shop, there is always the potential for mishaps and accidents. Business Insurance* Your clients ...

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5 insurances every convenience store owner needs to know about

You're a retail lifesaver, helping customers at all hours with all sorts of essentials, from early morning coffees to midnight snacks. As a convenience store, you've ... being very costly without the right protection. Public Liability insurance can provide you with peace of mind ... Could your business survive if you had to shut up shop due to an interruption caused by an insured event? ...

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Insurance for Massage & Alternative Therapies

... (think of that puddle of oil on the floor you forgot to clean up).  Having the right Public Liability insurance gives you peace of mind and financial protection for when your business needs it most. Remember, if ...

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Insurance for Consultants

... A ccurate as at September 2019 Public Liability Insurance* Public Liability insurance is a no brainer for all types of consultancy services. Public Liability insurance is designed to provide protection ...

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Insurance for Cafes

... dining at your café to suppliers delivering stock. The reality is accidents can and do happen. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier ...

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Insurance for IT Professionals

... more common requirement for independent contractors to hold and maintain their own Professional Indemnity insurance policies. Public Liability Insurance* Chances are you spend most of your time visiting your client's ...

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Insurance for Restaurants

... happen in a restaurant environment. You should consider protecting your business with Public Liability insurance . Public Liability insurance is designed to provide protection for you and your restaurant business in ...

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Insurance for Furniture Manufacturers

... to manufacturers/suppliers who fail to comply with mandatory safety standards. Insurance for Furniture Manufacturers Public & Products Liability* There are a variety of risks that you are potentially exposed ...

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Insurance for Personal Trainers

... associated with responding to or managing claims which are covered by the policy. Public Liability Insurance* Public Liability insurance is important to keep your business fighting fit.  In fact, it's ...

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Insurance for Dog Walkers

... business within a public park. Insurance for Dog Walkers Public Liability Insurance* Public Liability insurance is important for dog walkers. Public Liability insurance is designed to ...

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Insurance for Plasterers

... in the policy wording. Insurance for plasterers Public Liability Insurance* Protecting your business with Public Liability insurance is a concrete decision. Public Liability insurance is designed to provide ...

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Insurance for Real Estate Agents

... you have an office for your clients to visit and you are often visiting your client's properties. Public Liability insurance is designed to provide protection for you and your real estate agency in the event a client ...

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Insurance for Marketing Consultants

... visit you, or you are getting your dose of vitamin D by heading out to meet them, Public Liability insurance is important to your business. It is designed to provide protection for you and your marketing business in ...

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Insurance for Project Managers

... assist with the legal costs associated with responding to or managing claims which are covered by your policy. Public Liability Insurance* Whether you work from an office or you're out and about onsite ...

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Insurance for Nurses

... disciplinary action as a result of your nursing activities. Public Liability Insurance* Considering how closely you have with your patients; Public Liability insurance is an easy choice for nurses. It is designed ...

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Insurance for Civil Engineers

... engineer you will likely be having regular contact with clients, contractors and members of the public. Public Liability insurance is designed to provide protection* for you and your business in the event a customer ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... basis, there is a chance that something can go awry and the chance of a claim occurring. Public Liability insurance is an essential form of cover to protect you against financial losses that arise from a claim of ...

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Insurance Considerations for Personal Trainers

Working as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it's also the ... even damages property) as a result of you providing your training services. Find Out More About Public Liability Insurance As a personal trainer you'll also be giving advice to your clients, ranging from the type ...

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Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of craftsmanship, cabinet makers know a thing or two. This highly skilled trade involves having an eye for detail ... . As with many trades in Australia, it may also be a legal requirement to have Public Liability insurance in place before you undertake a contract or step on site. Protecting your most valuable asset ...

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Insurance for Registered Migration Agents

... policies with BizCover. Contact Migration Alliance for your exclusive discount code. Public Liability Insurance* Public Liability insurance is an easy choice for Migration Agents. It is designed to provide ...

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Business Insurance in Bunbury

... circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks. Business Insurance is an insurance package designed to provide cover for your business ...

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Insurance for Sole Traders and Self Emplyed

... of cover most sole traders and those who are self employed need to consider is Public Liability insurance. Public Liability insurance* is designed to provide protection for you and your business in the event a customer ...

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Insurance for Tutors

... option to pay your policy monthly or annually to suit your individual business needs^ Insurance for Tutors Public Liability Insurance* Whether you are out and about visiting students or teaching them from your home ...

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What is Business Insurance?

... such as chairs, desks and computers. Public Liability Insurance which covers your business against the legal ... Property owners Example occupations: Restaurants, Shops, Accountants, Repairers, Small Manufacturers ...

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Professional Indemnity Insurance for Consultants

A large number of people that start businesses, in Australia have been experiencing a steady growth in business for the past few years. One area that is growing in magnitude ... an example, at some point you may want to add business insurance or public liability insurance for your own protection. When you buy a Professional Indemnity insurance policy, it usually is a good idea to look around ...

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5 Reasons To Review Your Business Insurance This Christmas

Christmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the ... more seasonal injury caused by a sinister Christmas decoration. Now's the time to make sure you have Public Liability insurance , and if you do have it, ensuring you have adequate cover. 2. Increase in stock Next ...

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Insurance for Disability Workers

... them perform daily activities, such as shopping, community activities or enjoying their ... public, making Public Liability insurance an important type of insurance for disability support workers. Public Liability insurance ...

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Insurance for Painters

... work of subcontractors. Therefore sub-contractors should consider maintaining their own public liability insurance. Insurance for Painters Public Liability Insurance* In the world of painting, it's a wise move ...

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Insurance for Yoga Teachers

... Working closely with your clients can also put you at risk of personal injury claims meaning Public Liability insurance is important for Yoga teachers. It is designed to provide protection for you and your business ...

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Insurance for Bakers

... Accidents can easily occur in a bakery which makes Public Liability an important type of insurance to consider. Public Liability insurance is designed to provide protection for you and your bakery business in ...

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Why do Butcher Shops need it?

While you’re busy bringing home the bacon and serving up the best cuts in town, let us look after your Business Insurance. Competitive quotes from leading insurers are only a few clicks or a quick phone call away. Select your preferred policy and receive coverage instantly, without the bull.

Did you know?

If you are a tenant it is usually a requirement to hold Public Liability insurance and Glass cover before signing a lease. Your landlord may also need to be noted as an interested party on the insurance policy.

Insurance for Butcher Shops

Public Liability Insurance*

When you’re dealing with customers and suppliers daily, Public Liability insurance is an important consideration for your business.   Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.   For covered claims, your Public Liability policy will cover your defence costs together with any award of compensation payable to a third party.

Public Liability insurance usually includes Product Liability cover, to protect against personal injury or property damage caused by the products you sell. The last thing you want on your plate is a sick customer.

Business Insurance*

Your customers keep the tills flowing, but your business assets keep your business going. Without the right cover you could be left forking out the big bucks if an unexpected challenge strikes. Don’t get snagged, get covered.

Business Insurance can be tailored to suit your business needs and can provide cover for:

Contents and stock* without your produce, refrigerators and tools of trade you’re without your meal ticket. Protect your contents and stock from unexpected events including fire, storm,  vandalism, and accidental damage.

Glass* covers the costs of replacing internal or external glass including display cabinets, mirrors and shopfront windows that are accidentally damaged or broken.

Theft* covers you for loss or damage to your contents and stock through theft or attempted theft after violent or forced entry at your butcher shop.

Money*cover money belonging to your business in the case it is stolen, lost or damaged whilst on your premises, in transit or in your personal custody.

Machinery Breakdown*essential cover for butchers to help cover the cost of repairing or replacing insured machinery, such as cool rooms and refrigerators, following a breakdown. An optional cover for Deterioration of Stock can also be selected, providing protection for the loss of any perishable stock due to the breakdown of a refrigerator.

Business Interruption* could your business survive without trading for days, weeks or even months on end if you had to shut up shop due interruption caused by an insured event? Business Interruption provides cover for loss of turnover due to damage to your own premises, as well as assisting with the payment of ongoing operating expenses. It can also help cover business relocation costs and the training costs for operators of replacement machinery.

Personal Accident & Illness*

No matter how much care you take when you’re slicing and dicing, accidents happen, both on and off the job.

Personal Accident and Illness insurance can provide levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness (even if it occurs outside of your employment).

So, no matter where the accident occurs, Personal Accident and Illness Insurance delivers peace of mind knowing you can still pay the bills and put dinner on the table, even when your knives are down and you’re out of action.

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.