Public Liability Insurance in Perth

... office-based, such as consultancy occupations. Given the various industries and occupations Public Liability insurance can cover, the cost of it can vary greatly. This is due to several factors including: The ...

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Public Liability Insurance in Mandurah

... a better deal. I told him I was getting some other quotes which never happened as the other people did not come back to ... various industries and occupations Public Liability insurance can cover, the cost of it can vary ...

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Public Liability Insurance in Hobart

... Given the various industries and occupations Public Liability insurance can cover, the cost of it can vary greatly. This ... apply.  Get a hassle-free quote for your business here . ...

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Public Liability Insurance in Darwin

... Given the various industries and occupations Public Liability insurance can cover, the cost of it can vary greatly. This ... apply.  Get a hassle-free quote for your business here . ...

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Public Liability Insurance in Brisbane

... . Given the various industries and occupations Public Liability insurance can cover, the cost of it can vary greatly. This ... apply.  Get a hassle-free quote for your business here . ...

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Public Liability Insurance in Adelaide

... . Given the various industries and occupations Public Liability insurance can cover, the cost of it can vary greatly. This ... apply.  Get a hassle-free quote for your business here . ...

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Public Liability

What’s included & what’s not? Get the right cover Public Liability Insurance cost Here's the lowdown on Public Liability insurance* As a small business owner you already have lots to worry about. From paying ...

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What does Public Liability insurance cover?

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What is Public Liability Insurance?

... property. Most Public Liability policies also extend to cover   Product Liability . If ... as well as defence costs (to the assessor and lawyer) of $30,000. Without the public liability insurance, the graphic ...

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What is Product Liability Insurance?

... covered claim including legal fees , experts fees and court costs ) . Product Liability ... Australia, if you manufacture or make products available to the public (i.e. sell or give away), you are ...

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Public Liability Insurance for Cabinet Makers

Working as a cabinet maker, you are presented with many risks from the moment you pick up your tools. Protecting your business against unplanned challenges, like an ... be responsible for. Your Public Liability insurance covers your reasonable legal costs, even if you are ... of mind knowing your business is covered. Get in touch today to access quotes from some of Australia's top insurers ...

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5 Tips for getting the best Public Liability insurance for your business

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What Tradies Need to Know About Public Liability Insurance

... the ins and outs of Public Liability insurance and what you need ... . So what is Public Liability insurance? In a nutshell, Public Liability< ... negligent business activities L egal and defence costs associated with a covered claim What does Public Liability insurance typically not cover? Injuries to your employees Damage to ...

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Public Liability NSW

... not? Get the right cover Public Liability Insurance cost Here's the lowdown on NSW public liability insurance* As a small ... will apply.  Get a hassle-free quote for your business here. To provide you ...

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Public Liability WA

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Public Liability QLD

What’s included & what’s not? Get the right cover Public Liability Insurance cost Here's the lowdown on QLD public liability insurance* As a small business owner in Queensland you already have a lot to worry ...

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5 Things to Consider When Buying Public Liability Insurance

Public Liability insurance. It's one of those fundamental covers that most SMEs are ... when arranging appropriate cover for your business? Not ... appropriate cover for your business? Not all Public Liability policies are the same and along with cost, ... a Public Liability insurance policy in place. 4. Take the time to compare quotes There are ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses or ... business' activities. Failure in obtaining public liability insurance policy ... fees and legal costs can potentially cripple a business as they are paid out of pocket. Type and Level of Public Liability Insurance As with other forms of insurance, the level of cover required varies dependent ...

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Public Liability PPC

... Public Liability Insurance does just that. It covers the expense of legal and defence costs; court attendance costs ... price with BizCover, because if you find a cheaper quote for comparable coverage, all you need to do is ...

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Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... cover your business against accidents is a relatively simple process. Purchasing public liability insurance online, where quotes ... provide small businesses with an easy, cost-effective way of obtaining pricing from the ...

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Do I need Public Liability insurance?

... costs your business would incur should a Public Liability claim occur. Did you know? Public Liability ... While you may automatically assume that everything will be covered under your home and contents insurance, this is ...

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How much does Business Insurance cost?

... There is also the option to include your Public Liability cover in a Business Insurance pack. The beauty of ... business owners is: “How much does Business Insurance cost?” This is a difficult question to answer because ...

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Information Technology Liability Insurance

... Indemnity and Public and Products Liability insurance provide cover for. ... costs (these are the reasonable costs incurred in investigating and defending a covered claim, including legal fees, expert fees and court costs ...

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Allied Health Combined Liability Insurance

... ). In addition, costs incurred in responding to disciplinary action are covered. For many allied health professionals, holding a Professional Indemnity policy is a registration requirement Public Liability insurance ...

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Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... two types of cover - Public Liability and Product Liability. Public Liability Public Liability covers you for the costs that arise from claims for legal liability if a member of the public or another stallholder ...

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Who is Covered Under an IT Liability Policy?

... information technology sector face potential liabilities from clients and third parties ... ... ; Loss of Documents/Data; Defence Costs associated with covered claims. What about Products and Public Liability? As part of the coverage under IT Liability policies, many insurers also provide products ...

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Additional Cover for Professional Indemnity Insurance

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6 Areas You May Not Have Thought Business Insurance Covers

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5 Surprising Things Business Insurance Can Cover

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Cyber Liability Insurance

... in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered.  Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of ...

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The Remaining Risk: What Isn't Covered and Why it Matters

... aware of what isn't covered should also be considered, [ ... ... property. Generally also includes Product liability cover. Professional Indemnity - Professional Indemnity covers professionals who provide advice or a service against legal costs and claims for damages arising ...

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Small Business Insurance: Why you might want to ensure you're covered!

Running a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... required to have at least $5 million public liability cover to secure work with real estate agents. How ... away from your business. Having cover for Tax Audit can help you cover the cost of a professional to help you ...

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Cyber Liability Insurance: the safety net small businesses need

... to hit, but the wider public is now starting to realise ... ... some time for the reality to hit, but the wider public is now starting to realise that hackers aren't just fictional ... by covering the expenses and legal costs that are associated with breaches. Cyber Liability insurance ...

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The Risks of Growing Your Small Business

The only strategy that is guaranteed to fail is not taking risks. Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps ... Public Liability (or 'PL') covers claims against personal injury or property damage to a third party and can include Product Liability to cover damage caused by things you produce or sell. Simple slips and falls can cost ...

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Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to Climb The latest BizCover Small Business Insurance Price Index has been released (Graph 1), and similar to quarter 2 of ... sector which saw rates jump a massive 8 points for Public Liability and Business Packs, most other industries saw little change ... decrease prices. Graph 2 – BizCover PL/BizPack Retail Index (Financial Year 2017 2nd ...

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PI Index: Premiums Decline 10 Straight Quarters

Business Insurance Premiums Decline 10 Straight Quarters, but have we seen the bottom? Australian SME's continue to benefit lower premium rates due to the abundance ... Combined Professional Indemnity/Public Liability and Public Liability/Business Packs are not ... to reduce any further. As an example, the cost of Professional indemnity insurance for some Allied Health professionals can ...

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The Risky Business of Insurance

What are the Real Costs to Australian Small Business? Small ... ... of “must have” insurance: Public Liability – protects against legal and court costs in the event that someone is ... time and money Shopping around to compare what's covered is an important part of the process; there ...

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Business Insurance Guide for the Self-Employed - Part 1

There is nothing like being your boss. The freedom, the opportunity to pursue your passion and being in control of your career path. It also comes with the responsibility ... costs associated with a covered claim **Many public liability policies also provide cover for product liability. What is not typically covered ... easy . Receive multiple quotes from some of Australia' ...

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Insurance for Disability Workers

... criteria will apply.  Get a hassle-free quote for your business here. Did you know? ... provide cover for procedures that would require a medical or nursing qualification . Public Liability Insurance ...

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Beauty to go! What Mobile make-up artists need to know about insurance

There are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ... can help clean up the mess by covering your legal defence costs and compensation awarded to the claimant. Public Liability insurance also extends to Product Liability cover which protects your business for legal ...

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Insurance for Landscapers

... phone. Receive multiple quotes and compare policies from some of Australia's leading insurers without the usual hassles or paperwork. Did You know? Public Liability insurance covers you anywhere in ...

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Insurance for Carpenters

... some of Australia's leading insurers, with quotes and cover arranged in minutes. Did You know? Generally, Public Liability policies will exclude the costs to repair faulty workmanship completed by you or ...

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Insurance for Cafes

... quotes, compare and get insurance cover in minutes. Did you Know? Public Liability Insurance: A range of limits of cover ... stress of an audit by covering your business for specific costs, including accountant's fees and ...

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Insurance for Painters

... are just two examples of when you would want Public Liability insurance to protect you as a painter. For covered claims, it will meet your legal and defence costs together with any compensation payable to a third party ...

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Insurance for Tradesmen

... competitive quotes from some of Australia's leading insurers online quicker than you can say “smoko” and grab yourself a feed from the tuck shop! Did you Know? Your Public Liability policy covers you anywhere ...

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7 Types of Insurance Your Small Business Should Consider

If you own a small business, there's no denying one the most important things you need to protect your assets is Small Business Insurance. But what kind of insurance ... out renovations to their house. Public Liability not only covers the cost of compensation, but your defence costs as well. Without the correct level of cover, a potential claim could cost you thousands of dollars (or ...

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Insurance for Hair & Beauty Services

... you'll get multiple competitive quotes. Select your preferred policy and you'll be covered instantly, so you can ... costs associated with responding to or managing claims which are covered by your policy. Public Liability ...

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Insurance for Consultants

... in specified circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks. Cyber Liability* Consider the client data you may ...

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Keep calm and stretch on with Yoga Teacher insurance

... worrying about having the right cover in place to protect your ... ... example, falling over a piece of yoga equipment that's been left on your studio floor, Public Liability insurance can cover the related costs to defend such claims. Any compensation awarded to the claimant may also be ...

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Insurance for Victorian Plumbers

... never be a drain. From covering your tools to arranging your Public Liability insurance, at BizCover we've ... cover the costs of representation related to investigation costs for alleged breaches, as well as defence costs ...

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Insurance for Car Wash and Auto Detailers

... . T hat’s where Public Liability insurance comes into play. Public Liability insurance is designed to protect ... Breakdown * Machinery breakdown insurance covers the cost to repair or replace specified ...

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Insurance for Plumber

... -free quotes from multiple insurers. Take the plunge and get your business insurance covered today. Did You know? In Victoria a Ministerial Order requires plumbers to hold minimum levels of public liability ...

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Insurance for Butcher Shops

... town, let us look after your Business Insurance. Competitive quotes from leading insurers are only a few clicks or a ... activities. For covered claims, your Public Liability policy will cover your defence costs together with ...

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Insurance for Handymen

... competitive quotes from leading insurers, then all you need to do is select your preferred policy and you'll be covered as ... Fortunately, the handyman's Public Liability policy responded and covered the cost of the damage, ...

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Insurance for Electricians

... of the house were unable to stay there. Fortunately, the electrician had Public Liability insurance and was able to make a claim to cover the cost of the plumber, replacement of the flooring and kitchen cupboards, and ...

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Insurance for Retailers

... competitive quotes from some of Australia's leading insurers. Select your preferred policy and you'll be covered ... you sell. Many Public Liability policies include Product Liability cover. Business Insurance* ...

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Insurance for Furniture Manufacturers

... in the insurance marketplace. From Public Liability cover to a variety of [ ... ... and the last thing you want is a liability claim. Public and Product Liability (often sold together) are two types of ... Breakdown* - Machinery breakdown insurance covers the cost to repair or replace specified ...

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Insurance for Architects

... in specified circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks. Management Liability* If you're a company director ...

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Insurance for Gift Shops

... at the insured location. Building* - This insurance will cover for loss and damage to buildings you own, as ... paid out by the owner's public liability insurer for medical costs, lost work and rehabilitation. Damage ...

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Insurance for Allied Health Professionals

... save on your Professional Indemnity & Public Liability cover with our exclusive member's rate. ... your defence costs (which can include legal costs, investigator costs and expert fees). Public Liability Insurance* ...

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Insurance for Psychologists

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Insurance for Bakers

... activities. Generally , Public Liability policies also extend to cover  Product Liability . If you sell ... the policy.  Machinery breakdown  - covers the cost to repair or replace specified machinery ...

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Insurance for Social Workers

... are out visiting clients in their homes or working from an office, Public Liability covers legal fees and compensation costs if a customer, member of the public or a supplier claims against you for injury or damage to ...

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Insurance for Pet Professionals

... quotes from some of Australia's leading insurers in minutes without the annoying paperwork. Did You know? Your Public Liability policy covers ... costs (which can include legal costs, investigator costs ...

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Insurance for Restaurants

... premises, part of your commercial lease may require you to take out glass cover. Insurance for Restaurants Public Liability Insurance* There are many possible accidents that could happen in a restaurant ...

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Insurance for Yoga Teachers

... of your professional service or advice. It can cover costs you incur responding to or managing the claim, ... covered claims, it will also provide defence cos ts cover. Public Liability insurance also covers ...

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Understanding Insurance for Real Estate Agents

Being a real estate agent is an exciting and ever-changing career. You're there to help your clients find and sell their properties, a job that certainly doesn't come ... cover is available for public liability, tax audit, employment practices and statutory liability ... done? If they were to break down could you cover the cost of repairs or restoration?  If your business was out ...

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Insurance for Civil Engineers- what you need to know

You've put in the hard-yards to build your engineering business, so it's important to think about what kinds of business insurance coverage you may need to help ensure ... alleged, the legal cost and time involved ... covers that offer protection for different types of risks. Public Liability insurance Civil Engineers should also consider Public Liability insurance. Public Liability ...

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Insurance for IT Professionals

... a customer, supplier or a member of the public is injured or sustains property damage as a result ... Costs associated with defending a cyber claim are also covered. Examples of the types of risks Cyber Liability insurance ...

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Insurance for Mobile Food Vans

... and was awarded $2,500 for medical expenses and damages. The coffee van owner's Public Liability policy covered them for this cost, as well as the legal expenses that were incurred. *As with any insurance ...

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Insurance for Dog Walkers

... quotes for you to choose from Did you know? It may be a legal requirement by some councils that you have Public Liability ... Personal Accident and Illness insurance can cover loss of income, permanent disablement ...

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Insurance for Plasterers

... arranging your business insurance, providing competitive quotes online or over the phone in ... Public Liability policy is designed to protect you 24/7. For claims covered by the policy, it will cover your defence costs ...

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Insurance for Furniture Manufacturers

... the last thing you want is a liability claim. Public and Product Liability (often sold together) are two types ... Breakdown* - Machinery breakdown insurance covers the cost to repair or replace specified machinery ...

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Insurance for Personal Trainers

... will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. Public Liability Insurance* Public Liability insurance is important to keep your ...

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A Mumpreneurs Guide to Understanding Business Insurance

The art of juggling parenthood while running your own business is anything but an easy feat. Theres always something screaming for your attention, from managing client ... Public Liability insurance covers legal fees and compensation costs if a customer, member of the public ... If you would like to receive more information or a quote for cover, our friendly team is only a mouse click or phone ...

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Dishing up the facts on food business insurance

Flipping burgers, filleting fish, grinding coffee beans the fast-paced world of the food industry leaves no spare time to be left worrying about whether you have the ... Public Liability insurance is designed to protect your business against such claims by covering your legal and defence costs ... . Visit BizCover.com.au to get a quick quote and give yourself peace of mind in minutes.

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Home Based Business Insurance

... .  Employment Practices Liability* Employment Practices Liability (EPL) Insurance is designed to help employers minimise the risk and potential cost of claims taken against them by employees. Covered claims may ...

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Insurance for Electrical Engineers

... costs (which can include legal costs, investigator costs and expert fees). Public Liability ... illness or injury . *As with any insurance, cover will be subject to the terms, conditions and exclusions ...

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Insurance for Land Surveyors

... insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. Public Liability* Public Liability insurance is designed to provide protection for ...

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Insurance for Professionals

... with your defence costs (which can include legal costs, investigator costs and expert fees). Public Liability Insurance* Public Liability insurance can be an important form of cover for all types ...

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Insurance for martial art teachers

... policy will cover compensation payable to third parties together with your defence costs (which will include reasonable legal costs, investigation costs and court fees). Public Liability Insurance* There ...

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Insurance for Recruitment Consultants

... will also assist with the legal costs associated with responding to or managing claims which are covered by your policy. Public Liability Insurance* Public Liability insurance is an easy choice for ...

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Get instant quotes

Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.