Public liability insurance covers your business for losses ... business' activities. Failure in obtaining public liability insurance policy can expose ... occupational health and safety to Australian Consumer Law, businesses are ... advisable to have public liability insurance. Legal Requirement for Public Liability Insurance Although public liability insurance is not a ...
read more... business activities. According to the Australian Bureau of Statistics, there were ... S. Geophysical Consultant What does Public Liability insurance cover? Public Liability insurance covers claims for personal ...
read more... business activities. According to the Australian Bureau of Statistics, there are ... , Mining Engineer What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury ...
read more... business activities. According to the Australian Bureau of Statistics, there are ... O. Retail What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury ...
read more... business activities. According to the Australian Bureau of Statistics, there are ... your business deserves. What does Public Liability insurance cover? Public Liability insurance covers claims for personal ...
read more... business activities. According to the Australian Bureau of Statistics, there are ... K. Homeopath What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury ...
read more... business activities. According to the Australian Bureau of Statistics, there are ... R. Engineering Consultant What does Public Liability insurance cover? Public Liability insurance covers claims for personal ...
read more... business activities. According to the Australian Bureau of Statistics, there are ... your business deserves. What does Public Liability insurance cover? Public Liability insurance covers claims for personal ...
read more... business activities. According to the Australian Bureau of Statistics, there are ... , Moulding manufacturer What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury ...
read more... around $80.75 per month for Public Liability insurance. Public Liability Insurance is one of the most ... the liability provisions of the Australian Consumer Law. Does the size ...
read moreJust imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... online. What Janine needed was public liability insurance or insurance that protects you and ... cost of policies from top Australian insurers before opting to buy ...
read more... is Small Business Insurance. But what kind of insurance do you actually ... ... , and your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even home-based ... random tax audits by The Australian Taxation Office (ATO), it may ...
read more... material price reductions on their Public Liability insurance, while prices have remained steady ... ... material price reductions on their Public Liability insurance, while prices have remained steady ... their business insurance, commenting “While costs may be rising for Australian's across ...
read more... are the Real Costs to Australian Small Business? Small business owners ... ... are the Real Costs to Australian Small Business? Small business owners ... 'nice to have' insurance. Examples of “must have” insurance: Public Liability– protects against legal ...
read more... BizCover Small Business Insurance Index has shown that Australian SME's may have ... enjoyed the end of declining insurance premiums ... ... BizCover Small Business Insurance Index has shown that Australian SME's may have ... the non professional sector with Public Liability and Business Packs (predominately covering ...
read more... products. Product Liability insurance usually forms part of a Public Liability policy and ... products are safe; comply with Australian Standards; and that they meet ...
read moreFrom fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... iconic Australian brand, you'll need to ensure you have the correct insurance ... types of cover - Public Liability and Product Liability. Public Liability Public Liability covers you for ...
read moreThe career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... arising from your previous work. Public Liability Insurance If you're dealing with clients ... show more than 20% of Australian businesses experience some form of ...
read moreRunning a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... If you rent your premises, public liability may be a requirement from ... in fact almost 70% of Australian businesses experienced a cyber attack ...
read moreEach year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... , it could also represent a public liability risk, for which the Easter ... were to suddenly lose their Australian contract they would be losing ...
read moreSMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... down the price of professional/business insurance for Australian SMEs. Since the start ... , Combined Professional Indemnity & Public Liability and Public Liability /Business Packs. Michael Gottlieb, BizCover ...
read moreWhether you're running your own business as a small team or flying solo in the freelance world, one thing is for sure, the creative arts industry is anything but boring ... on all things copyright for Australian artists Australian Taxation Office has plenty ... be a requirement to hold Public Liability insurance before you can perform in ...
read moreWhen hiring tradesmen for your small business, you don't have any room for error - so every tiny detail counts. It can be daunting and time-consuming sorting through ... look into the business’ ASIC (Australian Securities and Investments Commission) register ... different types of insurance to look out for. Public Liability Insurance This is the ...
read moreLatest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte Hansen last week marked a major milestone when she went from cancer ... a $2000 wish granted to Australian micro and small businesses who ... Professional Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides ...
read moreRunning your own trade business or working as a contractor often means you're exposed to greater risk than many other business owners. There's always the potential for ... having the right business insurance. Protect your livelihood Public Liability insurance is undoubtedly one ... , yet a survey by the Australian Physiotherapy Association reports that two-thirds ...
read moreWhat does Public Liability insurance* cover? Public Liability insurance provides cover for your business ... its reputation. The key things Public Liability Insurance is designed to provide cover ...
read more... business and your customers with Public Liability insurance. It offers protection should a ... ... laws regarding requirements for holding Public Liability insurance. Each state and territory has ... a minimum of $5 million PL insurance in order to secure a ...
read more... and maintain Professional Indemnity and Public Liability insurance. #1 Protection against claims of ... ... and maintain Professional Indemnity and Public Liability insurance. #1 Protection against claims of ... the risk of legal action. Public Liability insurance protects you against claims from ...
read more... I need public liability insurance?Claim Example What is Public Liability Insurance?* Public Liability insurance protects your ... way you should consider Public Liability insurance. For example:^ Consultants/Contractors/ ...
read moreHow much Public Liability insurance do I need*? When considering how much Public Liability insurance your business ... of Public Liability insurance to be in place -stipulating the amount of Public Liability insurance you ...
read more... , suppliers, community and their property. Public Liability Insurance is designed to provide protection ... of your negligent business activities. Public Liability Insurance also provides assistance with the ...
read more... wrong. This is where business insurance comes into play and should ... The process of arranging your insurance can feel overwhelming at times .. ... cover available in the insurance marketplace. From Public Liability cover to a variety ... about when protecting your business. Public Liability insurance is intended to provide protection ...
read moreInsurers hold on to SME Insurance Premium Price Increases! Despite a ... BizCover Small Business Insurance Price Index has shown insurance rates ... BizCover Small Business Insurance Price Index has shown insurance rates dropping back ... non professional sector, primarily around Public Liability and Business Packs (predominately covering ...
read more... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... claims and circumstances Property damage Public Liability insurance When you work closely with ... accident happening, and that's why Public Liability insurance is equally important for yoga ...
read more... you have the right business insurance. When it comes to insuring ... ... even be compulsory, for example, Public Liability insurance is often required when you ... business insurance plan. What types of insurance should food businesses consider? Public Liability Insurance Dishing ...
read moreKnow you need business insurance but aren't sure how to ... while and looking to buy insurance for the first time; there ... ... of cover available to businesses. Public Liability insurance covers against the legal costs ... Protection extension when taking out Public Liability insurance which covers defects in the ...
read more... by not having the right insurance in place? Read on to ... ... a liability Like most trades, Public Liability insurance is one of the important ... you to have your own Public Liability insurance policy before being able to ...
read moreIf your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... ... advice that has been provided. Public Liability Protection against the damages from ... upping the level of your Public Liability insurance. Similarly, take into account any ...
read moreWhen looking for Business Insurance, most small business owners typically ... ... to ensure you have your Public Liability cover in case a customer ... an unforeseen event. Business Interruption insurance is designed to compensate you ...
read more... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... their Public Liability insurance. SME Professionals have been seeing increases in their Public Liability insurance over ... BizCover platform to reduce their insurance costs with comparable cover.” Download ...
read moreInsurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... not universal. Graph 1 – BizCover Insurance Price Index (Financial Year 2017 ... sector, but the index for Public Liability and Business Packs increased 4 ...
read moreGetting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... your current policy. Your personal insurance doesn't cover your business A ... put this in perspective, a public liability policy for an SME working ...
read more... , the latest BizCover Small Business Insurance Index is showing little change ... ... , the latest BizCover Small Business Insurance Index is showing little change ... highly profitable small business sector.” Public Liability and Professional Indemnity prices have ...
read moreThere are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ... claims and circumstances Property damage Public Liability Insurance Working closely with your clients ... compensation awarded to the claimant. Public Liability insurance also extends to Product Liability ...
read moreWorking as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it's also the ... these types of risk consider public liability insurance which will provide financial protection ... services. Find Out More About Public Liability Insurance As a personal trainer you'll ...
read moreYou're a retail lifesaver, helping customers at all hours with all sorts of essentials, from early morning coffees to midnight snacks. As a convenience store, you've ... banking, marketing and importantly your Public Liability insurance. It is one of the ... costly without the right protection. Public Liability insurance can provide you with peace ...
read moreYour business is your livelihood. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... BizCover offers a range of insurance solutions to protect your business. ... essential covers such as Public Liability and Professional Indemnity insurance to ensure you ...
read moreAs much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them - and the simplest of ... on it. “Thankfully my Business Insurance policy included building and contents ... my landlord to hold a Public Liability policy. I've always enforced strict ...
read moreChristmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the end ... to make sure you have Public Liability, and if you do have ... you're protected within your Business Insurance pack, as with increased trading ...
read more... , in 2017 approximately 60% of Australian businesses had experienced at least ... the impact cybercrimes have on Australian small businesses and what ... can happen. Cyber Liability insurance can provide financial ... impersonation scam: https://www.ato.gov.au/general/online-services/identity-security/verify-or-report-a-scam/ Australian Cybercrime Online Reporting Network ...
read moreBuying any insurance, can be a confusing and ... to getting your Professional Indemnity Insurance, it can be even more ... ... information on your professional indemnity insurance. CA ANZ requires that professional ... ASIC requirements for the Limited Australian Financial Services Licence. If you ...
read more... line. Whilst you've got the insurance to help you out, you'd ... ... the most common BizCover Business Insurance customer claims, and tips on ... occurs often, especially in turbulent Australian weather. Many properties face the ...
read more... ; however the BizCover Small Business Insurance Price Index for the first ... ... small businesses! Prices across all insurance classes were stable across the ... and capacity currently in the Australian market. Michael Gottlieb, Managing Director ...
read moreMore larger businesses with simple insurance needs are using BizCover for ... their insurance, while smaller businesses benefit from ... this quarter ... are using BizCover for their insurance, while smaller businesses benefit from ... more demand for Business Contents insurance particularly from businesses with an ...
read more... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated ... ,000 BizCover customers with PI insurance during the 2016/17 financial year ...
read moreIt may have taken some time for the reality to hit, but the wider public is now starting to realise that hackers aren't just fictional brooding movie villains - they ... cause. PREVENTION AS PRIORITY The Australian Government is acutely aware of ... generally included in Cyber Liability insurance are: · Business interruption costs · Data ...
read moreDoes the thought of being off work for three months due to a major mishap with a nail gun horrify you? As far-fetched some accident stories may sound, the reality is ... finances too. According to the Australian Bureau of Statistics, during the ... contractor, Personal Accident and Illness insurance is an important type of ...
read moreThe new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... best value on your business insurance. Cover yourself up! Check your ... making a claim having enough insurance could mean the difference between ...
read moreYour business property is like your home away from home and is the place where you work your magic. Whether you're in the business of providing expert advice to clients ... What is Building Cover? Building Insurance provides protection for material damage ... can be easily avoided. The Insurance Council of Australia defines underinsurance ...
read more"The only strategy that is guaranteed to fail is not taking risks." - Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps ... themselves, but the primary insurances - public liability and professional indemnity - are ... ? Insure your legal liability! Public Liability (or 'PL') covers claims against personal injury ...
read moreInformation Technology Insurance Professionals in the information technology ... ... policies combine Professional Indemnity (PI), Public Liability and Products Liability to cover ... consultants and clients requiring these insurances in addition to professional indemnity. ...
read more... most common issues with Business Insurance is that policy owners often ... ... type of your insurance. Read the below carefully: Public Liability – This protects against ... work again. Cyber Liability Insurance – Cyber Liability Insurance protects against the expenses ...
read more... seems to be hardening for insurance for larger businesses, the latest ... BizCover Small Business Insurance Price Index is showing no ... ... , the latest BizCover Small Business Insurance Price Index is showing no ... prices down. Professional Indemnity and Public Liability, including multiple section business packs ...
read more... Research shows that 90% of Australians need to stress less, with ... ... Research shows that 90% of Australians need to stress less, with ... ** Plus Personal Accident and Illness insurance will typically provide benefits for ...
read moreIn the blink of an eye, the silly season is here again! For some, it's the busiest time of year, from retailers helping people get their last-minute gifts and service ... you have an active Public Liability insurance in place. Public Liability insurance is designed to protect ... the owner and if your Public Liability policy includes this. Batten down ...
read moreThe holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... and legal expenses. Ensure your Public Liability insurance policy has adequate cover to ... and your business against a public liability claim. Reduce shoplifting The busier ...
read moreThe journey to becoming a successful small business owner is one of twists, turns and the occasional speed bump. In our two-part series (catch up on part 1 here) we map ... ways business insurance can help keep your business alive: Public Liability is an ... are not found liable, your Public Liability policy will cover the associated ...
read moreSmall Business Buddy Winner! Local QLD Business Selected in the $60,000 'Small Business Buddy Program' Woofwatchers, a local dog grooming and pet caring business is ... Professional Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides ... multiple insurance quotes instantly online ...
read moreIced teas, tropical fruits, a cheeky ice cream - those signature flavours of summer are something you would be all too familiar with as a restaurant or caf owner. Summer ... or café business is with Public Liability insurance. It is designed to protect ... an insurable event, Business Interruption insurance can help by providing cover ...
read moreAs we say goodbye to those sunny summer days and hello to fresh, frosty mornings, the change in seasons is a prime time to make sure your business premises is prepared ... walking in these areas. Having Public Liability insurance is one of the vital ... our friendly BizCover team of insurance experts waiting to talk all ...
read moreSetting your password as WELCOME1, a box of receipts going 5 years back and not getting nearly enough sleep. If any of these business habits sound familiar, then rest ... a bad habit among Australian businesses, with the Insurance Council of Australia ... BizCover team, Australia's Small Business Insurance Specialists. *Statistics sourced from the ...
read moreWe recently launched a campaign that showed how small business owners really feel about their expensive, outdated policies… and encouraged them to get them out ... when he subjected his old public liability policy to his bandsaw. Jill ...
read more... of small business insurance, having helped over 90,000 Australian small businesses ... compare and buy their insurance online. Their ... ... of small business insurance, having helped over 90,000 Australian small businesses ... compare and buy their insurance online. Their ...
read more... up almost one-third of the Australian workforce and represent over half ... ... Personal Accident and Illness (PA) insurance comes into play. Personal Accident ... physical wellbeing check out the Australian Physiotherapy Association advice or tradies ...
read more... experience in the Small Business Insurance space. On Tuesday night, BizCover ... the Australian Multicultural Marketing Awards. The award recognised ... experience in the Small Business Insurance space. On Tuesday night, BizCover ... the Australian Multicultural Marketing Awards. The award recognised the “Small Business Insurance ...
read moreBusiness Insurance Premiums Decline 10 Straight Quarters ... we seen the bottom? Australian SME's continue to benefit lower ... healthy competition in ... have we seen the bottom? Australian SME's continue to benefit lower ... , the cost of Professional indemnity insurance for some Allied Health professionals ...
read more... you think. 1 in 5 Australian businesses are the victims of ... ... you think. 1 in 5 Australian businesses are the victims of ... Find out more about Cyber Insurance here. THE DEREGISTERED DISMAY Threats ...
read moreWhen it comes to Business Insurance, understanding what's included and excluded ... When it comes to Business Insurance, understanding what's included and excluded ... Product Disclosure Statement(PDS).: Flood: Australian regulations have a standard definition ...
read moreYour Professional Indemnity (PI) insurance is no doubt one of ... against your business. Like all insurance policies, there are several important ... ... against your business. Like all insurance policies, there are several important ... and investigators, and without your insurance your could find yourself between ...
read moreMaking an insurance claim can be stressful - but ... ... sitting down to read your insurance policy's Product Disclosure Statement (aka ... out more about Business Interruption insurance here. When Disaster Strikes Call ...
read moreBusiness insurance isn't always straightforward, and sometimes ... the nitty-gritty to understand what insurance is being offered and which ... especially ... especially the case with Business Insurance options like Portable Equipment and ... your insurer. Portable Equipment This insurance provides repair or replacement for ...
read more... to make sure that your Insurance grows with your business and ... ... , covered her business with Business Insurance. For the next 4 years ... closed. Luckily, the Business Interruption insurance that Samantha had added to ...
read morePersonal Accident and Illness Insurance (IPA Cover)offers financial protection ... ... Health Checks Unlike some other insurance policies, a personal accident policy ... lower premiums than similar life insurance or Total & Permanent Disability ...
read more... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... of $1 million Professional Indemnity Insurance ... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... of $1 million Professional Indemnity Insurance with a number of set ...
read moreIn the insurance world, we focus on loss ... In the insurance world, we focus on loss ... negatives. In fact, we see insurance as a hugely positive part ...
read more... the 32nd Winner of BizCover Insurance's BizGiver $2000 Small Business Grant ... ... , who have embraced our online insurance services over more traditional methods ... of buying insurance, said Michael Gottlieb, Founder and ...
read more... comes to claim on your insurance. When you're filling out your ... ... comes to claim on your insurance. When you're filling out your ... that when you review your insurance, you have the right level ...
read moreWhen it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... do happen. Fortunately, Professional Indemnity insurance is designed to protect your ... targets. In fact, 60% of Australian cyber-attacks are aimed at SME's ...
read moreSummer in Australia is a great time of year. There's a lot to enjoy, including plenty of public holidays, long days and great weather. But along with these great perks ... when you get your Business Insurance you also cover for Business ... days. Fiery Situations Another common Australian peril of the hot summer ...
read moreToday, and every day, we're celebrating Australia's entrepreneurs. Those hard-working hustlers who have stuck it to the man and gone out on their own to start their own ... first online only small business insurance platform. Despite it’s growth ... Marketing Consultancy and began servicing Australian clients. Now back home in ...
read moreAsk any small business owner about the most difficult aspect of running a business and you'll most likely get an array of answers. However, one thing in common that most ... more traditional methods of buying insurance,” said BizCover Founder and Managing ... gallery specialising in contemporary indigenous Australian art. Read here about present ...
read moreIts Privacy Awareness Week, and in recognition of our support we've outline a few ways that individuals and their businesses can keep their important information safe ... overwhelming it's worth considering cyber insurance for your business. Most cyber ... 2014; ABS - Count of Australian Businesses 2014
read moreAfter working 22 years in the car industry, Mansel Milne made the jump to the wine industry and started the online wine delivery company Cheaper Buy The Dozen. In its ... exclusive range of local South Australian wines as well as award-winning ... of a comprehensive and robust insurance plan for his business. “I ...
read moreModern furniture design Furniture design isn't exactly easy. Furniture designing is an artistic niche that caters to both the functionality, as well as the visual appeal ... also important to choose suitable insurance coverage to give you peace ... Australia Despite the uptake in Australian manufacturing as a whole over ...
read moreA customer loyalty program is a marketing tactic designed to encourage customers to become repeat purchasers or engage with a brand on a recurring basis. A business may ... representative survey of over 1000 Australians from First Point Research and ... appetite for loyalty programs among Australian consumers. To take advantage of ...
read moreThis week is Stay Smart Online Week; a government initiative that aims to reverse the threat of cybercrime. Small businesses are some of the biggest growing targets for ... · Cybercrime costs the Australian economy more than $1bn ... ://www.staysmartonline.gov.au/get-involved/stay-smart-online-week-2018/sign-our-free-alert-service) · Buy cyber insurance Small Businesses are often short ...
read moreBy Bianca Reynolds Bianca is a lawyer at LegalVision. Throughout her studies, she gained experience in a variety of areas of law including family, commercial, and personal ... terms; Delivery; Obligations under the Australian Consumer Law (ACL); Dispute resolution ... is designed to comply with Australian Privacy Law and states how ...
read moreThis Mother's Day we share some of the pearls of wisdom small business owners have been given by their mums for life and business. Linda Reed-Enever, Co-Founder of Business ... in their desire to support Australian manufacturing,, their attention to detail ... you have the right business insurances to protect it. We can ...
read moreThere's a lot at stake.. Think of all the hard work you have put into creating your butcher shop business starting with the early days as an apprentice to building up ... clause can vary from one insurance policy to another. Unforeseeable Interruptions ... business. Thankfully, under a Business Insurance pack there is an option ...
read moreIn the blink of an eye, another new year is here, and it is a great time to get your business ready for a successful year. Taking the time to review some of your existing ... from unexpected risks. Reviewing your insurance is an opportunity to make ... to start? Download our Business Insurance Checklist for Small Businesses here ...
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As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?
As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.
Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.
Independent feedback from our customers rated our service at excellent.
Compensation for:
| *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice. |
With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.
Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.
When deciding on how much cover you should have a think about factors like:
