What is Product Liability Insurance?

Do I need Product Liability Insurance? What is Product Liability Insurance? Product Liability insurance* protects your businesses against claims by third parties relating to property damage or personal injury caused by ...

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Public Liability Insurance in Perth

Public Liability Insurance* for Perth businesses Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain ...

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Public Liability Insurance in Rockhampton

Public Liability Insurance* for Rockhampton businesses Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or ...

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Public Liability Insurance in Mandurah

Public Liability Insurance* for Mandurah businesses Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or ...

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Public Liability Insurance in Hobart

Public Liability Insurance* for Hobart businesses Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain ...

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Public Liability Insurance in Darwin

Public Liability Insurance* for Darwin businesses Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain ...

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Public Liability Insurance in Brisbane

Public Liability Insurance* for Brisbane businesses Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or ...

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Public Liability Insurance in Adelaide

Public Liability Insurance* for Adelaide businesses Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or ...

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Public Liability Insurance in Port Macquarie

Public Liability Insurance* for Port Macquarie businesses Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or ...

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How much Public Liability insurance do I need?

How much Public Liability insurance do I need*? When considering how much Public Liability insurance your business may need you should consider the level of risk your business faces, as well as other factors like ...

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Public Liability

... your customers, suppliers, community and their property. Public Liability Insurance is designed to ... covered by the policy. Public Liability explained further… Product Liability explained further… Independent feedback ...

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Public Liability Insurance

... is hurt - badly - and you're responsible. You hang ... Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He calls again. Tells you the same story. You are ...

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How much does Public Liability Insurance Cost?

How much does Public Liability Insurance cost? On average, small business owners can expect to pay around $63.53 per month^ for Public Liability insurance. Public Liability insurance is one of the most popular types of ...

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What does Public Liability insurance cover?

What does Public Liability insurance* cover? Public Liability insurance provides cover for your business if a customer, supplier or a member of the public is injured or sustains property damage due to your negligent ...

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5 Tips for getting the best Public Liability insurance for your business

If you're a sole trader or small business owner, there's no doubt you're aware of the importance of protecting your business and your customers with Public Liability If you're a sole trader or small business owner, there's no doubt you're aware of the importance of protecting your business and your customers with Public Liability insurance. It offers protection should a customer, ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for ... business' activities. Failure in obtaining public liability insurance policy can expose a ... Public liability insurance covers your business for losses or damage to a third party as a result of your business' activities. Failure in obtaining public liability insurance policy can expose a business to a range of ...

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Public Liability NSW

What’s included & what’s not?Get the right coverPublic Liability Insurance cost Here's the lowdown on NSW public liability insurance* As a small business owner in New South Wales you already have a lot to worry about. ...

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Public Liability WA

What’s included & what’s not?Get the right coverPublic Liability Insurance cost Here's the lowdown on WA public liability insurance As a small business owner in Western Australia you already have a lot on your plate. ...

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Public Liability QLD

What’s included & what’s not?Get the right coverPublic Liability Insurance cost Here's the lowdown on QLD public liability insurance* As a small business owner in Queensland you already have a lot to worry about. From ...

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BizCover expands into New Zealand and launches BizCover.co.nz

Auckland, New Zealand - February 8, 2011. BizCover, the pioneer online insurance marketplace in Australia and leading provider of online professional indemnity insurance Auckland, New Zealand - February 8, 2011. BizCover, the pioneer online insurance marketplace in Australia and leading provider of online professional indemnity insurance, has announced today the launch of its New ...

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Do I need Public Liability insurance?

Do I need Public Liability insurance? Public Liability insurance is essential for small businesses, providing cover against claims for physical loss or damage caused to a third-party as a result of your business ...

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Public Liability Insurance for Cabinet Makers

... of your risk management plan and can be done easily with ... Working as a cabinet maker, you are presented with many risks from the moment you pick up your tools. Protecting your business against unplanned challenges, like an accident or a claim, should be considered as part of ...

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Keep calm and stretch on with Yoga Teacher insurance

Breathe in, breathe out, and let a wave of calm ... Breathe in, breathe out, and let a wave of calm wash over, letting the stress of arranging your yoga teacher insurance go. As a yogi or yogini, you don't have time to be worrying about having the right cover in place to ...

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Public Liability PPC

Why do I need Public Liability Insurance? You can't prevent clumsy people from being clumsy. But you can protect your business against claims that are made for personal injury or property damage. Public Liability ...

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Top 5 Reasons for Having Professional Indemnity and Public Liability Insurance

You've worked hard to build your business, so it makes sense to protect it. Below are the top 5 reasons NHAA members should hold and maintain Professional Indemnity and You've worked hard to build your business, so it makes sense to protect it. Below are the top 5 reasons NHAA members should hold and maintain Professional Indemnity and Public Liability insurance. #1 Protection against ...

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Cyber Liability Insurance: the safety net small businesses need

It may have taken some time for the reality to hit, but the wider public is now starting to realise that hackers aren't just fictional brooding movie villains - they It may have taken some time for the reality to hit, but the wider public is now starting to realise that hackers aren't just fictional brooding movie villains - they're real people doing real damage across the globe, ...

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Keep cool and carry on - A summer survival guide for restaurants and cafés

Iced teas, tropical fruits, a cheeky ice cream those signature flavours of summer are something you would be all too familiar with as a restaurant or caf owner. Summer Iced teas, tropical fruits, a cheeky ice cream – those signature flavours of summer are something you would be all too familiar with as a restaurant or café owner. Summer also marks a time of long, busy days, bringing ...

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Common Small Business Insurance Claims and How to Prevent them.

... are out of your control and have a big impact on ... the running of your business and your bottom line. Whilst you ... If you are a small business owner you know that things don't always go to plan, some things happen which are out of your control and have a big impact on the running of your business and your bottom line. Whilst you've ...

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Cabinet Makers: How to get noticed and increase your customer base

It's not easy to get your business noticed, either online or by other means. No matter what you do, there are plenty of other businesses all vying for attention in the It's not easy to get your business noticed, either online or by other means. No matter what you do, there are plenty of other businesses all vying for attention in the same advertising space and location. However, that ...

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Protect your business with Statutory Liability Cover

... as injury caused to clients and customers, and damage caused to other ... designed to protect against fines and penalties [] There are many different types of insurance policies available to small businesses to protect against countless number of unexpected events, such as injury caused to clients and customers, and damage caused to other ...

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How to Promote your Cabinet Making Business: Online and for Free

Most adults find contractors and other product specialists online. It's also true that more than 50% of all homeowners are active participants on social media platforms Most adults find contractors and other product specialists online. It's also true that more than 50% of all homeowners are active participants on social media platforms such as Facebook, Twitter, Pinterest, and Instagram ...

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7 Steps for Your Business to Survive and Thrive

... your ticket to a freer and more relaxed lifestyle, right? By ... When you first launched your business, you probably thought you'd bought your ticket to a freer and more relaxed lifestyle, right? By now you may have learned that the opposite can be true, especially in the first few ...

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Turn the spotlight on hackers and protect your data

... . They're a persistent bunch and are increasingly [] Your business might pride itself on great service or friendly staff, but your success is really built on the trust your customers have in you. After all, when they hand over their personal information, there's some risk ...

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7 Ways You Can Protect Your Business and Personal Information Online Today.

Its Privacy Awareness Week, and in recognition of our support weve outline a few ways that individuals and their businesses can keep their important information safe Its Privacy Awareness Week, and in recognition of our support we’ve outline a few ways that individuals and their businesses can keep their important information safe online. The world today is digital, where you can ...

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Quick and simple

Quick and simple--Stuart M--Handyman (excluding gas, plumbing and electrical works requiring a license)

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Personal Accident and Illness Insurance for Tradies

Does the thought of being off work for three months due to a major mishap with a nail gun horrify you? As far-fetched some accident stories may sound, the reality is Does the thought of being off work for three months due to a major mishap with a nail gun horrify you? As far-fetched some accident stories may sound, the reality is, they do happen. Being a tradie, you are exposed to ...

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like: