What is Professional Indemnity Insurance?

Do I need professional indemnity insurance? Claim example What is Professional Indemnity Insurance? Professional Indemnity insurance protects professionals against claims of negligence or breach of duty made ...

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Do I need Professional Indemnity insurance?

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How Does Professional Indemnity Insurance Benefit You?

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Do I need Public Liability insurance?

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How the cost of Professional Indemnity insurance is calculated

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Professional Indemnity

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Professional Indemnity Insurance for Civil Engineers

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The difference between Public Liability and Professional Indemnity insurance

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Insurance for IT Professionals

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Insurance for Electrical Engineers

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Insurance for architects- the blueprint to success

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Insurance for Architects

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Insurance for Civil Engineers

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5 Questions to ask yourself before buying Insurance for your Small Business

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Misconceptions Around Professional Indemnity Insurance

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Insurance for Disability Workers

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Who is Covered Under an IT Liability Policy?

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What is Civil Engineering

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How to Promote your Cabinet Making Business: Online and for Free

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What is Public Liability Insurance?

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Beauty Laine wins the 39th BizGiver Grant Competition

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Protect your business with Statutory Liability Cover

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Comparing Portable Equipment & Electronic Equipment Cover

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Insurance for Painters

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Insurance for Plasterers

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Protecting your Business from Cyber Risks - Part 2

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Role of a Civil Engineer

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Insurance for Civil Engineers- what you need to know

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Legal Requirement for Public Liability Insurance

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5 Reasons to love Personal Accident Cover

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Small Business Insurance: Why you might want to ensure you're covered!

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Cyber Insurance: Is it worth it?

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Information Technology Liability Insurance

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What Limit of Professional Indemnity Insurance Do I Need?

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Sometimes Professional Indemnity Insurance is Needed

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Professional Indemnity Insurance 101: For Allied Health Professionals

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Professional Indemnity Insurance for Consultants

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Additional Cover for Professional Indemnity Insurance

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Professional Indemnity PPC Landing Page

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Professional Indemnity for Real Estate Agents

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Professional Indemnity Claims: when should I notify my insurer?

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Business Insurance Guide for the Self-Employed - Part 2

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Top 5 Reasons for Having Professional Indemnity and Public Liability Insurance

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Professional Attire Insurance

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Do I need insurance for my market stall?

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A Guide to PI Insurance

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Insurance for Social Workers

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Insurance for martial art teachers

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Insurance for Yoga Teachers

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7 Types of Insurance Your Small Business Should Consider

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Insurance for Land Surveyors

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Insurance for Project Managers

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Insurance for Accountants

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Insurance Considerations for Personal Trainers

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Insurance for makeup artists

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Management Liability Insurance

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Small Business Insurance Index

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BizCover SME Insurance Price Index Q1 FY21

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Insurance for Bookkeepers & BAS Agents

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Insurance for Registered Migration Agents

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A Mumpreneurs Guide to Understanding Business Insurance

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Insurance for Real Estate Agents

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Insurance for Finance & Mortgage Brokers

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Insurance for Marketing Consultants

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Beauty to go! What Mobile make-up artists need to know about insurance

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How to Become a Professional Land Surveyor in Australia

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What is Product Liability Insurance?

... please refer to the  Australian Competition and Consumer Commission  website. Do I need  Product Liability Insurance? Product Liability i nsurance is an important consideration for any ...

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Insurance for Engineers

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Insurance for Professionals

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Insurance for Consultants

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Social Media Insurance

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Allied Health Combined Liability Insurance

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Insurance for Nurses

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Understanding Insurance for Graphic Designers

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Insurance for Allied Health Professionals

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PI Index: Premiums Decline 10 Straight Quarters

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You’re a professional and there is no doubt you are good at what you do. However, mistakes happen even with the most professional operators

Professional Indemnity (PI) insurance* is an important form of protection for businesses that provide specialist services or professional advice.  It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. 

Professional Indemnity claims can arise from simple things like giving incorrect advice, a miscalculation, incorrect diagnosis or treatment 

Professional Indemnity explained further…



Independent feedback from our customers rated our service at excellent.

What’s typically included?*

Depending on the Professional Indemnity policy selectedyour policy could cover: 

  • Payment of compensation as a result of a claim, including but not limited to Court awarded damages 
  • An award of legal costs against you  
  • Reasonable legal costs incurred in defending or responding to the claim 
  • Claim investigation costs 
  • Disciplinary proceeding costs 

What is typically not covered? *

  • Intentional damage  
  • Contractual liabilities  
  • Professional fees  
  • Known claims and circumstances 
  • Fraud and dishonesty 

Download Professional Indemnity Fact Sheet

How Much Cover Should I have ?

With BizCover you can choose policies with levels of cover between $250,000 to $10 million, from the leading insurers on our website.

When considering how much cover you may need you should think about:

*As with any insurance, cover is subject to the terms, conditions and exclusions contained in your policy document.  The information contained on this webpage is general only and should not be relied upon as advice.