Do Personal Accident & Illness policies have waiting periods?

Yes. You can choose from different waiting periods, ranging from 7 days to 28 days, when taking out Personal Accident & Illness cover. The waiting period chosen is one of the factors that will have an impact on how much the cover costs.

What level of Personal Accident & Illness cover should I choose?

Everysection has their own unique circumstances and needs when it comes to Personal Accident & Illness insurance. When deciding on the level of cover you need, it may help to think about: How much cover you would need to meet your day to day living expenses if you are unable to work How much money you or your family might need if you were disabled or died in an accident If you would like a benefit period of 12 months or two years The length of any waiting period before payments will be made to you (ranging from 7 days – 28 days)