Personal Accident And Illness Insurance Quote

  • Compare multiple insurance quotes online
  • Flexible payment options – monthly or annually
  • Instant online cover – no paperwork

Compare quotes from our trusted insurance partners*:

Personal Accident and Illness Insurance

Personal Accident and Illness Insurance Compare multiple insurance quotes online Flexible payment options - monthly or annually Instant online cover - no paperwork Compare quotes from our trusted insurance partners: ...

read more

5 reasons to love Personal Accident Cover

Personal Accident and Illness Insurance (IPA Cover) offers financial protection when you can no longer work due to an injury or sickness. A policy will cover your lost income while you aren't working or pay you a lump ...

read more

Insurance for Physiotherapists

... the noses of the most organised and professional working physiotherapists. However, Personal Accident and Illness insurance can reduce the impact to your physiotherapy practice by covering your loss of income loss** in ...

read more

Insurance for Dog Walkers

... move in the event you were to suffer an injury or illness, on or off the job. Personal Accident and Illness insurance can cover loss of income, permanent disablement and even death if you are unable to work as a result ...

read more

Insurance for Flooring Installler

... businesses and sole traders to find business insurance that fits their needs. Get quotes, compare cover and save ... . Personal Accident and Illness insurance* Personal Accident and Illness insurance can provide cover should ...

read more

Insurance for Lawn Mowing Services

... ill or suffer an injury, how would you keep the cash flowing? Personal Accident and Illness insurance provides a safe guard when disaster strikes at work and will also cover you when you've downed the gardening tools ...

read more

Why do welders need insurance?

... . With Portable Equipment cover on your side, you don't need to spend your hard-earned money if something happens to your essential gear. 3. Personal Accident and Illness Personal Accident and Illness provides you with a ...

read more

Insurance for Dog Grooming

... to work due to an accident or illness, you can rest easy knowing that your Personal Accident and Illness insurance can help cover loss of income. No matter where the accident occurs, you're covered to keep paying those ...

read more

Insurance for Plasterers

... off work to rest and recover. Accidents can happen anywhere, anytime. Personal Accident insurance will have you covered on and off the job. Personal Accident and Illness insurance can provide levels of cover for loss of ...

read more

6 ways to save money on tradie insurance

... Public Liability . They may also consider other policies, such as Personal Accident and Illness or Tax Audit . In some cases, combining these different types of insurance into a single policy could save you money. If you ...

read more

Insurance for Concrete Pumping

... (Personal Accident & Illness) Legal costs (Public Liability) And more! BizCover makes it easy to find cover for your concrete pumping business. Compare quotes online and get covered in minutes! How much does insurance ...

read more

Home Based Business Insurance

... , you. This is where Personal Accident and Illness insurance comes into play, especially when you don't have access to sick leave. Personal Accident and Illness insurance can provide cover should you become permanently ...

read more

Insurance for Car Wash and Auto Detailers

... you still generate an income to pay for living expenses, rent, bills and business costs? Personal Accident and Illness insurance can provide levels of cover for loss of income if you are unable to work, suffer permanent ...

read more

Insurance for Pizza Shops

... business' most vital assets, you. This is where Personal Accident and Illness insurance comes into play. Personal Accident and Illness insurance can provide cover should you become permanently disabled or pass away as a ...

read more

Insurance for Cabinet Makers

... activities. It will cover legal fees and compensation costs associated with that ... Personal Accident and Illness insurance has got your back. Personal Accident and Illness insurance can provide different levels of cover ...

read more

Insurance for Tradesmen

... Professional Indemnity insurance covers you for losses claimed by a third party and defence costs due to alleged or actual negligence in your professional services or advice. Personal Accident & Illness Insurance Working ...

read more

Insurance for Butcher Shops

... machinery. Personal Accident & Illness* No matter how much care you take when you're slicing and dicing, accidents happen, both on and off the job. Personal Accident and Illness insurance can provide levels of cover for ...

read more

Insurance for Handymen

... insurance is designed to cover legal fees and compensation costs ... and about in your spare time. Personal Accident and Illness Insurance can provide different levels of cover for loss of income, permanent disablement and ...

read more

Insurance for Painters

... football with the kids on the weekend. Personal Accident and Illness insurance can provide cover should you become permanently disabled or pass away as a result of an accident. Cover can also include a weekly benefit for ...

read more

Insurance for Cleaners

... anywhere, anytime. It could be at work or even when you're out and about in your spare time. Personal Accident and Illness insurance can provide cover should you become permanently disabled or pass away as a result of an ...

read more

Insurance for Electricians

... Protecting them will ensure you're not left in the lurch. Personal Accident and Illness insurance Personal Accident and Illness insurance can provide cover should you become permanently disabled or pass away as a result ...

read more

Insurance for Carpenters

... quotes and cover arranged in minutes. Did you know? Generally, Public Liability policies will exclude the costs ... . Personal Accident and Illness insurance Personal Accident and Illness insurance can provide cover should ...

read more

Business Insurance

... —you. This is where Personal Accident and Illness insurance comes into play, especially when you don't have access to sick leave. Personal Accident and Illness insurance can provide cover should you become permanently ...

read more

Insurance for Concrete Contractors

... (Personal Accident & Illness) And more! Protect your concrete construction company in minutes with BizCover! Get multiple quotes and instant cover online—no paperwork, no dramas. How much does business insurance cost ...

read more

Insurance for Glaziers

... Personal Accident & Illness insurance to help you manage serious accidents and injuries. Personal Accident and Illness insurance can provide cover ... quotes—Find Public Liability insurance for glaziers and other great cover ...

read more

Business Insurance in Townsville

... is ready to help them cover costs and get back to work as quickly as possible. Personal Accident and Illness insurance* Personal Accident and Illness insurance can provide cover should you become permanently disabled ...

read more

Business Insurance in Geelong

... WorkCover insurance. However, Personal Accident and Illness cover can help protect sole traders who do not qualify for this scheme. How much does business insurance cost in Geelong? The cost of business insurance varies ...

read more

Insurance for Gardeners

... , workers' compensation may not cover you 1 . A Personal Accident and Illness policy helps you continue to pay the bills while you're unable to work. How much does insurance cost for gardening professionals? Every small ...

read more

Business Insurance Perth

... damage). Personal Accident and Illness: Provides a weekly income benefit following an accidental injury or illness once signed off from work by a medical practitioner for a set amount of time. Tool insurance (Portable ...

read more

Understanding Insurance for Interior Designers

... your business. That's where Personal Accident and Illness insurance saves the day, by providing financial protection when you need it the most. Personal Accident and Illness (PA) insurance  covers you for loss of income ...

read more

Claim for Personal Accident & Illness

... to business Need help? Call 1300-249-268 Compare quotes from our trusted insurance partners: Personal Accident & Illness We want to get this claim off to a good start and a speedy finish. Select your insurer to download ...

read more

Insurance for Massage & Alternative Therapies

... $1 million worth of cover, or $2 million if you wish to be a recognised BUPA provider. Public Liability Business Insurance Personal Accident & Illness Insurance Tax Audit Insurance for  Massage Therapists Professional ...

read more

Insurance for Electrical Engineers

... or actual wrong-doing. Personal Accident & Illness insurance* Accidents can happen on even the most professional and organised working conditions. Should the unexpected happen, this product can cover your income * if ...

read more

Insurance for Contractors and Subcontractors

... costs cover. Business Insurance ... and Business Interruption . Personal Accident & Illness* A serious injury or illness could derail your contracting business. Personal Accident & Illness insurance can cover your income and ...

read more

7 Common Types of Small Business Insurance

... level of cover, a potential claim could cost you thousands of dollars (or even hundreds of thousands of dollars), and could be enough to put a small business out of business! Related: Public Liability Insurance explained ...

read more

Insurance for Fencing Contractors

... job or after work (Personal Accident & Illness) Your legal defence costs (Public Liability) And more! Find fencing business insurance in minutes with BizCover. Compare quotes only and get instant cover today! How much ...

read more

Insurance for the Self Employed

... * insurance . These policies cover losses claimed by a third party and defence costs due ... accident or serious illness put you out of action for weeks, months, or even permanently? Personal Accident & Illness * cover covers ...

read more

How to start a plumbing business

... your business. These can include tools of trade and items of stock. Personal Accident and Illness insurance*- Personal Accident and Illness insurance can provide cover should you become permanently disabled or pass away ...

read more

5 common risks consulting firms face

... insurance is there to cover the financial loss and legal costs in ... and the bills won't get paid. How would your business manage if something happened to you? Having Personal Accident & Illness (PA) insurance covers ...

read more

Insurance for Civil Engineers

... and Illness Insurance No matter how much care you may take, accidents and illness can strike without any warning, often resulting in time off work to recover Personal Accident and Illness insurance can provide cover ...

read more

Sole Trader Insurance

... ill? You may want a safety net to catch you if an accident or illness leaves you unable to work. Personal Accident and Illness insurance can provide cover if you become permanently disabled or pass away because of an ...

read more

Best handyman apps to grow your business in 2024

... Public Liability Insurance: Insurance that provides cover for legal fees and compensation costs if a ... Personal Accident and Illness Insurance: Personal Accident and Illness Insurance can provide different levels of cover ...

read more

How to start a gardening business in Australia

... cope financially? Personal Accident and Illness provides a safety net when an accident or illness occurs; you will also be covered when you're not on the job. Invest in gardening business insurance and avoid getting lost ...

read more

How to Prevent Job Risks for Carpenters

... between putting up and taking down ladders and suspended gangways. Cover any surrounding ... Personal Accident and Illness and Tool insurance available. Get in touch for a quote today. *This information is general only and ...

read more

No Dramas

... take out a Business Insurance policy. Personal Accident and Illness*: Personal Accident and Illness can provide cover should you become permanently disabled or pass away as a result of an accident. Cover can also include ...

read more

How to start a painting business

... , you may want to consider Personal Accident and Illness insurance in case you fall ill or are injured and unable to work. This important type of insurance can provide cover should you become permanently disabled or ...

read more

Insurance for Personal Trainers

... No matter how fit you are, accidents can still happen on and off the job. Personal Accident and Illness insurance can provide levels of cover for loss of income, permanent disablement and even death if you are unable to ...

read more

Guide to Physiotherapy Business insurance

... Interruption cover provides protection for the loss of income and increased costs of ... cover is an additional cover option available when you take out a Business Insurance policy. Personal Accident and Illness insurance ...

read more

Understanding Insurance for Graphic Designers

... conditions. Should the unexpected happen, Personal Accident and Illness insurance can help cover your income** if you're unable to work due to illness or injury. Sort out your insurance At BizCover we are all about ...

read more

Insurance for Furniture Manufacturers: A Guide

... Breakdown* - Machinery breakdown insurance covers the cost to repair or replace specified ... the business.  Personal Accident & Illness Insurance* Personal Accident and Illness insurance can provide cover options for ...

read more

Insurance for Landscapers

... of insurance solutions at the click of a mouse or over the phone. Receive multiple quotes and compare ... living expenses, bills and wages? Personal Accident and Illness insurance can provide levels of cover for loss of ...

read more

Insurance for Pet Professionals

... Compare quotes from our trusted insurance partners*: Why do pet professionals need insurance? ... and maintain living expenses, bills, rent and wages? Personal Accident and Illness insurance * can provide levels of cover ...

read more

Insurance for Furniture Manufacturers

... Machinery Breakdown* - Machinery breakdown insurance covers the cost to repair or replace specified ... business. Personal Accident & Illness Insurance* Personal Accident and Illness insurance can provide levels of cover for ...

read more

Handyman course: Improve your business

... Personal Accident and Illness insurance: Provides different levels of cover for loss of income, permanent disablement and ... business insurance*. Get your handyman business insurance quotes sorted quickly and easily online ...

read more

How to start a window cleaning business

... or partnership can be the most cost-effective way to start a small ... cover. Personal Accident and Illness insurance : Provides cover should you become permanently disabled or pass away as a result of an accident. Cover ...

read more

4 essential safety tips for tradies

... of a sudden injury. Consider getting Personal Accident and Illness insurance * in place to be prepared for ... focusing on your health. Get a quote for Personal Accident and lllness insurance with BizCover today. Our easy to ...

read more

How to become a personal trainer?

... your business. Personal Accident and Illness insurance : Covers you for ... personal trainer insurance to compare competitive insurance quotes for your personal training small business, get covered in only 10 minutes, and ...

read more

Business Insurance Melbourne

... as General Property insurance) covers you for loss and damage to items of portable equipment associated with your business. These can include tools of trade and items of stock. Personal Accident and Illness*: Provides a ...

read more

How to get more handyman jobs: 5 key strategies

... you clearly state to your clients why such jobs cost more. In the chase for getting more handyman ... Personal Accident and Illness insurance: Provides different levels of cover for loss of income, permanent disablement and ...

read more

Handyman vs contractor: Which is right for you?

... business. Public Liability Insurance : Cover for legal fees and compensation costs if a customer, ... Personal Accident and Illness insurance provides different levels of cover for loss of income, permanent disablement and ...

read more

16 types of cleaning services to offer for profit

... health is your wealth. Any unexpected injury or illness can impact your ability to work and earn. Personal Accident and Illness Insurance ensures you’re covered not just for accidents at work, but also for those that may ...

read more

How to start a commercial cleaning business

... Liability , Portable Equipment insurance and Personal Accident and Illness *. Having these policies ... advice. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy ...

read more

How to Start a Business in QLD in 7 Easy Steps

... Business Insurance * Personal Accident and Illness Cyber Liability insurance * Tax Audit insurance * Tick one more thing off the to-do list and get your insurance sorted with BizCover today. Compare multiple quotes from ...

read more

Top 5 tips for tradies starting their own business

... allows you to track the stages, time required, costs etc not only helps you stay on track, ... insurance* Personal Accident and Illness insurance* Portable Equipment/ Tool Cover* Tax Audit insurance* Cyber Liability insurance ...

read more

A guide to choosing the right trade business

... required for measuring materials, calculating quotes and costs Good eye for detail Clear ... Public Liability insurance , Tool cover (also known as Portable Equipment cover ) Personal Accident and Illness insurance * are ...

read more

Top 6 on-demand handyman services in Australia

... and how having handyman insurance such as Public Liability Insurance , Business Insurance , and Personal Accident and Illness insurance ... business insurance*. Get your handyman insurance quotes sorted quickly and without ...

read more

10 steps guide to managing a fitness business

... types of business insurance: Professional Indemnity insurance* Public Liability insurance* Business Insurance* and Personal Accident and Illness insurance* Learn more about how business insurance can help reduce ...

read more

PI And PL Insurance

... with your relevant industry body if it is a legal requirement and if a minimum level of cover is required. When it comes to the cost of your Professional Indemnity insurance, there's no one price fits all policy. Every ...

read more

What does Public Liability Insurance cover?

... you as a result Your defence costs, including legal expenses incurred in assessing or defending a claim *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy ...

read more

Reviews related to Personal Accident And Illness Insurance Quote

  • product knowledge and advice are excellent

    Frank F
    Other

  • Easy to read understand and follow

    Tui d
    Other

  • Easy As!! Thank you

    Casey W
    Entertainment

  • EASY CONVENIENT!

    HONGWEI Z
    Travel

  • Excellent Customer Service

    Trevor C
    Other

Protect your income 

With Personal Accident & Illness Insurance* 

As the old saying goes, accidents do happen!  A simple spot of DIY around the house could result in broken bone, loss of sighta severed limb or even worse, death.  All of which could cause you to be out of action for some time or even permanently! An accident is probably the last thing you can afford in operating your business 

Having Personal Accident & Illness (PA) insurance covers you for loss of income if you were unable to work as a result of an injury or illness.  The cover is generally available regardless of whether or not you sustain injury or develop an illness due to your work. 

If you were temporarily unable to work due to the accident or illness, your cover could pay you a benefit of up to 85% of your salary.**    

There is also an option to potentially cover you for accidental death or disablement, which can provide a lump sum payment to your beneficiaries if you die in an accident or to you if you suffer a permanent disabling injury.   

Everybody has their own unique circumstances and needs when it comes to Personal Accident and Illness insurance. To meet these needs there are different waiting periods (how long you have to be out of action before the cover kicks in), benefit periods and benefit levels available.  

Getting cover doesn’t have to be hassle and involve visits to the doctor, you can get cover without any forms or medicals (please be aware that you won’t typically be covered for any pre-existing medical conditions/injuries or any hazardous activities that you participate in).  With BizCover, you can get quotes and Personal Accident and Illness insurance within minutes and once covered you will be protected 24/7! 

**Maximum limits apply  



Independent feedback from our customers rated our service at excellent.

What is typically included?* 

  • Loss of income as a result an injury  
  • Loss of income as a result of an illness  
  • Loss of income as a result of injury or illness (combined) 
  • Optional Extensions can include:  
  • Death benefits;  
  • Disablement benefits 
  • Business expenses  

What is typically not covered?* 

  • An injury or illness that is the result of: 
    • pre-existing conditions 
    • Pregnancy and childbirth  
    • An act which is intentional, criminal or caused by you. 
    • alcohol or drugs 
    • professional sports 
    • Motor sports 
*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Cover Options  

With BizCover you can choose to cover through leading insurers up to 85% of your income**

When deciding on the level of cover you need through BizCoveryou should think about: 

  • How much cover yowould need to meet your day to day living expenses if you are unable to work 
  • How much money you or your family might need if you were disabled or died in an accident  
  • If you would like a benefit period of 12 months or two years;  
  • The length of any waiting period before payments will be made to you (ranging from 7 days – 28 days)The waiting period chosen is one of the factors that will have an impact on how much the cover costs. 

Could this happen to you? 

Accidents and illness are unfortunately a part of life, no matter how hard you try to avoid them.   

Winning Goal 

A social game of Rugby resulted in a scaffolder rupturing ligaments in his leg. He received a weekly benefit of $1,600 per week during his recovery period and the Insurer also worked with him on a rehabilitation plan which helped him return to work sooner.  

Back on track 

A trip resulted in an accident for one poor bookkeeper.  She suffered multiple fractures and other ligament/tendon injuries which left her unable to work for 4 months.  She was able to claim $2,800 per week for her time off, and received $44,800 in total, helping her cover her bills whilst she was out of action. 

An unexpected fate 

When doing some home DIY, a physiotherapist fell from a roof and died. His wife received a payment of $200,000 for his accidental death. 

**Maximum limits apply