Insurance for Handyman

... liability problems with Handyman insurance. At BizCover, a few clicks or one ... careful of handymen! Insurance for Handymen Public Liability Insurance* Do you need it? The ...

read more

What is a Cabinet Maker?

... in homes or commercial offices. A cabinet maker also repairs or ... ... , the carpenter focuses on commercial application of products that need to be ... attention to detail. What Tools Do Cabinet Makers Use? A cabinet maker must ...

read more

Insurance for Tradesmen

Public Liability Insurance cost for Tradesmen Why do Tradesmen need it? Don't be a 'hero' ... through? Tradesman insurance covers a broad range of modalities, including: Carpenters & Woodworkers ...

read more

The Remaining Risk: What Isn't Covered and Why it Matters

... Business Insurance is that policy owners often fail to understand what it does ... still remain. Being aware of what's in your policy ... Business Insurance is that policy owners often fail to understand what it does ... the insurance process. Insurance isn't a 'set and forget' undertaking, and you need to ...

read more

Keep calm and stretch on with Yoga Teacher insurance

... in, breathe out, and let a wave of calm wash over ... arranging your yoga teacher insurance go. As a yogi or yogini, you ... business. Let ... yoga mat! What type of insurance do yoga teachers need? Yoga attracts a diverse range ... are teaching within a studio, does your contract require a minimum amount of ...

read more

Tips for making a Stress-Free Claim

Making an insurance claim can be stressful - but it doesn't need to be. ... In the aftermath of a disastrous event ... to help make potential claims ... things to check are: What events does your policy cover you for ... situation of needing to make a claim, you should contact your insurance agency ...

read more

Professional Indemnity Insurance for Civil Engineers

... your services. As a professional, considering Professional Indemnity insurance to protect* you ... ... the policy. What does Professional Indemnity cover? For Civil Engineers, a breach of ... insurance for your civil engineering business there are several factors that need ...

read more

7 Types of Insurance Your Small Business Should Consider

If you own a small business, there's no denying ... is Small Business Insurance. But what kind of insurance do you actually need ... is Small Business Insurance. But what kind of insurance do you actually need? There's no ... Indemnity Insurance explained. Business Insurance Business Insurance often comes as a package encompassing a range ...

read more

Public Liability WA

... 'Professionals' covers a wide range of occupations that typically need specialist training ... trade licence require a minimum amount of public liability insurance? What kind of ...

read more

Insurance for Yoga Teachers

Why do Yoga Teachers need insurance? Namaste! As a yoga teacher, we know that ... are practicing within a studio, does your contract require a minimum amount of ...

read more

Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn't always straightforward, and sometimes you need to get ... down into the nitty-gritty to understand what insurance ... the ... you need to get down into the nitty-gritty to understand what insurance is ... to cover equipment breakdown and does not include theft. Something else ...

read more

5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... building, contents and stock. But did you know you can get ... cover for ... exceptionally prime target. Cyber Liability insurance is a 'must have' policy for ... assess your risks to determine what you do need to ensure your business ...

read more

The Risks of Growing Your Small Business

... Zuckerberg There comes a time when every successful enterprise needs to ditch ... on the line, and take a giant leap forward. At that ... ... to do a full risk audit, and decide what other special insurances your business needs. ... do take on needs to be calculated, controlled and covered by a comprehensive insurance ...

read more

Do I need Professional Indemnity insurance?

Do I need Professional Indemnity insurance? As a professional, it's important to have ... a business when it's all over. What does Professional Indemnity Insurance cover? Professional Indemnity insurance ...

read more

Public Liability NSW

... are tailored to the unique needs of individual businesses. One business ... what could be the potential cost of a claim? * As with any insurance ...

read more

Public Liability QLD

... are tailored to the unique needs of individual businesses. One business ... what could be the potential cost of a claim? * As with any insurance ...

read more

Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses or damage to a third ... a result of your business' activities. Failure in obtaining ... some nature. What Does Public Liability Insurance Cover? Broadly, public liability insurance covers loss ... what public liability insurance covers and a policy should be tailored to a business' needs ...

read more

Insurance for IT Professionals

Professional Indemnity Insurance cost for IT Professionals Why do IT professionals need it? Just ... work can be risky business. Does your software code contain errors ...

read more

Public Liability Insurance in Hobart

... your business deserves. What does Public Liability insurance cover? Public Liability insurance covers claims ... amount of insurance cover your business needs *As with any insurance, cover will ...

read more

Public Liability Insurance in Brisbane

... Job well done.” Michael R. Engineering Consultant What does Public Liability insurance cover? Public ... amount of insurance cover your business needs *As with any insurance, cover will ...

read more

Insurance for Accountants

... Insurance cost for Accountants Why do Accountants need Insurance*? Being a numbers person, we won't need ... are just a sample of what a Business Insurance policy can cover. Cyber Insurance* Consider ...

read more

Big Bunny Business: An Interview with the Easter Bunny

... chocolatier, the Easter Bunny! With a spring in his step and ... a swagger in his tail, we asked him what insurances he ... ... ! Let's start with a pressing question…. How do you protect yourself when ... Insurance offers me the protection I need. With this kind of coverage, what ...

read more

Turn the spotlight on hackers and protect your data

... to damage this trust. They're a persistent bunch and are increasingly ... ... processes. What's your business currently doing to prevent cybercrime and where does it need ... a device or sending an email to the wrong person, this insurance ...

read more

Professional Indemnity

... & what’s not?Professional Indemnity Insurance cost We have answers You're a ... cover you may need you should think about: What are the potential ...

read more

5 Money Saving tips for Small Business

... or have been in business a while, you'll want to make ... ... matter what type of business you are in, you'll continually need to ... to get a new loan, credit card, bank account or insurance for ...

read more

What Limit of Professional Indemnity Insurance Do I Need?

A question frequently asked by consumers is 'What limit of Professional Indemnity insurance do ... I need?' While this is a ... If A question frequently asked by consumers is 'What limit of Professional Indemnity insurance do I ... need?' While this is a difficult ...

read more

Insurance for Personal Trainers

... need it? Give that kettlebell a rest and get personal about your insurance. ... ? Do you provide advice in regards to dietary plans and modifications? Does ...

read more

Public Liability Insurance in Perth

... insurance is……” Derek S. Geophysical Consultant What does Public Liability insurance cover? Public Liability insurance ... amount of insurance cover your business needs *As with any insurance, cover will ...

read more

Public Liability Insurance in Mandurah

... O. Retail What does Public Liability insurance cover? Public Liability insurance covers claims for ... amount of insurance cover your business needs *As with any insurance, cover will ...

read more

Public Liability Insurance in Darwin

... K. Homeopath What does Public Liability insurance cover? Public Liability insurance covers claims for ... amount of insurance cover your business needs *As with any insurance, cover will ...

read more

Public Liability Insurance in Adelaide

... your business deserves. What does Public Liability insurance cover? Public Liability insurance covers claims ... amount of insurance cover your business needs *As with any insurance, cover will ...

read more

Preparing your store for the holiday season ahead

... retail businesses. It can provide a much needed boost in sales, but ... and security risks. Here are a few tips to protect your ... ... retail businesses. It can provide a much needed boost in sales, but ... systems and data. Therefore, a Cyber Liability insurance policy can act as ...

read more

Digital Marketing Tips for Cabinet Makers

Even the best cabinetmaker needs new business and customers. While ... makers fail simply due to a lack of consistent business. It's ... for any start ... prepare a 30-second elevator pitch, which you can explain what you do to ... making business should also consider insurance options.

read more

Insurance for Cabinet Makers- What You Need to Know

... of craftsmanship, cabinet makers know a thing or two. This highly ... for getting the job done right. But what happens when things don't ... requires a level of fitness to do the job right– so what would ... when you need it most. Personal Accident and Illness insurance* can provide ...

read more

10 Tools Every Small Business Should Gift Themselves This Christmas

When you are running a small business you have to ... at once, an accountant, a marketer, a technician as well as an ... today's digital world ... Do you work with a team? Do you need to communicate or collaborate with a ... Australia's No. 1 online business insurance, where you can compare multiple ...

read more

The bricks and mortar of building insurance cover- what you need to know

Your business property is like your home away from home and is the place where you work your magic. Whether you're in the business of providing expert advice to clients ... insurance you need if you own your own commercial property: Building Cover What ... place to protect your building? Did you know that installing things ...

read more

What is Professional Indemnity Insurance?

Do I need professional indemnity insurance?Claim example What is Professional Indemnity Insurance? Professional Indemnity insurance protects ... alleges that you've made a mistake, overlooked a critical piece of information ...

read more

Public Liability

What’s included & what’s not?Get the right coverPublic Liability Insurance cost ... for membership? Does your business or trade licence require a minimum amount ...

read more

Insurance for Professionals

Why do Professionals need Insurance? While you're in the business ... sign a contract specifying exactly what your client can expect as a result ...

read more

Scams & Cybercrime at Tax Time

... time is unfortunately not just a busy time for small businesses ... ... network security is generally weaker: do you manage your own IT ... Liability insurance can be a valuable tool in protecting your business. What is ...

read more

The Risky Business of Insurance

What are the Real Costs to ... business risk and ensuring that a business can survive unforseen events ... ... recover. So how does a small business owner make savvy insurance decisions? Define ... assessing your insurance needs are: Analyse your specific risks: identify what the risk ...

read more

Business Basics for Cabinet Makers

... cabinet makers out there, how do you stand out from the ... ... level of insurance to keep your business protected. Establish a Solid Online ... wants and needs of consumers. Identify your target base, determine what services ...

read more

Personal Accident and Illness Insurance for Tradies

Does the thought of being off ... three months due to a major mishap with a nail gun horrify ... , the reality is, they do happen. Being ... severe financial hardship. Did you know a Personal Accident insurance policy not only ... the options to suit your needs. You can select the amount ...

read more

Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... ... options to choose from. Why do I need insurance for my food business ... of your overall business insurance plan. What types of insurance should food businesses ...

read more

When it Rains it Pours: Understanding Flood Cover.

When it comes to Business Insurance, understanding what's included and excluded from your ... policy can at times feel a ... flood cover. But it When it comes to Business Insurance, understanding what's included and excluded from your ... for flooding cost? A: You will need to request a quote for including ...

read more

How much does Business Insurance cost?

... a RetailerI am a Food Business Owner How Much Does Business Insurance Cost? Business Insurance ... instance, the cover options needed to protect a business operating within the ...

read more

Common Small Business Insurance Claims and How to Prevent them.

If you are a small business owner you know ... of your control and have a big impact on the running ... line. Whilst you've got the insurance ... the most common BizCover Business Insurance customer claims, and tips on ... make a sizeable dent in your pocket if you need to replace ...

read more

Insurance Considerations for Personal Trainers

... trainer can be a rewarding career. Not only do you get to ... you are self-employed you also need to consider how to protect ... ... Out More About Public Liability Insurance As a personal trainer you'll also ... exercises to do, how to perform exercises and even what foods to ...

read more

Misconceptions Around Professional Indemnity Insurance

A common misconception is that the claims professional indemnity insurance covers are only ... the experiences of the business that does ... win ... or consultants whose insurance coverage is not sufficient may need to draw ... is never a good thing. With professional indemnity insurance you do not have ...

read more

The Art of Being a Creative Small Business

... running your own business as a small team or flying solo ... , the industry is home to a variety of careers from poets ... ... the hard work is actually what being creative is”. Insuring Your ... help with your creative business insurance needs, providing a variety of competitive quotes ...

read more

Public Liability Insurance for Cabinet Makers

Working as a cabinet maker, you are presented ... challenges, like an accident or a claim, should be considered as ... can be done easily with ... business insurance options to suit your business and its needs. Let's take a ... cabinet makers, Public Liability insurance. What is Public Liability insurance*? Typically one of ...

read more

Aussie Entrepreneurs Share the Top 3 Lessons They've Learned

Today, and every day, we're celebrating Australia's entrepreneurs. Those hard-working hustlers who have stuck it to the man and gone out on their own to start their own ... first online only small business insurance platform. Despite it’s growth ... a word or phrase of what I shared could be just what they needed ...

read more

Don't be a pork chop - insure your butcher shop

There's a lot at stake.. Think of ... gone into making your dream a reality, and all it could ... ... is a good time to revise your policy, double check what you ... doesn't need to be a chore and neither does arranging your business insurance. Grab ...

read more

What is Business Insurance?

Do I need business insurance?Claim Example What is Business Insurance? Business Insurance can provide cover for ... to protect different areas of a business' operation. Simply select which ...

read more

Reviews related to what insurance does a carpenter need

  • Always great to deal with. Thanks BizCover.

    Harold G
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Awesome Service!!!!!

    Shanice L
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Daniel was perfect in every way.

    Raymond G
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • East to use and navigate

    Stefan T
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Easy

    Jackson L
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Easy peasey lemon squeezy

    Kevan C
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • easy site to navigate

    Dale M
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Easy to Apply and well priced

    Michael H
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Easy to complete process, good phone support, thankyou.

    Scott C
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Easy to fill out

    Damien H
    Gardening and Handyman Services (excluding gas, plumbing and electrical works requiring a license)

  • Good pricing compared to my own insurer even after having 5 other policies with them for the last 5 years

    Leon B
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • it was good easy to use

    Shane M
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • quick and easy to use!!! great work team!!

    Vlad U
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Quick and simple

    Stuart M
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Thank you, Francisco, for the service provided to me.

    Zhaobing M
    Gardening and Handyman Services (excluding gas, plumbing and electrical works requiring a license)

  • Thx Joey

    Gregory L
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Very easy to use Website

    Adam Y
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • WAS VERY EASY

    ARMINDO N
    Handyman (excluding gas, plumbing and electrical works requiring a license)

Get instant quotes

Why do Handymen need it?

You fix your client’s DIY problems; we’ll fix your liability problems with Handyman insurance. At BizCover, a few clicks or one call can solve all. You’ll get multiple competitive quotes from leading insurers, then all you need to do is select your preferred policy and you’ll be covered as quick as a flash.

Did you Know?

If you operate as a sole-trader you are personally responsible, both legally and financially, for all aspects of the business. In other words, you have unlimited liability which means your personal assets are at risk of being seized if things go wrong.

And trust us – mishaps do happen to even the most careful of handymen!

Insurance for Handymen

Public Liability Insurance*

Do you need it? The short answer is yes. Small jobs can have big consequences if it doesn’t go to plan! If you accidentally cause an injury to a customer or damage their property, you might be faced with a public liability claim which can end up costing thousands of dollars. Somebody trips over your toolbox and breaks a bone or two;  you knock over your client’s expensive antique vase – the list of potential mishaps can go on!

Thankfully, Public Liability insurance is there to provide protection for you and your handyman business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

Tip: as an example, electrical and plumbing work can only be undertaken by tradespeople who hold the relevant qualifications. If you do have the right qualifications, are licensed and plan on doing such work as part of your handyman service, in taking out insurance you must select your occupation as either Electrical or Plumbing Services and advise that you undertake more extensive handyman services.

Business Insurance*

Chances are you rely on your own tools and equipment to run your business, but how would you cope if they were damaged or stolen? The good news is you can protect them with General Property cover. It covers your essential gear against theft or damage anywhere in Australia, on or off the job.

Personal Accident and Illness insurance*

You rely on your physical ability to get the work done – but have you stopped to think about how you would keep on paying the bills if you were to injure yourself or fall ill and had to take time off work to recover? Accidents can happen anywhere, anytime. They can happen at work or even when you’re out and about in your spare time.

Personal Accident and Illness Insurance can provide different levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness (even if it occurs outside your work) . You can keep paying the bills and putting food on the table without having to worry.

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Claim example

A handyman was hired to remove some tiles from a bathroom in an apartment when he accidentally penetrated the wall with the jackhammer bit, damaging a water pipe, which resulted in a significant amount of water being discharged.

The handyman had to break in to the service room to gain access in order to shut off the water, but by the time he was able to do this the water had leaked into the apartment below causing damage to the ceiling and contents that were stored in a cupboard.

Fortunately the handyman’s Public Liability policy responded and covered the cost of the damage, which included repairs to the water pipe, ceiling and service room door, and compensation for the damaged items that were stored in the cupboard. The total claim came to an amount of $8,614.