If you’re a sole trader or small business owner, there’s no doubt you’re aware of the importance of protecting your business and your customers with Public Liability insurance. It offers protection should a customer, supplier, or even member of the public, sue your business for personal injury, death, or damage to their property. And whilst you probably take every care not to injure someone or damage their property, it doesn’t mean you won’t be found negligent should an unwanted accident occur, or someone attempts to make a claim against you. As cliché as it sounds, accidents happen. If you don’t have Public Liability insurance you face the risk of being out of pocket for hefty legal and compensation costs that can potentially cripple your business.

Tradies own and operate some of the busiest small companies in the country, but they don’t always get the best press. Here are our top tradie tips for ensuring satisfied clients and a successful business.

2020 has not been off to the best start by any stretch. Here at BizCover, we saw our customers struggling to keep their doors open and did what we could to help defer their insurance payments, keep their livelihoods and their small businesses protected during the pandemic. We are also continued our long-running small business grant competition, BizGiver.

There are plenty of major decisions you will be required to make along your journey as a small business owner, some which will involve a level of risk. One of the biggest risks your business may face is not having adequate business insurance in place, leaving it exposed in the event of a claim.

From staying on top of the latest trends to sorting out your taxes, running a small business is stressful at the best of times. But when you’re stressed, your decision-making becomes flawed, which could severely impact your business.