You’ve worked hard to build your business, so it makes sense to protect it. Below are the top 5 reasons NHAA members should hold and maintain Professional Indemnity and Public Liability insurance.

There is nothing like being your boss. The freedom, the opportunity to pursue your passion and being in control of your career path. It also comes with the responsibility of managing your finances, marketing and other key plans for success. Any solid business plan should have a focus on risk management strategies and protection for your business for the long haul.

Cyber Liability insurance has been available since at least the year 2000, however many small businesses in Australia are not taking advantage of the protections a policy can provide. According to one survey, just 40% of businesses1 have any sort of cover in place.

The art of juggling parenthood while running your own business is anything but an easy feat. There’s always something screaming for your attention, from managing client requests and orders, packing the kid’s lunches, managing the books, setting marketing campaigns, sending packages, oh and maybe squeezing in 5 minutes for a lunch break!

Australia is home to some of the best restaurants, from local burger joints to award-winning haute cuisine. As a restaurant owner, you know that the food industry requires incredibly hard work for success. The last thing you want is for all that effort to disappear in a flash because of one unexpected mishap or incident.

Your clients rely on your expert advice and services as a physiotherapist. You help ease their aches and pains from minor sprains to long-term rehabilitation programs. If something were to go wrong during their course of treatment, you could be faced with a costly claim that could have a career-ending impact on your reputation, a worry you could do without.

The world of mortgage broking is all about finding the most suitable financial products to help your clients on their housing journey, one which involves experience, strong product knowledge and trust. When your clients put major life-changing decisions in your hands, you need to take steps to have your back covered with the appropriate types of business insurance.

The success of a business is made up by a mix of factors like marketing, balancing the books and importantly hiring the right talent to do the job. It’s an area that many businesses invest the resources in, employing recruitment consultants to seek out the best candidates to get the job done.

Each year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate each year. There’s no denying that Easter is big business.