What is Product Liability Insurance?

Do I need Product Liability Insurance? What is Product Liability Insurance? Product Liability insurance* protects your businesses ... supplies or distributes products in Australia. Even with the highest attention ...

read more

What is Public Liability Insurance?

... need public liability insurance?Claim Example What is Public Liability Insurance?* Public Liability insurance protects your business ... on this web page is general only and should not be ...

read more

Public Liability Insurance

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... Janine needed was public liability insurance or insurance that protects you and your ... right cover. In partnership with Australia's leading insurance companies, it has made ...

read more

Public Liability

... your negligent business activities. Public Liability Insurance also provides assistance with the ... on this web page is general only and should not be ...

read more

Public Liability Insurance for Cabinet Makers

... the right kind of business insurances in place. Regardless [] ... ... types of insurance for cabinet makers, Public Liability insurance. What is Public Liability insurance*? Typically ... helping Australia's small businesses get protection. We deliver hassle-free insurance solutions ...

read more

Management Liability Insurance

... . The changing regulatory environment in Australia has increased the operating risk ... awarded to any claimants. Management Liability Insurance benefits: Private companies Company directors ...

read more

Cyber Liability Insurance

... -crime-groups/cybercrime [iii] Dual Australia, Cyber Claims Examples, Accessed 2019 ... general only and should not be relied upon as advice Cyber Liability Insurance ...

read more

Insurance for Architects

... the Architects Accreditation Council of Australia website. Insurance for Architects Professional Indemnity ... clients, contractors and the general public. Public Liability insurance is designed to provide ...

read more

Insurance for Marketing Consultants

... convince you that comparing insurance from some of Australia's leading insurers online ... the types of risks Cyber Liability insurance can assist with are inadvertent ...

read more

Insurance for Pet Professionals

... multiple quotes from some of Australia's leading insurers in minutes without ... 's where Public Liability insurance comes into play. Public Liability insurance* is designed to ...

read more

Insurance for Tradesmen

... competitive quotes from some of Australia's leading insurers online quicker than ... out of a Public Liability claim. Public Liability insurance is designed to provide ...

read more

Insurance for Psychologists

... compare quotes from some of Australia's leading insurers. Simply select your ... covered by the policy. Public Liability Insurance* Considering you work closely with ...

read more

Home Based Business Insurance

... get cover from some of Australia's top insurers to protect your ... of the basic insurances to consider is Public Liability insurance. Public Liability insurance is designed ...

read more

Insurance for Electrical Engineers

... competitive quotes from some of Australia's leading insurers. Select the policy ... clients, contractors and the general public. Public Liability insurance is typically an important ...

read more

Insurance for Furniture Manufacturers

... competitive quotes from some of Australia's top insurers to select from ... an insured event. Management Liability* Management Liability insurance is designed to provide protection ...

read more

Insurance for Allied Health Professionals

... competitive quotes from some of Australia's leading insurers. Select your preferred ... , making Public Liability insurance important for allied health professionals. Public Liability insurance is designed ...

read more

Insurance for Handymen

... if things go wrong. Handyman Insurance Public Liability Insurance* Small jobs can have ... in Australia, on or off the job. Business Insurance* is an insurance package ...

read more

Insurance for Nurses

... of your nursing activities. Public Liability Insurance* Considering how closely you have ... on this web page is general only and should not be ...

read more

Insurance for Accountants

... . For instance, CPA Australia and Charted Accountants Australia mandates that members maintain ... your system being hacked. Cyber Liability insurance helps to protect you from ...

read more

Insurance for Project Managers

... multiple quotes from some of Australia's leading insurers straight to your ... negligent business activities. Management Liability*  Management Liability insurance is designed to provide protection ...

read more

Insurance for Furniture Manufacturers

... wrong. This is where business insurance comes into play and should ... . The process of arranging your insurance can feel overwhelming at times . ... an insured event. Management Liability* Management Liability insurance is designed to provide protection ... . Working with some of Australia's leading insurance providers means we can provide ...

read more

Insurance for Electricians

... most states and territories of Australia, usually requiring a minimum cover ... a couple of grand. Public Liability insurance is something every responsible electrician ...

read more

Insurance for Gift Shops

... hassle-free insurance with multiple competitive insurance quotes from some of Australia's leading ... is where Cyber Liability insurance* can help. Cyber Liability insurance is designed to help ...

read more

Insurance for Hair & Beauty Services

... some of Australia's leading insurers to offer you business insurance, a cut ... hairdressers and beauty therapists. Public Liability insurance is designed to provide protection ...

read more

Insurance for Cleaners

... competitive quotes from some of Australia's leading insurers. Just select your ... answer is yes. Thankfully, Public Liability insurance is there to provide protection ...

read more

Insurance for Recruitment Consultants

... competitive quotes from some of Australia's leading insurers. Select your preferred ... by your policy. Public Liability Insurance* Public Liability insurance is an easy choice for ...

read more

Insurance for makeup artists

... makeup artists to have Public Liability insurance before they  even start treatments ... lost, damaged, or stolen. General business insurance is designed to provide cover ...

read more

What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... critical service throughout Australia. Understanding the Types of Insurance for Land Surveyors ... your business uses. Public Liability Public Liability insurance is designed to provide protection ...

read more

Insurance for Manufacturers

... competitive quotes from some of Australia's leading insurers. Select your preferred ... leave you personally liable. Management Liability insurance* is designed to provide protection ...

read more

Insurance for Lawn Mowing Services

... after your insurance needs, providing multiple quotes from some of Australia's leading ... claim to happen. Your Public Liability insurance policy provides financial protection by ...

read more

Public Liability WA

... WA public liability insurance As a small business owner in Western Australia you ... on this web-page is general only and should not be ...

read more

Insurance for martial art teachers

... somewhere else. Either way, Public Liability insurance is important for martial arts ... or damaged anywhere within Australia. Building Insurance* covers the cost of repairing ...

read more

Insurance for Engineers

... competitive quotes from some of Australia's leading insurers with just a ... affairs of your company. Management Liability insurance will provide protection to your ...

read more

Insurance for Pizza Shops

... multiple quotes from some of Australia's leading insurers, delivered to your ... 10 million dollars*. Insurance for Pizza Shops Public Liability Insurance** A pizza shop ...

read more

Insurance for Disability Workers

... insurance including Public Liability insurance and Professional Indemnity insurance. Through BizCover, you can compare insurance ... packages from some of Australia's leading insurers, that ...

read more

Insurance for Carpenters

... a framework of insurance options from some of Australia's leading insurers, with ... may need to consider Product Liability insurance*. It protects your business against ...

read more

Insurance for IT Professionals

... their own Professional Indemnity insurance policies. Public Liability Insurance* Chances are you spend ... contained on this webpage is general only and should not be ...

read more

Insurance for Painters

... multiple quotes from some of Australia's leading insurers. You can be ... maintaining their own public liability insurance. Insurance for Painters Public Liability Insurance* In the world ...

read more

Insurance for Yoga Teachers

... personal injury claims meaning Public Liability insurance is important for Yoga teachers ... on this web page is general only and should not be ...

read more

Insurance for Personal Trainers

... by the policy. Public Liability Insurance* Public Liability insurance is important to keep your ... on this web page is general only and should not be ...

read more

Insurance for Tutors

... competitive quotes from some of Australia's leading insurers in minutes. Did ... your individual business needs^ Insurance for Tutors Public Liability Insurance* Whether you are ...

read more

Business Insurance in Mackay

... Cleaner How much does Public Liability insurance cost? On average, small businesses ... on this web page is general only and should not be ...

read more

Business Insurance in Melton

... Operation How much does Public Liability insurance cost? On average, small businesses ... on this web page is general only and should not be ...

read more

Insurance for Registered Migration Agents

... competitive quotes from some of Australia's leading insurers. Select your preferred ... exclusive discount code. Public Liability Insurance* Public Liability insurance is an easy choice for ...

read more

Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of craftsmanship, cabinet makers know a thing or two. This highly skilled trade involves having an eye for detail ... Australia, it may also be a legal requirement to have Public Liability insurance ... Equipment cover (also known as general property insurance) can provide protection by ...

read more

Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... ' activities. Failure in obtaining public liability insurance policy can expose a business ... covered by public liability insurance in the following circumstances: The general public can ... be attended by the general public. A public liability insurance policy should include ...

read more

Protect your business with Statutory Liability Cover

... are many different types of insurance policies available to small businesses ... are unaware that there is insurance designed to protect against ... , benefits and features of Statutory Liability insurance. Australia and the law There are ... make. This is where Statutory Liability insurance comes into play – designed to ...

read more

BizCover SME Insurance Price Index Q1 FY20

... price reductions on their Public Liability insurance, while prices have remained steady ... , the annual inflation rate in Australia rose to 1.6 percent ... price reductions on their Public Liability insurance, while prices have remained steady ... small business customers across Australia purchasing their insurance through our platform.” BizCover ...

read more

7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... , and your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even ... Building, Contents, Theft, Glass, and General Property. It is designed to ...

read more

Public Liability NSW

... do Professionals pay for Public Liability Insurance? The term 'Professionals' encompasses a ... contained no this webpage is general only and should not be ...

read more

Public Liability QLD

... your negligent business activities.    Public Liability insurance is designed to cover compensation ... contained on this webpage is general only and should not be ...

read more

5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... just wanting to do a general review of your business, it ... a health check of your insurance to ensure ... just wanting to do a general review of your business, it ... the level of your Public Liability insurance. Similarly, take into account any ...

read more

Insurance for Plumber

... sexual or workplace harassment. Statutory Liability Statutory Liability insurance* protects you, your plumbing ... on this web page is general only and should not be ...

read more

Insurance for Civil Engineers- what you need to know

... about what kinds of business insurance coverage you may need to ... ... . Public Liability insurance Civil Engineers should also consider Public Liability insurance. Public Liability insurance is designed ... on this web page is general only and should not be ...

read more

Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... and circumstances Property damage Public Liability insurance When you work closely with ... know? Yoga Australia recommends the following minimum levels of insurance cover for ...

read more

Professional Indemnity Insurance for Consultants

... people that start businesses, in Australia have been experiencing a steady ... ... people that start businesses, in Australia have been experiencing a steady ... want to add business insurance or public liability insurance for your own protection ...

read more

Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology sector face potential liabilities from ... ... covered under an IT Liability Policy? An IT Liability insurance policy typically will ... behalf of the entity. IT Liability insurance policies need to provide cover ...

read more

BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... .com), a leading-edge online insurance model that connects independent professionals ... businesses to critical Professional Liability (E&O) insurance ... businesses to critical Professional Liability (E&O) insurance solutions. With unprecedented convenience ... new way of pricing professional liability insurance for independent professionals and small ...

read more

Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... ... be compulsory, for example, Public Liability insurance is often required when you ... few boxes of groceries! Public Liability insurance is designed to protect your ...

read more

Insurance for Restaurants & Cafes

... minutes. Did you Know? Public Liability Insurance: The average level of cover ... million dollars. Insurance for Restaurants & Cafes Public Liability There is no ...

read more

Business Insurance

... . And you can include Public Liability Insurance to ensure you are not ... Business Interruption Theft Employment Practices Liability Money Employee Dishonesty Portable Equipment ...

read more

Public Liability PPC

Why do I need Public Liability Insurance? You can't prevent clumsy ... injury or property damage. Public Liability Insurance does just that. It covers ...

read more

5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... things such as their legal liabilities and top of mind assets ... ... an unforeseen event. Business Interruption insurance is designed to compensate you ... an exceptionally prime target. Cyber Liability insurance is a 'must have' policy ...

read more

Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... the cost of their Public Liability insurance. SME Professionals have been seeing ... increases in their Public Liability insurance over the last few years ...

read more

How Does Professional Indemnity Insurance Benefit You?

... advisable that you have professional insurance, which can also be referred ... to as professional indemnity insurance. Professionals are expected ... is advisable that you have general business insurance in order to protect ... should have adequate professional indemnity insurance coverage against financial losses caused ...

read more

Reviews related to general liability insurance australia

  • product knowledge and advice are excellent

    Frank F
    Other

  • Easy to read understand and follow

    Tui d
    Other

  • Easy As!! Thank you

    Casey W
    Entertainment

  • EASY CONVENIENT!

    HONGWEI Z
    Travel

  • Excellent Customer Service

    Trevor C
    Other

Get instant quotes

Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like: