What is Product Liability Insurance?

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Public Liability Insurance in Perth

... small businesses in Perth pay $33.80**per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...

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Public Liability Insurance in Rockhampton

... businesses in Rockhampton pay $35.40**per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...

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Public Liability Insurance in Mandurah

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Public Liability Insurance in Hobart

... businesses in Hobart around $29.30**per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...

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Public Liability Insurance in Darwin

... What does Public Liability insurance cover? Public Liability insurance covers claims for ... general only and should not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance ...

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Public Liability Insurance in Brisbane

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Public Liability Insurance in Adelaide

... in Adelaide pay around $37.50**per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...

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Public Liability Insurance in Port Macquarie

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What is Public Liability Insurance?

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How much Public Liability insurance do I need?

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What does Public Liability insurance cover?

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Public Liability

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How much does Public Liability Insurance Cost?

... owners can expect to pay around $63.53 per month^ for Public Liability insurance. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is important for almost every kind of ...

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Public Liability Insurance for Cabinet Makers

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Legal Requirement for Public Liability Insurance

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What Tradies Need to Know About Public Liability Insurance

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Management Liability Insurance

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Cyber Liability Insurance

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Do I need Public Liability insurance?

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Don't let your business be an online target - what you need to know about Cyber Liability Insurance

While the terms 'cybercrime' and 'data breach' may not have existed 25 years ago, they are now commonplace threats facing small business. In fact, in 2017 approximately ... to prevent attacks and data breaches, Cyber Liability Insurance will help you deal with the costs and ... www.ato.gov.au/general/online-services/identity-security/verify-or-report-a-scam/ Australian Cybercrime Online ...

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Business Insurance Guide for the Self-Employed - Part 1

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Insurance for Bakers

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Insurance for Architects

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Insurance for Pet Professionals

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Business Insurance Guide for the Self-Employed - Part 4

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Insurance for Car Wash and Auto Detailers

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Insurance for Handymen

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Insurance for Tradesmen

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Insurance for Electricians

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7 Types of Insurance Your Small Business Should Consider

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Public Liability WA

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Public Liability NSW

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Public Liability QLD

... Service pay for Public Liability Insurance? The typical amount ... insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this webpage is general ...

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Insurance for Disability Workers

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Insurance for Furniture Manufacturers

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Insurance for Landscapers

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Insurance for Plumber

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Insurance for Carpenters

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Insurance for Civil Engineers- what you need to know

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Insurance for Gift Shops

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Insurance for Hair & Beauty Services

... and statutory liability risks. *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and ...

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Insurance for Painters

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Insurance for Yoga Teachers

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Insurance for Marketing Consultants

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Insurance for Massage & Alternative Therapies

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Home Based Business Insurance

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Insurance for Electrical Engineers

... on–job' you are likely to be in regular contact with clients, contractors and the general public. Public Liability insurance is typically an important form of cover for engineers and is designed to provide protection for ...

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Beauty to go! What Mobile make-up artists need to know about insurance

There are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ... for a claim to be made. Fear not, Public Liability insurance can help clean up the mess by covering your legal ... claim. That's why Portable Equipment insurance (also known as General Property) is an essential form of ...

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Insurance for Consultants

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Insurance for Retailers

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Insurance for Psychologists

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Insurance for Cafes

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Insurance for IT Professionals

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Insurance for Finance & Mortgage Brokers

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Insurance for Allied Health Professionals

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Insurance for Furniture Manufacturers

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Insurance for Restaurants

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Insurance for Social Workers

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Insurance for Lawn Mowing Services

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Insurance for pharmacy and pharmacists

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Insurance for Cleaners

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What are the Insurance Options for Land Surveyors?

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5 Tips for an Insurance Health Check

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Finding the Right Business Insurance Can Be Hard but BizCover Makes it Easy

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Insurance for martial art teachers

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Business Insurance

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Insurance for makeup artists

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Insurance for Cabinet Makers

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Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of craftsmanship, cabinet makers know a thing or two. This highly skilled trade involves having an eye for detail ... may also be a legal requirement to have Public Liability insurance in place before you undertake a contract or step ... Equipment cover (also known as general property insurance) can provide protection by insuring specified ...

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Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology sector face potential liabilities from ... ... out of the services performed for a client. Who is covered under an IT Liability Policy? An IT Liability insurance policy typically will cover the following: The entity, including any subsidiaries (held or acquired ...

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5 Things to Consider When Buying Public Liability Insurance

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Protect your business with Statutory Liability Cover

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Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... story might have been avoided altogether in just a few minutes online. What Janine needed was public liability insurance or insurance that protects you and your business from being found liable to a third party for loss ...

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Cyber Liability Insurance: the safety net small businesses need

It may have taken some time for the reality to hit, but the wider public is now starting to realise that hackers aren't just fictional brooding movie villains - they ... damage to your business by covering the expenses and legal costs that are associated with breaches. Cyber Liability insurance won't prevent an attack, but it will help businesses to manage the event effectively and be ...

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Statutory Liability

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Employment Practices Liability

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Public Liability PPC

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The Easter Bunny's Guide to Business Insurance

Each year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... as a public event, it could also represent a public liability risk, for which the Easter Bunny has maximum cover. If ... are stored in stop working? Within a Business Insurance pack the Easter Bunny would have cover for ...

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Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... exposes you to a wide range of potential risks. Insurance for market stall holders is designed to protect you ... that has been damaged or broken. Product Liability Product Liability is designed to protect you against claims ...

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Insurance for Butcher Shops

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Keep calm and stretch on with Yoga Teacher insurance

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Help Protect your small business' reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... at SME's (Dual Australia, 2018). If your business were to be the victim of a cyber attack, Cyber Liability insurance is there to help by providing coverage for expenses and legal costs (which can add up very quickly and ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

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Insurance for Recruitment Consultants

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Insurance for Restaurants & Cafes

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.