Public liability insurance covers your business for losses ... activities. Failure in obtaining public liability insurance policy can expose a business ... occupational health and safety to Australian Consumer Law, businesses are responsible ... be attended by the general public. A public liability insurance policy should include ...
read more... and your customers with Public Liability insurance. It offers protection should a ... ... regarding requirements for holding Public Liability insurance. Each state and territory has ... your business by improving the general safety of your premises, such ...
read more... maintain Professional Indemnity and Public Liability insurance. #1 Protection against claims of ... ... maintain Professional Indemnity and Public Liability insurance. #1 Protection against claims of ... risk of legal action. Public Liability insurance protects you against claims from ...
read more... across the globe, particularly in Australia and especially to small businesses. ... ... across the globe, particularly in Australia and especially to small businesses. ... are generally included in Cyber Liability insurance are: · Business interruption costs · Data ...
read moreHere's the lowdown on public liability insurance As a small business owner ... Legal and defence costs Public Liability Insurance protects you and your business ...
read more... $80.75 per month for Public Liability insurance. Public Liability Insurance is one of the ... the Australian Consumer Law. How much do Tradesmen pay for Public Liability Insurance ...
read more... Australian Competition and Consumer Commission website. What is Product Liability Insurance? Product Liability insurance ... usually forms part of a Public Liability ...
read moreJust imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... What Janine needed was public liability insurance or insurance that protects you and ... right cover. In partnership with Australia's leading insurance companies, it has made ...
read more... injury, death or damage. Product Liability insurance covers you if any of ... the public should have Public Liability insurance Could this happen to your ...
read more... is Small Business Insurance. But what kind of insurance do you actually ... ... , and your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even ... random tax audits by The Australian Taxation Office (ATO), it may ...
read more... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated ... ,000 BizCover customers with PI insurance during the 2016/17 financial year ...
read more... are the Real Costs to Australian Small Business? Small business owners ... ... or underinsured and the Insurance Council of Australia estimates that 70% of ... 'nice to have' insurance. Examples of “must have” insurance: Public Liability– protects against ...
read moreIf your insurance is due for renewal or ... just wanting to do a general review of your business, it's ... a health check of your insurance to ... just wanting to do a general review of your business, it's ... the level of your Public Liability insurance. Similarly, take into account any ...
read more... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... and circumstances Property damage Public Liability insurance When you work closely with ... know? Yoga Australia recommends the following minimum levels of insurance cover for ...
read moreInformation Technology Insurance Professionals in the information technology sector face potential liabilities from ... ... covered under an IT Liability Policy? An IT Liability insurance policy typically will ... behalf of the entity. IT Liability insurance policies need to provide cover ...
read moreKnow you need business insurance but aren't sure how to ... while and looking to buy insurance for the first time; there ... ... cover available to businesses. Public Liability insurance covers against the legal costs ... theft of client information Management Liability insurance covers businesses and their directors ...
read more... you have the right business insurance. When it comes to insuring ... ... be compulsory, for example, Public Liability insurance is often required when you ... few boxes of groceries! Public Liability insurance is designed to protect your ...
read moreWhen looking for Business Insurance, most small business owners typically ... things such as their legal liabilities and top of mind assets ... ... an unforseen event. Business Interruption insurance is designed to compensate you ... an exceptionally prime target. Cyber Liability insurance is a 'must have' policy ...
read moreThere are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ... about Public Liability insurance is that it covers you anywhere in Australia, so ... That's why Portable Equipment insurance (also known as General Property) is an ...
read moreThe career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... Why do I need architect's insurance? Within Australia, the architecture industry is ... Public Liability Insurance If you're dealing with clients, suppliers, contractors and the general ...
read moreYour business property is like your home away from home and is the place where you work your magic. Whether you're in the business of providing expert advice to clients ... of inoccupancy: Loss, damage or liability during any period in excess ... be easily avoided. The Insurance Council of Australia defines underinsurance as: “When ...
read moreWorking as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it's also the ... the general public). To cover these types of risk consider public liability insurance ... Find Out More About Public Liability Insurance As a personal trainer you'll ...
read more2016 is here! New Year is traditionally a time for people to make resolutions and plan for their year ahead. It's also a great time for business owners to take stock ... increasing the level of public liability insurance that you hold. Are there ... is the increased value of general property, machinery and other contents ...
read more... clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice ... ... iconic Australian brand, you'll need to ensure you have the correct insurance ... cover - Public Liability and Product Liability. Public Liability Public Liability covers you for ...
read more... consumed around the world. In Australia alone close to $200 million ... ... would quickly follow. Having Product Liability coverage would assure the Easter ... stop working? Within a Business Insurance pack the Easter Bunny would ...
read moreBuying any insurance, can be a confusing and ... to getting your Professional Indemnity Insurance, it can be even more ... ... information on your professional indemnity insurance. CA ANZ requires that professional ... dishonesty), Public Relations Costs, Statutory Liability (cover for unintentional breaches of ...
read more... line. Whilst you've got the insurance to help you out, you'd ... ... General property damage due to storms occurs often, especially in turbulent Australian ... , investing in a backup generator. Liability Claims Another common claim seen ...
read more... BizCover Small Business Insurance Index has shown that Australian SME's may have ... enjoyed the end of declining insurance premiums ... ... BizCover Small Business Insurance Index has shown that Australian SME's may have ... non professional sector with Public Liability and Business Packs (predominately covering ...
read moreInsurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... not universal. Graph 1 – BizCover Insurance Price Index (Financial Year 2017 ... massive 8 points for Public Liability and Business Packs, most other ...
read moreGetting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... that your personal insurance may not cover your business liabilities or property. ... and contents insurance policy might not cover all the liabilities related to ...
read moreInsurers hold on to SME Insurance Premium Price Increases! Despite a ... BizCover Small Business Insurance Price Index has shown insurance rates ... BizCover Small Business Insurance Price Index has shown insurance rates dropping back ... professional sector, primarily around Public Liability and Business Packs (predominately covering ...
read more... , the latest BizCover Small Business Insurance Index is showing little change ... ... , the latest BizCover Small Business Insurance Index is showing little change ... profitable small business sector.” Public Liability and Professional Indemnity prices have ...
read more... ; however the BizCover Small Business Insurance Price Index for the first ... ... small businesses! Prices across all insurance classes were stable across the ... and capacity currently in the Australian market. Michael Gottlieb, Managing Director ...
read moreRunning a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... business . Is insurance mandatory for your business? In Australia for some business ... you rent your premises, public liability may be a requirement from ...
read moreYour business is your livelihood. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... that you are responsible for. General Property You can cover portable ... covers such as Public Liability and Professional Indemnity insurance to ensure you ...
read moreAs much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them – and the simplest of ... on it. “Thankfully my Business Insurance policy included building and contents ... landlord to hold a Public Liability policy. I've always enforced strict ...
read moreChristmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the end ... you're protected within your Business Insurance pack, as with increased trading ... bushfires in Perth and South Australia. If your business was to ...
read moreDoes the thought of being off work for three months due to a major mishap with a nail gun horrify you? As far-fetched some accident stories may sound, the reality is ... finances too. According to the Australian Bureau of Statistics, during the ... contractor, Personal Accident and Illness insurance is an important type of ...
read moreThe new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... best value on your business insurance. Cover yourself up! Check your ... making a claim having enough insurance could mean the difference between ...
read moreRunning your own trade business or working as a contractor often means you're exposed to greater risk than many other business owners. There's always the potential for ... the right business insurance. Protect your livelihood Public Liability insurance is undoubtedly one ... , yet a survey by the Australian Physiotherapy Association reports that two-thirds ...
read more... Buddy Program started by Bizcover, Australia's biggest online small business insurance provider . […] ... About BizCover BizCover is Australia's leading online insurance service and is changing ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes ...
read more... you think. 1 in 5 Australian businesses are the victims of ... ... you think. 1 in 5 Australian businesses are the victims of ... down for good. A management liability insurance policy can be the only ...
read more... most common issues with Business Insurance is that policy owners often ... ... type of your insurance. Read the below carefully: Public Liability – This protects ... you can work again. Cyber Liability Insurance – Cyber Liability Insurance protects against the expenses ...
read moreLatest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte Hansen last week marked a major milestone when she went from cancer ... About BizCover BizCover is Australia's leading online insurance service and is changing ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes ...
read moreWhen it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... Regulatory Event or Investigation, Cyber Liability Insurance Can you imagine trying to ... number one business risk within Australia and number two globally. Attacks ...
read moreThe holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... legal expenses. Ensure your Public Liability insurance policy has adequate cover to ... against fire and other perils. Australia is well known for extreme ...
read moreSmall Business Buddy Winner! Local QLD Business Selected in the $60,000 'Small Business Buddy Program' Woofwatchers, a local dog grooming and pet caring business is ... About BizCover BizCover is Australia's leading online insurance service and is changing ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes ...
read moreIn the blink of an eye, the silly season is here again! For some, it's the busiest time of year, from retailers helping people get their last-minute gifts and service ... have an active Public Liability insurance in place. Public Liability insurance is designed to ... range of competitive quotes from Australia's leading insurers.
read more“The only strategy that is guaranteed to fail is not taking risks.” – Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby ... even a year. Consider Cyber Liability insurance, especially if your business relies ... attacks and session hijacking. Cyber Liability insurance may not prevent an attack ...
read moreWhen hiring tradesmen for your small business, you don't have any room for error – so every tiny detail counts. It can be daunting and time-consuming sorting through ... look out for. Public Liability Insurance This is the most common ... improvement content specialist from Oneflare. Australia's fastest growing online marketplace connecting ...
read moreIced teas, tropical fruits, a cheeky ice cream – those signature flavours of summer are something you would be all too familiar with as a restaurant or café owner ... café business is with Public Liability insurance. It is designed to protect ... competitive quotes from some of Australia's most trusted insurers. Resources: https ...
read moreYour Professional Indemnity (PI) insurance is no doubt one of ... against your business. Like all insurance policies, there are several important ... ... against your business. Like all insurance policies, there are several important ... providing negligent advice in both Australia and overseas, he failed to ...
read moreSMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... down the price of professional/business insurance for Australian SMEs. Since the start ... Professional Indemnity & Public Liability and Public Liability /Business Packs. Michael Gottlieb ...
read moreWhen it comes to Business Insurance, understanding what's included and excluded ... When it comes to Business Insurance, understanding what's included and excluded ... Product Disclosure Statement(PDS).: Flood: Australian regulations have a standard definition ...
read more... business insurance provider BizCover has announced a partnership with Australian ... version of its online insurance platform for CovaU to ... business insurance provider BizCover has announced a partnership with Australian electricity and ... solution is the only insurance platform in the Australian market that allows ...
read moreSummer in Australia is a great time of ... ... when you get your Business Insurance you also cover for Business ... days. Fiery Situations Another common Australian peril of the hot summer ...
read moreBusiness Insurance Premiums Decline 10 Straight Quarters ... we seen the bottom? Australian SME's continue to benefit lower ... healthy competition in ... product groups, Combined Professional Indemnity/Public Liability and Public Liability/Business Packs are ... , the cost of Professional indemnity insurance for some Allied Health professionals ...
read moreTwo of Australia's leading FinTech providers, BizCover and ... of small business insurance, having helped over 90,000 Australian small businesses ... of small business insurance, having helped over 90,000 Australian small businesses ... compare and buy their insurance online. Their ...
read more... to make sure that your Insurance grows with your business and ... number of small businesses in Australia are underinsured and many don't ... ... number of small businesses in Australia are underinsured and many don't ... closed. Luckily, the Business Interruption insurance that Samantha had added to ...
read morePersonal Accident and Illness Insurance (IPA Cover)offers financial protection ... ... Health Checks Unlike some other insurance policies, a personal accident policy ... , or just for life in general, it's great to know that ...
read more... the 32nd Winner of BizCover Insurance's BizGiver $2000 Small Business Grant ... ... clients and pet sitters around Australia,” enthuses Jeannene. “Our success is ... more traditional methods of buying insurance, said Michael Gottlieb, Founder and ...
read more... major online wine companies in Australia. “We now […] ... as award-winning wines from across Australia, delivering online orders directly to ... of a comprehensive and robust insurance plan for his business. “I ...
read more... seems to be hardening for insurance for larger businesses, the latest ... BizCover Small Business Insurance Price Index is showing no ... ... , the latest BizCover Small Business Insurance Price Index is showing no ... down. Professional Indemnity and Public Liability, including multiple section business packs ...
read more... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... of $1 million Professional Indemnity Insurance ... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... in the advertising material and liability on the real estate agent ...
read more... experience in the Small Business Insurance space. On Tuesday night, BizCover ... the Australian Multicultural Marketing Awards. The award recognised ... experience in the Small Business Insurance space. On Tuesday night, BizCover ... the Australian Multicultural Marketing Awards. The award recognised the “Small Business Insurance ...
read more... ) and BECA (Business Enterprise Centres Australia). It was held in Melbourne ... ... ) and BECA (Business Enterprise Centres Australia). It was held in Melbourne ...
read more... A Sound Life (ASL) is Australia's first well-being charity that inspires ... ... A Sound Life (ASL) is Australia's first well-being charity that inspires ... ”. It was upon returning to Australia that Edo noticed a distinct ...
read moreBusiness insurance isn't always straightforward, and sometimes ... the nitty-gritty to understand what insurance is being offered and which ... especially ... especially the case with Business Insurance options like Portable Equipment and ... your insurer. Portable Equipment This insurance provides repair or replacement for ...
read moreMaking an insurance claim can be stressful – but ... ... sitting down to read your insurance policy's Product Disclosure Statement (aka ... out more about Business Interruption insurance here. When Disaster Strikes Call ...
read moreIn the insurance world, we focus on loss ... In the insurance world, we focus on loss ... negatives. In fact, we see insurance as a hugely positive part ...
read more... comes to claim on your insurance. When you're filling out your ... ... comes to claim on your insurance. When you're filling out your ... that when you review your insurance, you have the right level ...
read more... Dog Day Care, a South Australian doggy daycare business that has ... ... Dog Day Care, a South Australian doggy daycare business that has ...
read moreAsk any small business owner about the most difficult aspect of running a business and you'll most likely get an array of answers. However, one thing in common that most ... more traditional methods of buying insurance,” said BizCover Founder and Managing ... gallery specialising in contemporary indigenous Australian art. Read here about present ...
read moreIn March 2016, two friends Karina and Vicky started their own Market and Festival business, Suga & Spice, after both enjoying sharing their love of cooking with each ... an initiative started by BizCover Insurance, which grants the wish of ... 30 small businesses from throughout Australia. These prizes have included coffee ...
read moreDeviant Distillery, a high tech distillery in Hobart Tasmania, is doing something no one has even though of before. They've developed their own propriety technology that ... BizGiver, run by Australia's first online Small Business Insurance Comparison Site, is ... entries from businesses owners across Australia. The past winners of this ...
read moreBy Bianca Reynolds Bianca is a lawyer at LegalVision. Throughout her studies, she gained experience in a variety of areas of law including family, commercial, and personal ... the Australian Consumer Law (ACL); Dispute resolution procedures; and Limitations of liability ... is designed to comply with Australian Privacy Law and states how ...
read moreThe latest winner of the BizGiver grant is Ellen Burns, owner of We Bar None. Based in Ballarat, We Bar None promotes better living with its wide array of health-conscious ... North America and back in Australia we had nothing. I didn't ... with more distributors all over Australia and potentially overseas. “My goals ...
read moreTo celebrate Valentine's Day we went straight to the heart of owners from a variety of industries and asked them what they love most about their small business. From ... my business grow organically across Australia.” She describes running her own ... in love with a business insurance provider that will return your ...
read moreIts Privacy Awareness Week, and in recognition of our support we’ve outline a few ways that individuals and their businesses can keep their important information safe ... overwhelming it's worth considering cyber insurance for your business. Most cyber ... 2014; ABS - Count of Australian Businesses 2014
read moreThere are good dogs and bad dogs. Eight years in, and Yummy Dogs founder Olaf is slowly but surely weeding out the rogues with a fresh dedication to quality hot dogs ... has worked for many of Australia's big brands (including media, airlines ... quite a bad reputation in Australia. Sausages were the bland, red-skinned ...
read moreThere's a lot at stake.. Think of all the hard work you have put into creating your butcher shop business starting with the early days as an apprentice to building up ... clause can vary from one insurance policy to another. Unforeseeable Interruptions ... business. Thankfully, under a Business Insurance pack there is an option ...
read moreIn the blink of an eye, another new year is here, and it is a great time to get your business ready for a successful year. Taking the time to review some of your existing ... from unexpected risks. Reviewing your insurance is an opportunity to make ... to start? Download our Business Insurance Checklist for Small Businesses here ...
read moreWhen you are running a small business you have to be many things at once, an accountant, a marketer, a technician as well as an administrator. Luckily, in today's digital ... life. BizCover is Australia's No. 1 online business insurance, where you can ...
read moreThe new year is the perfect time to start afresh and try a few new things to point your business in the right direction. We had a chat with some small business owners ... grow her brand's reputation as Australia's main destination for premium style ... resolutions is getting your business insurance sorted, we can help by ...
read moreFor this week's Customer Spotlight we look at creative brand agency, Being Brands. Being Brands is a creative agency located just outside of the Sydney CBD in Hunter ... high-level clients, that makes their insurance a must. “As a business ... for new clients, so having insurance is an essential requirement. “ “BizCover ...
read moreThe latest winner of the $2000 BizGiver Grant is crowned; Wild Forage, a small business supplying seasonal wild edible plants, herbs and seaweed to high end restaurants ... , who have embraced our online insurance services over more traditional methods ... of buying insurance, said Michael Gottlieb, Founder and ...
read moreOwning your small business can feel a bit like a balancing act with the everyday responsibilities of running the show, whilst trying to maintain a healthy lifestyle, ... reminding you when is your insurance up for renewal again. Intrigued ... lifestyle? Personal Accident and Illness insurance can provide you with that ...
read moreSCOOTER AND JINX, A MELBOURNE COFFEE SHOP, SCOOTS AHEAD OF THE COMPETITION AND WINS THE BIZGIVER $2000 SMALL BUSINESS GRANT. Tucked away in Little Collins Street in Melbourne ... of the tastiest toasties in Australia. “I would fly from Perth ...
read moreConveniently located in Ashfield, the heart of the Inner West, is the latest recipient of the BizGiver grant, the Sto Lat Restaurant and Café! The restaurant specialises ... codeshare arrangements from Warsaw to Australia and New Zealand. Eleonora cites ...
read moreGreg Leitch was 160kg before he decided to turn things around. In a period of 12 months he shed 60kg - serving as the inspiration for what would one day become his personal ... of mental health issues within Australia and raise money and awareness ...
read moreOn today, International Women's Entrepreneurship Day, we celebrate with one entrepreneurial BizCover customer, Natalie Dawson of Elite Words. After over ten successful ... mind that Dawson justifies her insurance with BizCover. “I insure my ... worry about the cost of insurance.” “In the short term, organisations ...
read moreMost small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... , credit card, bank account or insurance for their business. It may ...
read moreThe word on the street is that the ATO are going to be doing random audits of 100's of small businesses. Even if your books are in pristine condition, audits are generally ... as part of your business insurance or as a standalone policy. ...
read more... cover for your business. Cyber Liability Insurance covers your business against the ... advanced world: Cyber crime costs Australian businesses $4.5 billion annually - ...
read more... ! The changing regulatory environment in Australia has increased the operating risk ... awarded to any claimants. Management Liability Insurance benefits: Private companies Company directors ...
read more... WA public liability insurance As a small business owner in Western Australia you ... do Professionals pay for Public Liability Insurance in WA? The term 'Professionals' ...
read more... happen. And they do. Public Liability Insurance protects you and your business ... do Professionals pay for Public Liability Insurance? The term 'Professionals' encompasses a ...
read more... happen. And they do. Public Liability Insurance protects you and your business ... do Professionals pay for Public Liability Insurance? The term 'Professionals' includes a ...
read more... and illnesses occurring makes Public Liability insurance an essential form of cover ... ? Fortunately, the cost of Public Liability insurance does not rise too significantly ...
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So quick and easy to purchase liability insurance from a range of insurers. Very happy customer!!
Shirley M McIntosh
Trades & Services
With BizCover you can choose policies from 3 levels of cover, $5 million, $10 million and $20 million.
Policies are usually tailored to individual businesses. Each business will require a different amount of cover and when deciding on how much cover you should have you should think about the following factors:
