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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... activities. Failure in obtaining public liability insurance policy can expose a business ... occupational health and safety to Australian Consumer Law, businesses are responsible ... be attended by the general public. A public liability insurance policy should include ...

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Public Liability Insurance

Here's the lowdown on public liability insurance As a small business owner ... Legal and defence costs Public Liability Insurance protects you and your business ...

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Product Liability Insurance

... Australian Competition and Consumer Commission website. What is Product Liability Insurance? Product Liability insurance ... usually forms part of a Public Liability ...

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Public Liability Insurance

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... What Janine needed was public liability insurance or insurance that protects you and ... right cover. In partnership with Australia's leading insurance companies, it has made ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... , and your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even ... random tax audits by The Australian Taxation Office (ATO), it may ...

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How the cost of Professional Indemnity insurance is calculated

... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated ... ,000 BizCover customers with PI insurance during the 2016/17 financial year ...

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The Risky Business of Insurance

... are the Real Costs to Australian Small Business? Small business owners ... ... or underinsured and the Insurance Council of Australia estimates that 70% of ... 'nice to have' insurance. Examples of “must have” insurance: Public Liability– protects against ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... just wanting to do a general review of your business, it's ... a health check of your insurance to ... just wanting to do a general review of your business, it's ... the level of your Public Liability insurance. Similarly, take into account any ...

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Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go.  As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... and circumstances Property damage Public Liability insurance When you work closely with ... know? Yoga Australia recommends the following minimum levels of insurance cover for ...

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Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology sector face potential liabilities from ... ... covered under an IT Liability Policy? An IT Liability insurance policy typically will ... behalf of the entity. IT Liability insurance policies need to provide cover ...

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Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... ... be compulsory, for example, Public Liability insurance is often required when you ... few boxes of groceries! Public Liability insurance is designed to protect your ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... things such as their legal liabilities and top of mind assets ... ... an unforseen event. Business Interruption insurance is designed to compensate you ... an exceptionally prime target. Cyber Liability insurance is a 'must have' policy ...

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Beauty to go! What Mobile make-up artists need to know about insurance

There are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ... about Public Liability insurance is that it covers you anywhere in Australia, so ... That's why Portable Equipment insurance (also known as General Property) is an ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... Why do I need architect's insurance? Within Australia, the architecture industry is ... Public Liability Insurance If you're dealing with clients, suppliers, contractors and the general ...

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The bricks and mortar of building insurance cover- what you need to know

Your business property is like your home away from home and is the place where you work your magic. Whether you're in the business of providing expert advice to clients ... of inoccupancy: Loss, damage or liability during any period in excess ... be easily avoided. The Insurance Council of Australia defines underinsurance as: “When ...

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Insurance Considerations for Personal Trainers

Working as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it's also the ... the general public). To cover these types of risk consider public liability insurance ... Find Out More About Public Liability Insurance As a personal trainer you'll ...

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New Year Insurance Health Check!

2016 is here! New Year is traditionally a time for people to make resolutions and plan for their year ahead. It's also a great time for business owners to take stock ... increasing the level of public liability insurance that you hold. Are there ... is the increased value of general property, machinery and other contents ...

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Do I need insurance for my market stall?

... clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice ... ... iconic Australian brand, you'll need to ensure you have the correct insurance ... cover - Public Liability and Product Liability. Public Liability Public Liability covers you for ...

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The Easter Bunny's Guide to Business Insurance

... consumed around the world. In Australia alone close to $200 million ... ... would quickly follow. Having Product Liability coverage would assure the Easter ... stop working? Within a Business Insurance pack the Easter Bunny would ...

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Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... not universal. Graph 1 – BizCover Insurance Price Index (Financial Year 2017 ... massive 8 points for Public Liability and Business Packs, most other ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... that your personal insurance may not cover your business liabilities or property. ... and contents insurance policy might not cover all the liabilities related to ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases!  Despite a ... BizCover Small Business Insurance Price Index has shown insurance ... BizCover Small Business Insurance Price Index has shown insurance rates dropping back ... professional sector, primarily around Public Liability and Business Packs (predominately covering ...

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Small Business Continues to Win on Insurance Prices!

... ; however the BizCover Small Business Insurance Price Index for the first ... ... small businesses! Prices across all insurance classes were stable across the ... and capacity currently in the Australian market. Michael Gottlieb, Managing Director ...

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Small Business Insurance: Why you might want to ensure you're covered!

Running a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... business . Is insurance mandatory for your business? In Australia for some business ... you rent your premises, public liability may be a requirement from ...

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6 Areas You May Not Have Thought Business Insurance Covers

Your business is your livelihood. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... that you are responsible for. General Property You can cover portable ... covers such as Public Liability and Professional Indemnity insurance to ensure you ...

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5 Common Beauty Insurance Claims

As much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them – and the simplest ... on it. “Thankfully my Business Insurance policy included building and contents ... landlord to hold a Public Liability policy. I've always enforced strict ...

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5 Reasons To Review Your Business Insurance This Christmas

Christmas can be a busy (as well as stressful!) time for many small businesses.  Come December the big Christmas countdown is on as people are busy preparing for the ... you're protected within your Business Insurance pack, as with increased trading ... bushfires in Perth and South Australia. If your business was to ...

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Personal Accident and Illness Insurance for Tradies

Does the thought of being off work for three months due to a major mishap with a nail gun horrify you? As far-fetched some accident stories may sound, the reality is ... finances too. According to the Australian Bureau of Statistics, during the ... contractor, Personal Accident and Illness insurance is an important type of ...

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Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... best value on your business insurance. Cover yourself up! Check your ... making a claim having enough insurance could mean the difference between ...

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Gold Coast Mobile Juice Business Gets a Boost

... Buddy Program started by Bizcover, Australia's biggest online small business insurance provider . […] ... About BizCover BizCover is Australia's leading online insurance service and is changing ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes ...

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Business Horror Stories

... you think. 1 in 5 Australian businesses are the victims of ... ... you think. 1 in 5 Australian businesses are the victims of ... down for good. A management liability insurance policy can be the only ...

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The Remaining Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... ... type of your insurance. Read the below carefully: Public Liability – This protects ... you can work again. Cyber Liability Insurance – Cyber Liability Insurance protects against the expenses ...

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Triumph after Tragedy for QLD Fitness Trainer Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program'

Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte Hansen last week marked a major milestone when she went from cancer ... About BizCover BizCover is Australia's leading online insurance service and is changing ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes ...

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Help Protect your small business' reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... Regulatory Event or Investigation, Cyber Liability Insurance Can you imagine trying to ... number one business risk within Australia and number two globally. Attacks ...

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Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... legal expenses. Ensure your Public Liability insurance policy has adequate cover to ... against fire and other perils. Australia is well known for extreme ...

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Doggone Great! Local QLD Business Selected in the $60,000 'Small Business Buddy Program'

 Small Business Buddy Winner! Local QLD Business Selected in the $60,000 'Small Business Buddy Program' Woofwatchers, a local dog grooming and pet caring business ... About BizCover  BizCover is Australia's leading online insurance service and is changing ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes ...

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How to survive the silly season: a guide for small businesses

In the blink of an eye, the silly season is here again! For some, it's the busiest time of year, from retailers helping people get their last-minute gifts and service ... have an active Public Liability insurance in place. Public Liability insurance is designed to ... range of competitive quotes from Australia's leading insurers.

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The Risks of Growing Your Small Business

“The only strategy that is guaranteed to fail is not taking risks.” – Mark Zuckerberg There comes a time when every successful enterprise needs to ditch ... even a year. Consider Cyber Liability insurance, especially if your business relies ... attacks and session hijacking. Cyber Liability insurance may not prevent an attack ...

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How to hire quality tradesmen for your small business with Oneflare

When hiring tradesmen for your small business, you don't have any room for error – so every tiny detail counts. It can be daunting and time-consuming sorting through ... look out for. Public Liability Insurance This is the most common ... improvement content specialist from Oneflare. Australia's fastest growing online marketplace connecting ...

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Professional Indemnity Claims: when should I notify my insurer?

Your Professional Indemnity (PI) insurance is no doubt one of ... against your business. Like all insurance policies, there are several important ... ... against your business. Like all insurance policies, there are several important ... providing negligent advice in both Australia and overseas, he failed to ...

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Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... down the price of professional/business insurance for Australian SMEs. Since the start ... Professional Indemnity & Public Liability and Public Liability /Business Packs. Michael Gottlieb ...

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When it Rains it Pours: Understanding Flood Cover.

When it comes to Business Insurance, understanding what's included and excluded ... When it comes to Business Insurance, understanding what's included and excluded ... Product Disclosure Statement(PDS).: Flood: Australian regulations have a standard definition ...

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BizCover partners with Energy Retailer CovaU

... business insurance provider BizCover has announced a partnership with Australian ... version of its online insurance platform for CovaU to ... business insurance provider BizCover has announced a partnership with Australian electricity and ... solution is the only insurance platform in the Australian market that allows ...

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PI Index: Premiums Decline 10 Straight Quarters

Business Insurance Premiums Decline 10 Straight Quarters ... we seen the bottom? Australian SME's continue to benefit lower ... healthy competition in ... product groups, Combined Professional Indemnity/Public Liability and Public Liability/Business Packs are ... , the cost of Professional indemnity insurance for some Allied Health professionals ...

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Is your Small Business Summer Proof?

Summer in Australia is a great time of ... ... when you get your Business Insurance you also cover for Business ... days. Fiery Situations Another common Australian peril of the hot summer ...

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A Close Shave with Underinsurance

... to make sure that your Insurance grows with your business and ... number of small businesses in Australia are underinsured and many don't ... ... number of small businesses in Australia are underinsured and many don't ... closed. Luckily, the Business Interruption insurance that Samantha had added to ...

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5 Reasons to love Personal Accident Cover

Personal Accident and Illness Insurance (IPA Cover)offers financial protection ... ... Health Checks Unlike some other insurance policies, a personal accident policy ... , or just for life in general, it's great to know that ...

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Pet Stays, becomes the 32nd BizGiver winner

... the 32nd Winner of BizCover Insurance's BizGiver $2000 Small Business Grant ... ... clients and pet sitters around Australia,” enthuses Jeannene. “Our success is ... more traditional methods of buying insurance, said Michael Gottlieb, Founder and ...

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Customer Spotlight: Cheaper Buy The Dozen

... major online wine companies in Australia. “We now […] ... as award-winning wines from across Australia, delivering online orders directly to ... of a comprehensive and robust insurance plan for his business. “I ...

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Professional Indemnity for Real Estate Agents

... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... of $1 million Professional Indemnity Insurance ... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... in the advertising material and liability on the real estate agent ...

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BizCover wins dual accolades over two big nights

... experience in the Small Business Insurance space. On Tuesday night, BizCover ... the Australian Multicultural Marketing Awards. The award recognised ... experience in the Small Business Insurance space. On Tuesday night, BizCover ... the Australian Multicultural Marketing Awards. The award recognised the “Small Business Insurance ...

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Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn't always straightforward, and sometimes ... the nitty-gritty to understand what insurance is being offered and which ... especially ... especially the case with Business Insurance options like Portable Equipment and ... your insurer. Portable Equipment This insurance provides repair or replacement for ...

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Tips for making a Stress-Free Claim

Making an insurance claim can be stressful – but ... ... sitting down to read your insurance policy's Product Disclosure Statement (aka ... out more about Business Interruption insurance here. When Disaster Strikes Call ...

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A $2,000 Wish for Your Small Business

Ask any small business owner about the most difficult aspect of running a business and you'll most likely get an array of answers. However, one thing in common that most ... more traditional methods of buying insurance,” said BizCover Founder and Managing ... gallery specialising in contemporary indigenous Australian art. Read here about present ...

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Progressive Distillery in Hobart Tasmania, defeats hundreds of others Small Businesses Nationwide to become the latest winner of BizCover's $2000 grant, BizGiver.

Deviant Distillery, a high tech distillery in Hobart Tasmania, is doing something no one has even though of before. They've developed their own propriety technology that ... BizGiver, run by Australia's first online Small Business Insurance Comparison Site, is ... entries from businesses owners across Australia. The past winners of this ...

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5 Legal Essentials for your Small Business

By Bianca Reynolds Bianca is a lawyer at LegalVision. Throughout her studies, she gained experience in a variety of areas of law including family, commercial, and personal ... the Australian Consumer Law (ACL); Dispute resolution procedures; and Limitations of liability ... is designed to comply with Australian Privacy Law and states how ...

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We Bar None wins the 36th BizGiver Grant

The latest winner of the BizGiver grant is Ellen Burns, owner of We Bar None. Based in Ballarat, We Bar None promotes better living with its wide array of health-conscious ... North America and back in Australia we had nothing. I didn't ... with more distributors all over Australia and potentially overseas. “My goals ...

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Customer Spotlight: Yummy Dogs

There are good dogs and bad dogs. Eight years in, and Yummy Dogs founder Olaf is slowly but surely weeding out the rogues with a fresh dedication to quality hot dogs ... has worked for many of Australia's big brands (including media, airlines ... quite a bad reputation in Australia. Sausages were the bland, red-skinned ...

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Customer Spotlight: Being Brands

For this week's Customer Spotlight we look at creative brand agency, Being Brands. Being Brands is a creative agency located just outside of the Sydney CBD in Hunter ... high-level clients, that makes their insurance a must. “As a business ... for new clients, so having insurance is an essential requirement. “ “BizCover ...

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BizGiver finds it's latest winner in Wild Forage

The latest winner of the $2000 BizGiver Grant is crowned; Wild Forage, a small business supplying seasonal wild edible plants, herbs and seaweed to high end restaurants ... , who have embraced our online insurance services over more traditional methods ... of buying insurance, said Michael Gottlieb, Founder and ...

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Scooter & Jinx wins BizGiver Grant

SCOOTER AND JINX, A MELBOURNE COFFEE SHOP, SCOOTS AHEAD OF THE COMPETITION AND WINS THE BIZGIVER $2000 SMALL BUSINESS GRANT. Tucked away in Little Collins Street in Melbourne ... of the tastiest toasties in Australia. “I would fly from Perth ...

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Sto Lat Restaurant & Café wins the BizGiver grant

Conveniently located in Ashfield, the heart of the Inner West, is the latest recipient of the BizGiver grant, the Sto Lat Restaurant and Café! The restaurant specialises ... codeshare arrangements from Warsaw to Australia and New Zealand. Eleonora cites ...

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Customer Spotlight: Elite Words

On today, International Women's Entrepreneurship Day, we celebrate with one entrepreneurial BizCover customer, Natalie Dawson of Elite Words. After over ten successful ... mind that Dawson justifies her insurance with BizCover. “I insure my ... worry about the cost of insurance.” “In the short term, organisations ...

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5 Money Saving tips for Small Business

Most small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... , credit card, bank account or insurance for their business.  It may ...

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Preparing your small business for a Tax Audit

The word on the street is that the ATO are going to be doing random audits of 100's of small businesses. Even if your books are in pristine condition, audits are generally ... as part of your business insurance or as a standalone policy. ...

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Cyber Liability Insurance

... cover for your business. Cyber Liability Insurance covers your business against the ... advanced world: Cyber crime costs Australian businesses $4.5 billion annually - ...

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Management Liability Insurance

... ! The changing regulatory environment in Australia has increased the operating risk ... awarded to any claimants. Management Liability Insurance benefits: Private companies Company directors ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... www.bizinsure.com), a leading-edge online insurance model that connects independent ... businesses to critical Professional Liability (E&O) insurance ... new way of pricing professional liability insurance for independent professionals and small ... procure reliable Professional Liability (E&O) insurance. BizInsure - business insurance just got smarter ...

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Protect your business with Statutory Liability Cover

... are many different types of insurance policies available to small businesses ... are unaware that there is insurance designed to protect against ... , benefits and features of Statutory Liability insurance. Australia and the law There are ... make. This is where Statutory Liability insurance comes into play – designed to ...

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BizCover Disrupts Insurance by Commoditising it

... Michael Gottlieb was featured in Australian Financial Review and BRW. Click ... read the BRW article. Self-proclaimed insurance industry disrupter ... insurance as a commodity. Big insurer Insurance Australia Group feels buying and selling insurance ... outright. BizCover provides general advice and assistance through the insurance buy and ...

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Professional Indemnity Insurance for Consultants

... people that start businesses, in Australia have been experiencing a steady ... ... people that start businesses, in Australia have been experiencing a steady ... want to add business insurance or public liability insurance for your own protection. ...

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Business Insurance

... And you can include Public Liability Insurance to ensure you are not ... Trusted by over 55,000 Australian Businesses

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How Does Professional Indemnity Insurance Benefit You?

... advisable that you have professional insurance, which can also be referred ... to as professional indemnity insurance. Professionals are expected ... is advisable that you have general business insurance in order to protect ... should have adequate professional indemnity insurance coverage against financial losses caused ...

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Reviews related to general liability insurance australia

  • So quick and easy to purchase liability insurance from a range of insurers. Very happy customer!!

    Shirley M McIntosh
    Trades & Services

  • So quick and easy to purchase liability insurance from a range of insurers. Very happy customer!!

    Shirley M
    Food wholesaling nec

  • very easy to get my public liability insurance done within minutes!! Thanks.

    Troy M
    Landscape Construction

  • Great Price on my Liability insurance

    James M
    Trades & Services

  • Easy very fast and efficient, 1st timer on public liability insurance

    Les K
    Door Or Window Wholesaling

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Get the cover that's right for your business

With BizCover you can choose policies from 3 levels of cover, $5 million, $10 million and $20 million.

Policies are usually tailored to individual businesses. Each business will require a different amount of cover and when deciding on how much cover you should have you should think about the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally think about what your level of risk and exposure could be. What kind of accidents could occur and what could be the potential cost of a claim?