Australian builders can get insurance to protect just about any part of their business—from tools and materials, tool and equipment cover, contract works, and protection against worksite hazards like property damage and workplace accidents. But there might be one part of your business that’s not yet covered—your professional services and advice.

Whether you’re an architect, an IT consultant or or a real estate agent, Professional Indemnity insurance* is something you may wish to consider to help safeguard your business.

As a qualified and skilled professional in the construction industry, you may work as a contractor or subcontractor, which means it is important that you understand the insurance requirements that come with these roles.

Navigating the world of business insurance can be confusing which is why we’ve made it our mission to make it a bit easier. We’ve created a guide to business insurance for the self-employed that profiles the main types of cover to consider and how it can protect you for the long run.

Commercial insurance helps protect your business from financial loss caused by events such as property damage, legal claims, or business interruption. It helps safeguard your assets, operations, and staff so your business can recover and keep running after a setback.

There are many different types of industry experts that fall into the professional’s category from real estate agents to architects, education consultants and allied health specialists.

Business insurance is often considered an essential part of operating a small business in Australia. For many owners, insurance can offer peace of mind so that they can continue running their business without worrying about the fallout of a potential incident – whether that’s a customer slipping and injuring themselves inside a cafe, or a salon treatment gone wrong.