Insurance for Handyman

... careful of handymen! Insurance for Handymen Public Liability Insurance* Do you need ... more extensive handyman services. Business Insurance* Chances are you rely on ...

read more

How to hire quality tradesmen for your small business with Oneflare

When hiring tradesmen for your small business, you don't have any room for error - so every tiny detail counts. It can be daunting and time-consuming sorting through ... the damage they have caused. Professional Indemnity Insurance Professional Indemnity insurance is not commonly required for ... advice from, say, an electrician, carpenter or plumber, then it may ...

read more

Insurance for Sole Trader

... & BAS Agents Beauty Services Carpenters Cleaners Consultants Electricians Handyman IT ... often required to hold a Professional Indemnity insurance policy*. Whether you own your ...

read more

A Guide to PI Insurance

... Professional Indemnity Insurance simple (also known as errors and omissions insurance, PI or Professional Indemnity). What is Professional ... Professional Indemnity Insurance simple (also known as errors and omissions insurance, PI or Professional Indemnity). What is Professional Indemnity Insurance? Professional Indemnity Insurance ...

read more

Insurance for Registered Tax Agents

... do Registered Tax Agents need Insurance? Professional Indemnity (PI) insurance is designed* to provide protection ... ). When considering the amount of Professional Indemnity insurance you might require, you should ...

read more

Professional Indemnity Claims: when should I notify my insurer?

Your Professional Indemnity (PI) insurance is no doubt one of ... against your business. Like all insurance policies, there are several important ... Your Professional Indemnity (PI) insurance is no doubt one of ... the most important conditions of Professional Indemnity policies involves the requirement that ...

read more

How the cost of Professional Indemnity insurance is calculated

... how the cost of a Professional Indemnity (PI) insurance policy is calculated and why ... that impact the cost of Professional Indemnity insurance. Insurance ... how the cost of a Professional Indemnity (PI) insurance policy is calculated and why ... that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated ...

read more

Do I need Professional Indemnity insurance?

... regulator requires you to hold Professional Indemnity (PI) cover. Some professions in Australia ... it's all over. What does Professional Indemnity Insurance cover? Professional Indemnity insurance typically foots the bill ...

read more

Insurance for Bookkeepers & BAS Agents

... for Bookkeepers and BAS Agents, Professional Indemnity insurance is also an actual requirement ... and BAS Agents to have Professional Indemnity (PI) insurance. Professional Indemnity insurance coverage helps to reduce the ...

read more

Professional Indemnity

... included & what’s not?Professional Indemnity Insurance cost We have answers You're ... with the most professional operators. Professional Indemnity (PI) insurance* is an important form of ...

read more

7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... a service or advice, then Professional Indemnity (PI) Insurance is a must have. It ... specifically for your profession. Professional Indemnity Insurance explained. Business Insurance Business Insurance often comes as ...

read more

Professional Indemnity Insurance for Civil Engineers

... services. As a professional, considering Professional Indemnity insurance to protect* you and your ... ... the general public. What is Professional Indemnity insurance? Professional Indemnity (PI) insurance* is an important form ... arranging the appropriate limit of Professional Indemnity insurance for your civil engineering ...

read more

What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... construction or potential safety issues. Professional Indemnity (or PI) insurance is an important cover ... defend their rights, Professional Indemnity Insurance can be crucial. PI insurance is designed to respond ...

read more

Insurance for Real Estate Agents

... fact? For Real Estate Agents, Professional Indemnity Insurance provides important protection against potential ... Territory Requirements Minimum Level of PI Insurance New South Wales Legislative: Property ...

read more

Insurance for Architects

... lead to a costly Professional Indemnity claim. Thankfully, Professional Indemnity insurance is designed to provide ... Professional Indemnity insurance is known as 'claims made' cover, which means you need PI insurance ...

read more

The Remaining Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... ... also includes Product liability cover. Professional Indemnity - Professional Indemnity covers professionals who provide ... For example, if you purchase Professional Indemnity (PI) insurance you should know that you're ...

read more

Insurance for Allied Health Professionals

... business, and ruin your reputation. Professional Indemnity insurance is designed to protect you ... professional services or advice. Your Professional Indemnity insurance will meet the associated compensation ...

read more

Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology ... ... claim. IT Liability policies combine Professional Indemnity (PI), Public Liability and Products ... requiring these insurances in addition to professional indemnity. The benefit of having professional indemnity, products ...

read more

Insurance for Civil Engineers- what you need to know

... about what kinds of business insurance coverage you may need to ... ... your business. Professional Indemnity insurance Professional Indemnity insurance is a type of insurance coverage ... professionals, including civil engineers. Professional Indemnity (PI) insurance* is an important form ...

read more

Insurance for Nurses

... has set minimum requirements for Professional Indemnity Insurance (PI) for all enrolled nurses, registered ... possibly drain your assets. Thankfully, Professional Indemnity insurance is there to give you ...

read more

Insurance for Accountants

... your professional service or advice. Professional Indemnity Insurance will also assist with the ... lowest policy premiums for your PI insurance Business Insurance* If any of the ...

read more

The Risks of Growing Your Small Business

"The only strategy that is guaranteed to fail is not taking risks." - Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps ... , but the primary insurances - public liability and professional indemnity - are crucial. ... product. This cover is essential. Professional Indemnity ('PI') is different in that it ...

read more

Additional Cover for Professional Indemnity Insurance

... Fernando for his certificates of insurance - it's just part of ... is not only insured with professional indemnity, but also with the additional ... extra cover options to her professional indemnity insurance. Lynn purchased public and products ... vulnerable to costly legal action. PI Insurance protects small businesses from this ...

read more

Insurance for Land Surveyors

... and sites. That is why Professional Indemnity (PI) insurance is an important form of ... your professional service or advice. Professional Indemnity insurance will also assist with the ...

read more

Insurance for Project Managers

... you across the country, your Professional Indemnity insurance covers you anywhere in Australia. ... professional consulting service or advice. PI Insurance will also assist with the ...

read more

PI Index: Premiums Decline 10 Straight Quarters

Business Insurance Premiums Decline 10 Straight Quarters, ... healthy competition in the business insurance market. The BizCover Small Business ... ... attributed to continued decreases in Professional Indemnity premiums. The index saw prices ... an example, the cost of Professional indemnity insurance for some Allied Health professionals ...

read more

What does Professional Indemnity Insurance cover?

What does Professional Indemnity Insurance cover? Professional Indemnity insurance provides essential financial ... What will Professional Indemnity insurance typically cover you for? Professional Indemnity insurance seeks to ...

read more

Insurance for IT Professionals

... is that trouble shoots back. Professional Indemnity insurance provides much-needed financial protection for ... and maintain their own Professional Indemnity insurance policies. Public Liability Insurance* Chances are you ...

read more

What is Professional Indemnity Insurance?

... need professional indemnity insurance?Claim example What is Professional Indemnity Insurance? Professional Indemnity insurance protects professionals ... allegation is true, Professional Indemnity Insurance seeks to protect ...

read more

How Does Professional Indemnity Insurance Benefit You?

... also be referred to as professional indemnity insurance. Professionals are expected to possess ... ... expected from them. Purpose of Professional Indemnity Insurance The primary purpose of professional ... , then you should have adequate professional indemnity insurance coverage against financial losses caused ...

read more

Insurance for Disability Workers

... of insurance including Public Liability insurance and Professional Indemnity insurance. Compare tailored insurance ... cover for Professional Indemnity and Public Liability insurance. Professional Indemnity* An essential ...

read more

BizCover expands into New Zealand and launches BizCover.co.nz

... and leading provider of online professional indemnity insurance, has announced today the launch ... past two years), BizCover.co.nz provides professional ... past two years), BizCover.co.nz provides professional indemnity insurance for over 100 different professions ... simplifying the process of getting professional indemnity insurance. Our fast and cost effective ...

read more

Insurance for IT Professionals Colour Test 2

... is that trouble shoots back. Professional Indemnity insurance provides essential financial protection for ... require independent contractors to hold Professional Indemnity insurance before being considered for a ...

read more

Insurance for IT Professionals Colour Test

... is that trouble shoots back. Professional Indemnity insurance provides essential financial protection for ... require independent contractors to hold Professional Indemnity insurance before being considered for a ...

read more

Professional Indemnity Insurance for Consultants

A large number of people that start businesses, in Australia have been experiencing a steady growth in business for the past few years. One area that is growing in magnitude ... someone files suit against you. Professional Indemnity Insurance works by insuring you the ... quotes from different companies offering Professional Indemnity Insurance. This way you are able ...

read more

Insurance for Psychologists

... at fault, Professional Indemnity insurance may be able to assist you. Professional Indemnity insurance is there ... the practice of your profession. Professional Indemnity insurance will also assist with the ...

read more

Insurance for Engineers

... (and costs) can be severe. Professional Indemnity insurance is designed to provide your ... professional services or advice. Your Professional Indemnity insurance will pay compensation to a ...

read more

Insurance for Consultants

... professional service or specialist advice. Professional Indemnity insurance is designed to protect you ... consultancies who can take out Professional Indemnity Insurance through BizCover include: Agricultural Consultants ...

read more

Insurance for Professionals

... there is an insurance policy for that! Professional Indemnity insurance protects you against losses ... professional services or advice. Your Professional Indemnity insurance will meet the associated compensation ...

read more

Insurance for Yoga Teachers

... $5 - $10 million Professional Indemnity insurance. Insurance for Yoga Teachers Professional Indemnity Insurance* Yoga is a ... be held liable. That's why Professional Indemnity insurance is an essential form of ...

read more

Insurance for Personal Trainers

... made, whether right or wrong. Professional Indemnity Insurance* is designed to have your ... dietary plans and food preparation Professional Indemnity Insurance will also assist with the ...

read more

The Risky Business of Insurance

What are the Real Costs to Australian Small Business? Small business owners tend to be juggling many balls - managing clients, cash flow, staff, stock and future planning ... Every business should have PL Professional Indemnity - protects against losses for ... businesses providing advice should have PI Business Insurance - insures your business ...

read more

Misconceptions Around Professional Indemnity Insurance

... misconception is that the claims professional indemnity insurance covers are only the experiences ... ... misconception is that the claims professional indemnity insurance covers are only the experiences ... is where the value of professional indemnity insurance can be recognized. If you ...

read more

Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... ! Let's start with the basics… Professional Indemnity insurance One of the most vital ... up to chance and consider Professional Indemnity insurance to protect you and your ...

read more

Insurance for Civil Engineers

... insurance covers you anywhere within Australia. Insurance for Civil Engineers* Professional Indemnity ... where Professional Indemnity insurance becomes vital to you and your business. Professional Indemnity insurance is ...

read more

Professional Indemnity for Real Estate Agents

In the Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... a minimum of $1 million Professional Indemnity In the Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... a minimum of $1 million Professional Indemnity Insurance with a number of set ...

read more

Insurance for Hair & Beauty Services

... to mention damage your reputation. Professional Indemnity insurance is designed to protect your ... your professional service or advice. Professional Indemnity Insurance will also assist with the ...

read more

Sometimes Professional Indemnity Insurance is Needed

Professional indemnity insurance is handcrafted to provide coverage ... ... turn to a concept like professional indemnity insurance, which can cover and protect ... or not they should buy professional indemnity insurance is the potential financial loss ...

read more

Insurance for pharmacy and pharmacists

... of pharmacy insurance within the market. Liability Insurances for pharmacists Professional Indemnity insurance* provides ... services or advice.  Your Professional Indemnity insurance will cover the associated compensation ...

read more

Insurance Considerations for Personal Trainers

Working as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it's also the ... this risk you should consider Professional Indemnity Insurance, which can help protect you ... capacity. Find Out More About Professional Indemnity Insurance Luckily many insurers have realised ...

read more

Insurance for Marketing

... are expected to meet. Insurance for Marketing Consultants Professional Indemnity* As a marketing ... who holds unreasonably high expectations. Professional Indemnity insurance is your secret weapon to ...

read more

Help Protect your small business' reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... and mistakes do happen. Fortunately, Professional Indemnity insurance is designed to protect your ... when running a company. Unlike Professional Indemnity insurance, which protects the act of ...

read more

Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... 3 main product categories of Professional Indemnity, Combined Professional Indemnity & Public Liability and ... with capital chasing returns in insurance.” The Professional Indemnity rates reduced the most ...

read more

Insurance for martial art teachers

... and your business! Insurance for martial arts teachers Professional Indemnity Insurance* However careful you ... being made against you. Having Professional Indemnity insurance can help you respond to ...

read more

Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... And with that comes varying Professional Indemnity insurance requirements. It's important to make ... your state or territory requires. Professional Indemnity Insurance Professional Indemnity insurance should be one of the ...

read more

Insurance for Recruitment Consultants

... it easy to take out Professional Indemnity insurance for your Recruitment Consultancy.. This ... your professional service or advice. Professional Indemnity Insurance will also assist with the ...

read more

Insurance for makeup artists

... you and your business. Insurance for Makeup Artists Professional Indemnity Insurance* As a makeup ... your professional service.. Hello Bridezilla! Professional Indemnity insurance is designed to protect makeup ...

read more

Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... the increases were minimal. SME Professional Indemnity insurance prices have also remained flat ... is happening in the broader Professional Indemnity market. Michael Gottlieb, CEO of ...

read more

Insurance Glossary

... the limit of indemnity. Examples: Professional Indemnity sections are usually limited to ... Date The indemnity provided under Professional Indemnity policies may include unlimited retroactive ...

read more

5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... ... risk areas that they cover. Professional Indemnity Protection against financial losses for ... may want to increase your Professional Indemnity insurance. Also, consider any new contracts ...

read more

Beauty to go! What Mobile make-up artists need to know about insurance

There are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ... should consider for their business… Professional Indemnity Insurance You're an expert when it ... with your Professional Liability insurance. Portable Equipment Insurance As a makeup artist ...

read more

Investec Acquisition of BizCover the Right Decision

... BizCover, an Australian-owned online professional insurance broker marks another key milestone ... ... BizCover, an Australian-owned online professional insurance broker marks another key milestone ... professionals can compare and buy professional Indemnity insurance in minutes. In the past ...

read more

What is a Cabinet Maker?

Cabinet makers are woodworkers that specialize in designing and making built-in or customized cabinets. They also design and manufacture fine wood furniture that accompanies ... Difference Between a Cabinetmaker and Carpenter? There are several similarities between ... for health and safety concerns. Insurance for cabinet makers is also ...

read more

Public Liability NSW

... Government introduced legislation to make insurance more affordable for small businesses ... certain insurance products. The exemption applies to both Public Liability and Professional Indemnity ...

read more

Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... your current policy. Your personal insurance doesn't cover your business A ... may require you to have Professional Indemnity cover. Make sure your policy ...

read more

Insurance by Industry

... comprehensive insurance offerings include: Professional Indemnity, Public Liability, Business Insurance, Management Liability, Cyber Insurance and ... varying industries, often have specific insurance needs and so we aim ...

read more

Small Business Insurance: Why you might want to ensure you're covered!

Running a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... need for adequate insurance for your business . Is insurance mandatory for your ... types of insurance is required. For example you'll find Professional Indemnity is comp ...

read more

The Art of Being a Creative Small Business

Whether you're running your own business as a small team or flying solo in the freelance world, one thing is for sure, the creative arts industry is anything but boring ... requirement to hold Public Liability insurance before you can perform in ... , they may need to consider Professional Indemnity insurance due to the risk of ...

read more

What is Civil Engineering

Civil engineers are responsible for overseeing the development, planning, construction, maintenance, and repair of roads, buildings, and other infrastructure projects ... Civil Engineers should also consider insurance cover options, including Professional Indemnity insurance.

read more

How to Become a Professional Land Surveyor in Australia

Land surveying is the science, technique and profession that goes into a wide variety of tasks including planning and designing new or existing structures, construction ... Land Surveyor insurance should also be considered and this may include professional indemnity insurance.

read more

Business Horror Stories

Running a business can be a wonderful rewarding experience, but sometimes things can go horribly wrong. THE ONLINE ONSLAUGHT We never believe it can happen to us, that ... Find out more about Cyber Insurance here. THE DEREGISTERED DISMAY Threats ... costs. Find out more about Professional Indemnity here. THE EMPLOYEE EMBEZZLEMENT These ...

read more

5 Common Beauty Insurance Claims

As much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them - and the simplest of ... on it. “Thankfully my Business Insurance policy included building and contents ... which were paid under her Professional Indemnity policy. Back in business Have ...

read more

What is the Job of a Land Surveyor?

If you consider yourself a problem-solving ninja, are strong with technology, have a good foundation of mathematics and science, and enjoy working outdoors, you'll find ... Insurance for land surveyor options are also available through BizCover, including professional indemnity insurance. ...

read more

5 Financial Goals Before 40

In your 30s, retirement may seem an unthinkably long way away, but the brutal truth is that if you desire any kind of financial freedom in your future, it requires forward ... #3: Contribute to a life insurance policy That valuable investment property ... so hard to accumulate), then Professional Indemnity Insurance is worth exploring, too. Goal ...

read more

BizCover Celebrates Third Consecutive Fast 50 Ranking

... BizCover remains the only commercial insurance business in the list of ... ... buy Professional Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber Insurance. ... BizCover provides multiple insurance quotes ...

read more

Management Liability Insurance

... with running the company. Where Professional Indemnity Insurance covers the advice or service ... to any claimants. Management Liability Insurance benefits: Private companies Company directors ...

read more

Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... not universal. Graph 1 – BizCover Insurance Price Index (Financial Year 2017 ... was no change in the Professional Indemnity sector, but the index for ...

read more

SMEs continue to benefit from low premiums; despite talk of price rises.

... seems to be hardening for insurance for larger businesses, the latest ... BizCover Small Business Insurance Price Index is showing no ... ... , the latest BizCover Small Business Insurance Price Index is showing no ... which is keeping prices down. Professional Indemnity and Public Liability, including multiple ...

read more

6 Areas You May Not Have Thought Business Insurance Covers

Your business is your livelihood. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... BizCover offers a range of insurance solutions to protect your business. ... such as Public Liability and Professional Indemnity insurance to ensure you are not ...

read more

Reviews related to professional indemnity insurance carpenter

  • product knowledge and advice are excellent

    Frank F
    Other

  • Easy to read understand and follow

    Tui d
    Other

  • Easy As!! Thank you

    Casey W
    Entertainment

  • EASY CONVENIENT!

    HONGWEI Z
    Travel

  • Excellent Customer Service

    Trevor C
    Other

Get instant quotes

Why do Handymen need it?

You fix your client’s DIY problems; we’ll fix your liability problems with Handyman insurance. At BizCover, a few clicks or one call can solve all. You’ll get multiple competitive quotes from leading insurers, then all you need to do is select your preferred policy and you’ll be covered as quick as a flash.

Did you Know?

If you operate as a sole-trader you are personally responsible, both legally and financially, for all aspects of the business. In other words, you have unlimited liability which means your personal assets are at risk of being seized if things go wrong.

And trust us – mishaps do happen to even the most careful of handymen!

Insurance for Handymen

Public Liability Insurance*

Do you need it? The short answer is yes. Small jobs can have big consequences if it doesn’t go to plan! If you accidentally cause an injury to a customer or damage their property, you might be faced with a public liability claim which can end up costing thousands of dollars. Somebody trips over your toolbox and breaks a bone or two;  you knock over your client’s expensive antique vase – the list of potential mishaps can go on!

Thankfully, Public Liability insurance is there to provide protection for you and your handyman business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

Tip: as an example, electrical and plumbing work can only be undertaken by tradespeople who hold the relevant qualifications. If you do have the right qualifications, are licensed and plan on doing such work as part of your handyman service, in taking out insurance you must select your occupation as either Electrical or Plumbing Services and advise that you undertake more extensive handyman services.

Business Insurance*

Chances are you rely on your own tools and equipment to run your business, but how would you cope if they were damaged or stolen? The good news is you can protect them with General Property cover. It covers your essential gear against theft or damage anywhere in Australia, on or off the job.

Personal Accident and Illness insurance*

You rely on your physical ability to get the work done – but have you stopped to think about how you would keep on paying the bills if you were to injure yourself or fall ill and had to take time off work to recover? Accidents can happen anywhere, anytime. They can happen at work or even when you’re out and about in your spare time.

Personal Accident and Illness Insurance can provide different levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness (even if it occurs outside your work) . You can keep paying the bills and putting food on the table without having to worry.

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Claim example

A handyman was hired to remove some tiles from a bathroom in an apartment when he accidentally penetrated the wall with the jackhammer bit, damaging a water pipe, which resulted in a significant amount of water being discharged.

The handyman had to break in to the service room to gain access in order to shut off the water, but by the time he was able to do this the water had leaked into the apartment below causing damage to the ceiling and contents that were stored in a cupboard.

Fortunately the handyman’s Public Liability policy responded and covered the cost of the damage, which included repairs to the water pipe, ceiling and service room door, and compensation for the damaged items that were stored in the cupboard. The total claim came to an amount of $8,614.