Insurance for Handymen

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Insurance for Sole Trader

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Professional Indemnity Insurance for Civil Engineers

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What Limit of Professional Indemnity Insurance Do I Need?

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How Does Professional Indemnity Insurance Benefit You?

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Sometimes Professional Indemnity Insurance is Needed

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Do I need Professional Indemnity insurance?

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What is Professional Indemnity Insurance?

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Professional Indemnity Insurance for Consultants

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How the cost of Professional Indemnity insurance is calculated

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Professional Indemnity

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Professional Indemnity Claims: when should I notify my insurer?

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A Guide to PI Insurance

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Insurance for IT Professionals

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Insurance for Yoga Teachers

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Insurance for martial art teachers

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Insurance for Nurses

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7 Types of Insurance Your Small Business Should Consider

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Insurance for Civil Engineers- what you need to know

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Insurance for Accountants

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Insurance for pharmacy and pharmacists

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Insurance for makeup artists

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Small Business Insurance Index

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Management Liability Insurance

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Insurance for Nurses

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Insurance for Project Managers

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Insurance for Real Estate Agents

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Insurance for Psychologists

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Insurance for Finance & Mortgage Brokers

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Insurance for Massage & Alternative Therapies

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Insurance Considerations for Personal Trainers

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Insurance for architects- the blueprint to success

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Beauty to go! What Mobile make-up artists need to know about insurance

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How to Become a Professional Land Surveyor in Australia

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6 Areas You May Not Have Thought Business Insurance Covers

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Insurance for Architects

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Insurance for Professionals

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Insurance for IT Professionals Colour Test 2

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Insurance for IT Professionals Colour Test

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Insurance for Engineers

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Insurance for Consultants

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Insurance for Civil Engineers

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Insurance for Allied Health Professionals

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PI Index: Premiums Decline 10 Straight Quarters

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5 Tips for an Insurance Health Check

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Social Media Insurance

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Things you didn't know about small business insurance

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Insurance Premiums for Retailers Continue to Climb

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

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Insurance for Registered Tax Agents

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Insurance for Land Surveyors

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The Risky Business of Insurance

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Insurance for Electrical Engineers

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Insurance for Personal Trainers

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Insurance for Hair & Beauty Services

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Insurance for Marketing Consultants

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Insurance for Recruitment Consultants

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Insurance Glossary

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Small Business Insurance: Why you might want to ensure you're covered!

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Insurance by Industry

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5 Common Beauty Insurance Claims

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Tax Audit Insurance

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Small Business Insurance Price Index Q3

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5 Surprising Things Business Insurance Can Cover

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BizCover SME Insurance Price Index Q1 FY20

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BizCover SME Insurance Price Index Q2 FY20

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Legal Requirement for Public Liability Insurance

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Insurance for Furniture Manufacturers

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Public Liability Insurance for Cabinet Makers

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iSelect partners with BizCover to launch business insurance comparison

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Dishing up the facts on food business insurance

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Steady as she goes - still no increases in Insurance Premiums!

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Why do Handymen need it?

You fix your client’s DIY problems; we’ll help your liability problems with business insurance. At BizCover, a few clicks or one call can solve all. You’ll get multiple competitive quotes from leading insurers, then all you need to do is select your preferred policy and you’ll be covered as quick as a flash.

Did you Know?

If you operate as a sole-trader you are personally responsible, both legally and financially, for your business. In other words, you may have a personal liability which can affect your personal assets if things go wrong.

Handyman Insurance

Public Liability Insurance*

Small jobs can have big consequences if it doesn’t go to plan! If you accidentally cause an injury to a customer or damage their property, you might be faced with a public liability claim which can end up costing thousands of dollars. Somebody trips over your toolbox and breaks a bone or two; you knock over your client’s expensive antique vase – the list of potential mishaps can go on!

Public Liability insurance is designed to cover legal fees and compensation costs if a customer, member of the public or a supplier claims against you for injury or damage to their property as a result of your alleged negligent business activities.

Tip: Electrical and plumbing work can only be undertaken by tradespeople who hold the relevant qualifications. If you are qualified and licensed and intend to do this work as part of your handyman service, in taking out your business insurance you must select your occupation as either Electrical or Plumbing Services and advise that you undertake more extensive handyman services.

Business Insurance*

Chances are you rely on your own tools and equipment to run your business, but how would you cope if they were damaged or stolen? The good news is you can protect them with General Property cover. It covers your essential gear against theft or damage anywhere in Australia, on or off the job.

Business Insurance* is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks.

Personal Accident and Illness insurance*

You rely on your physical ability to get the work done – but have you stopped to think about how you would keep on paying the bills if you were to injure yourself or fall ill and had to take time off work to recover? Accidents can happen anywhere, anytime. They can happen at work or even when you’re out and about in your spare time.

Personal Accident and Illness Insurance can provide different levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness (even if it occurs outside your work). You can keep paying the bills and putting food on the table without having to worry.

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Claim example

A handyman was hired to remove some tiles from a bathroom in an apartment when he accidentally penetrated the wall with the jackhammer bit, damaging a water pipe, which resulted in a significant amount of water being discharged.

The handyman had to break into the service room to gain access in order to shut off the water, but by the time he was able to do this the water had leaked into the apartment below causing damage to the ceiling and contents that were stored in a cupboard.

Fortunately, the handyman’s Public Liability policy responded and covered the cost of the damage, which included repairs to the water pipe, ceiling and service room door, and compensation for the damaged items that were stored in the cupboard. The total claim came to an amount of $8,614.