Small Business Insurance Price Index Q3

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

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Things you didn't know about small business insurance

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Small Business Insurance Index

... strong price increases in the business insurance market, SMEs are continuing to ... in the cost of business insurance, the BizCover SME Insurance ... strong price increases in the business insurance market, SMEs are continuing to ... their Public Liability insurance. SME Professionals have been seeing increases in their Public Liability insurance over ...

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5 Surprising Things Business Insurance Can Cover

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Public Liability Insurance in Perth

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Public Liability Insurance in Mandurah

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5 Tips for getting the best Public Liability insurance for your business

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7 Types of Insurance Your Small Business Should Consider

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Legal Requirement for Public Liability Insurance

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Dishing up the facts on food business insurance

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5 Questions to ask yourself before buying Insurance for your Small Business

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The Art of Being a Creative Small Business

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Small Business Index July 2015

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The Risks of Growing Your Small Business

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Public Liability Insurance

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Public Liability

... Here's the lowdown on Public Liability insurance* As a small business owner you already have ... a result of your negligent business activities. Public Liability Insurance also provides assistance with ...

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Insurance Premiums for Retailers Continue to Climb

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The Risky Business of Insurance

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BizCover SME Insurance Price Index Q1 FY20

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A roadmap to staying in business for the long haul: Part 2

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5 Tips for an Insurance Health Check

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5 Common Beauty Insurance Claims

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SMEs continue to benefit from low premiums; despite talk of price rises.

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The Remaining Risk: What Isn't Covered and Why it Matters

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Common Small Business Insurance Claims and How to Prevent them.

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Progressive Distillery in Hobart Tasmania, defeats hundreds of others Small Businesses Nationwide to become the latest winner of BizCover's $2000 grant, BizGiver.

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Help Protect your small business' reputation

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A $2,000 Wish for Your Small Business

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Is your Small Business Summer Proof?

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Small Business Continues to Win on Insurance Prices!

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10 small businesses share what they love about their small business

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5 Money Saving tips for Small Business

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Preparing your small business for a Tax Audit

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5 Legal Essentials for your Small Business

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The Easter Bunny's Guide to Business Insurance

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6 Areas You May Not Have Thought Business Insurance Covers

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Small Business Resolutions for 2017

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How much Public Liability insurance do I need?

How much Public Liability insurance do I need*? When considering how much Public Liability insurance your business may ... you. Many business contracts will include a minimum amount of Public Liability insurance to ...

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The State of Small Business

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8 Lessons for Small Businesses from your Footy Finals Teams

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Getting the Best Value on Your Business Insurance

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Insurance for Furniture Manufacturers

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Our Customers Get Their Bad Business Habits Out of Their System

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The Best Thing Dad Told Me About Business

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Mum's the Word: Wise Words of Advice From Business Savvy Mums

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Keep calm and stretch on with Yoga Teacher insurance

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A guide to Plasterer's insurance that won't leave you, board

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Insurance Considerations for Personal Trainers

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5 Ways To Prepare Your Business Premises For The Cooler Seasons

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How to Kickstart Your Best Year in Business

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Business Horror Stories

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BizCover Customers' Top Tips To Grow A Business

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Beauty to go! What Mobile make-up artists need to know about insurance

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What is Product Liability Insurance?

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Insurance for architects- the blueprint to success

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Do I need insurance for my market stall?

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Personal Accident and Illness Insurance for Tradies

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How the cost of Professional Indemnity insurance is calculated

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Business Basics for Cabinet Makers

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7 Steps for Your Business to Survive and Thrive

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An effortless guide to becoming a paperless business

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Managing Risk for Tradesmen

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BizCover wins dual accolades over two big nights

... better customer experience in the Small Business Insurance space. On Tuesday night, BizCover ... honoured to win the Small Business Award for Small Business Insurance space. On Tuesday night, BizCover ... Awards. The award recognised the “Small Business Insurance Made Even Easier” campaign for ...

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Comparethemarket.com.au and BizCover Announce White Label Partnership

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Pet Stays, becomes the 32nd BizGiver winner

... 32nd Winner of BizCover Insurance's BizGiver $2000 Small Business Grant, winning an SEO ... ... 32nd Winner of BizCover Insurance's BizGiver $2000 Small Business Grant, winning an SEO ... to the small business community, who have embraced our online insurance services over ...

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BizGiver finds it's latest winner in Wild Forage

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A Close Shave with Underinsurance

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PI Index: Premiums Decline 10 Straight Quarters

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like: