Compare quotes from our trusted insurance partners*:
How much does Public Liability Insurance cost ? On average, small business owners can expect to pay around $63.53 per month^ for Public Liability insurance . Public Liability insurance is one of the most popular types of ...read more
... does P ublic L iability insurance cost for Perth businesses? On average, small businesses in Perth pay $33.80 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular ...read more
... does P ublic L iability insurance cost for Mandurah businesses? On average, small businesses in Mandurah pay $28 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular ...read more
... much does P ublic L iability insurance cost for Hobart businesses? On average, small businesses in Hobart around $29.30 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most ...read more
... does P ublic L iability insurance cost for Darwin businesses? On average, small businesses in Darwin pay around $30.80 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most ...read more
... does P ublic L iability insurance cost for Brisbane businesses? On average, small businesses in Brisbane pay around $55 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most ...read more
... does P ublic L iability insurance cost for Rockhampton businesses? On average, small businesses in Rockhampton pay $35.40 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most ...read more
... P ublic L iability insurance cost for Port Macquarie businesses? On average, small businesses in Port Macquarie pay $26.30 **per month for a Public Liability insurance policy. Public Liability insurance is one of the ...read more
... does P ublic L iability insurance cost for Adelaide businesses? On average, small businesses in Adelaide pay around $37.50 **per month for a Public Liability insurance policy. Public Liability insurance is one of the ...read more
... clients, suppliers or members of the public. As a small business owner, we understand that you like ... pocket . Bear in mind that Public Liability insurance is designed for all types of businesses, not just those who work ...read more
... are like many other small businesses, if you were faced with a public liability claim , the financial ... you are renting a space for your business, having Public Liability insurance may also be a requirement of your ...read more
... 's not? Get the right cover FAQ's Public Liability insurance Public Liability insurance is one of the most common types of business insurances that a variety of different small businesses choose to take out. It is there ...read more
... choose is ultimately up to you. Many business contracts will include a minimum amount of Public Liability insurance to be in place -stipulating the amount of Public Liability insurance you are required to have to comply ...read more
... Public Liability insurance : Business insurance that protects you from claims and supports your profitability in the event of a cyber breach or attack. Visit our dedicated online destination for small business insurance ...read more
... of business insurance , the BizCover SME Insurance Price Index shows that overall pricing for SME insurance ... Public Liability insurance. SME Professionals have been seeing increases in their Public Liability insurance ...read more
... ), and could be enough to put a small business out of business! Related: Public Liability Insurance explained 2. Professional Indemnity Insurance If your business or profession involves providing a service or advice ...read more
... and those with capital chasing returns in insurance.” The Professional Indemnity rates reduced the most ... % lower than the base value only 3 years ago. Public Liability /Business Packs have not enjoyed as much of a drop in ...read more
... , and it can take just one small mistake to destroy your business in minutes. As Warren Buffet famously said ... Liability insurance can also offer a Public Relations component which will assist with protecting your business' ...read more
... that are often purchased by small businesses include Public Liability insurance , Professional Indemnity insurance, and a Business Insurance Pack. It’s worth noting that business insurance may be a mandatory requirement ...read more
... Small Business Insurance Index has shown that Australian SME's may have enjoyed the end of declining insurance ... in the non professional sector with Public Liability and Business Packs (predominately covering perils and ...read more
... Business Insurance customer claims, and tips on how to prevent them. 1. Theft Theft is unfortunately common for small businesses ... investing in a backup generator. 5. Liability Claims Another common claim seen all too ...read more
... , such as Hospitality, Manufacturing and Trade, lead the way. But the fact a third of small businesses don't have Public Liability insurance is still concerning. Also concerning is the fact that, while more than half (53 ...read more
... do general maintenance, or consult for big businesses, you are likely to encounter risks when running a small business. Public Liability insurance * is an essential type of insurance for sole traders . It is designed to ...read more
... insurance , according to BizCover’s 2022 Small Business Bravery Report . For cybercriminals, these businesses ... public Wi-Fi a miss. Instead, use your mobile network. 6. Train your staff to be cyber safe As a small business ...read more
... insurance to work for them. For example handymen are often required to have at least $5 million public liability cover to secure work with real estate agents. How would you keep your business ... s of small businesses across ...read more
... you may run into and want to avoid. As a small business, taking care of your reputation is vital when trying ... some risks, so considering Cyber Liability Insurance can help protect your business from any claims and support ...read more
... . 8. Protecting your small business Business insurance is another tool for securing your financial health. Policies, such as Public Liability and Professional Indemnity , help small businesses prepare for accidents and ...read more
... may include business insurance products, such as Business Insurance , Public Liability , and Professional Indemnity , and Cyber Liability . 7. Create an exit or succession plan Financial goals for a small business owner ...read more
... mind. Worrying about your business is a common issue for many small business owners and can fast ... insurance products from the basics like Public Liability and Professional Indemnity to Business Insurance , Cyber Liability ...read more
Triumph after Tragedy for QLD Fitness Trainer Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program'
... way micro, small and medium sized businesses buy Professional Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly online ...read more
... the way micro, small and medium sized businesses buy Professional Indemnity , Public Liability , Business Insurance , Management Liability and now Cyber Insurance . BizCover provides multiple insurance quotes instantly ...read more
... insurance doesn't cover your business A key thing to be aware of is that your personal insurance may not cover your business liabilities ... . To put this in perspective, a public liability policy for an SME working from home ...read more
... an insured event occurs. Public Liability insurance : Business insurance that protects you from ... dedicated online destination for small business insurance to compare competitive business insurance in Victoria , get ...read more
... is an eSignature software for Small Businesses. The best part about HelloSign ... Public Liability Insurance, or fending off digital threats with Cyber Liability Insurance, BizCover has got your back. Equip your business ...read more
... there are certain risks and liabilities that many small businesses have in common that can be reduced by business insurance such as Professional Indemnity insurance * and Public Liability insurance . How you choose to ...read more
... small business ... business insurance as a creative professional include if you are an artist out and about, protecting your portable equipment and tools, for others it may be a requirement to hold Public Liability insurance ...read more
... insurance Insurance is a requirement of the NDIS registration. NDIS businesses need Public Liability and ... encourage any people interested in starting an NDIS small business to access the resources on our platform and ...read more
... latest Quarterly BizCover Small Business Insurance Price Index has shown insurance rates dropping back two ... non professional sector, primarily around Public Liability and Business Packs (predominately covering perils and ...read more
... business via business insurance. “Business insurance products such as Public Liability Insurance , Building & Contents Insurance , a Business Insurance Pack and Business Interruption Insurance can help small business ...read more
... insurance to look out for. Public Liability Insurance This is the most common and essential form of insurance for tradespeople . It covers the business ... the right price As a small-to-medium business owner, you may have a ...read more
... claim, check out our article here to learn more. Get your business insurance sorted Whether you are looking for a new Public Liability insurance or Building insurance policy , renewing an existing one or just want to ask ...read more
... small businesses While the business vortex aims to improve business ... business insurance needs sorted out through the platform. A customer since 2015, David gets his Combined Professional Indemnity and Public Liability ...read more
... smart small business decision. Some of the Business Insurance products that are commonly purchased by small businesses include Public Liability insurance , Professional Indemnity insurance , and a Business Insurance Pack ...read more
... your small business is a no-dramas experience! Compare multiple quotes from selected leading Australian insurers for essential products like Public Liability , Professional Indemnity and Business Insurance. Find ...read more
... didn't, then you may have made some assumptions about what your Public Liability insurance covers. Some small business owners may believe that PL covers their employees if their injuries are caused by their work. However ...read more
... of covers to suit your needs Compare quotes from our trusted insurance partners: Small Business (Public Liability) Insurance in Brisbane If you're a small business owner in Brisbane or Queensland, and you are looking for ...read more
... and protect your back pocket with Public Liability Insurance for your small business. Why Do I Need Public Liability insurance? Public Liability insurance may be essential for small businesses depending on the occupation ...read more
... monthly premiums below. How much do Retailers pay for Public Liability Insurance? The average amount a small business Retailer can expect to pay for Public Liability insurance in New South Wales is around $68.12 per ...read more
... Personal Accident & Illness Why choose BizCover for your QLD Public Liability insurance? Built for small business We know insurance and what makes small businesses tick Clear and competitive pricing You can compare and ...read more
... provide your business the sufficient coverage it needs. 3. Am I required to have Public Liability insurance cover ? ... ? At BizCover we've been helping small businesses with their insurances for over a decade. Whether it' ...read more
... 's included & what's not? Get the right cover FAQ's Here's the lowdown on Public Liability insurance* As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered ...read more
... monthly premiums below. How much do Retailers pay for Public Liability Insurance? The average amount a small business Retailer can expect to pay for Public Liability insurance in New South Wales is around $68.12 per ...read more
... is advisable to have public liability insurance. Legal Requirement for Public Liability Insurance Although public liability insurance is not a statutory requirement, most small to medium sized businesses do take out this ...read more
... occurring before or after the policy period How much do Trades & Service pay for Public Liability Insurance in WA? On average, a small business operating in the Trades & Service industry in WA pa id around $70.82 per ...read more
... monthly premiums below. How much do Retailers pay for Public Liability Insurance? The typical amount a small business Retailer can expect to pay for Public Liability insurance in Queensland is around $76.81 per month ...read more
... massive impact on your tradie business and it is something no small business owner wants to be faced ... a common request for some tradie businesses to have their own Public Liability insurance sorted. If you are unsure if ...read more
... not be responsible for. Your Public Liability insurance covers your reasonable legal costs, even if you are not found negligent. At BizCover we care about helping Australia's small businesses get protection. We deliver ...read more
If you're a sole trader or small business owner, there's no doubt you're aware of the importance of protecting your business and your customers with Public Liability insurance . It offers protection should a customer, ...read more
... against accidents is a relatively simple process. Purchasing public liability insurance online, where quotes are instant and transparent, is a prudent choice for small business and one that can provide instant peace-of ...read more
... you invite any external guests, make sure you have an active Public Liability insurance in place. Public Liability insurance is designed to protect your business from any risks which may arise from claims by a third ...read more
... a summary of the key areas of cover available to businesses. Public Liability insurance Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member ...read more
... fees). Do I need Public Liability insurance? These are some examples of when a small business needs to consider protecting their business with Public Liability insurance. Occupations such as Consultants /Contractors ...read more
... risk audit, and decide what other special insurances your business needs. The little things might be able to take care of themselves, but the primary insurances - public liability and professional indemnity - are crucial ...read more
... need to know when it comes to protecting your small business with Public and Product Liability insurance. What is Public Liability insurance*? Public Liability insurance is designed to provide protection for you and your ...read more
... Types of Insurance Your Small Business Should Consider Public Liability insurance A fundamental type of insurance that most businesses (even home-based businesses) can consider is Public Liability insurance. Running your ...read more
... protect yourself from them with insurance. Public Liability insurance Public Liability insurance * is an essential form of cover for many types of small businesses. If your business involves interacting with clients, you ...read more
... from the cloud by back actors, it could cause major trouble for your business. Cyber Liability insurance can help protect your small business if this were to happen 4. A cyber-attack could financially destroy your ...read more
... systems are vulnerable to breaches. By implementing a few basic preventative measures and robust Cyber Liability insurance , small business' are ensuring they are able to survive cyber-attacks, now and in the future ...read more
... your Cyber Liability insurance? Built for small business We know insurance and what makes small businesses tick. ... of hiring a Public Relations firm to assist the insured with re-building their business reputation was also ...read more
... . 6. Cyber Liability Insurance: Cyber Liability insurance helps protect your small business from claims and supports ... risk via business insurance such as Public Liability insurance and Professional Indemnity insurance may ...read more
... report. While increased sales may bring relief to small business owners who have dealt with months of low Consumer ... your business' finances and reputation. Now is the time to ensure your Public Liability insurance is ...read more
... to the harmed party and your defence costs (such as legal costs, expert fees, and investigator costs). Public Liability - This type of insurance covers legal fees and compensation costs if a customer, member of the ...read more
... people. A chance to take a look at what really matters - and we are seeing a new way of small business owners emerge with a clear vision and purpose. The survey responses indicate a remarkable number of people who took a ...read more
... . “So much of BizCover's success is due to the small business community, who have embraced our services over more traditional methods of buying insurance,” said BizCover Founder and CEO Michael Gottlieb. “This program is ...read more
... . A more stable operating environment - and the right insurance - could provide greater certainty. Unfortunately, we saw a disconnect between the risks facing small business owners, and the coverage they've taken out ...read more
... our wish granted! Our productivity will improve overnight”. The Small Business Buddy Wishes grant is an initiative of BizCover, an online Business Insurance service that has partnered with Australia's leading insurers to ...read more
... Our success is due to the small business community, who have over the past seven years have embraced our online insurance services over more traditional methods of buying insurance . Having someone literally change their ...read more
... or give us a call 1300 920 864 to find out how to quickly and easily purchase business insurance for your small business. Because that's what we're all about. *This information is general only and does not consider ...read more
... will protect it from risks and liabilities. A fantastic way to do that is through small business insurance *. At BizCover we've created a truly simple way to get your small business insurance online . Go online or give ...read more
... on someone else's brand. This is part 1 of a 6 part series of articles to help you, our small business customers, learn more about trade marks! What are trade marks? A trade mark is a sign used to differentiate your ...read more
... . 5. Shop Around for your Financial Services As a small business, you need to ensure that your finances are in good ... new loan, credit card, bank account or insurance for their business. It may be that the provider of your ...read more
... in the community and growing small businesses. You may be just starting out as a small business owner , or are ... ACL); Dispute resolution procedures; and Limitations of liability and disclaimers. If you provide services to ...read more
Shredding the Habit: Small Business Owners Share the Bad Habits they Would Be Happy to See in Pieces
... and number of employees. Underinsurance is a bad habit among Australian businesses, with the Insurance Council of Australia * f inding that almost 20% of small businesses are n't insured for the amount their assets were ...read more
... unexpected expense! Starting off as a small business themselves back in 2008, BizCover, an online insurance service for small businesses, knows all too well the lengths that a small business needs to go to in order to ...read more
... decided to go off the field and take a look at some of the issues our New South Wales and Queenslander small business es are currently fac ing . F ind out who's kicking goals when it comes to levels of confidence , the ...read more
Mobile Food Truck Business wins a new sparkling make-over with the latest BizGiver Small Business Grant.
... now even closer, thanks to the BizGiver Small Business Grant . The BizGiver Small Business Grant is an initiative started by BizCover Insurance , which grants the wish of small businesses of up to $2000 value. Started in ...read more
... new year to grow our new venture” “Start putting money in to my business and make my products look more professional.” 3. Cost cutting “My small business resolution; set new goals and trim the fat.” “My resolution is to ...read more
... public holidays, long days and great weather. But along with these great perks, summer comes with its own unique set of challenges and risks every small business ... a fire. Not all insurance policies will cover a bushfire ...read more
... insurers all indicate that the industry is long overdue for a price increase; however the BizCover Small Business Insurance Price Index for the first quarter of the financial year indicates that insurers have not been ...read more
... the BizCover platform, where you can compare Cyber Liability insurance quotes and get covered instantly.” The bottom line Cybersecurity risk could severely affect any small business. It is the probability of an attack or ...read more
... ? Contact us at firstname.lastname@example.org with what you love about your small business, and if you're looking to fall in love with a business insurance provider that will return your calls, check out the latest quotes at ...read more
... masterclass is run by Kochie’s Business Builders and supported by BizCover. BizCover is Australia's number one online business insurance service trusted by more than 200,000 small business customers. Switch and save at ...read more
... bumps along the way. With BizCover, safeguarding your small business in Geelong is just a few clicks away. Enjoy ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and ...read more
... can help save headaches down the track. At BizCover we understand small businesses come in all shapes and sizes and want to make your business insurance experience as hassle-free as possible. We keep things simple, by ...read more
... support If you need more assistance with digital marketing strategies and growing your business online, contact Australian Small Business Advisory Services (ASBAS) . The ASBAS Digital Solutions team can provide help with ...read more
... 000 COVID-19 related scams and over $700,000 in losses since the outbreak of the virus. Small businesses are not immune from cyber-crime and Cyber Liability insurance can be a wise choice when it comes to protecting your ...read more
... approving payments with all details regularly checked and verified. How Cyber Liability insurance* can protect your small business Cyber Liability insurance is designed to help protect you from claims and support your ...read more
... The Corner, and Joe (Tom Hanks) wealthy owner of rival chain store Fox Books. Take-aways from the tale? Running a small business can be tough, and it's important to be able to adapt and have a plan B when things don't ...read more
... couples who spill the beans of what running a small business together is really like . From learning to give each ... starting a business together? At BizCover we provide a range of different business insurance policies for ...read more
... other in whatever we need to do in life. My husband believed in my business idea and now he is a director . Thinking of tying the small business knot with your partner? Not only does BizCover offer a range of competitive ...read more
Reviews related to Small Business Public Liability Insurance
product knowledge and advice are excellent
Easy to read understand and follow
Easy As!! Thank you
Excellent Customer Service
Public Liability insurance
Public Liability insurance is one of the most common types of business insurances that a variety of different small businesses choose to take out. It is there to provide protection if someone makes a claim against the insured, the business or its employees. Claims from a third-party can be for personal injury or damage caused to their property caused by your business activities.
Here’s the lowdown on Public Liability insurance*
As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?
As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.
Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.
What kind of businesses need Public Liability insurance?
In a nutshell, if your business is interacting with any third parties like customers, suppliers and members of the public on a regular basis, then you may need to consider Public Liability insurance. The chance of Public Liability insurance claim can be hard to predict, but if it were to occur, the costs to your business could be extremely costly and potentially enough to send you out of business.
An example of some of the typical types of businesses that may take a Public Liability insurance policy include:
What is typically included?**
- Compensation costs for the personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
- Compensation for damage to property owned by a third party due to your negligent business activities
- The legal and defence costs associated with a covered claim
- Compensation for damage of third-party goods not owned by you which are in your care, custody or control
What is typically not covered?*
- Injuries to your employees
- Damage to your own property
- Costs of rectifying faulty workmanship or product recall
- Professional negligence
- Contractual liability
- Events occurring before or after the policy period
- Aircraft products
- Liquidated damages
- Gradual pollution
- Punitive damages- where the insured acted so badly that extra damages were awarded
- Liabilities assumed under contract which the insured would not be liable for at common law
Get the right cover
Your Cover Options
With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.
Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.
When deciding on how much cover you should have a think about factors like:
- Do any of your contracts require a minimum level of public liability cover?
- Has your industry body set a minimum level of public liability cover for membership?
- Does your business or trade licence require a minimum amount of public liability cover?
- What kind of accidents could occur due to your business operations and what could be the potential cost of a claim?
Why choose BizCover for your Public Liability insurance?
Built for small business
We know insurance and what makes small businesses tick
Clear and competitive pricing
You can compare and choose from a range of highly competitive prices right there on your screen. Seriously.
Cover to match your needs
You can tailor policies from selected Australian insurers to suit the needs of your business, and we are there to help!
Real people adding real value
Our friendly service team is on hand and on a mission to make you smile!
Frequently Asked Questions on Public Liability Insurance
Small business owners on average in the 2018/19 Financial Year paid around $63.53 per month^ for Public Liability insurance through BizCover. Public Liability Insurance is one of the most common types of insurance for businesses.
When it comes to the pricing of Public Liability insurance, there isn’t a one price fits all. There are a variety of industries and occupations, each with different risk factors that can impact the pricing greatly. Some of these key factors include:
- The type and nature of your business
- Your business turnover and size
- The amount of insurance cover your business needs
Additional factors that determine the cost of your Public Liability insurance policy include:
- The location of your business
- What is included and excluded in your policy
- The insurance provider you choose
The most accurate way to find out the cost for your business is to simply get an instant online quote.
|*We know, sometimes you just want a quick idea of how much your insurance is actually going to cost. However, it’s important to note that the data included within this article was sourced from BizCover’s Australia wide customer data for all “pay by the month” public liability policies purchased through BizCover during 2018/19 Financial Year and is intended as a guide only. It may not reflect pricing for your particular business as individual underwriting criteria will apply. Get a hassle-free quote for your business here.|
Public Liability insurance is designed to provide protection* for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.
While it is not a legal requirement in Australia for most businesses, there are some situations where it may be mandatory for you to have you an active Public Liability policy before you can operate. For example, it may be a contractual requirement to have before you are allowed “on site”.
No matter how much care you may take, if your business interacts with clients, suppliers or members of the public, there is always the potential for a claim to occur.
You may need to consider Public Liability cover if any of the following apply to your business:
- You have customers, suppliers or members of the public who visit your business premises, e.g. diners who visit your cafe, or clients who visit your office, whether in a commercial building or home-based office
- You manufacture and/or sell any kind of products, e.g. food, beauty products, furniture, clothing or household items
- Working at your client’s site, e.g. a tradesperson carrying out repairs or work in other people’s homes
- If your business hosts or participates in public events, like a stand at a tradeshow attended by members of the general public
One of the first things to consider when calculating which level of Public Liability insurance your business may need is to think about the risks your business faces and any industry or contractual requirements involved.
While it would be nice to be told the exact amount of cover you should have, the decision is ultimately up to you.
If you work with contracts, these commonly stipulate the minimum amount of Public Liability cover your business must hold to comply with the contract. Professional bodies and industry associations may also require members to maintain a minimum amount of Public Liability insurance to become a member or to meet licensing requirements.
Take the time to consider the amount of work that you perform and the appropriate amount of financial protection you would need in the event a Public Liability claim is made against you.
With BizCover there are three levels of cover (limits of liability) available to select: $5 million, $10 million or $20 million.
The appeal of having the freedom to be your own boss is why so many Australians operate as a sole trader, but it is not one that comes without its own risks. Unlike working for a company, the reality is when things go wrong and a claim is made, you could be held responsible and it’s your back pocket that could be left financially destroyed.
An unplanned event could not only put your personal finances in havoc, but you could end up shutting up shop for good. Fortunately, with the right insurance in place, not only will you have a solid financial safeguard in place, but protection for your hard-earned reputation too.
Public Liability insurance is a popular type of insurance amongst sole traders. As a small business owner you have a legal responsibility to take the right steps to create a safe environment for third-parties when they interact with your business.
Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public become injured or sustain property damage as a result of your negligent business activities.
The short answer? No. Each type of insurance provides specific cover for very different kinds of business risks.
Business insurance* is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances. It also offers the option of selecting public liability cover but that is not automatically included.
Public Liability* insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business .
If your business manufacturers or sells products you may also need to consider Product Liability insurance. Product Liability insurance* protects your businesses against claims by third parties relating to property damage or personal injury caused by your products. It typically forms part of a Public Liability policy.
Public Liability insurance can be purchased as a stand alone product or as part of a Business insurance package.
One of the first steps you need to take in lodging a claim (or to report a circumstance which may lead to a claim) is to complete a claim form – please click here to download.
To assist with the processing of your claim and to avoid delays, please attach all the supporting documents you have, which may include original invoices, receipts, manuals, pictures, reports and replacement quotes.
Once you have completed the form, email it to: email@example.com and we’ll manage the process directly with the insurer.
Public Liability and Professional Indemnity insurance both offer different types of cover, for different kinds of risks your business may be exposed to.
Public Liability insurance is designed to provide coverage for legal fees and compensation costs if a customer, member of the public, or a supplier claims against you for injury or damage to their property as a result of your alleged negligent business activity*.
This differs from the type of coverage Professional Indemnity insurance* provides. Professional Indemnity insurance focuses on protecting you against losses claimed by a third party due to alleged or actual negligence or errors in your professional services or advice. Professional Indemnity insurance will meet the associated compensation payable to a third party together with your defence costs (which can include legal costs, investigator costs and expert fees).
If your business requires having clients visit your premises, or you going to visit them, providing your advice and services, then Public Liability and Professional Indemnity insurance may be two important forms of coverage your business needs to consider.