What is Public Liability Insurance?

... customers or the public ^Examples of business source from Know Risk article  Public liability insurance for small business Could this happen to your business? Accidents can happen ...

read more

Public Liability Insurance in Brisbane

... activities. It's clear that the legal costs of a public liability claim could pose a financial burden to a small business. Public liability Insurance gives you peace of mind by picking up the reasonable legal and ...

read more

Public Liability Insurance in Adelaide

... activities. It's clear that the legal costs of a public liability claim could pose a financial burden to a small business. Public liability Insurance gives you peace of mind by picking up the reasonable legal and ...

read more

Public Liability Insurance in Perth

... period How much does Public Liability insurance cost for Perth businesses? On average, small businesses in Perth pay $33.80 **per month for a Public Liability insurance policy. Public Liability insurance is one of ...

read more

Public Liability Insurance in Rockhampton

... activities. It's clear that the legal costs of a public liability claim could pose a financial burden to a small business. Public liability Insurance gives you peace of mind by picking up the reasonable legal and ...

read more

Public Liability Insurance in Mandurah

... P ublic L iability insurance cost for Mandurah businesses? On average, small businesses in Mandurah pay $28 **per month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

Public Liability Insurance in Hobart

... activities. It's clear that the legal costs of a public liability claim could pose a financial burden to a small business. Public liability Insurance gives you peace of mind by picking up the reasonable legal and ...

read more

Public Liability Insurance in Darwin

... activities. It's clear that the legal costs of a public liability claim could pose a financial burden to a small business. Public liability Insurance gives you peace of mind by picking up the reasonable legal and ...

read more

Public Liability Insurance in Port Macquarie

... activities. It's clear that the legal costs of a public liability claim could pose a financial burden to a small business. Public liability Insurance gives you peace of mind by picking up the reasonable legal and ...

read more

What does Public Liability insurance cover?

... , suppliers or members of the public. As a small business owner, we understand that you ... . Bear in mind that Public Liability insurance is designed for all types of businesses, not just those who ...

read more

Public Liability

What’s included & what’s not? Get the right cover Public Liability Insurance cost Here's the lowdown on Public Liability insurance* As a small business owner you already have lots to worry about. From paying ...

read more

What is Product Liability Insurance?

... Liability insurance * protects your businesses against claims by third parties relating to property damage or personal injury caused by your products. Product Liability insurance usually forms part of a Public ...

read more

Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... against accidents is a relatively simple process. Purchasing public liability insurance online, where quotes are instant and transparent, is a prudent choice for small business and one that can provide instant peace-of ...

read more

Public Liability NSW

What’s included & what’s not? Get the right cover Public Liability Insurance cost Here's the lowdown on NSW public liability insurance* As a small business owner in New South Wales you already have a lot to ...

read more

7 Types of Insurance Your Small Business Should Consider

If you own a small business, there's no denying one ... your assets is Small Business Insurance. But what kind of insurance do you actually . ... ), and could be enough to put a small business out of business! Public Liability Insurance explained. Professional Indemnity Insurance If your business or profession involves providing a service or advice ...

read more

Help Protect your small business' reputation

... it comes to running a small business, your brand and its reputation ... take just one small mistake to destroy your business in minutes. As ... , and it can take just one small mistake to destroy your business in minutes. As Warren Buffet famously said ... Liability insurance can also offer a Public Relations component which will assist with protecting your business' ...

read more

Cyber Liability Insurance: the safety net small businesses need

... to hit, but the wider public is now starting to realise ... and especially to small businesses. The reality is, no small business is immune ... systems are vulnerable to breaches. By implementing a few basic preventative measures and robust Cyber Liability insurance, small business' are ensuring they are able to survive cyber-attacks, now and in the future ...

read more

Triumph after Tragedy for QLD Fitness Trainer Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program'

... Bizcover.com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte ... to Bizcover.com.au's Small Business Buddy program that dream ... way micro, small and medium sized businesses buy Professional Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly online ...

read more

The Art of Being a Creative Small Business

... 're running your own business as a small team or flying solo ... , screenwriters and many more. Any small business owner [] ... business insurance as a creative professional include i f you are an artist out and about, protecting your portable equipment and tools, for others it may be a requirement to hold Public Liability insurance ...

read more

Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... home and contents insurance policy might not cover all the liabilities related to your business. As an example ... lower premium. To put this in perspective, a public liability policy for an SME working from home generally ...

read more

Common Small Business Insurance Claims and How to Prevent them.

If you are a small business owner you know that things ... your business and your bottom line. Whilst you've got the insurance ... ... Business Insurance customer claims, and tips on how to prevent them. Theft Theft is unfortunately common for small businesses ... investing in a backup generator. Liability Claims Another common claim seen all ...

read more

Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases! Despite a ... latest Quarterly BizCover Small Business Insurance Price Index has shown Small Business Insurance Price Index has shown insurance rates dropping back ... non professional sector, primarily around Public Liability and Business Packs (predominately covering perils and ...

read more

Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase ... Small Business Insurance Index has shown that Australian SME's may have enjoyed the end of declining insurance ... in the non professional sector with Public Liability and Business Packs (predominately covering perils and ...

read more

Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses or damage ... result of your business' activities. Failure in obtaining public liability ... public liability insurance. Legal Requirement for Public Liability Insurance Although public liability insurance is not a statutory requirement, most small to medium sized businesses do take out this insurance ...

read more

5 Things to Consider When Buying Public Liability Insurance

Public Liability insurance. It's one of those ... appropriate cover for your business? Not all Public Liability policies are the same ... ... renting their business premises, your landlord may require you have a Public Liability insurance policy in ... At BizCover we've been helping small businesses with their insurances for over a decade. Whether it ...

read more

Public Liability Insurance for Cabinet Makers

... up your tools. Protecting your business against unplanned challenges, like an ... with the right kind of business insurances in place. Regardless ... not be responsible for. Your Public Liability insurance covers your reasonable legal costs, even if you are not found negligent. At BizCover we care about helping Australia's small businesses get protection. We deliver ...

read more

Do I need Public Liability insurance?

... can legally operate, Even though it's not required by law for most businesses, all small businesses should r hold Public Liability insurance to protect them against personal injury caused to a third-party or damage to ...

read more

5 Tips for getting the best Public Liability insurance for your business

... 're a sole trader or small business owner, there's no doubt ... of protecting your business and your customers with Public Liability insurance ... If you're a sole trader or small business owner, there's no doubt you're aware of the importance of protecting your business and your customers with Public Liability insurance . It offers protection should a customer ...

read more

5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... up a new business or have been in business for a while ... and looking to buy insurance ... condition of your lease. Below is a summary of the key areas of cover available to businesses. Public Liability insurance covers against the legal costs for claims of injury or property damage to 3 rd parties ...

read more

Public Liability QLD

... ’s included & what’s not? Get the right cover Public Liability Insurance cost Here's the lowdown on QLD public liability insurance* As a small business owner in Queensland you already have a lot to worry about ...

read more

Public Liability WA

... ’s included & what’s not? Get the right cover Public Liability Insurance cost Here's the lowdown on WA public liability insurance As a small business owner in Western Australia you already have a lot on your ...

read more

Small Business Insurance Index

... strong price increases in the business insurance market, SMEs are continuing to ... in the cost of business insurance, the BizCover SME Insurance ... business insurance , the BizCover SME Insurance Price Index shows that overall pricing for SME insurance ... Public Liability insurance. SME Professionals have been seeing increases in their Public Liability insurance ...

read more

Insurance for Plasterers

... in the policy wording. Insurance for plasterers Public Liability Insurance* Protecting your business with Public Liability insurance is a concrete decision. Public Liability insurance is designed to provide ...

read more

Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... and those with capital chasing returns in insurance.” The Professional Indemnity rates reduced the ... than the base value only 3 years ago. Public Liability /Business Packs have not enjoyed as much of a drop ...

read more

The Risks of Growing Your Small Business

The only strategy that is guaranteed to fail is not taking risks. Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps ... audit, and decide what other special insurances your business needs. The little things might be able to take care of themselves, but the primary insurances - public liability and professional indemnity - are crucial ...

read more

Cyber Liability Insurance

... is Cyber Liability Insurance Hackers. These are not just dodgy movie characters but real life people, doing real damage to businesses across the globe, including Australia. If you're thinking your small business down ...

read more

BizCover SME Insurance Price Index Q1 FY20

... material price reductions on their Public Liability insurance, while prices have remained steady ... ... did not affect the cost of insurance for small businesses on the BizCover platform as prices ... decrease (Professionals) in the price of their Public Liability insurance for the most recent quarter. This contradicts the ...

read more

Minding Your Own Business: A Guide to Mindfulness for Small Business Owners

... secret that running your own business involves hard work, determination, long ... plans, often involving holidays, increased business and better ... buzzword, the practice of mindfulness has maximum benefits with minimal effort required , making it perfect for small business owners on the go. In a nutshell, it's all about taking time out of your everyday ...

read more

A $2,000 Wish for Your Small Business

... any small business owner about the most difficult aspect of running a business ... venturing down the path of business ownership is trying ... unexpected expense! Starting off as a small business themselves back in 2008, BizCover, an online insurance service for small businesses, knows all too well the lengths that a small business needs to go to in order to ...

read more

Lifestyle Tradie Group trades up; next Small Business Buddy Winner

... the latest $2000 Small Business Buddy Wish from BizCover Insurance. Mona Vale, May ... latest winners of BizCover's Small Business Buddy Wishes ... wish granted! Our productivity will improve overnight”. The Small Business Buddy Wishes grant is an initiative of BizCover, an online Business Insurance service that has partnered with Australia's leading insurers to ...

read more

Childers Local wins the latest Small Business Buddy Grant

... of the Bizcover $60,000 Small Business Buddy Program Grant Queensland,February ... animal grooming and pet care business Hannah's Hand Pet Care ... services over more traditional methods of buying insurance. Having someone literally change their business capacity overnight with a $2000 grant is precisely what the Small Business Buddy Program is about,” said Michael ...

read more

The State of Small Business

It's that time of the year again, when we dust off the blue and maroon jerseys and battle it out on the footy field for the prestigious title of State of Origin champions ... to go off the field and take a look at some of the issues our New South Wales and Queenslander small business es are currently fac ing . F ind out who's kicking goals when it comes to levels of ...

read more

Small Business Champions

... Champions Awards. We are passionate about small business and our mission is to drive down the cost of business insurance for all Australian small businesses. BizCover's Small Business Buddy program is available to all ...

read more

5 Legal Essentials for your Small Business

... growing small businesses. You may be just starting out as a small business owner ... ... community and growing small businesses. You may be just starting out as a small business owner , or ... Dispute resolution procedures; and Limitations of liability and disclaimers. If you provide services ...

read more

Latest Small Business Buddy Winner: Evermore Memories

... Winner of Bizcover.com.au 'Small Business Buddy Program' Evermore Memories, a ... new unique business based in Geelong Victoria, is ... latest winner ... the attention of BizCover when the entry came in for the Small Business Buddy grant program for a camera. BizCover, Australia's leading online business insurance service, started the $2000 monthly grant as a way to ...

read more

Small Business Movies to Inspire When in Self-isolation

... relief, these movies about fictional small businesses are sure to keep you ... 've got all kinds of small businesses covers, so hang up the ... ... , and Joe (Tom Hanks) wealthy owner of rival chain store Fox Books. Take-aways from the tale? Running a small business can be tough, and it's important to be able to adapt and have a plan B when things don't ...

read more

10 small businesses share what they love about their small business

... they love most about their small business. From the challenges to the ... Encore Admin Consulting (virtual assistant business) For Korryn, it is ... Contact us at marketing@bizcover.com.au with what you love about your small business, and if you're looking to fall in love with a business insurance provider that will return your calls, check out the latest quotes at ...

read more

Life after lockdown - How to re-open your small business

... are beginning to ease and businesses are slowly starting to head ... the right direction for Aussie small businesses and the economy. If you ... ... and over $700 , 000 in losses since the outbreak of the virus. Small businesses are not immune from cyber-crime and Cyber Liability insurance ca n be a wise choice when it comes to protecting your ...

read more

The Other Virus - Making Your Small Business Cybersafe When Working From Home

... another virus plaguing small business owners working remotely cyber-crime. Small business owners and ... risks that can damage their business ... with all details regularly checked and verified. How Cyber Liability insurance * can protect your small business Cyber Liability insurance* is designed to help protect you from claims and ...

read more

Pure Flowers is Pure Class Online Thanks to BizCover Small Business Grant

... , was already a highly successful Small Business at the end of 2015 ... were awarded the BizCover $2000 Small Business Grant BizGiver, having won ... 10% off your online order. (See below for Terms & Conditions) Want your chance to win your Small Business wish? Simple head on over to our Facebook Page (or our entry page here for those without ...

read more

10 Tools Every Small Business Should Gift Themselves This Christmas

When you are running a small business you have to be many ... can help you manage your business more effectively. Here are our ... ... them again? HelloSign is an eSignature software for Small Businesses. The best part about HelloSign is that you ... BizCover is Australia's No. 1 online business insurance, where you can compare multiple quotes from ...

read more

5 Money Saving tips for Small Business

Most small business owners are conscious of their ... out or have been in business a while, you'll want ... make the most of your business funds ... 5. Shop Around for your Financial Services As a small business, you need to ensure that your finances are in ... a new loan, credit card, bank account or insurance for their business. It may be that the provider of your ...

read more

Is your Small Business Summer Proof?

... to enjoy, including plenty of public holidays, long days and great ... of challenges and risks every small business should be aware of. Complete ... public holidays, long days and great weather. But along with these great perks, summer comes with its own unique set of challenges and risks every small business ... a fire. Not all insurance policies will cover a bushfire ...

read more

5 Ways Digital Marketing Can Help Your Small Business During COVID

... there is one thing that small business owners have learnt during 2020 ... digital marketing can help your business stay in the game. We ... digital ... If you need more assistance with digital marketing strategies and growing your business online, contact Australian Small Business Advisory Services (ASBAS) . The ASBAS Digital Solutions team can provide help ...

read more

Small Business Continues to Win on Insurance Prices!

... pressure, prices remain flat for small business. Recent financial results from the ... price increase; however the BizCover Small Business Insurance ... insurers all indicate that the industry is long overdue for a price increase; however the BizCover Small Business Insurance Price Index for the first quarter of the financial year indicates that insurers have not been ...

read more

Preparing your small business for a Tax Audit

... audits of 100's of small businesses. Even if your books are ... that any audit of your business is as painless as possible ... ... substantiate everything that you have put in your returns. Small businesses are required to keep all their records for a ... a tax audit cover either as part of your business insurance or as a standalone policy. Whilst it won ...

read more

Small Business Resolutions for 2017

... both your personal life and business life and set some goals ... long way to focusing your business in the right direction. And ... ... set your goals for 2017 it's not too late. If you are looking for a bit of inspiration, we recently asked a number of Small Business owners about their 2017 resolutions. Most of the responses, focussed on building the ...

read more

The Business of Love: Small Business Couples Tell All - Part 2

... beans of what running a small business together is really like. From ... on what jumping into the business bed together is like. Mums ... ... couples who spill the beans of what running a small business together is really like . From learning to give ... starting a business together? At BizCover we provide a range of different business insurance policies ...

read more

Cyber Security For Small Business

... ? What to do in the event of a cyber attack or data breach What is Cyber Liability Insurance and why do small businesses need it? Download the White Paper Now Did you Know? The average cost of a ...

read more

What SMEs Need to Know About Business Contracts

... is a regular pitfall for small business operators. Contracts are often confusing ... the dotted line. SME Contracts Small business contracts are ... courts to be unfair and release the SME of liability. The law will apply to small business to business contracts if: At least one of the parties is a 'small business' (i.e. employs less than 20 people, including ...

read more

Be Like Water: Dragon Tao Kung Fu Takes Out the Competition

... defer their insurance payments, keep their livelihoods and their small businesses protected during ... also continued our long-running small business ... open and did what we could to help defer their insurance payments , keep their livelihood s and their small business es protected during the pandemic. W e are also continue ...

read more

BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... insurance model that connects independent professionals and small businesses to critical Professional Liability ... (E&O) insurance ... to a new way of thinking, a new way of underwriting, and a new way of pricing professional liability insurance for independent professionals and small businesses. Our online model (made mainstream by the personal auto ...

read more

Pooch Pampering Practice gets a new luxurious dog hydraulic bath.

... $2000 BizGiver Grant. As most small businesses can attest, it can be ... ... , “but with our growing clientele, it is now not efficient and is constantly breaking down.” It's a story that small business insurance provider BizCover sees all too often, and is at the core of why the BizGiver ...

read more

How to Kickstart Your Best Year in Business

... great time to get your business ready for a successful year ... ... away. They can help put you on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big impact. It's all about working smarter, not harder, so go on ...

read more

Scams & Cybercrime at Tax Time

... just a busy time for small businesses, but it is the prime ... ... a busy time for small businesses, but it is the ... Liability insurance can be a valuable tool in protecting your business. What is Cyber Liability insurance cover? Cyber Liability is designed to cover your business ...

read more

5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically worry about covering ... things such as their legal liabilities and ... Business Insurance , most small business owners typically worry about covering the major things such as their legal liabilities ... you have your Public Liability cover in case a customer or member of the public is hurt or ...

read more

Comparethemarket.com.au and BizCover Announce White Label Partnership

... have joined forces, offering small business customers an opportunity to compare ... of small business insurance, having helped over 90,000 Australian ... . BizCover is the leading online provider of small business insurance, having helped over 90,000 Australian small businesses compare and buy their insurance online. Their White Label solution enables organisations ...

read more

Creative Agency, Hustle Workshop is the latest BizGiver Winner

... bizcover.com.au $2,000 small business grant has been announced. Hustle ... to win the $2000 BizGiver Small Business Grant, receiving a new top . ... a record number of votes, and become the winner of the coveted BizGiver Small Business Grant . BizCover , Australia's leading online business insurance service, started the $2000 monthly grant as a way to give back ...

read more

Cyber Insurance: Is it worth it?

Many businesses think their business is too small to attract cyber criminals. Yet, ... are on the lookout for businesses of any size with ... interested in small business? To start small business websites are ... business has customer or vendor relationships and processes customer-sensitive (non public) information, you need it. Isn't my other insurance ...

read more

The Risky Business of Insurance

... Real Costs to Australian Small Business? Small business owners tend to be ... and future planning. Managing business risk and ensuring that ... a ... a small business owner make savvy insurance decisions? Define “must haves” It's important to distinguish between 'must have' and 'nice to have' insurance. Examples of “must have” insurance: Public Liability ...

read more

Business Insurance in Parramatta

... ). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover is available for public liability, tax ...

read more

Business Insurance in Toowoomba

... ). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover is available for public liability, tax ...

read more

Business Insurance on the Gold Coast

... ). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover is available for public liability, tax ...

read more

Business Insurance in Bunbury

... specified circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks. Business Insurance is an insurance package designed to provide cover for your ...

read more

Business Insurance in Newcastle

... ). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover is available for public liability, tax ...

read more

The Winner of the 41st BizGiver Grant is Baldyhall Rural Engineering

... Pty Ltd is a small family owned business servicing the rural sector ... will help him grow his business. What is your [] ... ... spell of dry conditions has meant limited spending from farmers, a key customer segment of our business. Running a business in a small community has challenges of its own. The award will help by ensuring we can keep ...

read more

A Guide to Helping Your Business Make a Stress-Free Claim

Lodging an insurance claim is never a fun ... something that mattered to your business due to a disastrous event ... claim you just want your small ... help when making a claim. Understand the details As a small business owner, you r time is precious and sitting down to read your insurance policy's 'Policy Wording' or 'Product Disclosure Statement ...

read more

8 Lessons for Small Businesses from your Footy Finals Teams

It's that time of the year when cobwebs are brushed off jersey's, cars are adorned with streamers and there's an air of excitement and anticipation as to just who is ... field, last to leave – You know only too well the amount of time and effort that goes into keeping your small business running. And it's not just those first stages of setting up shop, it is being involved in the game ...

read more

Aussie Entrepreneurs Share the Top 3 Lessons They've Learned

... own to start their own business and carve out their own ... ... small business insurance platform. Despite it’s growth, Michael still views BizCover as a small and nimble business ... edge in your industry. Trish Springsteen, Public Speaking Coach, Mentor and Author Trish ...

read more

A roadmap to staying in business for the long haul: Part 2

... journey to becoming a successful small business owner is one of twists ... to help you stay in business for the long run. Strap ... ... groups and online forums to join within the small business realm, it's a lso a great way ... business insurance can help keep your business alive: Public Liability is an essential cover for any business ...

read more

A roadmap to staying in business for the long haul: Part 1

... , that developed into printing some business cards and before you knew ... proud owner of your own small business. By no means, an easy ... feat ... works for free! Keeping a finger on the pulse and an eye on the books is vital to being a good small business owner. If you're not financially savvy fear not and hire help in the form of a bookkeeper or accountant ...

read more

10 Reasons to celebrate our 10th Birthday!

... are the No.1 online small business insurance platform Sick of the long ... ... market, we were the first online platform for customers to compare, shop and save on for their small business insurance needs. Customers were now able to compare from leading insurers in the click of a button, something ...

read more

Scooter & Jinx wins BizGiver Grant

... AND WINS THE BIZGIVER $2000 SMALL BUSINESS GRANT. Tucked away in Little ... ... & Jinx this meant that not all their checklist items could be completed on opening. “As most new small business owners can attest to, setup costs can and will blow out,” Chris concedes, “Funds available to finish off ...

read more

Prevention & Protection - The Big Burglary Buffers

... despair that follows. Having your business burgled or robbed is a ... ... business insurance and is usually purchased as part of a business 'pack' along with other insurances such as Public Liability ... -UP Owners put too much into their small businesses to leave their stock and contents at the ...

read more

Reviews related to small business public liability insurance

  • product knowledge and advice are excellent

    Frank F
    Other

  • Easy to read understand and follow

    Tui d
    Other

  • Easy As!! Thank you

    Casey W
    Entertainment

  • EASY CONVENIENT!

    HONGWEI Z
    Travel

  • Excellent Customer Service

    Trevor C
    Other

Get instant quotes

Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.