5 Tips for getting the best Public Liability insurance for your business

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Legal Requirement for Public Liability Insurance

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Top 5 Reasons for Having Professional Indemnity and Public Liability Insurance

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What is Public Liability Insurance?

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Public Liability Insurance in Perth

Public Liability Insurance* for Perth businesses Public Liability insurance is designed to provide protection for you and ... a Public Liability insurance policy: Injuries to your employees Damage to your own property Costs ...

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Public Liability Insurance in Rockhampton

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Public Liability Insurance in Mandurah

... helpful and happy.” Mishelle O. Retail What does Public Liability insurance cover? Public Liability insurance covers ... a Public Liability insurance policy: Injuries to your employees Damage to your own property Costs ...

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Public Liability Insurance in Hobart

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Public Liability Insurance in Darwin

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Public Liability Insurance in Brisbane

Public Liability Insurance* for Brisbane businesses Public Liability insurance is designed to provide protection for you and ... a Public Liability insurance policy: Injuries to your employees Damage to your own property ...

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Public Liability Insurance in Adelaide

Public Liability Insurance* for Adelaide businesses Public Liability insurance is designed to provide protection for you and ... a Public Liability insurance policy: Injuries to your employees Damage to your own property ...

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Public Liability Insurance in Port Macquarie

... quick and smooth. ” Mark T., Moulding manufacturer What does Public Liability insurance cover? Public Liability insurance ... a Public Liability insurance policy: Injuries to your employees Damage to your own property ...

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Public Liability

... your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection ... sustain property damage as a result of your negligent business activities. Public Liability Insurance ...

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The Risky Business of Insurance

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Insurance Considerations for Personal Trainers

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Insurance for Furniture Manufacturers

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Do I need insurance for my market stall?

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6 Areas You May Not Have Thought Business Insurance Covers

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Things you didn't know about small business insurance

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Keep calm and stretch on with Yoga Teacher insurance

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5 Questions to ask yourself before buying Insurance for your Small Business

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7 Types of Insurance Your Small Business Should Consider

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Dishing up the facts on food business insurance

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Insurance for architects- the blueprint to success

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The Remaining Risk: What Isn't Covered and Why it Matters

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5 Surprising Things Business Insurance Can Cover

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5 Tips for an Insurance Health Check

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Small Business Insurance: Why you might want to ensure you're covered!

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What is Product Liability Insurance?

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The Risks of Growing Your Small Business

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How to survive the silly season: a guide for small businesses

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Preparing your store for the holiday season ahead

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A roadmap to staying in business for the long haul: Part 2

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5 Ways To Prepare Your Business Premises For The Cooler Seasons

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Managing Risk for Tradesmen

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Public Liability Insurance

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BizCover SME Insurance Price Index Q1 FY20

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How the cost of Professional Indemnity insurance is calculated

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Comparethemarket.com.au and BizCover Announce White Label Partnership

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Common Small Business Insurance Claims and How to Prevent them.

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5 Common Beauty Insurance Claims

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The Easter Bunny's Guide to Business Insurance

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Insurance prices remain steady despite market predictions of higher premiums

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Cyber Liability Insurance: the safety net small businesses need

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Insurance Premiums for Retailers Continue to Climb

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Small Business Insurance Index

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Small Business Insurance Price Index Q3

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Personal Accident and Illness Insurance for Tradies

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Small Business Continues to Win on Insurance Prices!

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Getting the Best Value on Your Business Insurance

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7 Steps for Your Business to Survive and Thrive

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When it Rains it Pours: Understanding Flood Cover.

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Don't be a pork chop - insure your butcher shop

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Comparing Portable Equipment & Electronic Equipment Cover

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Sto Lat Restaurant & Café wins the BizGiver grant

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Who is Covered Under an IT Liability Policy?

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Small Business Index July 2015

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SMEs continue to benefit from low premiums; despite talk of price rises.

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The Art of Being a Creative Small Business

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Is your Small Business Summer Proof?

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Toolbox of Tips for Tradies National Health Month

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Why having an office inventory list is essential.

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Digital Marketing Tips for Cabinet Makers

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Professional Indemnity Claims: when should I notify my insurer?

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BizCover wins dual accolades over two big nights

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What is a Cabinet Maker?

... woodworkers that specialize in designing and making built-in or customized cabinets. ... They also design and manufacture fine wood furniture that ... Install finished cabinets and other woodworking projects Repairing damaged cabinets and custom wood ... well lit, and ventilated for health and safety concerns. Insurance for cabinet makers ...

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How to Kickstart Your Best Year in Business

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Customer Spotlight: Being Brands

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A $2,000 Wish for Your Small Business

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Marketing Basics for Cabinet Manufacturers

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Aussie Entrepreneurs Share the Top 3 Lessons They've Learned

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10 small businesses share what they love about their small business

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Small Business Resolutions for 2017

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An effortless guide to becoming a paperless business

... business to take the plunge and go paperless. From clouds to ... handpicked selection of easy tips and action items […] ... to suit your business and its needs, and no we're not talking ... programs created for storing and accessing data and programs over the internet ...

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The State of Small Business

... dust off the blue and maroon jerseys and battle it out on ... Origin champions. While the banter and battle may be playing out ... to go ... dust off the blue and maroon jerseys and battle it out on ... small businesses operating within NSW and QLD and the results are staggering. ...

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BizCover Customers' Top Tips To Grow A Business

... take the plunge and start a business? Also, and perhaps most importantly ... secret to sustaining that motivation and passion in order to ... take the plunge and start a business? Also, and perhaps most importantly ... business's continued success in 2019 and says their confidence is bolstered ...

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Tips for making a Stress-Free Claim

Making an insurance claim can be stressful - but ... get your business back up and running as quickly as possible. ... make potential claims a stress ... a claim, particularly on physical property such as stock, machinery or ... out more about Business Interruption insurance here. When Disaster Strikes Call ...

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Professional Indemnity for Real Estate Agents

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like: