Public Liability Insurance in Perth

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Public Liability Insurance in Rockhampton

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Public Liability Insurance in Mandurah

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Public Liability Insurance in Hobart

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Public Liability Insurance in Darwin

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Public Liability Insurance in Brisbane

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Public Liability Insurance in Adelaide

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Public Liability Insurance in Port Macquarie

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What is Public Liability Insurance?

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Public Liability

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What is Product Liability Insurance?

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Public Liability Insurance

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Legal Requirement for Public Liability Insurance

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Public Liability WA

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Public Liability NSW

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Public Liability QLD

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Public Liability Insurance for Cabinet Makers

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Insurance for Disability Workers

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Insurance for Architects

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The Risky Business of Insurance

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Do I need insurance for my market stall?

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Insurance for pharmacy and pharmacists

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Business Insurance

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Insurance for Handymen

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Insurance for Electricians

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Insurance for Tradesmen

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Insurance for Retailers

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Insurance for Carpenters

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Insurance for Personal Trainers

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Insurance for Cleaners

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Insurance for Lawn Mowing Services

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Insurance for Yoga Teachers

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Insurance for Consultants

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Insurance for Recruitment Consultants

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Insurance for Plumber

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Insurance for Convenience Stores

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Insurance for Professionals

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Insurance for Painters

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Insurance for Sole Traders and Self Emplyed

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Insurance for Furniture Manufacturers

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Insurance for Hair & Beauty Services

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Insurance for martial art teachers

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Insurance for Cafes

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Insurance for architects- the blueprint to success

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Insurance for Gift Shops

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Insurance for Nurses

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Insurance for Restaurants

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Insurance for Finance & Mortgage Brokers

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Insurance for Cabinet Makers- What You Need to Know

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5 Tips for an Insurance Health Check

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Insurance for Social Workers

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Small Business Insurance: Why you might want to ensure you're covered!

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Insurance Premiums for Retailers Continue to Climb

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Who is Covered Under an IT Liability Policy?

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Small Business Insurance Price Index Q3

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STABLE INSURANCE RATES A REASSURANCE FOR SMEs

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BizCover SME Insurance Price Index Q1 FY20

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Comparethemarket.com.au and BizCover Announce White Label Partnership

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Insurance for Restaurants & Cafes

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Professional Indemnity Insurance for Civil Engineers

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Reviews related to public liability and property damage insurance

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like: