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Public Liability Insurance

... ? Compensation for personal injury and/or property damage to a customer or member ... the public Legal and defence costs Public Liability Insurance protects you and your business against ...

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Product Liability Insurance

... Product Liability Insurance? Product Liability insurance usually forms part of a Public Liability policy. ... do cause injury or property damage, Product Liability insurance will help to cover ...

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Top 5 Reasons for Having Professional Indemnity and Public Liability Insurance

... members should hold and maintain Professional Indemnity and Public Liability insurance. #1 Protection against ... claims of negligence, malpractice ... NHAA members should hold and maintain Professional Indemnity and Public Liability insurance. #1 Protection against ... or cause property damage, you face the risk of legal action. Public Liability insurance protects ...

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Public Liability Insurance NSW

... unwanted accident happen. And they do. Public Liability Insurance protects you and your business against ... ? Compensation for personal injury and/or property damage to a customer or member ...

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Public Liability Insurance QLD

... unwanted accident happen. And they do. Public Liability Insurance protects you and your business against ... ? Compensation for personal injury and/or property damage to a customer or member ...

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Public Liability Insurance WA

... ? Compensation for personal injury and/or property damage to a customer or member ... own property How much do Trades & Service pay for Public Liability Insurance in ...

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The Risky Business of Insurance

... clients, cash flow, staff, stock and future planning. Managing business risk ... and ensuring that a business can ... businesses are uninsured ... and 'nice to have' insurance. Examples of “must have” insurance: Public Liability– protects against legal and ... is injured, or has their property damaged while you are providing a ...

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Business Insurance

... that suit you best. And you can include Public Liability Insurance to ensure you ... party get injured or suffer property damage whilst you are doing business. ...

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Insurance Considerations for Personal Trainers

... your clients achieve their goals and transform their lifestyles, but it's ... consider how to protect yourself and your business from the [… ... these types of risk consider public liability insurance which will provide financial protection ... suffers an injury (or even damages property) as a result of you ...

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Insurance for Dog Walking

... park. Insurance for Dog Walkers Public Liability Insurance Public Liability insurance is essential for dog walkers and provides ... somebody or damage to third-party property, providing cover for legal and defence ...

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Do I need insurance for my market stall?

... treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled ... when it comes to markets. And with the festive season fast . ... types of cover - Public Liability and Product Liability. Public Liability Public Liability covers you for the ... is injured or suffers damage to their property as a result of ...

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6 Areas You May Not Have Thought Business Insurance Covers

... to protect your business assets and revenue against potential risks that ... as fire, storms, theft and accidental damage. When insuring your ... essential covers such as Public Liability and Professional Indemnity insurance to ensure you are ... party get injured or suffer property damage, or incur a loss due ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , jump online, compare quotes and buy the insurance that suits your business. ... not ... or property. If you work from home, your home and contents insurance policy ... put this in perspective, a public liability policy for an SME working ...

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Keep calm and stretch on with Yoga Teacher insurance

Breathe in, breathe out, and let a wave of calm ... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance ... cover: Intentional damage Fraud and dishonesty Known claims and circumstances Property damage Public Liability insurance When you work ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how to ... business for a while and looking to buy insurance for the first ... ... Public Liability insurance covers against the legal costs for claims of injury or property damage ... client information Management Liability insurance covers businesses and their directors personal assets ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... , your revenue, and your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even ... services cause bodily injury or property damage. For example it can provide ...

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Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... an overwhelming choice of policies and policy options […] ... food businesses consider? Public Liability Insurance Dishing up food and beverages to the public ... of third-party accidental injury or property damage because of your business activities. ...

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Insurance for architects- the blueprint to success

... the challenge of crafting plans and working on demanding projects where ... ... go awry and the chance of a claim occurring. Public Liability insurance is an ... of third-party accidental injury or property damage as a result of your ...

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The Remaining Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... it does protect you against, and the risks that still remain. ... ... type of your insurance. Read the below carefully: Public Liability – This protects against ... not covered for intentional damage, fraud and dishonesty or property damage. You should also ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... such as their legal liabilities and top of mind assets such ... as their ... signs and replacement of damaged property. Don't forget to ensure you have your Public Liability ... an unforseen event. Business Interruption insurance is designed to compensate you ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... of your insurance to ensure that if the unthinkable happens and your ... ... Public Liability Protection against the damages from a claim for personal injury or property damage ... legislative breaches. Cyber Insurance Protection against the expenses and legal costs associated ...

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Small Business Insurance: Why you might want to ensure you're covered!

... control of your earning potential and the upside can be great ... of outlays to make initially and deciding what you spend your ... limited resources ... have at least $5 million public liability cover to secure work with ... property and bank account information. The following example show why cyber insurance is ...

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Common Small Business Insurance Claims and How to Prevent them.

... are out of your control and have a big impact on ... your business and your bottom line. Whilst you've got the insurance to ... ... most common BizCover Business Insurance customer claims, and tips on how to ... footpath and burst a water pipe causing water damage to the property as ...

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5 Common Beauty Insurance Claims

... we take to prevent them - and the simplest of setbacks can ... ... damaged the products she had displayed on it. “Thankfully my Business Insurance ... hold a Public Liability policy. I've always enforced strict health and safety procedures ...

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The Easter Bunny's Guide to Business Insurance

... kilograms of chocolate are purchased and consumed around the world. In ... ... , it could also represent a public liability risk, for which the Easter ... Insurance pack the Easter Bunny would have cover for machinery breakdown and ...

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

... your business and effectively 'lock up' operations. Business interruption insurance can provide ... both peace of mind and a much ... ... you purchase the policy. Non-covered damages and voluntary closures - Be aware ... I have Business Interruption insurance? And, are both the property and the cause of ...

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Cyber Liability Insurance: the safety net small businesses need

... doing real damage across the globe, particularly in Australia and especially to ... , no small business is immune and […] ... hijacking are still widely used and becoming increasingly sophisticated. The consequences ... included in Cyber Liability insurance are: · Damage to property · Replacement of equipment · Prior ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... , the pioneer online insurance marketplace in Australia and leading provider of online ... professional indemnity insurance, has announced ... professional indemnity insurance and will soon be expanded to add in Public Liability, Statutory ... Liability, Employers Liability, Employment Dispute Liability and other associated insurance ...

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Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... , and both sectors saw no changes to the cost of their Public Liability insurance. ... SME Professionals have been seeing increases in their Public Liability insurance over ...

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Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to ... Small Business Insurance Price Index has been released (Graph 1), and similar ... an increase ... not universal. Graph 1 – BizCover Insurance Price Index (Financial Year 2017 ... sector, but the index for Public Liability and Business Packs increased 4 points. ...

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Cyber Insurance: Is it worth it?

... customer data they can steal and sell on the black market. ... ... for their customer data, intellectual property and bank account information. Take for ... as credit monitoring services Cyber insurance is available for first-and third-party ...

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Management Liability Insurance

... may include theft of money and property. Statutory Liability - which protects ... right Management Liability Insurance in place? What is included? Damages and claimant costs ...

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Professional Indemnity Insurance

... business. Professional Indemnity Insurance is specifically designed for businesses and individuals who ... defence costs. What is covered? Damages and claimant costs awarded against you ...

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A Guide to PI Insurance

... Professional Indemnity Insurance simple (also known as errors and omissions insurance, PI or ... Professional Indemnity). What is Professional ... Professional Indemnity Insurance simple (also known as errors and omissions insurance, PI or ... compare policies from leading insurance providers (AIG, Dual and Vero) to make ...

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iSelect partners with BizCover to launch business insurance comparison

... expanded their general insurance offering to include business insurance, through a partnership ... BizCover, Australia's leading small business ... expanded their general insurance offering to include business insurance, through a partnership ... SMEs to understand, compare and buy business insurance in minutes.” Gottlieb added ...

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Introducing Government Interruption Insurance

... be tax increases, more red-tape and more regulation making it harder ... and more expensive to do more business? Government Interruption Insurance ... harder and more expensive to do more business? Government Interruption Insurance is ... political activists!” With Government Interruption insurance, $10,000 would be covered ...

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Insurance For allied health professionals

... claims for personal injury or property damage. Public Liability insurance will ensure you're protected from ... fire, storm, theft, vandalism and accidental damage. Business Interruption cover will ensure ...

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Insurance for Massage & Alternative Therapies

... claims for personal injury or property damage. Public Liability insurance will ensure you're protected from ... fire, storm, theft, vandalism and accidental damage. Business Interruption cover will ensure ...

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Insurance For cleaners

... or property damage. You forget to display a 'wet floor' sign and somebody ... list could be endless. Thankfully, Public Liability insurance is there to protect you ...

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Insurance For handyman

... mishaps can go on! Thankfully, Public Liability insurance is there to protect you ... the handyman's Public Liability policy responded and covered the cost of the damage, which ...

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Insurance For electricians

... work, the risk of fire, property damage and personal injury are extremely high ... there. Fortunately, the electrician had Public Liability insurance and was able to make a ...

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Insurance for Makeup Artists

... you. Or you accidentally damage somebody else's property, for example, if you ... , Public Liability insurance could cover the costs to either repair or replace the damaged ...

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Insurance for Yoga Teachers

... $10 million Public Liability insurance and $5 - $10 million Professional Indemnity insurance. Insurance for Yoga ... So, whether you accidentally damage your client's property whilst providing an in-home ...

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Insurance for Butcher shops

... Insurance for Butcher Shops Public Liability Insurance When you're dealing with customers and suppliers daily, Public Liability insurance ... , as well as damage caused to other people's property that is caused ...

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Insurance For retailers

... the tenant to have both Public Liability insurance and Glass insurance before signing a lease. ... for personal injury or property damage, including slips, trips and other mishaps caused ...

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Insurance For personal trainers

... to recover. Public Liability will also protect you against third-party property damage if you ... can still happen. Personal Accident and Illness insurance can help by paying ...

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Insurance For tradesmen

... for injury or damage to other people or their property. Consider the ... to your company's reputation. Public liability insurance will protect you and your business from ...

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Insurance For nurses

... you have with your patients, Public Liability insurance is a no brainer for ... Accidentally causing damage to a patient's property Meets requirements of Nursing and Midwifery ...

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Insurance For gift shops

... in minutes. Did you Know? Public Liability Insurance: The average level of cover ... of you accidentally causing damage to third party property, whether on your ...

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Insurance For real estate agents

... and you also visit their home or a property that they own. Public Liability insurance ... 'costs inclusive' policy, legal costs and damages are insured as one sum ...

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Insurance for Professionals

... to help uphold your reputation. Public Liability Public Liability insurance is notably one of the ... property damage as a result of you going about your business. Business Insurance ...

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Insurance For consultants

... Veterinary Services Statisticians Technical Writer Public Liability Public Liability insurance is a no brainer for ... property damage as a result of you going about your business. Business Insurance ...

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Insurance For it professionals

... time visiting your client's onsite. Public Liability insurance will protect you from financial ... for breach of contract and compensation for damages due to the lost ...

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Insurance For engineers

... with clients, contractors and the general public. Public Liability insurance is an essential form ... property damage as a result of you going about your business. Business Insurance ...

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Insurance for Finance & Mortgage Brokers

... corporate AR's. Public Liability Public Liability insurance is a no brainer for finance and mortgage brokers. ... property damage as a result of you going about your business. Business Insurance ...

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Insurance For architects

... with clients, contractors and the general public. Public Liability insurance is an essential form ... property damage as a result of you going about your business. Business Insurance ...

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Insurance For psychologists

... you have with your clients, Public Liability insurance is a no brainer for ... claim of accidental injury or property damage as a result of you ...

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Insurance For recruitment consultants

... awarded to your client, and PR costs. Public Liability Public Liability insurance is a no brainer ... property damage as a result of you going about your business. Business Insurance ...

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Insurance For marketing consultants

... heading out to meet them, Public Liability insurance will protect you from financial ... property damage as a result of you going about your business. Business Insurance ...

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Insurance for Hair & Beauty Services

... clients, making Public Liability insurance an essential cover for hairdressers and beauty therapists. Slips ... you suffer fire or storm damage. Business Interruption - could your ...

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Insurance For mobile food vans

... is covered. Did you Know? Public Liability Insurance: The average level of cover ... for medical expenses and damages. The coffee van owner's Public Liability policy covered them ...

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Insurance for Martial Art Teachers

... run into thousands of dollars. Public Liability Insurance There's no disputing that you ... , such as fire, storm, accidental damage and other perils. Building: covers the ...

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Insurance for Project Managers

... you, or you're out and about onsite, Public Liability insurance provides protection from financial ... claims for accidental injury or property damage to a third party as ...

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How Much Does Business Insurance Cost

... , is an insurance policy designed to combine protection from property and liability risks ... by food businesses Like retailers, Public Liability insurance is the most popular cover ...

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Insurance For restaurants and cafes

... and cafe business is 10 million dollars. Insurance for Restaurants & Cafes Public Liability ... ,000 for their medical treatment and damages. Power cut palaver A pro-longed ...

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Insurance For accountants

... their home or office, then Public Liability insurance will protect you from financial ... 'costs inclusive' policy, legal costs and damages are insured as one sum ...

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Insurance For manufacturers

... comply with mandatory safety standards. Insurance for Manufacturers Public & Products ... , such as slips and falls; or damage to their personal property. Tip: if ...

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Insurance for Dog Grooming

... free. Did you know? Your Public Liability policy covers you anywhere in ... knowing that your Personal Accident and Illness insurance can help by paying ...

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Cyber Liability Insurance

... sweat. Cyber Liability Insurance can reduce your risks and help you rest ... to repair the website and defence costs. Lost property A sports drug ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... insurance model that connects independent professionals and ... small businesses to critical Professional Liability (E&O) insurance ... solutions ... competitively priced, customized insurance from high-quality (A-rated) insurance companies, and access to a ... offers competitive Professional Liability (E&O) insurance and plans to roll out more ...

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Reviews related to public liability and property damage insurance

  • it was very easy and hope i have done it right and got the right cover

    Belinda P
    Bed And Breakfast Operation

  • I have never purchased public liability insurance so I had no idea about anything. I rang Biz cover and spoke to Patrick who was super helpful and explained everything to me in a simple way that was easy to understand, I believe that I have also received

    Simona F
    Kitchen / Bedroom / Bathroom Furniture Manufacture & Installation

  • Very affordable insurance for public liability. I now use Bizcover for both my fast food business and my contractual training work.

    Katrina S
    Fast Food Retailing

  • very easy to get my public liability insurance done within minutes!! Thanks.

    Troy M
    Landscape Construction

  • Easy very fast and efficient, 1st timer on public liability insurance

    Les K
    Door Or Window Wholesaling

  • seems easy enough to obtain our public liability. Hopefully we are fully covered now.

    Natalie R
    Commercial Cleaning Services

  • This website was easy to use and I was able to select and pay for the insurance I required quickly and conveniently.

    Gerard W
    Education Consultant

  • Very convenient, fast and efficient quote with choices of insurers and policy wording to read. Loved that I could easily update my quote and email it to me. Also, it was a nice surprise to find that my quote that was done more than 3 months ago could stil

    Elena B
    Tax Agent Service

  • Really easy to use and well priced insurance

    Sarah S
    Life Coach

  • So easy to add insurance online!

    Paul R
    Health And Fitness Centre Operation

  • Easy and excellent service

    Abdullah A
    Couriers ' Express Pick up and Delivery Service

  • Easy to Apply and well priced

    Michael H
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • quick simple and saved $$$$$$

    Peter H
    Electrical Garage Doors Repairs And Maintenance

  • Samuel's callback and email direct was a great help! It's nice to be able to speak to an actual Human to add other policy wording in if needed and to verify wording policies etc.

    Tina D
    Art And Craft Retailing

  • Signing up was fast and easy !!

    John D
    Labouring - Contract Painting And Decorating Services

  • Very quick and easy to set up

    Shaun D
    Heavy Machinery And Equipment Repair And Maintenance

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Get the cover that's right for your business

With BizCover you can choose policies from 3 levels of cover, $5 million, $10 million and $20 million.

Policies are usually tailored to individual businesses. Each business will require a different amount of cover and when deciding on how much cover you should have you should think about the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally think about what your level of risk and exposure could be. What kind of accidents could occur and what could be the potential cost of a claim?