As a small business owner, you know all too well that the fate of your business is in your own hands. But did you also know that as a company director or senior manager involved in the management of a company, you also carry specific responsibilities that have the potential to also leave you personally liable if things in your business don’t go as planned.

Do I Need Management Liability Insurance?

Healthcare providers manage sensitive information every day. Patient records, diagnostic details, payment information and clinical notes hold significant value, which makes this sector a frequent target for cyber attacks. According to the Australian Signals Directorate’s latest Annual Cyber Threat Report 2024 to 2025, more than 84,700 cyber crime reports were lodged, equal to one incident every six minutes. Healthcare remains one of the most targeted sectors due to the volume and sensitivity of the information it holds.

Running a small or medium-sized business in Australia comes with exciting opportunities as well as certain risks. From customers slipping on your premises to accidental errors in professional advice, unexpected events can happen at any time.

Commercial insurance helps protect your business from financial loss caused by events such as property damage, legal claims, or business interruption. It helps safeguard your assets, operations, and staff so your business can recover and keep running after a setback.

Stay cyber savvy by understanding the impact cybercrimes have on Australian small businesses and how to help keep your business cyber-safe.

Each year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate each year. There’s no denying that Easter is big business.

If you own a small business, there’s no denying one the most important things you need to protect your assets is Small Business Insurance. But what kind of insurance do you actually need?