... Liability Insurance Everyone loves a surprise, except when you are a company director. ... any claimants. Management Liability Insurance benefits: Private companies Company directors and senior management ...
read more... maintain Professional Indemnity and Public Liability insurance. #1 Protection against claims of ... ... maintain Professional Indemnity and Public Liability insurance. #1 Protection against claims of ... risk of legal action. Public Liability insurance protects you against claims from ...
read moreKnow you need business insurance but aren't sure how to ... while and looking to buy insurance for the first time; there ... ... cover available to businesses. Public Liability insurance covers against the legal costs ... client information Management Liability insurance covers businesses and their directors personal assets against ...
read more... is Small Business Insurance. But what kind of insurance do you actually ... ... , and your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even ... company, such as the Company Director and Senior Managers, against the ...
read moreIf your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... ... (Business Interruption) Management Liability Protects businesses and business directors including their personal ... the level of your Public Liability insurance. Similarly, take into account any ...
read more... are many different types of insurance policies available to small businesses ... are unaware that there is insurance designed to protect against ... , benefits and features of Statutory Liability insurance. Australia and the law There ... of these can find a Director personally liable. (Dual Australia, 2018 ...
read more... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... and circumstances Property damage Public Liability insurance When you work closely with ... happening, and that's why Public Liability insurance is equally important for yoga ...
read more... you have the right business insurance. When it comes to insuring ... ... be compulsory, for example, Public Liability insurance is often required when you ... few boxes of groceries! Public Liability insurance is designed to protect your ...
read more... by not having the right insurance in place? Read on to ... ... Don't be a liability Like most trades, Public Liability insurance is one of ... to have your own Public Liability insurance policy before being able to ...
read more... And you can include Public Liability Insurance to ensure you are not ... Goods in Transit Statutory Liability Compare multiple insurance quotes online Best price ...
read moreWhen looking for Business Insurance, most small business owners typically ... things such as their legal liabilities and top of mind assets ... ... an unforseen event. Business Interruption insurance is designed to compensate you ... an exceptionally prime target. Cyber Liability insurance is a 'must have' policy ...
read more... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... the cost of their Public Liability insurance. SME Professionals have been seeing ... increases in their Public Liability insurance over the last few years ...
read more... clear to see that Public Liability insurance is the most popular taken ... food businesses Like retailers, Public Liability insurance is the most popular cover ...
read moreThe career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... from your previous work. Public Liability Insurance If you're dealing with clients ... become a statistic.[i] Cyber Liability insurance provides essential financial protection if ...
read more... Freelance Editor Fresh Water Biologist Insurance Investigators Marine Biologist Mercantile Agency ... Services Statisticians Technical Writer Public Liability Public Liability insurance is a no brainer ...
read moreWorking as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it's also the ... types of risk consider public liability insurance which will provide financial protection ... Find Out More About Public Liability Insurance As a personal trainer you'll ...
read moreYou're a retail lifesaver, helping customers at all hours with all sorts of essentials, from early morning coffees to midnight snacks. As a convenience store, you've ... , marketing and importantly your Public Liability insurance. It is one of the ... without the right protection. Public Liability insurance can provide you with peace ...
read moreInsurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... not universal. Graph 1 – BizCover Insurance Price Index (Financial Year 2017 ... massive 8 points for Public Liability and Business Packs, most other ...
read moreThe Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of The Quarterly BizCover Small Business Insurance Index has shown that Australian ... non professional sector with Public Liability and Business Packs (predominately covering ...
read moreBuying any insurance, can be a confusing and ... to getting your Professional Indemnity Insurance, it can be even more ... ... information on your professional indemnity insurance. CA ANZ requires that professional ... dishonesty), Public Relations Costs, Statutory Liability (cover for unintentional breaches of ...
read moreThe BizCover Small Business Insurance Price Index is indicating ... market for small business insurance continues to benefit from ... stability in Insurance Price Index. “Insurers have managed ... area,” commented Michael Gottlieb, Managing Director of BizCover. What's around the ...
read moreGetting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... that your personal insurance may not cover your business liabilities or property. ... and contents insurance policy might not cover all the liabilities related to ...
read more... ; however the BizCover Small Business Insurance Price Index for the first ... ... small businesses! Prices across all insurance classes were stable across the ... Australian market. Michael Gottlieb, Managing Director of BizCover commented “Experience in ...
read more... penalties, as well as pollution liability defence costs. What's typically covered ... other revenue or impost Pollution Liability defence costs Things to consider ...
read more... line. Whilst you've got the insurance to help you out, you'd ... ... the most common BizCover Business Insurance customer claims, and tips on ... , investing in a backup generator. Liability Claims Another common claim seen ...
read more... to make Professional Indemnity Insurance simple (also known as ... errors and omissions insurance, PI or Professional Indemnity ... is Professional ... ). What is Professional Indemnity Insurance? Professional Indemnity Insurance is a form of ... Thinking About Professional Indemnity Insurance? Professional Indemnity Insurance forms the largest percentage ...
read more... 'lock up' operations. Business interruption insurance can provide both peace of ... ... to its knees. Business interruption insurance is designed to provide compensation ... an insured event. Business interruption insurance policies are specific, however, and ...
read moreEach year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... would quickly follow. Having Product Liability coverage would assure the Easter ... stop working? Within a Business Insurance pack the Easter Bunny would ...
read moreFrom fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... wide range of potential risks. Insurance for market stall holders is ... cover - Public Liability and Product Liability. Public Liability Public Liability covers you for ...
read moreRunning a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... need for adequate insurance for your business . Is insurance mandatory for your ... you rent your premises, public liability may be a requirement from ...
read moreWhat are the Real Costs to Australian Small Business? Small business owners tend to be juggling many balls - managing clients, cash flow, staff, stock and future planning ... 'nice to have' insurance. Examples of “must have” insurance: Public Liability– protects against ... efficient, transparent and competitive. Online insurance experts BizCover cover over 2 ...
read moreYour business property is like your home away from home and is the place where you work your magic. Whether you're in the business of providing expert advice to clients ... What is Building Cover? Building Insurance provides protection for material damage ... of inoccupancy: Loss, damage or liability during any period in excess ...
read moreYour business is your livelihood. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... BizCover offers a range of insurance solutions to protect your business. ... covers such as Public Liability and Professional Indemnity insurance to ensure you ...
read moreAs much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them - and the simplest of ... on it. “Thankfully my Business Insurance policy included building and contents ... landlord to hold a Public Liability policy. I've always enforced strict ...
read moreChristmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the end ... make sure you have Public Liability, and if you do have ... you're protected within your Business Insurance pack, as with increased trading ...
read moreThe new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... best value on your business insurance. Cover yourself up! Check your ... making a claim having enough insurance could mean the difference between ...
read moreProvides protection from the financial cost of employment related claims made against you by your employees. Did you know? Insurers will generally only cover you for conduct or wrongful acts that were committed whilst ...
read more... most common issues with Business Insurance is that policy owners often ... ... type of your insurance. Read the below carefully: Public Liability – This protects ... you can work again. Cyber Liability Insurance – Cyber Liability Insurance protects against the expenses ...
read more... tail, we asked him what insurances he has in place to ... ... not a yoking matter! Public Liability Insurance also extends to protect me ... where my Product Liability component of my Public Liability Insurance comes into play. ...
read more"The only strategy that is guaranteed to fail is not taking risks." - Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps ... even a year. Consider Cyber Liability insurance, especially if your business relies ... attacks and session hijacking. Cyber Liability insurance may not prevent an attack ...
read moreThe holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... legal expenses. Ensure your Public Liability insurance policy has adequate cover to ... and data. Therefore, a Cyber Liability insurance policy can act as your ...
read moreAs we say goodbye to those sunny summer days and hello to fresh, frosty mornings, the change in seasons is a prime time to make sure your business premises is prepared ... in these areas. Having Public Liability insurance is one of the vital ... our friendly BizCover team of insurance experts waiting to talk all ...
read moreSMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... Liability and Public Liability /Business Packs. Michael Gottlieb, BizCover Founder and Managing Director ... with capital chasing returns in insurance.” The Professional Indemnity rates reduced ...
read more... Talk, Premiums Won't Walk… SME Insurance Premiums Stay Flat Over the ... quarters the BizCover Small Business Insurance Price Index (Graph ... increased premiums for property related insurance which is more commonly bought ... catastrophe events, commercial motor and Directors and Officers for listed companies. ...
read moreYour Professional Indemnity (PI) insurance is no doubt one of ... against your business. Like all insurance policies, there are several important ... ... against your business. Like all insurance policies, there are several important ... , as you might inadvertently admit liability which can result in your ...
read more... Business Buddy Wish from BizCover Insurance. Mona Vale, May 12, 2015 ... ... more traditional methods of buying insurance. Having someone literally change their ... ,” said Michael Gottlieb, BizCover managing director, who has dedicated $60,000 ...
read more... the amount specified on the insurance certificate. Insurers will usually accept ... , but does not include: Any director, partner, trustee or principal Any ...
read more... Eleonora Paton, one of the Directors on the […] ... Eleonora Paton, one of the Directors on the board of the ...
read more... the 32nd Winner of BizCover Insurance's BizGiver $2000 Small Business Grant ... ... , who have embraced our online insurance services over more traditional methods ... of buying insurance, said Michael Gottlieb, Founder and Managing Director of BizCover ...
read moreBusiness insurance isn't always straightforward, and sometimes ... the nitty-gritty to understand what insurance is being offered and which ... especially ... especially the case with Business Insurance options like Portable Equipment and ... your insurer. Portable Equipment This insurance provides repair or replacement for ...
read more... to its knees. Business interruption insurance is designed to provide compensation ... were being repaired, Business Interruption insurance would generally cover relocation costs ...
read more... to make sure that your Insurance grows with your business and ... ... , covered her business with Business Insurance. For the next 4 years ... closed. Luckily, the Business Interruption insurance that Samantha had added to ...
read moreWhen it comes to Business Insurance, understanding what's included and excluded ... When it comes to Business Insurance, understanding what's included and excluded ... , contents and/or stock a Business Insurance policy usually comes with some ...
read more... machine referred to on your insurance certificate that suffers insured damage ... during the period of insurance. Things to consider Is your ...
read more... comes to claim on your insurance. When you're filling out your ... ... comes to claim on your insurance. When you're filling out your ... that when you review your insurance, you have the right level ...
read moreBuilding insurance covers the cost of repairing ... paths Things to consider Building insurance is generally applicable if you ...
read moreThis insurance cover provides repair or replacement ... identified and valued on your insurance certificate, including: Mobile plant Photographic ...
read more... and designs if shown on Insurance Certificate Books and stationary Fixtures ...
read moreLatest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte Hansen last week marked a major milestone when she went from cancer ... June, BizCover Founder and Managing Director Michael Gottlieb has dedicated $60 ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes ...
read moreSmall Business Buddy Winner! Local QLD Business Selected in the $60,000 'Small Business Buddy Program' Woofwatchers, a local dog grooming and pet caring business is ... June, BizCover Founder and Managing Director Michael Gottlieb has dedicated $60 ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes ...
read moreThe journey to becoming a successful small business owner is one of twists, turns and the occasional speed bump. In our two-part series (catch up on part 1 here) we map ... ways business insurance can help keep your business alive: Public Liability is ... do best, stress-free. Having business insurance gives you peace of mind. ...
read moreCREATIVE AGENCY, HUSTLE WORKSHOP IS THE LATEST BIZGIVER WINNER The latest winner of bizcover.com.au $2,000 small business grant has been announced. Hustle Workshop, a ... BizCover, Australia's leading online business insurance service, started the $2000 monthly ... be successful,” states BizCover's Managing Director Michael Gottlieb, “we want to ...
read moreAsk any small business owner about the most difficult aspect of running a business and you'll most likely get an array of answers. However, one thing in common that most ... in 2008, BizCover, an online insurance service for small businesses, knows ... methods of buying insurance,” said BizCover Founder and Managing Director, Michael Gottlieb. ...
read moreThe latest winner of the $2000 BizGiver Grant is crowned; Wild Forage, a small business supplying seasonal wild edible plants, herbs and seaweed to high end restaurants ... , who have embraced our online insurance services over more traditional methods ... of buying insurance, said Michael Gottlieb, Founder and Managing Director of BizCover ...
read moreNew Sapphire Coast business gets a $2000 head start Riley Cumming, has been running Sapphire Coast Mobile Mechanic for only a few months but already the Merrimbula resident ... permits, stock/raw materials or inventory, insurance, rent, fit-out etc. and on ... Michael Gottlieb, co-founder and Managing Director of BizCover “we want to ...
read moreIt's only been ten months since Kaydee Gosper opened KD Hair, but since then she's already made a name for herself for her signature colour and styling, been nominated ... Michael Gottlieb, co-founder and Managing Director of BizCover “we could also ... , is Australia's top online business insurance serviceand revolutionised the industry when ...
read moreHELPFUL HAND TO CHILDERS LOCAL PET BUSINESS Meet the latest winner of the Bizcover $60,000 'Small Business Buddy Program' Grant Queensland,February 17, 2015: Childers ... more traditional methods of buying insurance. Having someone literally change their ... ,” said Michael Gottlieb, BizCover managing director, who has dedicated $60,000 ...
read moreIf you've ever arrived at your shop or store to find a smashed window or broken door, you'll remember the sinking feeling and the despair that follows. Having your business ... theft can also reduce your insurance costs considerably. Insurers appreciate the ... along with other insurances such as Public Liability. Even though it's called ...
read moreIn March 2016, two friends Karina and Vicky started their own Market and Festival business, Suga & Spice, after both enjoying sharing their love of cooking with each ... an initiative started by BizCover Insurance, which grants the wish of ... ,” states BizCover Co-founder and Managing Director, Michael Gottlieb. Since its inception ...
read moreDeviant Distillery, a high tech distillery in Hobart Tasmania, is doing something no one has even though of before. They've developed their own propriety technology that ... Australia's first online Small Business Insurance Comparison Site, is a $2000 ... very reason that BizCover Managing Director, Michael Gottlieb, wanted to start ...
read morePooch Pampering Practice gets a new luxurious dog hydraulic bath. Paws & Relax, a dog day-care, training and grooming organisation, has won the 27th $2000 BizGiver Grant ... a story that small business insurance provider BizCover sees all too ... ,” explained BizCover co-founder and managing director,Michael Gottlieb, “so we started ...
read moreLOCAL ROZELLE GALLERY, KATE OWEN GALLERY WINS BIZCOVER'S 24TH $2000 SMALL BUSINESS GRANT AND WILL RECEIVE A MAKEOVER TO THEIR GALLERY TRUCK. Kate Owen Gallery has earned ... initiative, started by BizCover Business Insurance, has given away over $45 ... Michael Gottlieb, co-founder and Managing Director of BizCover. The Gallery's key ...
read morePHILANTHROPIC ORGANISATION HELPING YOUNG CHILDREN RECEIVES THEIR OWN HELPING HAND. "Children of the Night Markets", have won the coveted BizGiver $2000 grant for the ... by Australia's leading online business insurance service BizCover, grants the wish ... Michael Gottlieb, co-founder and Managing Director of BizCover, “we have customers ...
read moreTHE LATEST WINNER OF BIZGIVER $2000 GRANT HAS BEEN NAMED AS JOBS SHARED, THE INNOVATIVE NEW JOB SHARING EMPLOYMENT SERVICE. After Simone McLaughlin had her first child ... Michael Gottlieb, co-founder and Managing Director of BizCover, “we have customers ... ” BizCover, Australia's leading online business insurance service, started the grant as ...
read morePURE FLOWERS, THE LANE COVE BOUTIQUE FLORIST HAS WON BIZCOVER'S $2000 BUSINESS GRANT AND WILL NOW BE ABLE TO KICKSTART THEIR ONLINE PRESENCE WITH A YEAR'S WORTH OF WEBSITE ... Michael Gottlieb, co-founder and Managing Director of BizCover “we have customers ... ” BizCover, Australia's leading online business insurance service, started the grant of ...
read moreET Circus, a much loved entertainment business in the sunshine coast community has won the BizGiver grant and will soon be receiving a brand new air track to add to their ... BizCover, Australia's leading online business insurance service, started the grant of ... Michael Gottlieb, co-founder and Managing Director of BizCover “we want to ...
read moreMEMORY MAKING BUSINESS GETS A MEMORABLE PRIZE. Latest Winner of Bizcover.com.au 'Small Business Buddy Program' Evermore Memories, a new unique business based in Geelong ... BizCover, Australia's leading online business insurance service, started the $2000 monthly ... ,” states BizCover Founder and Managing Director, Michael Gottlieb, “we want to ...
read moreToday is International Day of Charity! To celebrate we wanted to take the opportunity to shine a light on one of our very own customers and their charity organisation ... and meditation. Co-founder and creative director of ASL, Edo Kahn, said ... this purpose. Co-Founder and Creative Director, Edo Kahn “We are here ...
read moreAsk most people what they would save in a fire and the most common answer is always photos. Photography plays an important role in our lives, recording personal and historical ... 5:04pm PDT Carolyn Hide, Director of Smiles at Cazeil Creative ...
read more"Small Business is all about punching above your weight, biting off more than you can chew and then chewing like mad until hopefully you get the opportunity to make a ... Michael Gottlieb, co-founder and Managing Director of BizCover “for businesses like ...
read moreThere's a lot at stake.. Think of all the hard work you have put into creating your butcher shop business starting with the early days as an apprentice to building up ... clause can vary from one insurance policy to another. Unforeseeable Interruptions ... business. Thankfully, under a Business Insurance pack there is an option ...
read moreSummer in Australia is a great time of year. There's a lot to enjoy, including plenty of public holidays, long days and great weather. But along with these great perks ... when you get your Business Insurance you also cover for Business ... Glass Cover, under a Business Insurance Pack will cover your for ...
read moreThis Stress Down Day, we're here to help you gain back some equilibrium at work and stress less along the way. Research shows that 90% of Australians need to stress less ... ** Plus Personal Accident and Illness insurance will typically provide benefits for ... Accident and Illness insurance today! *As with any insurance, cover will be ...
read moreFor this week's Customer Spotlight we look at creative brand agency, Being Brands. Being Brands is a creative agency located just outside of the Sydney CBD in Hunter ... high-level clients, that makes their insurance a must. “As a business ... for new clients, so having insurance is an essential requirement. “ “BizCover ...
read moreWe recently launched a campaign that showed how small business owners really feel about their expensive, outdated policies… and encouraged them to get them out ... he subjected his old public liability policy to his bandsaw. Jill ...
read moreOn today, International Women's Entrepreneurship Day, we celebrate with one entrepreneurial BizCover customer, Natalie Dawson of Elite Words. After over ten successful ... mind that Dawson justifies her insurance with BizCover. “I insure my ... worry about the cost of insurance.” “In the short term, organisations ...
read moreIts Privacy Awareness Week, and in recognition of our support we've outline a few ways that individuals and their businesses can keep their important information safe ... overwhelming it's worth considering cyber insurance for your business. Most cyber ... insurance policies will not only cover ...
read moreWe're moving into that time of the year again - on one hand we are welcoming the warm weather and on the other hand, some of us are preparing for the bushfire season ... for businesses to check their insurance to ensure they have adequate ... free as possible. Contact your insurance provider as soon as possible. ...
read moreAfter working 22 years in the car industry, Mansel Milne made the jump to the wine industry and started the online wine delivery company Cheaper Buy The Dozen. In its ... of a comprehensive and robust insurance plan for his business. “I ...
read moreMost small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... , credit card, bank account or insurance for their business. It may ...
read moreWith Stranger Things returning to our screens, season 3 instantly transports us back into the sci-fi world of the 'upside down', unruly mullets, giant walkie-talkies ... we offer a variety of insurance options from Australia's top insurers. ...
read moreWorld Entrepreneurs' Day may have been and gone but quite frankly, we think there should be an entire week dedicated to this lot - so that's exactly what we're doing ... found a niche within the insurance industry by looking at where ...
read moreProvides cover for the costs of replacing internal or external glass that is accidentally damaged or broken, including windows, mirrors or porcelain. Did you know? Insurers will generally pay the cost to repair or ...
read moreThis covers money belonging to your business that is lost, stolen or damaged whilst on your premises, in transit to or from your premises, or in your professional custody. Did you know? Money in transit generally ...
read moreThis covers your insured computers or other insured electronic equipment against loss, damage or breakdown as defined under your policy. Did you know? You can usually select the following types of cover: BREAKDOWN (ie ...
read moreProtects you against financial loss or damage to your property in transit caused by an insured events, while your property is in transit by road vehicle owned or operated by you anywhere in Australia. Did you know? In ...
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I have played phone tag with several brokers and insurance providers...what a relief to finally find a simple online service.
Paul C Cunningham
Consultancy Occupations
With BizCover you can choose policies with cover between $1m to $5m. When deciding on the level of cover you for your business you should think about:
