Electrical Contractors Insurance QLD

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Insurance for Electricians

... , then Building cover is also an important type of insurance to consider. Working as an electrical contractor, you may have different business insurance requirements outlined in your contract other than just Public ...

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Public Liability Insurance In Brisbane

... & Realtors. Electricians Every professional electrician or electrical contractor in Brisbane should obtain public liability insurance, which is meant to protect you and your electrical business in the event that a client ...

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Do I need Public Liability insurance?

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Public Liability Insurance QLD

... Flexible payment options - monthly or annually Compare quotes from our trusted insurance partners: Here's the lowdown on QLD public liability insurance* As a small business owner in Queensland you already have a lot ...

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Public Liability Insurance QLD

... what could be the potential cost of a claim? Why choose BizCover for your Public Liability insurance in QLD? Australia's No.1 online insurance business The trophy cabinet is filling up, but we take more pride in the 160 ...

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Insurance for Electrical Engineers

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Workers Compensation Insurance

... different claims agents, appointed by WorkSafe Victoria. QLD https://www.worksafe.qld.gov.au/insurance/apply-for-workcover-policy-online Workers Compensation insurance in QLD is government owned and is underwritten by ...

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A Guide to Hiring Contractors

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How to become a contractor

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Insurance for IT Professionals

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Insurance for Tradesmen

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Public Liability Insurance WA

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Business Insurance FAQs

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Why insurance premiums are on the rise

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What is Professional Indemnity Insurance?

... awarded a contract Example professions: Health Professions , IT Contractors , Management Consultants , Accountants , Estate Agents etc. Professional Indemnity insurance provides a financial safeguard to help protect your ...

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Insurance for Civil Engineers

... , as a civil engineer you will likely be having regular contact with clients, contractors and members of the public. Public Liability insurance  is designed to provide protection* for you and your business in the event ...

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5 Common Beauty Insurance Claims

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Insurance for Handymen

... this work as part of your handyman service, in taking out your business insurance you must select your occupation as either Electrical or Plumbing Services and advise that you undertake more extensive handyman services ...

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Insurance for Painters

... usually cover the work of subcontractors. Therefore sub-contractors should consider maintaining their own public liability insurance. Insurance for Painters Public Liability Insurance* In the world of painting, it's a ...

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Business Insurance Perth

... to protect all types of businesses from self-employed tradies to professional contractors and sole traders, just to name a few. Business insurance is there to safeguard your business from the various types of risks ...

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Business Insurance Melbourne

... of business structures like sole traders, contractors and self-employed businesses for example from ... this is at your home-based business. Public Liability insurance can provide peace of mind and protection from potential ...

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Insurance for pharmacy and pharmacists

... answer is probably yes. Chances are you'll have regular contact with clients, contractors and the general public. Public Liability insurance is designed to provide protection for you and your business in the event a ...

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Information Technology Liability Insurance

... contractual requirement for independent contractors to hold and maintain their own Professional Indemnity insurance policies. Public and Products Liability insurance Public Liability insurance is designed to provide ...

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Insurance for Engineers

... answer is probably yes. Chances are you'll have regular contact with clients, contractors and the general public. Public Liability insurance is designed to provide protection for you and your business in the event a ...

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Insurance for Plasterers

... lifting when it comes to arranging your business insurance, providing competitive quotes online or over the phone in minutes. Did you Know? If your business hires sub-contractors, take the time to check that they have ...

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Legal Requirement for Public Liability Insurance

... interact with public space (construction, parks etc.), or welcome visitors and sub-contractors should check to see whether there is public liability insurance is in place first. In the trades industry, there may also be ...

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Cyber Insurance: Is it worth it?

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Insurance for Convenience Stores

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Insurance for Architects

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Insurance for Cafes

... answer is probably yes. Chances are you'll have regular contact with clients, contractors and the general public. Public Liability insurance is designed to provide protection for you and your business in the event a ...

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Professional Indemnity Insurance cost

... architects, IT contractors, management consultants, real estate agents and other allied health professionals. Even professional photographers should consider holding Professional Indemnity insurance. By analysing ...

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What is Product Liability Insurance?

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Insurance for Hair & Beauty Services

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5 Surprising Things Business Insurance Can Cover

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Insurance for Cleaners

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Insurance for Personal Trainers

... is important to keep your business fighting fit.  In fact, it's likely that Public Liability insurance is required if you operate as a contractor to a gym or fitness studio, or to obtain a council permit to operate your ...

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Insurance for Disability Workers

... protection for you while you help your clients. Whether you a sole trader, contractor or carer possibly as part of the National Disability Insurance Scheme (NDIS), you could be exposed to risks which may result in a ...

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Public Liability Insurance for Cabinet Makers

... in place. Regardless if you are self-employed, a sole trader or a contractor, there are business insurance options to suit your busi ness and its needs. Let's take a look at what is often one of the most important ...

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Insurance for Landscapers

... also to your business' s reputation. Are you a contractor? Consider your contractual obligations which may require carrying a minimum level of Public Liability insurance before you set boots on the job. Public Liability ...

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Public Liability Insurance VIC PPC

... to simply get an instant online quote. *We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Public Liability Insurance NSW

... ! The last thing you want to think about is paying for unexpected accidents - they do happen! Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a ...

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Insurance for Tutors

... Tutors need it? While you take all the care to deliver professional advice and services to your students, an insurance claim can have a devastating impact on your tutoring business. Don't learn your lesson the hard way - ...

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The benefits of Professional Indemnity insurance

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Understanding run-off insurance

... means they only cover claims which are made while the policy is active. The purpose of the Run- Off insurance is provided cover that extends beyond the last date of your business trading if I claim were to occur. Not ...

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Introducing Social Media Insurance

... try to make a sale out of a day of grieving , or trying to jump on a politically charged bandwagon . The insurance will cover your costs of PR to rebuild your brand, costs of loss of sales and other costs in the case of ...

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How much does Business Insurance cost?

... of 790 and 942 businesses respectively. We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Business Insurance the Smart Way

... each policy if you use the code SMART50 and a dedicated point of contact to help you with any insurance questions you might have. BizCover works for you by: Compare multiple providers and buy your policy online in just ...

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Home Based Business Insurance

... Cost What's included & what's not? Get the right cover FAQ's Why do Home Based Businesses need insurance? Just because you don't have a typical office or working space doesn't mean things can't go wrong. Whether ...

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Work From Home Insurance

... meetings with an inappropriate screen name Work as we know it may never be the same. Get your work from home insurance before your next meeting goes wrong—available April 1st only. *Don't get caught on April Fool's Day

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Work From Home Insurance

... meetings with an inappropriate screen name Work as we know it may never be the same. Get your work from home insurance before your next meeting goes wrong—available April 1st only. *Don't get caught on April Fool's Day

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Tax Audit Insurance

... services of an external accountant or similar professional and their fees can be substantial. With the right Tax Audit insurance in place, you can at least minimise the cost of an audit to your business, even if you can ...

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Management Liability Insurance

... : What's included & what's not? Get the right cover Could this happen to you? What is Management Liability Insurance?* Everyone loves a surprise, except when you are a company director. If you own or are involved in the ...

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How much does Business Insurance cost? OLD

... of 790 and 942 businesses respectively. We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Reviews related to Electrical Contractors Insurance QLD

  • Easy to use

    Darcie P
    Electrician/Electrical Contractor - Domestic

  • Great experience, easy, streamlined and clear to understand.

    Simon L
    Electrician/Electrical Contractor - Domestic

  • nice and easy

    David P
    Electrician/Electrical Contractor - Domestic

  • QUICK AND EASY, GOOD PRICE

    Timothy P
    Electrician/Electrical Contractor - Domestic

  • Thank you. Very easy great to use.

    Jason J
    Electrician/Electrical Contractor - Domestic

  • easy and fast

    Geoffrey M
    Electrician/Electrical Services

  • Fast & helpful!

    Michael A
    Electrician/Electrical Services

  • great

    Bradley C
    Electrician/Electrical Services

  • Great

    Tony F
    Electrician/Electrical Services

  • GREAT SEVICES MADE ME LAUGH AFTER A HARD DAYS WORK

    Dusan B
    Electrician/Electrical Services

  • Loved it

    Adam M
    Electrician/Electrical Services

  • Quock easy cover no hassle!

    Ryan P
    Electrician/Electrical Services

  • simple and easy to use

    Anthony L
    Electrician/Electrical Services

  • Simple and easy, good service

    Ben T
    Electrician/Electrical Services

  • Very easy to use for online renewals

    Callum T
    Electrician/Electrical Services

  • very simple process

    Alan J
    Electrician/Electrical Services

  • website is a winner

    Mitchell P
    Electrician/Electrical Services

  • Easy to use online to renew. Thanks.

    Ben E
    Electrician/Electrical Services

  • Love the ease of acquiring insurance for the business... well done people

    Dianne B
    Automotive Electrical Component Manufacturing (Except Batteries)

Why do Electricians need insurance?

Protecting your electrician business with business insurance is a bright idea. When you’re working with clients, suppliers, construction sites and throw some tools into the mix, there is a potential for things to go wrong. The last thing you need is a client injuring themselves on one of your sites or an expensive piece of your equipment stolen.

Don’t let a potential slip-up in your work or a client with a short fuse, short circuit your business. Protect it against liability claims and other unexpected events. With just a few clicks or a single phone call you can get multiple competitive quotes from leading insurers. Select your preferred policy and get covered instantly, so the only thing you need to worry about is adding a bit of spark to your client’s day.

These are some of scenarios when business insurance may help protect your business:

  • It may be a requirement to have a certain level of Public Lability insurance in place before you start working on a job. This may be common for those who work as electrical contractors.
  • If you have business premises where people visit, you may want to protect your business furniture/stock etc. with Contents insurance. If you own the building, then Building cover is also an important type of insurance to consider.
  • Working as an electrical contractor, you may have different business insurance requirements outlined in your contract other than just Public Liability insurance. Make sure you check the minimum levels of cover required and ensure you have adequate cover in place before you pick up your tools.

Did you Know?

Public Liability insurance is a mandatory licensing requirement in most states and territories of Australia, usually requiring a minimum cover level of $5 million.

If you work in Queensland you’ll also be required to hold the Consumer Protection extension with a minimum level of $55,000 of cover to provide protection to consumers for defects in electrical work, non-completion of electrical work and liability resulting in an electrician testing their own work.

What insurances do electricians need to consider?

Let’s take a look at some of the types of coverages you may need to add to your business insurance toolbox!

Public Liability Insurance*

Public Liability insurance is something every responsible electrician should have and is designed to provide protection for you and your electrical business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

A vital protection for electricians protecting against accidental injury or damage to a third-party as a result of your business operations.

Let’s be honest, there’s a lot that can go wrong. No matter how good you are at your work as an electrician, the risk of causing fire, property damage or personal injury is high. Even the smallest of mistakes can have big consequences, for example, the good old ‘putting a foot through the ceiling’ can set you back a couple of grand.

Professional Indemnity Insurance

Protection for electricians that have clients who rely on the professional advice that they provide.

Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services or professional advice. It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy.

Business Insurance*

A variety of business insurances to protect things like your tools, electrical equipment and tax audit.

Your tools and equipment are essential to your livelihood, so what would you do if suddenly you’re left without them? Protecting them with General Property cover will ensure you’re not left in the lurch. Also called Portable Equipment insurance, it can cover specified items such as tools, business equipment or electronic items.

Personal Accident and Illness insurance*

A financial safeguard providing a source of income if you accidentally injure yourself or become ill and are unable to work.

You rely on your physical ability to get the work done – but have you stopped to think about how you would keep on paying the bills if you were to injure yourself or fall ill and had to take time off work? Accidents can happen anywhere, anytime. It could be at work or even when you’re out and about enjoying your spare time.

Personal Accident and Illness insurance can provide cover should you become permanently disabled or pass away as a result of an accident. Cover can also include a weekly benefit for loss of income if you are unable to work as a result of an unexpected injury or illness (even if it occurs outside of your employment).

Why should electricians choose BizCover for their business insurance?

BizCover - Real People

Real people adding real value

Our friendly service team is on hand and on a mission to make you smile!

BizCover - No Jargons

We won’t bore you with jargon

We’re not fans of complicated insurance speak, so we talk to you in plain English.

BizCover - Built for Small Businesses

Built for small business

We know insurance and what makes small businesses tick.

BizCover - Clear and Competitive Pricing

Clear and competitive pricing

You can compare and choose from a range of highly competitive prices right there on your screen.  Seriously.

Frequently Asked Questions

No two electricians are the same. Each has its own unique features and exposures to risks, so it makes that your insurance policy is priced based on your individual factors and circumstances.

The cost of your policy will depend on a variety of things like the type of business, your annual turnover, number of staff, level of cover, claims history and where your business is located.

To receive an accurate idea of how much business insurance will cost for your electrician business have a chat to our friendly team to get a quote.

Portable Equipment cover is designed to protect your expensive tools of trade, protecting them anywhere in Australia!

* The information provided on this page is general guide only and does not take into account your personal objectives, financial situation or needs. This information should not be construed as any form of advice. Consider your own personal circumstances, objectives, financial situation, needs, Product Disclosure Statement (PDS), and full policy terms and conditions before making a decision. Product descriptions on this page are intended only as a guide to coverage terms and conditions, and should not be relied upon to determine policy coverage. Policy coverage is subject to the specific terms and conditions of each policy wording.