... consumers for defects in electrical work, non-completion of electrical work and liability ... responsible for paying these costs. ^QLD Electrical contractor insurance requirement sourced from ESO (2016 ...
read moreSummer in Australia is a great time of year. There's a lot to enjoy, including plenty of public holidays, long days and great weather. But along with these great perks ... to summer weather conditions including electrical storms or extreme heat. If ... when you get your Business Insurance you also cover for Business ...
read moreBusiness insurance isn't always straightforward, and sometimes ... the nitty-gritty to understand what insurance is being offered and which ... especially ... that separate Portable Equipment from Electrical Equipment cover are; Portable equipment ... This is especially important for contractors, tradesman or retailers, who often ...
read more... Here's the lowdown on QLD public liability insurance* As a small business ... negligent business activities. Public Liability insurance is designed to cover compensation ...
read more... excluding gas, plumbing and electrical works Carpenter/Carpentry Services Electrician/Electrical Services ... – General Mechanical Repairs Electrician/Electrical Contractor – Domestic Bricklaying Landscape Construction ...
read moreSmall Business Buddy Winner! Local QLD Business Selected in the $60, ... Small Business Buddy Winner! Local QLD Business Selected in the $60, ... Professional Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber ...
read moreBuying any insurance, can be a confusing and ... to getting your Professional Indemnity Insurance, it can be even more ... ... information on your professional indemnity insurance. CA ANZ requires that professional ... from the actions of the contractor or subcontractor. 7.Is Professional Indemnity ...
read more... independent contractors to hold and maintain their own Professional Indemnity insurance policies. ... , restoration or even business interruption insurance. Cyber Insurance* Consider the client information ...
read moreDo I need Public Liability insurance? Public Liability insurance is essential for small ... in order to obtain an electrical contractor's licence. It may also be ...
read moreLatest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte Hansen last week marked a major milestone when she went from cancer ... Program' Charlotte Hansen Magnii Fitness QLD Michelton resident Charlotte Hansen last ... Professional Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber ...
read more... companies require independent contractors to hold Professional Indemnity insurance before being considered ... ? The wrong advice An IT contractor was engaged to recommend and ...
read more... companies require independent contractors to hold Professional Indemnity insurance before being considered ... ? The wrong advice An IT contractor was engaged to recommend and ...
read moreDoes the thought of being off work for three months due to a major mishap with a nail gun horrify you? As far-fetched some accident stories may sound, the reality is ... owner or a contractor, Personal Accident and Illness insurance is an important ... off a ladder whilst doing electrical work on the outside of ...
read moreIt's that time of the year again, when we dust off the blue and maroon jerseys and battle it out on the footy field for the prestigious title of State of Origin champions ... %) Rising overhead &utility costs (15%) QLD's top three constraints: Price pressure ... businesses operating within NSW and QLD and the results are staggering. ...
read more... ). They can work as private contractors or for construction and engineering ... ... two general career paths; either contractor or consulting. The consulting civil ... Civil Engineers should also consider insurance cover options, including Professional Indemnity ...
read more... line. Whilst you've got the insurance to help you out, you'd ... ... the most common BizCover Business Insurance customer claims, and tips on ... drilled through a wall destroying electrical heated cables. Another claim was ...
read more... negligent business activities. Public Liability insurance is designed to cover compensation ... premiums below. *Data based on QLD BizCover customers Your Cover Options ...
read more... What is Professional Indemnity Insurance? Professional Indemnity insurance protects professionals against claims ... Example professions: Health Professions, IT Contractors, Management Consultants, Accountants, Estate Agents ...
read more... activities. Tip: as an example, electrical and plumbing work can only ... taking out insurance you must select your occupation as either Electrical or ...
read moreThere's a lot at stake.. Think of all the hard work you have put into creating your butcher shop business starting with the early days as an apprentice to building up ... power surges causing damage to electrical appliances. Insure Fridges, mincers, EFTPOS ... clause can vary from one insurance policy to another. Unforeseeable Interruptions ...
read moreAs much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them - and the simplest of ... on it. “Thankfully my Business Insurance policy included building and contents ... client when she noticed an electrical burning smell. “I looked to ...
read more... business or working as a contractor often means you're exposed to ... ... business or working as a contractor often means you're exposed to ... is having the right business insurance. Protect your livelihood Public Liability ...
read moreKnow you need business insurance but aren't sure how to ... while and looking to buy insurance for the first time; there ... ... any staff, or rely on contractors or suppliers? The resources you ... your business activities Professional Indemnity insurance protects businesses that provide a ...
read moreLove the ease of acquiring insurance for the business... well done people--Dianne B--Automotive Electrical Component Manufacturing (Except Batteries)
read more... with clients, contractors and the general public. Public Liability insurance is designed ... into your pockets. Business Insurance is an insurance package designed to provide ...
read more... of Bourke, your Public Liability insurance covers you anywhere within Australia. ... clients, contractors and members of the public. Public Liability insurance is designed ...
read more... does Professional Indemnity Insurance cost? Professional Indemnity insurance costs a small business ... of professionals including architects, IT contractors, management consultants, real estate agents ...
read moreMost adults find contractors and other product specialists online. ... Most adults find contractors and other product specialists online. ... makers should also consider their insurance options.
read more... a professional, considering Professional Indemnity insurance to protect* you and your ... ... for the network of clients, contractors, other consultants and members of ... What is Professional Indemnity insurance? Professional Indemnity (PI) insurance* is an important ...
read moreThe career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... territory requires. Professional Indemnity Insurance Professional Indemnity insurance should be one of ... Public Liability Insurance If you're dealing with clients, suppliers, contractors and the ...
read more... activity specifically covered by your insurance. Insurance for Hair & Beauty Services ... chemicals, hot wax, scissors, razors, electrical equipment - these all mean ...
read more... with clients, contractors and the general public. Public Liability insurance is an ... your negligent business activities. Business Insurance* Your clients are important, but ...
read moreRunning a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... need for adequate insurance for your business . Is insurance mandatory for your ... license details of 500 on-hired contractors had been stolen. They were ...
read moreMany businesses think their business is too small to attract cyber criminals. Yet, when it comes to cyber theft, size doesn't matter. Hackers are on the lookout for businesses ... license details of 500 on-hired contractors were stolen. Or the Accounting ... as credit monitoring services Cyber insurance is available for first-and third-party ...
read more... are many different types of insurance policies available to small businesses ... are unaware that there is insurance designed to protect against ... Liability option* to your Business Insurance policy can help cover: Monetary ... production line. Upon starting, the contractors received a 2-hour training course ...
read more... Product Liability Insurance? What is Product Liability Insurance? Product Liability insurance* protects your ... not put together tightly enough, electrical wires become exposed, causing electric ...
read more... Public Liability claim. Public Liability insurance is designed to provide protection ... If you're working as a contractor, you should also consider your ...
read more... policy document. Public Liability Insurance* Public Liability insurance is important to keep ... Public Liability insurance is required if you operate as a contractor to ...
read more... employees, not subcontractors. Insurance for Painters Public Liability Insurance* In the world ... you are operating as a contractor, it is important that you ...
read moreIn March 2016, two friends Karina and Vicky started their own Market and Festival business, Suga & Spice, after both enjoying sharing their love of cooking with each ... an initiative started by BizCover Insurance, which grants the wish of ... granted them some much need electrical work on their food truck. ...
read moreWhen looking for Business Insurance, most small business owners typically ... ... shuttering, re-doing sign writing, replacing electrical signs and replacement of damaged ... an unforeseen event. Business Interruption insurance is designed to compensate you ...
read moreInformation Technology Insurance Professionals in the information technology ... ... future employees; and Upon request, Contractors, Sub-contractors as individuals as well ... consultants and clients requiring these insurances in addition to professional indemnity. ...
read more... the right kind of business insurances in place. Regardless […] ... sole trader or a contractor, there are business insurance options to suit ... makers, Public Liability insurance. What is Public Liability insurance*? Typically one of ...
read morePersonal Accident and Illness Insurance (IPA Cover)offers financial protection ... ... Worker's Compensation such as consultants, contractors, sole traders or directors, and ... Health Checks Unlike some other insurance policies, a personal accident policy ...
read more... that the claims professional indemnity insurance covers are only the experiences ... ... area private consultant and the contractor made an error in numbers ... involved. Businesses or consultants whose insurance coverage is not sufficient may ...
read moreThis Stress Down Day, we're here to help you gain back some equilibrium at work and stress less along the way. Research shows that 90% of Australians need to stress less ... you could be outsourced to contractors or delegated to trusted employees. ... ** Plus Personal Accident and Illness insurance will typically provide benefits for ...
read more... to considerBack to Business Insurance Portable Equipment This insurance cover provides repair ... This is especially important for contractors, tradesman or retailers that have ...
read more... to make sure that your Insurance grows with your business and ... ... into a waterfall, so with electrical equipment nearby the shop was ... closed. Luckily, the Business Interruption insurance that Samantha had added to ...
read moreTradies National Health Month is an important campaign held every August in Australia each year, aiming to raise awareness around the health and safety of tradies. According ... you're a sole trader or contractor and not covered by Workers ... Personal Accident and Illness (PA) insurance comes into play. Personal Accident ...
read moreThe holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... is unattended. Check that all electrical equipment is turned off when ... , which includes having sufficient Business Insurance coverage to provide financial protection. ...
read moreCivil engineers impact people's lives on a daily basis. They help to improve or develop the facilities and infrastructure that are used to provide and facilitate vital ... to work with architects, building contractors, land surveyors, and other industry ... also consider their insurance options, including Professional Indemnity Insurance. Construction Technology in ...
read moreCabinet makers are woodworkers that specialize in designing and making built-in or customized cabinets. They also design and manufacture fine wood furniture that accompanies ... extraction or vacuum systems, and electrical wood cutters. They also use ... for health and safety concerns. Insurance for cabinet makers is also ...
read more... acts of a worker or contractor.
read moreall good--Rommel L--Building Engineering Consulting Service (Except As Prime Contractor)
read moreall good--Christos T--Building Engineering Consulting Service (Except As Prime Contractor)
read moreAlways great to deal with. Thanks BizCover.--Harold G--Handyman (excluding gas, plumbing and electrical works requiring a license)
read moreAwesome Service!!!!!--Shanice L--Handyman (excluding gas, plumbing and electrical works requiring a license)
read moreDaniel was perfect in every way.--Raymond G--Handyman (excluding gas, plumbing and electrical works requiring a license)
read moreEast to use and navigate--Stefan T--Handyman (excluding gas, plumbing and electrical works requiring a license)
read moreEasy--Jackson L--Handyman (excluding gas, plumbing and electrical works requiring a license)
read moreEasy as, great price for the stuff I need--Stuart R--Fencing Contractor
read moreEasy peasey lemon squeezy--Kevan C--Handyman (excluding gas, plumbing and electrical works requiring a license)
read moreEasy simple took no time at all ??--Raphael S--Tiler / Tiling Contractor
read moreeasy site to navigate--Dale M--Handyman (excluding gas, plumbing and electrical works requiring a license)
read moreEasy to Apply and well priced--Michael H--Handyman (excluding gas, plumbing and electrical works requiring a license)
read moreEasy to complete process, good phone support, thankyou.--Scott C--Handyman (excluding gas, plumbing and electrical works requiring a license)
read moreEasy to fill out--Damien H--Gardening and Handyman Services (excluding gas, plumbing and electrical works requiring a license)
read moreEasy to use site--Wayde M--Building Engineering Consulting Service (Except As Prime Contractor)
read moregood and fast--Philip S--Fencing Contractor
read moreGood pricing compared to my own insurer even after having 5 other policies with them for the last 5 years--Leon B--Handyman (excluding gas, plumbing and electrical works requiring a license)
read moreGreat help and cover--Jade M--Tiler / Tiling Contractor
read moreGreat Work--Shannon P--Building Engineering Consulting Service (Except As Prime Contractor)
read moreit was good easy to use--Shane M--Handyman (excluding gas, plumbing and electrical works requiring a license)
read moreKeep up the good work.--David A--Automotive Electrical Product Installation And/or Repair
read moreNeed additional cover such as worksafe--Peter C--Building Engineering Consulting Service (Except As Prime Contractor)
read moreNice and easy thank you--Joseph S--Waterproofing Contractor
read moreNice, quick and competitive in price.--Rob K--Building Engineering Consulting Service (Except As Prime Contractor)
read moreProcess so far has been very easy, I look forward to doing business with you in the future.--Simon M--Tiler / Tiling Contractor
read morequick and easy to use!!! great work team!!--Vlad U--Handyman (excluding gas, plumbing and electrical works requiring a license)
read moreQuick and simple--Stuart M--Handyman (excluding gas, plumbing and electrical works requiring a license)
read moreSo easy--Cobus S--Building Engineering Consulting Service (Except As Prime Contractor)
read moreThank you, Francisco, for the service provided to me.--Zhaobing M--Gardening and Handyman Services (excluding gas, plumbing and electrical works requiring a license)
read moreThanks--Grant H--Fencing Contractor
read moreThanks you for call me.--Alejandro R--Tiler / Tiling Contractor
read moreThx Joey--Gregory L--Handyman (excluding gas, plumbing and electrical works requiring a license)
read moreToo easy, Campese!--Paul S--Building Engineering Consulting Service (Except As Prime Contractor)
read morevery easy to use--Stuart D--Building Engineering Consulting Service (Except As Prime Contractor)
read moreVery easy to use Website--Adam Y--Handyman (excluding gas, plumbing and electrical works requiring a license)
read moreVery good website, easy to use, enough information to make a decision--Michael L--Building Engineering Consulting Service (Except As Prime Contractor)
read moreVery quick and easy to use--Shane N--Waterproofing Contractor
read morevery quick and easy, the only problem was i could not get my promo code neis33 to apply to final payment but i went ahead anyways.--Dylan P--Fencing Contractor
read moreVery user friendly! Thanks--Paul S--Building Engineering Consulting Service (Except As Prime Contractor)
read moreVERY USER FRIENDLY, ESPECIALLY WHEN NEEDING TO UPDATE DETAILS--Vaun R--Waterproofing Contractor
read moreWAS VERY EASY--ARMINDO N--Handyman (excluding gas, plumbing and electrical works requiring a license)
read moreWebsite was very user-friendly with plenty of options.--Gary P--Building Engineering Consulting Service (Except As Prime Contractor)
read more
Easy to use
Darcie P
Electrician/Electrical Contractor - Domestic
Great experience, easy, streamlined and clear to understand.
Simon L
Electrician/Electrical Contractor - Domestic
nice and easy
David P
Electrician/Electrical Contractor - Domestic
QUICK AND EASY, GOOD PRICE
Timothy P
Electrician/Electrical Contractor - Domestic
Thank you. Very easy great to use.
Jason J
Electrician/Electrical Contractor - Domestic
Don’t let a potential slip-up in your work or a client with a short fuse, short circuit your business. Protect it against liability claims and other unexpected events. With just a few clicks or a single phone call you can get multiple competitive quotes from leading insurers. Select your preferred policy and get covered instantly, so the only thing you need to worry about is adding a bit of spark to your client’s day.
Public Liability insurance is a mandatory licensing requirement in most states and territories of Australia, usually requiring a minimum cover level of $5 million.
If you work in Queensland you’ll also be required to hold the Consumer Protection extension with a minimum level of $55,000 of cover to provide protection to consumers for defects in electrical work, non-completion of electrical work and liability resulting in an electrician testing their own work.
Let’s be honest, there’s a lot that can go wrong. No matter how good you are at your work as an electrician, the risk of causing fire, property damage or personal injury is high. Even the smallest of mistakes can have big consequences, for example, the good old ‘putting a foot through the ceiling’ can set you back a couple of grand.
Public Liability insurance is something every responsible electrician should have and is designed to provide protection for you and your electrical business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.
Your tools and equipment are essential to your livelihood, so what would you do if suddenly you’re left without them? Protecting them with General Property cover will ensure you’re not left in the lurch if somebody steals them, or they’re damaged due to a fire or vehicle collision. It covers you for incidents that happen on or off the job, anywhere in Australia.
You rely on your physical ability to get the work done – but have you stopped to think about how you would keep on paying the bills if you were to injure yourself or fall ill and had to take time off work? Accidents can happen anywhere, anytime. It could be at work or even when you’re out and about enjoying your spare time.
Personal Accident and Illness Insurance provides levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness (even if it occurs outside of work) so you’re not left wondering how you’ll be able to keep paying the bills and put food on the table.
| *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice. |
An electrician was relocating a power outlet for a fridge when he accidentally cut into a plumbing pipe causing a burst of water throughout the kitchen. The entire floor was flooded which went through the kitchen and into the lounge and bedrooms. The owner of the property had just renovated the kitchen and the new cabinetry also suffered water damage.
The electrician had to call in a plumber for emergency repairs to the pipe, and the occupants of the house were unable to stay there. Fortunately, the electrician had Public Liability insurance and was able to make a claim to cover the cost of the plumber, replacement of the flooring and kitchen cupboards, and temporary accommodation for the owners of the house whilst the repairs were being attended to. The policy paid out $16,329.50 in total. Had the electrician not held Public Liability insurance he would have been personally responsible for paying these costs.
^QLD Electrical contractor insurance requirement sourced from ESO (2016, August 19th) worksafe.qld.gov.au/licensing-and-registrations/electrical-licences/electrical-contactor-licences
