Electrical Contractors Insurance QLD
- Trusted by over 220,000 small businesses
- Public Liability and Tool Cover
- Pay by the month and policy documents emailed instantly
Compare quotes from our trusted insurance partners*:
Insurance for Electricians
... PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. Your customers, clients, and the contractors you work with may rely on your electrical ...
read moreQLD Electricians Licence and Insurance Requirements
... to know about insurance requirements for electricians in QLD- without the ... electrical contractor licence applicant (as named in section 1 of this application) holds current broadform public and products liability insurance ...
read morePublic Liability Insurance in QLD
... and on a mission to make you smile! Frequently Asked Questions on QLD Public Liability Insurance Electrical contractors in Queensland must have Public Liability insurance to receive, maintain, and renew a licence. By law ...
read moreHow to start an electrical contracting business in Australia
... business against expensive claims relating to your work. In some states it may be compulsory to have electrical contractor insurance before you are issued with a licence. In these cases, you must be able to show that ...
read moreHow to get more electrical work: 5 strategies to win contracts
... you doing what you do is to safeguard it with electrical contractor insurance*. BizCover offers specialised insurance for electricians and electrical contractor insurance. Best of all, we make it easy and hassle-free ...
read moreHow to estimate electrical work: Top 9 tips for electricians
... honest quote. 3. Examine the plans As an electrical contractor , you can access blueprints, illustrations, and drawings ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions ...
read moreElectrician marketing – 12 tips to grow a small electrical business
... Cultivate word of mouth marketing When someone needs an electrical contractor company, they no longer turn to the yellow ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions ...
read moreHow much does Public Liability Insurance cost for Tradesmen?
... make it mandatory for those with an electrical contractor's licence to hold a minimum amount of Public Liability insurance. Average monthly cost of Public Liability Insurance by level of cover Coverage level Average ...
read morePublic Liability Insurance In Brisbane
... , Consultants & Realtors.Every professional electrician or electrical contractor in Brisbane should obtain public liability insurance, which is meant to protect you and your electrical business in the event that a client ...
read moreWhat insurance do contractors and subcontractors need?
... to obtain an electrical contractor's licence. It may also be a requirement under a government or private client contract, or as part of a lease agreement for renting commercial property. Business Insurance Looking for an ...
read moreDo I Need Public Liability insurance?
... regardless of whether it is true, with Public Liability Insurance. Let the insurers and lawyers take care of the ... 50,000 cover in order to obtain an electrical contractor's license. It may also be a requirement under ...
read moreTop 4 Profitable Small Business Ideas in Adelaide
... profitable choice. Whether you’re looking to be an electrical contractor or a handyperson , working as a tradie can ... relationship with your client. Learn more about insurance for a consultancy firm . Final considerations ...
read morePublic Liability Insurance QLD
... Flexible payment options - monthly or annually Compare quotes from our trusted insurance partners: Here's the lowdown on QLD public liability insurance* As a small business owner in Queensland you already have a lot ...
read moreInsurance for Contractors and Subcontractors
... Trusted by over 220,000 Australian small businesses Compare quotes from our trusted insurance partners*: Why do Contractors need insurance? Being a contractor is an exciting way to work for yourself. You enjoy a lot of ...
read moreHandyman vs contractor: Which is right for you?
... to do versus the larger suite of services that a licensed contractor is legally allowed to provide. How handymen can reduce their risk with business insurance Given the nature of the job, many handymen choose to reduce ...
read more11 tips for growing long-lasting contractor business
... and long-term customer. For example, if you are doing electrical work, and you notice a small leak in a pipe ... construction industry. And this is where BizCover and contractor insurance can help ensure that you can keep on ...
read moreWhat to look out for in a contractor agreement
... But they also have a lot in common, including the need for business insurance* in the form of contractor insurance. We know independent contractors are busy, which is why we've created an amazingly simple and convenient ...
read more3 ways contractors can build a strong relationship with their clients
... as you could be personally liable if a mistake were to happen. While the overall purpose of contractors insurance is to protect you from the financial fallout of contracting risks, there are many different types of ...
read moreTop 6 mistakes to avoid when hiring a contractor
... you may assume everything is in order, it's a good idea to verify that a contractor has up-to-date insurance. Like any profession, contractor mistakes can happen, so it is vital to ensure that they are covered if things ...
read moreInsurance for Roofers
... and run your business—from drills and grinders to your laptop and smartphone. Why do roofers need insurance? Roofing contractors work in a risky field, but there's more to that risk than just working at heights. Third ...
read moreSetting business boundaries as an independent contractor
... time away from the office. And while on the topic of investing in yourself, independent contractors can benefit from independent contractor insurance reduce their risks while on the job. 4. Ethical limits and client ...
read moreHow to manage your finances as a contractor
... of play as you continue to ply your trade as an independent contractor. When you set up as a contractor and choose BizCover for your contractor insurance * you'll enjoy the convenience of being able to compare multiple ...
read more5 contractor tips for delivering excellent customer experiences
... can contribute to the long-term success of your independent contractor business by securing it with independent contractor insurance *. BizCover offers business insurance solutions for all kinds of businesses, giving you ...
read moreInsurance for Electrical Engineers
... our trusted insurance partners: Why do Electrical Engineers need it? As an electrical engineer, ... regular contact with clients, contractors and the general public. Public Liability insurance is typically an important ...
read moreInsurance for IT Professionals
... also becoming a more common requirement for independent contractors to hold and maintain their own Professional Indemnity insurance policies. Public Liability Insurance* Chances are you spend most of your time visiting ...
read moreHow to get your trade contractor licence in Queensland
... Box 5099 Brisbane QLD 4001, or in person at your nearest QBCC service centre. As a busy contractor, you are constantly moving from one job to the next. However, when it comes to securing your business insurance such as ...
read moreHow to Start a Business in QLD in 7 Easy Steps
... valid or require further details to be accepted in Queensland. Related: Licence and Insurance Requirements for QLD Electricians 6. Grants and support in QLD In those initial days of starting out, getting as much support ...
read moreWhat is the difference between a contractor and a subcontractor in 2023
... electrical work. In this case, the people responsible for the electrical work are the subcontractors. Contractors ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and ...
read moreHow To Become a Roofer or Roofing Contractor
... - Fair Trading NT - Building Practitioners Board QLD - Queensland Building and Construction Commission (QBCC ... , accidents and mistakes can still happen. Insurance for roofer contractors is one way to help minimise these ...
read moreTop electrical risks and safety tips in the workplace
... work site While you're on site promoting electrical safety and important electrical safe work practices while you work, one thing you won't have to stress over is your business insurance - if you choose BizCover for your ...
read moreTriumph after Tragedy for QLD Fitness Trainer Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program'
... Business Buddy Program' Charlotte Hansen Magnii Fitness QLD Michelton resident Charlotte Hansen last week marked a ... occupations and have taken the hassle out of buying insurance for more than 25,000 businesses so far. They ...
read moreHow to get an electrical licence in NSW
... NSW contractor licence This electrical licence allows the holder to advertise their plumbing services and contract to do electrical work ... be relied upon as advice. As with any insurance, cover will be subject to the terms, ...
read moreDoggone Great! Local QLD Business Selected in the $60,000 'Small Business Buddy Program'
Small Business Buddy Winner! Local QLD Business Selected in the $60,000 'Small Business Buddy Program' Woofwatchers ... occupations and have taken the hassle out of buying insurance for more than 25,000 businesses so far. ...
read moreBusiness Insurance in Townsville
... because an injury or serious illness means you're unable to work while you recover. Personal Accident and Illness insurance can help you keep things running at home and in your business until you're able to get back to ...
read moreBusiness Insurance in Cairns
... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost. However, it's important to note that the data included within this article was sourced ...
read moreBusiness Insurance in Bundaberg
... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost. However, it's important to note that the data included within this article was sourced ...
read moreDo I need a contractor licence in NSW?
... Electrical wiring Gasfitting Plumbing Plumbing Refrigeration What do you need for your contractor ... in common, including the need for business insurance *. We know independent contractors are flat out, which is why we've ...
read moreWorkers Compensation Insurance
... different claims agents, appointed by WorkSafe Victoria. QLD https://www.worksafe.qld.gov.au/insurance/apply-for-workcover-policy-online Workers Compensation insurance in QLD is government owned and is underwritten by ...
read moreA guide to managing contractors and minimising risk
... are all up to date. These include things like relevant licenses, registrations and business insurance for example. Make sure your contractors provide up-to-date copies of their documents so that you can keep these on ...
read moreIndependent contractors urged to review agreement fine-print
... an employer you may be required to hold certain business insurance such as insurance for self-employed contractors or Contractor Public Liability Insurance.” Contract limitations The company you are contracted to may put ...
read moreHiring a contractor checklist and tips
... As a business you have less exposure to legal liability because contractors will have their own insurance policies in place Cons of hiring a contractor Having contractor workers make up part of your workforce is not the ...
read moreEmployee vs. independent contractor – A guide to understanding the difference
... can help ensure your policy is providing adequate cover. If you go with hiring an independent contractor, you may want to check what insurances they have in place as well as the level of cover. Be sure to also request ...
read moreWhat's the Difference Between a Consultant and a Contractor?
... your business can benefit from some outside perspective from a consultant or a contractor. But one thing that your business will always need is business insurance*. But just because you need it doesn't mean that it needs ...
read moreTop 10 marketing ideas for contractors in 2023
... about it. Marketing your business as an independent contractor can be difficult. You have limited time and ... should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and ...
read moreCommon small business insurance claims and how to prevent them
... and your bottom line. Whilst you've got the insurance to help you out, you'd ultimately rather avoid ... occurred after an electrician drilled through a wall destroying electrical heated cables. Another claim was for a client ...
read moreHow to become a fencing contractor – Get a fencing licence
... New South Wales are subject to the same laws as any contractor or tradie in the state. This means that a licence is ... bell on 1300 920 868 to get your fence installer insurance in just 10 minutes and get back to doing what ...
read moreInsurance for Cleaners
... or you accidentally knock over your client's antique vase smashing it to pieces - the list could be endless. Business Insurance If you rely on your own cleaning equipment to run your business how would you cope if it was ...
read moreHow to become an independent contractor
... in order get in touch with us here at BizCover. We understand all types of contractor businesses and believe insurance should be simple with no-dramas. Receive multiple quotes in minutes from some of Australia's ...
read moreEarthmoving and Excavators Insurance
... to lease a workshop or warehouse space for your small business. Why do earthmoving contractors need insurance? Construction can be a dangerous field, especially for earthmovers and excavators. Working with large ...
read moreDoes Public Liability insurance cover employees?
... learning. We will also answer some other key insurance for employees questions, such as does Public Liability cover contractors. What does Public Liability insurance cover? Public Liability (also referred to as Personal ...
read morePublic Liability Insurance WA
... $70.82 per month in 2018 for Public Liability insurance through BizCover . There is a wide variety of occupations ... average monthly premiums below. *Data based on QLD BizCover customers Your Cover Options With BizCover you ...
read moreWhy insurance premiums are on the rise
... 2020 bushfires to the floods in 2022 across NSW and QLD, we've been hit by multiple catastrophes in recent ... 3. We are facing economic changes Another reason your insurance premiums may be increasing is due to the many ...
read moreBusiness Insurance FAQs
... ? Buying Public liability insurance in NSW Buying Public liability insurance in QLD Buying Public liability insurance in WA What is Professional Indemnity Insurance? What does professional indemnity insurance cover? Do I ...
read moreLegal requirements for Professional Indemnity insurance
... body. Occupations that must have Professional Indemnity insurance include: Accountants Architects and Draftsmen Bookkeepers, BAS and Tax Agents Electricians in QLD Finance and Mortgage brokers Plumbers in VIC Real ...
read more5 signs it might be time to switch business insurance companies
... $100 on his Professional Indemnity and Public Liability insurance Lisa, a hairdresser in VIC, saved $300 on her Business Pack Sidney, an engineering consultant in QLD, saved $1,000 on his Business Pack and Professional ...
read moreHow to Become a Cleaning Contractor
... for success. Have you got your cleaning business insurance sorted? While you're busy building your cleaning contractor business, let us help with your cleaning business insurance *. We'll sweep up and neatly present all ...
read more7 things accountants need to consider when applying for Professional Indemnity Insurance
... t understand the technical terms, speak to an insurance professional who can help you understand the meaning ... to you arising from the actions of the contractor or subcontractor. 7. Is Professional Indemnity Enough? ...
read moreInsurance for Handymen
... this work as part of your handyman service, in taking out your business insurance you must select your occupation as either Electrical or Plumbing Services and advise that you undertake more extensive handyman services ...
read more5 Common Beauty Insurance Claims
... She was busy working on a client when she noticed an electrical burning smell. “I looked to the back of the salon ... against them by making sure you have the right insurance policies in place. It's also a wise idea ...
read morePersonal Accident and Illness Insurance for Tradies
... employed small business owner or a contractor, Personal Accident and Illness insurance is an important type of cover ... unthinkable when he fell off a ladder whilst doing electrical work on the outside of a house and broke ...
read morePublic Liability vs. Professional Indemnity insurance: What’s the difference?
... a small business needs to consider protecting their business with Public Liability insurance. Occupations such as Consultants /Contractors/ Tradespeople Businesses that have clients visiting their home or out and about ...
read moreHow to price a job as a contractor
... business, let us lend a hand by taking care of your business insurance *. BizCover offers insurance solutions for all kinds of contractors, giving you peace of mind coverage with no dramas. ***This information is ...
read moreInsurance for Civil Engineers
... , as a civil engineer you will likely be having regular contact with clients, contractors and members of the public. Public Liability insurance is designed to provide protection* for you and your business in the event ...
read moreWhat is Professional Indemnity Insurance?
... awarded a contract Example professions: Health Professions , IT Contractors , Management Consultants , Accountants , Estate Agents etc. Professional Indemnity insurance provides a financial safeguard to help protect your ...
read moreInsurance by Industry
... are aware that those who operate in varying industries, often have specific insurance needs and so we aim to provide a policy to suit you ... Cleaners Concrete Contractors Concrete Pumping Consultants Contractors and ...
read moreInsurance for Painters
... not usually cover the work of subcontractors. Therefore sub-contractors should consider maintaining their own public liability insurance. Insurance for Painters Public Liability Insurance In the world of painting, it's a ...
read moreInsurance for Hair & Beauty Services
... , mishaps caused by chemicals, hot wax, scissors, razors, electrical equipment - these all mean your business accidents. Fortunately, this is where Public Liability insurance can provide peace of mind and protection for ...
read moreWhy some tradies should consider Professional Indemnity insurance
... pose a risk to your business. Luckily, Professional Indemnity insurance is designed to protect you from these risks so you ... be disastrous for your business. Take this electrical consultant for example**, who was set to ...
read more5 Surprising Things Business Insurance Can Cover
... that can be taken out as part of your Business Insurance policy. In some cases may even be a requirement by ... temporary shuttering, re-doing sign writing, replacing electrical signs and replacement of damaged property. Don' ...
read moreThe Reality of Retail- Real Life Claims and How Business Insurance can Help
... policy. After being damaged by the storm and water, some of the electrical work was also repaired. Contents insurance * covers your business contents or stock if they were damaged in a fire, storm or due to malicious ...
read moreBusiness Insurance Perth
... to protect all types of businesses from self-employed tradies to professional contractors and sole traders, just to name a few. Business insurance is there to safeguard your business from the various types of risks ...
read moreBusiness Insurance Melbourne
... of business structures like sole traders, contractors and self-employed businesses for example from ... this is at your home-based business. Public Liability insurance can provide peace of mind and protection from potential ...
read moreInsurance for pharmacy and pharmacists
... answer is probably yes. Chances are you'll have regular contact with clients, contractors and the general public. Public Liability insurance is designed to provide protection for you and your business in the event a ...
read moreInformation Technology Liability Insurance
... contractual requirement for independent contractors to hold and maintain their own Professional Indemnity insurance policies. Public and Products Liability insurance Public Liability insurance is designed to provide ...
read moreA sole traders and freelancers guide to business insurance
... ? These are a few examples of when sole traders and contractors may need to consider Public Liability insurance. If you run your business from home, having clients visit your premises creates an opportunity of risk ...
read more5 things to consider when purchasing business insurance
... staff do you employ? Do you rely on contractors or suppliers? What utilities, equipment, machinery and technology ... an accident or illness? 2. What type of business insurances do I need to consider? When you have a solid ...
read moreCyber Insurance: Is it worth it?
... account and drivers license details of 500 on-hired contractors were stolen. Or the Accounting firm, which had ... ) information, you need it. Isn't my other insurance cover enough? Take time to review your current policies ...
read moreInsurance for Convenience Stores
... answer is probably yes. Chances are you'll have regular contact with clients, contractors and the general public. Public Liability insurance is designed to provide protection for you and your business in the event a ...
read moreInsurance for Carpenters
... the fees charged by you to complete the job. What insurance do carpenters need to consider? Get to know the common ... to provide professional advice to clients or other contractors. But if you misspeak or give an incorrect ...
read moreInsurance for Cafes
... answer is probably yes. Chances are you'll have regular contact with clients, contractors and the general public. Public Liability insurance is designed to provide protection for you and your business in the event a ...
read moreInsurance for Engineers
... answer is probably yes. Chances are you'll have regular contact with clients, contractors and the general public. Public Liability insurance is designed to provide protection for you and your business in the event a ...
read moreReviews related to Electrical Contractors Insurance QLD
-
Easy to use
Darcie P
Electrician/Electrical Contractor - Domestic -
Great experience, easy, streamlined and clear to understand.
Simon L
Electrician/Electrical Contractor - Domestic -
nice and easy
David P
Electrician/Electrical Contractor - Domestic -
QUICK AND EASY, GOOD PRICE
Timothy P
Electrician/Electrical Contractor - Domestic -
Thank you. Very easy great to use.
Jason J
Electrician/Electrical Contractor - Domestic -
easy and fast
Geoffrey M
Electrician/Electrical Services -
Fast & helpful!
Michael A
Electrician/Electrical Services -
great
Bradley C
Electrician/Electrical Services -
Great
Tony F
Electrician/Electrical Services -
GREAT SEVICES MADE ME LAUGH AFTER A HARD DAYS WORK
Dusan B
Electrician/Electrical Services -
Loved it
Adam M
Electrician/Electrical Services -
Quock easy cover no hassle!
Ryan P
Electrician/Electrical Services -
simple and easy to use
Anthony L
Electrician/Electrical Services -
Simple and easy, good service
Ben T
Electrician/Electrical Services -
Very easy to use for online renewals
Callum T
Electrician/Electrical Services -
very simple process
Alan J
Electrician/Electrical Services -
website is a winner
Mitchell P
Electrician/Electrical Services -
Easy to use online to renew.
Thanks.
Ben E
Electrician/Electrical Services -
Love the ease of acquiring insurance for the business... well done people
Dianne B
Automotive Electrical Component Manufacturing (Except Batteries)
Why do Electricians need insurance?
Fires, injuries from live wires, accidental damage to a customer’s home, tool theft… There are many reasons why protecting your electrician business with business insurance is a bright idea!
When you’re working with clients, suppliers, and on construction sites, there is plenty of potential for things to go wrong. The last thing you need is a client injuring themselves on one of your sites or an expensive piece of your equipment stolen.
Don’t let a potential slip-up in your work or a client with a short fuse short circuit your business. Protect it against liability claims and other unexpected events. With just a few clicks or a single phone call, you can get multiple competitive quotes from leading insurers. Select your preferred policy and get covered instantly, so the only thing you need to worry about is adding a bit of spark to your client’s day.
Did you know?
Public Liability insurance is a mandatory licensing requirement in most states and territories of Australia, usually requiring a minimum cover level of $5 million.
If you work in Queensland, you’ll also be required to hold the Consumer Protection extension with a minimum level of $55,000 of cover to provide protection to consumers for defects in electrical work, non-completion of electrical work and liability resulting in an electrician testing their own work.
What insurance do electricians need to consider?
Let’s look at common types of cover you may need to add to your business insurance toolbox!
Public Liability Insurance*
Public Liability insurance is the most common type of insurance that every responsible electrician should have. It covers legal fees and compensation costs if a customer, member of the public, or a supplier claims against you for injury or damage to their property as a result of your alleged negligent business activity.
Electricians in most states and territories must have minimum levels of Public Liability cover to maintain their electrical license. However, even if it’s not mandatory in your state, it might be worth having.
There’s a lot that can go wrong when you’re working on a construction site or in people’s homes. No matter how good you are at your work, the risk of causing fire, property damage or personal injury is high. Even the smallest of mistakes can have big consequences. For example, the good old ‘putting a foot through the ceiling’ could set you back a couple of grand†. It’s times like this when you’ll be glad to have a Public Liability policy!
Professional Indemnity Insurance*
Professional Indemnity (PI) insurance covers electricians for losses claimed by a third party & defence costs due to alleged or actual negligence. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy.
Your customers, clients, and the contractors you work with may rely on your electrical knowledge and experience. If you accidentally give them bad advice or misspeak while providing a recommendation, you could create big problems.
That’s where your Professional Indemnity policy steps in, helping you manage the cost of claims or lawsuits that come your way.
Business Insurance*
Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage).
A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances. In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks.
Your tools and equipment are essential to your livelihood, so what would you do if suddenly you were left without them? Protecting them will ensure you’re not left in the lurch.
Personal Accident and Illness insurance
Personal Accident and Illness insurance can provide cover should you become permanently disabled or pass away as a result of an accident. Cover can also include a weekly benefit for loss of income if you are unable to work as a result of an unexpected injury or illness (even if it occurs outside of your employment).
You rely on your physical ability to get the work done – but have you stopped to think about how you would keep on paying the bills if you were to injure yourself or fall ill and had to take time off work?
Accidents can happen anywhere, anytime. It could be at work or even when you’re out and about enjoying your spare time. Your Personal Accident and Illness policy could help you keep the lights on if you’re injured at work or play.
Why should electricians choose BizCover for their business insurance?
Real people adding real value
Our friendly service team is on hand and on a mission to make you smile!
We won’t bore you with jargon
We’re not fans of complicated insurance speak, so we talk to you in plain English.
Built for small business
We know insurance and what makes small businesses tick.
Clear and competitive pricing
You can compare and choose from a range of highly competitive prices right there on your screen. Seriously.
Frequently Asked Questions
Sole trader electricians may consider several types of insurance for their small businesses. The cover you may need or want depends on your circumstances and how you do business.
The most common cover for electricians is Public Liability insurance. Electricians in most states and territories are required to have this insurance to receive and maintain their electrical license.
Australian electricians often choose other types of cover, such as Professional Indemnity, Business Insurance and Personal Accident and Illness. These policies can help you manage a variety of risks to your business, like negligence claims, damage or loss of your tools, and injuries that leave you unable to work for an extended period of time.
No two electricians are the same. Each has its own unique features and exposures to risks, so it makes that your insurance policy is priced based on your individual factors and circumstances.
The cost of your policy will depend on a variety of things like the type of business, your annual turnover, number of staff, level of cover, claims history and where your business is located.
To receive an accurate idea of how much business insurance will cost for your electrician business have a chat to our friendly team to get a quote.
Yes! Portable Equipment* cover, which can be added to your Business Insurance Pack, covers you for loss and damage to your tools and stock due to theft, fire and other perils listed in the wording. So, if your tools of the trade are lost or damaged, you can replace them without needing to go out of pocket or dip into your business savings.
†The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Coverage for claims on the policy will be determined by the insurer, not BizCover.
© 2023 BizCover Pty Limited, all rights reserved. ABN 68 127 707 975; AFSL 501769