Electrical Contractors Insurance QLD
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Insurance for Electricians
... PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. Your customers, clients, and the contractors you work with may rely on your electrical ...
read moreQLD Electricians Licence and Insurance Requirements
... to know about insurance requirements for electricians in QLD- without the ... electrical contractor licence applicant (as named in section 1 of this application) holds current broadform public and products liability insurance ...
read morePublic Liability Insurance in QLD
... and on a mission to make you smile! Frequently Asked Questions on QLD Public Liability Insurance Electrical contractors in Queensland must have Public Liability insurance to receive, maintain, and renew a licence. By law ...
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... your business. Who can work as an electrical contractor in Australia? Electricians in Australia must have ... success. With BizCover, you can compare electrician insurance quotes from multiple insurers, select the cover that ...
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... make it mandatory for those with an electrical contractor's licence to hold a minimum amount of Public Liability insurance. Average monthly cost of Public Liability Insurance by level of cover Coverage level Average ...
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read morePublic Liability Insurance QLD
... Flexible payment options - monthly or annually Compare quotes from our trusted insurance partners: Here's the lowdown on QLD public liability insurance* As a small business owner in Queensland you already have a lot ...
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... our trusted insurance partners: Why do Electrical Engineers need it? As an electrical engineer, ... regular contact with clients, contractors and the general public. Public Liability insurance is typically an important ...
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... Box 5099 Brisbane QLD 4001, or in person at your nearest QBCC service centre. As a busy contractor, you are constantly moving from one job to the next. However, when it comes to securing your business insurance such as ...
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read moreHow To Become a Roofer or Roofing Contractor
... Fair Trading NT - Building Practitioners Board QLD - Queensland Building and Construction Commission (QBCC ... , accidents and mistakes can still happen. Insurance for roofer contractors is one way to help minimise these ...
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read moreBusiness Insurance in Townsville
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read moreDo I need a contractor licence in NSW?
... Electrical wiring Gasfitting Plumbing Refrigeration. How to get a contractor licence ... referee, and a certificate of eligibility to obtain insurance. We know independent contractors are flat out, which is why we' ...
read moreWorkers Compensation Insurance
... different claims agents, appointed by WorkSafe Victoria. QLD https://www.worksafe.qld.gov.au/insurance/apply-for-workcover-policy-online Workers Compensation insurance in QLD is government owned and is underwritten by ...
read moreA guide to managing contractors and minimising risk
... are all up to date. These include things like relevant licenses, registrations and business insurance for example. Make sure your contractors provide up-to-date copies of their documents so that you can keep these on ...
read moreIndependent contractors urged to review agreement fine-print
... an employer you may be required to hold certain business insurance such as insurance for self-employed contractors or Contractor Public Liability Insurance.” Contract limitations The company you are contracted to may put ...
read moreHiring a contractor checklist and tips
... As a business you have less exposure to legal liability because contractors will have their own insurance policies in place Cons of hiring a contractor Having contractor workers make up part of your workforce is not the ...
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read moreWhat's the Difference Between a Consultant and a Contractor?
... your business can benefit from some outside perspective from a consultant or a contractor. But one thing that your business will always need is business insurance*. But just because you need it doesn't mean that it needs ...
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... and your bottom line. Whilst you've got the insurance to help you out, you'd ultimately rather avoid ... occurred after an electrician drilled through a wall destroying electrical heated cables. Another claim was for a client ...
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read moreInsurance for Cleaners
... bills that could drain your bank accounts. Did you know? Many clients require cleaning contractors to have Public Liability insurance before allowing them to work on premises. If you lease office or other commercial ...
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read moreInsurance for Gardeners
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read moreInsurance for Civil Engineers
... , as a civil engineer you will likely be having regular contact with clients, contractors and members of the public. Public Liability insurance is designed to provide protection* for you and your business in the event ...
read moreWhat is Professional Indemnity Insurance?
... awarded a contract Example professions: Health Professions , IT Contractors , Management Consultants , Accountants , Estate Agents etc. Professional Indemnity insurance provides a financial safeguard to help protect your ...
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... are aware that those who operate in varying industries, often have specific insurance needs and so we aim to provide a policy to suit you ... Cleaners Concrete Contractors Concrete Pumping Consultants Contractors and ...
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... policy. After being damaged by the storm and water, some of the electrical work was also repaired. Contents insurance * covers your business contents or stock if they were damaged in a fire, storm or due to malicious ...
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... can be expensive, and without the right Product Liability insurance you could find yourself in hot water. If ... power adapter is not put together tightly enough, electrical wires become exposed, causing electric shock. A ...
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read moreReviews related to Electrical Contractors Insurance QLD
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Easy to use
Darcie P
Electrician/Electrical Contractor - Domestic -
Great experience, easy, streamlined and clear to understand.
Simon L
Electrician/Electrical Contractor - Domestic -
nice and easy
David P
Electrician/Electrical Contractor - Domestic -
QUICK AND EASY, GOOD PRICE
Timothy P
Electrician/Electrical Contractor - Domestic -
Thank you. Very easy great to use.
Jason J
Electrician/Electrical Contractor - Domestic -
easy and fast
Geoffrey M
Electrician/Electrical Services -
Fast & helpful!
Michael A
Electrician/Electrical Services -
great
Bradley C
Electrician/Electrical Services -
Great
Tony F
Electrician/Electrical Services -
GREAT SEVICES MADE ME LAUGH AFTER A HARD DAYS WORK
Dusan B
Electrician/Electrical Services -
Loved it
Adam M
Electrician/Electrical Services -
Quock easy cover no hassle!
Ryan P
Electrician/Electrical Services -
simple and easy to use
Anthony L
Electrician/Electrical Services -
Simple and easy, good service
Ben T
Electrician/Electrical Services -
Very easy to use for online renewals
Callum T
Electrician/Electrical Services -
very simple process
Alan J
Electrician/Electrical Services -
website is a winner
Mitchell P
Electrician/Electrical Services -
Easy to use online to renew. Thanks.
Ben E
Electrician/Electrical Services -
Love the ease of acquiring insurance for the business... well done people
Dianne B
Automotive Electrical Component Manufacturing (Except Batteries)
Why do Electricians need insurance?
Fires, injuries from live wires, accidental damage to a customer’s home, tool theft… There are many reasons why protecting your electrician business with business insurance is a bright idea!
When you’re working with clients, suppliers, and on construction sites, there is plenty of potential for things to go wrong. The last thing you need is a client injuring themselves on one of your sites or an expensive piece of your equipment stolen.
Don’t let a potential slip-up in your work or a client with a short fuse short circuit your business. Protect it against liability claims and other unexpected events. With just a few clicks or a single phone call, you can get multiple competitive quotes from leading insurers. Select your preferred policy and get covered instantly, so the only thing you need to worry about is adding a bit of spark to your client’s day.
Did you know?
Public Liability insurance is a mandatory licensing requirement in most states and territories of Australia, usually requiring a minimum cover level of $5 million.
If you work in Queensland, you’ll also be required to hold the Consumer Protection extension with a minimum level of $55,000 of cover to provide protection to consumers for defects in electrical work, non-completion of electrical work and liability resulting in an electrician testing their own work.
What insurance do electricians need to consider?
Let’s look at common types of cover you may need to add to your business insurance toolbox!
Public Liability Insurance*
Public Liability insurance is the most common type of insurance that every responsible electrician should have. It covers legal fees and compensation costs if a customer, member of the public, or a supplier claims against you for injury or damage to their property as a result of your alleged negligent business activity.
Electricians in most states and territories must have minimum levels of Public Liability cover to maintain their electrical license. However, even if it’s not mandatory in your state, it might be worth having.
There’s a lot that can go wrong when you’re working on a construction site or in people’s homes. No matter how good you are at your work, the risk of causing fire, property damage or personal injury is high. Even the smallest of mistakes can have big consequences. For example, the good old ‘putting a foot through the ceiling’ could set you back a couple of grand†. It’s times like this when you’ll be glad to have a Public Liability policy!
Professional Indemnity Insurance*
Professional Indemnity (PI) insurance covers electricians for losses claimed by a third party & defence costs due to alleged or actual negligence. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy.
Your customers, clients, and the contractors you work with may rely on your electrical knowledge and experience. If you accidentally give them bad advice or misspeak while providing a recommendation, you could create big problems.
That’s where your Professional Indemnity policy steps in, helping you manage the cost of claims or lawsuits that come your way.
Business Insurance*
Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage).
A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances. In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks.
Your tools and equipment are essential to your livelihood, so what would you do if suddenly you were left without them? Protecting them will ensure you’re not left in the lurch.
Personal Accident and Illness insurance
Personal Accident and Illness insurance can provide cover should you become permanently disabled or pass away as a result of an accident. Cover can also include a weekly benefit for loss of income if you are unable to work as a result of an unexpected injury or illness (even if it occurs outside of your employment).
You rely on your physical ability to get the work done – but have you stopped to think about how you would keep on paying the bills if you were to injure yourself or fall ill and had to take time off work?
Accidents can happen anywhere, anytime. It could be at work or even when you’re out and about enjoying your spare time. Your Personal Accident and Illness policy could help you keep the lights on if you’re injured at work or play.
Why should electricians choose BizCover for their business insurance?
Real people adding real value
Our friendly service team is on hand and on a mission to make you smile!
We won’t bore you with jargon
We’re not fans of complicated insurance speak, so we talk to you in plain English.
Built for small business
We know insurance and what makes small businesses tick.
Clear and competitive pricing
You can compare and choose from a range of highly competitive prices right there on your screen. Seriously.
Frequently Asked Questions
Sole trader electricians may consider several types of insurance for their small businesses. The cover you may need or want depends on your circumstances and how you do business.
The most common cover for electricians is Public Liability insurance. Electricians in most states and territories are required to have this insurance to receive and maintain their electrical license.
Australian electricians often choose other types of cover, such as Professional Indemnity, Business Insurance and Personal Accident and Illness. These policies can help you manage a variety of risks to your business, like negligence claims, damage or loss of your tools, and injuries that leave you unable to work for an extended period of time.
No two electricians are the same. Each has its own unique features and exposures to risks, so it makes that your insurance policy is priced based on your individual factors and circumstances.
The cost of your policy will depend on a variety of things like the type of business, your annual turnover, number of staff, level of cover, claims history and where your business is located.
To receive an accurate idea of how much business insurance will cost for your electrician business have a chat to our friendly team to get a quote.
Yes! Portable Equipment* cover, which can be added to your Business Insurance Pack, covers you for loss and damage to your tools and stock due to theft, fire and other perils listed in the wording. So, if your tools of the trade are lost or damaged, you can replace them without needing to go out of pocket or dip into your business savings.
†The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Coverage for claims on the policy will be determined by the insurer, not BizCover.
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