Liability And Indemnity Insurance
- Trusted by over 240,000 small businesses
- Up to $20M Professional Indemnity cover
- Compare quotes instantly from some of Australia’s leading insurers
Compare quotes from our trusted insurance partners*:
How much does Professional Indemnity Insurance Cost for IT professionals?
... and Public Liability cover from the same insurer. That way there will be no dispute between insurers as to which cover should respond to the claim. What is the average premium for Professional Indemnity insurance ...
read moreInsurance for IT Professionals
... claim can be difficult to determine. BizCover offers a liability package with combined Professional Indemnity and Public Liability insurance from the same insurer. That way, there can be no dispute between insurers ...
read moreWho is Covered Under an IT Liability Policy?
... contracts between consultants and clients requiring these insurances in addition to professional indemnity. The benefit of having professional indemnity, products liability and public liability contained in the ...
read morePublic Liability vs. Professional Indemnity insurance: What’s the difference?
... . Recommended reading: Do I need Professional Indemnity Insurance? Public Liability insurance: what is typically covered and excluded? Public Liability insurance provides compensation for: personal injury suffered by ...
read moreProfessional Indemnity Insurance And Public Liability Insurance
... questions. BizCover has answers! From Public Liability and Professional Indemnity insurance to cover for your building, assets, and much more, we make understanding business insurance and getting covered easy as. Here's ...
read moreHow much does Professional Indemnity Insurance Cost for Real Estate Agents?
... Indemnity & Public Liability insurance package? On average cost of an allied health combined Professional Liability ... have can also demonstrate a higher volume of work, and with more people comes an increased risk of a ...
read moreProfessional Indemnity Insurance
... the lowdown on Professional Indemnity insurance* You're a professional and there is no ... and Officers Liability, Corporate Liability, Employment Practice Liability, Crime and Statutory Liability. Professional Indemnity ...
read morePI And PL Insurance
... all! BizCover is on a mission to make understanding insurance and covering your small business easy as. With essential cover like Public Liability, Professional Indemnity insurance, and more, we can help you protect your ...
read moreWhy some tradies should consider Professional Indemnity insurance
... 's the difference between Professional Indemnity insurance and Public Liability insurance? More than 10,000 plumbers, electricians, and carpenters currently sort out their business insurance through BizCover - many of ...
read moreAdditional Cover for Professional Indemnity Insurance
... options to her professional indemnity insurance. Lynn purchased public and products liability (PPI) when she started her business selling natural and organic skincare products in 2013. Suppliers and sellers of goods - ...
read more7 things accountants need to consider when applying for Professional Indemnity insurance
... technical terms, speak to an insurance professional who can help you ... indemnity on its own will not cover. You may be managing a team and see a significant human resource risks which will require a management liability ...
read moreWho needs Professional Indemnity insurance?
... provide a range of competitive insurance options including Professional Indemnity, Public Liability , Cyber Liability and Management Liability insurance, among many other types of business insurance. Jump online or give ...
read more8 Facts About Professional Indemnity Insurance
... Indemnity cover from selected leading Australian insurers. Even better, you can compare other types of policies—including Public Liability , Business Insurance Packs , Cyber Liability and Management Liability —and ...
read moreProfessional Indemnity Insurance for Consultants
... loss based on your advice may turn around and file an insurance claim against you. The result is that ... insurance or public liability insurance for your own protection. When you buy a Professional Indemnity insurance ...
read moreProfessional Indemnity Insurance cost
... the cost are: Your business turnover and size The amount of insurance cover you require The individuals being covered ... of Professional Indemnity insurance by industry? Similarly to Public Liability insurance , your ...
read moreWhat does Professional Indemnity Insurance cover?
... : Damages and claimant costs awarded against you Civil liabilities which may ... insurance Acts of fraud and dishonesty Accidental injury and property damage What types of professionals need Professional Indemnity insurance ...
read moreInsurance for Social Workers
... Public Liability policy covers you anywhere in Australia so you can work with clients from Hobart to Hamilton Island! Insurance for Social Workers Professional Indemnity* Providing professional advice and services is ...
read moreBusiness Insurance Perth
... , wind). There are many types of business insurances to consider like Public Liability , Professional Indemnity , Business Insurance packs, Cyber Liability and other insurances* to help protect your business. What does ...
read moreBusiness Insurance Melbourne
... . There are a variety of different types of coverages like Public Liability , Professional Indemnity , Business Insurance packs , Cyber Liability and other insurances* to help safeguard your business. What does business ...
read moreInsurance for Contractors and Subcontractors
... work, it's up to you to set it right. And if something goes really wrong, you could be hit with an ... types of contractor or subcontractor insurance, such as Public Liability or Professional Indemnity, to work with them. ...
read morePros and cons of opening your own business
... while you don't need to know the ins and outs of the intricacies between Professional Indemnity insurance and Public Liability insurance , it's good to consider analysing what risks you could get covered by. Thankfully ...
read moreTop 5 reasons for having Professional Indemnity and Public Liability insurance
... top 5 reasons NHAA members should hold and maintain Professional Indemnity and Public Liability insurance . 1. Protection against claims of negligence, malpractice and professional misconduct Your service comes with an ...
read moreInsurance for Psychologists
... a risk of professional liability . It only takes one unhappy client to disrupt your career and drain your assets if something does go wrong. Even if you're not at fault, Professional Indemnity insurance may be able to ...
read moreUnderstanding insurance for recruitment consultants
... your Professional Indemnity insurance policy: Intentional damage Contractual liabilities Professional fees Known claims and circumstances Fraud and dishonesty 2. Public Liability insurance* Public Liability insurance is ...
read moreInsurance for Allied Health Professionals
... know? BizCover is the preferred insurance partner of the Naturopaths and Herbalists Association of Australia. If you're a NHAA member you'll save on your Professional Indemnity & Public Liability cover with our exclusive ...
read moreUnderstanding business insurance for bookkeepers
... professional service or advice. Professional Indemnity insurance will also assist with the legal ... were to occur. Cyber Liability insurance* is designed to help protect you from claims and support your profitability in ...
read moreInsurance for Finance & Mortgage Brokers
... the policy. Professional Indemnity policies are available through BizCover that can meet the requirements of RG210. Public Liability* Public Liability insurance is a no-brainer for finance and mortgage brokers. Regular ...
read moreInsurance for Martial Art Teachers
... Art Teachers Combined Professional Indemnity and Public Liability cover available Coverage for training clients in your own home & anywhere in Australia Compare quotes from our trusted insurance partners*: Why do Martial ...
read moreInsurance for the Self Employed
... plan. The impact of accidents, mistakes, natural disasters and other unexpected events may land completely on your shoulders ... you to have a Public Liability policy. Professional Indemnity insurance If you provide clients ...
read moreSole Trader Insurance
... Liability insurance. If you rent an office or other workspace, you'll probably be asked to show proof of insurance before signing a lease. Professional Indemnity ... . Personal Accident and Illness insurance can provide cover ...
read moreWhat are some types of insurance available for small businesses?
... Professional Indemnity insurance is a business insurance to consider. Professional Indemnity (PI) insurance* ... Liability insurance should be on your radar. Management liability insurance* protects directors and officers and ...
read moreInsurance for Concrete Contractors
... . Many clients require concrete contractors to have Public Liability insurance to work with them. Insurance requirements may be written into business contracts, and proof of insurance is needed to enter job sites. If you ...
read moreInsurance for Software Developers
... Professional Indemnity and Public Liability policies, so there's no dispute over who should respond to claims. What types of insurance do software developers and programmers need? Software developers and programmers ...
read moreInsurance for Registered Migration Agents
... Indemnity policies with BizCover. Contact Migration Alliance for your exclusive discount code. Public Liability Insurance* Public Liability insurance ... which meant having to depart Australia and re-enter. The client claimed ...
read moreInsurance for Accountants
... insurance partners*: Professional Indemnity Insurance cost for Accountants Why do Accountants need insurance ... being hacked. Cyber Liability insurance helps to protect you from claims and supports your profitability in ...
read moreWhat insurance do contractors and subcontractors need?
... help reduce contractor risk. Professional Indemnity Insurance Professional Indemnity insurance is an important component of contractor liability insurance that contractors and subcontractors might consider if they give ...
read moreProfessional Indemnity for Real Estate Agents
... Stock and Business Agents Act 2002 hold a minimum of $1 million Professional Indemnity Insurance with ... the misrepresentation is plainly stated in the advertising material and liability on the real estate agent is easy to ...
read moreInsurance for Freelance Writers
... libel lawsuits? You may consider Professional Indemnity insurance * to protect yourself against events like these and other professional wrongdoing. Public Liability insurance Writing is often a solo endeavour, but ...
read moreDoes Public Liability insurance cover employees?
... Liability cover contractors. What does Public Liability insurance cover? Public Liability (also referred to as Personal Liability) covers you and ... them a loss. However, Professional Indemnity insurance (PI) may cover this. ...
read moreInsurance for Hair & Beauty Services
... to have this activity specifically covered by your insurance. Common types of business insurance for hair and beauty professionals Professional Indemnity Insurance Whether providing treatments or giving advice, your ...
read moreDoes your lash business need salon insurance?
... Indemnity cover typically includes compensation to the harmed party and your defence costs (such as legal costs, expert fees, and investigator costs). Public Liability - This type of insurance covers legal fees and ...
read moreDo online businesses need insurance?
... Professional Indemnity insurance . This insurance typically covers you for losses claimed by a third party and defence ... with a limitation on liability will help to protect you, your assets, and your online business. 2 ...
read moreBusiness Insurance FAQs
... and Cafes? Buying Public liability insurance in NSW Buying Public liability insurance in QLD Buying Public liability insurance in WA What is Professional Indemnity Insurance? What does professional indemnity insurance ...
read moreInformation Technology Liability Insurance
... clients fails. It is a combined policy that offers the protection of both Professional Indemnity and Public and Products Liability insurances*. It's designed to give you peace of mind, addressing the potential overlap of ...
read moreAllied Health Combined Liability Insurance
... against both kinds of risks. The Allied Health Combined Liability insurance product includes protection for Professional Indemnity and Public Liability insurance* and is available for over 200+ allied health professions ...
read moreInsurance for Nurses
... or possibly drain your assets. Professional Indemnity insurance * may come in handy in the ... Liability insurance* could help you cover unplanned expenses related to cyberattacks, data loss, and more. How much does insurance ...
read moreInsurance for Consultants
... . Your Professional Indemnity policy , will ... Liability Insurance* Public Liability insurance is a no brainer for all types of consultancy services. Public Liability insurance is designed to provide protection for you and ...
read moreA sole traders and freelancers guide to business insurance
... damage Contractual liabilities Your professional fees Known claims and circumstances Fraud and dishonesty Why do sole traders and freelancers need to consider Professional Indemnity insurance? Giving professional ...
read moreInsurance for Engineers
... Indemnity insurance will meet the associated compensation payable to a third party together with your defence costs (which can include legal costs, investigator costs and expert fees). Public Liability Insurance ...
read moreInsurance for Architects
... to a costly Professional Indemnity claim. Thankfully, Professional Indemnity insurance is designed to provide ... personally liable. Management liability insurance protects directors and officers and the insured company ...
read moreWhy personal trainers should think about an Allied Health Combined Liability policy
... on your client's new phone. The relationship between Public Liability and Professional Indemnity Clearly, both PI insurance and PL insurance are important to the protection of personal trainers, but for different ...
read moreInsurance for Management Consultants
... your business. Some clients may require you to have Professional Indemnity and Public Liability insurance to work with them. Insurance requirements and minimum cover amounts may be written into their business contracts ...
read moreInsurance for Chiropractors
... applicable limits, your Professional Indemnity insurance will meet the associated ... $62.43 p/month is for $250K Professional Indemnity and $10M Public Liability cover for a self-employed Chiropractor in NSW earning ...
read moreInsurance for Marketing Consultants
... service or advice. Having Personal Indemnity insurance will let you breathe easy, assisting ... and defending a covered claim and include legal fees, investigation fees and court costs). Public Liability Insurance ...
read moreInsurance for Civil Engineers
... Liability insurance covers you anywhere within Australia. Insurance for Civil Engineers* Professional Indemnity As ... . Seriously. Built for small business We know insurance and what makes small businesses tick. We won't ...
read moreInsurance for Recruitment Consultants
... for your business Professional Indemnity Employees are the most important and valuable asset of any ... and the consequences if it were to be compromised. Cyber Liability insurance helps to protect you from claims and ...
read morePublic Liability
... visit your premises, or you going to visit them, providing your advice and services, then Public Liability and Professional Indemnity insurance may be two important forms of coverage your business needs to consider. Not ...
read moreThe benefits of Professional Indemnity insurance
... protecting your business, visit BizCover or give us a call to get your Professional Indemnity insurance sorted. We provide multiple quotes and can get you covered in minutes without the hassle. * This information is ...
read moreWhat you need to consider when purchasing Professional Indemnity insurance
... you to become a member of things like industry bodies and boards? At BizCover we take the drama out of shopping around for your Professional Indemnity insurance by doing the shopping around for you. We provide multiple ...
read moreProfessional Indemnity Insurance 101: For Allied Health Professionals
... a result of the claim - no matter whether it's proven or not. Professional indemnity insurance gives people in the allied health professions , and their families, peace of mind that their assets are safe if they do face ...
read moreWhat Limit of Professional Indemnity Insurance Do I Need?
... Costs in addition to the limit of Professional Indemnity insurance . You need to ensure your limit of Professional Indemnity Insurance is adequate to encompass both the claim and the costs in defending it. 4. The nature ...
read moreSometimes Professional Indemnity Insurance is Needed
... is why many people turn to a concept like professional indemnity insurance, which can cover and protect both parties where they need the coverage and protection most: Their bank account. In life, mistakes happen just ...
read moreHow Does Professional Indemnity Insurance Benefit You?
... , you should have professional indemnity insurance that provides coverage against lawsuits filed because of misrepresentation, negligence, inaccurate advice and/or violation of fair dealing and good faith. Therefore, if ...
read moreDo I need Professional Indemnity insurance?
... when it's all over. What does Professional Indemnity Insurance cover? Professional Indemnity insurance typically foots the bill for things like: Legal and defence costs Related claims investigation costs including those ...
read moreLegal requirements for Professional Indemnity insurance
... your policy is amended. Find Professional Indemnity insurance with BizCover If you are looking for Professional Indemnity insurance , BizCover can help! We make it easy to compare and buy PI coverage in minutes, online ...
read moreHow the cost of Professional Indemnity insurance is calculated
... look some of the key factors that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk factors and put simply, the higher the level of risks, the higher the ...
read moreHow much does Professional Indemnity Insurance Cost for Accountants?
... exposed to, as well as any work contracts you take on and / or industry-based requirements. It is important to note, that cost of Professional Indemnity insurance is not influenced by one factor alone, but a combination ...
read moreProfessional Indemnity Insurance 101 for Allied Health and Alternative Therapy Professionals
... of the claim - no matter whether it's proven or not. Professional indemnity insurance gives people in the health or alternative therapy professions, and their families, peace of mind that their assets are safe if they do ...
read moreMisconceptions Around Professional Indemnity Insurance
... an unhappy client, the word can spread like wildfire over the internet and community. This is where the value of professional indemnity insurance can be recognized. If you were somehow involved in consulting or advising ...
read moreWhat is Professional Indemnity Insurance?
... ? No matter how good you are at your job, we're all human and we all make mistakes. Professional Indemnity Insurance allows you to cover yourself if and when you do slip up in your normal course of work. Here are a ...
read moreProfessional Indemnity Insurance for Civil Engineers
... potentially enough to send you out of business. Below we'll explore Professional Indemnity insurance and how it can apply to your work as a Civil engineer. Civil Engineering risks Within the engineering industry there ...
read moreEarthmoving and Excavators Insurance
... 's an overview of some popular ones: Public Liability* Public Liability insurance is a common insurance coverage for all types of businesses. It covers legal fees and compensation costs if a customer, supplier or another ...
read moreA blue-collar workers guide to understanding Personal Accident and Illness insurance
... in place. While you may have coverages for things like Public Liability and your tools sorted, have you considered protecting yourself with Personal Accident and Illness insurance*? Let's have a look at how this type of ...
read morePersonal Accident and Illness Insurance
... activities that you participate in ). With BizCover, y ou can get quotes and P ersonal Accident and Illness insurance within minutes and once covered you will be protected 24/7! **Maximum limits apply Independent ...
read morePersonal Accident and Illness Insurance for Tradies
... to take a substantial amount of time off work to recover, however, he fortunately had Personal Accident and Illness insurance and was able to claim $600 per week, which greatly assisted him whilst he was off work. In ...
read moreAccountant saved from paying $200K with Professional Indemnity Insurance: A Case Study
... fined a client. The firm was insured with a Professional Indemnity Policy to the value of $2 million dollars with DUAL. ... The tax returns were prepared by the Insured and in conjunction with the couple who reviewed the ...
read more4 reasons why restaurant insurance is important (and how to protect yours)
... restaurant owners may consider to protect their business: Public Liability and Business Insurance. Public Liability insurance Public Liability insurance for restaurants can help safeguard your business against claims of ...
read moreInsurance for Painters
... their own policy. What types of insurance do painters and decorators need? Public Liability insurance Public Liability insurance * is a common policy purchased by painters and interior decorators. If you are operating ...
read moreA Guide to PI Insurance
... is to make Professional Indemnity Insurance simple (also known as errors and omissions insurance, PI or Professional Indemnity). What is Professional Indemnity Insurance? Professional Indemnity Insurance is a form of ...
read moreWhat are the potential risks if I cancel my Professional Indemnity cover?
... your Run-Off cover before cancelling your Professional Indemnity insurance, and this will need to be done through the provider of your Professional Indemnity insurance. If you are looking to cancel your Professional ...
read moreInsurance for Registered Tax Agents
... requirements source from TPB tpb.gov.au/professional-indemnity-insurance-tax-agents on 8 August 2019 What could cause a PI claim? Errors and discrepancies on tax returns. Incorrect tax advice. Negligence in rendering ...
read moreWhat’s the difference between Public and Product Liability insurance?
... occur in the design of the product What is the difference between Public Liability and Product Liability insurance? While both forms of liability insurance are designed to protect your business if a claim from a third ...
read moreHow much does Public Liability Insurance Cost?
... criteria will apply. Get a hassle-free quote for your business here. Given the various industries and occupations Public Liability insurance can cover, also means the cost of it can vary greatly. This is due to a ...
read moreInsurance for Dog Grooming
... Liability policy covers you anywhere in Australia, so you can work your razor magic from Broome to Brisbane! Business Insurance ... easy knowing that your Personal Accident and Illness insurance can help cover loss of income. ...
read moreBusiness Insurance Guide for the Self-Employed – Part 4
... for the self-employed guide, we take a look at Personal Accident and Illness insurance and Cyber Liability insurance. We share the ins and outs of why self-employed workers need to consider these forms of cover. What ...
read moreThe Reality of Retail- Real Life Claims and How Business Insurance can Help
... in cash, kept in the same drawer as the cigarettes. The service station owner lodged a claim under their Theft and Money insurance * covers for $13,000. Once the claim was verified it was paid by the insurer as per the ...
read moreReviews related to Liability And Indemnity Insurance
-
You make life a lot simpler in choosing business insurance. Thank you.
Paulus A
Information Technology -
Competitively priced and very easy to deal with. Website is intuitive but if I've needed more info I've always found the friendly staff very helpful too.
Peter C Clay
Information Technology -
Such a simple and effective process
Mark E Egan
Information Technology -
Very fast and efficient.
Robert W Whitehead
Information Technology -
EASY TO USE AND VERY STRAIGHT FORWARD
Rachele D Dorrington
Information Technology -
Web site so easy to use and process application especially comparing.
Andrew F
Information Technology -
Very Quick and easy. Well explained
Abhiram A
Information Technology -
So easy, and great rates too!
Spencer H
Information Technology -
I'm in IT - this is a great site. It was extremely easy to use, and the experience was totally painless.
Paul H
Information Technology -
Very easy to navigate , quote and purchase. Nice work !
Anthony R
Information Technology -
Very responsive service and competitive insurance pricing. Thank you Wanda
Wanda B Buza
Registered Migration Agent -
It was easy to obtain quotations and the insurance coverage from BizCover
Terry D
Auditing Services -
One stop shop made it easy to get quotes and finalised insurance policies.
Stuart G
Information Technology Services (IT) -
Very responsive service and competitive insurance pricing. Thank you Wanda
Wanda B
Migration Agency Service
Why do IT professionals need insurance?
A lot can go wrong when you’re programming, coding, testing, debugging or doing other techy stuff. Mistakes in your work, property damage, broken equipment and lawsuits are just a few of the risks that insurance for IT contractors could help you manage.
Did you know?
The nature of work undertaken by some IT professionals means the difference between a public or professional indemnity claim can be difficult to determine. BizCover offers a liability package with combined Professional Indemnity and Public Liability insurance from the same insurer. That way, there can be no dispute between insurers as to which policy should respond to a claim.
Insurance for IT Professionals
Professional Indemnity insurance
The IT world is a fast-changing environment, and whether you’re involved in project management, development, testing or analysing systems this kind of work can be risky business. Does your software code contain errors? Was there a loss of documents or data as a result of your negligence? Professional Indemnity insurance* for IT consultants and businesses could help you cover claims like these and others related to mistakes, omissions, and general professional wrongdoing.
Public Liability Insurance
Chances are you spend a lot of time visiting your client’s offices. Public Liability insurance* for IT companies is designed to provide protection for you and your IT business should you accidentally cause an injury or property damage while working in a client’s premises.
Business Insurance
Do you own the office where you work? Carry or hold stock? Rely on computing equipment or servers to get your work done? You may want to consider a Business Insurance Pack* for your IT business.
A Business Insurance Pack can be customised to fit your business needs. IT professionals often consider Building, Contents, Machinery Breakdown, Business Interruption, and Theft cover, just to name a few!
Cyber Liability Insurance
Consider the client information or data you may be storing. Do you have plan if your systems suffer a data breach, are hacked, or subject to ransomware attack? Cyber Liability insurance* could provide an important safety net if your IT business experiences a cyber incident.
The wrong advice
An IT contractor was engaged to recommend and provide a management system for professional services client.
There were a number of problems with the system including crashes and loss of company and customer data. The client lodged a claim against the IT contractor for breach of contract and compensation for damages due to the lost data and loss of revenue whilst the client was unable to service his customers.
Prefer to talk?
Call us and talk to a real person.
Friendly, helpful service from a business insurance professional.
1300 249 268
Mon-Fri 8.30am-7.00pm
Sat 9.00am-5.00pm
*The information provided on this web page is general only and should not be relied upon as advice. No guarantees are provided as to pricing for individual risks. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. Savings made in October 2023 on IT Liability policy. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.