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What Limit of Professional Indemnity Insurance Do I Need?

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How Does Professional Indemnity Insurance Benefit You?

If you are a professional and have your own company, then ... be referred to as professional indemnity insurance. Professionals are expected to possess If you are a professional and have your own company, then ... you should have adequate professional indemnity insurance coverage against financial losses caused ...

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How the cost of Professional Indemnity insurance is calculated

... of a Professional Indemnity (PI) insurance policy is calculated and why one profession ... Professional Indemnity insurance. Insurance ... of a Professional Indemnity (PI) insurance policy is calculated and why one profession ... Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk factors and put ...

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Misconceptions Around Professional Indemnity Insurance

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Professional Indemnity Insurance 101: For Allied Health Professionals

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Sometimes Professional Indemnity Insurance is Needed

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Additional Cover for Professional Indemnity Insurance

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Professional Indemnity Insurance

... your business. Professional Indemnity Insurance is specifically designed for businesses and individuals who ... business. In a nutshell, Professional Indemnity Insurance (PI) will ensure you are ...

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Professional Indemnity Insurance for Consultants

A large number of people that start businesses, in Australia have been experiencing a steady growth in business for the past few years. One area that is growing in magnitude ... advice may turn around and file an insurance claim against you. The ... public liability insurance for your own protection. When you buy a Professional Indemnity insurance ...

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Professional Indemnity Claims: when should I notify my insurer?

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Professional Indemnity for Real Estate Agents

... the Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... arising out of acts, errors and omissions ... the Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... stated in the advertising material and liability on the real estate agent ...

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A Guide to PI Insurance

... make Professional Indemnity Insurance simple (also known as errors and omissions insurance, PI or ... Professional Indemnity). What ... Professional Indemnity Insurance simple (also known as errors and omissions insurance, PI ... or Professional Indemnity). What is Professional Indemnity Insurance? Professional Indemnity Insurance ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... , and your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - ... of business! Public Liability Insurance explained. Professional Indemnity Insurance If your business or ...

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Keep calm and stretch on with Yoga Teacher insurance

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The Remaining Risk: What Isn't Covered and Why it Matters

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Insurance for architects- the blueprint to success

... the challenge of crafting plans and working on demanding projects where ... ... Architects Act and registration boards. And with that comes varying Professional Indemnity insurance requirements. ... become a statistic.[i] Cyber Liability insurance provides essential financial protection if ...

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Insurance Considerations for Personal Trainers

... your clients achieve their goals and transform their lifestyles, but it's ... consider how to protect yourself and your business from the […] ... types of risk consider public liability insurance which will provide financial protection ... ,000,000 Professional Indemnity and $10,000,000 Public Liability. A combined policy ...

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Beauty to go! What Mobile make-up artists need to know about insurance

... a wide range of clientele, and you can build your own ... of. But making people look and feel amazing is just […] ... consider for their business… Professional Indemnity Insurance You're an expert when it ... damage Fraud and dishonesty Known claims and circumstances Property damage Public Liability Insurance Working ...

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The Risky Business of Insurance

... clients, cash flow, staff, stock and future planning. Managing business risk ... and ensuring that a business can ... businesses are uninsured ... have' insurance. Examples of “must have” insurance: Public Liability– protects against legal and court ... business should have PL Professional Indemnity - protects against losses for ...

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Small Business Index July 2015

... insurance rates but is the tide turning? An oversupply of capacity and ... competition in the insurance market over the last ... down the ... down the price of professional/business insurance for Australian SMEs. Since the ... categories of Professional Indemnity, Combined Professional Indemnity & Public Liability and Public Liability /Business Packs. ...

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PI Index: Premiums Decline 10 Straight Quarters

Business Insurance Premiums Decline 10 Straight Quarters, ... and healthy competition in the business insurance market. The BizCover Small Business ... product groups, Combined Professional Indemnity/Public Liability and Public Liability/Business Packs are not ... example, the cost of Professional indemnity insurance for some Allied Health professionals ...

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Business Horror Stories

Running a business can be a wonderful rewarding experience, but sometimes things can go horribly wrong. THE ONLINE ONSLAUGHT We never believe it can happen to us, that ... Find out more about Professional Indemnity here. THE EMPLOYEE EMBEZZLEMENT These ... them. Business Insurance cover options such as Management Liability and Cyber Liability are little ...

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SMEs continue to benefit from low premiums; despite talk of price rises.

... seems to be hardening for insurance for larger businesses, the latest ... BizCover Small Business Insurance Price Index is showing no ... ... , the latest BizCover Small Business Insurance Price Index is showing no ... is keeping prices down. Professional Indemnity and Public Liability, including multiple section business ...

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Personal Accident and Illness Insurance for Tradies

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Who is Covered Under an IT Liability Policy?

... Insurance Professionals in the information technology sector face potential liabilities from clients and ... so their systems work efficiently ... IT Liability policies combine Professional Indemnity (PI), Public Liability and Products Liability to ... insurances in addition to professional indemnity. The benefit of having professional indemnity, products liability and ...

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6 Areas You May Not Have Thought Business Insurance Covers

... to protect your business assets and revenue against potential risks that ... , such as fire, storms, theft and accidental damage. When insuring your ... BizCover offers a range of insurance solutions to protect your business. ... essential covers such as Public Liability and Professional Indemnity insurance to ensure you are ...

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Insurance for Yoga Teachers

... Public Liability insurance and $5 - $10 million Professional Indemnity insurance. Insurance for Yoga Teachers Professional Indemnity Insurance ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , jump online, compare quotes and buy the insurance that suits your business. ... not ... home and contents insurance policy might not cover all the liabilities related to ... have Professional Indemnity cover. Make sure your policy stays relevant and on ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... things such as their legal liabilities and top of mind assets such ... ... counters, shelving, fixed mirrors, and ceramic and porcelain items too. It can ... an exceptionally prime target. Cyber Liability insurance is a 'must have' policy ...

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Comparethemarket.com.au and BizCover Announce White Label Partnership

... Australia's leading FinTech providers, BizCover and comparethemarket.com.au have joined forces, ... online provider of small business insurance, having ... Australian small businesses compare and buy their insurance online. Their White Label ... be in charge of their insurance and this partnership makes this increasingly ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how to ... business for a while and looking to buy insurance for the first ... ... of client information Management Liability insurance covers businesses and their directors personal assets ... minimum level of Public Liability or Professional Indemnity insurance however, you may decide ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... of your insurance to ensure that if the unthinkable happens and your ... ... claim (Business Interruption) Management Liability Protects businesses and business directors including their ... want to increase your Professional Indemnity insurance. Also, consider any new contracts ...

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Management Liability Insurance

... personal wealth. Management Liability Insurance protects the company and the individuals who undertake ... risks and exposures associated with running the company. Where Professional Indemnity Insurance covers ...

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Public Liability Insurance NSW

... unwanted accident happen. And they do. Public Liability Insurance protects you and your business ... exemption applies to both Public Liability and Professional Indemnity policies. To be eligible ...

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Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to ... Small Business Insurance Price Index has been released (Graph 1), and similar ... an increase ... not universal. Graph 1 – BizCover Insurance Price Index (Financial Year 2017 ... the Professional Indemnity sector, but the index for Public Liability and Business Packs ...

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Insurance prices remain steady despite market predictions of higher premiums

... , the latest BizCover Small Business Insurance Index is showing little change ... stricter underwriting criteria and higher prices, excess capacity ... small business sector.” Public Liability and Professional Indemnity prices have seen no significant ... of competition in the market and insurance profitability remains strong, so I ...

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5 Tips for getting the best Public Liability insurance for your business

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Public Liability Insurance

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Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... an overwhelming choice of policies and policy options […] ... of insurance should food businesses consider? Public Liability Insurance Dishing up food and beverages ... and café owners pay approximately $75 per month for their Public Liability insurance ...

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Do I need insurance for my market stall?

... treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled ... when it comes to markets. And with the festive season fast . ... wide range of potential risks. Insurance for market stall holders is ... of cover - Public Liability and Product Liability. Public Liability Public Liability covers you for ...

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Business Insurance

... suit you best. And you can include Public Liability Insurance to ensure you ... Goods in Transit Statutory Liability Compare multiple insurance quotes online Best price ...

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Turn the spotlight on hackers and protect your data

... trust. They're a persistent bunch and are increasingly […] ... potential costs. For example, Cyber Liability Insurance covers your business against the ... about the benefits of Cyber Liability Insurance and also use these handy tips ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases! Despite a ... BizCover Small Business Insurance Price Index has shown insurance rates ... BizCover Small Business Insurance Price Index has shown insurance rates dropping back ... professional sector, primarily around Public Liability and Business Packs (predominately covering perils ...

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BizCover Disrupts Insurance by Commoditising it

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Insurance For it professionals

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Insurance For accountants

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Insurance For architects

... Architects Act, Architects Regulations and Professional Indemnity insurance requirements. For information regarding the ... personally liable. Management Liability insurance will protect your company and your personal assets ...

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Insurance For engineers

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Insurance for Makeup Artists

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Insurance For psychologists

... registered psychologists to hold and maintain Professional Indemnity insurance with a minimum of ... Insurance for Psychologists Professional Indemnity Psychologists have a tremendous amount of professional liability ...

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Insurance for Finance & Mortgage Brokers

... need Professional Indemnity insurance. It's a legal requirement for finance and mortgage brokers. ... AR's. Public Liability Public Liability insurance is a no brainer for finance and mortgage ...

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Insurance for Hair & Beauty Services

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Insurance For nurses

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Insurance For consultants

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Insurance for Professionals

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Insurance For personal trainers

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Insurance for Martial Art Teachers

... protect you and your business. Insurance for martial arts teachers Professional Indemnity Insurance However ... into thousands of dollars. Public Liability Insurance There's no disputing that you ...

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Insurance For real estate agents

... ? For Real Estate Agents, Professional Indemnity insurance provides essential financial protection against ... property that they own. Public Liability insurance will protect you from financial ...

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Insurance For recruitment consultants

... Thankfully, Professional Indemnity insurance is your protection against your legal liability arising out ... to your client, and PR costs. Public Liability Public Liability insurance is a no ...

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Insurance For registered tax agents

... sensible financial and legal decision for Registered Tax Agents, Professional Indemnity insurance is ... so since 2011 and with good cause - Professional Indemnity Insurance covers you ...

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Insurance for Bookkeepers & BAS Agents

... decision for Bookkeepers and BAS Agents, Professional Indemnity insurance is also an actual ... required Bookkeepers and BAS Agents to have Professional Indemnity (PI) insurance. Professional Indemnity insurance coverage ...

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Insurance For tradesmen

... commonly Tradies purchase a Public Liability Insurance policy which covers them to ... your company's reputation. Public liability insurance will protect you and your business from ...

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Insurance For electricians

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Insurance For retailers

... tenant to have both Public Liability insurance and Glass insurance before signing a lease. ... you sell. Public Liability insurance will cover your legal and defence costs, as ...

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Insurance for Butcher shops

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Insurance For cleaners

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Insurance For handyman

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New Year Insurance Health Check!

... for people to make resolutions and plan for their year ahead. ... of the year that was and do a bit of planning ... year ahead, including the goals ... increasing the level of public liability insurance that you hold. Are there ... $1 million limit of indemnity and no reinstatements, and you make two claims ...

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Small Business Insurance: Why you might want to ensure you're covered!

... control of your earning potential and the upside can be great ... of outlays to make initially and deciding what you spend your ... limited resources ... types of insurance is required. For example you'll find Professional Indemnity is ... up and establishing itself. If you rent your premises, public liability may ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... activities. Failure in obtaining public liability insurance policy can expose a business ... business did not have public liability insurance and are found at fault, the ... list as to what public liability insurance covers and a policy should be ...

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5 Common Beauty Insurance Claims

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Public Liability Insurance QLD

... unwanted accident happen. And they do. Public Liability Insurance protects you and your business ... and circumstances How much do Trades & Service pay for Public Liability Insurance ...

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Public Liability Insurance WA

... is, they do. Public Liability insurance protects you and your business against the ... do Professionals pay for Public Liability Insurance in WA? The term 'Professionals' ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

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Protect your business with Statutory Liability Cover

... are many different types of insurance policies available to small businesses ... as injury caused to clients and customers, and damage caused ... the facts, benefits and features of Statutory Liability insurance. Australia and the law There ... make. This is where Statutory Liability insurance comes into play – designed to ...

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Cyber Liability Insurance: the safety net small businesses need

... the globe, particularly in Australia and especially to small businesses. The ... , no small business is immune and […] ... in Cyber Liability insurance are: · Business interruption costs · Data recovery and investigation costs ... few basic preventative measures and robust Cyber Liability insurance, small business' are ensuring ...

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Cyber Liability Insurance

... business. Cyber Liability Insurance covers your business against the expense and legal costs ... owners sweat. Cyber Liability Insurance can reduce your risks and help you rest ...

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Reviews related to liability and indemnity insurance

  • Very responsive service and competitive insurance pricing. Thank you Wanda

    Wanda B Buza
    Registered Migration Agent

  • It was easy to obtain quotations and the insurance coverage from BizCover

    Terry D
    Auditing Services

  • One stop shop made it easy to get quotes and finalised insurance policies.

    Stuart G
    Information Technology Services (IT)

  • Very responsive service and competitive insurance pricing. Thank you Wanda

    Wanda B
    Migration Agency Service

  • Really easy to use and well priced insurance

    Sarah S
    Life Coach

Get instant quotes

Get the cover that is right for you

With BizCover you can choose policies with cover between $250k to $10m, from 8 different insurers. When considering how much cover you will need you should think about:

  • What are the potential risks (what could go wrong) and what could be the potential costs to rectify any mistakes?
  • What is the value of the jobs that you perform?
  • Are there any statutory requirements for your profession?
  • Does your professional body have any requirements for membership? For example Accountants are required to have a minimum of $2 million of cover to join the CPA.
  • What could be the legal and investigation costs of any action taken against you?

And remember, as your business grows it is important to assess your exposure to risk and increase your level of cover accordingly.