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What Limit of Professional Indemnity Insurance Do I Need?

... is 'What limit of Professional Indemnity insurance do I need?' While this ... idea to contact the association and check whether there [â ... association and check whether there is a minimum limit of Professional Indemnity Insurance ... of Professional Indemnity Insurance is adequate to encompass both the claim and the ...

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How Does Professional Indemnity Insurance Benefit You?

If you are a professional and have your own company, then ... be referred to as professional indemnity insurance. Professionals are expected to possess If you are a professional and have your own company, then ... you should have adequate professional indemnity insurance coverage against financial losses caused ...

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How the cost of Professional Indemnity insurance is calculated

... of a Professional Indemnity (PI) insurance policy is calculated and why one profession ... Professional Indemnity insurance. Insurance ... of a Professional Indemnity (PI) insurance policy is calculated and why one profession ... Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk factors and put ...

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Misconceptions Around Professional Indemnity Insurance

... is that the claims professional indemnity insurance covers are only the experiences ... not true, in this day and age anyone can sue anyone ... internet and community.  This is where the value of professional indemnity insurance can ... own pockets and that is never a good thing. Withprofessional indemnity insurance you ...

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Professional Indemnity Insurance 101: For Allied Health Professionals

Our optometrists, chiropractors and occupational therapists, as well as ... protect yourself is with professional indemnity insurance. This type of policy ... protect yourself is with professional indemnity insurance. This type of policy provides ... not. Professional indemnity insurance gives people in the allied health professions, and their ...

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Sometimes Professional Indemnity Insurance is Needed

Professional indemnity insurance is handcrafted to provide coverage ... ... a concept like professional indemnity insurance, which can cover and protect both parties ... not they should buy professional indemnity insurance is the potential financial loss ...

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Additional Cover for Professional Indemnity Insurance

... Fernando for his certificates of insurance - it's just part of ... not only insured with professional indemnity, but also with the additional .. ... to be covered by professional indemnity insurance to ensure there is cover ... to her professional indemnity insurance. Lynn purchased public and products liability (PPI) when she ...

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Professional Indemnity Insurance

... your business. Professional Indemnity Insurance is specifically designed for businesses and individuals who ... business. In a nutshell, Professional Indemnity Insurance (PI) will ensure you are ...

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Professional Indemnity Insurance for Consultants

A large number of people that start businesses, in Australia have been experiencing a steady growth in business for the past few years. One area that is growing in magnitude ... advice may turn around and file an insurance claim against you. The ... public liability insurance for your own protection. When you buy a Professional Indemnity insurance ...

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Professional Indemnity Claims: when should I notify my insurer?

Your Professional Indemnity (PI) insurance is no doubt one of ... needed financial assistance for legal and compensation costs in the event .. Your Professional Indemnity (PI) insurance is no doubt one of ... admit liability which can result in your insurer suffering prejudice, and again ...

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Professional Indemnity for Real Estate Agents

... the Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... arising out of acts, errors and omissions ... the Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... stated in the advertising material and liability on the real estate agent ...

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A Guide to PI Insurance

... make Professional Indemnity Insurance simple (also known as errors and omissions insurance, PI or ... Professional Indemnity ... Professional Indemnity Insurance simple (also known as errors and omissions insurance, PI ... or Professional Indemnity). What is Professional Indemnity Insurance? Professional Indemnity Insurance ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... , and your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - ... of business! Public Liability Insurance explained. Professional Indemnity Insurance If your business or ...

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Keep calm and stretch on with Yoga Teacher insurance

Breathe in, breathe out, and let a wave of calm ... of arranging your yoga teacher insurance go.  As a yogi or ... business. Let us centre your and consider Professional Indemnity insurance to protect you and your business. ... insurance cover for their yoga teacher members: $10m Public Liability $5m Professional Indemnity ...

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The Remaining Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... it does protect you against, and the risks that still remain. ... ... also includes Product liability cover. Professional Indemnity - Professional Indemnity covers professionals ... work again. Cyber Liability Insurance – Cyber Liability Insurance protects against the expenses and legal costs ...

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Insurance Considerations for Personal Trainers

... your clients achieve their goals and transform their lifestyles, but it's ... consider how to protect yourself and your business from the [†... types of risk consider public liability insurance which will provide financial protection ... ,000,000 Professional Indemnity and $10,000,000 Public Liability.   A combined policy ...

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Insurance for architects- the blueprint to success

... the challenge of crafting plans and working on demanding projects where ... ... Architects Act and registration boards. And with that comes varying Professional Indemnity insurance requirements. ... become a statistic.[i] Cyber Liability insurance provides essential financial protection if ...

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Beauty to go! What Mobile make-up artists need to know about insurance

... a wide range of clientele, and you can build your own ... of. But making people look and feel amazing is just […] ... consider for their business… Professional Indemnity Insurance You're an expert when it ... damage Fraud and dishonesty Known claims and circumstances Property damage Public Liability Insurance Working ...

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The Risky Business of Insurance

... clients, cash flow, staff, stock and future planning. Managing business risk ... and ensuring that a business can ... businesses are uninsured ... have' insurance. Examples of “must have” insurance: Public Liability– protects against legal and court ... business should have PL Professional Indemnity - protects against losses for ...

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Small Business Index July 2015

... insurance rates but is the tide turning? An oversupply of capacity and ... competition in the insurance market over the last ... down the ... down the price of professional/business insurance for Australian SMEs. Since the ... categories of Professional Indemnity, Combined Professional Indemnity & Public Liability and Public Liability /Business Packs. ...

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PI Index: Premiums Decline 10 Straight Quarters

Business Insurance Premiums Decline 10 Straight Quarters, ... and healthy competition in the business insurance market. The BizCover Small Business ... product groups, Combined Professional Indemnity/Public Liability and Public Liability/Business Packs are not ... example, the cost of Professional indemnity insurance for some Allied Health professionals ...

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Business Horror Stories

Running a business can be a wonderful rewarding experience, but sometimes things can go horribly wrong. THE ONLINE ONSLAUGHT We never believe it can happen to us, that ... Find out more about Professional Indemnity here.  THE EMPLOYEE EMBEZZLEMENT These ... them. Business Insurance cover options such as Management Liability and Cyber Liability are little ...

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SMEs continue to benefit from low premiums; despite talk of price rises.

... seems to be hardening for insurance for larger businesses, the latest ... BizCover Small Business Insurance Price Index is showing no ... ... , the latest BizCover Small Business Insurance Price Index is showing no ... is keeping prices down. Professional Indemnity and Public Liability, including multiple section business ...

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Personal Accident and Illness Insurance for Tradies

... exposed to lots of risks, and if something does go wrong ... ... illness. That's where Personal Accident and Illness Insurance comes in to play. ... fortunately had Personal Accident and Illness insurance and was able to claim $600 ...

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Who is Covered Under an IT Liability Policy?

... Insurance Professionals in the information technology sector face potential liabilities from clients and ... so their systems work efficiently ... IT Liability policies combine Professional Indemnity (PI), Public Liability and Products Liability to ... insurances in addition to professional indemnity. The benefit of having professional indemnity, products liability and ...

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6 Areas You May Not Have Thought Business Insurance Covers

... to protect your business assets and revenue against potential risks that ... , such as fire, storms, theft and accidental damage. When insuring your ... BizCover offers a range of insurance solutions to protect your business. ... essential covers such as Public Liability and Professional Indemnity insurance to ensure you are ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , jump online, compare quotes and buy the insurance that suits your business. ... not ... home and contents insurance policy might not cover all the liabilities related to ... have Professional Indemnity cover. Make sure your policy stays relevant and on ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... things such as their legal liabilities and top of mind assets such ... ... counters, shelving, fixed mirrors, and ceramic and porcelain items too. It can ... an exceptionally prime target. Cyber Liability insurance is a 'must have' policy ...

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Comparethemarket.com.au and BizCover Announce White Label Partnership

... Australia's leading FinTech providers, BizCover and comparethemarket.com.au have joined forces, ... online provider of small business insurance, having ... Australian small businesses compare and buy their insurance online. Their White Label ... be in charge of their insurance and this partnership makes this increasingly ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how to ... business for a while and looking to buy insurance for the first ... ... of client information Management Liability insurance covers businesses and their directors personal assets ... minimum level of Public Liability or Professional Indemnity insurance however, you may decide ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... of your insurance to ensure that if the unthinkable happens and your ... ... claim (Business Interruption) Management Liability Protects businesses and business directors including their ... want to increase your Professional Indemnity insurance.   Also, consider any new contracts ...

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Management Liability Insurance

... personal wealth. Management Liability Insurance protects the company and the individuals who undertake ... risks and exposures associated with running the company. Where Professional Indemnity Insurance covers ...

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Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to ... Small Business Insurance Price Index has been released (Graph 1), and similar ... an increase ... not universal. Graph 1 – BizCover Insurance Price Index (Financial Year 2017 ... the Professional Indemnity sector, but the index for Public Liability and Business Packs ...

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5 Tips for getting the best Public Liability insurance for your business

... protecting your business and your customers with Public Liability insurance. It offers protection ... , or damage to their property. And whilst ... protecting your business and your customers with Public Liability insurance. It offers protection ... requirements for holding Public Liability insurance. Each state and territory has their own ...

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Insurance prices remain steady despite market predictions of higher premiums

... , the latest BizCover Small Business Insurance Index is showing little change ... stricter underwriting criteria and higher prices, excess capacity ... small business sector.” Public Liability and Professional Indemnity prices have seen no significant ... of competition in the market and insurance profitability remains strong, so I ...

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Public Liability Insurance

... is hurt - badly - and you're responsible. You hang up. ... ... needed was public liability insurance or insurance that protects you and your business from ... process. Purchasing public liability insurance online, where quotes are instant and transparent, is ...

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Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... an overwhelming choice of policies and policy options […] ... of insurance should food businesses consider? Public Liability Insurance Dishing up food and beverages ... and café owners pay approximately $75 per month for their Public Liability insurance ...

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Do I need insurance for my market stall?

... treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled ... when it comes to markets. And with the festive season fast . ... wide range of potential risks. Insurance for market stall holders is ... of cover - Public Liability and Product Liability. Public Liability Public Liability covers you for ...

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Business Insurance

... suit you best. And you can include Public Liability Insurance to ensure you ... Goods in Transit Statutory Liability Compare multiple insurance quotes online Best price ...

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Turn the spotlight on hackers and protect your data

... trust. They're a persistent bunch and are increasingly […] ... potential costs. For example, Cyber Liability Insurance covers your business against the ... about the benefits of Cyber Liability Insurance and also use these handy tips ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases!  Despite a ... BizCover Small Business Insurance Price Index has shown insurance ... BizCover Small Business Insurance Price Index has shown insurance rates dropping back ... professional sector, primarily around Public Liability and Business Packs (predominately covering perils ...

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BizCover Disrupts Insurance by Commoditising it

... Review and BRW. Click here to read the BRW article. Self-proclaimed insurance ... newcomers to the insurance sector, such as Coles and ... , a consultant specialising in life insurance and income protection, has been involved ... provides general advice and assistance through the insurance buy and claims process. But ...

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Insurance For it professionals

... to consider a liability package with combined Professional Indemnity and Public Liability cover from ... hold Professional Indemnity insurance before being considered for a contract. Public Liability Chances ...

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Insurance For architects

... Architects Act, Architects Regulations and Professional Indemnity insurance requirements. For information regarding the ... personally liable. Management Liability insurance will protect your company and your personal assets ...

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Insurance For accountants

... indemnity cover Insurance for Accountants Professional Indemnity Even Excel gurus can make mistakes, and ... home or office, then Public Liability insurance will protect you from financial ...

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Insurance For engineers

... consequences can be severe. Professional Indemnity insurance will ensure your business has ... personally liable. Management Liability insurance will protect your company and your personal assets ...

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Insurance For psychologists

... registered psychologists to hold and maintain Professional Indemnity insurance with a minimum of ... Insurance for Psychologists Professional Indemnity Psychologists have a tremendous amount of professional liability ...

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Insurance For consultants

... was agreed upon. Thankfully, Professional Indemnity insurance is your protection against potential ... Services Statisticians Technical Writer Public Liability Public Liability insurance is a no brainer ...

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Insurance For nurses

... for Professional Indemnity Insurance (PI) for all enrolled nurses, registered nurses and midwives. ... have with your patients, Public Liability insurance is a no brainer for ...

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Insurance For personal trainers

... outdoor areas. Insurance for Personal Trainers and Fitness Professionals Professional Indemnity As a ... in public outdoor spaces. Public Liability insurance will protect you from financial ...

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Insurance For real estate agents

... ? For Real Estate Agents, Professional Indemnity insurance provides essential financial protection against ... property that they own. Public Liability insurance will protect you from financial ...

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Insurance For recruitment consultants

... Thankfully, Professional Indemnity insurance is your protection against your legal liability arising out ... to your client, and PR costs. Public Liability Public Liability insurance is a no ...

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Insurance For registered tax agents

... sensible financial and legal decision for Registered Tax Agents, Professional Indemnity insurance is ... so since 2011 and with good cause - Professional Indemnity Insurance covers you ...

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Insurance For tradesmen

... commonly Tradies purchase a Public Liability Insurance policy which covers them to ... your company's reputation. Public liability insurance will protect you and your business from ...

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Insurance For electricians

... ? Public Liability insurance is a mandatory licensing requirement in most states and territories ... Fortunately, the electrician had Public Liability insurance and was able to make a ...

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Insurance For cleaners

... could be endless. Thankfully, Public Liability insurance is there to protect you ... of replacing the flooring. Public Liability and Portable Equipment Cover Best price ...

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Insurance For handyman

... can go on! Thankfully, Public Liability insurance is there to protect you ... amount of $8,614. Public Liability and Tool cover Over 21,000 ...

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Insurance For retailers

... tenant to have both Public Liability insurance and Glass insurance before signing a lease. ... you sell. Public Liability insurance will cover your legal and defence costs, as ...

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New Year Insurance Health Check!

... for people to make resolutions and plan for their year ahead. ... of the year that was and do a bit of planning ... year ahead, including the goals ... increasing the level of public liability insurance that you hold. Are there ... $1 million limit of indemnity and no reinstatements, and you make two claims ...

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Small Business Insurance: Why you might want to ensure you're covered!

... control of your earning potential and the upside can be great ... of outlays to make initially and deciding what you spend your ... limited resources ... types of insurance is required. For example you'll find Professional Indemnity is ... up and establishing itself. If you rent your premises, public liability may ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... activities. Failure in obtaining public liability insurance policy can expose a business ... business did not have public liability insurance and are found at fault, the ... list as to what public liability insurance covers and a policy should be ...

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5 Common Beauty Insurance Claims

... we take to prevent them – and the simplest of setbacks can ... ... it. “Thankfully my Business Insurance policy included building and contents cover”, says ... were paid under her Professional Indemnity policy. Back in business Have ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... independent professionals and small businesses to critical Professional Liability (E&O) insurance solutions. With ... unprecedented convenience ... way of pricing professional liability insurance for independent professionals and small businesses. Our ... the company offers competitive Professional Liability (E&O) insurance and plans to roll out ...

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Protect your business with Statutory Liability Cover

... are many different types of insurance policies available to small businesses ... as injury caused to clients and customers, and damage caused ... the facts, benefits and features of Statutory Liability insurance. Australia and the law There ... make. This is where Statutory Liability insurance comes into play – designed to ...

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Cyber Liability Insurance: the safety net small businesses need

... the globe, particularly in Australia and especially to small businesses. The ... , no small business is immune and […] ... in Cyber Liability insurance are: · Business interruption costs · Data recovery and investigation costs ... few basic preventative measures and robust Cyber Liability insurance, small business' are ensuring ...

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Cyber Liability Insurance

... business. Cyber Liability Insurance covers your business against the expense and legal costs ... owners sweat. Cyber Liability Insurance can reduce your risks and help you rest ...

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Public Liability Insurance

Here's the lowdown on public liability insurance As a small business owner ... the public Legal and defence costs Public Liability Insurance protects you and your business ...

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

... your business and effectively 'lock up' operations. Business interruption insurance can provide ... both peace of mind and a much ... ... loss. Losses beyond the indemnity period – The indemnity period is a period ... have Business Interruption insurance? And, are both the property and the cause of ...

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The Easter Bunny's Guide to Business Insurance

... kilograms of chocolate are purchased and consumed around the world. In ... ... due to fines and legal battles. A Product Liability policy would cover ... Insurance pack the Easter Bunny would have cover for machinery breakdown and ...

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Statutory Liability

... safety laws and environmental laws. Did you know? Statutory Liability generally insures ... as pollution liability defence costs. What's typically covered? Costs and expenses incurred ...

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Common Small Business Insurance Claims and How to Prevent them.

... are out of your control and have a big impact on ... your business and your bottom line.  Whilst you've got the insurance to ... ... most common BizCover Business Insurance customer claims, and tips on how to ... , investing in a backup generator. Liability Claims Another common claim seen ...

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Employment Practices Liability

... in place with the insurer, and not retroactively. What's typically covered ... of: Unfair dismissal Defamation Bullying and harassment Discrimination Sexual harassment Things ...

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Steady as she goes - still no increases in Insurance Premiums!

The BizCover Small Business Insurance Price Index is ... market for small business insurance continues to benefit from ... stability in insurance ... from this competition is Trades and Services, which has maintained its ... the last BizCover Small Business Insurance Price Index. “Insurers have managed ...

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Getting the Best Value on Your Business Insurance

... is now in full swing, and if you're like some of ... with your money in 2016 and perhaps even save more! Whilst ... ... at your business as risky and price your policy premium accordingly ... making a claim having enough insurance could mean the difference between ...

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Cyber Insurance: Is it worth it?

... customer data they can steal and sell on the black market. ... ... defence, penalties and fines. Isn't cover pricey? Like most insurance, premiums vary ... protect their business and they should consider a Cyber Insurance policy as ...

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Small Business Continues to Win on Insurance Prices!

... ; however the BizCover Small Business Insurance Price Index for the first ... ... ; however the BizCover Small Business Insurance Price Index for the first ... across all insurance classes were stable across the quarter, and this was ...

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Michael Gottlieb featured in Insurance Business

In January, our Managing Director Michael Gottlieb was interviewed by Insurance Business magazine, giving his outlook on 2014. Insurance Business - The In January, our Managing Director Michael Gottlieb was interviewed by Insurance Business magazine, giving his outlook on 2014. Insurance Business - The Year Ahead

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Reviews related to liability and indemnity insurance

  • Very responsive service and competitive insurance pricing. Thank you Wanda

    Wanda B Buza
    Registered Migration Agent

  • It was easy to obtain quotations and the insurance coverage from BizCover

    Terry D
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  • One stop shop made it easy to get quotes and finalised insurance policies.

    Stuart G
    Information Technology Services (IT)

  • Very responsive service and competitive insurance pricing. Thank you Wanda

    Wanda B
    Migration Agency Service

  • Really easy to use and well priced insurance

    Sarah S
    Life Coach

  • A fairly non-complicated insurance sorting site, well done!

    Tina D
    Art And Craft Retailing

  • Easy online process for getting an insurance solution and quote. I was able to complete this at a time that suited me, without being limited to business hours telephone support type scenarios.

    Trevor M
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Get the cover that is right for you

With BizCover you can choose policies with cover between $250k to $10m, from 8 different insurers. When considering how much cover you will need you should think about:

  • What are the potential risks (what could go wrong) and what could be the potential costs to rectify any mistakes?
  • What is the value of the jobs that you perform?
  • Are there any statutory requirements for your profession?
  • Does your professional body have any requirements for membership? For example Accountants are required to have a minimum of $2 million of cover to join the CPA.
  • What could be the legal and investigation costs of any action taken against you?

And remember, as your business grows it is important to assess your exposure to risk and increase your level of cover accordingly.