Why do social workers need it?

Social workers provide much needed care and assistance to those who need it most. Dealing with clients and handling their cases takes a great deal of responsibility and is not without risks.

At BizCover we provide a range of insurance options for social workers who operate from an office, private practice or on the road. Take advantage of cover that suits your unique business needs and delivers peace of mind.

Did You know?  

Your Public Liability policy covers you anywhere in Australia so you can work with clients from Hobart to Hamilton Island!

Insurance for Social Workers

Professional Indemnity

Providing professional advice and services is one of your main responsibilities as a social worker. Despite the care you take in performing your role, things don’t always go to plan and sometimes  result in  costly lawsuits that could take a huge toll on your life.. This is where Professional Indemnity insurance comes into play.

Professional Indemnity insurance* is an important form of protection for businesses that provide specialist services or professional advice.  It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. Professional Indemnity insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy.

Public Liability

Public Liability insurance* is an easy choice for social workers. Whether you are out visiting clients in their homes or working from an office, Public Liability covers legal fees and compensation costs if a customer, member of the public or a supplier claims against you for injury or damage to their property as a result of your alleged negligent business activity.

Employers Practices Liability

Employment Practices Liability (EPL) insurance* is designed to help employers minimise the risk and potential cost of claims taken against them by employees. Covered claims may relate to allegations of discrimination, unfair dismissal and sexual or workplace harassment.

Statutory Liability

Statutory Liability insurance* protects you, your business and your employees against certain unintentional breaches of some Australian laws. It will also cover the costs of representation related to investigation costs for alleged breaches, as well as defence costs, and fines or penalties payable following a conviction.


^Fees and charges apply

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.


Tom was amazingly professional and he was also sensitive and had empathy dealing with me as I have never experienced or started a business before. So I was extremely impressed how I was treated and accepted to not understand most of the jargon. He help support me all the way . ??

Karina J
Social Workers

Very easy process and professional easy-going staff

Alisha C
Social Worker

I am really happy with the consultant. It was easy for me to go through this insurance.  I am very grateful to him.

Kopila S
Social Worker

Connor was great to deal with. He knew his stuff,  and was clear when he needed to check things. It’s great I can change coverage if needed. Thanks

Shane M
Social Worker

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