Your business is your livelihood. So it’s vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms, theft and accidental damage.

Working for yourself as a sole trader or freelancer creates many different opportunities. Whether you’re a photographer, a tradie, a graphic designer or run an online retail store, there’s one thing that sole traders and freelancers all have in common- the need to protect their business with business insurance.

There’s no doubt that your business has grown and transformed since those early start-up days from when your small business dream became a reality. You’ve worked hard to make your business happen by investing time, effort and finances, so it makes sense that you would do anything to try and protect it.

Business insurance. It’s probably not top of mind for most busy tradies. You may be required to have certain policies to work, but beyond that, you might not think about it much.

Running a business from home is common in Australia, with over 1.3 million “household” businesses recorded by the Australia Bureau of Statistics during FY25. The home office setup can give business owners flexibility and affordability, but it may also create unintended risk for your business and your personal property.

Your business property is like your home away from home and is the place where you work your magic. Whether you’re in the business of providing expert advice to clients or serving up the best lattes in town, if the building you own was damaged by an unexpected event, like fire, storm or vandalism, how could your business keep operating?

Regardless of the industry or type of small business you run, business insurance can play an critically important role in reducing your risk, which will help to sustain your business for the long-term. Business insurance such as cleaning company insurance – also sometimes known as housekeeping insurance – helps protect cleaning business owners from unforeseen incidents and accidents that may reduce their capacity to run their business.

When it comes to fine print in the world of business insurance, it can feel like you’re reading another language. To make life easier, we’ve done the translating for you and created a simple, comprehensive guide on all things Business Insurance for the self-employed.

Spring is a season for fresh starts and new beginnings. As a salon owner, you may be keen to revamp your business for the new season. Why not start with your business insurance?