Whether you’re a carpenter, an electrician, a plumber, a landscaper, a painter, or other skilled tradie, tools are one of your most important assets. It can be expensive to replace or repair valuable tools of trade if something goes wrong. Which is why it’s important for tradies to protect tools and equipment from damage, loss or theft.

Unless you’ve got a money tree growing out the back, the financial consequences of a claim could not only put you out of business but jeopardise your personal finances too. Business insurance has your back when things don’t quite go plan.

Business insurance. It’s probably not top of mind for most busy tradies. You may be required to have certain policies to work, but beyond that, you might not think about it much.

Tradespeople are skilled professionals who possess a high degree of both theoretical and practical knowledge of their trade, be it plumbing, carpentry, electrical, concreting, painting, or bricklaying, to name a few.

If you work in the building and construction industry in Queensland, or plan to do so in the near future, there is a good chance that you will need to hold a relevant Queensland contractor licence to legally practice your trade services.

So, your trade small business is looking into hiring a tradie apprentice. This is great news for the candidates who may fill the role of your first apprentice, but it’s also great news for your business.

Whether you’re an electrician, plumber, carpenter or builder, working as a tradie means facing risks every day. That’s where tradie insurance comes in. Business insurance can help safeguard you from financial loss, legal claims and downtime so you can focus on what you do best: getting the job done.

The moment has come and you’ve decided you want to become a tradie, an industry that offers many different avenues, skill sets and no two days that are ever really the same. Now the hard part- narrowing it down to what kind of tradie business you want to pursuit and is going to work best for you. From carpenters to plumbers, landscaper to cabinet makers and many more, there are plenty of tradie fields that you can specialise and start your business in.

Tradies are extremely knowledgeable when it comes to the services they provide. Whether you’re an electrician, plumber, painter, carpenter or specialise in other skilled labour, your customers know who to call when they need their job done right. You’re the expert after all!

What would happen if your essential tools of trade were lost, stolen or damaged? How would this impact your ability to work?