Whether you’re a carpenter, an electrician, a plumber, a landscaper, a painter, or one of many other types of tradie, it’s all but impossible to work without the right toolkit.

Unless you’ve got a money tree growing out the back, the financial consequences of a claim could not only put you out of business but jeopardise your personal finances too. Business insurance has your back when things don’t quite go plan.

Business insurance. It’s probably not top of mind for most busy tradies. You may be required to have certain policies to work, but beyond that, you might not think about it much.

Tradespeople are skilled professionals who possess a high degree of both theoretical and practical knowledge of their trade, be it plumbing, carpentry, electrical, concreting, painting, or bricklaying, to name a few.

If you work in the building and construction industry in Queensland, or plan to do so in the near future, there is a good chance that you will need to hold a relevant Queensland contractor licence to legally practice your trade services.

Whether you’re an electrician, plumber, carpenter or builder, working as a tradie means facing risks every day. That’s where tradie insurance comes in. Business insurance can help safeguard you from financial loss, legal claims and downtime so you can focus on what you do best: getting the job done.

Tradies are extremely knowledgeable when it comes to the services they provide. Whether you’re an electrician, plumber, painter, carpenter or specialise in other skilled labour, your customers know who to call when they need their job done right. You’re the expert after all!

So, your trade small business is looking into hiring a tradie apprentice. This is great news for the candidates who may fill the role of your first apprentice, but it’s also great news for your business.

There are around 500,000 technicians and trades workers in NSW, and if you want to join their ranks there are certain steps you’ll need to take to become qualified and to gain the licence you’ll need to practice your chosen trade.

Small tradie businesses are being urged to review their risk exposure amid tough conditions going into the new year.