Fitness Instructor Insurance Australia
- Trusted by over 220,000 small businesses
- Coverage for training clients in your own home & anywhere in Australia
- Boxing pad work included
Compare quotes from our trusted insurance partners*:
Insurance for Personal Trainers
... it occurs outside of work). Who needs fitness business insurance? BizCover protects a range of health and wellness professions, including: Fitness instructors Group fitness professionals Gym owners How much does personal ...
read moreInsurance Considerations for Personal Trainers
... were to go wrong because of this advice. To cover yourself against this risk you should consider Professional Indemnity Insurance , which can help protect you for any claims that may arise due to any advice that you have ...
read more11 tips for being a great fitness instructor
... your personal trainer risk with BizCover BizCover makes exercise professional business insurance (also known as fitness instructor insurance or insurance for personal trainers) easier than ever for personal trainers to ...
read more10 steps guide to managing a fitness business
... owners reduce the risks to their business by making business insurance such as fitness business insurance (also known as fitness instructor insurance or insurance for personal trainers) easy. Personal trainers and ...
read moreHow to start a gym or fitness business
... Step 2: Location, location, location When opening a fitness instructor business in Australia it is crucial to choose the ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions ...
read more12 tips to take your fitness business to the next level
... easy. Whether you want to grow an online fitness business or build a gym business, learn more about how business insurance can help reduce the risks to your fitness instructor business and help you achieve your personal ...
read moreInternational Women’s Day Customer Spotlight: Taylored Fitness by Mel
... What inspired you to start your business? The inspiration stemmed from my time working in local gyms as a group fitness instructor. Something was missing. I wasn't sure at the time what it was, but I knew I had the power ...
read moreA sole traders guide to understanding Public Liability Insurance
... the long run. Whether you're a tradie, a bookkeeper or yoga instructor, Public Liability insurance is one of the fundamental types of insurance you need to consider when it comes to safeguarding your business. In our ...
read morePublic Liability Insurance Scenario
... s Mornington Peninsula. The fifty-six-year old instructor was out buying horse feed one afternoon when ... I had been responsible and set my business up with the insurance I needed, it would have been a very different story ...
read moreAllied Health Combined Liability Insurance
... Compare quotes from our trusted insurance partners: Compare quotes from our trusted insurance partners*: What is Allied Health Combined Liability insurance? Whether you're a Zumba instructor or master of acupuncture, get ...
read moreInsurance for Yoga Teachers
... you hold classes in public spaces (like a council park) or work as a freelance instructor at a gym or studio. Cyber Liability insurance Yoga is an unconnected activity, but chances are you use technology to run your yoga ...
read moreHow to become a personal trainer?
... insurance will provide protection if your client suffers an injury or sustains property damage as a result of your general business activities, for example they trip over some of your equipment. Fitness instructor ...
read moreA practical guide to understanding business insurance
... most trusted insurers, select your policy and get covered in minutes. There's no messy paperwork or insurance jargon, just insurance made easy. Get a quote today. * This information is general only and does not take into ...
read moreA sole traders and freelancers guide to business insurance
... like a park to train and exercise with your clients you may need to have a certain level of Public Liability insurance in place. It is always wise to keep a copy of your certificate of currency with you too in case you ...
read moreA Guide to PI Insurance
... 't know if they are getting the best deal. This is where BizCover steps in to satisfy your Professional Indemnity Insurance needs. BizCover allows you to get live online quotes in under 2 minutes , and purchase in only a ...
read moreInsurance for Carpenters
... a subcontractor for another company, or to work with certain clients. What types of business insurance might carpenters need? Public Liability insurance Working on a job site or in a client's home could lead to property ...
read moreInsurance for Cafes
... Building* - If you are the owner of your café's building, consider insuring one of your biggest assets. Building insurance will cover for loss and damage to buildings you own as a result of an insured event (such as fire ...
read moreWorkers Compensation Insurance
... .au/WorkersCompensation/Insurers/Pages/default.aspx TAS http://www.workcover.tas.gov.au/insurance/licensed_insurers/forms_for_licensed_insurers SA Workers Compensation claims are handled by two claims agents- Employers ...
read moreWhat is Business Insurance?
... in a fire, storm or due to malicious damage or some other defined event listed in the policy. Glass Insurance Cover for breakage of internal and external glass and signage you own or for which you are legally responsible ...
read moreInsurance for Landscapers
... a client's property, there is always a chance for things to go belly up. That's where Public Liability insurance comes into play . Public Liability protect s you and your business in the event a customer, supplier or a ...
read moreInsurance for Retailers
... stock, plant and machinery, records and furniture belonging to you at the insured location. Building* - this type of insurance will cover for loss and damage to buildings you own, as a result of an insured event (such as ...
read moreInsurance for Handymen
... over your client's expensive antique vase - the list of potential mishaps can go on! Public Liability insurance is designed to cover legal fees and compensation costs if a customer, member of the public or a supplier ...
read moreInsurance for Tradesmen
... of your business plan to help you stay in the tradie game for the long haul. While some types of insurance may be a requirement, there are a variety of coverage options designed to protect the things that matter most to ...
read moreInsurance for Project Managers
... services Did you know? Even if your projects take you across the country, your Professional Indemnity insurance covers you anywhere in Australia. Get the cover for your business Professional Indemnity Your role as a ...
read morePublic Liability Insurance Explained
... 75,000 as well as defence costs (to the assessor and lawyer) of $30,000. Without the public liability insurance, the graphic design business would have been liable for over $100,000! * This information is a general guide ...
read moreDo online businesses need insurance?
Many small business owners and start-up owners know that they can reduce their risk via online business insurance, and many do just that. However, what if your business is a purely online business? Can online businesses ...
read moreUnderstanding Insurance for Graphic Designers
... it comes to you delivering on projects. When things don't go to plan, that's when your business insurance comes into play. We've put this simple guide together to help graphic designers get a better understanding of the ...
read moreUnderstanding business insurance for bookkeepers
... , means there's a real risk of a privacy breach if a cyber attack were to occur. Cyber Liability insurance* is designed to help protect you from claims and support your profitability in the event of a cyber breach or ...
read moreWhat are some types of insurance available for small businesses?
... external accountant or similar professional and their fees can quickly add up . Get covered Shopping around for business insurance quotes shouldn't be a hassle and at BizCover we aim to keep it as fuss free as possible ...
read moreBusiness Insurance Guide for the Self-Employed – Part 4
... at work. He required surgery and time off work to recover following his injury. His Personal Accident and Illness insurance provided a weekly benefit of $1,700 a week for a period of six months. The total policy benefit ...
read moreFinding the right business insurance can be hard but BizCover makes it easy
... concerned that you don't have the right coverage or best prices, make your life easier by choosing BizCover, where insurance is made easy. …Or as some might say, it’s made too easy. https://www.bizcover.com.au/wp-content ...
read moreProduct Liability Insurance
... injury or property damage as a result of a product defect can be expensive, and without the right Product Liability insurance you could find yourself in hot water. If you operate as a sole trader, you will potentially be ...
read moreBizCover Named Top Insurance Employer 2024
... and plenty of opportunities for career advancement. “We're incredibly proud to have been recognised as a Top Insurance Employer of the year, because it shows that when our employees have something to say, we listen,” Ms ...
read moreTriumph after Tragedy for QLD Fitness Trainer Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program'
... both males and females of varying strength and fitness levels.” A Magni Fitness web site is due to launch on 1 ... occupations and have taken the hassle out of buying insurance for more than 25,000 businesses so far. They ...
read moreBusiness Insurance Perth
... were to occur at your business premises, even if this is at your home-based business. Public Liability insurance can provide peace of mind and protection from potential claims for accidental injury or damage to a third ...
read moreBusiness Insurance Melbourne
... if a potential claim were to occur even if this is at your home-based business. Public Liability insurance can provide peace of mind and protection from potential claims for accidental injury or damage to a third-parties ...
read moreWhat is run-off insurance and who needs it?
... which means they only cover claims which are made while the policy is active. The purpose of the run-off insurance is to extend your protection beyond the last date of your business trading. This means that if you decide ...
read moreDo I Need Public Liability insurance?
... Ensure you are capable of handling a Public Liability claim, regardless of whether it is true, with Public Liability Insurance. Let the insurers and lawyers take care of the claim so you can get back to what you do best ...
read moreCyber Liability Insurance
... to you? Hackers are alive and well and get a thrill out of making business owners sweat. Cyber Liability Insurance can assist in managing your risk and help you rest easy knowing your business is covered from even the ...
read moreInsurance for pharmacy and pharmacists
... premises during business hours. Prefer to talk? Call us and talk to a real person. Friendly, helpful service from a business insurance professional. 1300 249 268 Mon-Fri 8.30am-7.00pm Sat 9.00am-5.00pm *As with any ...
read moreInsurance for Pet Professionals
... associated with your business. These can include tools of trade and items of stock. Personal Accident and Illness insurance Take a moment to consider if you were to suffer an accidental injury or fall ill. What impact ...
read moreInformation Technology Liability Insurance
... claims by third parties relating to property damage or personal injury caused by your products. Product Liability insurance usually forms part of a Public Liability policy and the word 'product' will be a defined term ...
read moreInsurance for Disability Workers
... , and regulatory bodies like the NDIS. We know, sometimes you just want a quick idea of how much your insurance is actually going to cost. However, it's important to note that the data included within this article was ...
read moreWhat’s the difference between Public and Product Liability insurance?
... can select the cover that will suit your business. There's no paperwork or hard-to understand insurance jargon, just insurance made easy. Get your quote today . * This information is general only and does not take into ...
read moreHow to adapt your business insurance as your business grows
... In our guide we look at some of the things you need to consider when it comes to reviewing your business insurance policy and some of the other types of coverages that are out in the market. Having a risk management plan ...
read more5 reasons you should review your business insurance this Christmas
... is the peak time for burglary. If you have a shop front window, you may also want to consider insurance for glass . This covers you for internal and external damage to glass, signage and mirrors at your business premises ...
read more5 things to consider when purchasing business insurance
... customer data was stolen? You were unable to work due to an accident or illness? 2. What type of business insurances do I need to consider? When you have a solid understanding of the types of risks and scenario's that ...
read more8 Facts About Professional Indemnity Insurance
... peace of mind, knowing that you're protected after you've closed up shop. 8. Getting your Professional Indemnity insurance sorted is easier than you might think. Gone are the days of ringing insurers one at a time to get ...
read more6 ways to save money on tradie insurance
... On the other hand, make sure your provider knows if you are going to be taking on riskier work in the next insurance period. It might cost you more in premiums, but if you don’t let them know you may find that any claims ...
read moreReviews related to Fitness Instructor Insurance Australia
-
Great website - super easy to obtain personal trainers insurance!
Ken R
Personal Fitness Trainer/Service -
been a few years with you guys, liked this simple web site.
Gavin R
Personal Fitness Trainer/Service -
easy and simple, also nice and quick
Mitchell B
Personal Fitness Trainer/Service -
Easy ans simple, thank you
Narelle M
Personal Fitness Trainer/Service -
Easy process
Leo B
Personal Fitness Trainer/Service -
Easy process
Boxing C
Personal Fitness Trainer/Service -
Easy to follow
Tanya T
Personal Fitness Trainer/Service -
Easy to understand and use. Nice and quick
Clare T
Personal Fitness Trainer/Service -
Easy to use website, Cover is simple yet thorough. Will be using again in the future
Nicole A
Personal Fitness Trainer/Service -
EASY!!
Karren V
Personal Fitness Trainer/Service -
easy. thank you
Jeremy M
Personal Fitness Trainer/Service -
Fairly easy to use.
Elizabeth D
Personal Fitness Trainer/Service -
Fast and efficient.. just wow.
Hemi M
Personal Fitness Trainer/Service -
Fast, effective and competitive rates.
Matthew C
Personal Fitness Trainer/Service -
good and quick
Karuna S
Personal Fitness Trainer/Service -
Got a call from one team member, and they were super helpful explaining what the product is and what it does!
Caitlin R
Personal Fitness Trainer/Service -
Great
Jamie H
Personal Fitness Trainer/Service -
Great
Patrick W
Personal Fitness Trainer/Service -
Great
Alison M
Personal Fitness Trainer/Service -
great
Julia C
Personal Fitness Trainer/Service -
great process, really simple and professional :)
Reuben D
Personal Fitness Trainer/Service -
I like how easy it is to get covered, piece of mind knowing that my clients are looked after 24/7.
Warwick W
Personal Fitness Trainer/Service -
Nice and easy :)
Ellen M
Personal Fitness Trainer/Service -
nice easy website to use
Deirdre M
Personal Fitness Trainer/Service -
OMG! That was so easy. Thanks
Dwayne M
Personal Fitness Trainer/Service -
Quick and easy process
Jade S
Personal Fitness Trainer/Service -
quick and easy. Very user-friendly. Thanks
Sam J
Personal Fitness Trainer/Service -
really easy process
BENJAMIN R
Personal Fitness Trainer/Service -
Really user friendly
James M
Personal Fitness Trainer/Service -
Simple & efficient process.
Clifford S
Personal Fitness Trainer/Service -
simple and Very quick response from the team when the system goofed up and all is fixed up
Damien T
Personal Fitness Trainer/Service -
simple process. thanks
Sally B
Personal Fitness Trainer/Service -
So easy. Being self employed, the efficiency was so satisfying unlike some companies having endless documents to fill out. Thank you!
Camilla B
Personal Fitness Trainer/Service -
So quick and easy to navigate and covered me for everything I needed and at reasonable cost
Peter E
Personal Fitness Trainer/Service -
Thank you for making this easy.
John R
Personal Fitness Trainer/Service -
Thank you for making this such an easy process!
Vanessa B
Personal Fitness Trainer/Service -
That was easy thank you. I was insured with Marsh for 14 years, not any more as they were so hard to deal with.
Jason C
Personal Fitness Trainer/Service -
This whole renewal process was quick and easy - thank you
Wendy B
Personal Fitness Trainer/Service -
Thorough, but simple enough to use and cheaper than i thought.
Gabrielle G
Personal Fitness Trainer/Service -
Very easy to follow and complete.
Vincent R
Personal Fitness Trainer/Service -
Very easy to transact business
Craig B
Personal Fitness Trainer/Service -
Very good process
Brice J
Personal Fitness Trainer/Service -
Very professional no stress and arron was very professional .
Alanna F
Personal Fitness Trainer/Service -
you have been wonderful
Mick P
Personal Fitness Trainer/Service -
Cheap and easy to use
Belinda M
Yoga Instructor -
Great
Eduardo R
Yoga Instructor -
Great work!
Nita B
Yoga Instructor -
That was SO EASY!!!
Elizabeth M
Yoga Instructor -
The guy on the phone was really nice.
Bindi D
Yoga Instructor -
Very easy to do online!
Ellen H
Yoga Instructor -
Your transitions are seamless and you take out all the rigorous detail of processes
Vesna C
Yoga Instructor
Why do Personal Trainers and Exercise Professionals need insurance?
Helping clients reach their health and fitness goals is what you do best. But accidents and injuries could leave your business in the red. Insurance for personal trainers can help you manage the cost of lawsuits and other unplanned events so you don’t suffer a financial loss.
Did you know?
Gyms and fitness studios typically require freelance fitness pros to have Public Liability insurance. You may be asked for proof of insurance before you can work on the premises.
What types of insurance do fitness professionals need?
Two of the most common types of insurance for fitness businesses are Professional Indemnity insurance and Public Liability insurance. However, other types of cover may also fit your business needs.
Professional Indemnity insurance
Professional Indemnity* protects personal trainers against losses claimed by a third party due to alleged or actual negligence in their professional services or advice. Subject to applicable limits, your Professional Indemnity insurance will meet the associated compensation payable to a third party together with your defence costs (which can include legal costs, investigator costs and expert fees).
Public Liability insurance
Public Liability insurance* protects you and your fitness business in the event a customer, supplier or a member of the public brings a claim against you due to their being injured or sustaining property damage as a result of your negligent business activities.
A policy may be required if you operate as a gym or studio contractor or obtain a council permit to run outdoor sessions in public areas.
Business Insurance Package
A Business Insurance Package can be customised to include cover that fits your business needs, such as:
Portable Equipment insurance* – Covers specified items such as tools, business equipment or electronic items, or unspecified items of lower value. It can help you replace damaged or stolen equipment that is essential to doing your job.
Contents insurance* – Covers your business contents or stock if they are damaged in a fire, storm or due to malicious damage or some other defined event listed in the policy.
Personal Accident and Illness Insurance
Your body is your business. If you were to seriously injure yourself or fall ill, you will likely need to take time off work to recover .
Personal Accident and Illness insurance* can provide levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness (even if it occurs outside of work).
Who needs fitness business insurance?
BizCover protects a range of health and wellness professions, including:
- Fitness instructors
- Group fitness professionals
- Gym owners
How much does personal trainer insurance cost?
BizCover helped insure over 5,000 personal trainers during FY2023, who paid an average monthly premium of $31.54 for their business insurance. 92% of personal trainers using BizCover earned up to $100,000 in annual revenue†.
Insurance costs do vary, based on various factors like your business size, location, and the amount of cover you choose.
Comparing quotes with BizCover can help you understand the cost of fitness professional and exercise business insurance for your business.
Common questions about fitness business insurance
Yes, many fitness business insurance policies will cover you wherever you work!
Policies are available that cover you in multiple locations if you provide services in more than one gym, studio, or outdoor public space.
Yes, fitness business insurance can cover you if you provide virtual training sessions.
Prefer to talk?
Call us and talk to a real person.
Friendly, helpful service from a business insurance professional.
1300 249 268
Mon-Fri 8.30am-7.00pm
Sat 9.00am-5.00pm
*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy document. The information contained on this webpage is general only and should not be relied upon as advice.
†Customer Average Monthly Payment Amount is based on FY23 and presented as a guide only. It may not reflect pricing for your particular business, as individual underwriting criteria will apply.