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Public Liability Insurance

... the lowdown on public liability insurance As a small business owner you already ... defence costs Public Liability Insurance protects you and your business against the legal ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... your business’ activities. Failure in obtaining public liability insurance ... is only a basic list as to what public liability insurance covers and ... 1300 544 755. Public liability insurance covers your business for losses or damage ...

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5 Tips for getting the best Public Liability insurance for your business

... a sole trader or small business owner, there’s no doubt ... of protecting your business and your customers with Public Liability insurance. ... of protecting your business and your customers with Public Liability insurance. It offers ... of protecting your business and your customers with Public Liability insurance. It offers ...

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What is Public Liability Insurance

... are doing business with another business, make sure they have public liability insurance too ... should have Public Liability insurance Could this happen to your business? Accidents can ...

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Product Liability Insurance

... Commission website. What is Product Liability Insurance? Product Liability insurance usually forms part of ... products in insurance policies, Product Liability Insurance is essential for any business that supplies ...

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Public Liability Insurance

Just imagine: A phone call out of the blue. The caller has a voice you don’t recognise. He’s telling you he is hurt – badly – and you’re responsible. You hang ... was public liability insurance or insurance that protects you and your business from being ... your business against accidents is a relatively simple process. Purchasing public liability insurance ...

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The Risky Business of Insurance

... Costs to Australian Small Business? Small business owners tend to be ... and future planning. Managing business risk and ensuring that a ... advice should have PI Business Insurance – insures your business for financial losses resulting ... should insure them Cyber Insurance – Protects your business against the expenses and ...

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7 Types of Insurance Your Small Business Should Consider

If you own a small business, there’s no denying one ... assets is Small Business Insurance. But what kind of insurance do you actually ... it ... your liabilities.   Public Liability Insurance Every business should consider Public Liability Insurance – even home-based businesses. It ...

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Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology sector face potential liabilities from ... they can get on with business ... they can get on with business. The problem is good advice ... covered under an IT Liability Policy? An IT Liability insurance policy typically will ...

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Help Protect your small business’ reputation

... comes to running a small business, your brand and its reputation ... small mistake to destroy your business in minutes. As Warren Buffet ... ... damage whilst your business is under scrutiny.   Management Liability Insurance Being the ... , Management Liability insurance is all about protecting the running of your business.   ...

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Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... cover is available under a Business Insurance policy to provide protection against ... their own Public and Product Liability insurance and may request a copy ...

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The Risks of Growing Your Small Business

“The only strategy that is guaranteed to fail is not taking risks.” – Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the ... a year. Consider Cyber Liability insurance, especially if your business relies on a ... attacks and session hijacking. Cyber Liability insurance may not prevent an attack ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren’t sure how ... up a new business or have been in business for a while ... and looking to buy insurance ... to an insured event Cyber Liability insurance protects businesses against the costs associated ... theft of client information Management Liability insurance covers businesses and their directors personal ...

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Business Horror Stories

Running a business can be a wonderful rewarding ... think. 1 in 5 Australian businesses are the victims of a ... ... small  business, even shutting them down for good. A management liability insurance policy ... covered them. Business Insurance cover options such as Management Liability and Cyber Liability are ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically worry about covering ... things such as their legal liabilities and top ... Cyber Liability insurance is a ‘must have’ policy for all kinds of businesses ...   When looking for Business Insurance, most small business owners typically worry about ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a general review of your business, it’s worth taking time ... your insurance to ensure that if the ... material damage claim (Business Interruption) Management Liability Protects businesses and business directors including their ... Liability insurance. Similarly, take into account any changes in nature to your business. ...

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Insurance Considerations for Personal Trainers

... to protect yourself and your business from the […] ... to protect yourself and your business from the different risks that ... types of risk consider public liability insurance which will provide financial protection ...

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Things you didn’t know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... that your personal insurance may not cover your business liabilities or property. If ... contents insurance policy might not cover all the liabilities related to your business. ...

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New Year Insurance Health Check!

... also a great time for business owners to take stock of ... bit of planning for the business year ahead, including the goals ... ... increasing the level of public liability insurance that you hold. Are there ... not standard.  For example most Business Insurance policies do not include cover ...

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The Easter Bunny’s Guide to Business Insurance

... denying that Easter is big business. In the Easter game, the ... ... would quickly follow. Having Product Liability coverage would assure the Easter ... in stop working? Within a Business Insurance pack the Easter Bunny would ...

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Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... Professional Indemnity & Public Liability and Public Liability /Business Packs. Michael Gottlieb ... with capital chasing returns in insurance.” The Professional Indemnity rates reduced ...

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Gold Coast Mobile Juice Business Gets a Boost

... of Bizcover.com.au $60,000 ‘Small Business Buddy Program’ Queensland, October 13 ... newest recipient of a small business wish – a new filtered ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly ...

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Insurance Premiums for Retailers Continue to Climb

... Climb The latest BizCover Small Business Insurance Price Index has been released ... showing an increase in small business insurance rates, with ... Climb The latest BizCover Small Business Insurance Price Index has been released ... massive 8 points for Public Liability and Business Packs, most other industries ...

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5 Common Beauty Insurance Claims

... a devastating effect on your business. We take a look at ... ... displayed on it. “Thankfully my Business Insurance policy included building and contents ... landlord to hold a Public Liability policy. I’ve always enforced ...

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Common Small Business Insurance Claims and How to Prevent them.

If you are a small business owner you know that things ... your business and your bottom line.  Whilst you’ve got the insurance ... ... of the most common BizCover Business Insurance customer claims, and tips on ... , investing in a backup generator. Liability Claims Another common claim seen ...

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6 Areas You May Not Have Thought Business Insurance Covers

... ’s vital to protect your business assets and revenue against potential ... risks that may impact your business, such as fire, storms, theft ... ... other cover options offered through Business Insurance if you make a claim ... covers such as Public Liability and Professional Indemnity insurance to ensure you ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases!  Despite a ... Quarterly BizCover Small Business Insurance Price Index has shown insurance ... Quarterly BizCover Small Business Insurance Price Index has shown insurance rates dropping back ... professional sector, primarily around Public Liability and Business Packs (predominately covering perils ...

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of ... non professional sector with Public Liability and Business Packs (predominately covering perils ... ” The Quarterly BizCover Small Business Insurance Index has shown that Australian ...

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5 Legal Essentials for your Small Business

... the community and growing small businesses. You may be just starting ... out as a small business owner, […] ... – growing your business! 1.Know your Business Structure Whether you operate ... resolution procedures; and Limitations of liability and disclaimers. If you provide ...

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A $2,000 Wish for Your Small Business

Ask any small business owner about the most difficult ... aspect of running a business and you’ll most likely ... venturing down the path of business ... , BizCover, an online insurance service for small businesses, knows all too well ... more traditional methods of buying insurance,” said BizCover Founder and Managing ...

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Is your Small Business Summer Proof?

... challenges and risks every small business should be aware of. Complete ... ... you get your Business Insurance you also cover for Business Interruption which can ... scenarios. Glass Cover, under a Business Insurance Pack will cover your for ...

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Small Business Continues to Win on Insurance Prices!

... , prices remain flat for small business. Recent financial results from the ... increase; however the BizCover Small Business Insurance Price Index ... increase; however the BizCover Small Business Insurance Price Index for the first ... increase; however the BizCover Small Business Insurance Price Index for the first ...

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Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you’re like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... the best value on your business insurance. Cover yourself up! Check your ... having enough insurance could mean the difference between staying in business or ...

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Small Business Resolutions for 2017

... both your personal life and business life and set some goals ... long way to focusing your business in the right direction. And ... ... responses, focussed on building the business on areas like planning/organisation, growth ... invest in myself, in additional business training” “My youngest goes to ...

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Progressive Distillery in Hobart Tasmania, defeats hundreds of others Small Businesses Nationwide to become the latest winner of BizCover’s $2000 grant, BizGiver.

Deviant Distillery, a high tech distillery in Hobart Tasmania, is doing something no one has even though of before. They’ve developed their own propriety technology ... Australia’s first online Small Business Insurance Comparison Site, is a $2000 ... these individual and very unique businesses like Deviant Distillery be successful ...

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5 Money Saving tips for Small Business

Most small business owners are conscious of their ... out or have been in business a while, you’ll want ... make the most of your business funds ... right financial services for your business. Many business owners will often just ... card, bank account or insurance for their business.  It may be that ...

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Preparing your small business for a Tax Audit

... of 100’s of small businesses. Even if your books are ... that any audit of your business is as painless as possible. ... ... , but keeping your personal and business finances separate, including bank and ... either as part of your business insurance or as a standalone policy. ...

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7 Steps for Your Business to Survive and Thrive

When you first launched your business, you probably thought you’d ... first few years. If your business is failing to thrive quite ... ... creating undue stress on your business – not to mention exposing yourself ... referral incentives for recommending your business to new customers. Running a ...

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Personal Accident and Illness Insurance for Tradies

Does the thought of being off work for three months due to a major mishap with a nail gun horrify you? As far-fetched some accident stories may sound, the reality is ... where Personal Accident and Illness Insurance comes in to play. Designed ... small business owner or a contractor, Personal Accident and Illness insurance is ...

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Preparing your store for the holiday season ahead

... an important time for retail businesses. It can provide a much ... to protect your customers, your business, and your assets. Take safety ... ... Public Liability insurance policy has adequate cover to protect you and your business ... and data. Therefore, a Cyber Liability insurance policy can act as your ...

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A Close Shave with Underinsurance

Just as your business is growing and changing it&# ... make sure that your Insurance grows with your business and you’re ...  A large number ... like any good business owner, covered her business with Business Insurance. For the next ... 4 years Samantha grew her business ...

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Tips for making a Stress-Free Claim

Making an insurance claim can be stressful &# ... it is to get your business back up and running as ... ... another location? This is where Business Interruption insurance comes in handy, providing ... can find out more about Business Interruption insurance here. When Disaster Strikes ...

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Professional Indemnity Claims: when should I notify my insurer?

Your Professional Indemnity (PI) insurance is no doubt one of ... covers you have for your business. If things don’t quite ... action taken against ... action taken against your business. Like all insurance policies, there are several ... , as you might inadvertently admit liability which can result in your ...

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SMEs continue to benefit from low premiums; despite talk of price rises.

... hardening for insurance for larger businesses, the latest BizCover Small Business Insurance Price Index ... ... hardening for insurance for larger businesses, the latest BizCover Small Business Insurance Price Index ... Professional Indemnity and Public Liability, including multiple section business packs, remained consistent ...

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Professional Indemnity for Real Estate Agents

... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... under the Property, Stock and Business ... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... in the advertising material and liability on the real estate agent ...

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PI Index: Premiums Decline 10 Straight Quarters

Business Insurance Premiums Decline 10 Straight Quarters, ... competition in the business insurance market. The BizCover Small Business Insurance< ... competition in the business insurance market. The BizCover Small Business Insurance Index has shown ... product groups, Combined Professional Indemnity/Public Liability and Public Liability/Business Packs are ...

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Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn’t always straightforward, and ... the nitty-gritty to understand what insurance is being offered and which ... is especially ... is especially the case with Business Insurance options like Portable Equipment and ... is especially the case with Business Insurance options like Portable Equipment and ...

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BizCover wins dual accolades over two big nights

... customer experience in the Small Business Insurance space. On Tuesday night, BizCover ... to win the Small Business Award for Business Excellence ... customer experience in the Small Business Insurance space. On Tuesday night, BizCover ... customer experience in the Small Business Insurance space. On Tuesday night, BizCover ...

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Pet Stays, becomes the 32nd BizGiver winner

... Winner of BizCover Insurance’s BizGiver $2000 Small Business Grant, winning an ... ... Winner of BizCover Insurance’s BizGiver $2000 Small Business Grant, winning an ... Winner of BizCover Insurance’s BizGiver $2000 Small Business Grant, winning an ...

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Comparethemarket.com.au and BizCover Announce White Label Partnership

... have joined forces, offering small business customers an opportunity to compare ... leading online provider of small business insurance, having helped ... leading online provider of small business insurance, having helped over 90,000 ... to compare and purchase their business insurance through the platform, but they ...

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BizGiver finds it’s latest winner in Wild Forage

... crowned; Wild Forage, a small business supplying seasonal wild edible plants ... portable fridge, critical to their business. Wild Forage is bringing ... the small business community, who have embraced our online insurance services over ... more traditional methods of buying insurance, said Michael Gottlieb, Founder and ...

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BizCover partners with Energy Retailer CovaU

Online small business insurance provider BizCover has announced a ... for CovaU to offer insurance to its business customer base. The BizCover ... the traditional way of purchasing business insurance, and often delivering substantial savings ... next step in these businesses. Online small business insurance provider BizCover has announced ...

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Customer Spotlight: Being Brands

For this week’s Customer Spotlight we look at creative brand agency, Being Brands. Being Brands is a creative agency located just outside of the Sydney CBD in Hunter ... , that makes their insurance a must. “As a business, we are involved ... for new clients, so having insurance is an essential requirement. “ “BizCover ...

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Customer Spotlight: Cazeil Creative

... Cazeil Creative, a versatile photography business from the Blue Mountains. The ... business has built its name capturing [ ... ... Cazeil Creative, a versatile photography business from the Blue Mountains. The ... Cazeil Creative, a versatile photography business from the Blue Mountains. The ...

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Customer Spotlight: Elite Words

On today, International Women’s Entrepreneurship Day, we celebrate with one entrepreneurial BizCover customer, Natalie Dawson of Elite Words. After over ten successful ... Dawson justifies her insurance with BizCover. “I insure my business because it ... worry about the cost of insurance.” “In the short term, organisations ...

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Taking the W: The Art of Celebrating a Win

In the insurance world, we focus on loss ... ... see insurance as a hugely positive part of your business plan. But ... (2) https://healinglifestyles.com/fitbit-review-every-step-counts/ In the insurance world, we focus on loss ...

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Customer Spotlight: Cheaper Buy The Dozen

After working 22 years in the car industry, Mansel Milne made the jump to the wine industry and started the online wine delivery company Cheaper Buy The Dozen. In its ... ” It was this friend’s business model that inspired the beginnings ... and robust insurance plan for his business. “I believe all businesses should be ...

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Why having an office inventory list is essential.

... kind of thing that gets business owners excited, that is until ... comes to claim on your insurance. When you’re filling out ... ... kind of thing that gets business owners excited, that is until ... that when you review your insurance, you have the right level ...

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44 Ways Apps Can Increase Your Productivity

For small business people time is money. Here&# ... your workload. Entrepreneurs and small business owners must find ways to ... that every entrepreneur ... that every entrepreneur and small business owner should consider to manage ... that every entrepreneur and small business owner should consider to manage ...

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Scooter & Jinx wins BizGiver Grant

... WINS THE BIZGIVER $2000 SMALL BUSINESS GRANT. Tucked away in Little ... ... WINS THE BIZGIVER $2000 SMALL BUSINESS GRANT. Tucked away in Little ... Chris, “The support for small business in Melbourne and surrounds is ...

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Customer Spotlight: Yummy Dogs

There are good dogs and bad dogs. Eight years in, and Yummy Dogs founder Olaf is slowly but surely weeding out the rogues with a fresh dedication to quality hot dogs ... car manufacturers) and expanded the business to include their own range ... hot dog – and to convince businesses that it’s fine to ...

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5 Reasons to love Personal Accident Cover

Personal Accident and Illness Insurance (IPA Cover)offers financial protection ... ... Health Checks Unlike some other insurance policies, a personal accident policy ...  here. Personal Accident and Illness Insurance (IPA Cover)offers financial protection ...

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Management Liability Insurance

... , Management Liability Insurance covers the act of running your business. A Management Liability policy ... awarded to any claimants. Management Liability Insurance benefits: Private companies Company directors ...

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Cyber Liability Insurance

... right cover for your business. Cyber Liability Insurance covers your business against the expense ... thrill out of making business owners sweat. Cyber Liability Insurance can reduce your ...

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Business Interruption Insurance: Your ‘Get Out of Jail Free’ Card

... cripple your business and effectively ‘lock up’ operations. Business interruption insurance can provide ... lucky country, but sometimes ... cripple your business and effectively ‘lock up’ operations. Business interruption insurance can provide ... to bring a business to its knees. Business interruption insurance is designed to ...

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Business Insurance

... ensure you’ll be in business tomorrow. Business Insurance can provide financial cover ... And you can include Public Liability Insurance to ensure you are not ...

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Business Interruption

... to bring the business to its knees. Business interruption insurance is designed to ... premises were being repaired, Business Interruption insurance would generally cover relocation costs ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... insurance model that connects independent professionals and small businesses to critical Professional Liability ... (E&O) insurance ... of pricing professional liability insurance for independent professionals and small businesses. Our online ... to procure reliable Professional Liability (E&O) insurance. BizInsure – business insurance just got smarter ...

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Insurance For electricians

... a couple of grand. Public Liability insurance is something every responsible electrician ... of dollars in legal fees. Business Insurance Your tools and equipment are ...

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Insurance For tradesmen

... ’s reputation. Public liability insurance will protect you and your business from claims ... Public Liability as a member of a particular trade association. Business Insurance Insuring ...

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Insurance For cleaners

... could be endless. Thankfully, Public Liability insurance is there to protect you ... compensation awarded to your client. Business Insurance If you rely on your ...

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Insurance For handyman

... can go on! Thankfully, Public Liability insurance is there to protect you ... undertake additional general handyman services. Business Insurance Chances are you rely on ...

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Insurance For mobile food vans

... your mobile business is covered. Did you Know? Public Liability Insurance: The average ... van business is 10 million dollars. Insurance for Mobile Food Vans Public Liability ...

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Insurance For retailers

... party on the insurance policy. Insurance for Retailers Public Liability Public Liability insurance is one ... any compensation that is payable. Business Insurance Your customers are important, but ...

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Insurance For it professionals

... your client’s onsite. Public Liability insurance will protect you from financial ... relating to your business then you should consider Business Insurance to ensure you ...

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Insurance For nurses

... that’s right for your business Professional Indemnity The joy of ... have with your patients, Public Liability insurance is a no brainer for ...

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Insurance For personal trainers

... in public outdoor spaces. Public Liability insurance will protect you from financial ... clients cause any accidental damage. Business Insurance If you own expensive fitness ...

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Insurance For psychologists

... have with your clients, Public Liability insurance is a no brainer for ... on them or their valuables. Business Insurance Your clients are your most ...

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Insurance For architects

... of you going about your business. Business Insurance Your clients bring in your ... leave you personally liable. Management Liability insurance will protect your company and ...

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Insurance For consultants

... Advertising Budget Planning Consultant Business Coaches Business Consultancy Business Project Management Communications ... Statisticians Technical Writer Public Liability Public Liability insurance is a no brainer ...

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Insurance For engineers

... of you going about your business. Business Insurance Your clients are important, but ... leave you personally liable. Management Liability insurance will protect your company and ...

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Reviews related to basic business liability insurance

  • So quick and easy to purchase liability insurance from a range of insurers. Very happy customer!!

    Shirley M McIntosh
    Trades & Services

  • Great Price on my Liability insurance

    James M
    Trades & Services

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Get the cover that’s right for your business

With BizCover you can choose policies from 3 levels of cover, $5 million, $10 million and $20 million.

Policies are usually tailored to individual businesses. Each business will require a different amount of cover and when deciding on how much cover you should have you should think about the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally think about what your level of risk and exposure could be. What kind of accidents could occur and what could be the potential cost of a claim?