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Business Interruption Insurance: Your ‘Get Out of Jail Free’ Card

... cripple your business and effectively ‘lock up’ operations. Business interruption insurance can provide ... lucky country, but sometimes ... cripple your business and effectively ‘lock up’ operations. Business interruption insurance can provide ... to bring a business to its knees. Business interruption insurance is designed to ...

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The Risky Business of Insurance

... Costs to Australian Small Business? Small business owners tend to be ... and future planning. Managing business risk and ensuring that a ... advice should have PI Business Insurance – insures your business for financial losses resulting ... should insure them Cyber Insurance – Protects your business against the expenses and ...

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7 Types of Insurance Your Small Business Should Consider

If you own a small business, there’s no denying one ... assets is Small Business Insurance. But what kind of insurance do you actually ... it ... your liabilities.   Public Liability Insurance Every business should consider Public Liability Insurance – even home-based businesses. It ...

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Protect your business with Statutory Liability Cover

... different types of insurance policies available to small businesses to protect against ... However, many business owners are unaware that ... against your business Adding the Statutory Liability option* to your Business Insurance policy can ... Statutory Liability option is only available as part of a QBE Business Insurance ...

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Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go.  As a yogi or ... to protect your business. Let us centre your insurance chakra by exploring ... and circumstances Property damage Public Liability insurance When you work closely with ... Cover as part of a Business Insurance pack to protect your valuable ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren’t sure how ... up a new business or have been in business for a while ... and looking to buy insurance ... to an insured event Cyber Liability insurance protects businesses against the costs associated ... theft of client information Management Liability insurance covers businesses and their directors personal ...

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Business Insurance

... ensure you’ll be in business tomorrow. Business Insurance can provide financial cover ... And you can include Public Liability Insurance to ensure you are not ...

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Big Bunny Business: An Interview with the Easter Bunny

... insurances he has in place to protect his very successful chocolate business. ... ... which may result from my business activities. Thankfully it also covers ... where my Product Liability component of my Public Liability Insurance comes into play. ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a general review of your business, it’s worth taking time ... your insurance to ensure that if the ... material damage claim (Business Interruption) Management Liability Protects businesses and business directors including their ... Liability insurance. Similarly, take into account any changes in nature to your business. ...

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Insurance Considerations for Personal Trainers

... to protect yourself and your business from the […] ... to protect yourself and your business from the different risks that ... types of risk consider public liability insurance which will provide financial protection ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically worry about covering ... things such as their legal liabilities and top When looking for Business Insurance, most small business owners typically worry about covering ... Cyber Liability insurance is a ‘must have’ policy for all kinds of businesses ...

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Things you didn’t know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... that your personal insurance may not cover your business liabilities or property. If ... contents insurance policy might not cover all the liabilities related to your business. ...

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Business Interruption

... to bring the business to its knees. Business interruption insurance is designed to ... premises were being repaired, Business Interruption insurance would generally cover relocation costs ...

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Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... cover is available under a Business Insurance policy to provide protection against ... their own Public and Product Liability insurance and may request a copy ...

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The Risks of Growing Your Small Business

“The only strategy that is guaranteed to fail is not taking risks.” – Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the ... a year. Consider Cyber Liability insurance, especially if your business relies on a ... attacks and session hijacking. Cyber Liability insurance may not prevent an attack ...

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Lifestyle Tradie Group trades up; next Small Business Buddy Winner

... latest $2000 Small Business Buddy Wish from BizCover Insurance. Mona Vale, May ... winners of BizCover’s Small Business Buddy Wishes, with ... without them even the most basic form of communication with customers ... initiative of BizCover, an online Business Insurance service that has partnered with ...

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The Easter Bunny’s Guide to Business Insurance

... denying that Easter is big business. In the Easter game, the ... ... would quickly follow. Having Product Liability coverage would assure the Easter ... in stop working? Within a Business Insurance pack the Easter Bunny would ...

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Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... Professional Indemnity & Public Liability and Public Liability /Business Packs. Michael Gottlieb ... with capital chasing returns in insurance.” The Professional Indemnity rates reduced ...

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Statutory Liability

... penalties, as well as pollution liability defence costs. What’s typically ... impost Pollution Liability defence costs Things to consider Is your business at ...

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Insurance Premiums for Retailers Continue to Climb

... Climb The latest BizCover Small Business Insurance Price Index has been released ... showing an increase in small business insurance rates, with ... Climb The latest BizCover Small Business Insurance Price Index has been released ... massive 8 points for Public Liability and Business Packs, most other industries ...

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5 Common Beauty Insurance Claims

... a devastating effect on your business. We take a look at ... ... displayed on it. “Thankfully my Business Insurance policy included building and contents ... landlord to hold a Public Liability policy. I’ve always enforced ...

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Common Small Business Insurance Claims and How to Prevent them.

If you are a small business owner you know that things ... your business and your bottom line.  Whilst you’ve got the insurance ... ... of the most common BizCover Business Insurance customer claims, and tips on ... , investing in a backup generator. Liability Claims Another common claim seen ...

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6 Areas You May Not Have Thought Business Insurance Covers

... ’s vital to protect your business assets and revenue against potential ... risks that may impact your business, such as fire, storms, theft ... ... other cover options offered through Business Insurance if you make a claim ... covers such as Public Liability and Professional Indemnity insurance to ensure you ...

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of The Quarterly BizCover Small Business Insurance Index has shown that Australian ... non professional sector with Public Liability and Business Packs (predominately covering perils ...

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A $2,000 Wish for Your Small Business

Ask any small business owner about the most difficult ... aspect of running a business and you’ll most likely ... venturing down the path of business ... , BizCover, an online insurance service for small businesses, knows all too well ... more traditional methods of buying insurance,” said BizCover Founder and Managing ...

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Is your Small Business Summer Proof?

... challenges and risks every small business should be aware of. Complete ... ... you get your Business Insurance you also cover for Business Interruption which can ... scenarios. Glass Cover, under a Business Insurance Pack will cover your for ...

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Small Business Continues to Win on Insurance Prices!

... , prices remain flat for small business. Recent financial results from the ... increase; however the BizCover Small Business Insurance Price Index ... increase; however the BizCover Small Business Insurance Price Index for the first ... win for small businesses! Prices across all insurance classes were stable across ...

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Steady as she goes – still no increases in Insurance Premiums!

... that the market for small business insurance continues to benefit from stability ... in insurance prices, with little movement in ... of the few ... that the market for small business insurance continues to benefit from stability ... in the last BizCover Small Business Insurance Price Index. “Insurers have managed ...

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5 Money Saving tips for Small Business

Most small business owners are conscious of their ... out or have been in business a while, you’ll want ... make the most of your business funds ... right financial services for your business. Many business owners will often just ... card, bank account or insurance for their business.  It may be that ...

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New Sapphire Coast business gets a $2000 head start

New Sapphire Coast business gets a $2000 head start ... ... , business name registration, licences and permits, stock/raw materials or inventory, insurance, rent ... , is Australia’s top online business insurance service and started the program ...

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Latest Small Business Buddy Winner: Evermore Memories

...   Latest Winner of Bizcover.com.au ‘Small Business Buddy Program’ Evermore Memories, a ... new unique business based in Geelong Victoria, is ...   Latest Winner of Bizcover.com.au ‘Small Business Buddy Program’ Evermore Memories, a ... BizCover, Australia’s leading online business insurance service, started the $2000 monthly ...

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Childers Local wins the latest Small Business Buddy Grant

... HAND TO CHILDERS LOCAL PET BUSINESS Meet the latest winner of ... $60,000 ‘Small Business Buddy Program’ Grant Queensland ... animal ... years have embraced our online insurance services over more traditional methods ... of buying insurance. Having someone literally change their business capacity overnight ...

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A Guide to PI Insurance

... is to make Professional Indemnity Insurance simple (also known as ... errors and omissions insurance, PI or Professional Indemnity). ... Professional ... Professional Indemnity Insurance? Professional Indemnity Insurance is a form of business insurance for ... Indemnity Insurance? Professional Indemnity Insurance forms the largest percentage of your business insurance ...

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Progressive Distillery in Hobart Tasmania, defeats hundreds of others Small Businesses Nationwide to become the latest winner of BizCover’s $2000 grant, BizGiver.

Deviant Distillery, a high tech distillery in Hobart Tasmania, is doing something no one has even though of before. They’ve developed their own propriety technology ... Australia’s first online Small Business Insurance Comparison Site, is a $2000 ... these individual and very unique businesses like Deviant Distillery be successful ...

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Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you’re like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... the best value on your business insurance. Cover yourself up! Check your ... having enough insurance could mean the difference between staying in business or ...

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Professional Indemnity Claims: when should I notify my insurer?

Your Professional Indemnity (PI) insurance is no doubt one of ... covers you have for your business. If things don’t quite ... action taken against ... action taken against your business. Like all insurance policies, there are several ... , as you might inadvertently admit liability which can result in your ...

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Preparing your store for the holiday season ahead

... an important time for retail businesses. It can provide a much ... to protect your customers, your business, and your assets. Take safety ... ... Public Liability insurance policy has adequate cover to protect you and your business ... and data. Therefore, a Cyber Liability insurance policy can act as your ...

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A Close Shave with Underinsurance

Just as your business is growing and changing it&# ... make sure that your Insurance grows with your business and you’re ...  A large number ... like any good business owner, covered her business with Business Insurance. For the next ... 4 years Samantha grew her business ...

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Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn’t always straightforward, and ... the nitty-gritty to understand what insurance is being offered and which ... is especially ... is especially the case with Business Insurance options like Portable Equipment and ... insurance provides repair or replacement for accidental loss or damage to business ...

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Pet Stays, becomes the 32nd BizGiver winner

... Winner of BizCover Insurance’s BizGiver $2000 Small Business Grant, winning an ... ... Winner of BizCover Insurance’s BizGiver $2000 Small Business Grant, winning an ... the small business community, who have embraced our online insurance services over ...

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BizGiver finds it’s latest winner in Wild Forage

... crowned; Wild Forage, a small business supplying seasonal wild edible plants ... portable fridge, critical to their business. Wild Forage is bringing ... the small business community, who have embraced our online insurance services over ... more traditional methods of buying insurance, said Michael Gottlieb, Founder and ...

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Despite Insurers Talk, Premiums Won’t Walk

... , Premiums Won’t Walk… SME Insurance Premiums Stay Flat Over the ... 5 quarters the BizCover Small Business Insurance Price Index (Graph 1) has ... 5 quarters the BizCover Small Business Insurance Price Index (Graph 1) has ... property related insurance which is more commonly bought by those businesses with ...

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Kate Owen Gallery wins BizGiver Grant

... BIZCOVER’S 24TH $2000 SMALL BUSINESS GRANT AND WILL RECEIVE A ... for supporting indigenous artists. The business […] ... for supporting indigenous artists. The business success has reached such a ... BizGiver initiative, started by BizCover Business Insurance, has given away over $45 ...

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Why having an office inventory list is essential.

... kind of thing that gets business owners excited, that is until ... comes to claim on your insurance. When you’re filling out ... ... kind of thing that gets business owners excited, that is until ... that when you review your insurance, you have the right level ...

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Creative Agency, Hustle Workshop is the latest BizGiver Winner

... of bizcover.com.au $2,000 small business grant has been announced. Hustle ... win the $2000 BizGiver Small Business Grant, receiving a new top . ... BizCover, Australia’s leading online business insurance service, started the $2000 monthly ... these individual and very unique businesses like Hustle Workshop be successful ...

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Pure Flowers wins the latest BizGiver

... HAS WON BIZCOVER’S $2000 BUSINESS GRANT AND WILL NOW BE ... ... ” BizCover, Australia’s leading online business insurance service, started the grant of ... supplier guides to promote local businesses that provide floral related services ...

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Young Penrith Entrepreneur Recognised in National Grant Competition

... as one of the top businesses in the area at the ... Penrith Local Business Awards and won the BizCover ... “BizGiver Business Grant” ... , is Australia’s top online business insurance serviceand revolutionised the industry when ... finally allowing small businesses to quickly compare multiple business insurance quotes for free ...

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ET Circus is the latest winner of the BizGiver Grant

... Circus, a much loved entertainment business in the sunshine coast community ... ... Circus, a much loved entertainment business in the sunshine coast community ... BizCover, Australia’s leading online business insurance service, started the grant of ...

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Building

Building insurance covers the cost of repairing or rebuilding the business premises (that ... insurance is generally applicable if you are the owner of the business ...

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Theft

... proportionally more crimes committed against businesses than households, with the most ... and designs if shown on Insurance Certificate Books and stationary Fixtures ...

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Money

... covers money belonging to your business that is lost, stolen or ... Things to consider Does your business hold large sums of money ...

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Employee Dishonesty

... the amount specified on the insurance certificate. Insurers will usually accept ... and money-handling operations of the business transparent enough to reveal any ...

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Portable Equipment

... identified and valued on your insurance certificate, including: Mobile plant Photographic ... the equipment could put your business under financial stress? Is your ...

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Machinery Breakdown

... machine referred to on your insurance certificate that suffers insured damage ... the period of insurance. Things to consider Is your business reliant on ...

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Electronic Equipment

... Things to consider Is your business reliant on computers or other ... equipment to operate? Does your business have the cash-flow to fund ...

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When it Rains it Pours: Understanding Flood Cover.

When it comes to Business Insurance, understanding what’s included and ... ... building, contents and/or stock a Business Insurance policy usually comes with some ... included as part of a business insurance policy but may be added ...

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Customer Spotlight – Lucid 8 Unisex Apparel

... customer Laura Vogt and her business Lucid 8 Unisex Apparel. Laura ... ... the word ‘Entrepreneur’ meant in business studies at school and thinking ... leading catalysts which propelled my business into popularity,” When asked what ...

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Customer Spotlight: MetaPeople

HR Business, MetaPeople has a great origin ... career management company with a business partner. Then, on an outback ... ... career management company with a business partner. Then, on an outback ... what they do and supporting businesses to achieve great things with ...

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Customer Spotlight: Cazeil Creative

... Cazeil Creative, a versatile photography business from the Blue Mountains. The ... business has built its name capturing [ ... ... Cazeil Creative, a versatile photography business from the Blue Mountains. The ... weddings and international events. “My Business was only weeks old when ...

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Customer Spotlight: PerfEx Consulting

... as starting his own successful business PerfEx […] ... as starting his own successful business PerfEx Consulting. PerfEx Consulting is ... performance excellence and de-risk their business.” “BizCover supports me to do ...

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Glass

... put financial pressure on your business? Does your lease or rental ...

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Scooter & Jinx wins BizGiver Grant

... WINS THE BIZGIVER $2000 SMALL BUSINESS GRANT. Tucked away in Little ... ... WINS THE BIZGIVER $2000 SMALL BUSINESS GRANT. Tucked away in Little ... Chris, “The support for small business in Melbourne and surrounds is ...

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Customer Spotlight: Tirol Sports

... one of our wintery small businesses, Tirol Sports. Some of the ... ... ,” explained Hagen. Opening his own business has allowed Hagen the freedom ... something new to be a business owner and ‘succeed’,” explains Hagen. ...

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Customer Spotlight: Sunshine Confectionery Outlet

... customers who’s in the business of appealing to our sweet ... Willy Wonka to rethink his business model, Stuart and Denise Mulholland ... ... expanded since they started the business, Sunshine Confectionery has made their ... finally, “seek advice from a business coach prior to commencement.” Sunshine ...

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10-Year Customer Spotlight: Circul8

... , says she first started the business […] ... a large part of our business.” This emphasis on innovation has ... what she believes to be business’s greatest achievement, she said ...

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World Entrepreneurs’ Day Customer Spotlight: Voula’s Kitchen

... in the world of small business. Today, on World Entrepreneurs’ Day ... many unique customers and their business! Steph and Katie run Voula ... ... in the world of small business. Today, on World Entrepreneurs’ Day ... many unique customers and their business! Steph and Katie run Voula ...

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Customer Spotlight: Being Brands

For this week’s Customer Spotlight we look at creative brand agency, Being Brands. Being Brands is a creative agency located just outside of the Sydney CBD in Hunter ... , that makes their insurance a must. “As a business, we are involved ... for new clients, so having insurance is an essential requirement. “ “BizCover ...

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Customer Spotlight: Elite Words

On today, International Women’s Entrepreneurship Day, we celebrate with one entrepreneurial BizCover customer, Natalie Dawson of Elite Words. After over ten successful ... Dawson justifies her insurance with BizCover. “I insure my business because it ... worry about the cost of insurance.” “In the short term, organisations ...

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Customer Spotlight: Cheaper Buy The Dozen

After working 22 years in the car industry, Mansel Milne made the jump to the wine industry and started the online wine delivery company Cheaper Buy The Dozen. In its ... ” It was this friend’s business model that inspired the beginnings ... and robust insurance plan for his business. “I believe all businesses should be ...

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‘Children of Night Markets’ wins the latest BizGiver

PHILANTHROPIC ORGANISATION HELPING YOUNG CHILDREN RECEIVES THEIR OWN HELPING HAND. “Children of the Night Markets”, have won the coveted BizGiver $2000 grant for ... the coveted BizGiver $2000 Small Business grant. “We entered because it ... by Australia’s leading online business insurance service BizCover, grants the wish ...

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Jobs Shared wins the latest BizGiver Grant

THE LATEST WINNER OF BIZGIVER $2000 GRANT HAS BEEN NAMED AS JOBS SHARED, THE INNOVATIVE NEW JOB SHARING EMPLOYMENT SERVICE. After Simone McLaughlin had her first child ... ” BizCover, Australia’s leading online business insurance service, started the grant as ... give back to the small business community. For Jobs Shared, winning ...

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Being financially prepared for Bushfire Season

We’re moving into that time of the year again – on one hand we are welcoming the warm weather and on the other hand, some of us are preparing for the bushfire season ... a good time for businesses to check their insurance to ensure they ... financial protection for your business. If your business is shut down for ...

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Customer Spotlight: Yummy Dogs

There are good dogs and bad dogs. Eight years in, and Yummy Dogs founder Olaf is slowly but surely weeding out the rogues with a fresh dedication to quality hot dogs ... car manufacturers) and expanded the business to include their own range ... hot dog – and to convince businesses that it’s fine to ...

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Customer Spotlight: Sara Hemphill Naturopath

In honour of today; International Day of Happiness, we look at our health and wellbeing with BizCover customer Sara Hemphill, a flourishing Naturopath from Western Australia ... to eat properly. Today her business expertise has grown to include ... plans, making her truly a business of 2018. She also sells ...

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Sto Lat Restaurant & Café wins the BizGiver grant

Conveniently located in Ashfield, the heart of the Inner West, is the latest recipient of the BizGiver grant, the Sto Lat Restaurant and Café! The restaurant specialises ... showcases the spirit of the business, Eleonora responded with saying that ... reduce their environmental impact and business expenses. They wished for new ...

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We Bar None wins the 36th BizGiver Grant

The latest winner of the BizGiver grant is Ellen Burns, owner of We Bar None. Based in Ballarat, We Bar None promotes better living with its wide array of health-conscious ... has become the first Victorian business to have 100% certified home ... having recently become the first business in Victoria – and the third ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... your business’ activities. Failure in obtaining public liability insurance ... circumstances that the business did not have public liability insurance and are found ... is only a basic list as to what public liability insurance covers and ...

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5 Tips for getting the best Public Liability insurance for your business

... a sole trader or small business owner, there’s no doubt ... of protecting your business and your customers with Public Liability insurance. ... of protecting your business and your customers with Public Liability insurance. It offers ... regarding requirements for holding Public Liability insurance. Each state and territory has ...

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Cyber Liability Insurance: the safety net small businesses need

... Australia and especially to small businesses. The reality is, no small ... ... are generally included in Cyber Liability insurance are: · Business interruption costs · Data recovery ... a few basic preventative measures and robust Cyber Liability insurance, small business’ are ensuring ...

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Get the cover that is right for you

Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses. Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.