Your business property is like your home away ... ... own your own commercial property: Building Cover
What is Building Cover?
Building Insurance provides protection ... your premises, it can cover the cost of repairing or rebuilding your ...
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Information Technology Insurance Professionals in the information technology ... ... ;
Loss of Documents/Data;
Defence Costs associated with covered claims.
What about Products ... response to commercial contracts between consultants and clients requiring these insurances in ...
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... you have the right business insurance. When it comes to insuring ... ... Interruption insurance. It provides cover for loss of income and the increased costs ... injury or property damage.
Visit BizCover.com.au to get a quick quote and ...
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Even the best cabinetmaker needs new business and customers. While several professional woodworkers depend on word of mouth advertising, connecting with future customers ... groups comprised of homeowners or commercial property owners who are looking to ... making business should also consider insurance options.
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... you work on domestic or commercial building sites, undertake maintenance and ... ... you work on domestic or commercial building sites, undertake maintenance and ... their property as a result of your business activities by covering the cost ...
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Iced teas, tropical fruits, a cheeky ice cream - those signature flavours of summer are something you would be all too familiar with as a restaurant or caf owner. Summer ... events.
Fires breaking out in commercial kitchens are also a common ... event, Business Interruption insurance can help by providing cover for loss of ...
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... for Business Insurance, most small business owners typically worry about covering the ... you know you can get cover for most risks that a ... things such as people or property, but did you know 'data ... little addition to your insurance portfolio. It covers the cost incurred from a ...
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... occupations Public Liability insurance can cover, also means the cost of it can ... potentially causing personal injury or property damage, the higher the premium ...
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Personal Accident and Illness Insurance (IPA Cover)offers financial protection when you ... or sickness. A policy will cover your lost income while
Personal Accident and Illness Insurance (IPA Cover)offers financial protection when you ... $450. You can compare quotes and check out your cover options here.
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... public are injured or sustain property damage as a result of ... and occupations Public Liability insurance can cover, the cost of it can vary ...
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... public are injured or sustain property damage as a result of ... and occupations Public Liability insurance can cover, the cost of it can vary ...
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... public are injured or sustain property damage as a result of ... and occupations Public Liability insurance can cover, the cost of it can vary ...
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... public are injured or sustain property damage as a result of ... and occupations Public Liability insurance can cover, the cost of it can vary ...
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... public are injured or sustain property damage as a result of ... and occupations Public Liability insurance can cover, the cost of it can vary ...
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... public are injured or sustain property damage as a result of ... and occupations Public Liability insurance can cover, the cost of it can vary ...
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... public is injured or sustain property damage as a result of ... and occupations Public Liability insurance can cover, the cost of it can vary ...
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... public are injured or sustain property damage as a result of ... and occupations Public Liability insurance can cover, the cost of it can vary ...
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Getting the insurance sorted for your small business ... , jump online, compare quotes and buy the insurance that suits your business. ... not ... , jump online, compare quotes and buy the insurance that suits your business. ... your personal insurance may not cover your business liabilities or property. If you ...
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Know you need business insurance but aren't sure how to ... policy is right? How much cover is enough? Whether you're opening ... while and looking to ... of cover available to businesses.
Public Liability insurance covers against the legal costs for ... claims of injury or property damage ...
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... This is where business insurance comes into play and ... insurance can feel overwhelming at times, with many types of cover ... available ... public are injured or sustain property damage as a result of ... Breakdown* - Machinery breakdown insurance covers the cost to repair or replace specified ...
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... by not having the right insurance in place? Read on to ... ... Public Liability insurance policy before being able to join
Cover your bits ... damage to your non-fixed business property items like your tools and ...
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... of arranging your yoga teacher insurance go. As a yogi or ... cover in place to protect your business. Let us centre your insurance ... ... floor, Public Liability insurance can cover the related costs to defend such claims. ...
Damage caused to your own property
Contents Cover
Mats, bolsters, blocks, straps ...
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... your business you should consider cover to protect the following types ... ... are responsible for.
General Property
You can cover portable items owned by ... insurance to ensure you are not left financially responsible for the costs ...
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If your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... not only have the right cover [… ... claim for personal injury or property damage that occurs as a ... or at another location.
Business Insurance
Tailored cover to protect your building ...
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What are the Real Costs to Australian Small Business? Small ... ... costs in the event that someone is injured, or has their property ... , transparent and competitive. Online insurance experts BizCover cover over 2,000 occupations ...
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... price increases in the business insurance market, SMEs are continuing to ... increase in the cost of business insurance, the BizCover SME ... great to see that their insurance costs remain stable when purchased through ... platform to reduce their insurance costs with comparable cover.”
Download the full report ...
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The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of ... Liability and Business Packs (predominately covering perils and theft) increasing 4 ... multiple quotes it is likely they could still save on their insurance costs.”
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Running a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... you be able to cover the restoration costs? Would you be able ... property and bank account information. The following example show why cyber insurance ...
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What does Public Liability insurance* cover?
Public Liability insurance provides cover for your business if ... injury or property damage due to your negligent business activities
Costs awarded ...
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Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... access to a fast, free insurance quote within seconds might have made ... financially and reputationally. Insurance will cover you for the costs of legal defence ...
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Christmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the end ... levels. Do you have Business Insurance to cover your stock and contents ... if your current policy will cover that cost.
3. Keeping that extra ...
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When it comes to Business Insurance, understanding what's included and excluded ... when it comes to flood cover. But it doesn't need to ... explaining When it comes to Business Insurance, understanding what's included and excluded ... property would likely be covered
Q: How much would adding cover for flooding cost ...
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... your customers with Public Liability insurance. It offers protection should a ... , death, or damage to their property. And whilst […] ... injure someone or damage their property, it doesn't mean you won't ... cover.
A lot of contracts also have requirements for Public Liability insurance. ...
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... store, you've got all bases covered, but have you taken the ... ... injury or damage to their property.
Accidentally leaving a box of ... to insure it! Building insurance covers the costs of repairing or rebuilding your ...
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... how the cost of a Professional Indemnity (PI) insurance policy is calculated ... and why one profession can often cost more ... that that ... that that impact the cost of Professional Indemnity insurance.
Insurance policy pricing is ... when calculating which level of cover your business may need:
Legislative ...
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... most common issues with Business Insurance is that policy owners often ... being aware of what isn't covered should also be considered, [… ... of a service.
Business Insurance – This can cover your work premises and ... you insure an $800,000 property for $500,000 and a ...
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Business insurance isn't always straightforward, and sometimes ... the nitty-gritty to understand what insurance is being offered and which ... with ... with Business Insurance options like Portable Equipment and Electronic Equipment cover, so ... their vehicle. Insuring under a commercial vehicle policy may also be ...
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... is Small Business Insurance. But what kind of insurance do you actually ... ... , Contents, Theft, Glass, and General Property. It is designed to protect ... part of your Business Insurance, it provides cover for the loss of ...
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... does go wrong, it could cost you an […] ... no income could not only cost you your business but severely ... quote for Personal Accident Insurance today. Could you afford not to be covered ...
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Public liability insurance covers your business for losses or ... Failure in obtaining public liability insurance policy can expose a business ... ... payouts, court fees and legal costs can potentially cripple a business ... Public Liability Insurance Cover?
Broadly, public liability insurance covers loss or damage to property, injury ...
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... line. Whilst you've got the insurance to help you out, you'd ... ... the most common BizCover Business Insurance customer claims, and tips on ... security service.
Storm Damage
General property damage due to storms occurs ...
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... , the latest BizCover Small Business Insurance Index is showing little change ... ... through in non-compulsory areas of cover like property, which has resulted in ... I don't see the cost of business insurance increasing in the short ...
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... Professional Indemnity and Public Liability insurance. #1 Protection against claims of ... ... action against you. It covers legal and defence costs, as well as ... property damage, you face the risk of legal action. Public Liability insurance ...
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Buying any insurance, can be a confusing and ... to getting your Professional Indemnity Insurance, it can be even more ... hold a certain level of insurance. CA ANZ requires that professional indemnity covers each principal ... employee's dishonesty),
Public Relations Costs,
Statutory Liability (cover for unintentional breaches of ...
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... reductions on their Public Liability insurance, while prices have remained steady ... in five years and transport costs increasing steadily. The ... increase did not affect the cost of insurance for small businesses on ... comes to their business insurance, commenting “While costs may be rising for ...
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Insurers hold on to SME Insurance Premium Price Increases! Despite a ... BizCover Small Business Insurance Price Index has shown insurance rates ... BizCover Small Business Insurance Price Index has shown insurance rates dropping back ... Liability and Business Packs (predominately covering perils and theft), with the ...
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Insurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ...
The latest BizCover Small Business Insurance Price Index has been released ... not universal.
Graph 1 – BizCover Insurance Price Index (Financial Year 2017 ...
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... ; however the BizCover Small Business Insurance Price Index for the first ... ... ; however the BizCover Small Business Insurance Price Index for the first ... small businesses!
Prices across all insurance classes were stable across the ...
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The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... as your legal and defence costs.
Business Insurance
To bring your creative ... data and your prized intellectual property?
With almost everything stored online ...
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There are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ...
Legal and defence costs
Claims investigation costs
Court attendance costs
PR costs to help ... Equipment insurance (also known as General Property) is an essential form of cover ...
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Working as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it's also the ... an injury (or even damages property) as a result of you ... have combined the two covers into one insurance package. So you can ...
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... injury or property damage. Product Liability insurance is intended to cover any compensation ... costs (these are the reasonable costs incurred while investigating and defending a covered ...
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... public is injured or sustains property damage as a result of ... $100,000!
*As with any insurance, cover will be subject to the ...
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... not covered?*
Injuries to your employees
Damage to your own property
Costs of ... policy period
*As with any insurance, cover will be subject to the ...
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From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... wide range of potential risks. Insurance for market stall holders is ... for the costs of repairing or replacing other people's property that has ...
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The new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... on your business insurance.
Cover yourself up!
Check your insurance cover levels to see ... BizCover who let you compare quotes from multiple insurers online or ...
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While the terms 'cybercrime' and 'data breach' may not have existed 25 years ago, they are now commonplace threats facing small business. In fact, in 2017 approximately ... information, your client's information, intellectual property or banking information regardless of ...
Cyber Liability insurance can provide financial protection by covering:
Forensic investigation costs to ...
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Each year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... a Business Insurance pack the Easter Bunny would have cover for machinery ... the deterioration of stock, covering the cost of repairs or replacement, as ...
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As much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them - and the simplest of ...
“Thankfully my Business Insurance policy included building and contents cover”, says Sarah. ... about is paying hefty legal costs should an unwanted accident occur. ...
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It may have taken some time for the reality to hit, but the wider public is now starting to realise that hackers aren't just fictional brooding movie villains - they ... your business by covering the expenses and legal costs that are associated ... included in Cyber Liability insurance are:
· Damage to property
· Replacement of equipment ...
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... , suppliers, community and their property. Public Liability Insurance is designed to provide ... the legal costs associated with managing claims that are covered by the ...
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... seems to be hardening for insurance for larger businesses, the latest ... BizCover Small Business Insurance Price Index is showing no ... ... D & O and exposed property. While these price increases have ... see material rises in their insurance cost anytime soon and not before ...
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... the 32nd Winner of BizCover Insurance's BizGiver $2000 Small Business Grant ... ... , who have embraced our online insurance services over more traditional methods ... of buying insurance, said Michael Gottlieb, Founder and ...
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When hiring tradesmen for your small business, you don't have any room for error - so every tiny detail counts. It can be daunting and time-consuming sorting through ... of insurance for tradespeople. It covers the business and their employees against property ... job should cost to complete and what kind of quote is reasonable ...
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"The only strategy that is guaranteed to fail is not taking risks." - Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps ... services rendered.
Assess what business property you need to insure. Do ... about more than Business Interruption insurance, which covers lost income due to ...
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There's a lot at stake.. Think of all the hard work you have put into creating your butcher shop business starting with the early days as an apprentice to building up ... quickly add up and would cost an arm and a leg ... Breakdown cover is available under a Business Insurance pack and provides cover for ...
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In the blink of an eye, the silly season is here again! For some, it's the busiest time of year, from retailers helping people get their last-minute gifts and service ... , loss or damage to their property. The last thing you want ... you update your insurance policy to ensure they are covered.
With these ...
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As we say goodbye to those sunny summer days and hello to fresh, frosty mornings, the change in seasons is a prime time to make sure your business premises is prepared ... their property. It's comfort no hot chocolate ever provide.
Are you covered ... that's why making sure your insurance is covering you for the right ...
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Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte Hansen last week marked a major milestone when she went from cancer ... , Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly ... select and purchase the right cover immediately.
BizCover partners with leading ...
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Small Business Buddy Winner! Local QLD Business Selected in the $60,000 'Small Business Buddy Program' Woofwatchers, a local dog grooming and pet caring business is ... , Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly ... select and purchase the right cover immediately.
BizCover partners with leading ...
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The latest winner of the $2000 BizGiver Grant is crowned; Wild Forage, a small business supplying seasonal wild edible plants, herbs and seaweed to high end restaurants ... , who have embraced our online insurance services over more traditional methods ... of buying insurance, said Michael Gottlieb, Founder and ...
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... areas of law including family, commercial, and personal injury. She has ... ... areas of law including family, commercial, and personal injury. She has ... employment agreement will cover things like leave entitlements, intellectual property, confidential information ...
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Making an insurance claim can be stressful - but ... ... read your insurance policy's Product Disclosure Statement (aka PDS) cover to cover daunting ... a claim, particularly on physical property such as stock, machinery or ...
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... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... that all licenses under the Property, Stock ... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... allegations of misrepresentations, non-disclosure of property details, breach of contract, errors ...
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... (PI) insurance is no doubt one of the most vital covers you ... assistance for legal and compensation costs in the event of action ... against ... (PI) insurance is no doubt one of the most vital covers you ... assistance for legal and compensation costs in the event of action ...
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... the cabinetry in homes or commercial offices. A cabinet maker also ... ... of their choice. Working for commercial furniture manufacturing companies typically includes ... for health and safety concerns. Insurance for cabinet makers is also ...
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... to make sure that your Insurance grows with your business and ... ... that she would struggle to cover costs if her business was shut ... made.
While her landlord’s insurance covered the repairs to the roof ...
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... comes to claim on your insurance. When you're filling out your ... ... , theft or malicious damage, the costs incurred could be significant. Consider ... review your insurance, you have the right level of cover for your ...
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... bad habits doesn't need to cost the earth or […] ... over insuring and that you're covering your business for the things ... to start? Download our Business Insurance Checklist for Small Businesses here ...
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... online provider of small business insurance, having helped over 90,000 ... businesses compare and buy their insurance online. Their White Label solution ... businesses compare and buy their insurance online. Their White Label solution ... around for their business cover.”
“BizCover have cover options for over 6 ...
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Business Insurance Premiums Decline 10 Straight Quarters, ... healthy competition in the business insurance market. The BizCover Small Business ... ... healthy competition in the business insurance market. The BizCover Small Business ... an example, the cost of Professional indemnity insurance for some Allied Health ...
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... experience in the Small Business Insurance space. On Tuesday night, BizCover ... award recognised the "Small Business Insurance […] ... award recognised the “Small Business Insurance Made Even Easier” campaign for ... to translate the entire BizCover quoting process.
Since inception the company ...
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SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... down the price of professional/business insurance for Australian SMEs. Since the ... with capital chasing returns in insurance.”
The Professional Indemnity rates reduced ...
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In the insurance world, we focus on loss ... In the insurance world, we focus on loss ... negatives. In fact, we see insurance as a hugely positive part ...
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Owning your small business can feel a bit like a balancing act with the everyday responsibilities of running the show, whilst trying to maintain a healthy lifestyle, ... Personal Accident and Illness cover you are covered with protection anywhere in ... receive a free tailored quote for Personal Accident and Illness insurance today!
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The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... Ensure your Public Liability insurance policy has adequate cover to protect you ... theft which includes cover for both theft of property and money. In ...
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This Stress Down Day, we're here to help you gain back some equilibrium at work and stress less along the way. Research shows that 90% of Australians need to stress less ... could result in accidental injuries, costing you precious time off without ... tailored quote for Personal Accident and Illness insurance today!
*As with any insurance, cover ...
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The journey to becoming a successful small business owner is one of twists, turns and the occasional speed bump. In our two-part series (catch up on part 1 here) we map ... Public Liability policy will cover the associated legal costs of defending your ... do best, stress-free.
Having business insurance gives you peace of mind. ...
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Running a business can be a wonderful rewarding experience, but sometimes things can go horribly wrong. THE ONLINE ONSLAUGHT We never believe it can happen to us, that ... victims also incur the additional costs of business interruption and productivity ... section of their policy covered them.
Business Insurance cover options such as Management ...
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Modern furniture design Furniture design isn't exactly easy. Furniture designing is an artistic niche that caters to both the functionality, as well as the visual appeal ... more than just decor.
Designing commercial office furniture is not something ... also important to choose suitable insurance coverage to give you peace ...
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When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... defence costs, claims investigation costs, some civil fines and penalties, Management Liability insurance ... Cyber Liability insurance is that it includes cover for the reasonable costs and ...
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The word on the street is that the ATO are going to be doing random audits of 100's of small businesses. Even if your books are in pristine condition, audits are generally ... tax audit cover either as part of your business insurance or as ... you through the process. The cost for a small business audit ...
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Summer in Australia is a great time of year. There's a lot to enjoy, including plenty of public holidays, long days and great weather. But along with these great perks ... case scenarios. Glass Cover, under a Business Insurance Pack will cover your for ... by them, having the right insurance cover can mean that your business ...
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Tradies National Health Month is an important campaign held every August in Australia each year, aiming to raise awareness around the health and safety of tradies. According ... play. Personal Accident insurance* can provide levels of cover if as a ... easy.
*As with any insurance, cover will be subject to the ...
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On today, International Women's Entrepreneurship Day, we celebrate with one entrepreneurial BizCover customer, Natalie Dawson of Elite Words. After over ten successful ... mind that Dawson justifies her insurance with BizCover.
“I insure my ... than to worry about the cost of insurance.”
“In the short term ...
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When you are running a small business you have to be many things at once, an accountant, a marketer, a technician as well as an administrator. Luckily, in today's digital ... the basic package and the cost to license many images is ... 1 online business insurance, where you can compare multiple quotes from Leading ...
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It's not easy to get your business noticed, either online or by other means. No matter what you do, there are plenty of other businesses all vying for attention in the ... and working with home and commercial home builders, plumbers, and interior ... your cabinet company. There are insurance options available for cabinet makers ...
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Seek Feedback and Testimonials from Customers In order to grow, every business needs feedback from customers. Whether it's a simple survey, or verbal feedback, a cabinet ... , also have at least one commercial truck for collecting supplies, delivering ... anyone to implement. Cabinet making insurance options should also be considered. ...
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Setting your password as WELCOME1, a box of receipts going 5 years back and not getting nearly enough sleep. If any of these business habits sound familiar, then rest ... having the right level of cover for your business based on ... BizCover team, Australia's Small Business Insurance Specialists.
*Statistics sourced from the ...
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The New Year is a great time to take stock of both your personal life and business life and set some goals to set you up for success throughout the year. Even the process ... planning/organisation, growth & investment or cost cutting.
Here are just some ... products look more professional.”
3. Cost cutting
“My small business resolution ...
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