How much does Public Liability Insurance Cost?

... of Public Liability insurance is the type of industry your business operates in, and the nature of your occupation. The higher an insurer determines the risk associated with your business potentially causing personal ...

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Public Liability Insurance in Perth

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Public Liability Insurance in Rockhampton

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Public Liability Insurance in Mandurah

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Public Liability Insurance in Hobart

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Public Liability Insurance in Darwin

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Public Liability Insurance in Brisbane

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Public Liability Insurance in Adelaide

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Public Liability Insurance in Port Macquarie

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How much Public Liability insurance do I need?

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What does Public Liability insurance cover?

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What is Product Liability Insurance?

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What is Public Liability Insurance?

Do I need public liability insurance?Claim Example What is Public Liability Insurance?* Public Liability insurance protects your business if a customer, supplier or member of the public is injured or sustains property ...

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Public Liability

What’s included & what’s not?Get the right coverPublic Liability Insurance cost Here's the lowdown on Public Liability insurance* As a small business owner you already have lots to worry about. From paying your employees ...

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Public Liability Insurance for Cabinet Makers

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5 Tips for getting the best Public Liability insurance for your business

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What Tradies Need to Know About Public Liability Insurance

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Do I need Public Liability insurance?

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Public Liability Insurance Scenario

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Public Liability PPC

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Business Insurance Guide for the Self-Employed - Part 1

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7 Types of Insurance Your Small Business Should Consider

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Insurance for Plasterers

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Insurance for Handymen

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Insurance for Tradesmen

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Insurance for Landscapers

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Insurance for Car Wash and Auto Detailers

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Insurance for Carpenters

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Insurance for Electricians

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Insurance for Cleaners

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Insurance for Yoga Teachers

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Insurance for martial art teachers

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5 Questions to ask yourself before buying Insurance for your Small Business

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Insurance for Civil Engineers- what you need to know

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Insurance for Gift Shops

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Dishing up the facts on food business insurance

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Insurance for Butcher Shops

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Insurance for Consultants

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Insurance for Retailers

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Insurance for Furniture Manufacturers

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Insurance for Pizza Shops

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Insurance for Restaurants

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Insurance for Marketing Consultants

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Insurance for Massage & Alternative Therapies

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Insurance for Civil Engineers

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Insurance for Dog Walkers

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Insurance for Cafes

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Insurance for makeup artists

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Insurance for Architects

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Insurance for Psychologists

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Insurance for IT Professionals

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Insurance for Real Estate Agents

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Insurance for Project Managers

... claims which are covered by your policy. Public Liability Insurance* Whether you work from an office or you're out and about onsite, Public Liability insurance is important to your project management business. It ...

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Cyber Liability Insurance

... risks Cyber Liability insurance can assist with are inadvertent loss or release of customer personal information, ... of the data breach. The cost of hiring a Public Relations firm to assist the insured with re-building ...

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Insurance Considerations for Personal Trainers

Working as a personal trainer can be a rewarding ... ... damages property) as a result of you providing your training services. Find Out More About Public Liability Insurance As a personal trainer you'll also be giving advice to your clients, ranging from the type of exercises ...

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A guide to Plasterer's insurance that won't leave you, board

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Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of craftsmanship, cabinet makers know a thing or two. This highly skilled trade involves having an eye for detail ... be a legal requirement to have Public Liability insurance in place before you undertake a ... Personal Accident and Illness insurance can provide some reprieve when you need it most. Personal Accident and Illness insurance ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... awry and the chance of a claim occurring. Public Liability insurance is an essential form of cover to protect you ... With almost everything stored online, including your personal and client information, there's a constant ...

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Insurance for Convenience Stores

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Insurance for Sole Traders and Self Emplyed

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... business' activities. Failure in obtaining public liability insurance policy can expose ... your business and as such is advisable to have public liability insurance. Legal Requirement for Public Liability Insurance Although public liability insurance is not a statutory requirement, most small to medium ...

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Public Liability NSW

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Public Liability QLD

... a small business operating in the Trades & Service industry in Queensland can expect to pay for Public Liability insurance is around $84.03 per month. There are a variety of occupations classified within this industry ...

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Public Liability WA

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5 Things to Consider When Buying Public Liability Insurance

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The Risks of Growing Your Small Business

The only strategy that is guaranteed to fail is not taking risks. Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps, ... insurances - public liability and professional indemnity - are crucial. Ignore them at your peril. So What Can You Do? Insure your legal liability! Public Liability (or 'PL') covers claims against personal injury ...

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Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... Insurance Price Index (Financial Year 2017 2nd Quarter) There was no change in the Professional Indemnity sector, but the index for Public Liability ... prices. Graph 2 – BizCover PL/BizPack Retail Index (Financial Year 2017 ...

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PI Index: Premiums Decline 10 Straight Quarters

Business Insurance Premiums Decline 10 Straight Quarters, ... healthy competition in the business insurance market. The BizCover Small Business ... ... competition in the business insurance market. The BizCover Small Business Insurance Index has shown premiums ... groups, Combined Professional Indemnity/Public Liability and Public Liability/Business Packs are not seeing ...

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The Risky Business of Insurance

What are the Real Costs to Australian Small Business? Small business owners tend to be juggling many balls - managing clients, cash flow, staff, stock and future planning ... “must have” insurance: Public Liability– protects against legal and court costs in the event that someone is injured, or has their property damaged while you are providing a service to them. Every business should have PL ...

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Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology sector face potential liabilities from ... ... between consultants and clients requiring these insurances in addition to professional indemnity. The benefit of having professional indemnity, products liability and public liability contained in the same policy is ...

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Insurance for Disability Workers

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Insurance for Hair & Beauty Services

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Insurance for Painters

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Beauty to go! What Mobile make-up artists need to know about insurance

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Keep calm and stretch on with Yoga Teacher insurance

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Insurance for Allied Health Professionals

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Insurance for Pet Professionals

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Insurance for Plumber

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Insurance for Furniture Manufacturers

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Insurance for Social Workers

... the legal costs associated with responding to or managing claims which are covered by the policy. Public Liability Public Liability insurance* is an easy choice for social workers. Whether you are out visiting clients in ...

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Insurance for Bakers

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Insurance for Personal Trainers

... costs and loss of income.    Public Liability insurance offers you piece of mind in the event an unwanted personal injury or property damage claim arises. Business Insurance* If you own expensive fitness equipment ...

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Insurance for Mobile Food Vans

... van means you are always on the go, exposing your business to a number of Public Liability risks. Public Liability insurance is important for mobile food van businesses, providing protection for you and your business in ...

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Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... risks. Insurance for market stall holders is designed to protect you and your business against the financial risk in the event that something goes wrong, It usually consists of two types of cover - Public Liability and ...

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How much does Business Insurance cost?

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Insurance for Recruitment Consultants

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Home Based Business Insurance

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Insurance for Electrical Engineers

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Insurance for Land Surveyors

... legal costs associated with responding to or managing claims which are covered by the policy. Public Liability* Public Liability insurance is designed to provide protection for you and your business in the event a client ...

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Insurance for Professionals

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Insurance for Finance & Mortgage Brokers

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.