Insurance for Electricians

... consumers for defects in electrical work, non-completion of electrical work and liability ... for paying these costs. ^QLD Electrical contractor insurance requirement sourced from ESO (2016 ...

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Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn't always straightforward, and sometimes ... the nitty-gritty to understand what insurance is being offered and which ... especially ... that separate Portable Equipment from Electrical Equipment cover are; Portable equipment ... This is especially important for contractors, tradesman or retailers, who often ...

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Personal Accident and Illness Insurance for Tradies

Does the thought of being off work for three months due to a major mishap with a nail gun horrify you? As far-fetched some accident stories may sound, the reality is ... owner or a contractor, Personal Accident and Illness insurance is an important ... off a ladder whilst doing electrical work on the outside of ...

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Insurance for IT Professionals

... independent contractors to hold and maintain their own Professional Indemnity insurance policies. ... , restoration or even business interruption insurance. Cyber Insurance* Consider the client information ...

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Insurance for Handyman

... activities. Tip: as an example, electrical and plumbing work can only ... taking out insurance you must select your occupation as either Electrical or ...

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Don't be a pork chop - insure your butcher shop

There's a lot at stake.. Think of all the hard work you have put into creating your butcher shop business starting with the early days as an apprentice to building up ... power surges causing damage to electrical appliances. Insure Fridges, mincers, EFTPOS ... clause can vary from one insurance policy to another. Unforeseeable Interruptions ...

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Is your Small Business Summer Proof?

Summer in Australia is a great time of year. There's a lot to enjoy, including plenty of public holidays, long days and great weather. But along with these great perks ... to summer weather conditions including electrical storms or extreme heat. If ... when you get your Business Insurance you also cover for Business ...

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5 Common Beauty Insurance Claims

As much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them - and the simplest of ... on it. “Thankfully my Business Insurance policy included building and contents ... client when she noticed an electrical burning smell. “I looked to ...

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Managing Risk for Tradesmen

... business or working as a contractor often means you're exposed to ... ... business or working as a contractor often means you're exposed to ... is having the right business insurance. Protect your livelihood Public Liability ...

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What is Product Liability Insurance?

... Product Liability Insurance? What is Product Liability Insurance? Product Liability insurance* protects your ... not put together tightly enough, electrical wires become exposed, causing electric ...

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Insurance for Tradesmen

... Public Liability claim. Public Liability insurance is designed to provide protection ... If you're working as a contractor, you should also consider your ...

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Insurance for Personal Trainers

... policy document. Public Liability Insurance* Public Liability insurance is important to keep ... Public Liability insurance is required if you operate as a contractor to ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... ... shuttering, re-doing sign writing, replacing electrical signs and replacement of damaged ... an unforeseen event. Business Interruption insurance is designed to compensate you ...

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Public Liability Insurance for Cabinet Makers

... the right kind of business insurances in place. Regardless […] ... sole trader or a contractor, there are business insurance options to suit ... makers, Public Liability insurance. What is Public Liability insurance*? Typically one of ...

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What is Civil Engineering

... ). They can work as private contractors or for construction and engineering ... ... two general career paths; either contractor or consulting. The consulting civil ... Civil Engineers should also consider insurance cover options, including Professional Indemnity ...

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Insurance for Painters

... employees, not subcontractors. Insurance for Painters Public Liability Insurance* In the world ... you are operating as a contractor, it is important that you ...

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Misconceptions Around Professional Indemnity Insurance

... that the claims professional indemnity insurance covers are only the experiences ... ... area private consultant and the contractor made an error in numbers ... involved. Businesses or consultants whose insurance coverage is not sufficient may ...

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A Close Shave with Underinsurance

... to make sure that your Insurance grows with your business and ... ... into a waterfall, so with electrical equipment nearby the shop was ... closed. Luckily, the Business Interruption insurance that Samantha had added to ...

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Toolbox of Tips for Tradies National Health Month

Tradies National Health Month is an important campaign held every August in Australia each year, aiming to raise awareness around the health and safety of tradies. According ... you're a sole trader or contractor and not covered by Workers ... Personal Accident and Illness (PA) insurance comes into play. Personal Accident ...

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Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... is unattended. Check that all electrical equipment is turned off when ... , which includes having sufficient Business Insurance coverage to provide financial protection. ...

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What is Professional Indemnity Insurance?

... What is Professional Indemnity Insurance? Professional Indemnity insurance protects professionals against claims ... Example professions: Health Professions, IT Contractors, Management Consultants, Accountants, Estate Agents ...

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What is a Cabinet Maker?

Cabinet makers are woodworkers that specialize in designing and making built-in or customized cabinets. They also design and manufacture fine wood furniture that accompanies ... extraction or vacuum systems, and electrical wood cutters. They also use ... for health and safety concerns. Insurance for cabinet makers is also ...

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Easy

Easy--Jackson L--Handyman (excluding gas, plumbing and electrical works requiring a license)

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Easy to fill out

Easy to fill out--Damien H--Gardening and Handyman Services (excluding gas, plumbing and electrical works requiring a license)

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Quick and simple

Quick and simple--Stuart M--Handyman (excluding gas, plumbing and electrical works requiring a license)

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Thx Joey

Thx Joey--Gregory L--Handyman (excluding gas, plumbing and electrical works requiring a license)

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WAS VERY EASY

WAS VERY EASY--ARMINDO N--Handyman (excluding gas, plumbing and electrical works requiring a license)

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all good

all good--Rommel L--Building Engineering Consulting Service (Except As Prime Contractor)

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all good

all good--Christos T--Building Engineering Consulting Service (Except As Prime Contractor)

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Great Work

Great Work--Shannon P--Building Engineering Consulting Service (Except As Prime Contractor)

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So easy

So easy--Cobus S--Building Engineering Consulting Service (Except As Prime Contractor)

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very easy to use

very easy to use--Stuart D--Building Engineering Consulting Service (Except As Prime Contractor)

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Insurance for Architects

... with clients, contractors and the general public. Public Liability insurance is designed ... into your pockets. Business Insurance is an insurance package designed to provide ...

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Insurance for Civil Engineers

... of Bourke, your Public Liability insurance covers you anywhere within Australia. ... clients, contractors and members of the public. Public Liability insurance is designed ...

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Professional Indemnity Insurance for Civil Engineers

... a professional, considering Professional Indemnity insurance to protect* you and your ... ... for the network of clients, contractors, other consultants and members of ... What is Professional Indemnity insurance? Professional Indemnity (PI) insurance* is an important ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... territory requires. Professional Indemnity Insurance Professional Indemnity insurance should be one of ... Public Liability Insurance If you're dealing with clients, suppliers, contractors and the ...

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Insurance for Engineers

... with clients, contractors and the general public. Public Liability insurance is an ... your negligent business activities. Business Insurance* Your clients are important, but ...

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Small Business Insurance: Why you might want to ensure you're covered!

Running a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... need for adequate insurance for your business . Is insurance mandatory for your ... license details of 500 on-hired contractors had been stolen. They were ...

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Protect your business with Statutory Liability Cover

... are many different types of insurance policies available to small businesses ... are unaware that there is insurance designed to protect against ... Liability option* to your Business Insurance policy can help cover: Monetary ... production line. Upon starting, the contractors received a 2-hour training course ...

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Cyber Insurance: Is it worth it?

Many businesses think their business is too small to attract cyber criminals. Yet, when it comes to cyber theft, size doesn't matter. Hackers are on the lookout for businesses ... license details of 500 on-hired contractors were stolen. Or the Accounting ... as credit monitoring services Cyber insurance is available for first-and third-party ...

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Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology ... ... future employees; and Upon request, Contractors, Sub-contractors as individuals as well ... consultants and clients requiring these insurances in addition to professional indemnity. ...

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5 Reasons to love Personal Accident Cover

Personal Accident and Illness Insurance (IPA Cover)offers financial protection ... ... Worker's Compensation such as consultants, contractors, sole traders or directors, and ... Health Checks Unlike some other insurance policies, a personal accident policy ...

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Portable Equipment

... to considerBack to Business Insurance Portable Equipment This insurance cover provides repair ... This is especially important for contractors, tradesman or retailers that have ...

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Role of a Civil Engineer

Civil engineers impact people's lives on a daily basis. They help to improve or develop the facilities and infrastructure that are used to provide and facilitate vital ... to work with architects, building contractors, land surveyors, and other industry ... also consider their insurance options, including Professional Indemnity Insurance. Construction Technology in ...

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Reviews related to electrical contractor insurance nsw

  • Easy to use

    Darcie P
    Electrician/Electrical Contractor - Domestic

  • Great experience, easy, streamlined and clear to understand.

    Simon L
    Electrician/Electrical Contractor - Domestic

  • nice and easy

    David P
    Electrician/Electrical Contractor - Domestic

  • QUICK AND EASY, GOOD PRICE

    Timothy P
    Electrician/Electrical Contractor - Domestic

  • Thank you. Very easy great to use.

    Jason J
    Electrician/Electrical Contractor - Domestic

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Why do Electricians need it?

Don’t let a potential slip-up in your work or a client with a short fuse, short circuit your business. Protect it against liability claims and other unexpected events. With just a few clicks or a single phone call you can get multiple competitive quotes from leading insurers. Select your preferred policy and get covered instantly, so the only thing you need to worry about is adding a bit of spark to your client’s day.

Did you Know?

Public Liability insurance is a mandatory licensing requirement in most states and territories of Australia, usually requiring a minimum cover level of $5 million.

If you work in Queensland you’ll also be required to hold the Consumer Protection extension with a minimum level of $55,000 of cover to provide protection to consumers for defects in electrical work, non-completion of electrical work and liability resulting in an electrician testing their own work.

Get the cover that’s right for your electrician business

Public Liability Insurance*

Let’s be honest, there’s a lot that can go wrong. No matter how good you are at your work as an electrician, the risk of causing fire, property damage or personal injury is high. Even the smallest of mistakes can have big consequences, for example, the good old ‘putting a foot through the ceiling’ can set you back a couple of grand.

Public Liability insurance is something every responsible electrician should have and is designed to provide protection for you and your electrical business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

Business Insurance*

Your tools and equipment are essential to your livelihood, so what would you do if suddenly you’re left without them? Protecting them with General Property cover will ensure you’re not left in the lurch if somebody steals them, or they’re damaged due to a fire or vehicle collision. It covers you for incidents that happen on or off the job, anywhere in Australia.

Personal Accident and Illness insurance*

You rely on your physical ability to get the work done – but have you stopped to think about how you would keep on paying the bills if you were to injure yourself or fall ill and had to take time off work? Accidents can happen anywhere, anytime. It could be at work or even when you’re out and about enjoying your spare time.

Personal Accident and Illness Insurance provides levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness (even if it occurs outside of work) so you’re not left wondering how you’ll be able to keep paying the bills and put food on the table.

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

A claim could arise from

An electrician was relocating a power outlet for a fridge when he accidentally cut into a plumbing pipe causing a burst of water throughout the kitchen. The entire floor was flooded which went through the kitchen and into the lounge and bedrooms. The owner of the property had just renovated the kitchen and the new cabinetry also suffered water damage.

The electrician had to call in a plumber for emergency repairs to the pipe, and the occupants of the house were unable to stay there. Fortunately, the electrician had Public Liability insurance and was able to make a claim to cover the cost of the plumber, replacement of the flooring and kitchen cupboards, and temporary accommodation for the owners of the house whilst the repairs were being attended to. The policy paid out $16,329.50 in total. Had the electrician not held Public Liability insurance he would have been personally responsible for paying these costs.

^QLD Electrical contractor insurance requirement sourced from ESO (2016, August 19th) worksafe.qld.gov.au/licensing-and-registrations/electrical-licences/electrical-contactor-licences