Do I need public liability insurance?Claim Example What is Public Liability Insurance?* Public Liability insurance protects your business if a ... on this web page is general only and should not be ...
read more... business and your customers with Public Liability insurance. It offers protection should a ... , or even member of the public, sue your business for ... laws regarding requirements for holding Public Liability insurance. Each state and territory has ... your business by improving the general safety of your premises, such ...
read morePublic liability insurance covers your business for losses ... business' activities. Failure in obtaining public liability insurance policy can expose ... be covered by public liability insurance in the following circumstances: The general public can visit ... can be attended by the general public. A public liability insurance policy should include the ...
read more... . Geophysical Consultant What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury ... on this web page is general only and should not be ...
read more... ., Mining Engineer What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury ... on this web page is general only and should not be ...
read more... O. Retail What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury ... on this web page is general only and should not be ...
read more... business deserves. What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury ... on this web page is general only and should not be ...
read more... K. Homeopath What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury ... on this web page is general only and should not be ...
read more... . Engineering Consultant What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury ... on this web page is general only and should not be ...
read more... business deserves. What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury ... on this web page is general only and should not be ...
read more... ., Moulding manufacturer What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury ... on this web page is general only and should not be ...
read moreHow much Public Liability insurance do I need*? When considering how much Public Liability insurance your business ... on this web page is general only and should not be ...
read moreWhat does Public Liability insurance* cover? Public Liability insurance provides cover for your business ... on this web page is general only and should not be ...
read more... is Small Business Insurance. But what kind of insurance do you actually ... ... revenue, and your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even home ... Building, Contents, Theft, Glass, and General Property. It is designed to ...
read more... right coverPublic Liability Insurance cost Here's the lowdown on Public Liability insurance* As a ... general only and should not be relied upon as advice. Download Public Liability ...
read more... products. Product Liability insurance usually forms part of a Public Liability policy and the ... contained on this website is general only and should not be ...
read moreThe career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... . Public Liability Insurance If you're dealing with clients, suppliers, contractors and the general public ... chance of a claim occurring. Public Liability insurance is an essential form of ...
read more... wrong. This is where business insurance comes into play and should ... . The process of arranging your insurance can feel overwhelming at times . ... about when protecting your business. Public Liability insurance is intended to provide protection ... on this web page is general only and should not be ...
read moreIf your insurance is due for renewal or ... just wanting to do a general review of your business, it ... a health check of your insurance to ensure ... just wanting to do a general review of your business, it ... upping the level of your Public Liability insurance. Similarly, take into account any ...
read moreWhat are the Real Costs to Australian Small Business? Small business owners tend to be juggling many balls - managing clients, cash flow, staff, stock and future planning ... 'nice to have' insurance. Examples of “must have” insurance: Public Liability– protects against legal ... 25,000 clients. They provide general advice backed by an experienced ...
read moreThere are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ... claims and circumstances Property damage Public Liability Insurance Working closely with your clients ... 's why Portable Equipment insurance (also known as General Property) is an ...
read moreWorking as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it's also the ... of the general public). To cover these types of risk consider public liability insurance which ... services. Find Out More About Public Liability Insurance As a personal trainer you ...
read moreYour business is your livelihood. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... that you are responsible for. General Property You can cover portable ... essential covers such as Public Liability and Professional Indemnity insurance to ensure you ...
read more... . Whilst you've got the insurance to help you out, you ... ... the most common BizCover Business Insurance customer claims, and tips on ... , investing in a backup generator. Liability Claims Another common claim seen ...
read moreAs we say goodbye to those sunny summer days and hello to fresh, frosty mornings, the change in seasons is a prime time to make sure your business premises is prepared ... Keeping on top of the general maintenance of your building helps ... walking in these areas. Having Public Liability insurance is one of the vital ...
read moreLatest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte Hansen last week marked a major milestone when she went from cancer ... and medication as well as general living costs.” Being granted a ... Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes ...
read more... and maintain Professional Indemnity and Public Liability insurance. #1 Protection against claims of ... ... and maintain Professional Indemnity and Public Liability insurance. #1 Protection against claims of ... the risk of legal action. Public Liability insurance protects you against claims from ...
read more... $63.53 per month^ for Public Liability insurance. Public Liability insurance is one of the most ... the average monthly premium for Public Liability insurance? On average, small business owners ...
read moreJust imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... . What Janine needed was public liability insurance or insurance that protects you and your ... a relatively simple process. Purchasing public liability insurance online, where quotes are instant ...
read more... to hit, but the wider public is now starting to realise ... ... to hit, but the wider public is now starting to realise ... are generally included in Cyber Liability insurance are: · Business interruption costs · Data ...
read moreWhile the terms 'cybercrime' and 'data breach' may not have existed 25 years ago, they are now commonplace threats facing small business. In fact, in 2017 approximately ... is Cyber Liability Insurance and what does it cover? Cyber Liability insurance can protect ... https://www.ato.gov.au/general/online-services/identity-security/verify-or-report-a-scam/ Australian Cybercrime Online Reporting ...
read moreFrom fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... wide range of potential risks. Insurance for market stall holders is ... types of cover - Public Liability and Product Liability. Public Liability Public Liability covers you for the ...
read more... material price reductions on their Public Liability insurance, while prices have remained steady ... ... material price reductions on their Public Liability insurance, while prices have remained steady ... increases we have seen for Public Liability insurance in the broader market. To ...
read more... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... claims and circumstances Property damage Public Liability insurance When you work closely with ... happening, and that's why Public Liability insurance is equally important for yoga ...
read more... you have the right business insurance. When it comes to insuring ... ... even be compulsory, for example, Public Liability insurance is often required when you ... business insurance plan. What types of insurance should food businesses consider? Public Liability Insurance Dishing ...
read moreKnow you need business insurance but aren't sure how ... while and looking to buy insurance for the first time; there ... ... of cover available to businesses. Public Liability insurance covers against the legal costs ... Protection extension when taking out Public Liability insurance which covers defects in the ...
read more... by not having the right insurance in place? Read on to ... ... 't be a liability Like most trades, Public Liability insurance is one of the ... you to have your own Public Liability insurance policy before being able to ...
read more... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... their Public Liability insurance. SME Professionals have been seeing increases in their Public Liability insurance over ... BizCover platform to reduce their insurance costs with comparable cover.” Download ...
read moreYou're a retail lifesaver, helping customers at all hours with all sorts of essentials, from early morning coffees to midnight snacks. As a convenience store, you've ... banking, marketing and importantly your Public Liability insurance. It is one of the ... costly without the right protection. Public Liability insurance can provide you with peace ...
read moreInsurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... not universal. Graph 1 – BizCover Insurance Price Index (Financial Year 2017 ... sector, but the index for Public Liability and Business Packs increased 4 ...
read moreInformation Technology Insurance Professionals in the information technology sector face potential liabilities from ... ... covered under an IT Liability Policy? An IT Liability insurance policy typically will ... having professional indemnity, products liability and public liability contained in the same policy ...
read moreWhen looking for Business Insurance, most small business owners typically ... things such as their legal liabilities and top of mind assets ... ... to ensure you have your Public Liability cover in case a customer ... an exceptionally prime target. Cyber Liability insurance is a 'must have' policy ...
read moreGetting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... that your personal insurance may not cover your business liabilities or property ... put this in perspective, a public liability policy for an SME working ...
read moreInsurers hold on to SME Insurance Premium Price Increases! Despite a ... BizCover Small Business Insurance Price Index has shown insurance rates ... BizCover Small Business Insurance Price Index has shown insurance rates dropping back ... non professional sector, primarily around Public Liability and Business Packs (predominately covering ...
read moreThe Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of The Quarterly BizCover Small Business Insurance Index has shown that Australian ... the non professional sector with Public Liability and Business Packs (predominately covering ...
read more... , the latest BizCover Small Business Insurance Index is showing little change ... ... , the latest BizCover Small Business Insurance Index is showing little change ... highly profitable small business sector.” Public Liability and Professional Indemnity prices have ...
read moreEach year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... , it could also represent a public liability risk, for which the Easter ... stop working? Within a Business Insurance pack the Easter Bunny would ...
read moreRunning a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... . If you rent your premises, public liability may be a requirement from ... following example show why cyber insurance is an important part of ...
read moreAs much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them and the simplest of setbacks ... on it. “Thankfully my Business Insurance policy included building and contents ... my landlord to hold a Public Liability policy. I've always enforced ...
read moreChristmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the end ... to make sure you have Public Liability, and if you do have ... 're protected within your Business Insurance pack, as with increased trading ...
read moreBuying any insurance, can be a confusing and ... to getting your Professional Indemnity Insurance, it can be even more ... ... information on your professional indemnity insurance. CA ANZ requires that professional ... to employee's dishonesty), Public Relations Costs, Statutory Liability (cover for unintentional ...
read moreMore larger businesses with simple insurance needs are using BizCover for ... their insurance, while smaller businesses benefit from ... this quarter ... are using BizCover for their insurance, while smaller businesses benefit from ... more demand for Business Contents insurance particularly from businesses with an ...
read more... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated ...
read more... ; however the BizCover Small Business Insurance Price Index for the first ... ... ; however the BizCover Small Business Insurance Price Index for the first ... small businesses! Prices across all insurance classes were stable across the ...
read moreYour business property is like your home away from home and is the place where you work your magic. Whether you're in the business of providing expert advice to clients ... What is Building Cover? Building Insurance provides protection for material damage ... of inoccupancy: Loss, damage or liability during any period in excess ...
read moreDoes the thought of being off work for three months due to a major mishap with a nail gun horrify you? As far-fetched some accident stories may sound, the reality is ... where Personal Accident and Illness Insurance comes in to play. Designed ... contractor, Personal Accident and Illness insurance is an important type of ...
read moreThe new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... best value on your business insurance. Cover yourself up! Check your ... making a claim having enough insurance could mean the difference between ...
read moreIn the blink of an eye, the silly season is here again! For some, it's the busiest time of year, from retailers helping people get their last-minute gifts and service ... you have an active Public Liability insurance in place. Public Liability insurance is designed to protect ... the owner and if your Public Liability policy includes this. Batten down ...
read moreThe holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... and legal expenses. Ensure your Public Liability insurance policy has adequate cover to ... and data. Therefore, a Cyber Liability insurance policy can act as your ...
read moreWhether you're running your own business as a small team or flying solo in the freelance world, one thing is for sure, the creative arts industry is anything but boring ... be a requirement to hold Public Liability insurance before you can perform in ... help with your creative business insurance needs, providing a variety of ...
read moreIced teas, tropical fruits, a cheeky ice cream those signature flavours of summer are something you would be all too familiar with as a restaurant or caf owner. Summer ... or café business is with Public Liability insurance. It is designed to protect ... an insurable event, Business Interruption insurance can help by providing cover ...
read moreWhen hiring tradesmen for your small business, you don't have any room for error so every tiny detail counts. It can be daunting and time-consuming sorting through the ... different types of insurance to look out for. Public Liability Insurance This is the ... most common and essential form of insurance for ...
read moreRunning your own trade business or working as a contractor often means you're exposed to greater risk than many other business owners. There's always the potential for ... having the right business insurance. Protect your livelihood Public Liability insurance is undoubtedly one ... with Personal Accident & Illness insurance. It pays up to 85 ...
read more... a victim and how Cyber Liability insurance can help protect your business ... ... . How Cyber Liability insurance* can protect your small business Cyber Liability insurance* is designed ... on this web page is general only and should not be ...
read moreBusiness Insurance Premiums Decline 10 Straight Quarters, ... healthy competition in the business insurance market. The BizCover Small Business ... ... groups, Combined Professional Indemnity/Public Liability and Public Liability/Business Packs are not seeing the ... , the cost of Professional indemnity insurance for some Allied Health professionals ...
read moreSMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... the price of ... Indemnity, Combined Professional Indemnity & Public Liability and Public Liability /Business Packs. Michael Gottlieb ... with capital chasing returns in insurance.” The Professional Indemnity rates reduced ...
read more... most common issues with Business Insurance is that policy owners often ... ... type of your insurance. Read the below carefully: Public Liability – This protects against ... can work again. Cyber Liability Insurance – Cyber Liability Insurance protects against the expenses and ...
read more... seems to be hardening for insurance for larger businesses, the latest ... BizCover Small Business Insurance Price Index is showing no ... ... , the latest BizCover Small Business Insurance Price Index is showing no ... prices down. Professional Indemnity and Public Liability, including multiple section business packs ...
read moreThe only strategy that is guaranteed to fail is not taking risks. Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps, ... themselves, but the primary insurances - public liability and professional indemnity - are ... You Do? Insure your legal liability! Public Liability (or 'PL') covers claims against personal ...
read moreWhen it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... and penalties, Management Liability insurance can also offer a Public Relations component which ... Regulatory Event or Investigation, Cyber Liability Insurance Can you imagine trying to ...
read moreThe journey to becoming a successful small business owner is one of twists, turns and the occasional speed bump. In our two-part series (catch up on part 1 here) we map ... ways business insurance can help keep your business alive: Public Liability is an ... are not found liable, your Public Liability policy will cover the associated ...
read moreSmall Business Buddy Winner! Local QLD Business Selected in the $60,000 'Small Business Buddy Program' Woofwatchers, a local dog grooming and pet caring business is ... seven years embraced our online insurance services over more traditional methods ... Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes ...
read moreRunning a business can be a wonderful rewarding experience, but sometimes things can go horribly wrong. THE ONLINE ONSLAUGHT We never believe it can happen to us, that ... down for good. A management liability insurance policy can be the only ... . Business Insurance cover options such as Management Liability and Cyber Liability are little ...
read moreWe recently launched a campaign that showed how small business owners really feel about their expensive, outdated policies and encouraged them to get them out of their ... when he subjected his old public liability policy to his bandsaw. Jill ...
read moreYour Professional Indemnity (PI) insurance is no doubt one of ... against your business. Like all insurance policies, there are several important ... ... against your business. Like all insurance policies, there are several important ... , as you might inadvertently admit liability which can result in your ...
read more... to enjoy, including plenty of public holidays, long days and great ... ... to enjoy, including plenty of public holidays, long days and great ... . Glass Cover, under a Business Insurance Pack will cover your for ...
read morePersonal Accident and Illness Insurance (IPA Cover)offers financial protection ... ... Health Checks Unlike some other insurance policies, a personal accident policy ... , or just for life in general, it's great to know ...
read moreWhen it comes to Business Insurance, understanding what's included and ... When it comes to Business Insurance, understanding what's included and ... insure you for, but in general it will protect you from ...
read more... experience in the Small Business Insurance space. On Tuesday night, BizCover ... award recognised the Small Business Insurance [] ... award recognised the “Small Business Insurance Made Even Easier” campaign for ... ranks the 50 fastest growing public or private technology companies, based ...
read more... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... of $1 million Professional Indemnity Insurance ... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... in the advertising material and liability on the real estate agent ...
read moreIn the insurance world, we focus on loss ... ... them kudos & make it public) TALK (Let people know about ... negatives. In fact, we see insurance as a hugely positive part ...
read moreMaking an insurance claim can be stressful but ... ... ? This is where Business Interruption insurance comes in handy, providing that ... out more about Business Interruption insurance here. When Disaster Strikes Call ...
read moreBusiness insurance isn't always straightforward, and ... nitty-gritty to understand what insurance is being offered and which ... especially the case ... especially the case with Business Insurance options like Portable Equipment and ... your insurer. Portable Equipment This insurance provides repair or replacement for ...
read more... online provider of small business insurance, having helped over 90,000 ... businesses compare and buy their insurance online. Their White Label solution ... businesses compare and buy their insurance online. Their White Label solution ... compare and purchase their business insurance through the platform, but they ...
read more... to make sure that your Insurance grows with your business and ... ... , covered her business with Business Insurance. For the next 4 years ... closed. Luckily, the Business Interruption insurance that Samantha had added to ...
read more... the 32nd Winner of BizCover Insurance's BizGiver $2000 Small Business Grant ... ... the 32nd Winner of BizCover Insurance's BizGiver $2000 Small Business Grant ... more traditional methods of buying insurance, said Michael Gottlieb, Founder and ...
read more... comes to claim on your insurance. When you're filling out ... ... comes to claim on your insurance. When you're filling out ... that when you review your insurance, you have the right level ...
read moreTradies National Health Month is an important campaign held every August in Australia each year, aiming to raise awareness around the health and safety of tradies. According ... Personal Accident and Illness (PA) insurance comes into play. Personal Accident ... home. Try sticking to the general rule if your destination is ...
read moreThis Stress Down Day, we're here to help you gain back some equilibrium at work and stress less along the way. Research shows that 90% of Australians need to stress less ... .** Plus Personal Accident and Illness insurance will typically provide benefits for ... on this web page is general only and should not be ...
read moreAsk any small business owner about the most difficult aspect of running a business and you'll most likely get an array of answers. However, one thing in common that most ... more traditional methods of buying insurance,” said BizCover Founder and Managing ... winner will be determined by public voting via the BizCover Facebook ...
read moreDeviant Distillery, a high tech distillery in Hobart Tasmania, is doing something no one has even though of before. They've developed their own propriety technology that ... 's first online Small Business Insurance Comparison Site, is a $2000 ... . “Winning this award and garnering public support for our efforts and ...
read moreIts Privacy Awareness Week, and in recognition of our support weve outline a few ways that individuals and their businesses can keep their important information safe ... reason, if your business offers public wi-fi, you should not ... it's worth considering cyber insurance for your business. Most cyber ...
read moreModern furniture design Furniture design isn't exactly easy. Furniture designing is an artistic niche that caters to both the functionality, as well as the visual appeal ... also important to choose suitable insurance coverage to give you peace ... obstacles apply to manufacturing in general, furniture manufacturing is especially sensitive ...
read moreThe rise of telecommuting is driving the demand for home office furniture. The need for home offices increased during the financial crisis in 2008-2009 and the European ... , you should consider buying business insurance. Eco-Friendly Design Buyers looking ... to pay off as the public learns to distinguish between varied ...
read moreToday, and every day, we're celebrating Australia's entrepreneurs. Those hard-working hustlers who have stuck it to the man and gone out on their own to start their own ... first online only small business insurance platform. Despite it’s growth ... in your industry. Trish Springsteen, Public Speaking Coach, Mentor and Author ...
read moreThere's a lot at stake.. Think of all the hard work you have put into creating your butcher shop business starting with the early days as an apprentice to building up ... clause can vary from one insurance policy to another. Unforeseeable Interruptions ... business. Thankfully, under a Business Insurance pack there is an option ...
read moreSetting your password as WELCOME1, a box of receipts going 5 years back and not getting nearly enough sleep. If any of these business habits sound familiar, then rest ... among Australian businesses, with the Insurance Council of Australia* finding that ... team, Australia's Small Business Insurance Specialists. *Statistics sourced from the ...
read moreIn the blink of an eye, another new year is here, and it is a great time to get your business ready for a successful year. Taking the time to review some of your existing ... from unexpected risks. Reviewing your insurance is an opportunity to make ... to start? Download our Business Insurance Checklist for Small Businesses here ...
read moreBy Bianca Reynolds Bianca is a lawyer at LegalVision. Throughout her studies, she gained experience in a variety of areas of law including family, commercial, and personal ... resolution procedures; and Limitations of liability and disclaimers. If you provide ...
read moreOwning your small business can feel a bit like a balancing act with the everyday responsibilities of running the show, whilst trying to maintain a healthy lifestyle, ... reminding you when is your insurance up for renewal again. Intrigued ... lifestyle? Personal Accident and Illness insurance can provide you with that ...
read more
product knowledge and advice are excellent
Frank F
Other
Easy to read understand and follow
Tui d
Other
Easy As!! Thank you
Casey W
Entertainment
EASY CONVENIENT!
HONGWEI Z
Travel
Excellent Customer Service
Trevor C
Other
As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?
As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.
Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.
Independent feedback from our customers rated our service at excellent.
Compensation for:
| *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice. |
With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.
Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.
When deciding on how much cover you should have a think about factors like:
