Public Liability Insurance for Cabinet Makers

... the right kind of business insurances in place. Regardless [] ... ... when disaster strikes, Public Liability insurance may also be ... insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general ...

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What Tradies Need to Know About Public Liability Insurance

... the most common types of insurances for tradies, but do you ... the ins and outs of Public Liability insurance and what you need to ... bits. So ... and broke the plaster. The pl a sterer ‘ s insurer settled the claim paying just under $1 , 000 for the damage. Getting cover Sorting out your Public Liability insurance shouldn ‘ t be a ...

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5 Tips for getting the best Public Liability insurance for your business

... business and your customers with Public Liability insurance. It offers protection should a ... , or even member of the public, sue your business for ... as it sounds, accidents happen. If you don't have Public Liability insurance you face the risk of being out of pocket for hefty ... to hold a minimum of $5 million PL insurance in order to secure a plumbing license. There ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... business' activities. Failure in obtaining public liability insurance policy can expose ... business); and Your business hosts off-site events that can be attended by the general public. A public liability insurance policy should include the scope of your business and any associated entities. This type ...

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The difference between Public Liability and Professional Indemnity insurance

... most common types of business insurance, but do you really know ... protect your business. What is Public Liability insurance*? Public Liability Insurance ... different forms of cover and how they can protect your business. What is Public Liability insurance * ? Public Liability Insurance is designed to provide protection for you and your business in the event ...

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Business Insurance Guide for the Self-Employed - Part 1

... are a variety of business insurance [] ... of the main types of business insurances on the market . Starting with Public Liability insurance. What is Public Liability Insurance? Public Liability insurance  provides protection* for  you and ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... to consider insuring your assets, your revenue, and your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even home-based businesses. It covers you and ...

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Insurance for Furniture Manufacturers

... wrong. This is where business insurance comes into play and should ... . The process of arranging your insurance can feel overwhelming at times . ... you want is a liability claim. Public and Product Liability (often sold together) are two types of business insurance to think about when protecting your business. Public Liability  insurance is  intended to ...

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7 Surprising ways business insurance can help your company

... of sorting out your business insurance may feel like an overwhelming ... ... the common types of business insurance to consider is Public Liability insurance*. It provides peace of ... transit. Portable Equipment*(also known as General Property insurance): C overs you for loss and ...

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Understanding Insurance for Interior Designers

... where having the right business insurance in place is vital. Let ... and outs of how business insurance can protect your interior design ... ... you are meeting them on – site, Public Liability insurance is one of the main types of cover ... policy. Portable Equipment insurance* Sometimes referred to as General Property insurance, this form of ...

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What are some types of insurance available for small businesses?

... consideration is getting your business insurance sorted. There are many kinds ... it comes to getting your insurance sorted because no two businesses ... -all' policy when it comes to getting your insurance sorted because no two businesses are the same. For ... , community and their property. Public Liability Insurance is designed to provide protection ...

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Understanding Insurance for Real Estate Agents

... consider the appropriate kinds of insurance you may require to keep ... ... and that's where Public Liability insurance saves the day. Public Liability insurance  is designed to ... peace of mind with Cyber Liability insurance . Cyber Liability insurance is designed to help ...

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Insurance for Civil Engineers- what you need to know

... about what kinds of business insurance coverage you may need to ... ... offer protection for different types of risks. Public Liability insurance Civil Engineers should also consider Public Liability insurance. Public Liability insurance is designed to provide protection* for you ...

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Understanding Insurance for Mortgage Brokers

... the appropriate types of business insurance. [] ... property for a claim to be made. Public Liability insurance is  designed to provide protection for you ... systems were hacked . C yber L iability insurance policy is designed to help protect you from ...

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Understanding Insurance for Graphic Designers

... , that's when your business insurance comes into play. We've ... ... or you are out visiting them, Public Liability insurance can protect you anywhere within Australia. ... Porta b l e Equipment insurance (also known as General Property insurance) covers you for loss and ...

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Understanding Insurance for Retailers

... , and that's where business insurance can help save the day ... ... covers available to retailers. Public Liability Insurance* This is one of the fundamental business insurances retailers may need to consider . Public Liability insurance is designed to provide ...

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Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of craftsmanship, cabinet makers know a thing or two. This highly skilled trade involves having an eye for detail ... may also be a legal requirement to have Public Liability insurance in place before you undertake a contract or ... Equipment cover ( also known as general property insurance) can provide protection by insur ing ...

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Understanding Insurance for Physiotherapists

Your clients rely on your expert advice and services as a physiotherapist. You help ease their aches and pains from minor sprains to long-term rehabilitation programs ... also be a requirement for you to have your own Public Liability insurance policy. Always be sure to check the level of ... The information contained on this web page is general only and should not be relied upon as advice ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... protect yourself against claims arising from your previous work. Public Liability Insurance If you're dealing with clients, suppliers, contractors and the general public on a regular basis, there is a chance ...

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What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... projects your business uses. Public Liability Public Liability insurance is designed to provide protection ... to property or the general public can occur. Business Insurance To protect your office ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... just wanting to do a general review of your business, it ... a health check of your insurance to ... do a general review of your business, it's worth taking time to do a health check of your insurance to ... want to consider upping the level of your Public Liability insurance. Similarly, take into account any changes in ...

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Additional Cover for Professional Indemnity Insurance

... Fernando for his certificates of insurance - it's just part ... ... to her professional indemnity insurance. Lynn purchased public and products liability (PPI) when she ... a responsibility to third parties. This includes the general public, customers, and suppliers as well as third party ...

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Finding the Right Business Insurance Can Be Hard but BizCover Makes it Easy

... and your assets with business insurance. However, figuring out exactly what ... 's why a group of insurance industry [] ... public liability, professional indemnity , cyber liability, business interruption and tax audit insurance ...   * BizCover does not compare all general insurers or insurance products in the market, only those ...

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The Risky Business of Insurance

What are the Real Costs to Australian Small Business? Small business owners tend to be juggling many balls - managing clients, cash flow, staff, stock and future planning ... have” insurance: Public Liability – protects against legal and court costs in the event that someone is injured, or has their property damaged while you are providing a service to them. Every business should have PL ...

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A Mumpreneurs Guide to Understanding Business Insurance

The art of juggling parenthood while running your own business is anything but an easy feat. Theres always something screaming for your attention, from managing client ... insurance. Public and Product Liability insurance* One of the main types of business insurances to consider is Public Liability and Product Liability insurance ... referred to as General Property insurance, you can cover ...

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Beauty to go! What Mobile make-up artists need to know about insurance

There are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ... for a claim to be made. Fear not, Public Liability insurance can help clean up the mess by covering your legal ... claim. That's why Portable Equipment insurance (also known as General Property) is an essential form of ...

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Insurance Considerations for Personal Trainers

Working as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it's also the ... not just be a client, it could also be a member of the general public). To cover these types of risk consider public liability insurance which will provide financial protection in the case someone suffers an injury (or ...

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6 Areas You May Not Have Thought Business Insurance Covers

Your business is your livelihood. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... your premises that you are responsible for. General Property You can cover portable items owned by ... other essential covers such as Public Liability and Professional Indemnity insurance to ensure you are not ...

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5 Things to Consider When Buying Public Liability Insurance

Public Liability insurance. It's one of those ... for your business? Not all Public Liability policies are the same and ... ... T erritory ha s its own set of laws when it comes to legal requirements for holding Public Liability insurance. For some trade professions, it may be mandatory to have a policy in place before you can ...

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Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... might have been avoided altogether in just a few minutes online. What Janine needed was public liability insurance or insurance that protects you and your business from being found liable to a third party for loss ...

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The Risks of Growing Your Small Business

The only strategy that is guaranteed to fail is not taking risks. Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps ... care of themselves, but the primary insurances - public liability and professional indemnity - are crucial. ... You Do? Insure your legal liability! Public Liability (or 'PL') covers claims against personal injury ...

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Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... Insurance Price Index (Financial Year 2017 2nd Quarter) There was no change in the Professional Indemnity sector, but the index for Public Liability ... . Graph 2 – BizCover PL/BizPack Retail Index (Financial Year ...

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PI Index: Premiums Decline 10 Straight Quarters

Business Insurance Premiums Decline 10 Straight Quarters, ... healthy competition in the business insurance market. The BizCover Small Business ... ... competition in the business insurance market. The BizCover Small Business Insurance Index has shown premiums ... groups, Combined Professional Indemnity/Public Liability and Public Liability/Business Packs are not seeing ...

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Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology sector face potential liabilities from ... ... between consultants and clients requiring these insurances in addition to professional indemnity. The benefit of having professional indemnity, products liability and public liability contained in the same policy is ...

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Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... , for example, falling over a piece of yoga equipment that's been left on your studio floor, Public Liability insurance can cover the related costs to defend such claims. Any compensation awarded to the claimant may also ...

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Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... ... at your business premises could end up costing you more than a few boxes of groceries! Public Liability insurance is designed to protect your business against such claims by covering your legal and defence costs, and ...

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Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... . Insurance for market stall holders is designed to protect you and your business against the financial risk in the event that something goes wrong, It usually consists of two types of cover - Public Liability and ...

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How to survive the silly season: a guide for small businesses

In the blink of an eye, the silly season is here again! For some, it's the busiest time of year, from retailers helping people get their last-minute gifts and service ... . But before you invite any external guests, make sure you have an active Public Liability insurance in place. Public Liability insurance is designed to protect your business from any risks which may arise from claims ...

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BizCover SME Insurance Price Index Q1 FY20

... material price reductions on their Public Liability insurance, while prices have remained steady ... ... all products, driven by both a 5% (Retail) and 13% decrease (Professionals) in the price of their Public Liability insurance for the most recent quarter. This contradicts the steady industry increases we have seen for ...

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Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... the price ... and those with capital chasing returns in insurance.” The Professional Indemnity rates reduced the ... lower than the base value only 3 years ago. Public Liability /Business Packs have not enjoyed as much of a ...

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Five Tips for Starting your Home-based Business

Sometimes it takes extraordinary circumstances to take the leap of faith to start your own home-based business. The COVID-19 pandemic has made this an option for many ... insurances you may need to consider. Public and Product Liability * : Public Liability insurance ... in the policy. Cyber Liability * : Cyber Liability insurance helps to protect you from ...

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A guide to Plasterer's insurance that won't leave you, board

... by not having the right insurance in place? Read on to ... ... to the victim and still be able to survive financially? Many contracts will require you to have your own Public Liability insurance before you even step foot on site. Make you sure you arrange your cover with the right ...

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Big Bunny Business: An Interview with the Easter Bunny

... tail, we asked him what insurances he has in place to ... ... fees can definitely add up costing more than a paw and a leg, it's not a yoking matter! Public Liability Insurance also extends to protect me from property damage, where I might be at fault for damaging a third-party ...

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So You Want to Start a Side Hustle? Here's What You Need to Know - Part 2

Welcome back to part 2 of our guide on what you need to know when starting a side hustle. In part 1 we explored some of the steps involved with setting up your side ... Side hustle businesses that interact with the public may need to consider Public Liability insurance to protect their risk of a liability claim. Public Liability insurance* is  designed to provide protection for you ...

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The Easter Bunny's Guide to Business Insurance

Each year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... if the hunt was organised as a public event, it could also represent a public liability risk, for which the Easter Bunny has ... stored in stop working? Within a Business Insurance pack the Easter Bunny would have cover ...

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Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... for compensation and legal expenses. Ensure your Public Liability insurance policy has adequate cover to protect you and your business against a public liability claim. Reduce shoplifting The busier your store ...

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Turn your skills into a side hustle with these 5 business ideas

Whether it's serving up the best cupcakes in town at the local market stall, helping people reach their full potential with online coaching or starting a blog on mastering ... It's a common requirement for stallholders to have their own Public Liability insurance * in place as a form of protection. Public Liability insurance is designed to provide protection for you and your business ...

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5 insurances every convenience store owner needs to know about

You're a retail lifesaver, helping customers at all hours with all sorts of essentials, from early morning coffees to midnight snacks. As a convenience store, you've ... of slips and falls, and one which can end up being very costly without the right protection. Public Liability insurance can provide you with peace of mind and financial relief by providing cover for the legal expenses ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... while and looking to buy insurance for the first time; there ... ... of your lease. Below is a summary of the key areas of cover available to businesses. Public Liability insurance covers against the legal costs for claims of injury or property damage to 3 rd parties due ...

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Small Business Insurance: Why you might want to ensure you're covered!

Running a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... organisation they may stipulate that you have certain insurance to work for them. For example handymen are often required to have at least $5 million public liability cover to secure work with real estate agents. How ...

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Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... both sectors saw no changes to the cost of their Public Liability insurance. SME Professionals have been seeing increases in their Public Liability insurance over the last few years, however this year the increases ...

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A roadmap to staying in business for the long haul: Part 2

The journey to becoming a successful small business owner is one of twists, turns and the occasional speed bump. In our two-part series (catch up on part 1 here) we ... things don't go to plan. These are just some of the ways business insurance can help keep your business alive: Public Liability is an essential cover for any business that interacts with customers or any third ...

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The Remaining Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... ... is to understand its purpose. This will depend on the type of your insurance. Read the below carefully: Public Liability – This protects against the financial risk of being found liable for causing injury ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... things such as their legal liabilities and top of mind assets ... ... to ensure you have your Public Liability cover in case a customer or member of the public is hurt or injured ... clients you're an exceptionally prime target. Cyber Liability insurance is a 'must have' policy for all ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... , 2011. BizCover, the pioneer online insurance marketplace in Australia and leading ... provider of online professional indemnity insurance, has announced ... and will soon be expanded to add in Public Liability, Statutory Liability, Employers Liability, Employment Dispute Liability and other associated insurance products. To obtain a quote for professional indemnity ...

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Keep cool and carry on - A summer survival guide for restaurants and cafés

Iced teas, tropical fruits, a cheeky ice cream those signature flavours of summer are something you would be all too familiar with as a restaurant or caf owner. Summer ... over spilt milk! One of the best ways to safeguard your restaurant or café business is with Public Liability insurance. It is designed to protect your business from the financial risks which may arise from accidental ...

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The Art of Being a Creative Small Business

Whether you're running your own business as a small team or flying solo in the freelance world, one thing is for sure, the creative arts industry is anything but boring ... portable equipment and tools, for others it may be a requirement to hold Public Liability insurance before you can perform in public spaces. For those that teach a creative skill, they may need to consider ...

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Triumph after Tragedy for QLD Fitness Trainer Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program'

Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte Hansen last week marked a major milestone when she went from cancer ... to pay for doctors and medication as well as general living costs.” Being granted a $2000 Small ... Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance ...

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Doggone Great! Local QLD Business Selected in the $60,000 'Small Business Buddy Program'

Small Business Buddy Winner! Local QLD Business Selected in the $60,000 'Small Business Buddy Program' Woofwatchers, a local dog grooming and pet caring business is ... medium sized businesses buy Professional Indemnity , Public Liability , Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly online and the ability to ...

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BizCover Celebrates Third Consecutive Fast 50 Ranking

... . BizCover remains the only commercial insurance business in the list of ... ... and medium sized businesses buy Professional Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly online and the ability to ...

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7 ways to improve your tradie business' productivity

It's no secret that the tradie industry is competitive. There are plenty of tradie businesses out there and it's never been easier for customers to connect with the ... 's where business insurance comes into play ... Public Liability insurance* Personal Accident and Illness insurance* Portable Equipment/ Tool Cover* Tax Audit insurance* Cyber Liability insurance ...

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Top 5 tips for tradies starting their own business

Launching your own business is both an exciting and nerve-wracking time with so much to think about, plan and get into motion. One of the great things about starting ... call . Get your insurance sorted Well before you even ... insurances you may need to consider as a tradie include: Public Liability insurance * Personal Accident and Illness insurance ...

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BizCover ranks #3 on the 2011 Deloitte Technology Fast 50 Australia

... BizCover, the leading online business insurance marketplace in Australia, today announced ... ... customer service”, said Bradley Miller, BizCover General Manager. Founded in 2008, BizCover.com.au offers professional indemnity, public liability and business insurance from many of Australia's leading insurers.

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Professional Indemnity Insurance for Consultants

A large number of people that start businesses, in Australia have been experiencing a steady growth in business for the past few years. One area that is growing in magnitude ... an example, at some point you may want to add business insurance or public liability insurance for your own protection. When you buy a Professional Indemnity insurance policy, it usually is a good idea to look around ...

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Investec Acquisition of BizCover the Right Decision

... , an Australian-owned online professional insurance broker marks another key milestone ... ... in minutes. In the past month, BizCover has expanded their services to include more products, including Business Insurance and Public Liability insurance . It has become the one-stop shop for individuals requiring ...

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5 Ways To Prepare Your Business Premises For The Cooler Seasons

As we say goodbye to those sunny summer days and hello to fresh, frosty mornings, the change in seasons is a prime time to make sure your business premises is prepared ... and trips Keeping on top of the general maintenance of your building helps prevent potential ... care when walking in these areas. Having Public Liability insurance is one of the vital safeguards for your ...

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Managing Risk for Tradesmen

Running your own trade business or working as a contractor often means you're exposed to greater risk than many other business owners. There's always the potential for ... adequate protection in place. One of those steps is having the right business insurance. Protect your livelihood Public Liability insurance is undoubtedly one of the most important forms of cover for all types ...

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How to hire quality tradesmen for your small business with Oneflare

When hiring tradesmen for your small business, you don't have any room for error so every tiny detail counts. It can be daunting and time-consuming sorting through ... you're hiring, there are two different types of insurance to look out for. Public Liability Insurance This is the most common and essential form of insurance for tradespeople. It covers the business and their ...

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Prevention & Protection - The Big Burglary Buffers

If you've ever arrived at your shop or store to find a smashed window or broken door, you'll remember the sinking feeling and the despair that follows. Having your business ... and is usually purchased as part of a business 'pack' along with other insurances such as Public Liability. Even though it's called 'Theft' cover, it's not really designed to protect against shoplifting, fraud or ...

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BizCover SME Insurance Price Index Q1 FY21

... clients buck the trend of insurance price hikes. Whilst the Australian ... the availability and pricing of insurance for SMEs, BizCover can report ... there were some clear winners and some losers. The Full Report can be viewed here: SME Insurance Price Index Public Liability insurance is an essential cover for SME's and one that most can't afford to operate without ...

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STABLE INSURANCE RATES A REASSURANCE FOR SMEs

BizCover's SME Insurance Price Index has unveiled a ... the COVID-19 pandemic with insurance rates remaining flat for a ... acquired from BizCover's ... ,” he said. “Key sections of business pack insurance that are frequently used by retailers such Contents, ... being offset by increases in the cost of Public Liability and Professional Indemnity in other industries,” he ...

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Our Customers Get Their Bad Business Habits Out of Their System

We recently launched a campaign that showed how small business owners really feel about their expensive, outdated policies and encouraged them to get them out of their ... trade, to shred their old policy. Dave, our resident tradie, showed no mercy when he subjected his old public liability policy to his bandsaw. Jill, the café owner, gave the fruit and veg a break and instead blended ...

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SMEs continue to benefit from low premiums; despite talk of price rises.

... seems to be hardening for insurance for larger businesses, the latest ... BizCover Small Business Insurance Price Index is showing no ... ... prices down. Professional Indemnity and Public Liability, including multiple section business packs, ... It is unlikely SME's will see material rises in their insurance cost anytime soon and not before the end of the year ...

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5 Common Beauty Insurance Claims

As much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them and the simplest of ... under my contract with my landlord to hold a Public Liability policy. I've always enforced strict health and safety ... against them by making sure you have the right insurance policies in place. It's also a wise idea ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases! Despite a ... BizCover Small Business Insurance Price Index has shown insurance rates ... the non professional sector, primarily around Public Liability and Business Packs (predominately covering perils ... abundance of capacity and fierce competition in the insurance market, insurers have managed to hold onto ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... lower premium. To put this in perspective, a public liability policy for an SME working from home generally costs ... business is on the move and changing and so your insurance needs will also be changing and you'll want to ...

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase ... the first increase seen in 10 quarters. This brings the insurance rates back to the same level as Q4 2013/14 ... rates in the non professional sector with Public Liability and Business Packs (predominately covering perils ...

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5 Reasons To Review Your Business Insurance This Christmas

Christmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the ... more seasonal injury caused by a sinister Christmas decoration. Now's the time to make sure you have Public Liability insurance , and if you do have it, ensuring you have adequate cover. 2. Increase in stock Next ...

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Top 5 Tech Tools Every Tradie Needs in Their Life Right Now

... and importantly getting your business insurance sorted. That's where the ... ... BizCover is trusted by over 140,000 small businesses in Australia, providing a range of insurance options from Public Liability* to Portable Equipment cover* for your tools of trade. Here is how the platform can ...

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Grow Your Plumbing Business with These 5 Marketing Tips

As a plumber, you're always wanting to seek out new customers and grow your business. It's a competitive industry and that's why staying ahead of the game with some ... insurers to safeguard your plumbing business with options like Public Liability insurance* , Portable Equipment cover* and even Personal Accident & illness insurance * just to name a few . Jump online ...

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Cyber Liability Insurance: the safety net small businesses need

... to hit, but the wider public is now starting to realise ... ... some time for the reality to hit, but the wider public is now starting to realise that hackers aren't just fictional ... costs that are associated with breaches. Cyber Liability insurance won't prevent an attack, but it ...

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Business Insurance Guide for the Self-Employed - Part 4

... piece of our Business Insurance for the self-employed ... Accident and Illness insurance and Cyber Liability insurance. We share the ... is ... . This allowed him to recover without worrying about his lost income. Cyber Liability What is Cyber Liability insurance? Cyber Liability insurance* is designed to help protect you from claims and support your ...

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Professional Indemnity Insurance for Civil Engineers

... a professional, considering Professional Indemnity insurance to protect* you and your ... ... design and construction of structures typically used by the general public. What is Professional Indemnity insurance? Professional Indemnity (PI) insurance* is an important form of protection for businesses that ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... .com), a leading-edge online insurance model that connects independent professionals ... businesses to critical Professional Liability (E&O) insurance ... to a new way of thinking, a new way of underwriting, and a new way of pricing professional liability insurance for independent professionals and small businesses. Our online model (made mainstream by the personal auto ...

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Protect your business with Statutory Liability Cover

... are many different types of insurance policies available to small businesses ... are unaware that there is insurance designed to protect against ... – not one that many small businesses' want to or can afford to make. This is where Statutory Liability insurance comes into play – designed to help cover the costs and expenses which can be incurred from an official ...

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iSelect partners with BizCover to launch business insurance comparison

... has expanded their general insurance offering to include business insurance, through a partnership ... , Australia's leading small business insurance ... with one of BizCover's trained consultants. Mark Pangrazio, iSelect's Head of Commercial for Health & General Insurance, said the company was thrilled to be partnering with BizCover to assist it in focusing on the SME ...

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Business Insurance Guide for the Self-Employed - Part 2

Navigating the world of business insurance can be confusing which is ... created a guide to business insurance for the self-employed that ... and outs ... a bit easier . We've created a guide to business insurance for the self-employed that profil es the main types ... Intentional damage   Contractual liabilities   Your p rofessional ...

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.