What is Public Liability Insurance?

Do I need public liability insurance? Claim Example What is Public Liability Insurance?* Public Liability insurance protect s your business if a customer, supplier or member of the public is injured or ...

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Public Liability Insurance in Perth

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Public Liability Insurance in Rockhampton

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Public Liability Insurance in Mandurah

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Public Liability Insurance in Hobart

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Public Liability Insurance in Darwin

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Public Liability Insurance in Brisbane

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Public Liability Insurance in Adelaide

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Public Liability Insurance in Port Macquarie

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What does Public Liability insurance cover?

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Public Liability

What’s included & what’s not? Get the right cover Public Liability Insurance cost Here's the lowdown on Public Liability insurance* As a small business owner you already have lots to worry about. From paying ...

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What is Product Liability Insurance?

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How much does Public Liability Insurance Cost?

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Public Liability Insurance for Cabinet Makers

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What Tradies Need to Know About Public Liability Insurance

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5 Tips for getting the best Public Liability insurance for your business

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Legal Requirement for Public Liability Insurance

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Do I need Public Liability insurance?

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The difference between Public Liability and Professional Indemnity insurance

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Public Liability WA

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Public Liability NSW

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Public Liability QLD

What’s included & what’s not? Get the right cover Public Liability Insurance cost Here's the lowdown on QLD public liability insurance* As a small business owner in Queensland you already have a lot to worry ...

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Allied Health Combined Liability Insurance

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Information Technology Liability Insurance

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Business Insurance Guide for the Self-Employed - Part 1

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7 Types of Insurance Your Small Business Should Consider

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Insurance for Plasterers

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Insurance for Car Wash and Auto Detailers

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Insurance for Handymen

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Insurance for Tradesmen

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Insurance for Electricians

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Insurance for Cleaners

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Insurance for Landscapers

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Insurance for Carpenters

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Insurance for Hair & Beauty Services

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Insurance for Victorian Plumbers

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Insurance for Furniture Manufacturers

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Insurance for Yoga Teachers

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Insurance for Plumber

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Insurance for martial art teachers

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7 Surprising ways business insurance can help your company

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What are some types of insurance available for small businesses?

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Insurance for Gift Shops

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Understanding Insurance for Real Estate Agents

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Insurance for Civil Engineers- what you need to know

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Insurance for Massage & Alternative Therapies

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Insurance for Architects

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Insurance for Cafes

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Insurance for makeup artists

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Insurance for Consultants

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Insurance for Retailers

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Insurance for Psychologists

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Insurance for Butcher Shops

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Insurance for IT Professionals

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Insurance for Bakers

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Insurance for Restaurants

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Insurance for Personal Trainers

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Insurance for Dog Walkers

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Insurance for Professionals

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Insurance for Furniture Manufacturers

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Insurance for Pizza Shops

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Insurance for Recruitment Consultants

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Cyber Liability Insurance

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Understanding Insurance for Interior Designers

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Understanding Insurance for Mortgage Brokers

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Understanding Insurance for Graphic Designers

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Understanding Insurance for Retailers

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Business Insurance

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Insurance for Marketing Consultants

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Insurance for Cabinet Makers- What You Need to Know

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Understanding Insurance for Physiotherapists

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Insurance for Project Managers

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5 Things to Consider When Buying Public Liability Insurance

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Public Liability Insurance Scenario

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Public Liability PPC

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The Risks of Growing Your Small Business

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Insurance Premiums for Retailers Continue to Climb

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PI Index: Premiums Decline 10 Straight Quarters

Business Insurance Premiums Decline 10 Straight Quarters, ... healthy competition in the business insurance market. The BizCover Small Business ... ... competition in the business insurance market. The BizCover Small Business Insurance Index has shown premiums ... groups, Combined Professional Indemnity/Public Liability and Public Liability/Business Packs are not seeing ...

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The Risky Business of Insurance

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Insurance for Disability Workers

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Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology sector face potential liabilities from ... ... between consultants and clients requiring these insurances in addition to professional indemnity. The benefit of having professional indemnity, products liability and public liability contained in the same policy is ...

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Beauty to go! What Mobile make-up artists need to know about insurance

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Keep calm and stretch on with Yoga Teacher insurance

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Insurance for Painters

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Insurance for Allied Health Professionals

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Insurance for Pet Professionals

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Insurance for Social Workers

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A Mumpreneurs Guide to Understanding Business Insurance

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Insurance for Mobile Food Vans

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Dishing up the facts on food business insurance

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.