Public liability insurance covers your business for losses ... business' activities. Failure in obtaining public liability insurance policy can expose ... be covered by public liability insurance in the following circumstances: The general public can ... be attended by the general public. A public liability insurance policy should include the ...
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read more... , the latest BizCover Small Business Insurance Index is showing little change ... ... , the latest BizCover Small Business Insurance Index is showing little change ... highly profitable small business sector.” Public Liability and Professional Indemnity prices have ...
read moreFrom fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... wide range of potential risks. Insurance for market stall holders is ... types of cover - Public Liability and Product Liability. Public Liability Public Liability covers you for ...
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read moreChristmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the end ... to make sure you have Public Liability, and if you do have ... you're protected within your Business Insurance pack, as with increased trading ...
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read more... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated ... ,000 BizCover customers with PI insurance during the 2016/17 financial year ...
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read more... ; however the BizCover Small Business Insurance Price Index for the first ... ... ; however the BizCover Small Business Insurance Price Index for the first ... small businesses! Prices across all insurance classes were stable across the ...
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read moreIt may have taken some time for the reality to hit, but the wider public is now starting to realise that hackers aren't just fictional brooding movie villains - they ... a cyber-attack occurring, Cyber Liability insurance will help to reduce subsequent ... generally included in Cyber Liability insurance are: · Business interruption costs · Data ...
read moreDoes the thought of being off work for three months due to a major mishap with a nail gun horrify you? As far-fetched some accident stories may sound, the reality is ... where Personal Accident and Illness Insurance comes in to play. Designed ... contractor, Personal Accident and Illness insurance is an important type of ...
read moreThe new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... best value on your business insurance. Cover yourself up! Check your ... making a claim having enough insurance could mean the difference between ...
read moreWhile the terms 'cybercrime' and 'data breach' may not have existed 25 years ago, they are now commonplace threats facing small business. In fact, in 2017 approximately ... does it cover? Cyber Liability insurance can protect your business from ... breach can happen. Cyber Liability insurance can provide financial protection by ...
read more"The only strategy that is guaranteed to fail is not taking risks." - Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps ... themselves, but the primary insurances - public liability and professional indemnity - are ... ? Insure your legal liability! Public Liability (or 'PL') covers claims against personal injury ...
read moreInformation Technology Insurance Professionals in the information technology ... ... policies combine Professional Indemnity (PI), Public Liability and Products Liability to cover ... consultants and clients requiring these insurances in addition to professional indemnity. ...
read moreSMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... , Combined Professional Indemnity & Public Liability and Public Liability /Business Packs. Michael Gottlieb, BizCover ... with capital chasing returns in insurance.” The Professional Indemnity rates reduced ...
read more... most common issues with Business Insurance is that policy owners often ... ... type of your insurance. Read the below carefully: Public Liability – This protects against ... work again. Cyber Liability Insurance – Cyber Liability Insurance protects against the expenses ...
read more... seems to be hardening for insurance for larger businesses, the latest ... BizCover Small Business Insurance Price Index is showing no ... ... , the latest BizCover Small Business Insurance Price Index is showing no ... prices down. Professional Indemnity and Public Liability, including multiple section business packs ...
read moreIn the blink of an eye, the silly season is here again! For some, it's the busiest time of year, from retailers helping people get their last-minute gifts and service ... you have an active Public Liability insurance in place. Public Liability insurance is designed to protect ... the owner and if your Public Liability policy includes this. Batten down ...
read moreThe holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... and legal expenses. Ensure your Public Liability insurance policy has adequate cover to ... and your business against a public liability claim. Reduce shoplifting The busier ...
read moreThe journey to becoming a successful small business owner is one of twists, turns and the occasional speed bump. In our two-part series (catch up on part 1 here) we map ... ways business insurance can help keep your business alive: Public Liability is an ... are not found liable, your Public Liability policy will cover the associated ...
read moreSmall Business Buddy Winner! Local QLD Business Selected in the $60,000 'Small Business Buddy Program' Woofwatchers, a local dog grooming and pet caring business is ... Professional Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides ... multiple insurance quotes instantly online ...
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read moreRunning your own trade business or working as a contractor often means you're exposed to greater risk than many other business owners. There's always the potential for ... having the right business insurance. Protect your livelihood Public Liability insurance is undoubtedly one ... with Personal Accident & Illness insurance. It pays up to 85 ...
read moreThis Stress Down Day, we're here to help you gain back some equilibrium at work and stress less along the way. Research shows that 90% of Australians need to stress less ... ** Plus Personal Accident and Illness insurance will typically provide benefits for ... on this web page is general only and should not be ...
read moreWe recently launched a campaign that showed how small business owners really feel about their expensive, outdated policies… and encouraged them to get them out ... when he subjected his old public liability policy to his bandsaw. Jill ...
read morePersonal Accident and Illness Insurance (IPA Cover)offers financial protection ... ... Health Checks Unlike some other insurance policies, a personal accident policy ... , or just for life in general, it's great to know that ...
read moreWhen it comes to Business Insurance, understanding what's included and excluded ... When it comes to Business Insurance, understanding what's included and excluded ... insure you for, but in general it will protect you from ...
read moreYour Professional Indemnity (PI) insurance is no doubt one of ... against your business. Like all insurance policies, there are several important ... ... against your business. Like all insurance policies, there are several important ... and investigators, and without your insurance your could find yourself between ...
read moreMaking an insurance claim can be stressful - but ... ... sitting down to read your insurance policy's Product Disclosure Statement (aka ... out more about Business Interruption insurance here. When Disaster Strikes Call ...
read moreBusiness insurance isn't always straightforward, and sometimes ... the nitty-gritty to understand what insurance is being offered and which ... especially ... especially the case with Business Insurance options like Portable Equipment and ... your insurer. Portable Equipment This insurance provides repair or replacement for ...
read more... online provider of small business insurance, having helped over 90,000 ... businesses compare and buy their insurance online. Their White Label solution ... businesses compare and buy their insurance online. Their White Label solution ... compare and purchase their business insurance through the platform, but they ...
read moreBusiness Insurance Premiums Decline 10 Straight Quarters, ... healthy competition in the business insurance market. The BizCover Small Business ... ... healthy competition in the business insurance market. The BizCover Small Business ... , the cost of Professional indemnity insurance for some Allied Health professionals ...
read more... experience in the Small Business Insurance space. On Tuesday night, BizCover ... award recognised the "Small Business Insurance […] ... experience in the Small Business Insurance space. On Tuesday night, BizCover ... award recognised the “Small Business Insurance Made Even Easier” campaign for ...
read more... to make sure that your Insurance grows with your business and ... ... , covered her business with Business Insurance. For the next 4 years ... closed. Luckily, the Business Interruption insurance that Samantha had added to ...
read more... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... of $1 million Professional Indemnity Insurance ... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... of $1 million Professional Indemnity Insurance with a number of set ...
read moreIn the insurance world, we focus on loss ... In the insurance world, we focus on loss ... negatives. In fact, we see insurance as a hugely positive part ...
read more... the 32nd Winner of BizCover Insurance's BizGiver $2000 Small Business Grant ... ... , who have embraced our online insurance services over more traditional methods ... of buying insurance, said Michael Gottlieb, Founder and ...
read more... comes to claim on your insurance. When you're filling out your ... ... comes to claim on your insurance. When you're filling out your ... that when you review your insurance, you have the right level ...
read moreTradies National Health Month is an important campaign held every August in Australia each year, aiming to raise awareness around the health and safety of tradies. According ... Personal Accident and Illness (PA) insurance comes into play. Personal Accident ... home. Try sticking to the general rule if your destination is ...
read moreModern furniture design Furniture design isn't exactly easy. Furniture designing is an artistic niche that caters to both the functionality, as well as the visual appeal ... also important to choose suitable insurance coverage to give you peace ... obstacles apply to manufacturing in general, furniture manufacturing is especially sensitive ...
read moreWhen it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... do happen. Fortunately, Professional Indemnity insurance is designed to protect your ... is under scrutiny. Management Liability Insurance Being the director or part ...
read moreSummer in Australia is a great time of year. There's a lot to enjoy, including plenty of public holidays, long days and great weather. But along with these great perks ... when you get your Business Insurance you also cover for Business ... Glass Cover, under a Business Insurance Pack will cover your for ...
read moreIn the blink of an eye, another new year is here, and it is a great time to get your business ready for a successful year. Taking the time to review some of your existing ... from unexpected risks. Reviewing your insurance is an opportunity to make ... to start? Download our Business Insurance Checklist for Small Businesses here ...
read moreThere's a lot at stake.. Think of all the hard work you have put into creating your butcher shop business starting with the early days as an apprentice to building up ... clause can vary from one insurance policy to another. Unforeseeable Interruptions ... business. Thankfully, under a Business Insurance pack there is an option ...
read moreSetting your password as WELCOME1, a box of receipts going 5 years back and not getting nearly enough sleep. If any of these business habits sound familiar, then rest ... among Australian businesses, with the Insurance Council of Australia* finding that ... BizCover team, Australia's Small Business Insurance Specialists. *Statistics sourced from the ...
read moreOwning your small business can feel a bit like a balancing act with the everyday responsibilities of running the show, whilst trying to maintain a healthy lifestyle, ... reminding you when is your insurance up for renewal again. Intrigued ... lifestyle? Personal Accident and Illness insurance can provide you with that ...
read moreFor this week's Customer Spotlight we look at creative brand agency, Being Brands. Being Brands is a creative agency located just outside of the Sydney CBD in Hunter ... high-level clients, that makes their insurance a must. “As a business ... for new clients, so having insurance is an essential requirement. “ “BizCover ...
read moreAsk any small business owner about the most difficult aspect of running a business and you'll most likely get an array of answers. However, one thing in common that most ... in 2008, BizCover, an online insurance service for small businesses, knows ... more traditional methods of buying insurance,” said BizCover Founder and Managing ...
read moreThe latest winner of the $2000 BizGiver Grant is crowned; Wild Forage, a small business supplying seasonal wild edible plants, herbs and seaweed to high end restaurants ... , who have embraced our online insurance services over more traditional methods ... of buying insurance, said Michael Gottlieb, Founder and ...
read moreRunning a business can be a wonderful rewarding experience, but sometimes things can go horribly wrong. THE ONLINE ONSLAUGHT We never believe it can happen to us, that ... Find out more about Cyber Insurance here. THE DEREGISTERED DISMAY Threats ... their policy covered them. Business Insurance cover options such as Management ...
read moreWith so much competition for cabinet makers out there, how do you stand out from the competition, while serving your current customers, and develop high-quality products ... business should also consider available insurance options. Establish Credibility Once you're ... first impression. Retain the Correct Insurance Those who operate in skilled ...
read moreOn today, International Women's Entrepreneurship Day, we celebrate with one entrepreneurial BizCover customer, Natalie Dawson of Elite Words. After over ten successful ... mind that Dawson justifies her insurance with BizCover. “I insure my ... worry about the cost of insurance.” “In the short term, organisations ...
read moreIts Privacy Awareness Week, and in recognition of our support we've outline a few ways that individuals and their businesses can keep their important information safe ... overwhelming it's worth considering cyber insurance for your business. Most cyber ... insurance policies will not only cover ...
read moreThis Father's Day we look at some of the best bits of advice small business owners have been given by their Dad's when it comes to running a business and putting their ... you have the right business insurance in place to protect it. ... At BizCover, experience insurance made easy with access to ...
read moreIn March 2016, two friends Karina and Vicky started their own Market and Festival business, Suga & Spice, after both enjoying sharing their love of cooking with each ... an initiative started by BizCover Insurance, which grants the wish of ...
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As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?
As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.
Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.
Independent feedback from our customers rated our service at excellent.
Compensation for:
| *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice. |
With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.
Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.
When deciding on how much cover you should have a think about factors like:
