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Public Liability Insurance

... member of the public Legal and defence costs Public Liability Insurance protects you and ... location. Put simply, with a Public Liability insurance policy you won’t have ...

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5 Tips for getting the best Public Liability insurance for your business

... business and your customers with Public Liability insurance. It offers protection should a ... , or even member of the public, sue your business for ... laws regarding requirements for holding Public Liability insurance. Each state and territory has ... your business by improving the general safety of your premises, such ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... business’ activities. Failure in obtaining public liability insurance policy can expose ... be covered by public liability insurance in the following circumstances:  The general public can visit ... can be attended by the general public. A public liability insurance policy should include the ...

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What is Public Liability Insurance

... product Do I really need Public Liability Insurance? The short answer. Yes. The ... with customers or the public should have Public Liability insurance Could this happen to ...

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Public Liability Insurance

Just imagine: A phone call out of the blue. The caller has a voice you don’t recognise. He’s telling you he is hurt – badly – and you’re responsible. You hang ... online. What Janine needed was public liability insurance or insurance that protects you and ... a relatively simple process. Purchasing public liability insurance online, where quotes are instant ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... revenue, and your liabilities.   Public Liability Insurance Every business should consider Public Liability Insurance – even home-based ... Building, Contents, Theft, Glass, and General Property. It is designed to ...

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New Year Insurance Health Check!

2016 is here! New Year is traditionally a time for people to make resolutions and plan for their year ahead. It’s also a great time for business owners to take stock ... consider increasing the level of public liability insurance that you hold. Are there ... is the increased value of general property, machinery and other contents ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... just wanting to do a general review of your business, it ... a health check of your insurance to ensure ... just wanting to do a general review of your business, it ... upping the level of your Public Liability insurance. Similarly, take into account any ...

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Insurance Considerations for Personal Trainers

Working as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it’s also ... of the general public). To cover these types of risk consider public liability insurance which ... services. Find Out More About Public Liability Insurance As a personal trainer you ...

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6 Areas You May Not Have Thought Business Insurance Covers

Your business is your livelihood. So it’s vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... that you are responsible for. General Property You can cover portable ... essential covers such as Public Liability and Professional Indemnity insurance to ensure you ...

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Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology sector face potential liabilities from ... ... covered under an IT Liability Policy? An IT Liability insurance policy typically will ... having professional indemnity, products liability and public liability contained in the same policy ...

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Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... two types of cover – Public Liability and Product Liability. Public Liability Public Liability covers you for the ... to have their own Public and Product Liability insurance and may request a ...

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The Easter Bunny’s Guide to Business Insurance

Each year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... , it could also represent a public liability risk, for which the Easter ... stop working? Within a Business Insurance pack the Easter Bunny would ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... things such as their legal liabilities and top of mind assets ... ... to ensure you have your Public Liability cover in case a customer ... an exceptionally prime target. Cyber Liability insurance is a ‘must have’ policy ...

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Small Business Insurance: Why you might want to ensure you’re covered!

Running a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... need for adequate insurance for your business . Is insurance mandatory for your ... If you rent your premises, public liability may be a requirement from ...

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Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... The latest BizCover Small Business Insurance Price Index has been released ... sector, but the index for Public Liability and Business Packs increased 4 ...

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Things you didn’t know about small business insurance

Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... that your personal insurance may not cover your business liabilities or property. ... put this in perspective, a public liability policy for an SME working ...

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5 Common Beauty Insurance Claims

As much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them – and the simplest ... on it. “Thankfully my Business Insurance policy included building and contents ... my landlord to hold a Public Liability policy. I’ve always enforced ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases!  Despite a ... BizCover Small Business Insurance Price Index has shown insurance rates ... BizCover Small Business Insurance Price Index has shown insurance rates dropping back ... non professional sector, primarily around Public Liability and Business Packs (predominately covering ...

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of The Quarterly BizCover Small Business Insurance Index has shown that Australian ... the non professional sector with Public Liability and Business Packs (predominately covering ...

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5 Reasons To Review Your Business Insurance This Christmas

Christmas can be a busy (as well as stressful!) time for many small businesses.  Come December the big Christmas countdown is on as people are busy preparing for the ... to make sure you have Public Liability, and if you do have ... ’re protected within your Business Insurance pack, as with increased trading ...

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The Risky Business of Insurance

What are the Real Costs to Australian Small Business? Small business owners tend to be juggling many balls – managing clients, cash flow, staff, stock and future planning ... ‘nice to have’ insurance. Examples of “must have” insurance: Public Liability– protects ... 25,000 clients. They provide general advice backed by an experienced ...

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Small Business Continues to Win on Insurance Prices!

... ; however the BizCover Small Business Insurance Price Index for the first ... ... ; however the BizCover Small Business Insurance Price Index for the first ... small businesses! Prices across all insurance classes were stable across the ...

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Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you’re like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... best value on your business insurance. Cover yourself up! Check your ... making a claim having enough insurance could mean the difference between ...

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Personal Accident and Illness Insurance for Tradies

Does the thought of being off work for three months due to a major mishap with a nail gun horrify you? As far-fetched some accident stories may sound, the reality is ... where Personal Accident and Illness Insurance comes in to play. Designed ... contractor, Personal Accident and Illness insurance is an important type of ...

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Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... , Combined Professional Indemnity & Public Liability and Public Liability /Business Packs. Michael Gottlieb, BizCover ... with capital chasing returns in insurance.” The Professional Indemnity rates reduced ...

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Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... and legal expenses. Ensure your Public Liability insurance policy has adequate cover to ... and data. Therefore, a Cyber Liability insurance policy can act as your ...

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How to hire quality tradesmen for your small business with Oneflare

When hiring tradesmen for your small business, you don’t have any room for error – so every tiny detail counts. It can be daunting and time-consuming sorting ... look out for.   Public Liability Insurance This is the most common ... have caused.   Professional Indemnity Insurance Professional Indemnity insurance is not commonly required ...

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The Risks of Growing Your Small Business

“The only strategy that is guaranteed to fail is not taking risks.” – Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the ... of themselves, but the primary insurances – public liability and professional indemnity – are crucial. ... You Do? Insure your legal liability! Public Liability (or ‘PL’) covers claims against personal ...

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Triumph after Tragedy for QLD Fitness Trainer Latest Winner of Bizcover.com.au $60,000 ‘Small Business Buddy Program’

Latest Winner of Bizcover.com.au $60,000 ‘Small Business Buddy Program’ Michelton resident Charlotte Hansen last week marked a major milestone when she went from ... and medication as well as general living costs.” Being granted a ... Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes ...

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Help Protect your small business’ reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you’ve spent countless hours establishing your name by building strong ... giving advice to clients, Management Liability insurance is all about protecting the ... and penalties, Management Liability insurance can also offer a Public Relations component which ...

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Gold Coast Mobile Juice Business Gets a Boost

... ’s biggest online small business insurance provider . […] ... ’s biggest online small business insurance provider . The Energy Bar ( ... Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes ...

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Doggone Great! Local QLD Business Selected in the $60,000 ‘Small Business Buddy Program’

 Small Business Buddy Winner! Local QLD Business Selected in the $60,000 ‘Small Business Buddy Program’ Woofwatchers, a local dog grooming and pet caring business ... seven years embraced our online insurance services over more traditional methods ... Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes ...

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SMEs continue to benefit from low premiums; despite talk of price rises.

... seems to be hardening for insurance for larger businesses, the latest ... BizCover Small Business Insurance Price Index is showing no ... ... , the latest BizCover Small Business Insurance Price Index is showing no ... prices down. Professional Indemnity and Public Liability, including multiple section business packs ...

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Business Horror Stories

Running a business can be a wonderful rewarding experience, but sometimes things can go horribly wrong. THE ONLINE ONSLAUGHT We never believe it can happen to us, that ... down for good. A management liability insurance policy can be the only ... them. Business Insurance cover options such as Management Liability and Cyber Liability are ...

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PI Index: Premiums Decline 10 Straight Quarters

Business Insurance Premiums Decline 10 Straight Quarters, ... healthy competition in the business insurance market. The BizCover Small Business ... ... groups, Combined Professional Indemnity/Public Liability and Public Liability/Business Packs are not seeing ... , the cost of Professional indemnity insurance for some Allied Health professionals ...

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5 Reasons to love Personal Accident Cover

Personal Accident and Illness Insurance (IPA Cover)offers financial protection ... ... Health Checks Unlike some other insurance policies, a personal accident policy ... , or just for life in general, it’s great to know ...

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Professional Indemnity Claims: when should I notify my insurer?

Your Professional Indemnity (PI) insurance is no doubt one of ... against your business. Like all insurance policies, there are several important ... ... against your business. Like all insurance policies, there are several important ... , as you might inadvertently admit liability which can result in your ...

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Is your Small Business Summer Proof?

... to enjoy, including plenty of public holidays, long days and great ... ... to enjoy, including plenty of public holidays, long days and great ... when you get your Business Insurance you also cover for Business ...

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BizCover wins dual accolades over two big nights

... experience in the Small Business Insurance space. On Tuesday night, BizCover ... award recognised the “Small Business Insurance […] ... award recognised the “Small Business Insurance Made Even Easier” campaign for ... ranks the 50 fastest growing public or private technology companies, based ...

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A $2,000 Wish for Your Small Business

Ask any small business owner about the most difficult aspect of running a business and you’ll most likely get an array of answers. However, one thing in common that ... more traditional methods of buying insurance,” said BizCover Founder and Managing ... winner will be determined by public voting via the BizCover Facebook ...

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Professional Indemnity for Real Estate Agents

... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... of $1 million Professional Indemnity Insurance ... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... in the advertising material and liability on the real estate agent ...

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5 Legal Essentials for your Small Business

By Bianca Reynolds Bianca is a lawyer at LegalVision. Throughout her studies, she gained experience in a variety of areas of law including family, commercial, and personal ... resolution procedures; and Limitations of liability and disclaimers. If you provide ...

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Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn’t always straightforward, and ... the nitty-gritty to understand what insurance is being offered and which ... especially the ... especially the case with Business Insurance options like Portable Equipment and ... your insurer. Portable Equipment This insurance provides repair or replacement for ...

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Customer Spotlight: Being Brands

For this week’s Customer Spotlight we look at creative brand agency, Being Brands. Being Brands is a creative agency located just outside of the Sydney CBD in Hunter ... high-level clients, that makes their insurance a must. “As a business ... for new clients, so having insurance is an essential requirement. “ “BizCover ...

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Customer Spotlight: Elite Words

On today, International Women’s Entrepreneurship Day, we celebrate with one entrepreneurial BizCover customer, Natalie Dawson of Elite Words. After over ten successful ... mind that Dawson justifies her insurance with BizCover. “I insure my ... worry about the cost of insurance.” “In the short term, organisations ...

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Customer Spotlight: Cheaper Buy The Dozen

After working 22 years in the car industry, Mansel Milne made the jump to the wine industry and started the online wine delivery company Cheaper Buy The Dozen. In its ... of a comprehensive and robust insurance plan for his business. “I ...

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Pet Stays, becomes the 32nd BizGiver winner

... the 32nd Winner of BizCover Insurance’s BizGiver $2000 Small Business ... ... , who have embraced our online insurance services over more traditional methods ... of buying insurance, said Michael Gottlieb, Founder and ...

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Comparethemarket.com.au and BizCover Announce White Label Partnership

... online provider of small business insurance, having helped over 90,000 ... businesses compare and buy their insurance online. Their White Label solution ... businesses compare and buy their insurance online. Their White Label solution ... compare and purchase their business insurance through the platform, but they ...

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BizGiver finds it’s latest winner in Wild Forage

The latest winner of the $2000 BizGiver Grant is crowned; Wild Forage, a small business supplying seasonal wild edible plants, herbs and seaweed to high end restaurants ... , who have embraced our online insurance services over more traditional methods ... of buying insurance, said Michael Gottlieb, Founder and ...

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A Close Shave with Underinsurance

... to make sure that your Insurance grows with your business and ... ... , covered her business with Business Insurance. For the next 4 years ... closed. Luckily, the Business Interruption insurance that Samantha had added to ...

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5 Money Saving tips for Small Business

Most small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you’ll want to make sure every dollar ... , credit card, bank account or insurance for their business.  It may ...

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BizCover partners with Energy Retailer CovaU

Online small business insurance provider BizCover has announced ... label version of its online insurance platform for CovaU to ... offer insurance ... traditional way of purchasing business insurance, and often delivering substantial savings ... the industry, making online business insurance even more accessible for small ...

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Preparing your small business for a Tax Audit

The word on the street is that the ATO are going to be doing random audits of 100’s of small businesses. Even if your books are in pristine condition, audits are generally ... as part of your business insurance or as a standalone policy. ...

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Tips for making a Stress-Free Claim

Making an insurance claim can be stressful &# ... ... ? This is where Business Interruption insurance comes in handy, providing that ... out more about Business Interruption insurance here. When Disaster Strikes Call ...

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Management Liability Insurance

... and your personal wealth. Management Liability Insurance protects the company and the ... awarded to any claimants. Management Liability Insurance benefits: Private companies Company directors ...

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Cyber Liability Insurance

... cover for your business. Cyber Liability Insurance covers your business against the ... making business owners sweat. Cyber Liability Insurance can reduce your risks and ...

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Business Insurance

... best. And you can include Public Liability Insurance to ensure you are not ... Goods in Transit Statutory Liability Compare multiple insurance quotes online Best price ...

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Insurance For electricians

... back a couple of grand. Public Liability insurance is something every responsible electrician ... without them? Protecting them with General Property cover will ensure you ...

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Insurance For tradesmen

... ? Most commonly Tradies purchase a Public Liability Insurance policy which covers them to ... to your company’s reputation. Public liability insurance will protect you and your ...

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Insurance For mobile food vans

... is covered. Did you Know? Public Liability Insurance: The average level of cover ... 10 million dollars. Insurance for Mobile Food Vans Public Liability As you move ...

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Insurance For retailers

... tenant to have both Public Liability insurance and Glass insurance before signing a lease. ... interested party on the insurance policy. Insurance for Retailers Public Liability Public Liability insurance is one of ...

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Insurance For gift shops

... in minutes. Did you Know? Public Liability Insurance: The average level of cover ... on the floor. The right Public Liability insurance will also cover you in ...

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Professional Indemnity Insurance for Consultants

A large number of people that start businesses, in Australia have been experiencing a steady growth in business for the past few years. One area that is growing in magnitude ... may want to add business insurance or public liability insurance for your own protection. ... When you buy a Professional Indemnity insurance ...

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Insurance For handyman

... mishaps can go on! Thankfully, Public Liability insurance is there to protect you ... you can protect them with General Property cover. It covers your ...

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Insurance For cleaners

... list could be endless. Thankfully, Public Liability insurance is there to protect you ... you can protect it with General Property cover. It covers your ...

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Additional Cover for Professional Indemnity Insurance

... Fernando for his certificates of insurance – it’s just part of ... ... her professional indemnity insurance. Lynn purchased public and products liability (PPI) when she ... third parties. This includes the general public, customers, and suppliers as well ...

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Insurance For architects

... with clients, contractors and the general public. Public Liability insurance is an essential form of ... leave you personally liable. Management Liability insurance will protect your company and ...

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Insurance For engineers

... with clients, contractors and the general public. Public Liability insurance is an essential form of ... leave you personally liable. Management Liability insurance will protect your company and ...

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Insurance For personal trainers

... permits for working in public outdoor spaces. Public Liability insurance will protect you from ... hold a minimum amount of Public Liability insurance? Or if you work outdoors ...

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Insurance For consultants

... Freelance Editor Fresh Water Biologist Insurance Investigators Marine Biologist Mercantile Agency ... Veterinary Services Statisticians Technical Writer Public Liability Public Liability insurance is a no brainer for ...

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Insurance For it professionals

... Professional Indemnity insurance before being considered for a contract. Public Liability Chances are ... visiting your client’s onsite. Public Liability insurance will protect you from financial ...

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Insurance For nurses

... you have with your patients, Public Liability insurance is a no brainer for ... ’s premises or a public place. Cyber Liability If you collect and ...

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Insurance For psychologists

... PI insurance arrangements also state that cover must include: Civil liability cover ... you have with your clients, Public Liability insurance is a no brainer for ...

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Insurance For recruitment consultants

... , Professional Indemnity insurance is your protection against your legal liability arising out ... your client, and PR costs. Public Liability Public Liability insurance is a no brainer for ...

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Insurance For accountants

... lowest rate for your PI. Public Liability If you have an office ... their home or office, then Public Liability insurance will protect you from financial ...

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Insurance For real estate agents

... hammer should something go wrong. Public Liability It’s most likely that ... a property that they own. Public Liability insurance will protect you from financial ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... (www.bizinsure.com), a leading-edge online insurance model that connects independent professionals ... to critical Professional Liability (E&O ... new way of pricing professional liability insurance for independent professionals and small ... procure reliable Professional Liability (E&O) insurance. BizInsure – business insurance just got smarter ...

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Statutory Liability

... penalties, as well as pollution liability defence costs. What’s typically ... other revenue or impost Pollution Liability defence costs Things to consider ...

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Reviews related to general public liability insurance

  • So quick and easy to purchase liability insurance from a range of insurers. Very happy customer!!

    Shirley M McIntosh
    Trades & Services

  • Great Price on my Liability insurance

    James M
    Trades & Services

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Get the cover that’s right for your business

With BizCover you can choose policies from 3 levels of cover, $5 million, $10 million and $20 million.

Policies are usually tailored to individual businesses. Each business will require a different amount of cover and when deciding on how much cover you should have you should think about the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally think about what your level of risk and exposure could be. What kind of accidents could occur and what could be the potential cost of a claim?