Public liability insurance covers your business for losses ... activities. Failure in obtaining public liability insurance policy can expose a business ... public liability insurance. Legal Requirement for Public Liability Insurance Although public liability insurance is ... packages, often product liability insurance. However, public liability insurance offers no protection ...
read more... and your customers with Public Liability insurance. It offers protection should a ... ... regarding requirements for holding Public Liability insurance. Each state and territory has ... also have requirements for Public Liability insurance. For example, most building and ...
read more... maintain Professional Indemnity and Public Liability insurance. #1 Protection against claims of ... ... maintain Professional Indemnity and Public Liability insurance. #1 Protection against claims of ... risk of legal action. Public Liability insurance protects you against claims from ...
read moreHere's the lowdown on public liability insurance As a small business owner ... Legal and defence costs Public Liability Insurance protects you and your business ...
read more... $80.75 per month for Public Liability insurance. Public Liability Insurance is one of the ... from our results below that commercial cleaning businesses is one of ...
read more... Commission website. What is Product Liability Insurance? Product Liability insurance usually forms part of ...
read more... injury, death or damage. Product Liability insurance covers you if any of ... the public should have Public Liability insurance Could this happen to your ...
read moreJust imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... What Janine needed was public liability insurance or insurance that protects you and ... relatively simple process. Purchasing public liability insurance online, where quotes are instant ...
read moreIt may have taken some time for the reality to hit, but the wider public is now starting to realise that hackers aren't just fictional brooding movie villains - they ... are generally included in Cyber Liability insurance are: · Business interruption costs · Data ... preventative measures and robust Cyber Liability insurance, small business' are ensuring they ...
read moreWhile the terms 'cybercrime' and 'data breach' may not have existed 25 years ago, they are now commonplace threats facing small business. In fact, in 2017 approximately ... is Cyber Liability Insurance and what does it cover? Cyber Liability insurance can protect ... a breach can happen. Cyber Liability insurance can provide financial protection by ...
read more... by not having the right insurance in place? Read on to ... ... Don't be a liability Like most trades, Public Liability insurance is one of ... to have your own Public Liability insurance policy before being able to ...
read more... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated ... ,000 BizCover customers with PI insurance during the 2016/17 financial year ...
read moreInformation Technology Insurance Professionals in the information technology sector face potential liabilities from ... ... covered under an IT Liability Policy? An IT Liability insurance policy typically will ... response to commercial contracts between consultants and clients requiring these insurances in ...
read more... you have the right business insurance. When it comes to insuring ... ... , Public Liability insurance is often required when you take out a commercial lease ... few boxes of groceries! Public Liability insurance is designed to protect your ...
read more... is Small Business Insurance. But what kind of insurance do you actually ... ... your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - ... material damage events. Management Liability Insurance Management Liability Insurance protects the company ...
read more... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... and circumstances Property damage Public Liability insurance When you work closely with ... happening, and that's why Public Liability insurance is equally important for yoga ...
read moreKnow you need business insurance but aren't sure how to ... while and looking to buy insurance for the first time; there ... ... cover available to businesses. Public Liability insurance covers against the legal costs ... theft of client information Management Liability insurance covers businesses and their directors ...
read moreIf your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... ... to have Business Interruption Insurance. (Vero SME Insurance Index,2016) 3. Do ... the level of your Public Liability insurance. Similarly, take into account any ...
read moreWhen looking for Business Insurance, most small business owners typically ... things such as their legal liabilities and top of mind assets ... ... an unforseen event. Business Interruption insurance is designed to compensate you ... an exceptionally prime target. Cyber Liability insurance is a 'must have' policy ...
read moreThere are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ... and circumstances Property damage Public Liability Insurance Working closely with your clients ... as a liability package with your Professional Liability insurance. Portable Equipment Insurance As a ...
read moreThe career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... from your previous work. Public Liability Insurance If you're dealing with clients ... become a statistic.[i] Cyber Liability insurance provides essential financial protection if ...
read moreWorking as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it's also the ... types of risk consider public liability insurance which will provide financial protection ... Find Out More About Public Liability Insurance As a personal trainer you'll ...
read moreYou're a retail lifesaver, helping customers at all hours with all sorts of essentials, from early morning coffees to midnight snacks. As a convenience store, you've ... , marketing and importantly your Public Liability insurance. It is one of the ... without the right protection. Public Liability insurance can provide you with peace ...
read more2016 is here! New Year is traditionally a time for people to make resolutions and plan for their year ahead. It's also a great time for business owners to take stock ... increasing the level of public liability insurance that you hold. Are there ... standard. For example most Business Insurance policies do not include cover ...
read moreBuying any insurance, can be a confusing and ... to getting your Professional Indemnity Insurance, it can be even more ... ... information on your professional indemnity insurance. CA ANZ requires that professional ... dishonesty), Public Relations Costs, Statutory Liability (cover for unintentional breaches of ...
read moreInsurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... not universal. Graph 1 – BizCover Insurance Price Index (Financial Year 2017 ... massive 8 points for Public Liability and Business Packs, most other ...
read moreGetting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... that your personal insurance may not cover your business liabilities or property. ... and contents insurance policy might not cover all the liabilities related to ...
read moreInsurers hold on to SME Insurance Premium Price Increases! Despite a ... BizCover Small Business Insurance Price Index has shown insurance rates ... BizCover Small Business Insurance Price Index has shown insurance rates dropping back ... professional sector, primarily around Public Liability and Business Packs (predominately covering ...
read moreThe Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of The Quarterly BizCover Small Business Insurance Index has shown that Australian ... non professional sector with Public Liability and Business Packs (predominately covering ...
read more... , the latest BizCover Small Business Insurance Index is showing little change ... ... , the latest BizCover Small Business Insurance Index is showing little change ... profitable small business sector.” Public Liability and Professional Indemnity prices have ...
read more... line. Whilst you've got the insurance to help you out, you'd ... ... the most common BizCover Business Insurance customer claims, and tips on ... , investing in a backup generator. Liability Claims Another common claim seen ...
read more... ; however the BizCover Small Business Insurance Price Index for the first ... ... ; however the BizCover Small Business Insurance Price Index for the first ... small businesses! Prices across all insurance classes were stable across the ...
read moreYour business property is like your home away from home and is the place where you work your magic. Whether you're in the business of providing expert advice to clients ... own commercial property: Building Cover What is Building Cover? Building Insurance provides ... of inoccupancy: Loss, damage or liability during any period in excess ...
read moreFrom fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... wide range of potential risks. Insurance for market stall holders is ... cover - Public Liability and Product Liability. Public Liability Public Liability covers you for ...
read moreRunning a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... need for adequate insurance for your business . Is insurance mandatory for your ... you rent your premises, public liability may be a requirement from ...
read moreEach year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... would quickly follow. Having Product Liability coverage would assure the Easter ... stop working? Within a Business Insurance pack the Easter Bunny would ...
read moreWhat are the Real Costs to Australian Small Business? Small business owners tend to be juggling many balls - managing clients, cash flow, staff, stock and future planning ... 'nice to have' insurance. Examples of “must have” insurance: Public Liability– protects against ... efficient, transparent and competitive. Online insurance experts BizCover cover over 2 ...
read moreYour business is your livelihood. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... BizCover offers a range of insurance solutions to protect your business. ... covers such as Public Liability and Professional Indemnity insurance to ensure you ...
read moreAs much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them - and the simplest of ... on it. “Thankfully my Business Insurance policy included building and contents ... landlord to hold a Public Liability policy. I've always enforced strict ...
read moreChristmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the end ... make sure you have Public Liability, and if you do have ... you're protected within your Business Insurance pack, as with increased trading ...
read moreDoes the thought of being off work for three months due to a major mishap with a nail gun horrify you? As far-fetched some accident stories may sound, the reality is ... where Personal Accident and Illness Insurance comes in to play. Designed ... contractor, Personal Accident and Illness insurance is an important type of ...
read moreThe new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... best value on your business insurance. Cover yourself up! Check your ... making a claim having enough insurance could mean the difference between ...
read more... you work on domestic or commercial building sites, undertake maintenance and ... ... you work on domestic or commercial building sites, undertake maintenance and ... the right business insurance. Protect your livelihood Public Liability insurance is undoubtedly one ...
read more... most common issues with Business Insurance is that policy owners often ... ... type of your insurance. Read the below carefully: Public Liability – This protects ... you can work again. Cyber Liability Insurance – Cyber Liability Insurance protects against the expenses ...
read more... , Australia's biggest online small business insurance provider . […] ... , Australia's biggest online small business insurance provider . The Energy Bar ( ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes ...
read moreIced teas, tropical fruits, a cheeky ice cream - those signature flavours of summer are something you would be all too familiar with as a restaurant or caf owner. Summer ... café business is with Public Liability insurance. It is designed to protect ... events. Fires breaking out in commercial kitchens are also a common ...
read moreWhen it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... business is under scrutiny. Management Liability Insurance Being the director or part ... Regulatory Event or Investigation, Cyber Liability Insurance Can you imagine trying to ...
read more"The only strategy that is guaranteed to fail is not taking risks." - Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps ... even a year. Consider Cyber Liability insurance, especially if your business relies ... attacks and session hijacking. Cyber Liability insurance may not prevent an attack ...
read moreIn the blink of an eye, the silly season is here again! For some, it's the busiest time of year, from retailers helping people get their last-minute gifts and service ... have an active Public Liability insurance in place. Public Liability insurance is designed to ... business premises. Double check your insurance policy wording to make sure ...
read moreThe holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... legal expenses. Ensure your Public Liability insurance policy has adequate cover to ... and data. Therefore, a Cyber Liability insurance policy can act as your ...
read moreRunning a business can be a wonderful rewarding experience, but sometimes things can go horribly wrong. THE ONLINE ONSLAUGHT We never believe it can happen to us, that ... down for good. A management liability insurance policy can be the only ... them. Business Insurance cover options such as Management Liability and Cyber Liability are ...
read moreLatest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte Hansen last week marked a major milestone when she went from cancer ... years have embraced our online insurance services over more traditional methods ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes ...
read moreSmall Business Buddy Winner! Local QLD Business Selected in the $60,000 'Small Business Buddy Program' Woofwatchers, a local dog grooming and pet caring business is ... seven years embraced our online insurance services over more traditional methods ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes ...
read moreWhen hiring tradesmen for your small business, you don't have any room for error - so every tiny detail counts. It can be daunting and time-consuming sorting through ... look out for. Public Liability Insurance This is the most common ... have caused. Professional Indemnity Insurance Professional Indemnity insurance is not commonly required ...
read moreAs we say goodbye to those sunny summer days and hello to fresh, frosty mornings, the change in seasons is a prime time to make sure your business premises is prepared ... in these areas. Having Public Liability insurance is one of the vital ... our friendly BizCover team of insurance experts waiting to talk all ...
read more... areas of law including family, commercial, and personal injury. She has ... ... areas of law including family, commercial, and personal injury. She has ... resolution procedures; and Limitations of liability and disclaimers. If you provide ...
read moreSMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... Professional Indemnity & Public Liability and Public Liability /Business Packs. Michael Gottlieb ... with capital chasing returns in insurance.” The Professional Indemnity rates reduced ...
read moreBusiness insurance isn't always straightforward, and sometimes ... the nitty-gritty to understand what insurance is being offered and which ... especially ... your insurer. Portable Equipment This insurance provides repair or replacement for ... their vehicle. Insuring under a commercial vehicle policy may also be ...
read moreYour Professional Indemnity (PI) insurance is no doubt one of ... against your business. Like all insurance policies, there are several important ... ... against your business. Like all insurance policies, there are several important ... , as you might inadvertently admit liability which can result in your ...
read moreBusiness Insurance Premiums Decline 10 Straight Quarters, ... healthy competition in the business insurance market. The BizCover Small Business ... ... product groups, Combined Professional Indemnity/Public Liability and Public Liability/Business Packs are ... , the cost of Professional indemnity insurance for some Allied Health professionals ...
read more... seems to be hardening for insurance for larger businesses, the latest ... BizCover Small Business Insurance Price Index is showing no ... ... , the latest BizCover Small Business Insurance Price Index is showing no ... down. Professional Indemnity and Public Liability, including multiple section business packs ...
read more... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... of $1 million Professional Indemnity Insurance ... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... in the advertising material and liability on the real estate agent ...
read moreOnline small business insurance provider BizCover has announced ... label version of its online insurance platform for CovaU to ... offer insurance ... traditional way of purchasing business insurance, and often delivering substantial savings ... the industry, making online business insurance even more accessible for small ...
read more... online provider of small business insurance, having helped over 90,000 ... businesses compare and buy their insurance online. Their White Label solution ... businesses compare and buy their insurance online. Their White Label solution ... compare and purchase their business insurance through the platform, but they ...
read moreMaking an insurance claim can be stressful - but ... ... sitting down to read your insurance policy's Product Disclosure Statement (aka ... out more about Business Interruption insurance here. When Disaster Strikes Call ...
read more... experience in the Small Business Insurance space. On Tuesday night, BizCover ... award recognised the "Small Business Insurance […] ... experience in the Small Business Insurance space. On Tuesday night, BizCover ... award recognised the “Small Business Insurance Made Even Easier” campaign for ...
read more... to make sure that your Insurance grows with your business and ... ... , covered her business with Business Insurance. For the next 4 years ... closed. Luckily, the Business Interruption insurance that Samantha had added to ...
read moreWhen it comes to Business Insurance, understanding what's included and excluded ... When it comes to Business Insurance, understanding what's included and excluded ... , contents and/or stock a Business Insurance policy usually comes with some ...
read morePersonal Accident and Illness Insurance (IPA Cover)offers financial protection ... ... Health Checks Unlike some other insurance policies, a personal accident policy ... lower premiums than similar life insurance or Total & Permanent Disability ...
read moreIn the insurance world, we focus on loss ... In the insurance world, we focus on loss ... negatives. In fact, we see insurance as a hugely positive part ...
read more... comes to claim on your insurance. When you're filling out your ... ... comes to claim on your insurance. When you're filling out your ... that when you review your insurance, you have the right level ...
read more... the 32nd Winner of BizCover Insurance's BizGiver $2000 Small Business Grant ... ... , who have embraced our online insurance services over more traditional methods ... of buying insurance, said Michael Gottlieb, Founder and ...
read moreThe journey to becoming a successful small business owner is one of twists, turns and the occasional speed bump. In our two-part series (catch up on part 1 here) we map ... ways business insurance can help keep your business alive: Public Liability is ... do best, stress-free. Having business insurance gives you peace of mind. ...
read moreFitness industry veteran Carrie Templeton has worked as an instructor, personal trainer and transformation specialist for the last 18 years. For the last 10 years however ... @Home, Carrie worked in various commercial gyms; where over the years ...
read moreThere's a lot at stake.. Think of all the hard work you have put into creating your butcher shop business starting with the early days as an apprentice to building up ... clause can vary from one insurance policy to another. Unforeseeable Interruptions ... business. Thankfully, under a Business Insurance pack there is an option ...
read moreSummer in Australia is a great time of year. There's a lot to enjoy, including plenty of public holidays, long days and great weather. But along with these great perks ... when you get your Business Insurance you also cover for Business ... Glass Cover, under a Business Insurance Pack will cover your for ...
read moreIn the blink of an eye, another new year is here, and it is a great time to get your business ready for a successful year. Taking the time to review some of your existing ... from unexpected risks. Reviewing your insurance is an opportunity to make ... to start? Download our Business Insurance Checklist for Small Businesses here ...
read moreFor this week's Customer Spotlight we look at creative brand agency, Being Brands. Being Brands is a creative agency located just outside of the Sydney CBD in Hunter ... high-level clients, that makes their insurance a must. “As a business ... for new clients, so having insurance is an essential requirement. “ “BizCover ...
read moreAsk any small business owner about the most difficult aspect of running a business and you'll most likely get an array of answers. However, one thing in common that most ... in 2008, BizCover, an online insurance service for small businesses, knows ... more traditional methods of buying insurance,” said BizCover Founder and Managing ...
read moreThe latest winner of the $2000 BizGiver Grant is crowned; Wild Forage, a small business supplying seasonal wild edible plants, herbs and seaweed to high end restaurants ... , who have embraced our online insurance services over more traditional methods ... of buying insurance, said Michael Gottlieb, Founder and ...
read moreOwning your small business can feel a bit like a balancing act with the everyday responsibilities of running the show, whilst trying to maintain a healthy lifestyle, ... reminding you when is your insurance up for renewal again. Intrigued ... lifestyle? Personal Accident and Illness insurance can provide you with that ...
read moreOn today, International Women's Entrepreneurship Day, we celebrate with one entrepreneurial BizCover customer, Natalie Dawson of Elite Words. After over ten successful ... mind that Dawson justifies her insurance with BizCover. “I insure my ... worry about the cost of insurance.” “In the short term, organisations ...
read moreIts Privacy Awareness Week, and in recognition of our support we've outline a few ways that individuals and their businesses can keep their important information safe ... overwhelming it's worth considering cyber insurance for your business. Most cyber ... insurance policies will not only cover ...
read moreIn March 2016, two friends Karina and Vicky started their own Market and Festival business, Suga & Spice, after both enjoying sharing their love of cooking with each ... an initiative started by BizCover Insurance, which grants the wish of ...
read moreAfter working 22 years in the car industry, Mansel Milne made the jump to the wine industry and started the online wine delivery company Cheaper Buy The Dozen. In its ... of a comprehensive and robust insurance plan for his business. “I ...
read moreDeviant Distillery, a high tech distillery in Hobart Tasmania, is doing something no one has even though of before. They've developed their own propriety technology that ... Australia's first online Small Business Insurance Comparison Site, is a $2000 ...
read moreWhen you are running a small business you have to be many things at once, an accountant, a marketer, a technician as well as an administrator. Luckily, in today's digital ... Australia's No. 1 online business insurance, where you can compare multiple ...
read moreMost small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... , credit card, bank account or insurance for their business. It may ...
read moreThe word on the street is that the ATO are going to be doing random audits of 100's of small businesses. Even if your books are in pristine condition, audits are generally ... as part of your business insurance or as a standalone policy. ...
read moreThe new year is the perfect time to start afresh and try a few new things to point your business in the right direction. We had a chat with some small business owners ... resolutions is getting your business insurance sorted, we can help by ...
read moreTo celebrate Valentine's Day we went straight to the heart of owners from a variety of industries and asked them what they love most about their small business. From ... in love with a business insurance provider that will return your ...
read moreThis week we explore part 2 of our Easter Motivation special, where more small business owners open up and share their tips, tricks and wisdom on staying motivated. Read ... motivated to refresh your business insurances, the BizCover team is only ...
read moreThis Mother's Day we share some of the pearls of wisdom small business owners have been given by their mums for life and business. Linda Reed-Enever, Co-Founder of Business ... you have the right business insurances to protect it. We can ...
read more... awarded to any claimants. Management Liability Insurance benefits: Private companies Company directors ... During the construction of a commercial property, an employee was severely ...
read more... happen. And they do. Public Liability Insurance protects you and your business ... do Professionals pay for Public Liability Insurance? The term 'Professionals' encompasses a ...
read more... happen. And they do. Public Liability Insurance protects you and your business ... do Professionals pay for Public Liability Insurance? The term 'Professionals' includes a ...
read more... $70.82 per month for Public Liability insurance. There are many occupations that ... do Professionals pay for Public Liability Insurance in WA? The term 'Professionals' ...
read more... cover for your business. Cyber Liability Insurance covers your business against the ... making business owners sweat. Cyber Liability Insurance can reduce your risks and ...
read more... - Contract Carpentry Services Plasterer Commercial Air Conditioner Installation and Repair ... the average premium for Public Liability insurance? On average, tradies can expect ...
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So quick and easy to purchase liability insurance from a range of insurers. Very happy customer!!
Shirley M McIntosh
Trades & Services
With BizCover you can choose policies from 3 levels of cover, $5 million, $10 million and $20 million.
Policies are usually tailored to individual businesses. Each business will require a different amount of cover and when deciding on how much cover you should have you should think about the following factors:
