Insurance for Hair & Beauty Services

... with responding to or managing claims which are covered by your policy. Public Liability Insurance* Whether you work from your own salon or you provide a mobile service, you're always in close contact with your ...

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5 Common Beauty Insurance Claims

... 5 most common claims beauty salon owners are likely [] ... . We take a look at the top 5 most common claims beauty salon owners are likely to experience - and show you just how much having good business insurance coverage can save a small business in these kinds of situations ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... -based hairdresser will have varying needs to those of a salon owner who has a shop front. However, one thing's for certain, and that is, finding the right insurance is an essential part of managing the risks involved in ...

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Business Insurance in Wollongong

... that this was one of my first experiences with insurance. I felt confident with my great deal.” Patricia B., Beauty Salon Owner How much does Business insurance cost? On average, small businesses in Wollongong pay $70 ...

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Business Insurance in Geelong

... 1839 businesses registered. Like all small business owners, they have a responsibility to take ... be recommending.” Stephanie C. Beauty Salon Operator How much does Business insurance cost? On average, small businesses in ...

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Studio Lane Hair Boutique wins the 38th BizGiver Competition

... , where one lucky small business owner has the chance to win ... ... -based computer, it would greatly improve the efficiency and productivity of the business. When asked what being a small business owner means to her, Renae said it was embracing the need to learn new things in order to ...

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Beauty Laine wins the 39th BizGiver Grant Competition

... OHara previously owned a salon for two years before selling ... 's since set up a salon on her home property so ... ... at home with her kids. Today, she's since set up a salon on her home property so she can enjoy the best of both ... her customers. “For me, being a small business owner means that you are providing a more personal experience ...

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A Close Shave with Underinsurance

... to make sure that your Insurance grows with your business and ... it. Take Samantha*, a hair salon owner operating in the Greater Sydney ... ... it. Take Samantha*, a hair salon owner operating in the Greater Sydney Area. Samantha purchased her salon 4 years ago and like any good business owner, covered her business with Business Insurance. For the next 4 years ...

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Insurance for makeup artists

... goes wrong. So, whether you operate from your own salon, rent a space in a beauty or hair salon or provide a mobile makeup service, makeup artist insurance is the foundation to ensuring your small business doesn't ...

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Taking the W: The Art of Celebrating a Win

In the insurance world, we focus on loss ... ... bottle of bubbly might suffice for our hairdressing salon after a big Saturday full of bridal appointments ... t always focus on the negatives. In fact, we see insurance as a hugely positive part of your business plan. But ...

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Young Penrith Entrepreneur Recognised in National Grant Competition

It's only been ten months since Kaydee Gosper opened KD Hair, but since then she's already made a name for herself for her signature colour and styling, been nominated ... love that my clients can feel completely relaxed in my salon and they will always walk away with a smile on ... BizCover, the owner of this grant program, is Australia's top online business insurance serviceand revolutionised ...

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Business Interruption

... your business for loss of turnover. Small business owners often underestimate how long it can take to get ... through her Sydney hair salon, Blondies, in 2017. Business Interruption insurance helped saved her business ...

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Business Insurance Guide for the Self-Employed - Part 3

... in the world of business insurance, it can feel like you ... guide on all things Business Insurance for the self-employed. In ... back to basics ... This is Eliza's story on how a violent storm swept through her Sydney hair salon, Blondies, in 2017. Her Business Interruption insurance helped keep her business afloat by maintaining her cash flow while they were closed ...

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Business Insurance Guide for the Self-Employed - Part 4

... piece of our Business Insurance for the self-employed ... Accident and Illness insurance and Cyber Liability insurance. We share ... is Personal ... at work. He required surgery and time off work to recover following his injury. His Personal Accident and Illness insurance provided a weekly benefit of $1,700 a week for a period of six months. The total policy benefit ...

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Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... Retail & Hospitality. Whilst all three groups saw have seen no increases in the overall prices for their insurance, there have been changes within product groups and industries. The Full Report can be viewed here. Trades ...

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iSelect partners with BizCover to launch business insurance comparison

... their general insurance offering to include business insurance, through a ... Australia's leading small business insurance service provider ... said iSelect in partnership with BizCover will focus primarily on SME owners who are looking for either the convenience of managing their business insurance online or the ability to custom-tailor their cover to their ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... .com), a leading-edge online insurance model that connects independent professionals ... critical Professional Liability (E&O) insurance solutions ... professionals and small business owners will find no easier, more affordable, more convenient way to procure reliable Professional Liability (E&O) insurance. BizInsure - business insurance just got smarter! About ...

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Insurance for Gift Shops

... stock and fixtures in the store. $8,000 was paid out in damages under the owner' Contents cover. *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... . Failure in obtaining public liability insurance policy can expose a business ... ... or damage to a third party as a result of your business' activities. Failure in obtaining public liability insurance policy can expose a business to a range of risks. As a business, you will inevitably have interactions ...

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Insurance for Disability Workers

... or Public Liability claim against you. We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article ...

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Insurance for Civil Engineers- what you need to know

... about what kinds of business insurance coverage you may need to ... ... in the hard-yards to build your engineering business, so it's important to think about what kinds of business insurance coverage you may need to help ensure it is protected. As much care as you may take to prevent things ...

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What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... to a cyber attack or breach of information where the land surveyor may be held accountable. A Cyber Liability insurance policy is designed to help protect you from claims and support your profitability in the event of a ...

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Professional Indemnity Insurance for Civil Engineers

... a professional, considering Professional Indemnity insurance to protect* you and your ... ... Policies for Civil Engineers When it comes to insuring civil engineers, there's no one size fits all insurance solution because every business is different and no two businesses are the same. Each business has its own ...

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Public Liability Insurance in Adelaide

... pleased as I am already busy in the role and needed insurance sorted. THANKS” Jillian C. Business Owner How much does Public Liability insurance cost for Adelaide businesses? On average, small businesses in Adelaide pay ...

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Business Insurance on the Central Coast

... registered businesses. Like all small business owners, they are responsible for taking reasonable steps ... you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to ...

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Public Liability Insurance in Perth

... ,902 registered businesses. Like all small business owners, businesses in Perth each have a legal ... sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to ...

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Public Liability Insurance in Rockhampton

... 396 businesses registered. Like all small business owners, businesses in Rockhampton each have a ... sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to ...

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Public Liability Insurance in Mandurah

... Real Estate Services, with 452 registered businesses, and Financial and Insurance Services, with 411 registered businesses. Like all small business owners, businesses in Mandurah each have a legal responsibility to take ...

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Public Liability Insurance in Hobart

... businesses registered. Like all small business owners, Hobart businesses each have a legal responsibility ... you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to ...

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Public Liability Insurance in Darwin

... 829 registered businesses. Like all small business owners, Darwin businesses each have a legal ... , sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note ...

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Public Liability Insurance in Brisbane

... registered businesses. Like all small business owners, Brisbane businesses each have a legal responsibility ... you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to ...

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Public Liability Insurance in Port Macquarie

... 634 businesses registered. Like all small business owners, businesses in Port Macquarie each have a ... sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to ...

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What does Public Liability insurance cover?

... or members of the public. As a small business owner, we understand that you like to be prepared for ... from your back pocket. Bear in mind that Public Liability insurance is designed for all types of businesses, not just ...

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Insurance for IT Professionals

... busy programming, coding, testing, debugging or doing other techy stuff doesn't mean you can't get the right insurance. Being the IT person that you are, we don't need to convince you that getting multiple quotes online ...

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Insurance for Massage & Alternative Therapies

... think of that puddle of oil on the floor you forgot to clean up).  Having the right Public Liability insurance gives you peace of mind and financial protection for when your business needs it most. Remember, if you have ...

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Insurance for Carpenters

... in place to protect your carpentry business is a solid investment. At BizCover we offer a framework of insurance options from some of Australia's leading insurers, with quotes and cover arranged in minutes. Did You know ...

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Professional Indemnity Insurance for Consultants

A large number of people that start businesses, in Australia have been experiencing a steady growth in business for the past few years. One area that is growing in magnitude ... a very safe option to assure you are covered in the event that someone files suit against you. Professional Indemnity Insurance works by insuring you the cost of a claim made that is equal to your client's monetary loss ...

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Insurance for Registered Tax Agents

... be more than what is set as the minimum requirement. ^Minimum PI insurance requirements source from TPB tpb.gov.au/professional-indemnity-insurance-tax-agents on 8 August 2019 What could cause a PI claim? Errors and ...

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Insurance for Sole Traders and Self Emplyed

... self employed may require will vary according to the profession and the industry they operate in. For example, the insurance needs of a handyman are not likely to be the same as those of a real estate agent. Both operate ...

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Insurance by Industry

... and Tax Audit. At BizCover, we are aware that those who operate in varying industries, often have specific insurance needs and so we aim to provide a policy to suit you and your business. All the policies we source ...

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Do I need Professional Indemnity insurance?

... it or not, a claim must be defended - ignoring it won't go away. Don't despair. Professional Indemnity insurance is your best defence when faced with a claim. You get the assistance of an expert insurer by your side to ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically worry about covering ... When looking for Business Insurance, most small business owners typically worry about covering the major things such as their legal liabilities and top of mind assets such as their building, contents and stock. But did ...

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Public Liability Insurance Scenario

... the nightmare that faced Janine, owner of a private horse-riding ... ... -resolution to keep herself afloat. The painful truth for Janine, and other small business owners caught short without adequate insurance, is their personal horror story might have been avoided altogether in just a few ...

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5 Tips for getting the best Public Liability insurance for your business

... sole trader or small business owner, there's no doubt you ... your customers with Public Liability insurance. It offers protection should a ... ... can compare the premiums and the policy features. There are many options for small business owners when it comes to shopping and choosing insurance policies. Gone are the days of having to ring around and wait for days ...

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The Risky Business of Insurance

... Australian Small Business? Small business owners tend to be juggling many ... ... that 70% of these affected by a major event never recover. So how does a small business owner make savvy insurance decisions? Define “must haves” It's important to distinguish between 'must have' and 'nice to have ...

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Finding the Right Business Insurance Can Be Hard but BizCover Makes it Easy

... and your assets with business insurance. However, figuring out exactly what ... 's why a group of insurance industry [] ... who already had a strong background in the insurance industry. They identified how frustrated Australian small business owners were with navigating the insurance landscape and decided to build a solution specifically ...

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Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... ... or held within your personal care. Did you know? On average, restaurant and café owners pay approximately $75 per month for their Public Liability insurance policy. That's a wrap! No need to get into a jam when it ...

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Insurance for pharmacy and pharmacists

... investigations/actions brought by AHPRA and other regulatory bodies. Public Liability insurance* is another type of cover likely to be relevant for pharmacy owners. It is designed to provide protection for you and your ...

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Additional Cover for Professional Indemnity Insurance

... Fernando for his certificates of insurance - it's just part ... ... damage, it is vulnerable to costly legal action. PI Insurance protects small businesses from this type of action. Unlike ... of Australia's leading insurers. For a business owner like Lynn, this type of service allows her ...

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BizCover SME Insurance Price Index Q1 FY20

... reductions on their Public Liability insurance, while prices have remained steady ... ... to see the transparency and contestability of the BizCover platform means small business owners are benefiting from competitive pricing on their business insurance. We continue to see a growing number of SME's using the ...

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5 Things to Consider When Buying Public Liability Insurance

Public Liability insurance. It's one of those ... ... the long run, so don't be afraid to ask your insurance agent what certain features and benefits are if you are unsure ... . Managing your exposure to risks Like most business owners, you take care to create a safe workplace ...

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Insurance for Restaurants & Cafes

... keep you busy day and night. Take the stress out of an ATO investigation with this insurance. Cyber Insurance As a restaurant owner your exposure could be at the payment desk - with your eftpos machine hacked. Could this ...

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Common Small Business Insurance Claims and How to Prevent them.

... you are a small business owner you know that things don ... . Whilst you've got the insurance to help you out, you ... ... business owner you know that things don't always go to plan, some things happen which are out of your control and have a big impact on the running of your business and your bottom line. Whilst you've got the insurance to ...

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Business Insurance Guide for the Self-Employed - Part 1

... are a variety of business insurance [] ... Market stall-holders– A minimum level of Public Liability insurance is often required when having a stall at a market ... against both the trainer (the insured) and the owner of the gym for damages. The client could receive ...

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BizCover SME Insurance Price Index Q2 FY20

More larger businesses with simple insurance needs are using BizCover for ... their insurance, while smaller businesses benefit from ... this quarter ... attributed to more demand for Business Contents insurance particularly from businesses with an annual turnover ... employees and over 1.5M in turnover. The business owner was able to quote and buy online without agent ...

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

... 'lock up' operations. Business interruption insurance can provide both peace of ... ... and a big part of being a responsible business owner. Whilst a good Business Interruption policy can help your ... very important questions. Do I have Business Interruption insurance? And, are both the property and the cause ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... ... wanting to do a general review of your business, it's worth taking time to do a health check of your insurance to ensure that if the unthinkable happens and your business is hit by a major event, you not only have the ...

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How Does Professional Indemnity Insurance Benefit You?

... advisable that you have professional insurance, which can also be referred ... to as professional indemnity insurance. Professionals are expected ... , which can be filed against them by their clients. It is advisable that you have general business insurance in order to protect you from financial losses caused by property damage or bodily injury. In addition to ...

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A Guide to PI Insurance

... to make Professional Indemnity Insurance simple (also known as ... errors and omissions insurance, PI or Professional Indemnity ... is Professional ... 't know if they are getting the best deal. This is where BizCover steps in to satisfy your Professional Indemnity Insurance needs. BizCover allows you to get live online quotes in under 2 minutes, and purchase in only a ...

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What Tradies Need to Know About Public Liability Insurance

... the most common types of insurances for tradies, but do you ... and outs of Public Liability insurance and what you need to ... . So what is Public ... t quite go plan. As a tradie, it can even be a contractual requirement that you have Public Liability insurance in place well before picking up the tools and putting boots on site. Always check the level of cover that ...

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Business Insurance Guide for the Self-Employed - Part 2

Navigating the world of business insurance can be confusing which is ... created a guide to business insurance for the self-employed that ... and outs ... which is why we've made it our mission to make it a bit easier. We've created a guide to business insurance for the self-employed that profiles the main types of cover to consider and how it can protect you for the long ...

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Insurance for Furniture Manufacturers

... wrong. This is where business insurance comes into play and should ... . The process of arranging your insurance can feel overwhelming at times . ... up and running, so without your business assets, how are you going to earn an income? Having suitable business insurance in place can help safeguard your business for when things don't go to plan and for when you need ...

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Public Liability Insurance for Cabinet Makers

... the right kind of business insurances in place. Regardless [] ... ... a contract or as a condition of entry to a worksite. If so, make sure you have your Public Liability insurance policy sorted before you pick up the tools and that you have the right level of cover required. What can ...

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Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... Breathe in, breathe out, and let a wave of calm wash over, letting the stress of arranging your yoga teacher insurance go. As a yogi or yogini, you don't have time to be worrying about having the right cover in place to ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... while and looking to buy insurance for the first time; there ... ... , misconduct or breach of legislation? You were unable to work due to an accident or illness? 2. What types of insurance do I need? Now that you have a fair idea of what your risks are and what you need to protect ...

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BizCover SME Insurance Price Index Q1 FY21

... clients buck the trend of insurance price hikes. Whilst the Australian ... the availability and pricing of insurance for SMEs, BizCover can report ... , there were some clear winners and some losers. The Full Report can be viewed here: SME Insurance Price Index Public Liability insurance is an essential cover for SME's and one that most can't afford to operate without ...

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Management Liability Insurance

What’s included & what’s not?Get the right coverCould this happen to you? What is Management Liability Insurance?* Everyone loves a surprise, except when you are a company director. If you own or are involved in the ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases! Despite a ... BizCover Small Business Insurance Price Index has shown insurance rates ... Director of BizCover commented “While there is still an abundance of capacity and fierce competition in the insurance market, insurers have managed to hold onto their rate increases from last quarter. I suspect given the ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... to review and update your coverage every year. No doubt your business is on the move and changing and so your insurance needs will also be changing and you'll want to make sure you have a policy that covers your business ...

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STABLE INSURANCE RATES A REASSURANCE FOR SMEs

BizCover's SME Insurance Price Index has unveiled a ... the COVID-19 pandemic with insurance rates remaining flat for a ... acquired from BizCover's ... year and fell a further seven per cent this quarter,” he said. “Key sections of business pack insurance that are frequently used by retailers such Contents, Glass and Theft all showed noticeable price declines. “The ...

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A guide to Plasterer's insurance that won't leave you, board

... by not having the right insurance in place? Read on to ... ... cover with the right limits in advance. Some industry bodies will require you to have your own Public Liability insurance policy before being able to join Cover your bits Your tools of trade are vital to getting the job ...

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How the cost of Professional Indemnity insurance is calculated

... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... than another? We look some of the key factors that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk factors and put simply, the higher the level of risks ...

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Tax Audit Insurance

... services of an external accountant or similar professional and their fees can be substantial. With the right Tax Audit insurance in place, you can at least minimise the cost of an audit to your business, even if you can ...

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Reviews related to insurance for salon owners

  • All good so far

    Agnieszka M
    Beauty Salon Operation

  • Easy !

    Lindy J
    Beauty Salon Operation

  • easy renewal process.

    Sarah D
    Beauty Salon Operation

  • Easy to use

    Aiyub K
    Beauty Salon Operation

  • Excellent

    Brooke K
    Beauty Salon Operation

  • great and easy to do. :)

    Olivia R
    Beauty Salon Operation

  • Great easy to use. This is twice now

    Kate C
    Beauty Salon Operation

  • Keep it up

    Asuncion A
    Beauty Salon Operation

  • Quick and easy! Very well done.

    Eden B
    Beauty Salon Operation

  • So easy

    Kerry P
    Beauty Salon Operation

  • So easy and affordable to small businesses!

    Christy B
    Beauty Salon Operation

  • So easy to compare and get quotes.

    Deanna B
    Beauty Salon Operation

  • So fast and easy

    Agnes C
    Beauty Salon Operation

  • Thank you. The service was fabulous. It was so easy to buy my insurance. I'm really happy with the price too.

    Deborah J
    Beauty Salon Operation

  • thanks andrew

    Jessica M
    Beauty Salon Operation

  • The customer service person that called was super helpful. Thanks.

    Karen C
    Beauty Salon Operation

  • they are good company and at a great price. would recommend

    Sharon W
    Beauty Salon Operation

  • Very easy to deal with!

    Naomi D
    Beauty Salon Operation

  • VERY EASY TO UNDERSTAND AND BUY

    Nicole K
    Beauty Salon Operation

  • Very easy to use and understand. I am a first time business owner and Bizcover has does the hard work for me. Thanks you for this great service.

    Jessica M
    Beauty Salon Operation

  • Web site a bit clunky but it worked fine so all good.

    Jane J
    Beauty Salon Operation

  • So easy to set up insurance through biz cover when you have no time for phone calls

    Casey W
    Hairdressing Service

Get instant quotes

Why do Hair & Beauty Services need Insurance?

Whilst you’re busy keeping heads turning, BizCover partners with some of Australia’s leading insurers to offer you business insurance, a cut above the rest. With just a few clicks or a phone call, you’ll get multiple competitive quotes. Select your preferred policy and you’ll be covered instantly, so you can get back to doing what you love.

Did you Know?

Laser hair removal is a standard insurance exclusion.  That means if you are performing laser hair removal, you will typically have to apply to have this activity specifically covered by your insurance.

Insurance for Hair & Beauty Services

Professional Indemnity*

Your goal is to make your clients look and feel great – from treatments and advice, to creating a whole new look and style, they expect the very best. Sometimes things can go wrong, which can be an emotional and traumatic time. A compensation claim against you could be very costly to your business, not to mention damage your reputation. Professional Indemnity insurance is designed to protect your business from losses claims made  against you arising from  actual or alleged negligence  or omissions in the provision of your professional service or advice. Professional Indemnity Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by your policy.

Public Liability Insurance*

Whether you work from your own salon or you provide a mobile service, you’re always in close contact with your clients, making Public Liability insurance an important cover for hairdressers and beauty therapists.

Public Liability insurance is designed to provide protection for you and your hair and beauty business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

Slips, trips, mishaps caused by chemicals, hot wax, scissors, razors, electrical equipment – these all mean your business  accidents. Fortunately, this is where Public Liability insurance can provide peace of mind and  protection for your business.

Business Insurance*

Your customers are important, but so is stock, your equipment, salon contents and you’re your commercial premises.

Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage).  A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to a business interruption in specified circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks.

 

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Claim Example

A treatment gone wrong

An experienced laser therapist performed IPL laser treatment on a regular client to remove pigmentation on her face. Despite carrying out a patch test prior to the treatment with no side effects, the client ended up suffering a severe reaction which left burns and scarring to her forehead. Unfortunately, the client lodged a claim alleging the therapist had been negligent in performing the IPL treatment, and it was determined that the client was unable to lead a normal life due to suffering severe psychological trauma as a result of the scarring. The matter was settled for a whopping $76,000, including defence costs, which was paid under the therapist’s Professional Indemnity policy.

3 things to ask yourself when buying insurance

  1. Does the policy cover all your areas of work? Some policies have restrictions and may not cover all your activities (if they are not standard). For example, in most cases piercings, tattoo removal and Botox injections will not be covered.
  2. What kinds of risks does my salon present? Does your landlord require you to have a particular level of Public Liability?
  3. How much would it cost to replace your stock, contents and salon equipment if it was lost, damaged or stolen?