... is too small to attract cyber criminals. Yet, when it comes ... to cyber theft, size doesn't matter ... . Businesses are increasingly vulnerable ... to do is handle a cyber attack or data breach alone. Cyber insurance will also provide coverage for regulatory defence, penalties and fines. Isn't cover pricey? Like most insurance, premiums vary by insurer, the ...
read moreIt may have taken some time for the reality to hit, but the wider public is now starting to realise that hackers aren't just fictional brooding movie villains - they ... freemium' model, whereby basic features are free, and the premium version is available for a small fee (currently $24 per ... minimise the chance of a cyber-attack occurring, Cyber Liability insurance will help to reduce ...
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read more... have become a target for cyber criminals, but there are simple ... managing director Michael Gottlieb explains. Cyber crime is one of the ... ... in 25 per cent of listed companies purchasing cyber insurance in the same way they buy protection against fire ... mechanic in Alice Springs were two recent victims of cyber crime. Given the majority of organisations don't ...
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read moreThis week is Stay Smart Online Week; a government initiative that aims to reverse the threat of cybercrime. Small businesses are some of the biggest growing targets ... cyber.gov.au/sites/default/files/2019-03/msp_questionnaire.pdf o https://www.cyber.gov.au/publications/questions-to-ask-managed-service-providers ... service ) · Buy cyber insurance Small Businesses are often ...
read more... are the victims of a cyber [] ... 1 in 5 Australian businesses are the victims of a cyber attack and the number of attacks continues to rise. One ... costs. Find out more about Cyber Insurance here. THE DEREGISTERED DISMAY Threats ...
read moreWhat are the Real Costs to Australian Small Business? Small business owners tend to be juggling many balls - managing clients, cash flow, staff, stock and future planning ... substantial assets you should insure them Cyber Insurance - Protects your business against the ... employees are required to have WC How you buy insurance can save you time and money Shopping around to compare ...
read moreIts Privacy Awareness Week, and in recognition of our support weve outline a few ways that individuals and their businesses can keep their important information safe ... of these things but if it is too overwhelming it's worth considering cyber insurance for your business . Most cyber insurance policies will not only cover your business financially but will help organise the retrieval ...
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read moreDespite Insurers Talk, Premiums Won't Walk SME Insurance Premiums Stay Flat Over the ... quarters the BizCover Small Business Insurance Price Index ... seen very little change (Graph 3). The likely reason for this is the increased premiums for property related insurance which is more commonly bought by those businesses with stock. Another area starting to show ...
read moreBusiness Insurance Premiums Decline 10 Straight Quarters, but ... 's continue to benefit lower premium rates due to the abundance ... business insurance ... the business insurance market. The BizCover Small Business Insurance Index has shown premiums continuing to ... seen prices creep up 1%. It should be noted that premium prices are still a whopping 40% lower than the base ...
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read more... about what kinds of business insurance coverage you may need to ... ... so it's important to think about what kinds of business insurance coverage you may need to help ensure it is protected. ... may want to consider Cyber Liability insurance. A Cyber Liability insurance policy is designed* to ...
read more... the appropriate types of business insurance. [] ... . C yber L iability insurance policy is designed to help ... cyber breach or attack. Costs associated with defending a cyber claim are also covered. Examples of the types of risks Cyber Liability insurance ...
read more... at the common types of cyber risks that SMEs face and ... with potential scams. Types of cyber risks Cybercrime Spotting [] ... like to learn more on how to spot a cyber scam, Scam Watch has a list of educational ... insurance options to suit your business needs, including Cyber Liability insurance * . Cyber Liability insurance ...
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read more... .com), a leading-edge online insurance model that connects independent professionals ... critical Professional Liability (E&O) insurance solutions ... development and extensive negotiations with top-tier insurance companies, we have built a robust platform ... had many alternatives when it came to buying business insurance. BizInsure has entered this space to satisfy the ...
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read more... clients buck the trend of insurance price hikes. Whilst the Australian ... the availability and pricing of insurance for SMEs, BizCover can report ... Report can be viewed here: SME Insurance Price Index Public Liability insurance is an essential cover for SME's ... in prices quarter on quarter for Professional Indemnity insurance. The one area that has seen ongoing ...
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read more... reductions on their Public Liability insurance, while prices have remained steady ... ... . The increase did not affect the cost of insurance for small businesses on the BizCover platform as prices ... changes for SMEs when it comes to their business insurance, commenting “While costs may be rising for Australian' ...
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read more... a professional, considering Professional Indemnity insurance to protect* you and your ... ... of business. Below we'll explore Professional Indemnity insurance and how it can apply to your work as ... civil engineers, there's no one size fits all insurance solution because every business is different and no two ...
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read more... most common types of business insurance, but do you really know ... . What is Public Liability insurance*? Public Liability Insurance is designed ... What is Public Liability insurance * ? Public Liability Insurance is designed to provide ... to consider. What is Professional Indemnity insurance * ? Professional Indemnity protects you against ...
read more... the BRW article. Self-proclaimed insurance industry disrupter BizCover is trying ... by letting newcomers to the insurance sector, such as Coles ... the permission of four of the nation's major insurance houses to sell their products. BizCover targets the ... . BizCover provides general advice and assistance through the insurance buy and claims process. But it has the ...
read more... 'What limit of Professional Indemnity insurance do I need?' While this ... ... whether there is a minimum limit of Professional Indemnity Insurance you are required to maintain to comply with their ... selecting an appropriate limit of Professional Indemnity Insurance. These include: The size of your ...
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read moreBizCover's SME Insurance Price Index has unveiled a ... the COVID-19 pandemic with insurance rates remaining flat for a ... acquired from BizCover's ... quarter,” he said. “Key sections of business pack insurance that are frequently used by retailers such Contents, Glass ... out the downturn,” Mr Gottlieb said. “Insurance is an essential business expense and dealing with ...
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read more... yourself is with professional indemnity insurance. This type of policy provides ... ... ways to protect yourself is with professional indemnity insurance . This type of policy provides cover for ... of their work. It's an especially important insurance for people working in the health industries, who ...
read moreProfessional indemnity insurance is handcrafted to provide coverage ... ... any potential policy holder needs to consider when deciding upon whether or not they should buy professional indemnity insurance is the potential financial loss that can occur as a result of legal fees whether or not ...
read more... . Whilst you've got the insurance to help you out, you ... ... business and your bottom line. Whilst you've got the insurance to help you out, you'd ultimately rather avoid the ... are some of the most common BizCover Business Insurance customer claims, and tips on how to prevent ...
read more... successful in taking out the Insurance Business Brokerage of the Year ... BizCover’s Michael Gottlieb is Featured in Insurance Business Magazine’s Hotlist Here’s the extract ... Capital business was successful in taking out the Insurance Business Brokerage of the Year award and featured ...
read moreIn January, our Managing Director Michael Gottlieb was interviewed by Insurance Business magazine, giving his outlook on 2014. Insurance Business - The In January, our Managing Director Michael Gottlieb was interviewed by Insurance Business magazine, giving his outlook on 2014. Insurance Business - The Year Ahead
read more... yourself is with professional indemnity insurance. This type of policy provides ... ... ways to protect yourself is with professional indemnity insurance . This type of policy provides cover for ... of their work. It's an especially important insurance for people working in the health industries , who ...
read moreThe art of juggling parenthood while running your own business is anything but an easy feat. Theres always something screaming for your attention, from managing client ... of trying to make heads or tails of business insurance. Understanding the different kinds of coverages your business ... policy to your personal home contents insurance. Cyber Liability* Many mumpreneurs have embraced the ...
read moreThe career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... reputation crashing down. Having the right business insurance as part of your overall business plan is ... don't become a statistic. [i] Cyber Liability insurance provides essential financial protection if your system ...
read moreYour business property is like your home away from home and is the place where you work your magic. Whether you're in the business of providing expert advice to clients ... premises. As part of the insurance assessment process, an assessor may ... insurance policy: Machinery As with most types of insurance policies, there are a number of factors that affect how your premium ...
read moreEASY process, great premiums--Rebecca E--Disabilities Assistance Service
read moreGreat service & support. Competitive premiums.--Eric L--Accountant / Accounting Service
read moreThe new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... you may be able to make a saving on your insurance. Also if you are no longer doing certain business activities ... your policy premium accordingly another may see your business as low risk and offer a lower premium. The ...
read moreYour business is your livelihood. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... Insurance if you make a claim on an underinsured building, (perhaps you were hoping to saving on some premium ... include Business Interruption as part of your Business Insurance package. It's important to remember that ...
read moreA large number of people that start businesses, in Australia have been experiencing a steady growth in business for the past few years. One area that is growing in magnitude ... you, is by purchasing something called Professional Indemnity Insurance , this is a very safe option to ... that someone files suit against you. Professional Indemnity Insurance works by insuring you the cost of a claim ...
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read moreYour clients rely on your expert advice and services as a physiotherapist. You help ease their aches and pains from minor sprains to long-term rehabilitation programs ... requirement for you to have your own Public Liability insurance policy. Always be sure to check the level ... call to our friendly team. We're all about making insurance easy, so there's no messy paperwork or jargon. Find ...
read moreJust imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... question that brought her up short: have you got insurance? Janine did not. And for the months of ... I had been responsible and set my business up with the insurance I needed, it would have been a very different story ...
read moreThe world of retail is fast-paced and varied, with no two days ever the same. With so much going on, it also creates a recipe of risks and opportunities for things to ... station owner lodged a claim under their Theft and Money insurance* covers for $13,000. Once the claim was ... or armed hold up. It is not unusual for theft insurance to need the item stolen to have been securely stored ...
read moreDoes the thought of being off work for three months due to a major mishap with a nail gun horrify you? As far-fetched some accident stories may sound, the reality is ... an illness. That's where Personal Accident and Illness Insurance comes in to play. Designed to protect your ... , the waiting periods and the type of Personal Accident Insurance policy you want to have in place. You can ...
read moreWhen it comes to building and creating quality pieces of craftsmanship, cabinet makers know a thing or two. This highly skilled trade involves having an eye for detail ... risks every day. Having the right types of insurance in place to protect your cabinet making business is ... be a legal requirement to have Public Liability insurance in place before you undertake a contract or step ...
read moreWorking as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it's also the ... yourself against this risk you should consider Professional Indemnity Insurance, which can help protect you for any claims ... risks and have combined the two covers into one insurance package. So you can choose to get one ...
read more... new business over the Christmas holiday period. No other insurance companies were open. What a relief I could search, compare and secure a new insurance policy online through BizCover! Highly recommen--Katherine W--Motel ...
read moreRan smoothly apart from trying to obtain premium breakdown--Michael M--Computer Programming Service
read moreYou're a retail lifesaver, helping customers at all hours with all sorts of essentials, from early morning coffees to midnight snacks. As a convenience store, you've ... your convenience store is exposed to and how insurance can help safeguard it from potential disasters. Dealing ... are going to want to insure it! Building insurance covers the costs of repairing or rebuilding your store ...
read moreChristmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the ... are carrying increased stock levels. Do you have Business Insurance to cover your stock and contents from theft or damage ... goods in transit cover as part of your business insurance. If you already have cover you may need ...
read moreBizcover makes professional insurance easy. Good selection of insurance varieties and options. Easy to review, change and renew. Competitive rates.--Darren J--Real Estate Agency Service
read moreFrom fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... brand, you'll need to ensure you have the correct insurance before you can sing 'to market, to market we go ... exposes you to a wide range of potential risks. Insurance for market stall holders is designed to protect you ...
read moreAs much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them and the simplest of ... and show you just how much having good business insurance coverage can save a small business in these ... and safeguard against them by making sure you have the right insurance policies in place. It's also a wise idea to ...
read moreI compliment your company on such an easy and effortless way to acquire insurance with good information when comparing Insurer options.--Tim M Mesic--Architecture & Surveying
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Hackers. These are not just dodgy movie characters but real life people, doing real damage to businesses across the globe, including Australia. If you’re thinking your small business down under is of no interest to these criminals, think again. Every business with an online presence is at risk of a cyber attack and with cyber crime claiming 6 million victims in 2018it might be time to bite the bullet and get the right cover for your business.i
Cyber Liability insurance* is designed to help protect you from claims and support your profitability in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered. Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of customer personal information, cyber crime, cyber extortion/ransomware and business interruption due to a cyber event.
In a nutshell, your customer data is sacred. If you don’t protect it properly, your business may be fed to the wolves.
If you’re still not convinced your business may be at risk, here are the cold hard facts about doing business in today’s technically advanced world:
Independent feedback from our customers rated our service at excellent.
With the policies available through BizCover you can choose coverage amounts between $50,000 to $2 million
Sit back for a minute and think about this….it might be the first time you have considered the impact on your business if your website was taken offline? Could your business survive the reputation damage, and the losses associated with a data breach?
You should consider what your business requires including by reference to:
Hackers are alive and well and get a thrill out of making business owners sweat. Cyber Liability Insurance can reduce your risks and help you rest easy knowing your business is covered from even the craftiest of criminals.
Here are is an example:
The cost of lost data
An insured accountant had an employee who accidentally misplaced a company laptop that contained a list of 1000 client tax records and credit card details. A policy payment totalling $250,000 was made to cover the costs involved with notifying the affected individuals and the Privacy Commisioner of the data breach. The cost of hiring a Public Relations firm to assist the insured with re-building their business reputation was also included.iii
With more and more cyber criminals targeting SMEs, how can small businesses protect themselves?
1300 920 863