Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don’t recognise. He’s telling you he is hurt – badly – and you’re responsible. You hang up.
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What’s the difference between Public Liability and legal liability?

Liability can be a confusing term for small business owners. You’ve probably heard of Public Liability insurance, but what about Legal Liability?
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Legal Requirement for Public Liability Insurance

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Why personal trainers should think about an Allied Health Combined Liability policy

From personal trainers to fitness instructors, the health and fitness industry covers many occupations.
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Top tips for buying Management Liability Insurance

As a small business owner, you know all too well that the fate of your business is in your own hands. But did you also know that as a company director or senior manager involved in the management of a company, you also carry specific responsibilities that have the potential to also leave you personally liable if things in your business don’t go as planned.
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Top 5 reasons for having Professional Indemnity and Public Liability insurance

You’ve worked hard to build your business, so it makes sense to protect it. Below are the top 5 reasons NHAA members should hold and maintain Professional Indemnity and Public Liability insurance.
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A sole traders guide to understanding Public Liability Insurance

Sole traders are people who own and run a business as individuals. Australian sole traders enjoy many benefits that come with being self-employed, from setting their hours and rates to choosing the clients and customers they work with.
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Business Insurance Guide for the Self-Employed – Part 1

There is nothing like being your boss. The freedom, the opportunity to pursue your passion and being in control of your career path. It also comes with the responsibility of managing your finances, marketing and other key plans for success. Any solid business plan should have a focus on risk management strategies and protection for your business for the long haul.
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Does Public Liability insurance cover employees?

As a small business owner, you may already hold Public Liability insurance*. But do you know exactly what your policy does and does not cover?
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Managing Risk and Liability as a Sole Trader

Having complete control over your business is a wonderful thing, so it should come as no surprise that the sole trader route to business ownership is very popular in Australia’s small business owner community.
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