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What is Public Liability Insurance

... , loss or damage to property. Small business owners have a responsibility to ... are doing business with another business, make sure they have public liability insurance too ...

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Public Liability Insurance

Here's the lowdown on public liability insurance As a small business owner you already have ... and defence costs Public Liability Insurance protects you and your business against the ...

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Product Liability Insurance

... of a Public Liability policy. It is designed to protect businesses against the ... making a claim against your business for personal injury or property ...

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7 Types of Insurance Your Small Business Should Consider

If you own a small business, there's no denying one the ... to protect your assets is Small Business Insurance. But what kind of ... it comes to insuring ... enough to put a small business out of business! Public Liability Insurance explained. Professional Indemnity ...

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Triumph after Tragedy for QLD Fitness Trainer Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program'

... Winner of Bizcover.com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte ... seniors, and thanks to Bizcover.com.au's Small Business ... way micro, small and medium sized businesses buy Professional Indemnity, Public Liability, Business Insurance, Management ... range of other small business programs such as the Small Business Champion Awards, which ...

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Things you didn't know about small business insurance

... the insurance sorted for your small business can be pretty straightforward, jump ... the insurance that suits your business. But there are a few ... the insurance sorted for your small business can be pretty straightforward, jump ... put this in perspective, a public liability policy for an SME working ...

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A $2,000 Wish for Your Small Business

... any small business owner about the most difficult aspect of running a business ... venturing down the path of business ownership is trying ... expense! Starting off as a small business themselves back in 2008, BizCover ... , they've been granting wishes of small businesses around Australia since 2014 with ...

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Lifestyle Tradie Group trades up; next Small Business Buddy Winner

... Team wins the latest $2000 Small Business Buddy Wish from BizCover Insurance. ... the latest winners of BizCover's Small Business Buddy Wishes, with ... productivity will improve overnight”. The Small Business Buddy Wishes grant is an ... coverage for Small Businesses. “Our success is due to the small business community, who ...

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Childers Local wins the latest Small Business Buddy Grant

... of the Bizcover $60,000 'Small Business Buddy Program' Grant Queensland,February ... animal grooming and pet care business "Hannah's Hand Pet Care ... of the Bizcover $60,000 ‘Small Business Buddy Program’ Grant Queensland,February ... the latest round of Bizcover's Small Business Buddy Program. An avid animal ...

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Latest Small Business Buddy Winner: Evermore Memories

... PRIZE. Latest Winner of Bizcover.com.au 'Small Business Buddy Program' Evermore Memories, a ... the latest winner of BizCover's Small Business Buddy ... PRIZE. Latest Winner of Bizcover.com.au 'Small Business Buddy Program' Evermore Memories, a ... early stage funding. The BizCover Small Business Buddy Grant is specifically designed ...

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Common Small Business Insurance Claims and How to Prevent them.

If you are a small business owner you know that things ... on the running of your business and your bottom line. Whilst ... ... Theft is unfortunately common for small businesses, especially for shop fronts with ... personal items stolen. While most small businesses can't afford to implement the ...

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5 Money Saving tips for Small Business

Most small business owners are conscious of their ... out or have been in business a while, you'll want to ... make the most of your business ... . Smart Website Design For most small businesses having a web presence is ... your Financial Services As a small business, you need to ensure that ...

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Is your Small Business Summer Proof?

... of challenges and risks every small business should be aware of. Complete ... ... of challenges and risks every small business should be aware of. Complete ... take advantage of. As many small businesses shut to enjoy the summer ...

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Small Business Continues to Win on Insurance Prices!

... pressure, prices remain flat for small business. Recent financial results from the ... price increase; however the BizCover Small Business Insurance ... pressure, prices remain flat for small business. Recent financial results from the ... price increase; however the BizCover Small Business Insurance Price Index for the ...

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Small Business Insurance Index

... strong price increases in the business insurance market, SMEs are continuing ... increase in the cost of business insurance, the BizCover SME Insurance ... strong price increases in the business insurance market, SMEs are continuing ... to the cost of their Public Liability insurance. SME Professionals have been ...

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The Risks of Growing Your Small Business

"The only strategy that is guaranteed to fail is not taking risks." - Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps ... accountant! Interest payments charged on business or investment loans are tax-deductible ... ? Insure your legal liability! Public Liability (or 'PL') covers claims against personal injury ...

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Public Liability Insurance NSW

... lowdown on NSW public liability insurance As a small business owner in New South ... Retailers pay for Public Liability Insurance? The average amount a small business Retailer can ...

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Public Liability Insurance QLD

... lowdown on QLD public liability insurance As a small business owner in Queensland you ... Retailers pay for Public Liability Insurance? The typical amount a small business Retailer can ...

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Public Liability Insurance WA

... lowdown on WA public liability insurance As a small business owner in Western Australia ... pay for Public Liability Insurance in WA? On average, a small business operating in ...

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Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide turning? An oversupply of capacity and competition in the insurance market over the last few years has ... , Combined Professional Indemnity & Public Liability and Public Liability /Business Packs. Michael Gottlieb, BizCover ... The Combined Professional Indemnity & Public Liability market, which is largely dominated ...

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The State of Small Business

It's that time of the year again, when we dust off the blue and maroon jerseys and battle it out on the footy field for the prestigious title of State of Origin champions ... of the Small Business Bravery Index (SBBI), we asked our small business owners to ... Over 55% of small businesses are barracking for their business, suggesting that their ...

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Progressive Distillery in Hobart Tasmania, defeats hundreds of others Small Businesses Nationwide to become the latest winner of BizCover's $2000 grant, BizGiver.

Deviant Distillery, a high tech distillery in Hobart Tasmania, is doing something no one has even though of before. They've developed their own propriety technology that ... Small Business Insurance Comparison Site, is a $2000 Small Business Grant that awards a Small Business ... these individual and very unique businesses like Deviant Distillery be successful ...

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The Risky Business of Insurance

... Real Costs to Australian Small Business? Small business owners tend to be ... and future planning. Managing business risk and ensuring that ... a ... the Real Costs to Australian Small Business? Small business owners tend to be juggling ... Examples of “must have” insurance: Public Liability– protects against legal and court ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically worry about covering ... for most risks that a small business faces? When looking for Business Insurance, most small business owners typically worry about covering ... to ensure you have your Public Liability cover in case a customer ...

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A roadmap to staying in business for the long haul: Part 2

... journey to becoming a successful small business owner is one of twists ... to help you stay in business for the long run. Strap ... ... We know that running a small business can be isolating, particularly if ... the ways business insurance can help keep your business alive: Public Liability is an ...

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Our Customers Get Their Bad Business Habits Out of Their System

... a campaign that showed how small business owners really feel about their ... their system! The campaign features small business owners who were previously ... their system! The campaign features small business owners who were previously victims ... when he subjected his old public liability policy to his bandsaw. Jill ...

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A roadmap to staying in business for the long haul: Part 1

... , that developed into printing some business cards and before you knew ... proud owner of your own small business. By no means, an easy ... feat ... proud owner of your own small business. By no means, an easy ... vital to being a good small business owner. If you're not financially ...

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iSelect partners with BizCover to launch business insurance comparison

... partnership with BizCover, Australia's leading small business insurance service provider. Through the ... is now offering small to medium (SME) ... partnership with BizCover, Australia's leading small business insurance service provider. Through the ... existing iSelect customers are also small business owners and we are pleased ...

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Protect your business with Statutory Liability Cover

... of insurance policies available to small businesses to protect against countless number ... or your own. However, many business owners are unaware ... of insurance policies available to small businesses to protect against countless number ... become familiar with as a small business owner. Company Laws Every company ...

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Dishing up the facts on food business insurance

... it comes to insuring your small food business, sometimes it can feel ... ... types of insurance should food businesses consider? Public Liability Insurance Dishing up food ... that go into making a small business dream a reality, making it ...

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The Easter Bunny's Guide to Business Insurance

... denying that Easter is big business. In the Easter game, the ... ... , it could also represent a public liability risk, for which the Easter ... He also has cover for Business Interruption, and should the unthinkable ...

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6 Areas You May Not Have Thought Business Insurance Covers

... it's vital to protect your business assets and revenue against potential ... risks that may impact your business, such as fire, storms, theft .. ... to run your business and earn an income? Business Interruption provides cover ... other essential covers such as Public Liability and Professional Indemnity insurance to ...

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5 Ways To Prepare Your Business Premises For The Cooler Seasons

... time to make sure your business premises is prepared for the ... tips can help make your business safer for the cooler seasons. ... ... occurring: Increase lighting around your business building with sensor lights Make ... Having Public Liability insurance is one of the vital safeguards for your business ...

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BizCover Customers' Top Tips To Grow A Business

... the plunge and start a business? Also, and perhaps most importantly ... in order to grow your business once you've taken that plunge ... ... of the person behind the small business they are supporting.” One Management ... , it still doesn't quell typical small business fears of taxes stunting their ...

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Business Horror Stories

Running a business can be a wonderful rewarding ... think. 1 in 5 Australian businesses are the victims of a ... ... incur the additional costs of business interruption and productivity loss, network ... a serious toll on a small business, even shutting them down for ...

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Business Insurance

... right for you Your business may be considered 'small' but it's big ... to plan. Public Liability Building & Contents Glass Tax Audit Business Interruption Theft ...

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How Much Does Business Insurance Cost

... your Public Liability cover in a Business Insurance pack. The beauty of Business Insurance ... taken out by food businesses Like retailers, Public Liability insurance is the most ...

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

... the potential to cripple your business and effectively 'lock up' operations. ... Business interruption insurance can provide both ... lucky country ... natural and man-made, strike everyday businesses both small and large, and can ... costs involved in re-writing necessary business 'records and documents following loss ...

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Stranger Businesses

... share with us their "strange" business names. Creative, left of centre ... , these businesses are definitely ones that you ... ... a pop-up store near their business, causing confusion among their customers. ... Australian owned and made clothing business. Coming from a graffiti background ...

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Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... the best value on your business insurance. Cover yourself up! Check ... of your policy match your business today. If you have downsized ...

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Business Interruption

... potential to bring the business to its knees. Business interruption insurance is ... the premises were being repaired, Business Interruption insurance would generally cover ...

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Insurance For electricians

... cover that's right for your business Public Liability Let's be honest, there's a ... high for electricians. Even the smallest of mistakes can have big ...

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Reviews related to public liability for small business

  • Very affordable insurance for public liability. I now use Bizcover for both my fast food business and my contractual training work.

    Katrina S
    Fast Food Retailing

  • Easy very fast and efficient, 1st timer on public liability insurance

    Les K
    Door Or Window Wholesaling

  • I have never purchased public liability insurance so I had no idea about anything. I rang Biz cover and spoke to Patrick who was super helpful and explained everything to me in a simple way that was easy to understand, I believe that I have also received

    Simona F
    Kitchen / Bedroom / Bathroom Furniture Manufacture & Installation

  • seems easy enough to obtain our public liability. Hopefully we are fully covered now.

    Natalie R
    Commercial Cleaning Services

  • very easy to get my public liability insurance done within minutes!! Thanks.

    Troy M
    Landscape Construction

  • It was so fast and simple to obtain insurance for my small business!! I am a new small business owner and am new to this so I found it easy to use and fast to obtain :)

    Ragan M
    Allied Health

  • Very easy to navigate. Great for small business owners looking for clear concise quick service.

    Claire D
    Recruitment Consulting / Employment Agency Services

  • So easy and affordable to small businesses!

    Christy B
    Beauty Salon Operation

  • Great service easy to use and quick for small business

    Andrew W
    Business Administrative Service

  • Dealing with BizCover is always so easy and efficient. We have used them for multiple business covers over the last 5 years and will continue to deal with them for our business needs. They are great !!!

    Ranee B
    Management Consulting Service

  • Fantastic. Needed to organise business insurance for a new business over the Christmas holiday period. No other insurance companies were open. What a relief I could search, compare and secure a new insurance policy online through BizCover! Highly recommen

    Katherine W
    Motel Operation

  • very easy and seamless process. It took me less than 20 mins through bizcover to insure my business whereas i also tried to go through an insurance broker who took 2 weeks and did nothing for me.

    Smita K
    Finance and Mortgage Broking

  • You make life a lot simpler in choosing business insurance. Thank you.

    Paulus A
    Information Technology

  • unbelievable savings truly amazing the difference in the insurance costs thank you biz cover i will be recommending you to all my fellow business owners regards Palew Constructions

    Richard A
    Trades & Services

  • BizCover are posiibly the easiest and best insurer I deal with. I ALWAYS recommend them to business associates.

    Roger T
    Information Technology (IT) / Computer Consulting Service

  • Easy online process for getting an insurance solution and quote. I was able to complete this at a time that suited me, without being limited to business hours telephone support type scenarios.

    Trevor M
    Medical Supplies and Equipment Wholesaling

  • easy process from start to finish for uncomplicated business insurance.

    Alisha O
    Management Consulting Service

  • Easy, great service, definitely recommend to those putting off business insurance because it's too hard"!

    Jordana B
    Professional Writer

  • Fast, simple, easy....just the way business should be

    Charles C
    Boat Retailing - Including Used

  • For a first time business operator I found the process quick and easy

    Emma T
    Occupational Health And Safety - Ohas - Consulting Service

  • Great alternatives for my business insurance. Saves a few hundred dollars by simply service the service :)

    Corey H
    Gift Shop Operation (Except Adult/sex Shop)

  • Great easy to use business tool.

    David D
    Communications Consulting

  • Great to be able to organise this online - so many insurers make it so hard to do business with. This was easy and quick.

    Heidi S
    Management Consulting Service

  • I have been a business customer for a few years now and you just have the best prices and just make it so easy to keep all my polices up to date.

    Benjahmin M
    Computer Programming Service

  • I'm happy to get my business to get cover.

    Koneferenisi M
    Carpenter/Carpentry Services

  • It was great to quickly compare quotes and policies to get the right one for my business. Faster than other ways and works out a lot cheaper too.

    Kerry W
    Electrical Engineering Consulting Service

  • Love the ease of acquiring insurance for the business... well done people

    Dianne B
    Automotive Electrical Component Manufacturing (Except Batteries)

  • Made the whole process of securing business insurance easy! Thank you!

    Rosslyn C
    Management Consulting Service

  • Nice and easy to do business with Bizcover. Thank You.

    Darren S
    Tour Guide Service

  • outstanding costumer service, very quick response . i will definitely do business again with biz cover

    Gafar M
    Education Consultant

  • Process so far has been very easy, I look forward to doing business with you in the future.

    Simon M
    Tiler / Tiling Contractor

  • Quick and efficient service for business insurance

    Franco M
    Horticultural Services

  • Simple and friendly process to get my business covered. Thanks BizCover!

    Campbell I
    Preserved Fruit Or Vegetable Wholesaling

  • Simple easy and efficient service for business insurance renewals.

    Scott E
    Training Consultancy Service

  • Simple enough to navigate and compare, and as a first time business insurance purchase gave me confidence over other online services due to the disclosure of the underlying companies and their PDS.

    Duncan S
    Management Consulting Service

  • The service provided is A1 and will refer more business for Insurance and other related matters.

    Chandra Prakash C
    Tax Agent Service

  • This was the easiest way to ensure not only was my business insured, but that I was able to know I was being offered the best price! Thank you.

    Amanda G
    Domestic Cleaning Services

  • unbelievable savings truly amazing the difference in the insurance costs thank you biz cover i will be recommending you to all my fellow business owners

    Richard A
    Builder - House Construction Alteration Or Renovation

  • Very easy to use and understand. I am a first time business owner and Bizcover has does the hard work for me. Thanks you for this great service.

    Jessica M
    Beauty Salon Operation

  • Very easy to use, made selecting and covering new business a five minute exercise!

    John O
    Computer Programming Service

  • Very happy with the process and follow up from BizCover. Pleased to have my business with this cover in place.

    Graeme C
    Management Consulting Service

  • Very quick, intuitive and easy to navigate changes to my policy. Thanks for making my business run easier!

    Benjamin Z
    Management Consulting Service

  • Easy website to conduct my business

    Allan W
    Security System Consultant

  • Very easy to transact business

    Craig B
    Personal Fitness Trainer/Service

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Get the cover that's right for your business

With BizCover you can choose policies from 3 levels of cover, $5 million, $10 million and $20 million.

Policies are usually tailored to individual businesses. Each business will require a different amount of cover and when deciding on how much cover you should have you should think about the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally think about what your level of risk and exposure could be. What kind of accidents could occur and what could be the potential cost of a claim?