5 Tips for getting the best Public Liability insurance for your business

... 're a sole trader or small business owner, there's no doubt ... of protecting your business and your customers with Public Liability insurance If you're a sole trader or small business owner, there's no doubt you're aware of the importance of protecting your business and your customers with Public Liability insurance . It offers protection should a ...

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7 Types of Insurance Your Small Business Should Consider

If you own a small business, there's no denying one ... to protect your assets is Small Business Insurance. But what kind of ... it comes to insuring ... ), and could be enough to put a small business out of business! Public Liability Insurance explained. Professional Indemnity Insurance If your business or profession involves providing a service or advice ...

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Help Protect your small business' reputation

... it comes to running a small business, your brand and its reputation ... take just one small mistake to destroy your business in minutes. As ... , and it can take just one small mistake to destroy your business in minutes. As Warren Buffet famously said ... Liability insurance can also offer a Public Relations component which will assist with protecting your business' ...

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Cyber Liability Insurance: the safety net small businesses need

... to hit, but the wider public is now starting to realise ... and especially to small businesses. The reality is, no small business is immune ... systems are vulnerable to breaches. By implementing a few basic preventative measures and robust Cyber Liability insurance, small business' are ensuring they are able to survive cyber-attacks, now and in the future ...

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The Art of Being a Creative Small Business

... 're running your own business as a small team or flying solo ... , screenwriters and many more. Any small business owner [] ... may need business insurance as a creative professional include i f you are an artist out and about, protecting your portable equipment and tools, for others it may be a requirement to hold Public Liability ...

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Triumph after Tragedy for QLD Fitness Trainer Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program'

... Bizcover.com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte ... to Bizcover.com.au's Small Business Buddy program that dream ... service and is changing the way micro, small and medium sized businesses buy Professional Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple ...

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Things you didn't know about small business insurance

... the insurance sorted for your small business can be pretty straightforward, jump ... the insurance that suits your business. But there are a few ... insurance policy might not cover all the liabilities related to your business. As an example most home and ... lower premium. To put this in perspective, a public liability policy for an SME working from home generally ...

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Common Small Business Insurance Claims and How to Prevent them.

If you are a small business owner you know that things ... on the running of your business and your bottom line. Whilst ... ... of spills, falls, theft and power surges. One Small Business recently had to make a claim to replace their ... broken freezer, investing in a backup generator. Liability Claims Another common claim seen all too ...

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Small Business Insurance Price Index Q3

... quarter. The latest Quarterly BizCover Small Business Insurance Price Index has shown ... ... quarter. The latest Quarterly BizCover Small Business Insurance Price Index has shown insurance ... non professional sector, primarily around Public Liability and Business Packs (predominately covering perils and ...

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What are some types of insurance available for small businesses?

... comes to running your own business, an important consideration is getting ... your business insurance sorted. There are many ... insurance sorted ... operate in, business insurance is an important part of managing the risks of a ny small business. It's ... for public liability, tax audit, employment practices and statutory liability risks. Business Insurance ...

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Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... against accidents is a relatively simple process. Purchasing public liability insurance online, where quotes are instant and transparent, is a prudent choice for small business and one that can provide instant peace-of ...

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The Risky Business of Insurance

... Real Costs to Australian Small Business? Small business owners tend to be ... and future planning. Managing business risk and ensuring that ... a ... a small business owner make savvy insurance decisions? Define “must haves” It's important to distinguish between 'must have' and 'nice to have' insurance. Examples of “must have” insurance: Public Liability ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically worry about covering ... things such as their legal liabilities and ... liabilities and top of mind assets such as their building, contents and stock. But did you know you can get cover for most risks that a small business ... Public Liability cover in case a customer or member of the public ...

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A roadmap to staying in business for the long haul: Part 2

... journey to becoming a successful small business owner is one of twists ... to help you stay in business for the long run. Strap ... ... groups and online forums to join within the small business realm, it's a lso a great way ... business insurance can help keep your business alive: Public Liability is an essential cover for any business ...

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Our Customers Get Their Bad Business Habits Out of Their System

... a campaign that showed how small business owners really feel about their ... their system! The campaign features small business owners who were previously ... , showed no mercy when he subjected his old public liability policy to his bandsaw. Jill, the café owner ... put a spin on the question of what it was small business owners wanted to get out of their system. We decided ...

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Dishing up the facts on food business insurance

... it comes to insuring your small food business, sometimes it can feel ... ... few boxes of groceries! Public Liability insurance is designed to protect your business against such claims by ... effort, and money that go into making a small business dream a reality, making it equally important to have ...

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Five Tips for Starting your Home-based Business

... start your own home-based business. The COVID-19 pandemic has ... all walks of life and business experience. If you've ever ... get started. 1. ... Public and Product Liability * : Public Liability insurance is  designed to provide protection for you and your business ... support your small business through all the stages of your small business journey . ...

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Finding the Right Business Insurance Can Be Hard but BizCover Makes it Easy

... minutes. If you run a business, it is absolutely essential that ... yourself and your assets with business insurance. However, figuring out exactly ... public liability, professional indemnity , cyber liability, business interruption and tax audit insurance . In many cases, businesses ... area . N owadays , small business owners are typically very time- ...

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The difference between Public Liability and Professional Indemnity insurance

... the most common types of business insurance, but do you really ... they can protect your business. What is Public Liability insurance*? Public ... fees). Do I need Public Liability insurance? These are some examples of when a small business needs to consider protecting their business with Public Liability insurance. Occupations such as ...

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Public Liability Insurance for Cabinet Makers

... up your tools. Protecting your business against unplanned challenges, like an ... with the right kind of business insurances in place. Regardless ... not be responsible for. Your Public Liability insurance covers your reasonable legal costs, even if you are not found negligent. At BizCover we care about helping Australia's small businesses get protection. We deliver ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses or damage to ... result of your business' activities. Failure in obtaining public ... to have public liability insurance. Legal Requirement for Public Liability Insurance Although public liability insurance is not a statutory requirement, most small to medium sized businesses do take out ...

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5 Things to Consider When Buying Public Liability Insurance

Public Liability insurance. It's one of ... appropriate cover for your business? Not all Public Liability policies are the same ... ... when arranging appropriate cover for your business? Not all Public Liability policies are the same and along ... ? At BizCover we've been helping small businesses with their insurances for over a decade ...

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Small Business Index July 2015

... down the price of professional/business insurance for Australian SMEs. Since ... ... drop in prices since the index started of 38% lower than the base value only 3 years ago. Public Liability /Business Packs have not enjoyed as much of a drop in prices, falling only 20 points since FY 2012/13 ...

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Small Business Insurance Index

... strong price increases in the business insurance market, SMEs are continuing ... increase in the cost of business insurance, the BizCover SME Insurance ... has seen an increase in the cost of business insurance , the BizCover SME Insurance Price Index ... of their Public Liability insurance. SME Professionals have been seeing increases in their Public Liability insurance ...

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The Risks of Growing Your Small Business

The only strategy that is guaranteed to fail is not taking risks. Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps ... Can You Do? Insure your legal liability! Public Liability (or 'PL') covers claims against personal injury ... avoidance of the kind of mistakes that could pull your business under. Of course, you also need to be able ...

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5 Reasons To Review Your Business Insurance This Christmas

... as stressful!) time for many small businesses. Come December the big Christmas ... ... a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people ... Now's the time to make sure you have Public Liability insurance , and if you do have it, ensuring ...

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Minding Your Own Business: A Guide to Mindfulness for Small Business Owners

... secret that running your own business involves hard work, determination, long ... plans, often involving holidays, increased business and better ... buzzword, the practice of mindfulness has maximum benefits with minimal effort required , making it perfect for small business owners on the go. In a nutshell, it's all about taking time out of your everyday ...

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A $2,000 Wish for Your Small Business

... any small business owner about the most difficult aspect of running a business ... venturing down the path of business ownership is trying ... will be determined by public voting via the BizCover Facebook page. You can enter as many times as you desire, providing your meet the entry criteria outlined below. You must be a small business - this means 20 ...

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Childers Local wins the latest Small Business Buddy Grant

... of the Bizcover $60,000 Small Business Buddy Program Grant Queensland,February ... animal grooming and pet care business Hannah's Hand Pet Care ... and also enjoys the people she meets as much as her animal clients. “The best thing about small business is getting to know each one of the clients personally, and being able to have a good chat with the owners ...

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The State of Small Business

It's that time of the year again, when we dust off the blue and maroon jerseys and battle it out on the footy field for the prestigious title of State of Origin champions ... to go off the field and take a look at some of the issues our New South Wales and Queenslander small business es are currently fac ing . F ind out who's kicking goals when it comes to levels of ...

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10 small businesses share what they love about their small business

... they love most about their small business. From the challenges to the ... Encore Admin Consulting (virtual assistant business) For Korryn, it is ... to the heart of owners from a variety of industries and asked them what they love most about their small business. From the challenges to the flexibility, and everything in between, read on to explore what's to love ...

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Lifestyle Tradie Group trades up; next Small Business Buddy Winner

... Team wins the latest $2000 Small Business Buddy Wish from BizCover Insurance ... latest winners of BizCover's Small Business Buddy Wishes, with a ... has partnered with Australia's leading insurers to provide simple and easy coverage for Small Businesses. “Our success is due to the small business community, who have over the past seven years have embraced our online ...

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Small Business Movies to Inspire When in Self-isolation

... relief, these movies about fictional small businesses are sure to keep you ... 've got all kinds of small businesses covers, so hang up the ... ... , and Joe (Tom Hanks) wealthy owner of rival chain store Fox Books. Take-aways from the tale? Running a small business can be tough, and it's important to be able to adapt and have a plan B when things don't ...

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5 Legal Essentials for your Small Business

... growing small businesses. You may be just starting out as a small business owner ... ... community and growing small businesses. You may be just starting out as a small business owner , or ... Dispute resolution procedures; and Limitations of liability and disclaimers. If you provide services ...

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Latest Small Business Buddy Winner: Evermore Memories

... Winner of Bizcover.com.au 'Small Business Buddy Program' Evermore Memories, a ... new unique business based in Geelong Victoria, is ... latest winner ... that too often gets knocked back by the lack of early stage funding. The BizCover Small Business Buddy Grant is specifically designed to assist business like Evermore Memories and be the boost they need to allow their ...

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Life after lockdown - How to re-open your small business

... are beginning to ease and businesses are slowly starting to head ... the right direction for Aussie small businesses and the economy. If you ... ... and over $700 , 000 in losses since the outbreak of the virus. Small businesses are not immune from cyber-crime and Cyber Liability insurance ca n be a wise choice when it comes to protecting your ...

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The Other Virus - Making Your Small Business Cybersafe When Working From Home

... another virus plaguing small business owners working remotely cyber-crime. Small business owners and ... risks that can damage their business ... remotely , now is an important time to consider protecting your business with Cyber Liability insurance. The current climate for small businesses is already disrupted enough, how could it cope with the stress ...

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Pure Flowers is Pure Class Online Thanks to BizCover Small Business Grant

... , was already a highly successful Small Business at the end of 2015 ... were awarded the BizCover $2000 Small Business Grant BizGiver, having won ... 10% off your online order. (See below for Terms & Conditions) Want your chance to win your Small Business wish? Simple head on over to our Facebook Page (or our entry page here for those without ...

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5 Money Saving tips for Small Business

Most small business owners are conscious of their ... out or have been in business a while, you'll want ... make the most of your business funds ... your website stays up to date and relevant. 5. Shop Around for your Financial Services As a small business, you need to ensure that your finances are in good order, and that means having the right financial ...

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10 Tools Every Small Business Should Gift Themselves This Christmas

When you are running a small business you have to be many ... can help you manage your business more effectively. Here are our ... ... to constantly print out forms, sign them and then scan them again? HelloSign is an eSignature software for Small Businesses. The best part about HelloSign is that you can request signatures from up to 20 people, so when ...

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8 Small Business Start-up Ideas for 2021

... considering starting up your own business in 2021, take a moment ... to think how your business can thrive in this 'new ... products and services ... available to guide you onto the right track of your start-up adventure. Top 8 small business start-up business ideas Virtual Assistant The need for virtual assistants has boomed in recent times, especially with ...

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5 Ways Digital Marketing Can Help Your Small Business During COVID

... there is one thing that small business owners have learnt during 2020 ... digital marketing can help your business stay in the game. We ... digital ... If you need more assistance with digital marketing strategies and growing your business online, contact Australian Small Business Advisory Services (ASBAS) . The ASBAS Digital Solutions team can provide help ...

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Is your Small Business Summer Proof?

... to enjoy, including plenty of public holidays, long days and great ... of challenges and risks every small business should be aware of. Complete ... enjoy, including plenty of public holidays, long days and great weather. But along with these great perks, summer comes with its own unique set of challenges and risks every small business should be aware of. Complete ...

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Preparing your small business for a Tax Audit

... audits of 100's of small businesses. Even if your books are ... that any audit of your business is as painless as possible ... ... tax office are going to want to see supporting documents to substantiate everything that you have put in your returns. Small businesses are required to keep all their records for a period of up to 5 years, so if you don ...

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Small Business Continues to Win on Insurance Prices!

... pressure, prices remain flat for small business. Recent financial results from the ... price increase; however the BizCover Small Business Insurance ... able to move prices and they have remain flat over the quarter (Graph 1). A win for small businesses! Prices across all insurance classes were stable across the quarter, and this was reflected across most industries ...

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The Business of Love: Small Business Couples Tell All - Part 2

... beans of what running a small business together is really like. From ... on what jumping into the business bed together is like. Mums ... ... two of our Valentines Day special, chatting to couples who spill the beans of what running a small business together is really like . From learning to give each other space to learning each other's hidden ...

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Small Business Resolutions for 2017

... both your personal life and business life and set some goals ... long way to focusing your business in the right direction. And ... ... set your goals for 2017 it's not too late. If you are looking for a bit of inspiration, we recently asked a number of Small Business owners about their 2017 resolutions. Most of the responses, focussed on building the ...

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What SMEs Need to Know About Business Contracts

... is a regular pitfall for small business operators. Contracts are often confusing ... the dotted line. SME Contracts Small business contracts are ... courts to be unfair and release the SME of liability. The law will apply to small business to business contracts if: At least one of the parties is a 'small business' (i.e. employs less than 20 people, including ...

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Be Like Water: Dragon Tao Kung Fu Takes Out the Competition

... , keep their livelihoods and their small businesses protected during the pandemic. We ... also continued our long-running small business grant competition ... and couldn't afford the cost for a new one. What does being a small business owner mean to you? Being a small business owner is fantastic. Of course, it is a lot harder than people may realise ...

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Spring 2020 BizGiver Winner to Spend Grant on Life Saving Equipment

... for a lot of people, small business owners especially. Here at BizCover ... , keeping their livelihoods and their small businesses protected during ... and help my clients as much as possible. What does being a small business owner mean to you? Why do you love your job? Being a small business owner gives me the ability to provide the service I believe ...

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How to Kickstart Your Best Year in Business

... great time to get your business ready for a successful year ... ... away. They can help put you on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big impact. It's all about working smarter, not harder, so go on ...

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Scams & Cybercrime at Tax Time

... just a busy time for small businesses, but it is the prime ... ... the money. Small Business in the sights of scammers You may be wondering why small businesses are a prime ... business. What is Cyber Liability insurance cover? Cyber Liability is designed to cover your business ...

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Comparethemarket.com.au and BizCover Announce White Label Partnership

... .au have joined forces, offering small business customers an opportunity to compare ... the leading online provider of small business insurance, having ... cover to our panel not only broadens our product offering to customers but enables Australian small business owners to be in control of their cover,” Phil adds. Michael Gottlieb, BizCover Managing Director says ...

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Pooch Pampering Practice gets a new luxurious dog hydraulic bath.

... $2000 BizGiver Grant. As most small businesses can attest, it can be ... ... the number of doggy clients. “The purchase of the new bath for dog grooming will help us grow our small business and reduce the ongoing costs of repairs and maintenance on the existing bath,” said Bensley, “as well as ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... connects independent professionals and small businesses to critical Professional Liability (E&O) insurance ... ... a new way of underwriting, and a new way of pricing professional liability insurance for independent professionals and small businesses. Our online model (made mainstream by the personal auto insurance industry) replaces ...

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A roadmap to staying in business for the long haul: Part 1

... , that developed into printing some business cards and before you knew ... proud owner of your own small business. By no means, an easy ... feat ... works for free! Keeping a finger on the pulse and an eye on the books is vital to being a good small business owner. If you're not financially savvy fear not and hire help in the form of a bookkeeper or accountant ...

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10 Reasons to celebrate our 10th Birthday!

... are the No.1 online small business insurance platform Sick of the ... ... customers do for a crust, and that's why we have put in the hard yards to grow our offerings to small businesses. Whether you're a butcher, a baker or even a candlestick maker, we are always looking to grow and find new ...

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Scooter & Jinx wins BizGiver Grant

... AND WINS THE BIZGIVER $2000 SMALL BUSINESS GRANT. Tucked away in Little ... ... & Jinx this meant that not all their checklist items could be completed on opening. “As most new small business owners can attest to, setup costs can and will blow out,” Chris concedes, “Funds available to finish off ...

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The Winner of the 41st BizGiver Grant is Baldyhall Rural Engineering

... Pty Ltd is a small family owned business servicing the rural sector ... will help him grow his business. What is your [] ... ... spell of dry conditions has meant limited spending from farmers, a key customer segment of our business. Running a business in a small community has challenges of its own. The award will help by ensuring we can keep ...

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A Guide to Helping Your Business Make a Stress-Free Claim

... something that mattered to your business due to a disastrous event ... claim you just want your small business to go back to running ... ... can be a highly stressful time, but it doesn't have to be. A fter a claim you just want your small business to go back to running like normal with as little disruption as possible. This guide is designed to help you as ...

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Aussie Entrepreneurs Share the Top 3 Lessons They've Learned

... own to start their own business and carve out their own ... ... is helping other small businesses grow, coaching them with the tools and frameworks to make their business a success. When ... in your industry. Trish Springsteen, Public Speaking Coach, Mentor and Author Trish ...

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Pet Stays, becomes the 32nd BizGiver winner

... BizCover Insurance's BizGiver $2000 Small Business Grant, winning an SEO package ... ... in 2014, the BizGiver Small Business Grant (formerly Small Business Buddy) has given away over $55,000 in small business grants to small businesses. There has been a wide range of Small Businesses enter, with granted ...

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Cyber Insurance: Is it worth it?

Many businesses think their business is too small to attract cyber criminals. Yet, ... are on the lookout for businesses of any size with ... rising. So why are hackers interested in small business? To start small business websites are often used as “watering holes ... System Repair Notification Public Relations Business Interruption The recruitment ...

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iSelect partners with BizCover to launch business insurance comparison

... with BizCover, Australia's leading small business insurance service provider. Through the ... is now offering small to medium (SME) business< ... 's other verticals, is a very complicated but important product. We know that many existing iSelect customers are also small business owners and we are pleased our offering can now help these customers to meet their ...

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Prevention & Protection - The Big Burglary Buffers

... despair that follows. Having your business burgled or robbed is a ... ... business insurance and is usually purchased as part of a business 'pack' along with other insurances such as Public Liability ... -UP Owners put too much into their small businesses to leave their stock and contents at the ...

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BizCover wins dual accolades over two big nights

... better customer experience in the Small Business Insurance space. On Tuesday night ... honoured to win the Small Business Award for Business< ... Australian program ranks the 50 fastest growing public or private technology companies, based on percentage ... “Our growth is a testament to the need of small business owners to be able to insure themselves quickly and ...

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Small Businesses Combating Coronavirus: Pinot & Picasso

... impacted a range of local small businesses we all know and love ... . We reached out to various businesses in Australia's SME community ... have ... And finally, do you have any other tips or strategies would you like to recommend to other small businesses owners? Definitely utilising social media and video content for promotion. There's never been so many people ...

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Books to Motivate When You Need to Self-Isolate

... to feel motivated as a small business owner with such uncertainty and ... ... coming to you.   Raving Fans – Ken Blanchard When it's harder than ever to be in small business and keep customers, this book offers a fresh approach to looking at your customers; by looking at them ...

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8 Lessons for Small Businesses from your Footy Finals Teams

It's that time of the year when cobwebs are brushed off jersey's, cars are adorned with streamers and there's an air of excitement and anticipation as to just who is ... field, last to leave – You know only too well the amount of time and effort that goes into keeping your small business running. And it's not just those first stages of setting up shop, it is being involved in the game ...

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The Best Thing Dad Told Me About Business

... the best bits of advice small business owners have been given by ... it comes to running a business and putting their best foot ... ... ” says Jocelyne. One year on and their brainstorming led to the creation of Good Citizens, a small business that is turning single-use plastic bottles into sunglasse s. A great example of how Dad's ...

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Fit Body Fit Mind wins a clean bill of health with BizGiver prize

Small Business is all about punching above ... , a Victorian health and fitness small business has won the 23rd BizGiver ... ... opportunity to make a difference to a community.” Fit Body Fit Mind, a Victorian health and fitness small business has won the 23rd BizGiver Grant from BizCover and will be receiving a brand new washer and dryer ...

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Creative Agency, Hustle Workshop is the latest BizGiver Winner

... bizcover.com.au $2,000 small business grant has been announced. Hustle ... to win the $2000 BizGiver Small Business Grant, receiving a new top . ... overlooked and a grant like this can really be the gift they need to allow their business to take a step up to the next level.” “As a small business, we are growing so fast and it is hard to keep up.” Vale points out ...

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Studio Lane Hair Boutique wins the 38th BizGiver Competition

Giving back to the small business community is something we're ... grant competition, where one lucky small business owner has the chance to ... go ... a salon-based computer, it would greatly improve the efficiency and productivity of the business. When asked what being a small business owner means to her, Renae said it was embracing the need to learn new things ...

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6 Common Risks That Small Business Owners Face When Starting Out

Stating your own business is a big step, full ... reality is a lot of small businesses don't make it and ... dangers involved with starting a business ... step, full of decisions, solid planning and a good dose of motivation . The unfortunate reality is a lot of small businesses don't make it and that's why we're here to shed light on some of the risks and dangers ...

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Kraut World Order - BizCover Customer Spotlight

... tough year for the Australian small business community.Here atBizCover,we ... keeping their livelihoods andtheir smallbusinessesprotected during the ...  did what we could to help defer their insurance payments, thereby keeping their livelihoods and their small businesses protected during the pandemic. We are also using this time to feature some of our customers ...

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Congratulations First Steps Safe Steps, Winner of the Business Growth Program

... , one of Australia's leading small business growth specialists, to offer one ... the opportunity to undertake a Business Growth Program. Normally ... of our lucky customers the opportunity to undertake a Business Growth Program. Normally valued at $2,850, the Business Growth Program is for small business owners who are frustrated with their current growth, having ...

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Mind the Gap: Understanding Underinsurance

Underinsurance, it's something many small business owners can overlook when it ... comes to insuring their business assets and building premises. One ... keeping a record of purchases are worth the effort. Need Building or Contents insurance for your small business ? The friendly team at BizCover can provid e multiple quotes from some of Australia's leading ...

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What's in it for S(Me)?: Customer loyalty marketing for small businesses

... on a recurring basis. A business may give points, like the ... Qantas Business Rewards program, or other incentives ... ... its unique needs to get your customers on board. To find out more about how Bizcover can reward your small business with Qantas Points, check out our launch offer here . [i] https://marketingvoice.ami.org.au/wp ...

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Kate Owen Gallery wins BizGiver Grant

... WINS BIZCOVER'S 24TH $2000 SMALL BUSINESS GRANT AND WILL RECEIVE A ... for supporting indigenous artists. The business [] ... and do such great things that it inspired us to also give back to our small business community that are big business to us,” explains Michael Gottlieb, co-founder and Managing Director of BizCover. The Gallery's ...

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Steady as she goes - still no increases in Insurance Premiums!

... indicating that the market for small business insurance continues to benefit from ... ... competition, as well as capacity in the market. This has been the case across all insurance classes for small business, all of them seeing little change over the quarter, once again. As forecast in the last quarter ...

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What are the common types of sole trader businesses in Australia?

... around a lot in the small business world and can sometimes cause ... confusion with what type of business set up it is relating ... common types ... any of the required liabilities of the business . Therefore if your business was to default on ... trader is a popular and attractive option for many small business owners with its low costs and flexibility in ...

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BizCover Customers' Top Tips To Grow A Business

... the plunge and start a business? Also, and perhaps most importantly ... in order to grow your business once you've taken that ... ... have been in spreading the good word of their work. However, it still doesn't quell typical small business fears of taxes stunting their growth. Sustained confidence in their product and or service is their prime ...

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How to Stay Connected During COVID-19

... it comes to running a small business. Face-to-face opportunities to ... ... some fun. Ideas for events include virtual bingo, trivia, fancy dress, to name a few. We value our small business community at BizCover and would love to hear if you have some top tips on how you are staying ...

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BizGiver finds it's latest winner in Wild Forage

... is crowned; Wild Forage, a small business supplying seasonal wild edible plants ... portable fridge, critical to their business. Wild Forage is bringing ... started by BizCover Insurance in 2014, has given away over $40,000 in prizes to date to Small Businesses of all types across the country. These prizes have included content writing, training, computers, hardware, washing ...

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.


Public Liability explained further…

Product Liability explained further…

Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.


What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period


Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.