Business Insurance in Bunbury

... , tax audit, employment practices and statutory liability risks. Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

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Business Insurance in Wollongong

Business insurance* for Small businesses in Wollongong Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

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Business Insurance in Melton

... I nsurance * for Melton businesses Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs ...

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Business Insurance in Parramatta

Business Insurance for Small businesses in Parramatta Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

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Business Insurance in Toowoomba

... I nsurance * for Toowoomba small businesses Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

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Business Insurance in Townsville

... I nsurance * for Townsville businesses Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs ...

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Business Insurance in Launceston

Business Insurance* for Small Businesses in Launceston Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

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Business Insurance in Mackay

Business Insurance for small businesses in Mackay Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

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Business Insurance on the Gold Coast

... * for Gold Coast Small Businesses Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as ...

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Business Insurance in Geelong

... I nsurance * for Geelong businesses Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs ...

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Business Insurance on the Central Coast

... I nsurance * for Central Coast businesses Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

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Business Insurance in Cairns

Business Insurance* for Cairns businesses Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as ...

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Business Insurance in Bundaberg

Business Insurance* for Bundaberg businesses Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such ...

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Business Insurance in Newcastle

... I nsurance * for Newcastle businesses Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs ...

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What is Business Insurance?

Do I need business insurance? Claim Example What is Business Insurance? Business Insurance can provide cover for your business' premises and contents, against loss, damage or theft, also offering protection ...

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Business Interruption

... s not Things to consider Back to Business Insurance Business Interruption Cover* Most small business owners like to prepare for unexpected events by insuring their premises, contents or stock. But have you thought ...

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Business Insurance

... have a plan to protect your business today to ensure you'll be in business tomorrow. Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft ...

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Business Insurance the Smart Way

... compare and buy cover that suits all kinds of start-ups and small businesses - over 6,000 occupations. BizCover instantly provides multiple insurance quotes online and you can select and purchase the right cover, at the ...

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How much does Business Insurance cost?

... all in one package. There are several different cover options available under a Business Insurance pack to protect things like your business premises, contents, stock and equipment, as well as financial loss due to ...

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Theft

What’s covered & what’s not Things to consider Back to Business Insurance Theft Cover* This option can cover your contents and stock from theft, attempted theft or armed hold up. It is not uncommon for theft ...

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Common Small Business Insurance Claims and How to Prevent them.

If you are a small business owner you know that things ... your business and your bottom line. Whilst you've got the insurance ... ... limited resources it's hard to plan for everything. Here are some of the most common BizCover Business Insurance customer claims, and tips on how to prevent them. Theft Theft is unfortunately common for small ...

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Professional Attire Insurance

... hat better than a member of the Village People? There's now a revolutionary solution; Professional Attire Insurance, that covers you for any damage to your professional uniform, offering a rapid replacement service for ...

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Business Insurance FAQs

... ! Check out our library of FAQ's designed to make insurance easy to understand. Get Free Quotes Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover ...

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Portable Equipment

... ’s covered & what’s not Things to consider Back to Business Insurance Portable Equipment* Portal Equipment insurance (also known as General Property insurance) covers you for loss and damage to items of portable ...

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Machinery Breakdown

What’s covered & what’s not Things to consider Back to Business Insurance Machinery Breakdown* This insurance covers the cost to repair or replace specified machinery following a breakdown. Did you know? ' ...

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Money

What’s covered & what’s not Things to consider Back to Business Insurance Money Cover* Money insurance protects your business money (which will include not only cash and cheques, but also items such as lottery ...

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Employment Practices Liability

... covered & what’s not Things to consider Back to Business Insurance Employment Practices Liability Cover* Employment Practices Liability (EPL) Insurance is designed to help employers minimise the risk and potential ...

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Statutory Liability

... What’s covered & what’s not Things to consider Back to Business Insurance Statutory Liability* Statutory Liability insurance covers the company, senior management and employees for allegations of wrongful breaches ...

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Goods in Transit

What’s covered & what’s not Things to consider Back to Business Insurance Goods in Transit* Goods in Transit covers (subject to a specified limit) loss or damage to goods owned by you which are damaged in ...

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

... cripple your business and effectively 'lock up' operations. Business interruption insurance can provide ... lucky country, but sometimes your ... of Working' is included, Business Interruption insurance may take care of both ... the moving costs and rent if a new property is required. Limited Transit – Refers to damage to contents ...

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BizCover SME Insurance Price Index Q2 FY20

... businesses with simple insurance needs are using BizCover for their insurance, while smaller businesses ... this quarter. The BizCover ... . The increase can be attributed to more demand for Business Contents insurance particularly from businesses with an annual turnover greater than $400,000. Cover for contents in the Trades sector saw a big increase of ...

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Dishing up the facts on food business insurance

... whether you have the right business insurance. When it comes to insuring ... your small food business, sometimes it can feel like ... ... policies might even be compulsory, for example, Public Liability insurance is often required when you take out a commercial lease; while Contents, Glass and Business Interruption are a smart selection to also include as ...

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Business Insurance Guide for the Self-Employed - Part 3

... print in the world of business insurance, it can feel like you ... , comprehensive guide on all things Business Insurance for the self-employed. In ... of coverage options to consider. What is Business Insurance? Business Insurance* is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when ...

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Insurance for Pet Professionals

... injury or death to a dog in your care. Business Insurance Business Insurance* is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

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Insurance for pharmacy and pharmacists

... (without forcible and violent entry) of business contents from or immediately outside the pharmacy premises during b usiness h ours. *As with any insurance, cover will be subject to the ...

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Insurance for Allied Health Professionals

... challenges that could leave you severely out of pocket. Business Insurance* is an insurance package designed to provide cover for your business, contents, stock, tools and commercial premises when an insured event ...

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Insurance for Hair & Beauty Services

... so is stock, your equipment, salon contents and you're your commercial premises. Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises ...

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Insurance for Restaurants

... This type of insurance provides cover for your building if it is damaged as a result of a fire, storm, malicious activity or another defined event listed in the policy. Contents* -Covers your business contents or stock ...

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Understanding Insurance for Interior Designers

... is where having the right business insurance in place is vital. Let ... ins and outs of how business insurance can protect your interior design ... you create the best designs for your clients so it makes sense to insure them. Contents insurance c overs your business contents or stock if they were damaged in a fire, storm or due to malicious damage ...

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Understanding Insurance for Graphic Designers

... plan, that's when your business insurance comes into play. We've ... ... are essential . W ithout them how would you be able to get the job done? Contents insurance c overs your business contents or stock at your premises if they were damaged in a fire, storm or due to ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically worry about covering ... assets such as their building, contents and ... When looking for Business Insurance , most small business owners typically worry about covering the major things such as their legal liabilities and top of mind assets such as their building, contents and stock. But ...

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Insurance for IT Professionals

... for coverage of one or more of building, contents, machinery breakdown, repairs, theft, restoration or even business interruption insurance. Cyber Insurance* Consider the client information or data you may ...

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Insurance for Car Wash and Auto Detailers

... damage as a result of your negligent business activities. Business Insurance* Business Insurance is a package designed to provide cover for your business contents, stock, tools and commercial premises when an ...

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Home Based Business Insurance

... , unfair dismissal and sexual or workplace harassment. Business Insurance* Options include: Contents* Having a home based business means there are certain business assets that you will require to perform your ...

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Insurance for Cafes

... assets. Building insurance will cover for loss and damage to buildings you own as a result of an insured event (such as fire, storm, wind). Contents *- Provides cover for loss of or damage to business and kitchen ...

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Insurance for Real Estate Agents

... a result of your negligent business activities . Business Insurance* Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises ...

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Insurance for Personal Trainers

... This provides cover for your tools and other equipment used for business purposes only which travel with you  Contents insurance – Covers your business contents or stock if they were damaged in a fire, storm or ...

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Insurance for Accountants

... providing the most competitive insurance prices we can! Business Insurance* Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial ...

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Insurance for Pizza Shops

... Insurance . Building - Cover for loss and damage to buildings you own, as a result of an insured event (such as fire, storm, wind). Contents - Covers your business contents or stock if they ...

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Insurance for Handymen

... or damage anywhere in Australia, on or off the job. Business Insurance* is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs ...

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Understanding Insurance for Real Estate Agents

... kinds of insurance you may require to keep your business [] ... ... types of cover options available in a Business Insurance package (sometimes known as a BizPack). It is designed to provide cover for your business contents, stock, tools and commercial premises when an ...

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A Guide to Helping Your Business Make a Stress-Free Claim

Lodging an insurance claim is never a fun ... something that mattered to your business due to a disastrous event ... you just want your small business ... with a hefty financial gap. For example, your business' stock and contents are valued at $ 1 00k and you are ... to make a claim, try and contact your insurance provider to report the incident as soon as ...

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Insurance for Bakers

... Protect the things that help you bake the best pastries in town with Business Insurance . Contents  - Covers your business contents or stock if they were damaged in a fire, storm or due to ...

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Insurance for Tutors

... of your negligent business activities. Business Insurance* Your students help bring in your income, but where would you be without your business assets? Contents : covers your business contents if they were ...

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Five Tips for Starting your Home-based Business

... start your own home-based business. The COVID-19 pandemic has ... all walks of life and business experience. If you've ever ... get started. 1. ... your business contents or stock if they were damaged in a fire, storm or due to malicious damage or some other defined event listed in the policy. Cyber Liability * : Cyber Liability insurance helps ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... key thing to be aware of is that your personal insurance may not cover your business liabilities or property. If you work from home, your home and contents insurance policy might not cover all the liabilities related to ...

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Insurance for Dog Grooming

... magic from Broome to Brisbane! Business Insurance* Contents* If your dog groomi ng business operates from a shopfront you will need to consider Contents insurance*. This gives you peace of ...

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Insurance for Finance & Mortgage Brokers

... * Your clients are important, but so are your business assets. Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured ...

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STABLE INSURANCE RATES A REASSURANCE FOR SMEs

BizCover's SME Insurance Price Index has unveiled a ... the COVID-19 pandemic with insurance rates remaining flat for a ... acquired from BizCover's ... a further seven per cent this quarter,” he said. “Key sections of business pack insurance that are frequently used by retailers such Contents, Glass and Theft all showed noticeable price declines. “The pandemic has ...

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Insurance for Architects

... that could leave you reaching deep into your pockets. Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

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Insurance for Consultants

... income, but where would you be without your business assets? Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an ...

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Insurance for Psychologists

... advantage, but where would you be without your business assets? Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an ...

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Insurance for Plumber

... or managing claims which are covered by the policy. Business Insurance Business Insurance* is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

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Insurance for Carpenters

... include legal costs, investigator costs and expert fees). Business Insurance Business Insurance* is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured ...

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Insurance for Professionals

... could leave your bank account a little worse for wear. Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

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Insurance for Retailers

... a few unwanted challenges that could leave you severely out of pocket. Business Insurance can provide cover for: Contents and stock* - this type of insurance provides cover for loss of or damage to items such as ...

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Insurance for Victorian Plumbers

... or managing claims which are covered by the policy. Business Insurance Business Insurance* is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

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Insurance for Landscapers

... also be a requirement to join trade associations. Business Insurance* Business Insurance is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured ...

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Insurance for Recruitment Consultants

... inadvertently damaging your client's property. Business Insurance* Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises ...

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Insurance for Engineers

... Your clients are important, but so are your business assets. Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an ...

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Insurance for Furniture Manufacturers

... When you run your own business, there is a lot ... wrong. This is where business insurance comes into play and should ... business' risk management ... things don't go to plan and for when you need it most. Some of the types of Business Insurance coverages available include: Contents and stock* - Cover for loss of or damage to items such as ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a general review of your business, it's worth taking time ... your insurance to ensure that if the ... related activities, either at the workplace or at another location. Business Insurance Tailored cover to protect your building and contents: for material damage losses suffered from an unexpected event like ...

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Understanding Insurance for Retailers

... wrong, and that's where business insurance can help save the day ... ... that's where business insurance can help save ... business going , - being without them could spell disaster. B usiness i nsurance can provide cover for various areas including: Contents ...

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Understanding Insurance for Mortgage Brokers

... with the appropriate types of business insurance. [] ... but could you make it all happen without your business assets? Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured ...

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7 Ways to Spring Clean Your Business

... perfect time to revive your business. Whether it's learning a ... an overhaul, spring cleaning your business is an opportunity to refresh ... to ... right areas and ultimately increases business. Review your insurance As your business grows and changes , so do your insurance needs. Revisi ti ng your business insurance policies is something for ...

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Insurance for martial art teachers

... That's why it is important to protect all the key things that make your business run smoothly with a Business Insurance policy . There are a number of different cover options for you to choose from ...

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The Reality of Retail- Real Life Claims and How Business Insurance can Help

The world of retail is fast-paced and varied, with no two days ever the same. With so much going on, it also creates a recipe of risks and opportunities for things to ... After being damaged by the storm and water, some of the electrical work was also repaired. Contents insurance* covers your business contents or stock if they were damaged in a fire, storm or due to malicious damage or ...

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Understanding Insurance for Physiotherapists

Your clients rely on your expert advice and services as a physiotherapist. You help ease their aches and pains from minor sprains to long-term rehabilitation programs ... going , so it pays to invest in looking after your contents. Contents insurance c overs your business contents or stock if they were damaged in a fire, storm or due to malicious damage or some other defined ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... running if they were damaged, destroyed or even stolen? Business Insurance provides tailored protection for your contents (including IT equipment) stock and premises against fire, storm, theft, vandalism and accidental ...

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The Risks of Growing Your Small Business

The only strategy that is guaranteed to fail is not taking risks. Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps ... risk management, however, and a tailored insurance plan, your business will be in the best position to ... ? Are your business valuables often in transit between locations? What's the value of your contents? Is your ...

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Do I need Public Liability insurance?

... may automatically assume that everything will be covered under your home and contents insurance, this is not always the case when it comes to operating a home-based business. If you think you are covered under your home ...

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Insurance for Gift Shops

... , you could be hit with a few unwanted financial challenges that could throw a spanner in the works. Business Insurance cover includes: Contents* - This insurance will cover for loss of or damage to items such as ...

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Insurance for Convenience Stores

... a small fortune if unplanned challenges crop up. Protect your business needs with tailored Business Insurance options that can provide cover for: Contents and Stock* – you rely on your fixtures, fittings and stock ...

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Insurance for Butcher Shops

... challenge strikes. Don't get snagged, get covered. Business Insurance can be tailored to suit your business needs and can provide cover for: Contents and stock* – without your produce, refrigerators and tools ...

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5 insurances every convenience store owner needs to know about

... consider the needs of your business and the best way to ... ... risks your convenience store is exposed to and how insurance can help safeguard it from potential disasters. Dealing ... and malicious damage, Contents cover can shelter your business from financial destruction. Money ...

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6 Areas You May Not Have Thought Business Insurance Covers

... s vital to protect your business assets and revenue against ... risks that may impact your business, such as fire, storms, ... accidental damage ... your business you should consider cover to protect the following types of assets: Contents There ... As with all the other cover options offered through Business Insurance if you make a claim on an underinsured ...

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Big Bunny Business: An Interview with the Easter Bunny

... insurances he has in place to protect his very successful chocolate business ... ... at night if I didn't have my Contents and Stock insurance! And struth, given this crazy and ... week which can help me pay my ongoing bills both for the business and for my personal expenses. Another bonus with this type of ...

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Insurance for Civil Engineers- what you need to know

... think about what kinds of business insurance coverage you may need to ... ... of professional negligence are typically excluded from cover. Business Insurance Business Insurance can provide cover for your business assets* including its premises, contents, stock and in the event of ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... up a new business or have been in business for a while ... and looking to buy insurance ... pay? To help you decide when considering the amount of Business Insurance you need list all of your business assets, including any property that you own, your contents, stock and equipment. Then think about how much it ...

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Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... to protect your business. Let us centre your insurance chakra by exploring ... replace it all. Fortunately, you can take out Contents Cover as part of a Business Insurance pack to protect your valuable equipment at your fixed business location such as your yoga studio against unforeseen events ...

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Insurance for Restaurants & Cafes

... to sit back, relax and look at our menu of insurance options for your business. What's more, you don't need to shop ... fire (in the kitchen) is a high risk area. Contents - protection for damage to your chairs, tables and ...

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5 Common Beauty Insurance Claims

... a devastating effect on your business. We take a look at ... ... collapsed and subsequently damaged the products she had displayed on it. “Thankfully my Business Insurance policy included building and contents cover”, says Sarah. She lodged a claim along with a quotation for repairs ...

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Insurance for Land Surveyors

... policy will cover you anywhere in Australia. Business Insurance* Business Insurance can provide cover for your business assets including but not limited to your premises, contents and tools in the event they are ...

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Insurance for Furniture Manufacturers

... need it most. Some of the types of Business Insurance coverages to consider include: Contents and stock* - Cover for loss of or damage to items such as business equipment, stock, plant and machinery, records and ...

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5 Reasons To Review Your Business Insurance This Christmas

... stressful!) time for many small businesses. Come December the big Christmas ... ... are at this time of year you are carrying increased stock levels. Do you have Business Insurance to cover your stock and contents from theft or damage? And if you do have you considered whether you have enough cover ...

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Insurance for Marketing Consultants

... , storm or theft). It can provide cover for your building, contents, stock or event an interruption to your business. A business insurance package can even include tax audit, statutory liability or employment practices ...

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The Risky Business of Insurance

... Costs to Australian Small Business? Small business owners tend to be ... and future planning. Managing business risk and ensuring that a . ... that 70% of these affected by a major event never recover. So how does a small business owner make savvy insurance decisions? Define “must haves” It's important to distinguish between 'must have' and 'nice to ...

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Professional Indemnity Insurance for Consultants

... number of people that start businesses, in Australia have been experiencing ... a steady growth in business for the past few years ... idea of starting ... you may have had to put out initially. This type of insurance is usually offered as a part of a business's insurance policy. The cover will form the center of your insurance coverage and you will usually be able to add ...

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Reviews related to business contents insurance

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The business of Business Insurance*

Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don’t risk wasting all this effort by not protecting your business assets from unexpected events. No matter how much you plan and prepare for things, sometimes there are circumstances that are out of your control – you need to ensure you have a plan to protect your business today to ensure you’ll be in business tomorrow.

Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business. The type of cover and amount will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.

Excellence in Customer Service


Independent feedback from our customers rated our service at excellent.

What is included?

A) Material damage loss for your physical assets

B) Financial loss due to Business Interruption

Choose cover options below!

What is typically NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Flood damage is generally excluded from standard policies
  • Known claims and circumstances

Download Business Insurance Fact Sheet

Link to Business Insurance Factsheet

Get the cover that is right for you

Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses.  Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.

*As with any insurance, cover is subject to the terms, conditions and exclusions contained in your policy document.  The information contained on this webpage is general only and should not be relied upon as advice.