Is business insurance compulsory for tradies?

P ublic Liability insurance may be a requirement before you can work on a job. It is always important to check your contract or agreement to see if a minimum level of cover is also stipulated.

I’m a sole trader. Do I need tradesman insurance?

Just like any other sole trader or self-employed business, insurance is something which you should consider as part of your business plan. Tradesman insurance helps sole traders protect their business assets, tools, stock and more, so they’re not left with unplanned bills when things go wrong. While some types of insurance may be a requirement, there are a variety of cover options designed to protect the things that matter most to your tradie business.

How much Public Liability insurance should my tradie business have?

Every tradie business is unique. The amount of Public Liability cover you choose may be different than the tradie down the street. BizCover offers several levels of Public Liability cover — $1 million, $2 million, $5 million, and $10 million—so you can choose a cover amount that fits your business needs. When choosing your cover amounts, you may want to consider: The size of the jobs that you are working on – The higher the value, the higher risk. You may want to increase your Public Liability insurance accordingly. Your business contracts – Is there a minimum amount of cover stipulated in your contract? Meeting contractual obligations is essential.

Tradies Tools Insurance

Public Liability and Portable Equipment cover

Public Liability and Portable Equipment cover
Easy and professional claims support
Pay by the month option & policy documents emailed instantly

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Insurance For Tradesmen Tradies Tools Insurance

What is tradie insurance, and why is it important?

Whether you’re an electrician, plumber, carpenter or builder, working as a tradie means facing risks every day. That’s where tradie insurance comes in. Business insurance can help safeguard you from financial loss, legal claims and downtime so you can focus on what you do best: getting the job done.

Whether you’re a carpenter, an electrician, a plumber, a landscaper, a painter, or other skilled tradie, tools are one of your most important assets. It can be expensive to replace or repair valuable tools of trade if something goes wrong. Which is why it’s important for tradies to protect tools and equipment from damage, loss or theft.

The 5 biggest mistakes tradies make with their insurance

Tradies are extremely knowledgeable when it comes to the services they provide. Whether you’re an electrician, plumber, painter, carpenter or specialise in other skilled labour, your customers know who to call when they need their job done right. You’re the expert after all!

Top 5 tech tools every tradie needs in their life right now

Operating your own tradie business involves so much more than just rocking up on site and getting the job done. There’s the art of balancing the books, connecting with customers to bring in the jobs, managing payments and importantly getting your business insurance sorted.

Why tradies need business insurance

Everyday Tradies are exposed to variety of risks in their work – third-party injuries or property damage, lost or damaged tools, and equipment breakdown are just a few of these common risks. Covering these risks with business insurance can help to protect businesses from the cost of these risks occurring.

6 tips to minimise theft of tools

The most recent statistics from the Australian Bureau of Statistics (2023-24) show that 2.1% of Australian households (217,600) experienced a break-in and roughly the same number of households reported items stolen from a motor vehicle. On a more granular level, 0.2% of the Australian population (50,700) experienced a robbery.

The tradie’s guide to business insurance

Unless you’ve got a money tree growing out the back, the financial consequences of a claim could not only put you out of business but jeopardise your personal finances too. Business insurance has your back when things don’t quite go plan.

A tradies guide to budgeting

Let’s face it, at the end of the day we’re all trying to save a few spare quid where we can. One of the easiest ways to actively start being money wise and working smarter not harder with your hard-earned tradie keepings is by having a budget in place.

Quick , easy market comparison with plenty of options.

James K Plumber/Plumbing - Domestic
Awesome so quick and easy! Highly recommend.

Dagen P Garden And Lawn Maintenance
Easy no fuss way to purchase insurance

Heath W Wheeler Trades & Services
Pleasure to do

Charlane S Trades & Services
easy to nbuy and set up which is great

Dennis H Floor Covering Laying
Always great to deal with. Thanks BizCover.

Harold G Grinage-Casasola Trades & Services
So easy to set up.

Thong V Trades & Services
easy to use and very helpful, Thanks

Scott G Plumber/Plumbing and Gas Services
was quick and clean and that is what we need in our busy world. Thanks heaps

Garry E Plumber/Plumbing and Gas Services
Great

Allan Y Plumber/Plumbing and Gas Services

Tradies Tools Insurance

Public Liability and Portable Equipment cover

Tradies Tools Insurance

Public Liability and Portable Equipment cover

Tradies Tools Insurance

Public Liability and Portable Equipment cover

What is tradie insurance, and why is it important?

The complete guide to tool insurance for tradies

Top Insurances Tradies Need to Stay Protected (and Employed)

Tools of Trade Insurance

The 5 biggest mistakes tradies make with their insurance

Top 5 tech tools every tradie needs in their life right now

Why tradies need business insurance

6 tips to minimise theft of tools

The tradie’s guide to business insurance

A tradies guide to budgeting

Reviews related to Insurance For Tradesmen

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Tradies Tools Insurance

Public Liability and Portable Equipment cover

Tradies Tools Insurance

Public Liability and Portable Equipment cover

Tradies Tools Insurance

Public Liability and Portable Equipment cover

What is tradie insurance, and why is it important?

The complete guide to tool insurance for tradies

Top Insurances Tradies Need to Stay Protected (and Employed)

Tools of Trade Insurance

The 5 biggest mistakes tradies make with their insurance

Top 5 tech tools every tradie needs in their life right now

Why tradies need business insurance

6 tips to minimise theft of tools

The tradie’s guide to business insurance

A tradies guide to budgeting

Reviews related to Insurance For Tradesmen

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