Is business insurance compulsory for tradies?

P ublic Liability insurance may be a requirement before you can work on a job. It is always important to check your contract or agreement to see if a minimum level of cover is also stipulated.

I’m a sole trader. Do I need tradesman insurance?

Just like any other sole trader or self-employed business, insurance is something which you should consider as part of your business plan. Tradesman insurance helps sole traders protect their business assets, tools, stock and more, so they’re not left with unplanned bills when things go wrong. While some types of insurance may be a requirement, there are a variety of cover options designed to protect the things that matter most to your tradie business.

How much Public Liability insurance should my tradie business have?

Every tradie business is unique. The amount of Public Liability cover you choose may be different than the tradie down the street. BizCover offers several levels of Public Liability cover — $1 million, $2 million, $5 million, and $10 million—so you can choose a cover amount that fits your business needs. When choosing your cover amounts, you may want to consider: The size of the jobs that you are working on – The higher the value, the higher risk. You may want to increase your Public Liability insurance accordingly. Your business contracts – Is there a minimum amount of cover stipulated in your contract? Meeting contractual obligations is essential.

Tradies Tools Insurance

Public Liability and Portable Equipment cover

Public Liability and Portable Equipment cover
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Pay by the month option & policy documents emailed instantly

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Insurance For Tradesmen Tradies Tools Insurance

The complete guide to tool insurance for tradies

What would happen if your essential tools of trade were lost, stolen or damaged? How would this impact your ability to work?

Tools of Trade Insurance

Whether you’re a carpenter, an electrician, a plumber, a landscaper, a painter, or other skilled tradie, tools are one of your most important assets. It can be expensive to replace or repair valuable tools of trade if something goes wrong. Which is why it’s important for tradies to protect tools and equipment from damage, loss or theft.

Top Insurances Tradies Need to Stay Protected (and Employed)

Business insurance. It’s probably not top of mind for most busy tradies. You may be required to have certain policies to work, but beyond that, you might not think about it much.

What is tradie insurance, and why is it important?

Whether you’re an electrician, plumber, carpenter or builder, working as a tradie means facing risks every day. That’s where tradie insurance comes in. Business insurance can help safeguard you from financial loss, legal claims and downtime so you can focus on what you do best: getting the job done.

Top 5 tech tools every tradie needs in their life right now

Operating your own tradie business involves so much more than just rocking up on site and getting the job done. There’s the art of balancing the books, connecting with customers to bring in the jobs, managing payments and importantly getting your business insurance sorted.

6 tips to minimise theft of tools

The most recent statistics from the Australian Bureau of Statistics (2023-24) show that 2.1% of Australian households (217,600) experienced a break-in and roughly the same number of households reported items stolen from a motor vehicle. On a more granular level, 0.2% of the Australian population (50,700) experienced a robbery.

Why tradies need business insurance

Everyday Tradies are exposed to variety of risks in their work – third-party injuries or property damage, lost or damaged tools, and equipment breakdown are just a few of these common risks. Covering these risks with business insurance can help to protect businesses from the cost of these risks occurring.

The 5 biggest mistakes tradies make with their insurance

Tradies are extremely knowledgeable when it comes to the services they provide. Whether you’re an electrician, plumber, painter, carpenter or specialise in other skilled labour, your customers know who to call when they need their job done right. You’re the expert after all!

Why some tradies should consider Professional Indemnity insurance

Getting your business insurance sorted as a tradie is all about protecting yourself from risk.

How to use tech and AI to optimise your tradie business

Tradespeople are certainly not under threat in 2024, which is great news for Australia’s nearly two million tradies. That said, change is on the horizon. Artificial intelligence (AI) isn’t going to replace drain installation, rebuild retaining walls, or handling complex pipe soldering anytime soon. But it’s rapidly enhancing how these tasks and managed and executed.

Awesome so quick and easy! Highly recommend.

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Very fast and convenient

Daniel R Royal Trades & Services
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Elizabeth B Baszanowski Trades & Services
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Stenio C Garden And Lawn Maintenance
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Quick , easy market comparison with plenty of options.

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Incredible was so easy to perform

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Tradies Tools Insurance

Public Liability and Portable Equipment cover

Tradies Tools Insurance

Public Liability and Portable Equipment cover

Tradies Tools Insurance

Public Liability and Portable Equipment cover

The complete guide to tool insurance for tradies

Tools of Trade Insurance

Top Insurances Tradies Need to Stay Protected (and Employed)

What is tradie insurance, and why is it important?

Top 5 tech tools every tradie needs in their life right now

6 tips to minimise theft of tools

Why tradies need business insurance

The 5 biggest mistakes tradies make with their insurance

Why some tradies should consider Professional Indemnity insurance

How to use tech and AI to optimise your tradie business

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