1300 249 268 Call

5 Tips for getting the best Public Liability insurance for your business

... business and your customers with Public Liability insurance. It offers protection should a ... public, sue your business for personal injury, death ... public, sue your business for personal injury, death, or damage to their ... of cover. A lot of contracts also have requirements for Public Liability insurance. For ...

read more

Public Liability Insurance

... ? Does your business or trade license require a minimum amount of cover? Do ... the public Legal and defence costs Public Liability Insurance protects you and your business ...

read more

Public Liability Insurance

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... relatively simple process. Purchasing public liability insurance online, where quotes are instant and transparent ... financially and reputationally. Insurance will cover you for the costs of legal defence ...

read more

What is Public Liability Insurance

... right Public Liability cover, the insurance company will provide the funds to cover your legal costs ... Damage to a third party's personal property Injury caused by you or ...

read more

5 Tips for an Insurance Health Check

... insurance is due for renewal or you are just wanting to do ... taking time to do a health check of your insurance to ensure ... not ... provided. Public Liability Protection against the damages from a claim for personal injury or ... Interruption Insurance. (Vero SME Insurance Index,2016) 3. Do I have enough cover to ...

read more

7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually need ... ... Public Liability Insurance Every business should consider Public Liability Insurance - even home-based businesses. It covers ... , but your personal assets too. Management Liability Insurance explained. Cyber Liability ...

read more

Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... ... ! Public Liability insurance is designed to protect your business against such claims by covering ... premises or held within your personal care. Did you know? On average ...

read more

Insurance Considerations for Personal Trainers

... a personal trainer can be a rewarding career. Not only do you ... ... the case someone suffers an injury (or even damages property) as ... Find Out More About Public Liability Insurance As a personal trainer you'll also be ...

read more

5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how to ... policy is right? How much cover is enough? Whether you're opening ... while and looking to ... to businesses. Public Liability insurance covers against the legal costs for claims of injury or property ... audit by the ATO Personal Accident & Illness insurance covers you for lost ...

read more

The Remaining Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... fail to understand what it does protect you against, and the ... being ... type of your insurance. Read the below carefully: Public Liability – This protects against ... defence costs. And you should know that you're definitely not covered for ...

read more

Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , jump online, compare quotes and buy the insurance that suits your business. ... not ... , a public liability policy for an SME working from home generally costs around ... dollar claim. However your business insurance may cover personal items If you have ...

read more

Product Liability Insurance

... Product Liability Insurance? Product Liability insurance usually forms part of a Public Liability policy. ... do cause injury or property damage, Product Liability insurance will help to cover the cost ...

read more

Beauty to go! What Mobile make-up artists need to know about insurance

There are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ... reaction or injury. The great thing about Public Liability insurance is that it covers you ... trying to do business without them? When you calculate the costs of ...

read more

Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... a claim occurring. Public Liability insurance is an essential form of cover to protect ... everything stored online, including your personal and client information, there's a ...

read more

The Risks of Growing Your Small Business

"The only strategy that is guaranteed to fail is not taking risks." - Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps ... Can You Do? Insure your legal liability! Public Liability (or 'PL') covers claims against personal injury or ... costs. Protect the money. This is about more than Business Interruption insurance ...

read more

Keep cool and carry on - A summer survival guide for restaurants and cafés

Iced teas, tropical fruits, a cheeky ice cream - those signature flavours of summer are something you would be all too familiar with as a restaurant or caf owner. Summer ... or café business is with Public Liability insurance. It is designed to protect ... other windows- Glass cover can cover the repair and replacement costs. Business Interruption ...

read more

How to hire quality tradesmen for your small business with Oneflare

When hiring tradesmen for your small business, you don't have any room for error - so every tiny detail counts. It can be daunting and time-consuming sorting through ... different types of insurance to look out for. Public Liability Insurance This is the ... It covers the business and their employees against property damage or personal injury ...

read more

A roadmap to staying in business for the long haul: Part 2

The journey to becoming a successful small business owner is one of twists, turns and the occasional speed bump. In our two-part series (catch up on part 1 here) we map ... business insurance can help keep your business alive: Public Liability is an essential cover ... savings or worse still your personal finances, potentially causing your business ...

read more

Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses or ... business' activities. Failure in obtaining public liability insurance policy can expose ... nature. What Does Public Liability Insurance Cover? Broadly, public liability insurance covers loss or damage to property, injury or ... work. The ongoing costs of a public liability insurance policy outweigh those ...

read more

5 Surprising Things Business Insurance Can Cover

... for Business Insurance, most small business owners typically worry about covering the ... and stock. But did you know you can get cover ... to ensure you have your Public Liability cover in case a customer or ... little addition to your insurance portfolio. It covers the cost incurred from a ...

read more

Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... wide range of potential risks. Insurance for market stall holders is ... types of cover - Public Liability and Product Liability. Public Liability Public Liability covers you for the costs that ...

read more

How the cost of Professional Indemnity insurance is calculated

... how the cost of a Professional Indemnity (PI) insurance policy is calculated ... and why one profession can often cost more ... that that ... that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is ... when calculating which level of cover your business may need: Legislative ...

read more

5 Reasons to love Personal Accident Cover

Personal Accident and Illness Insurance (IPA Cover)offers financial protection when you ... due to an injury or sickness. A policy will Personal Accident and Illness Insurance (IPA Cover)offers financial protection when you ... your death or a permanent injury (such as paralysis or loss ...

read more

Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... increase in the cost of business insurance, the BizCover SME ... cost of their Public Liability insurance. SME Professionals have been seeing increases in their Public Liability insurance ... platform to reduce their insurance costs with comparable cover.” Download the full report ...

read more

Personal Accident and Illness Insurance for Tradies

Does the thought of being off ... sound, the reality is, they do happen. Being a tradie, you ... risks, and if something does go wrong, it could ... , and if something does go wrong, it could cost you an arm ... online quote for Personal Accident Insurance today. Could you afford not to be covered ...

read more

Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... cover in place to protect your business. Let us centre your insurance ... ... your studio floor, Public Liability insurance can cover the related costs to defend such claims. ... Public Liability policy is there to cover your repair bill. Public Liability will typically not cover Injury ...

read more

The Risky Business of Insurance

What are the Real Costs to Australian Small Business? Small ... ... “must have” insurance: Public Liability– protects against legal and court costs in the event ... , transparent and competitive. Online insurance experts BizCover cover over 2,000 occupations ...

read more

Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology ... ... What do IT Liability policies provide cover for? IT Liability insurance provides cover for ... Documents/Data; Defence Costs associated with covered claims. What about Products and Public Liability? As ...

read more

New Year Insurance Health Check!

... the year that was and do a bit of planning for ... ... consider increasing the level of public liability insurance that you hold. Are there ... endorsement to include flood cover. Re-instatements - does your policy have reinstatements ...

read more

Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn't always straightforward, and sometimes ... the nitty-gritty to understand what insurance is being offered and which ... with ... with Business Insurance options like Portable Equipment and Electronic Equipment cover, so ... electronic device INCREASED COST OF WORKING – the additional costs incurred by you ...

read more

Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... not universal. Graph 1 – BizCover Insurance Price Index (Financial Year 2017 ... sector, but the index for Public Liability and Business Packs increased 4 ...

read more

Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of ... professional sector with Public Liability and Business Packs (predominately covering perils and theft ... multiple quotes it is likely they could still save on their insurance costs.

read more

Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases! Despite a ... BizCover Small Business Insurance Price Index has shown insurance rates ... BizCover Small Business Insurance Price Index has shown insurance rates dropping back ... sector, primarily around Public Liability and Business Packs (predominately covering perils and theft ...

read more

Small Business Insurance: Why you might want to ensure you're covered!

Running a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... need for adequate insurance for your business . Is insurance mandatory for your ... have at least $5 million public liability cover to secure work with real ...

read more

5 Reasons To Review Your Business Insurance This Christmas

Christmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the end ... have Public Liability, and if you do have it, ensuring you have adequate cover. ... you're protected within your Business Insurance pack, as with increased trading ...

read more

The Easter Bunny's Guide to Business Insurance

Each year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... a public liability risk, for which the Easter Bunny has maximum cover. If ... a Business Insurance pack the Easter Bunny would have cover for machinery ...

read more

5 Common Beauty Insurance Claims

As much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them - and the simplest of ... “Thankfully my Business Insurance policy included building and contents cover”, says Sarah. ... my landlord to hold a Public Liability policy. I've always enforced strict ...

read more

Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... on your business insurance. Cover yourself up! Check your insurance cover levels to see ... BizCover who let you compare quotes from multiple insurers online or ...

read more

When it Rains it Pours: Understanding Flood Cover.

When it comes to Business Insurance, understanding what's included and excluded ... when it comes to flood cover. But it doesn't need to ... explaining When it comes to Business Insurance, understanding what's included and excluded ... flooding cost? A: You will need to request a quote for including cover ...

read more

The bricks and mortar of building insurance cover- what you need to know

Your business property is like your home away from home and is the place where you work your magic. Whether you're in the business of providing expert advice to clients ... commercial property: Building Cover What is Building Cover? Building Insurance provides protection for ... your premises, it can cover the cost of repairing or rebuilding your ...

read more

5 Legal Essentials for your Small Business

... law including family, commercial, and personal injury. She has a passion for ... ... law including family, commercial, and personal injury. She has a passion for ... well-drafted, clear employment agreement will cover things like leave entitlements, intellectual ...

read more

SMEs continue to benefit from low premiums; despite talk of price rises.

... seems to be hardening for insurance for larger businesses, the latest ... BizCover Small Business Insurance Price Index is showing no ... ... prices down. Professional Indemnity and Public Liability, including multiple section business packs ... see material rises in their insurance cost anytime soon and not before ...

read more

Comparethemarket.com.au and BizCover Announce White Label Partnership

... online provider of small business insurance, having helped over 90,000 ... businesses compare and buy their insurance online. Their White Label solution ... businesses compare and buy their insurance online. Their White Label solution ... around for their business cover.” “BizCover have cover options for over 6 ...

read more

BizCover partners with Energy Retailer CovaU

Online small business insurance provider BizCover has announced ... label version of its online insurance platform for CovaU to ... offer insurance ... get a range of business insurance quotes, compare and buy online, in ... traditional way of purchasing business insurance, and often delivering substantial savings ...

read more

Professional Indemnity Claims: when should I notify my insurer?

... (PI) insurance is no doubt one of the most vital covers you ... assistance for legal and compensation costs in the event of action ... against ... (PI) insurance is no doubt one of the most vital covers you ... assistance for legal and compensation costs in the event of action ...

read more

Tips for making a Stress-Free Claim

Making an insurance claim can be stressful - but ... ... read your insurance policy's Product Disclosure Statement (aka PDS) cover to cover daunting ... pay rent and the running cost of your business at another ...

read more

Gold Coast Mobile Juice Business Gets a Boost

... , Australia's biggest online small business insurance provider . […] ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly ... select and purchase the right cover immediately. BizCover partners with leading ...

read more

Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... , Combined Professional Indemnity & Public Liability and Public Liability /Business Packs. Michael Gottlieb, BizCover ... with capital chasing returns in insurance.” The Professional Indemnity rates reduced ...

read more

How to Kickstart Your Best Year in Business

... bad habits doesn't need to cost the earth or […] ... get menial tasks done without spending a fortune. Insurance One of the ... over insuring and that you're covering your business for the things ...

read more

Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... Take safety measures to prevent injuries With larger crowds, health and ... legal expenses. Ensure your Public Liability insurance policy has adequate cover to protect you ...

read more

How to survive the silly season: a guide for small businesses

In the blink of an eye, the silly season is here again! For some, it's the busiest time of year, from retailers helping people get their last-minute gifts and service ... you have an active Public Liability insurance in place. Public Liability insurance is designed to protect ... that the venue has Public Liability cover in place to cover your employees and ...

read more

Managing Risk for Tradesmen

Running your own trade business or working as a contractor often means you're exposed to greater risk than many other business owners. There's always the potential for ... livelihood Public Liability insurance is undoubtedly one of the most important forms of cover ... use, engrave them with a personal identifier, maintain an inventory and ...

read more

5 Ways To Prepare Your Business Premises For The Cooler Seasons

As we say goodbye to those sunny summer days and hello to fresh, frosty mornings, the change in seasons is a prime time to make sure your business premises is prepared ... , is a wise investment, covering the costs of repairing or replacing insured ... walking in these areas. Having Public Liability insurance is one of the vital ...

read more

Doggone Great! Local QLD Business Selected in the $60,000 'Small Business Buddy Program'

Small Business Buddy Winner! Local QLD Business Selected in the $60,000 'Small Business Buddy Program' Woofwatchers, a local dog grooming and pet caring business is ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly ... select and purchase the right cover immediately. BizCover partners with leading ...

read more

Don't be a pork chop - insure your butcher shop

There's a lot at stake.. Think of all the hard work you have put into creating your butcher shop business starting with the early days as an apprentice to building up ... quickly add up and would cost an arm and a leg ... Breakdown cover is available under a Business Insurance pack and provides cover for ...

read more

Help Protect your small business' reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... of your business. Not only does it help pay for your ... Cyber Liability insurance is that it includes cover for the reasonable costs and ...

read more

5 Money Saving tips for Small Business

Most small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... , credit card, bank account or insurance for their business. It may ... the provider of your personal finance accounts does not necessarily offer the ...

read more

International Day of Charity Customer Spotlight: A Sound Life

Today is International Day of Charity! To celebrate we wanted to take the opportunity to shine a light on one of our very own customers and their charity organisation ... and patience, stamina and endurance. Do not be afraid of failure ... and women's shelters. So, what does the future hold for A ...

read more

Preparing your small business for a Tax Audit

... ATO are going to be doing random audits of 100's of ... ... for you, but keeping your personal and business finances separate, including ... tax audit cover either as part of your business insurance or as ...

read more

PT@Home is the runner-up in our BizGiver grant competition

... has worked as an instructor, personal trainer and transformation specialist for ... , she's been running her own personal training business, PT@Home ... has worked as an instructor, personal trainer and transformation specialist for ... she suffered and acquired brain injury after a brain tumour.” Like ...

read more

Professional Indemnity for Real Estate Agents

... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... of $1 million Professional Indemnity Insurance ... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... is where they have a personal interest in their advice or ...

read more

Small Business Resolutions for 2017

... take stock of both your personal life and business life and ... ... take stock of both your personal life and business life and ... will do the baking myself and see if I can cost cut ...

read more

A Close Shave with Underinsurance

... to make sure that your Insurance grows with your business and ... ... that she would struggle to cover costs if her business was shut ... landlord’s insurance covered the repairs to the roof, it did not cover her ...

read more

Customer Spotlight: Cazeil Creative

... role in our lives, recording personal and historical memories. And no ... ... role in our lives, recording personal and historical memories. And no ... is almost mandatory especially to cover my equipment as my photography ...

read more

PI Index: Premiums Decline 10 Straight Quarters

Business Insurance Premiums Decline 10 Straight Quarters, ... healthy competition in the business insurance market. The BizCover Small Business ... ... the previous quarter. The index did highlight that prices across the ... an example, the cost of Professional indemnity insurance for some Allied Health ...

read more

Pet Stays, becomes the 32nd BizGiver winner

... the 32nd Winner of BizCover Insurance's BizGiver $2000 Small Business Grant ... ... gave me the opportunity to do something very important to me ... more traditional methods of buying insurance, said Michael Gottlieb, Founder and ...

read more

BizCover wins dual accolades over two big nights

... experience in the Small Business Insurance space. On Tuesday night, BizCover ... award recognised the "Small Business Insurance […] ... award recognised the “Small Business Insurance Made Even Easier” campaign for ... to translate the entire BizCover quoting process. Since inception the company ...

read more

10 Tools Every Small Business Should Gift Themselves This Christmas

When you are running a small business you have to be many things at once, an accountant, a marketer, a technician as well as an administrator. Luckily, in today's digital ... the basic package and the cost to license many images is ... 1 online business insurance, where you can compare multiple quotes from Leading ...

read more

Is your Small Business Summer Proof?

Summer in Australia is a great time of year. There's a lot to enjoy, including plenty of public holidays, long days and great weather. But along with these great perks ... extended interruption? Along with that does your business use refrigeration for ... by them, having the right insurance cover can mean that your business ...

read more

Business Horror Stories

Running a business can be a wonderful rewarding experience, but sometimes things can go horribly wrong. THE ONLINE ONSLAUGHT We never believe it can happen to us, that ... victims also incur the additional costs of business interruption and productivity ... section of their policy covered them. Business Insurance cover options such as Management ...

read more

Customer Spotlight: Elite Words

On today, International Women's Entrepreneurship Day, we celebrate with one entrepreneurial BizCover customer, Natalie Dawson of Elite Words. After over ten successful ... is the right thing to do. It is more important for ... than to worry about the cost of insurance.” “In the short term ...

read more

A $2,000 Wish for Your Small Business

Ask any small business owner about the most difficult aspect of running a business and you'll most likely get an array of answers. However, one thing in common that most ... more traditional methods of buying insurance,” said BizCover Founder and Managing ... business costs” Previous BizGiver Winner – Sapphire Coast Mobile Mechanic How does it ...

read more

Sto Lat Restaurant & Café wins the BizGiver grant

Conveniently located in Ashfield, the heart of the Inner West, is the latest recipient of the BizGiver grant, the Sto Lat Restaurant and Caf! The restaurant specialises ... 7 contacting them wanting to do a segment on Sunrise, focusing ... lot about so that it does not feel like work. You ...

read more

10 small businesses share what they love about their small business

To celebrate Valentine's Day we went straight to the heart of owners from a variety of industries and asked them what they love most about their small business. From ... freedom, financial freedom, freedom to do business with whom I choose ... insurance provider that will return your calls, check out the latest quotes ...

read more

World Environment Day Customer Spotlight - Blue Earth Solutions

Operating out of Mandurah in Western Australia, is Blue Earth Solutions (BES), an environmental consultancy. The goal of BES is to work towards continual improvement ... Clemency notes that “not only does BES channel my passion - ... this to offer: “You can do it! The journey is both ...

read more

7 Steps for Your Business to Survive and Thrive

When you first launched your business, you probably thought you'd bought your ticket to a freer and more relaxed lifestyle, right? By now you may have learned that the ... marketing activity and explore no/low cost strategies to publicise your business. ... curb You may think you're doing your customers a favour by ...

read more

Mum's the Word: Wise Words of Advice From Business Savvy Mums

This Mother's Day we share some of the pearls of wisdom small business owners have been given by their mums for life and business. Linda Reed-Enever, Co-Founder of Business ... unconditional belief that I could do or be anything, gave me ... you have the right business insurances to protect it. We can ...

read more

Reviews related to does public liability insurance cover personal injury

  • product knowledge and advice are excellent

    Frank F
    Other

  • Easy to read understand and follow

    Tui d
    Other

  • Easy As!! Thank you

    Casey W
    Entertainment

  • EASY CONVENIENT!

    HONGWEI Z
    Travel

  • Excellent Customer Service

    Trevor C
    Other

Get instant quotes

Get the cover that's right for your business

With BizCover you can choose policies from 3 levels of cover, $5 million, $10 million and $20 million.

Policies are usually tailored to individual businesses. Each business will require a different amount of cover and when deciding on how much cover you should have you should think about the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally think about what your level of risk and exposure could be. What kind of accidents could occur and what could be the potential cost of a claim?