Public Liability Insurance in Perth

... is……” Derek S. Geophysical Consultant W hat does P ublic L iability insurance cover ? Public Liability insurance covers claims for personal injury suffered by a third party (such as a ...

read more

Public Liability Insurance in Mandurah

... I was getting some other quotes which never happened as the other people did not come back to ... does P ublic L iability insurance cover ? Public Liability insurance covers claims for personal injury ...

read more

Public Liability Insurance in Brisbane

... time. Job well done.” Michael R. Engineering Consultant W hat does P ublic L iability insurance cover ? Public Liability insurance covers claims for personal injury suffered by a ...

read more

Public Liability Insurance in Hobart

... financial protection your business deserves. W hat does P ublic L iability insurance cover ? Public Liability insurance covers claims for personal injury suffered by a third party (such as ...

read more

Public Liability Insurance in Darwin

... and gratitude.” Kelly K. Homeopath W hat does P ublic L iability insurance cover ? Public Liability insurance covers claims for personal injury suffered by a third party (such as a ...

read more

Public Liability Insurance in Adelaide

... financial protection your business deserves. W hat does P ublic L iability insurance cover ? Public Liability insurance covers claims for personal injury suffered by a third party (such as ...

read more

What is Product Liability Insurance?

... claims by third parties relating to property damage or personal injury caused by your products. Product Liability insurance usually forms part of a Public Liability policy and the word 'product' will be a ...

read more

What is Public Liability Insurance?

... costs) could potentially send you out of business. That's why you should consider Public Liability insurance to provide the financial protection your business deserves. Do I really need Public Liability ...

read more

Public Liability

What’s included & what’s not? Get the right cover Public Liability Insurance cost Here's the lowdown on Public Liability insurance* As a small business owner you already have lots to worry about. From paying ...

read more

5 Tips for getting the best Public Liability insurance for your business

... business and your customers with Public Liability insurance. It offers protection should a ... member of the public, sue your business for personal ... your business and your customers with Public Liability insurance . It offers protection should a customer, supplier, or even member of the public, sue your business for personal injury, death, or damage to their ...

read more

Do I need Public Liability insurance?

... businesses should r hold Public Liability insurance to protect them against personal injury caused to a ... costs your business would incur should a Public Liability claim occur. Did you know? Public Liability insurance ...

read more

The difference between Public Liability and Professional Indemnity insurance

... most common types of business insurance, but do you really know what ... of cover and how they can protect your business. What is Public ... or personal injury allegedly caused by your products The following are not typically covered by Public Liability insurance: Injuries to your employees Damage to your own property Costs ...

read more

Public Liability PPC

... against claims that are made for personal injury or property damage. Public Liability Insurance does just that. It covers the expense of legal and defence costs; court attendance costs; and compensation awarded, in the ...

read more

Information Technology Liability Insurance

... against claims by third parties relating to property damage or personal injury caused by your products. Product Liability insurance usually forms part of a Public Liability policy and the word 'product' will be a defined ...

read more

Insurance for Landscapers

... quotes and compare policies from some of Australia's leading insurers without the usual hassles or paperwork. Did You know? Public Liability insurance covers ... claim for personal injury or property ...

read more

Insurance for Yoga Teachers

... of your professional service or advice. It can cover costs you incur responding to or managing the claim, ... put you at risk of personal injury claims meaning Public Liability insurance is important for Yoga teachers ...

read more

Insurance for Tradesmen

Public Liability Insurance cost for Tradesmen Why do Tradesmen need it? Don't be a 'hero' and rock up to your next job without your insurance. With BizCover you can get multiple competitive quotes from some of ...

read more

Insurance for Electricians

... quotes from leading insurers. Select your preferred policy and get covered instantly, so the only thing you need to worry about is adding a bit of spark to your client's day. Did you Know? Public Liability insurance ...

read more

Insurance for Carpenters

... a framework of insurance options from some of Australia's leading insurers, with quotes and cover arranged in minutes. Did You know? Generally, Public Liability policies will exclude the costs to repair ...

read more

Insurance for Cleaners

... have the potential to affect your personal assets if things go wrong. Public Liability Insurance* Do you need it? The short answer is yes. Thankfully, Public Liability insurance is there to provide protection ...

read more

7 Surprising ways business insurance can help your company

... of sorting out your business insurance may feel like an overwhelming ... ... of what is typically included and excluded in a Public Liability insurance policy: What is typically included?* * Compensation for: personal injury suffered by a third party ( e.g. a ...

read more

Insurance for Furniture Manufacturers

... of your negligent business activities. Product Liability insurance protects your businesses against claims by third parties relating to property damage or personal injury caused by your products. As mentioned above ...

read more

Insurance for Pizza Shops

... can provide multiple quotes from some of Australia's leading insurers , delivered to your inbox in minutes. Did You know? Public Liability Insurance: The average level of cover our customers take ...

read more

Insurance for Cafes

... your business has never been easier, receive multiple quotes, compare and get insurance cover in minutes. Did you Know? Public Liability Insurance: A range of limits of cover is available through BizCover, between $5 ...

read more

Insurance for Plasterers

... 24/7. For claims covered by the policy, it will cover your defence costs (including lawyers or investigators) and compensation payable to the third party. Public Liability insurance provides peace of mind. Business ...

read more

Insurance for Restaurants

... can result in personal liability for alleged or actual wrongdoing. Tax Audit* As a restaurant owner you have enough to keep you busy day and night. Tax Audit Insurance covers a business for specified costs in the ...

read more

Insurance for Retailers

... Product Liability cover to protect your business against personal injury or property damage claims caused by the products you sell. Many Public Liability policies include Product Liability cover. Business Insurance ...

read more

What Tradies Need to Know About Public Liability Insurance

... most common types of insurances for tradies, but do you really know ... the ins and outs of Public Liability insurance and what you need to ... but jeopardise your personal finances too. Public Liability insurance covers your back when ... costs associated with a covered claim What does Public Liability insurance typically not cover? Injuries ...

read more

Public Liability Insurance for Cabinet Makers

... can be done easily with the right kind of business insurances in ... ... you to help determine what you may or may not be responsible for. Your Public Liability insurance covers your reasonable legal costs, even if you are not found negligent. At BizCover we care about helping Australia ...

read more

Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... cover your business against accidents is a relatively simple process. Purchasing public liability insurance online, where quotes ... -and-cost-sapping process of buying business insurance is what drove Gottlieb to do things ...

read more

5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... policy is right? How much cover is enough? Whether you're ... while and looking to buy insurance ... cover available to businesses. Public Liability insurance covers against the legal costs for claims of injury ... of an audit by the ATO Personal Accident & Illness insurance covers you for lost income if you ...

read more

Insurance for Civil Engineers

... can get multiple competitive quotes from leading insurers with just a few clicks or a simple phone call. Did you Know? From Brisbane to the back of Bourke, your Public Liability insurance covers you anywhere within ...

read more

Insurance for Car Wash and Auto Detailers

... due to an injury or illness. Could you still generate an income to pay for living expenses, rent, bills and business costs? Personal Accident and Illness insurance can provide levels of cover for loss of income ...

read more

Insurance for Lawn Mowing Services

... neighbouring property for a claim to happen. Your Public Liability insurance policy provides financial protection by covering the legal and defence costs, court attendance costs and compensation if awarded. Business ...

read more

Insurance for martial art teachers

... policy will cover compensation payable to third parties together with your defence costs (which will include reasonable legal costs, investigation costs and court fees). Public Liability Insurance* There ...

read more

7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually need ... ... business should consider Public Liability Insurance - even home-based businesses. It covers you and your employees for potential liabilities to third parties if your products or services cause bodily injury or property ...

read more

Home Based Business Insurance

... work as a result of an unexpected injury or illness (even if it occurs outside of your employment). If you have purchased sickness/illness cover as part of your personal accident insurance you may be able to claim if ...

read more

Insurance for Pet Professionals

... paperwork. Did You know? Your Public Liability policy covers you anywhere in Australia so you can work with pets from Hobart to Hamilton Island ! Insurance for ...

read more

Insurance Considerations for Personal Trainers

... a personal trainer can be a rewarding career. Not only do you ... ... in the case someone suffers an injury (or even damages property) as a result of you providing your training services. Find Out More About Public Liability Insurance As a personal trainer you'll also be giving ...

read more

Insurance for Massage & Alternative Therapies

... attack. Costs associated with defending a cyber claim are also covered.  Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of customer personal information, cyber ...

read more

Understanding Insurance for Interior Designers

... where having the right business insurance in place is vital. Let ... and outs of how business insurance can protect your interior design ... ... or advice. Professional Indemnity insurance will also assist with the legal costs associated with managing claims which are covered by the policy.  Public Liability insurance* Whether you have clients ...

read more

A guide to Plasterer's insurance that won't leave you, board

... by not having the right insurance in place? Read on to ... ... to have your own Public Liability insurance policy before being able to join Cover your bits Your tools of trade are vital to getting the job done and if you take the time to add up the costs to replace them, they ...

read more

Insurance for Cabinet Makers- What You Need to Know

... expectations for getting the job done right. But what happens when ... ... Public Liability insurance One of the fundamental types of cover cabinet makers need to look at is Public Liability insurance ... can and do happen, anywhere, anytime. Accidental injuries can occur while ...

read more

Insurance for Dog Walkers

... , and provide you with multiple quotes for you to choose from Did you know? It may be a legal requirement by some councils that you have Public Liability insurance to operate your dog walking business ...

read more

Understanding Insurance for Graphic Designers

... , that's when your business insurance comes into play. We've ... ... costs associated with responding to or managing claims which are covered by the policy. Public Liability Insurance ... or injury. The impact of not having an income can affect not only your business but your personal ...

read more

Insurance for Personal Trainers

... seek compensation from you for the injury, together with medical costs and loss of income.    Public Liability insurance offers you piece of mind in the event an unwanted personal injury or property damage claim arises ...

read more

Insurance for Personal Trainers

... seek compensation from you for the injury, together with medical costs and loss of income.    Public Liability insurance offers you piece of mind in the event an unwanted personal injury or property damage claim arises ...

read more

Insurance for Furniture Manufacturers

... wrong. This is where business insurance comes into play and should ... your insurance can feel overwhelming at times, with many types of cover ... and claim against you .     Product Liability insurance protects your businesses against claims by third parties relating to property damage or personal injury caused by your products . Tip: if ...

read more

Insurance for Butcher Shops

... Liability policy will cover your defence costs together with any award of compensation payable to a third party. Public Liability insurance usually includes Product Liability cover, to protect against personal injury ...

read more

Additional Cover for Professional Indemnity Insurance

... Fernando for his certificates of insurance - it's just part ... , but also with the additional cover [] ... . I definitely would recommend it.” Public liability protects businesses from bodily injury or property damage claims that arise in the course of doing business. In Hish's case, it covers him and his 10 employees while ...

read more

Insurance for Manufacturers

... types of products you manufacture, Public and Product Liability insurance is an important form of cover. It is designed to protect your business against claims relating to personal injury or property damage as a result ...

read more

5 Legal Essentials for your Small Business

... law including family, commercial, and personal injury. She has a passion for ... ... of areas of law including family, commercial, and personal injury. She has a passion for ensuring access to justice ... of liability and disclaimers. If you provide services to clients, your T&Cs will also cover payment ...

read more

A Mumpreneurs Guide to Understanding Business Insurance

The art of juggling parenthood while running your own business is anything but an easy feat. Theres always something screaming for your attention, from managing client ... Public Liability insurance covers legal fees and compensation costs if a customer, member of the public, or a supplier sues you for injury ... like to receive more information or a quote for cover, our friendly team is only a ...

read more

How much does Business Insurance cost?

... by Contents, Glass and Theft cover. Public Liability is an essential form of cover for retail businesses due to their exposure to potential claims arising from personal injury caused to their customers, suppliers ...

read more

Insurance for Allied Health Professionals

... means there is a risk of personal injury or property damage claims being made against your business. If you have a home-based practice, the Public Liability insurance provided under your Home and Contents ...

read more

The Risks of Growing Your Small Business

The only strategy that is guaranteed to fail is not taking risks. Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps ... crucial. Ignore them at your peril. So What Can You Do? Insure your legal liability! Public Liability (or 'PL') covers claims against personal injury or property damage to a third party and can include Product ...

read more

Insurance for makeup artists

... business from personal injury or property damage claims caused by the products you sell. Did you know that some hair and beauty salons require contracting makeup artists to have Public Liability insurance before ...

read more

5 Tips for an Insurance Health Check

... insurance is due for renewal or you are just wanting to do ... taking time to do a health check of your insurance to ensure ... not ... provided. Public Liability Protection against the damages from a claim for personal injury or ... Interruption Insurance. (Vero SME Insurance Index,2016) 3. Do I have enough cover to safeguard ...

read more

How to hire quality tradesmen for your small business with Oneflare

When hiring tradesmen for your small business, you don't have any room for error so every tiny detail counts. It can be daunting and time-consuming sorting through ... out for. Public Liability Insurance This is the most common and essential form of insurance for tradespeople. It covers the business and their employees against property damage or personal injury that is caused ...

read more

Five Tips for Starting your Home-based Business

... it a go, we've done some legwork and put together ... ... a result of your negligent business activities.     Product Liability insurance protects your businesses against claims by third parties relating to property damage or personal injury caused by your products . ...

read more

Professional Indemnity Insurance for Civil Engineers

... a professional, considering Professional Indemnity insurance to protect* you and your ... ... insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. What does Professional Indemnity cover ... Property damage / personal injury • Loss of ...

read more

Allied Health Combined Liability Insurance

... means there is a risk of personal injury or property damage claims being made against your business. Even if you're practice is home-based, the Public Liability insurance provided under your Home and Contents ...

read more

Turn your skills into a side hustle with these 5 business ideas

Whether it's serving up the best cupcakes in town at the local market stall, helping people reach their full potential with online coaching or starting a blog on mastering ... may also need to consider Product Liability insurance *, designed to protect your businesses against claims by third parties relating to property damage or personal injury caused by your products. Protect your ...

read more

Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses or ... business' activities. Failure in obtaining public liability insurance policy can expose ... and should have a public liability policy of some nature. What Does Public Liability Insurance Cover? Broadly, public liability insurance covers loss or damage to property, injury or death and other negligent ...

read more

5 Things to Consider When Buying Public Liability Insurance

Public Liability insurance. It's one of those fundamental covers that most SMEs are familiar ... with. But did you ... ? Not all Public Liability ... on costs but the cheaper option may not represent a true saving if the policy does not provide your business the sufficient coverage it needs. 3. Am I required to have Public Liability insurance cover ...

read more

Public Liability WA

What’s included & what’s not? Get the right cover Public Liability Insurance cost Here's the lowdown on WA public liability insurance As a small business owner in Western Australia you already have a lot on ...

read more

Public Liability QLD

What’s included & what’s not? Get the right cover Public Liability Insurance cost Here's the lowdown on QLD public liability insurance* As a small business owner in Queensland you already have a lot to worry ...

read more

Public Liability NSW

What’s included & what’s not? Get the right cover Public Liability Insurance cost Here's the lowdown on NSW public liability insurance* As a small business owner in New South Wales you already have a lot to ...

read more

Cyber Liability Insurance

... attack. Costs associated with defending a cyber claim are also covered.  Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of customer personal information, cyber ...

read more

Cyber Liability Insurance: the safety net small businesses need

... to hit, but the wider public is now starting to realise ... - they're real people doing real damage across the globe ... ... public is now starting to realise that hackers aren't just fictional brooding movie villains - they're real people doing ... covering the expenses and legal costs that are associated with breaches. Cyber Liability insurance ...

read more

6 Areas You May Not Have Thought Business Insurance Covers

... your business you should consider cover to protect the following types ... ... Money Did you know your Business Insurance policy can also provide cover for ... covers such as Public Liability and Professional Indemnity insurance to ensure you are not left financially responsible for the costs ...

read more

Management Liability Insurance

... and potentially, your personal assests. Management liability insurance* protects directors and ... cover you for your business you should think about: The specific risks your business faces associated legal costs ...

read more

Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... cover - Public Liability and Product Liability. Public Liability Public Liability covers you for the costs that arise from claims for legal liability if a member of the public ... collapses and causes injury to a ...

read more

The bricks and mortar of building insurance cover- what you need to know

Your business property is like your home away from home and is the place where you work your magic. Whether you're in the business of providing expert advice to clients ... Cover What is Building Cover? Building Insurance provides protection for material damage to your premises, it can cover the cost ... cost of repairs if damaged. Period of inoccupancy: Loss, damage or liability ...

read more

Reviews related to Does Public Liability Insurance Cover Personal Injury

  • product knowledge and advice are excellent

    Frank F
    Other

  • Easy to read understand and follow

    Tui d
    Other

  • Easy As!! Thank you

    Casey W
    Entertainment

  • EASY CONVENIENT!

    HONGWEI Z
    Travel

  • Excellent Customer Service

    Trevor C
    Other

Get instant quotes

Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.