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Public Liability Insurance

... ? Does your business or trade license require a minimum amount of cover? Do ... the public Legal and defence costs Public Liability Insurance protects you and your business ...

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What is Public Liability Insurance

... right Public Liability cover, the insurance company will provide the funds to cover your legal costs ... Damage to a third party's personal property Injury caused by you or ...

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Product Liability Insurance

... Product Liability Insurance? Product Liability insurance usually forms part of a Public Liability policy. ... do cause injury or property damage, Product Liability insurance will help to cover the cost ...

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How Much Does Business Insurance Cost

... to potential claims arising from personal injury caused to their customers, suppliers ... businesses Like retailers, Public Liability insurance is the most popular cover options taken out ...

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Public Liability Insurance NSW

... hefty legal costs, should an unwanted accident happen. And they do. Public Liability Insurance protects ... What is included? Compensation for personal injury and/or property damage to a ...

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Public Liability Insurance QLD

... hefty legal costs, should an unwanted accident happen. And they do. Public Liability Insurance protects ... What is included? Compensation for personal injury and/or property damage to a ...

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Public Liability Insurance WA

... What is included? Compensation for personal injury and/or property damage to a ... much do Professionals pay for Public Liability Insurance in WA? The term 'Professionals' covers a ...

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Insurance For personal trainers

... exercise sessions in outdoor areas. Insurance for Personal Trainers and Fitness Professionals ... (includes cover for defence costs, however costs relating to damages are excluded) Public Liability Public Liability is ...

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Insurance for Butcher shops

... consider. Public Liability insurance is designedto protect your business against claims of accidental personal injury ... accidental damage. Glass - covers the costs of replacing internal or external ...

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Insurance For electricians

... of fire, property damage and personal injury are extremely high for electricians. ... had Public Liability insurance and was able to make a claim to cover the cost ...

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Insurance For retailers

... your customers against claims for personal injury or property damage, including slips ... cover to protect against injury caused by the products you sell. Public Liability insurance will cover ...

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5 Tips for an Insurance Health Check

... insurance is due for renewal or you are just wanting to do ... taking time to do a health check of your insurance to ensure ... not ... provided. Public Liability Protection against the damages from a claim for personal injury or ... Interruption Insurance. (Vero SME Insurance Index,2016) 3. Do I have enough cover to ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually need ... ... Public Liability Insurance Every business should consider Public Liability Insurance - even home-based businesses. It covers ... , but your personal assets too. Management Liability Insurance explained. Cyber Liability ...

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Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... ... ! Public Liability insurance is designed to protect your business against such claims by covering ... premises or held within your personal care. Did you know? On average ...

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Insurance Considerations for Personal Trainers

... a personal trainer can be a rewarding career. Not only do you ... ... the case someone suffers an injury (or even damages property) as ... Find Out More About Public Liability Insurance As a personal trainer you'll also be ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how to ... policy is right? How much cover is enough? Whether you're opening ... while and looking to ... to businesses. Public Liability insurance covers against the legal costs for claims of injury or property ... audit by the ATO Personal Accident & Illness insurance covers you for lost ...

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The Remaining Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... fail to understand what it does protect you against, and the ... being ... type of your insurance. Read the below carefully: Public Liability – This protects against ... defence costs. And you should know that you're definitely not covered for ...

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Insurance for Cabinet Makers- What You Need to Know

... expectations for getting the job done right. But what happens when ... ... the basics: Public Liability insurance One of the fundamental types of cover cabinet makers ... accidents can and do happen, anywhere, anytime. Accidental injuries can occur while ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , jump online, compare quotes and buy the insurance that suits your business. ... not ... , a public liability policy for an SME working from home generally costs around ... dollar claim. However your business insurance may cover personal items If you have ...

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Insurance For cleaners

... facing a liability claim for personal injury or property damage. You forget ... held Public Liability insurance they would have been personally liable for the costs of ...

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Insurance for Makeup Artists

... knock over a laptop, Public Liability insurance could cover the costs to either repair or ... allergic reaction or other injuries. Did you know that Public Liability insurance is often a ...

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Insurance For handyman

... most careful of handymen! Insurance for Handyman Public Liability Do you need it? The ... Fortunately the handyman's Public Liability policy responded and covered the cost of the damage ...

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Insurance for Plasterers

... tools and injuring themselves. A personal injury claim could set you back ... third party. Public Liability insurance provides peace of mind. Business Insurance: Portable Equipment Cover* Insuring ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... a claim occurring. Public Liability insurance is an essential form of cover to protect ... everything stored online, including your personal and client information, there's a ...

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Insurance For tradesmen

... ! Did you Know? Most commonly Tradies purchase a Public Liability Insurance policy which covers them ... footy on the weekend. Personal Accident and Illness Insurance can help by ...

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Insurance for Dog Walking

... within a public park. Insurance for Dog Walkers Public Liability Insurance Public Liability insurance is essential for ... an accidental injury or fall seriously ill. Personal Accident and Illness insurance can ...

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Insurance For architects

... the general public. Public Liability insurance is an essential form of cover to protect ... Liability insurance will protect your company and your personal assets against legal costs ...

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Insurance For consultants

... consultancy services. It covers your legal and defence costs, court costs, compensation awarded ... Veterinary Services Statisticians Technical Writer Public Liability Public Liability insurance is a no brainer for ...

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Insurance For engineers

... the general public. Public Liability insurance is an essential form of cover to protect ... Liability insurance will protect your company and your personal assets against legal costs ...

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Insurance for Civil Engineers

... Did you Know? From Brisbane to the back of Bourke, your Public Liability insurance covers ... event of business interruptions. Personal Accident and Illness Insurance No matter how ...

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Insurance for Project Managers

... , Public Liability insurance provides protection from financial losses from claims for accidental injury or ... insurance. This policy will protect your business and personal assets against legal costs ...

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5 Surprising Things Business Insurance Can Cover

... for Business Insurance, most small business owners typically worry about covering the ... and stock. But did you know you can get cover ... to ensure you have your Public Liability cover in case a customer or ... little addition to your insurance portfolio. It covers the cost incurred from a ...

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Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... wide range of potential risks. Insurance for market stall holders is ... types of cover - Public Liability and Product Liability. Public Liability Public Liability covers you for the costs that ...

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Insurance For mobile food vans

... business is covered. Did you Know? Public Liability Insurance: The average level of cover our customers ... a number of potential risks: Injury - could be from the ...

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Insurance For psychologists

... even covers PR costs should you need to defend your reputation. Public Liability Considering ... you have with your clients, Public Liability insurance is a no brainer for ...

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Insurance For nurses

... even covers PR costs should you need to defend your reputation. Public Liability Considering ... you have with your patients, Public Liability insurance is a no brainer for ...

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Insurance For gift shops

... competitive insurance quotes in minutes. Did you Know? Public Liability Insurance: The average level of cover our ... was paid out for medical costs, lost work and rehabilitation. Damage ...

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Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... increase in the cost of business insurance, the BizCover SME ... cost of their Public Liability insurance. SME Professionals have been seeing increases in their Public Liability insurance ... platform to reduce their insurance costs with comparable cover.” Download the full report ...

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Introducing Government Interruption Insurance

... more expensive to do more business? Government Interruption Insurance is a revolutionary ... ... waves with Government Interruption Insurance. The policy will cover for the loss ... help you navigate new legislation, costs for additional “Small Businesses punch ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... www.bizinsure.com), a leading-edge online insurance model that connects independent ... critical Professional Liability (E&O) insurance solutions ... model (made mainstream by the personal auto insurance industry) replaces overhead with ... to quickly compare multiple quotes from A-rated insurance carriers, choose and purchase ...

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Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... cover in place to protect your business. Let us centre your insurance ... ... your studio floor, Public Liability insurance can cover the related costs to defend such claims. ... Public Liability policy is there to cover your repair bill. Public Liability will typically not cover Injury ...

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The Risky Business of Insurance

What are the Real Costs to Australian Small Business? Small ... ... “must have” insurance: Public Liability– protects against legal and court costs in the event ... , transparent and competitive. Online insurance experts BizCover cover over 2,000 occupations ...

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Business Insurance

... the cover options that suit you best. And you can include Public Liability Insurance ... Transit Statutory Liability Compare multiple insurance quotes online Best price with our ...

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Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn't always straightforward, and sometimes ... the nitty-gritty to understand what insurance is being offered and which ... with ... with Business Insurance options like Portable Equipment and Electronic Equipment cover, so ... electronic device INCREASED COST OF WORKING – the additional costs incurred by you ...

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Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... not universal. Graph 1 – BizCover Insurance Price Index (Financial Year 2017 ... sector, but the index for Public Liability and Business Packs increased 4 ...

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of ... professional sector with Public Liability and Business Packs (predominately covering perils and theft ... multiple quotes it is likely they could still save on their insurance costs.

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A Guide to PI Insurance

... to make Professional Indemnity Insurance simple (also known as ... errors and omissions insurance, PI or Professional Indemnity ... is Professional ... is covered). Why Do People Hate Thinking About Professional Indemnity Insurance? Professional Indemnity Insurance ... Indemnity Insurance needs. BizCover allows you to get live online quotes in ...

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Insurance for Hair & Beauty Services

... with your clients, making Public Liability insurance an essential cover for hairdressers and beauty ... damage or injury resulting from your business activities. Business Insurance Your customers ...

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Insurance For accountants

... their home or office, then Public Liability insurance will protect you from financial ... work done? If they were to breakdown could you cover the cost of ...

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Insurance for Yoga Teachers

... claim against you for accidental injury, for example, tripping over yoga ... left on the floor, Public Liability insurance can cover the costs to defend such claims ...

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Insurance For real estate agents

... a property that they own. Public Liability insurance will protect you from financial ... work done? If they were to breakdown could you cover the cost of ...

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Insurance For it professionals

... time visiting your client's onsite. Public Liability insurance will protect you from financial ... work done? If they were to breakdown could you cover the cost of ...

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Insurance for Convenience Stores

... agreement. Insurance for Convenience Stores Public Liability Insurance* Public Liability insurance is an important form of insurance to ... transit or in your personal custody. Theft*- covers your business for ...

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Insurance for Pharmacy and Pharmacists

... instant quotes from the multiple leading insurers on our platform. Did you ... in injury. Other Insurances for pharmacies Whilst Professional Indemnity and Public Liability insurance provides cover for ...

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Insurance for Martial Art Teachers

... personal assets are at risk if you don't have the appropriate insurance cover ... run into thousands of dollars. Public Liability Insurance There's no disputing that you ...

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Insurance for Registered Migration Agents

... circumstances. It covers your legal and defence costs, court costs, PR costs and compensation ... for your exclusive discount code. Public Liability Public Liability insurance is a no brainer for ...

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Insurance For recruitment consultants

... quotes from leading insurers. Select your preferred policy and you'll be covered ... defence costs, court costs, compensation awarded to your client, and PR costs. Public Liability Public Liability insurance is ...

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Insurance for Professionals

... well as PR costs to help uphold your reputation. Public Liability Public Liability insurance is notably ... one of the most essential forms of cover ...

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Insurance for Finance & Mortgage Brokers

... have done. Apart from covering your legal and defence costs, court costs, PR costs and ... run-off cover and start from just $742.50 inclusive for corporate AR's. Public Liability Public Liability insurance ...

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Insurance For marketing consultants

... court. It will cover legal and defence costs, court costs, PR costs, and compensation ... heading out to meet them, Public Liability insurance will protect you from financial ...

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The balancing act of work/life balance: how you can do it all and stress less

This Stress Down Day, we're here to help you gain back some equilibrium at work and stress less along the way. Research shows that 90% of Australians need to stress less ... weekend could result in accidental injuries, costing you precious time off without ... tailored quote for Personal Accident and Illness insurance today! *As with any insurance, cover will ...

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Small Business Insurance: Why you might want to ensure you're covered!

Running a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... need for adequate insurance for your business . Is insurance mandatory for your ... have at least $5 million public liability cover to secure work with real ...

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5 Reasons To Review Your Business Insurance This Christmas

Christmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the end ... have Public Liability, and if you do have it, ensuring you have adequate cover. ... you're protected within your Business Insurance pack, as with increased trading ...

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Insurance For manufacturers

... of cover. It protects your business against claims relating to personal injury or ... Liability insurance will protect your company and your personal assets against legal costs ...

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Insurance for Land Surveyors

... Business Insurance. Did you know? Be sure to consider Business Insurance to cover your ... managing claims which are covered by the policy. Public Liability* Public Liability insurance is designed to ...

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The Easter Bunny's Guide to Business Insurance

Each year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... a public liability risk, for which the Easter Bunny has maximum cover. If ... a Business Insurance pack the Easter Bunny would have cover for machinery ...

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5 Common Beauty Insurance Claims

As much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them - and the simplest of ... “Thankfully my Business Insurance policy included building and contents cover”, says Sarah. ... my landlord to hold a Public Liability policy. I've always enforced strict ...

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Insurance for Dog Grooming

... call, tangle free. Did you know? Your Public Liability policy covers you anywhere in ... your tools of trade. Personal Accident & Illness Insurance As careful as ...

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Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... on your business insurance. Cover yourself up! Check your insurance cover levels to see ... BizCover who let you compare quotes from multiple insurers online or ...

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When it Rains it Pours: Understanding Flood Cover.

When it comes to Business Insurance, understanding what's included and excluded ... when it comes to flood cover. But it doesn't need to ... explaining When it comes to Business Insurance, understanding what's included and excluded ... flooding cost? A: You will need to request a quote for including cover ...

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Cyber Liability Insurance

... Cyber Liability Insurance covers your business against the expense and legal costs associated ... associated losses, of your customer's personal details being stolen? Each business ...

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Reviews related to does public liability insurance cover personal injury

  • I have never purchased public liability insurance so I had no idea about anything. I rang Biz cover and spoke to Patrick who was super helpful and explained everything to me in a simple way that was easy to understand, I believe that I have also received

    Simona F
    Kitchen / Bedroom / Bathroom Furniture Manufacture & Installation

  • very easy to get my public liability insurance done within minutes!! Thanks.

    Troy M
    Landscape Construction

  • Very affordable insurance for public liability. I now use Bizcover for both my fast food business and my contractual training work.

    Katrina S
    Fast Food Retailing

  • Easy very fast and efficient, 1st timer on public liability insurance

    Les K
    Door Or Window Wholesaling

  • seems easy enough to obtain our public liability. Hopefully we are fully covered now.

    Natalie R
    Commercial Cleaning Services

  • unbelievable savings truly amazing the difference in the insurance costs thank you biz cover i will be recommending you to all my fellow business owners regards Palew Constructions

    Richard A
    Trades & Services

  • unbelievable savings truly amazing the difference in the insurance costs thank you biz cover i will be recommending you to all my fellow business owners

    Richard A
    Builder - House Construction Alteration Or Renovation

  • Very convenient, fast and efficient quote with choices of insurers and policy wording to read. Loved that I could easily update my quote and email it to me. Also, it was a nice surprise to find that my quote that was done more than 3 months ago could stil

    Elena B
    Tax Agent Service

  • Easy online process for getting an insurance solution and quote. I was able to complete this at a time that suited me, without being limited to business hours telephone support type scenarios.

    Trevor M
    Medical Supplies and Equipment Wholesaling

  • very easy and seamless process. It took me less than 20 mins through bizcover to insure my business whereas i also tried to go through an insurance broker who took 2 weeks and did nothing for me.

    Smita K
    Finance and Mortgage Broking

  • outstanding costumer service, very quick response . i will definitely do business again with biz cover

    Gafar M
    Education Consultant

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Get the cover that's right for your business

With BizCover you can choose policies from 3 levels of cover, $5 million, $10 million and $20 million.

Policies are usually tailored to individual businesses. Each business will require a different amount of cover and when deciding on how much cover you should have you should think about the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally think about what your level of risk and exposure could be. What kind of accidents could occur and what could be the potential cost of a claim?