How much does Public Liability Insurance cost?
... of your business potentially causing personal injury or property damage, the higher ... the average monthly cost of Public Liability insurance by level of cover? Coverage level Number ...
read moredoes public liability insurance cover personal injury
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5 Tips for getting the best Public Liability insurance for your business
... business and your customers with Public Liability insurance. It offers protection should a ... public, sue your business for personal injury, death ... public, sue your business for personal injury, death, or damage to their ... of cover. A lot of contracts also have requirements for Public Liability insurance. For ...
read morePublic Liability Insurance
... ? Does your business or trade license require a minimum amount of cover? Do ... the public Legal and defence costs Public Liability Insurance protects you and your business ...
read morePublic Liability Insurance
Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... relatively simple process. Purchasing public liability insurance online, where quotes are instant and transparent ... financially and reputationally. Insurance will cover you for the costs of legal defence ...
read moreWhat is Public Liability Insurance
... right Public Liability cover, the insurance company will provide the funds to cover your legal costs ... Damage to a third party's personal property Injury caused by you or ...
read more5 Tips for an Insurance Health Check
... insurance is due for renewal or you are just wanting to do ... taking time to do a health check of your insurance to ensure ... not ... provided. Public Liability Protection against the damages from a claim for personal injury or ... Interruption Insurance. (Vero SME Insurance Index,2016) 3. Do I have enough cover to ...
read more7 Types of Insurance Your Small Business Should Consider
... is Small Business Insurance. But what kind of insurance do you actually need ... ... Public Liability Insurance Every business should consider Public Liability Insurance - even home-based businesses. It covers ... , but your personal assets too. Management Liability Insurance explained. Cyber Liability ...
read moreDishing up the facts on food business insurance
... you have the right business insurance. When it comes to insuring ... ... ! Public Liability insurance is designed to protect your business against such claims by covering ... premises or held within your personal care. Did you know? On average ...
read moreInsurance Considerations for Personal Trainers
... a personal trainer can be a rewarding career. Not only do you ... ... the case someone suffers an injury (or even damages property) as ... Find Out More About Public Liability Insurance As a personal trainer you'll also be ...
read more5 Questions to ask yourself before buying Insurance for your Small Business
Know you need business insurance but aren't sure how to ... policy is right? How much cover is enough? Whether you're opening ... while and looking to ... to businesses. Public Liability insurance covers against the legal costs for claims of injury or property ... audit by the ATO Personal Accident & Illness insurance covers you for lost ...
read moreThe Remaining Risk: What Isn't Covered and Why it Matters
... most common issues with Business Insurance is that policy owners often ... fail to understand what it does protect you against, and the ... being ... type of your insurance. Read the below carefully: Public Liability – This protects against ... defence costs. And you should know that you're definitely not covered for ...
read moreA guide to Plasterer's insurance that won't leave you, board
... by not having the right insurance in place? Read on to ... ... your own Public Liability insurance policy before being able to join Cover your bits ... done and if you take the time to add up the costs ...
read moreThings you didn't know about small business insurance
Getting the insurance sorted for your small business ... , jump online, compare quotes and buy the insurance that suits your business. ... not ... , a public liability policy for an SME working from home generally costs around ... dollar claim. However your business insurance may cover personal items If you have ...
read moreProduct Liability Insurance
... Product Liability Insurance? Product Liability insurance usually forms part of a Public Liability policy. ... do cause injury or property damage, Product Liability insurance will help to cover the cost ...
read moreBeauty to go! What Mobile make-up artists need to know about insurance
There are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ... reaction or injury. The great thing about Public Liability insurance is that it covers you ... trying to do business without them? When you calculate the costs of ...
read moreInsurance for architects- the blueprint to success
The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... a claim occurring. Public Liability insurance is an essential form of cover to protect ... everything stored online, including your personal and client information, there's a ...
read moreThe Risks of Growing Your Small Business
"The only strategy that is guaranteed to fail is not taking risks." - Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps ... Can You Do? Insure your legal liability! Public Liability (or 'PL') covers claims against personal injury or ... costs. Protect the money. This is about more than Business Interruption insurance ...
read moreKeep cool and carry on - A summer survival guide for restaurants and cafés
Iced teas, tropical fruits, a cheeky ice cream - those signature flavours of summer are something you would be all too familiar with as a restaurant or caf owner. Summer ... or café business is with Public Liability insurance. It is designed to protect ... other windows- Glass cover can cover the repair and replacement costs. Business Interruption ...
read moreHow to hire quality tradesmen for your small business with Oneflare
When hiring tradesmen for your small business, you don't have any room for error - so every tiny detail counts. It can be daunting and time-consuming sorting through ... different types of insurance to look out for. Public Liability Insurance This is the ... It covers the business and their employees against property damage or personal injury ...
read moreA roadmap to staying in business for the long haul: Part 2
The journey to becoming a successful small business owner is one of twists, turns and the occasional speed bump. In our two-part series (catch up on part 1 here) we map ... business insurance can help keep your business alive: Public Liability is an essential cover ... savings or worse still your personal finances, potentially causing your business ...
read moreLegal Requirement for Public Liability Insurance
Public liability insurance covers your business for losses or ... business' activities. Failure in obtaining public liability insurance policy can expose ... nature. What Does Public Liability Insurance Cover? Broadly, public liability insurance covers loss or damage to property, injury or ... work. The ongoing costs of a public liability insurance policy outweigh those ...
read moreTop 5 Reasons for Having Professional Indemnity and Public Liability Insurance
... and maintain Professional Indemnity and Public Liability insurance. #1 Protection against claims of ... ... and maintain Professional Indemnity and Public Liability insurance. #1 Protection against claims of ... action against you. It covers legal and defence costs, as well as ...
read more5 Surprising Things Business Insurance Can Cover
... for Business Insurance, most small business owners typically worry about covering the ... and stock. But did you know you can get cover ... to ensure you have your Public Liability cover in case a customer or ... little addition to your insurance portfolio. It covers the cost incurred from a ...
read moreDo I need insurance for my market stall?
From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... wide range of potential risks. Insurance for market stall holders is ... types of cover - Public Liability and Product Liability. Public Liability Public Liability covers you for the costs that ...
read moreHow the cost of Professional Indemnity insurance is calculated
... how the cost of a Professional Indemnity (PI) insurance policy is calculated ... and why one profession can often cost more ... that that ... that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is ... when calculating which level of cover your business may need: Legislative ...
read more5 Reasons to love Personal Accident Cover
Personal Accident and Illness Insurance (IPA Cover)offers financial protection when you ... due to an injury or sickness. A policy will Personal Accident and Illness Insurance (IPA Cover)offers financial protection when you ... your death or a permanent injury (such as paralysis or loss ...
read moreSmall Business Insurance Index
... price increases in the business insurance market, SMEs are continuing to ... increase in the cost of business insurance, the BizCover SME ... cost of their Public Liability insurance. SME Professionals have been seeing increases in their Public Liability insurance ... platform to reduce their insurance costs with comparable cover.” Download the full report ...
read morePersonal Accident and Illness Insurance for Tradies
Does the thought of being off ... sound, the reality is, they do happen. Being a tradie, you ... risks, and if something does go wrong, it could ... , and if something does go wrong, it could cost you an arm ... online quote for Personal Accident Insurance today. Could you afford not to be covered ...
read moreKeep calm and stretch on with Yoga Teacher insurance
... of arranging your yoga teacher insurance go. As a yogi or ... cover in place to protect your business. Let us centre your insurance ... ... your studio floor, Public Liability insurance can cover the related costs to defend such claims. ... Public Liability policy is there to cover your repair bill. Public Liability will typically not cover Injury ...
read more5 insurances every convenience store owner needs to know about
... store, you've got all bases covered, but have you taken the ... ... your Public Liability insurance. It is one of the most essential types of cover ... within your store. Glass cover will cover the cost of replacing internal or ...
read moreThe Risky Business of Insurance
What are the Real Costs to Australian Small Business? Small ... ... “must have” insurance: Public Liability– protects against legal and court costs in the event ... , transparent and competitive. Online insurance experts BizCover cover over 2,000 occupations ...
read moreWho is Covered Under an IT Liability Policy?
Information Technology Insurance Professionals in the information technology ... ... What do IT Liability policies provide cover for? IT Liability insurance provides cover for ... Documents/Data; Defence Costs associated with covered claims. What about Products and Public Liability? As ...
read moreNew Year Insurance Health Check!
... the year that was and do a bit of planning for ... ... consider increasing the level of public liability insurance that you hold. Are there ... endorsement to include flood cover. Re-instatements - does your policy have reinstatements ...
read more6 Areas You May Not Have Thought Business Insurance Covers
... your business you should consider cover to protect the following types ... ... your premises, or in your personal custody? If you business holds ... include other essential covers such as Public Liability and Professional Indemnity insurance to ensure ...
read moreComparing Portable Equipment & Electronic Equipment Cover
Business insurance isn't always straightforward, and sometimes ... the nitty-gritty to understand what insurance is being offered and which ... with ... with Business Insurance options like Portable Equipment and Electronic Equipment cover, so ... electronic device INCREASED COST OF WORKING – the additional costs incurred by you ...
read moreInsurance prices remain steady despite market predictions of higher premiums
... , the latest BizCover Small Business Insurance Index is showing little change ... ... highly profitable small business sector.” Public Liability and Professional Indemnity prices have ... I don't see the cost of business insurance increasing in the short ...
read moreInsurance Premiums for Retailers Continue to Climb
Insurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... not universal. Graph 1 – BizCover Insurance Price Index (Financial Year 2017 ... sector, but the index for Public Liability and Business Packs increased 4 ...
read moreSmall Business Insurance Index Q2: 5 point increase, largest in 10 quarters
The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of ... professional sector with Public Liability and Business Packs (predominately covering perils and theft ... multiple quotes it is likely they could still save on their insurance costs.”
read moreSmall Business Insurance Price Index Q3
Insurers hold on to SME Insurance Premium Price Increases! Despite a ... BizCover Small Business Insurance Price Index has shown insurance rates ... BizCover Small Business Insurance Price Index has shown insurance rates dropping back ... sector, primarily around Public Liability and Business Packs (predominately covering perils and theft ...
read moreSmall Business Insurance: Why you might want to ensure you're covered!
Running a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... need for adequate insurance for your business . Is insurance mandatory for your ... have at least $5 million public liability cover to secure work with real ...
read more5 Reasons To Review Your Business Insurance This Christmas
Christmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the end ... have Public Liability, and if you do have it, ensuring you have adequate cover. ... you're protected within your Business Insurance pack, as with increased trading ...
read moreThe Easter Bunny's Guide to Business Insurance
Each year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... a public liability risk, for which the Easter Bunny has maximum cover. If ... a Business Insurance pack the Easter Bunny would have cover for machinery ...
read more5 Common Beauty Insurance Claims
As much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them - and the simplest of ... “Thankfully my Business Insurance policy included building and contents cover”, says Sarah. ... my landlord to hold a Public Liability policy. I've always enforced strict ...
read moreGetting the Best Value on Your Business Insurance
The new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... on your business insurance. Cover yourself up! Check your insurance cover levels to see ... BizCover who let you compare quotes from multiple insurers online or ...
read moreWhen it Rains it Pours: Understanding Flood Cover.
When it comes to Business Insurance, understanding what's included and excluded ... when it comes to flood cover. But it doesn't need to ... explaining When it comes to Business Insurance, understanding what's included and excluded ... flooding cost? A: You will need to request a quote for including cover ...
read moreCommon Small Business Insurance Claims and How to Prevent them.
... line. Whilst you've got the insurance to help you out, you'd ... ... the most common BizCover Business Insurance customer claims, and tips on ... with some of their own personal items stolen. While most small ...
read moreCyber Liability Insurance: the safety net small businesses need
... villains - they're real people doing real damage across the globe ... ... your business by covering the expenses and legal costs that are associated ... included in Cyber Liability insurance are: · Business interruption costs · Data recovery and ...
read more7 Ways You Can Protect Your Business and Personal Information Online Today.
... digital, where you can now do everything, from reading books, listening ... ... will never ask for any personal information but also be wary ... business. Most cyber insurance policies will not only cover your business financially ...
read more7 Things Accountants Needs to Consider When Applying For Professional Indemnity Insurance
Buying any insurance, can be a confusing and ... to getting your Professional Indemnity Insurance, it can be even more ... hold a certain level of insurance. CA ANZ requires that professional indemnity covers each principal ... employee's dishonesty), Public Relations Costs, Statutory Liability (cover for unintentional breaches of ...
read moreSmall Business Continues to Win on Insurance Prices!
... ; however the BizCover Small Business Insurance Price Index for the first ... ... small businesses! Prices across all insurance classes were stable across the ... as well. The retail industry did see a slight decline in ...
read moreThe bricks and mortar of building insurance cover- what you need to know
Your business property is like your home away from home and is the place where you work your magic. Whether you're in the business of providing expert advice to clients ... commercial property: Building Cover What is Building Cover? Building Insurance provides protection for ... your premises, it can cover the cost of repairing or rebuilding your ...
read moreDon't let your business be an online target - what you need to know about Cyber Liability Insurance
While the terms 'cybercrime' and 'data breach' may not have existed 25 years ago, they are now commonplace threats facing small business. In fact, in 2017 approximately ... it or not but cyber-crime costs Australian businesses $4.5 billion annually ... is Cyber Liability Insurance and what does it cover? Cyber Liability insurance can protect ...
read more5 Legal Essentials for your Small Business
... law including family, commercial, and personal injury. She has a passion for ... ... law including family, commercial, and personal injury. She has a passion for ... well-drafted, clear employment agreement will cover things like leave entitlements, intellectual ...
read moreSMEs continue to benefit from low premiums; despite talk of price rises.
... seems to be hardening for insurance for larger businesses, the latest ... BizCover Small Business Insurance Price Index is showing no ... ... prices down. Professional Indemnity and Public Liability, including multiple section business packs ... see material rises in their insurance cost anytime soon and not before ...
read moreComparethemarket.com.au and BizCover Announce White Label Partnership
... online provider of small business insurance, having helped over 90,000 ... businesses compare and buy their insurance online. Their White Label solution ... businesses compare and buy their insurance online. Their White Label solution ... around for their business cover.” “BizCover have cover options for over 6 ...
read moreBizCover partners with Energy Retailer CovaU
Online small business insurance provider BizCover has announced ... label version of its online insurance platform for CovaU to ... offer insurance ... get a range of business insurance quotes, compare and buy online, in ... traditional way of purchasing business insurance, and often delivering substantial savings ...
read moreTriumph after Tragedy for QLD Fitness Trainer Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program'
... is to grow her new personal fitness training business, focused on ... ... is to grow her new personal fitness training business, focused on ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly ...
read moreProfessional Indemnity Claims: when should I notify my insurer?
... (PI) insurance is no doubt one of the most vital covers you ... assistance for legal and compensation costs in the event of action ... against ... (PI) insurance is no doubt one of the most vital covers you ... assistance for legal and compensation costs in the event of action ...
read moreTips for making a Stress-Free Claim
Making an insurance claim can be stressful - but ... ... read your insurance policy's Product Disclosure Statement (aka PDS) cover to cover daunting ... pay rent and the running cost of your business at another ...
read moreGold Coast Mobile Juice Business Gets a Boost
... , Australia's biggest online small business insurance provider . […] ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly ... select and purchase the right cover immediately. BizCover partners with leading ...
read moreSmall Business Index July 2015
SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... , Combined Professional Indemnity & Public Liability and Public Liability /Business Packs. Michael Gottlieb, BizCover ... with capital chasing returns in insurance.” The Professional Indemnity rates reduced ...
read moreHow to Kickstart Your Best Year in Business
... bad habits doesn't need to cost the earth or […] ... get menial tasks done without spending a fortune. Insurance One of the ... over insuring and that you're covering your business for the things ...
read moreTaking the W: The Art of Celebrating a Win
In the insurance world, we focus on loss ... ... ; feeling good about what you've done. The next thing you might ... negatives. In fact, we see insurance as a hugely positive part ...
read morePreparing your store for the holiday season ahead
The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... Take safety measures to prevent injuries With larger crowds, health and ... legal expenses. Ensure your Public Liability insurance policy has adequate cover to protect you ...
read moreHow to survive the silly season: a guide for small businesses
In the blink of an eye, the silly season is here again! For some, it's the busiest time of year, from retailers helping people get their last-minute gifts and service ... you have an active Public Liability insurance in place. Public Liability insurance is designed to protect ... that the venue has Public Liability cover in place to cover your employees and ...
read moreManaging Risk for Tradesmen
Running your own trade business or working as a contractor often means you're exposed to greater risk than many other business owners. There's always the potential for ... livelihood Public Liability insurance is undoubtedly one of the most important forms of cover ... use, engrave them with a personal identifier, maintain an inventory and ...
read more5 Ways To Prepare Your Business Premises For The Cooler Seasons
As we say goodbye to those sunny summer days and hello to fresh, frosty mornings, the change in seasons is a prime time to make sure your business premises is prepared ... , is a wise investment, covering the costs of repairing or replacing insured ... walking in these areas. Having Public Liability insurance is one of the vital ...
read moreDoggone Great! Local QLD Business Selected in the $60,000 'Small Business Buddy Program'
Small Business Buddy Winner! Local QLD Business Selected in the $60,000 'Small Business Buddy Program' Woofwatchers, a local dog grooming and pet caring business is ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly ... select and purchase the right cover immediately. BizCover partners with leading ...
read moreDon't be a pork chop - insure your butcher shop
There's a lot at stake.. Think of all the hard work you have put into creating your butcher shop business starting with the early days as an apprentice to building up ... quickly add up and would cost an arm and a leg ... Breakdown cover is available under a Business Insurance pack and provides cover for ...
read moreHelp Protect your small business' reputation
When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... of your business. Not only does it help pay for your ... Cyber Liability insurance is that it includes cover for the reasonable costs and ...
read more5 Money Saving tips for Small Business
Most small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... , credit card, bank account or insurance for their business. It may ... the provider of your personal finance accounts does not necessarily offer the ...
read moreInternational Day of Charity Customer Spotlight: A Sound Life
Today is International Day of Charity! To celebrate we wanted to take the opportunity to shine a light on one of our very own customers and their charity organisation ... and patience, stamina and endurance. Do not be afraid of failure ... and women's shelters. So, what does the future hold for A ...
read moreHop to it! Find your business motivation this Easter break with these tips
Feel like it's all work, no play? Lost that mojo and spark? As a small business owner, you're not alone when it comes to experiencing motivational burnout. To help get ... It's critical that you are doing something every single day where ... people in my industry who do little to improve a business's ...
read morePreparing your small business for a Tax Audit
... ATO are going to be doing random audits of 100's of ... ... for you, but keeping your personal and business finances separate, including ... tax audit cover either as part of your business insurance or as ...
read morePT@Home is the runner-up in our BizGiver grant competition
... has worked as an instructor, personal trainer and transformation specialist for ... , she's been running her own personal training business, PT@Home ... has worked as an instructor, personal trainer and transformation specialist for ... she suffered and acquired brain injury after a brain tumour.” Like ...
read moreProfessional Indemnity for Real Estate Agents
... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... of $1 million Professional Indemnity Insurance ... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... is where they have a personal interest in their advice or ...
read moreSmall Business Resolutions for 2017
... take stock of both your personal life and business life and ... ... take stock of both your personal life and business life and ... will do the baking myself and see if I can cost cut ...
read moreA Close Shave with Underinsurance
... to make sure that your Insurance grows with your business and ... ... that she would struggle to cover costs if her business was shut ... landlord’s insurance covered the repairs to the roof, it did not cover her ...
read moreProgressive Distillery in Hobart Tasmania, defeats hundreds of others Small Businesses Nationwide to become the latest winner of BizCover's $2000 grant, BizGiver.
... distillery in Hobart Tasmania, is doing something no one has even ... just 10 weeks. Not only does this mean that the turn ... ... Australia's first online Small Business Insurance Comparison Site, is a $2000 ... effort has been worthwhile.” “The cost of producing labels represents a ...
read moreWhy having an office inventory list is essential.
... comes to claim on your insurance. When you're filling out your ... ... , theft or malicious damage, the costs incurred could be significant. Consider ... review your insurance, you have the right level of cover for your ...
read moreReal Bodies Runners takes home the top prize in the 37th BizGiver competition
... would one day become his personal training and run coaching business ... ... would one day become his personal training and run coaching business ... your own lifestyle. Helping people do that is amazing.” View this ...
read moreCustomer Spotlight: Cazeil Creative
... role in our lives, recording personal and historical memories. And no ... ... role in our lives, recording personal and historical memories. And no ... is almost mandatory especially to cover my equipment as my photography ...
read morePI Index: Premiums Decline 10 Straight Quarters
Business Insurance Premiums Decline 10 Straight Quarters, ... healthy competition in the business insurance market. The BizCover Small Business ... ... the previous quarter. The index did highlight that prices across the ... an example, the cost of Professional indemnity insurance for some Allied Health ...
read morePet Stays, becomes the 32nd BizGiver winner
... the 32nd Winner of BizCover Insurance's BizGiver $2000 Small Business Grant ... ... gave me the opportunity to do something very important to me ... more traditional methods of buying insurance, said Michael Gottlieb, Founder and ...
read moreBizCover wins dual accolades over two big nights
... experience in the Small Business Insurance space. On Tuesday night, BizCover ... award recognised the "Small Business Insurance […] ... award recognised the “Small Business Insurance Made Even Easier” campaign for ... to translate the entire BizCover quoting process. Since inception the company ...
read moreManaging the work-life balance see-saw: Secret tips for small business owners.
Owning your small business can feel a bit like a balancing act with the everyday responsibilities of running the show, whilst trying to maintain a healthy lifestyle, ... weekend could result in accidental injuries, costing you precious time off work ... and receive a free tailored quote for Personal Accident and Illness insurance today!
read more10 Tools Every Small Business Should Gift Themselves This Christmas
When you are running a small business you have to be many things at once, an accountant, a marketer, a technician as well as an administrator. Luckily, in today's digital ... the basic package and the cost to license many images is ... 1 online business insurance, where you can compare multiple quotes from Leading ...
read moreIs your Small Business Summer Proof?
Summer in Australia is a great time of year. There's a lot to enjoy, including plenty of public holidays, long days and great weather. But along with these great perks ... extended interruption? Along with that does your business use refrigeration for ... by them, having the right insurance cover can mean that your business ...
read moreBusiness Horror Stories
Running a business can be a wonderful rewarding experience, but sometimes things can go horribly wrong. THE ONLINE ONSLAUGHT We never believe it can happen to us, that ... victims also incur the additional costs of business interruption and productivity ... section of their policy covered them. Business Insurance cover options such as Management ...
read moreHop to it! Find your business motivation this Easter break with these tips (Part 2)
This week we explore part 2 of our Easter Motivation special, where more small business owners open up and share their tips, tricks and wisdom on staying motivated. Read ... motivated to refresh your business insurances, the BizCover team is only ... , where you can access multiple quotes from Australia's top insurers and ...
read moreCustomer Spotlight: Elite Words
On today, International Women's Entrepreneurship Day, we celebrate with one entrepreneurial BizCover customer, Natalie Dawson of Elite Words. After over ten successful ... is the right thing to do. It is more important for ... than to worry about the cost of insurance.” “In the short term ...
read moreA $2,000 Wish for Your Small Business
Ask any small business owner about the most difficult aspect of running a business and you'll most likely get an array of answers. However, one thing in common that most ... more traditional methods of buying insurance,” said BizCover Founder and Managing ... business costs” Previous BizGiver Winner – Sapphire Coast Mobile Mechanic How does it ...
read moreShredding the Habit: Small Business Owners Share the Bad Habits they Would Be Happy to See in Pieces
Setting your password as WELCOME1, a box of receipts going 5 years back and not getting nearly enough sleep. If any of these business habits sound familiar, then rest ... having the right level of cover for your business based on ... BizCover team, Australia's Small Business Insurance Specialists. *Statistics sourced from the ...
read moreNew Year, New Goals - 7 small businesses share their goals and resolutions for 2019
The new year is the perfect time to start afresh and try a few new things to point your business in the right direction. We had a chat with some small business owners ... a better business owner Keep costs to a minimum, watch every ... insurance sorted, we can help by providing hassle free and competitive quotes ...
read moreSto Lat Restaurant & Café wins the BizGiver grant
Conveniently located in Ashfield, the heart of the Inner West, is the latest recipient of the BizGiver grant, the Sto Lat Restaurant and Caf! The restaurant specialises ... 7 contacting them wanting to do a segment on Sunrise, focusing ... lot about so that it does not feel like work. You ...
read more10 small businesses share what they love about their small business
To celebrate Valentine's Day we went straight to the heart of owners from a variety of industries and asked them what they love most about their small business. From ... freedom, financial freedom, freedom to do business with whom I choose ... insurance provider that will return your calls, check out the latest quotes ...
read moreWorld Environment Day Customer Spotlight - Blue Earth Solutions
Operating out of Mandurah in Western Australia, is Blue Earth Solutions (BES), an environmental consultancy. The goal of BES is to work towards continual improvement ... Clemency notes that “not only does BES channel my passion - ... this to offer: “You can do it! The journey is both ...
read more7 Steps for Your Business to Survive and Thrive
When you first launched your business, you probably thought you'd bought your ticket to a freer and more relaxed lifestyle, right? By now you may have learned that the ... marketing activity and explore no/low cost strategies to publicise your business. ... curb You may think you're doing your customers a favour by ...
read moreMum's the Word: Wise Words of Advice From Business Savvy Mums
This Mother's Day we share some of the pearls of wisdom small business owners have been given by their mums for life and business. Linda Reed-Enever, Co-Founder of Business ... unconditional belief that I could do or be anything, gave me ... you have the right business insurances to protect it. We can ...
read moreMobile Food Truck Business wins a new sparkling make-over with the latest BizGiver Small Business Grant.
In March 2016, two friends Karina and Vicky started their own Market and Festival business, Suga & Spice, after both enjoying sharing their love of cooking with each ... an initiative started by BizCover Insurance, which grants the wish of ... been the start-up costs and the van renovation costs,” explains Vicky, “Winning ...
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Get the cover that's right for your business
With BizCover you can choose policies from 3 levels of cover, $5 million, $10 million and $20 million.
Policies are usually tailored to individual businesses. Each business will require a different amount of cover and when deciding on how much cover you should have you should think about the following factors:
- Do any of your contracts require a minimum level of cover?
- Has your industry body set a minimum level of cover for membership?
- Does your business or trade license require a minimum amount of cover?
- Do the terms of your lease require a minimum level of cover?
- Finally think about what your level of risk and exposure could be. What kind of accidents could occur and what could be the potential cost of a claim?
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