What does Public Liability insurance cover?

... reputation. The key things Public Liability Insurance is designed to provide cover for include: Any award or settlement of compensation to a third party due to them sustaining personal injury or property damage due ...

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How much does Public Liability Insurance Cost?

... underwriting criteria will apply. Get a hassle-free quote for your business here. Given the various industries and occupations Public Liability insurance can cover, also means the cost of it can vary greatly. This is due ...

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Public Liability Insurance in Brisbane

... many hours and valuable time. Job well done.” Michael R. Engineering Consultant What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury suffered by a third party (such as ...

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Public Liability Insurance in Adelaide

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Public Liability Insurance in Port Macquarie

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How much Public Liability insurance do I need?

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Public Liability Insurance in Perth

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Public Liability Insurance in Mandurah

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Public Liability Insurance in Hobart

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Public Liability Insurance in Darwin

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Public Liability Insurance in Rockhampton

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What is Product Liability Insurance?

... against claims by third parties relating to property damage or personal injury caused by your products. Product Liability insurance usually forms part of a Public Liability policy and the word 'product' will be a defined ...

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What is Public Liability Insurance?

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Public Liability

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5 Tips for getting the best Public Liability insurance for your business

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What Tradies Need to Know About Public Liability Insurance

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Do I need Public Liability insurance?

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Public Liability PPC

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Insurance for Landscapers

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Insurance for Tradesmen

Public Liability Insurance cost for Tradesmen Why do Tradesmen need it? Don't be a 'hero' and rock up to your next job without your insurance. With BizCover you can get multiple competitive quotes from some of Australia' ...

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Insurance for Yoga Teachers

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Insurance for Electricians

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Insurance for Carpenters

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Insurance for Cleaners

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Business Insurance Guide for the Self-Employed - Part 1

... are a variety of business insurance [] ... by third parties relating to property damage or personal injury caused by your products. What does Public Liability Insurance typically cover*? Compensation for: Personal injury suffered by a third party (e.g. a ...

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Insurance for Furniture Manufacturers

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Insurance for Pizza Shops

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Insurance for Cafes

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Insurance for Plasterers

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Insurance for Restaurants

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Insurance for Retailers

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Public Liability Insurance for Cabinet Makers

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Public Liability Insurance Scenario

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5 Questions to ask yourself before buying Insurance for your Small Business

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Insurance for Civil Engineers

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Insurance for Car Wash and Auto Detailers

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Insurance for Lawn Mowing Services

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Insurance for martial art teachers

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7 Types of Insurance Your Small Business Should Consider

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Home Based Business Insurance

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Insurance for Pet Professionals

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Insurance Considerations for Personal Trainers

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Insurance for Massage & Alternative Therapies

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A guide to Plasterer's insurance that won't leave you, board

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Insurance for Cabinet Makers- What You Need to Know

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Insurance for Dog Walkers

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Insurance for Personal Trainers

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Insurance for Furniture Manufacturers

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Additional Cover for Professional Indemnity Insurance

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Insurance for Butcher Shops

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Insurance for Manufacturers

... types of products you manufacture, Public and Product Liability insurance is an important form of cover. It is designed to protect your business against claims relating to personal injury or property damage as a result ...

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5 Legal Essentials for your Small Business

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How much does Business Insurance cost?

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Insurance for Allied Health Professionals

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5 Tips for an Insurance Health Check

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Insurance for makeup artists

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The Risks of Growing Your Small Business

The only strategy that is guaranteed to fail is not taking risks. Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps, ... t cost ... insurances - public liability and professional indemnity - are crucial. Ignore them at your peril. So What Can You Do? Insure your legal liability! Public Liability (or 'PL') covers claims against personal injury ...

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Five Tips for Starting your Home-based Business

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Professional Indemnity Insurance for Civil Engineers

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How to hire quality tradesmen for your small business with Oneflare

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses or ... business' activities. Failure in obtaining public liability insurance policy can expose ... of risk and should have a public liability policy of some nature. What Does Public Liability Insurance Cover? Broadly, public liability insurance covers loss or damage to property, injury or death and other negligent ...

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5 Things to Consider When Buying Public Liability Insurance

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Public Liability QLD

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Public Liability WA

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Public Liability NSW

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Cyber Liability Insurance

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6 Areas You May Not Have Thought Business Insurance Covers

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Cyber Liability Insurance: the safety net small businesses need

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Management Liability Insurance

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Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... cover - Public Liability and Product Liability. Public Liability Public Liability covers you for the costs that arise from claims for legal liability if a member of the public ... collapses and causes injury to a passer- ...

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Don't let your business be an online target - what you need to know about Cyber Liability Insurance

While the terms 'cybercrime' and 'data breach' may not have existed 25 years ago, they are now commonplace threats facing small business. In fact, in 2017 approximately ... What is Cyber Liability Insurance and what does it cover? Cyber Liability insurance can protect your ... the Mandatory Data Breach Notification Laws) and other legal costs A true story: how expensive a simple piece of ...

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The bricks and mortar of building insurance cover- what you need to know

Your business property is like your home away from home and is the place where you work your magic. Whether you're in the business of providing expert advice to clients ... Cover What is Building Cover? Building Insurance provides protection for material damage to your premises, it can cover the cost ... or the cost of repairs if damaged. Period of inoccupancy: Loss, damage or liability during ...

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How Does Professional Indemnity Insurance Benefit You?

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BizCover SME Insurance Price Index Q1 FY20

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Insurance for Hair & Beauty Services

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Keep calm and stretch on with Yoga Teacher insurance

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Business Insurance in Wollongong

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Business Insurance in Bunbury

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.