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With your hard-earned money tied up in stock for your business, it makes sense you would want to protect it. And that means having business insurance. Let BizCover give you the gift of hassle-free insurance with multiple competitive insurance quotes from some of Australia’s leading insurers, in minutes.
With many gift shops having large glass shop front windows, glass cover can be an important form of insurance and is often required as part of a commercial lease agreement
If you operate through a shop, you want customers in your store. Public Liability insurance is designed to provide protection for you and your gift shop business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities
Things that could go wrong include a display collapsing on a customer or a customer tripping on stock that was left on the floor. Having the right Public Liability insurance will give you peace of mind.
Your customers are important but so is your stock, shop contents, and building. Without the right cover, you could be hit with a few unwanted financial challenges that could throw a spanner in the works. Business Insurance cover includes:
As a gift shop owner you regularly hold customer data like credit card details from processing sales online. Holding such sensitive customer data can come with the risk of an unwanted claim for a data breach, something your business can do without. This is where Cyber Liability insurance* can help.
Cyber Liability insurance is designed to help protect your gift shop business from claims and support your profitability in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered. Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of customer personal information, cybercrime, cyber extortion/ransomware and business interruption due to a cyber event.
A gift shop owner outdid herself with a beautiful new display stand with exquisite lighting. A cord coming out from the stand caused an obstruction and a lady visiting the store tripped and broke her wrist. $12,000 was paid out by the owner’s public liability insurer for medical costs, lost work and rehabilitation.
A gift shop owner rented premises in a quaint free-standing terrace. A large storm caused the outside drains to be blocked resulting in water leaking in through the roof and damaging stock and fixtures in the store. $8,000 was paid out in damages under the owner’ Contents cover.
|*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.|
This makes my life so easy I would recommend Biz cover to anyone
Lynda and James S
Wow, so easy. I was shocked. Thank you! My time precious at the moment.
SOOOOO EASY!!!! I have called around for 2 days looking for a cover, and this place offered me what I needed for half the price I was given elsewhere!
What an easy process! Great online quoting system and fast smooth processing of starting up my chosen policy. Great prices also. Very pleased with your service and will recommend to other business owners such as myself. Thank you.
Didn’t have to talk to anyone and I’ve got insurance. This is the future people. Satisfied customer
Easy site navigation easy to set up and a great price. After shopping around via phone and internet I still saved $300!