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With your hard earned money tied up in stock for your business, it makes sense you would go to all lengths to protect it. And that means having the right insurance, at the right price, of course. Let BizCover give you the gift of hassle-free insurance with multiple competitive insurance quotes in minutes.
Public Liability Insurance: The average level of cover our customers take for their gift shop business is 20 million dollars.
If you own a shop, you want customers in your store. Public Liability insurance is designed to provide protection for you and your gift shop business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.
Things that could go wrong include a display collapsing on a customer or a customer tripping on stock that was left on the floor. Having the right Public Liability insurance will give you peace of mind.
Your customers are important but so is your stock, shop contents, and building. Without the right cover, you could be hit with a few unwanted financial challenges that could throw a spanner in the works. Business Insurance cover includes:
Holding customer data, such as credit card information, comes with its own set of risks. If you are you selling online and collecting customer data (including credit cards) then protect your business from unwanted claims arising from data breaches.
A gift shop owner outdid herself with a beautiful new display with exquisite lighting. A cord coming out from the stand caused an obstruction and a lady visiting the store tripped and broke her wrist. $12,000 was paid out for medical costs, lost work and rehabilitation.
A gift shop owner rented premises in a quaint free standing terrace. A large storm caused the outside drains to be blocked resulting in water leaking in through the roof and damaging stock and fixtures in the store. $8,000 was paid out in damages.
|*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.|
This makes my life so easy I would recommend Biz cover to anyone
Lynda and James S
Wow, so easy. I was shocked. Thank you! My time precious at the moment.
SOOOOO EASY!!!! I have called around for 2 days looking for a cover, and this place offered me what I needed for half the price I was given elsewhere!
What an easy process! Great online quoting system and fast smooth processing of starting up my chosen policy. Great prices also. Very pleased with your service and will recommend to other business owners such as myself. Thank you.
Didn’t have to talk to anyone and I’ve got insurance. This is the future people. Satisfied customer
Easy site navigation easy to set up and a great price. After shopping around via phone and internet I still saved $300!