Why do Painters need it?

Like paint brushes that come in all shapes and sizes, your insurance is unique to your painting business, there’s no one-size fits all. With BizCover receive multiple quotes from Australia’s top insurers for you to select from, so you can be covered quicker than it takes that undercoat to dry. 

Did you Know?

If you’re subcontracting to another painter who has his or her own insurance, it is likely you are not covered by their policy. Public liability policies usually cover only the insured and their employees, not subcontractors.

Insurance for Painters

Public Liability Insurance*

In the world of painting, it’s a wise move to have Public Liability insurance in place, providing you with protection for the risks you could be creating.

Public Liability insurance is designed to protect you and your painting business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

Imagine working at a client’s house and you accidentally spill a tin of paint all over their timber floors or a customer trips over your scaffolding. These are just two examples of when you would want Public Liability insurance to protect you as a painter.

For covered claims, It will meet your legal and defence costs together with any compensation payable to a third party.

If you are operating as a contractor, it is important that you also consider the minimum amount of Public Liability insurance you are contractually required to have.

Business Insurance*

Portable Equipment Cover*

To get the job done you need your tools, from brushes to trays and even a few different sized ladders. Insuring your business assets not only gives you peace of mind but is an investment in protecting your small business for the long run. 

Portable Equipment cover protects you tools against being lost or stolen, anywhere in Australia, on or off the job. 

Personal Accident & Illness Insurance*

Your work is physically demanding; climbing ladders, using paint rollers and preparing all kinds of surfaces. Your success as a painter requires good health.  If you were to unexpectedly injure yourself or fall ill and be unable to work, how would you continue to pay bills and put dinner on the table?

The reality is accidents can and do happen, at work and even when you’re playing a game of backyard football with the kids on the weekend.

Personal Accident and Illness insurance can provide levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness (even if it occurs outside of work).

Personal Accident and Illness Insurance gives you peace of mind that your finances are under control, even if you need time off work to recover from an illness or injury.

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Claim example

A brush with trouble

While you take all the precautionary measures and care while painting at a client’s property unexpected challenges can still arise. A painter was out on the job when he accidentally knocked over a bottle of chemicals used in his painting job, all over his client’s carpet. The chemicals caused extensive damage to the carpet, making the glue soften and causing the carpet to bubble. The client made a claim for the damage and was awarded $1300 as compensation 

Every staff member I spoke to was more than happy to help me through all of my questions. Great service! Won me over from a competing company.

James O
Trades & Services

From quote to cover it was straight forward and easy

Andrew G
Trades & Services

Quick and easy. Took the hassle out of shopping around and comparing

Adam T
Trades & Services

Easy to use and beat my current insurances quote by a long shot- happy.

Thomas T
Trades & Services

Awesome and saved me $100 a month

Christopher B
Trades & Services

So easy to renew – takes the hassle out of organising insurance.

Sarel D
Trades & Services

Popular Searches