Insurance for Painters

Why do Painters need it?

Like paint brushes that come in all shapes and sizes, your insurance is unique to your painting business, there’s no one-size fits all. With BizCover receive multiple quotes from Australia’s top insurers for you to select from, so you can be covered quicker than it takes that undercoat to dry. 

Insurance for Painters

Public Liability Insurance*

In the world of painting, it’s a wise move to have Public Liability insurance in place, providing you with protection for the risks you could be creating.

Public Liability insurance is designed to protect you and your painting business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

Imagine working at a client’s house and you accidentally spill a tin of paint all over their timber floors or a customer trips over your scaffolding. These are just two examples of when you would want Public Liability insurance to protect you as a painter.

For covered claims, It will meet your legal and defence costs together with any compensation payable to a third party.

If you are operating as a contractor, it is important that you also consider the minimum amount of Public Liability insurance you are contractually required to have.

Business Insurance*

Portable Equipment Cover*

To get the job done you need your tools, from brushes to trays and even a few different sized ladders. Insuring your business assets not only gives you peace of mind but is an investment in protecting your small business for the long run. 

Portable Equipment cover protects you tools against being lost or stolen, anywhere in Australia, on or off the job. 

Personal Accident & Illness Insurance*

Your work is physically demanding; climbing ladders, using paint rollers and preparing all kinds of surfaces. Your success as a painter requires good health.  If you were to unexpectedly injure yourself or fall ill and be unable to work, how would you continue to pay bills and put dinner on the table?

The reality is accidents can and do happen, at work and even when you’re playing a game of backyard football with the kids on the weekend.

Personal Accident and Illness insurance can provide levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness (even if it occurs outside of work).

Personal Accident and Illness Insurance gives you peace of mind that your finances are under control, even if you need time off work to recover from an illness or injury.